INDICATOR COMPONENTS
The InsiderStreet Score combines six investment factors: Earnings Quality, Financial Quality, Relative Valuation, Risk/Safety, Price Momentum, and Insider/Smart-Money Trading. Scored 1–10, ranked vs sector peers. Weights: Quality 35%, Value 30%, Momentum 12%, with 22% weight on InsiderStreet's proprietary Insider/Smart-Money factor — the data layer that distinguishes us from generic equity research.
OPTIMIZED SCORE
The Optimized Score uses backtested factor weightings derived from historical return attribution. For large/mid cap stocks, Financial Quality and Earnings provide the most explanatory power. For small/micro cap, Insider Trading and Momentum dominate. Companies with Optimized Score ≥ 7 have historically outperformed over 12 months.
PEER ANALYSIS
Currency in USD
| Score | Ticker | Price |
1-Mo | 3-Mo | 1-Yr |
Mkt Cap | Trail PE |
Net Mgn | Edge |
Piotroski | Alpha Radar |
| 5 |
FSUN |
$36.91 |
+2.3% |
+4.9% |
+3.1% |
$1.0B |
10.7 |
16.7% |
52.0 |
6 |
0 |
| 8 |
HDB |
$24.17 |
-1.0% |
-16.2% |
-37.1% |
$124.0B |
-- |
15.3% |
-- |
8 |
-2 |
| 6 |
MFG |
$9.68 |
+7.6% |
+23.3% |
+76.0% |
$117.9B |
-- |
14.5% |
-- |
6 |
1 |
| 4 |
IBN |
$27.79 |
+6.6% |
+2.4% |
-17.3% |
$99.6B |
-- |
17.4% |
-- |
4 |
0 |
| 6 |
PNC |
$237.66 |
+8.7% |
+15.4% |
+32.7% |
$95.4B |
-- |
22.5% |
58.5 |
6 |
2 |
| 6 |
USB-PA |
$765.00 |
-1.7% |
-1.7% |
-6.1% |
$88.1B |
-- |
18.0% |
51.1 |
6 |
-2 |
| 6 |
ITUB |
$7.99 |
-2.4% |
-1.7% |
+29.9% |
$88.1B |
-- |
-- |
-- |
6 |
-2 |
| 4 |
LYG |
$5.50 |
+3.8% |
+5.2% |
+33.2% |
$80.1B |
-- |
25.9% |
-- |
4 |
-1 |
| 6 |
USB-PS |
$17.54 |
-1.9% |
-5.1% |
-4.1% |
$66.7B |
-- |
18.0% |
48.9 |
6 |
-2 |
PEER COMPANIES
| HDB | HDFC Bank Limited |
MFG | Mizuho Financial Group, Inc. |
| IBN | ICICI Bank Limited |
PNC | The PNC Financial Services Group, Inc. |
| USB-PA | U.S. Bancorp PERP PFD SER A |
ITUB | Itaú Unibanco Holding S.A. |
| LYG | Lloyds Banking Group plc |
USB-PS | U.S. Bancorp Depositary Shares, |
| TFC | Truist Financial Corporation |
NEUTRAL OUTLOOK: Earnings Quality Score of 5.6/10 reflects mixed earnings performance.
Last 8 Quarters — EPS Surprises
| Date | EPS Est | EPS Actual | Surprise |
|---|
| 2026-04-27 00:00:00 |
$0.90 |
$0.84 |
-6.7% |
| 2026-01-26 00:00:00 |
$0.86 |
$0.95 |
+10.5% |
| 2025-10-27 00:00:00 |
$0.90 |
$0.82 |
-8.9% |
| 2025-07-28 00:00:00 |
$0.91 |
$0.93 |
+2.2% |
| 2025-04-28 00:00:00 |
$0.79 |
$0.83 |
+5.1% |
| 2025-01-27 00:00:00 |
$0.81 |
$0.86 |
+6.2% |
| 2024-10-28 00:00:00 |
$0.86 |
$0.79 |
-8.1% |
Surprise Stats (Last 8 Q)
| # Positive Surprises (>2%) | 4 |
| # Negative Surprises (<-2%) | 3 |
| # In-Line (within ±2%) | 0 |
| Avg Surprise | +0.0% |
Analyst Consensus
| Strong Buy | 0 |
| Buy | 3 |
| Hold | 0 |
| Sell | 0 |
| Strong Sell | 0 |
| Consensus | Buy |
HIGHLIGHTS
- – Earnings Quality Score stands at 5.6/10 (InsiderStreet).
- – Over the last eight quarters, earnings surprises ranged from –8.9% to +10.5%.
- – Analyst consensus is a Buy, with 3 Buy ratings and no Hold or Sell recommendations.
PRICE TARGET
Mean Target (last Q)
$44.00
EARNINGS PER SHARE
Quarterly EPS: Actual vs Estimated
Annual Summary (5Y)
| Year | Revenue | Net Income | EPS |
|---|
| 2025 |
$0.6B |
$0.1B |
$3.53 |
| 2024 |
$0.5B |
$0.1B |
$2.69 |
| 2023 |
$0.5B |
$0.1B |
$4.08 |
| 2022 |
$0.3B |
$0.1B |
$2.48 |
| 2021 |
$0.3B |
$0.0B |
$1.74 |
ANALYST RECOMMENDATIONS
I/B/E/S Mean: Buy (3 Analysts)
EARNINGS SURPRISES (Last 6)
| Type | Date | Actual | Est | Δ |
|---|
| Negative |
2026-04-27 00:00:00 |
$0.84 |
$0.90 |
-6.7% |
| Positive |
2026-01-26 00:00:00 |
$0.95 |
$0.86 |
+10.5% |
| Negative |
2025-10-27 00:00:00 |
$0.82 |
$0.90 |
-8.9% |
| Positive |
2025-07-28 00:00:00 |
$0.93 |
$0.91 |
+2.2% |
| Positive |
2025-04-28 00:00:00 |
$0.83 |
$0.79 |
+5.1% |
| Positive |
2025-01-27 00:00:00 |
$0.86 |
$0.81 |
+6.2% |
ANNUAL REVENUE & NET INCOME
Trailing revenue trajectory and operating leverage. Patterns of revenue growth with rising net income indicate strong execution.
| Latest Revenue (FY) | $0.6B |
| Revenue Growth YoY | +5.5% |
| Revenue CAGR (4Y) | +18.7% |
| EPS Growth YoY | +31.2% |
NEGATIVE OUTLOOK: Valuation is significantly below InsiderStreet’s fair‑value estimate.
Current Valuation Multiples
Price / Earnings (P/E)10.71
Trailing 12 months
Price / Sales (P/S)1.27
EV/Sales proxy
EV / EBITDA5.76
Trailing 12 months
EV / FCF11.18
Cash flow multiple
Fair Value & Yield
Earnings Yield9.3%
Inverse of P/E
Conservative FV (EPS)$32.22
+15% to price
Base-Case FV (Growth)$71.90
Growth model
Optimistic FV$89.88
Bull case
InsiderStreet Value Score1.1/10
Percentile vs sector
PEER VALUATION
| Ticker | P/E | Net Mgn | Mkt Cap | Edge |
|---|
| