INDICATOR COMPONENTS
The InsiderStreet Score combines six investment factors: Earnings Quality, Financial Quality, Relative Valuation, Risk/Safety, Price Momentum, and Insider/Smart-Money Trading. Scored 1–10, ranked vs sector peers. Weights: Quality 35%, Value 30%, Momentum 12%, with 22% weight on InsiderStreet's proprietary Insider/Smart-Money factor — the data layer that distinguishes us from generic equity research.
OPTIMIZED SCORE
The Optimized Score uses backtested factor weightings derived from historical return attribution. For large/mid cap stocks, Financial Quality and Earnings provide the most explanatory power. For small/micro cap, Insider Trading and Momentum dominate. Companies with Optimized Score ≥ 7 have historically outperformed over 12 months.
PEER ANALYSIS
Currency in USD
| Score | Ticker | Price |
1-Mo | 3-Mo | 1-Yr |
Mkt Cap | Trail PE |
Net Mgn | Edge |
Piotroski | Alpha Radar |
| 7 |
EVTC |
$26.28 |
+6.0% |
-12.5% |
-32.1% |
$1.6B |
12.2 |
13.9% |
40.6 |
5 |
-1 |
| 5 |
MSFT |
$390.74 |
-4.1% |
-2.9% |
-16.8% |
$2.90T |
-- |
39.3% |
68.1 |
5 |
-2 |
| 5 |
ORCL |
$184.13 |
-1.5% |
+15.6% |
+4.1% |
$529.6B |
-- |
25.4% |
33.5 |
5 |
0 |
| 7 |
PLTR |
$127.99 |
-3.6% |
-14.6% |
-1.3% |
$293.9B |
-- |
43.7% |
78.4 |
7 |
-1 |
| 4 |
PANW |
$279.62 |
+29.6% |
+66.2% |
+42.6% |
$190.6B |
-- |
7.9% |
62.5 |
4 |
1 |
| 3 |
CRWD |
$682.80 |
+26.6% |
+56.6% |
+47.9% |
$173.8B |
-- |
-0.5% |
48.3 |
3 |
0 |
| 6 |
FTNT |
$146.30 |
+27.4% |
+71.9% |
+42.7% |
$107.2B |
-- |
27.5% |
69.8 |
6 |
2 |
| 5 |
SNPS |
$453.89 |
-11.1% |
+9.0% |
-9.5% |
$86.9B |
-- |
8.9% |
33.5 |
5 |
-1 |
| 2 |
NET |
$228.48 |
+21.8% |
+7.2% |
+26.8% |
$81.1B |
-- |
-3.7% |
53.6 |
2 |
0 |
PEER COMPANIES
| MSFT | Microsoft Corporation |
ORCL | Oracle Corporation |
| PLTR | Palantir Technologies Inc. |
PANW | Palo Alto Networks, Inc. |
| CRWD | CrowdStrike Holdings, Inc. |
FTNT | Fortinet, Inc. |
| SNPS | Synopsys, Inc. |
NET | Cloudflare, Inc. |
| CRWV | CoreWeave, Inc. Class A Common Stock |
EARNINGS PER SHARE
Quarterly EPS: Actual vs Estimated
Annual Summary (5Y)
| Year | Revenue | Net Income | EPS |
|---|
| 2025 |
$0.9B |
$0.1B |
$2.21 |
| 2024 |
$0.8B |
$0.1B |
$1.73 |
| 2023 |
$0.7B |
$0.1B |
$1.21 |
| 2022 |
$0.6B |
$0.2B |
$3.45 |
| 2021 |
$0.6B |
$0.2B |
$2.21 |
ANALYST RECOMMENDATIONS
I/B/E/S Mean: Buy (18 Analysts)
EARNINGS SURPRISES (Last 6)
| Type | Date | Actual | Est | Δ |
|---|
| In-Line |
2026-05-06 00:00:00 |
$0.90 |
$0.91 |
-1.1% |
| Positive |
2026-02-26 00:00:00 |
$0.93 |
$0.91 |
+2.2% |
| Positive |
2025-11-06 00:00:00 |
$0.92 |
$0.89 |
+3.4% |
| Positive |
2025-07-30 00:00:00 |
$0.89 |
$0.86 |
+3.5% |
| Positive |
2025-05-07 00:00:00 |
$0.87 |
$0.81 |
+7.4% |
| Positive |
2025-02-26 00:00:00 |
$0.87 |
$0.74 |
+17.6% |
ANNUAL REVENUE & NET INCOME
Trailing revenue trajectory and operating leverage. Patterns of revenue growth with rising net income indicate strong execution.
| Latest Revenue (FY) | $0.9B |
| Revenue Growth YoY | +10.2% |
| Revenue CAGR (4Y) | +12.1% |
| EPS Growth YoY | +27.7% |
NEUTRAL OUTLOOK: InsiderStreet Edge Score of 5.6 suggests moderate financial quality.
Revenue Growth+10.2%
Year over year
Gross Margin46.4%
Latest 12 months
Return on Equity24.2%
Latest period
Net Margin13.9%
Latest 12 months
Current Ratio1.97
Latest period
Debt-to-Equity1.87
Latest period
Net Debt / EBITDA2.42
Leverage
Operating Margin19.1%
Latest 12 months
FCF / Mkt Cap6.0%
FCF yield approx
EV/EBITDA7.06
Enterprise val mult
EV/Sales2.59
Trailing 12mo
Income Quality1.63
FCF / Net Income
Dividend Yield0.8%
Current
Altman Z-Score1.93
Distress risk
Piotroski5/9
Quality screen
HIGHLIGHTS
- – Altman Z‑Score of 1.93 places EVTC in the distress zone.
- – Current ratio of 2.07 indicates ample short‑term liquidity.
NEGATIVE OUTLOOK: EVTC trades far below InsiderStreet’s fair‑value estimate.
Current Valuation Multiples
Price / Earnings (P/E)12.24
Trailing 12 months
Price / Sales (P/S)2.59
EV/Sales proxy
EV / EBITDA7.06
Trailing 12 months
EV / FCF16.57
Cash flow multiple
Enterprise Value$2.5B
EV TTM
Fair Value & Yield
Earnings Yield8.2%
Inverse of P/E
Conservative FV (EPS)$22.82
+15% to price
Base-Case FV (Growth)$78.37
Growth model
Optimistic FV$97.96
Bull case
InsiderStreet Value Score1.0/10
Percentile vs sector
PEER VALUATION
| Ticker | P/E | Net Mgn | Mkt Cap | Edge |
|---|
| EVTC |
12.2 |
13.9% |
$1.6B |
40.6 |
| MSFT |
-- |
39.3% |
$2.90T |
68.1 |
| ORCL |
-- |
25.4% |
$529.6B |
33.5 |
| PLTR |
-- |
43.7% |
$293.9B |
78.4 |
| PANW |
-- |
7.9% |
$190.6B |
62.5 |
| CRWD |
-- |
-0.5% |
$173.8B |
48.3 |
| FTNT |
-- |
27.5% |
$107.2B |
69.8 |
| SNPS |
-- |
8.9% |
$86.9B |
33.5 |
HIGHLIGHTS
- – Edge Score of 1.0/10 signals a severe valuation gap.
- – Current price $26.28 is roughly 66% lower than the fair‑value base of $78.37.
- – PE ratio of 12.24 contrasts with a fair‑value EPS of $22.82, indicating the market price is less than half of intrinsic earnings potential.
VALUATION HISTORY
NEGATIVE OUTLOOK: Current P/E of 12.24 reflects a low valuation.
5-Year history of valuation multiples by quarter. Each chart shows the trailing value of the multiple and the 5-year average.
PRICE TO EARNINGS
Close price ÷ TTM EPS.
Current: 12.2 · 5Y Avg: 19.4
PRICE TO SALES
Close price ÷ revenue per share.
Current: 1.9 · 5Y Avg: 3.6
PRICE TO BOOK
Close price ÷ book value per share.
Current: -2.1 · 5Y Avg: -9.6
PEG RATIO
P/E ÷ EPS growth rate.
Current: 7.21 · 5Y Avg: 1.22
EV / EBITDA
Enterprise value ÷ EBITDA.
Current: 7.5 · 5Y Avg: 10.1
EV / FCF (TTM)
Enterprise value ÷ free cash flow.
16.6
EV / FCF (TTM)
FCF Yield: 6.0%
PRICE MOMENTUM & EQUITY WEATHER
NEGATIVE OUTLOOK: Weak price momentum and bearish technical signals drive a down‑trend.
Equity Weather (composite)
Alpha Radar Opinion
Opinion -1/100
As of 2026-06-10 00:00:00
SCREENS HIT
death_cross
squeeze_bearish
SEASONALITY — Monthly Avg Return (12 months)
| Month | Avg Return | Median | Win Rate | N |
|---|
| January |
-3.0% |
-4.3% |
2308% |
13 |
| February |
-1.2% |
-0.3% |
4615% |
13 |
| March |
-1.0% |
+0.4% |
6154% |
13 |
| April |
+1.3% |
-1.9% |
4615% |
13 |
| May |
+4.4% |
+4.5% |
6154% |
13 |
| June |
+1.5% |
+0.3% |
6154% |
13 |
| July |
+2.1% |
+4.4% |
6154% |
13 |
| August |
+0.4% |
+0.5% |
5385% |
13 |
| September |
-4.1% |
-3.2% |
2308% |
13 |
| October |
-2.1% |
-2.8% |
3077% |
13 |
| November |
+2.7% |
+2.0% |
5385% |
13 |
| December |
+3.0% |
+2.0% |
6154% |
13 |
HIGHLIGHTS
- – Momentum Edge Score sits at 2.3, the lowest tier of the scale.
- – Weather Score is -18.23, classifying the equity as “Rainy.”
- – 1‑year total return is -32.08%, underscoring a significant loss.
- – Screens flag a death cross and a bearish squeeze, both indicating further downside risk.
INSIDER TRADING (FORM 4 & FORM 144)
POSITIVE OUTLOOK: Strong insider buying activity underscores confidence.
Last 90 Days — Summary
Total Form 4 Transactions17
Recent Form 4 Transactions (Top 10 by Date)
| Date | Insider | Role | Type | A/D | Shares | Price |
|---|
| 2026-06-12 |
SMITH BRIAN JOHN |
director |
P-Purc |
BUY |
16,202 |
$26.42 |
| 2026-06-03 |
Pagan Ivan |
director |
F-InKi |
SELL |
822 |
$25.11 |
| 2026-05-21 |
BARRETT KELLY HEFNER |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
| 2026-05-21 |
SMITH BRIAN JOHN |
director |
A-Awar |
BUY |
10,344 |
$24.65 |
| 2026-05-21 |
SCHUMACHER ALAN H |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
| 2026-05-21 |
Polak Aldo J. |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
| 2026-05-21 |
Pagan Ivan |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
| 2026-05-21 |
JUNQUERA JORGE A |
director |
A-Awar |
BUY |
10,344 |
$24.65 |
| 2026-05-21 |
Gambale Virginia |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
| 2026-05-21 |
Botero Olga Margarita |
director |
A-Awar |
BUY |
6,997 |
$24.65 |
FORM 144 — Planned Sales (Forward-Looking Signal)
| Filing Date | Filer | Security | Shares to Sell | Estimated Proceeds |
|---|
| 2025-06-20 |
Aldo J. Polak-Gelber |
Common |
2,243 |
$0.08M |
| 2025-05-22 |
Pagan Ivan |
Common |
6,852 |
$0.26M |
| 2025-05-14 |
DANIEL BRIGNARDELLO |
Common |
7,641 |
$0.28M |
| 2025-05-12 |
MIGUEL VIZCARRONDO |
Common |
40,000 |
$1.46M |
| 2025-05-09 |
LUIS RODRIGUEZ-GONZALEZ |
Common |
18,898 |
$0.67M |
HIGHLIGHTS
- – 16 insider purchases versus 1 sale in the last 90 days.
- – $4.04 M total insider buying value (total_notional) over the period.
- – 12 distinct insiders executed trades as of 2026‑06‑12.
POLITICAL TRADING (HOUSE + SENATE)
NEUTRAL OUTLOOK: Recent congressional activity shows balanced buying and selling by a single House member.
RECENT HOUSE TRADES
| Date | Member | Office | Type | Amount |
|---|
| 2025-06-17 |
Lisa McClain |
Lisa McClain |
Sale (Full) |
$1,001 - $15,000 |
| 2025-06-11 |
Lisa McClain |
Lisa McClain |
Purchase |
$1,001 - $15,000 |
RECENT SENATE TRADES
No recent Senate trades.
HIGHLIGHTS
- – One distinct House member (Lisa McClain) reported a sale of EVTC shares valued between $1,001 and $15,000 in the past year (InsiderStreet data).
- – The same member also reported a purchase of EVTC shares in the identical $1,001‑$15,000 range during the same period.
- – No Senate members reported any EVTC transactions in the past year (n = 0).
INSTITUTIONAL OWNERSHIP (13F)
NEUTRAL OUTLOOK: Institutional ownership is broadly distributed with 229 filers holding 60.4 M shares as of Q1 2026.
As of 2026-Q1
Latest Complete Quarter
Total 13F Filers Holding229
Total Notional Invested$1.7B
13F-Reported Shares60,421,038
Q-o-Q Changes (Position Counts)
TOP 10 INSTITUTIONAL HOLDERS
| Investor | Shares | Market Value | Δ Shares |
|---|
| FMR LLC |
9,597,237 |
$324.2M |
+55,126 |
| BlackRock, Inc. |
9,210,248 |
$311.1M |
-213,853 |
| FMR LLC |
9,597,558 |
$279.2M |
+321 |
| BlackRock, Inc. |
9,282,209 |
$270.0M |
+71,961 |
| VANGUARD GROUP INC |
7,167,171 |
$242.1M |
+1,249 |
| VANGUARD GROUP INC |
7,108,287 |
$206.8M |
-58,884 |
| AMERICAN CENTURY COMPANIES INC |
4,894,013 |
$165.3M |
+335,639 |
| AMERICAN CENTURY COMPANIES INC |
5,226,583 |
$152.0M |
+332,570 |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC |
3,367,415 |
$113.8M |
-68,289 |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC |
2,869,144 |
$83.5M |
-498,271 |
HIGHLIGHTS
- – 229 institutional investors filed 13F for EVTC.
- – They collectively hold 60,421,038 shares.
- – Total invested capital amounts to $1,672,245,863.
- – The quarter saw 33 new positions added.
ETF FLOWS · DARK POOL · SHORT INTEREST
NEUTRAL OUTLOOK: ETF inflows outpace outflows despite modest short interest.
Short Interest — 30 Days
Avg Daily Short Vol38,839
Avg Total Daily Vol95,075
HIGHLIGHTS
- – Short interest averages 0.54% of shares outstanding.
- – ETF net accumulation is +85.
- – 390 ETFs increased holdings versus 305 that decreased, indicating a net positive tilt.
ALPHA RADAR — TECHNICAL DEEP DIVE
NEUTRAL OUTLOOK:
Oscillators & Momentum
TSI (True Strength Index)-12.43
PIVOT POINTS (Classic Daily)
SCREENS CURRENTLY TRIGGERED (2)
death_cross
squeeze_bearish
HIGHLIGHTS
NEWS, EVENTS & SENTIMENT
POSITIVE OUTLOOK: Strong insider buying and high sentiment suggest upside.
Recent News (Last 30 Days, Top 7)
RECENT FORM 8-K EVENTS
| Filing Date | Form | Items | Description |
|---|
| 2026-06-09 |
8-K |
<built-in method items of dict object at 0x7c82b541b900> |
Other Events; Exhibits |
| 2026-05-21 |
8-K |
<built-in method items of dict object at 0x7c82b541bbc0> |
Shareholder Vote |
| 2026-05-20 |
8-K |
<built-in method items of dict object at 0x7c82b5414c40> |
Material Agreement; Exhibits |
| 2026-05-06 |
8-K |
<built-in method items of dict object at 0x7c82b54177c0> |
Earnings Release; Exhibits |
| 2026-04-30 |
8-K |
<built-in method items of dict object at 0x7c82b5417dc0> |
Regulation FD; Exhibits |
| 2026-04-30 |
8-K |
<built-in method items of dict object at 0x7c82b5415540> |
Other Events; Exhibits |
| 2026-02-26 |
8-K |
<built-in method items of dict object at 0x7c82b5417d40> |
Results of Operations and Financial Condition; Other Events; |
| 2026-02-19 |
8-K |
<built-in method items of dict object at 0x7c82b5415280> |
Regulation FD Disclosure; Financial Statements and Exhibits |
RECENT SCHEDULE 13D/G ACTIVIST FILINGS
| Filing Date | Form | Is 13D | Issuer |
|---|
| 2026-04-28 |
SCHEDULE 13G |
NO |
EVERTEC Inc |
| 2026-04-28 |
SCHEDULE 13G |
NO |
EVERTEC Inc |
| 2026-03-26 |
SCHEDULE 13G/A |
NO |
EVERTEC Inc |
| 2026-02-13 |
SCHEDULE 13G/A |
NO |
Evertec Inc |
| 2025-04-30 |
SCHEDULE 13G/A |
NO |
EVERTEC, Inc. |
HIGHLIGHTS
- – Insider purchased 21,000 EVTC shares for $491,000.
- – Avg. sentiment score is 0.9, indicating strong positive sentiment.
- – 8 Form 8‑K filings were recorded, reflecting active disclosures.
- – 5 Schedule 13 filings were filed, showing regulatory activity.
METHODOLOGY
InsiderStreet Score (0-10). Composite of six factors: Earnings Quality (18%), Financial Quality (18%), Relative Valuation (15%), Risk/Safety (15%), Price Momentum (12%), Insider/Smart-Money (22%). Each factor is independently scored 0-10 from underlying data, then weighted into the composite. Stocks with composite ≥7 have historically outperformed the S&P 500 over rolling 12-month windows.
Edge Score. InsiderStreet's proprietary competitive-advantage score (0-100), built from five sub-pillars: Cost Advantage, Intangibles, Switching Costs, Network Effects, and Scale. Ratings: Wide (≥70), Narrow (40-69), Limited (<40).
Insider/Smart-Money Factor. The differentiator. Built from Form 4 (corporate insider) transactions, Form 144 (planned sales), 13F (institutional) Q-o-Q changes, ETF accumulation, Congressional (House + Senate) trades, dark pool weekly notional, and FINRA short volume. Each input is percentile-ranked vs sector; composite re-percentile-ranked vs market.
Data Freshness. 13F filings are due 45 days after quarter-end. If the latest quarter's filing window is open AND we have less than 90% of prior-quarter filer count, we suppress Q-o-Q comparisons and label the data as in-progress.
Fair Value. Three models: Conservative EPS (P/E reversion to historical norm), Base Growth (forward EPS × industry mean P/E), Optimistic Growth (analyst-implied price target). Final fair value range presented; current price compared to base.
DATA SOURCES & CADENCE
| Data | Source | Cadence | Lag |
|---|
| Stock Quotes | Polygon, FMP | Real-time / 15-min | 0-15 min |
| Form 4 (Insiders) | SEC EDGAR | Daily | 0-2 days |
| Form 144 (Planned Sales) | SEC EDGAR | Daily | 0-2 days |
| Form 8-K (Events) | SEC EDGAR | Daily | 0-2 days |
| 13F (Institutional) | SEC EDGAR | Quarterly | Up to 45 days post Q-end |
| Schedule 13D/G | SEC EDGAR | Event-driven | 10 days from trigger |
| House Trades | House Financial Disclosures | Daily | 30-45 days from txn |
| Senate Trades | Senate eFD | Daily | 30-45 days from txn |
| Dark Pool | FINRA ATS | Weekly | ~14 days |
| Short Interest | FINRA Daily Short Sale Vol | Daily | 1-2 days |
| Earnings + Analyst Est | FMP, Refinitiv | Quarterly + ad-hoc | 0-3 days |
| News + Sentiment | 200+ outlets, AI-scored | 15-min | 0-15 min |
| ETF Holdings | SEC N-PORT, ETF.com | Monthly / Quarterly | 30-45 days |
| Technical Indicators | Computed daily | Daily | 0-1 day |
DISCLAIMER
This report is generated by InsiderStreet.ai for informational and educational purposes only. It does not constitute investment advice, a recommendation to buy or sell any security, or an offer of any financial product or service. Past performance does not guarantee future results.
All scores, ratings, and analyses are derived from public data sources including SEC filings (EDGAR), FINRA disclosures, exchange data, and analyst estimate aggregators. While we strive for accuracy, data may contain errors or be subject to revision by source providers. Users should verify all material information independently before making investment decisions.
"Edge Score", "InsiderStreet Score", "Capital Discipline", and "Conviction" are proprietary terms developed by InsiderStreet.ai and are not affiliated with any third-party rating services.
Generated 2026-06-15 09:18:53 ET · Cached 24h · Refresh: ?refresh=1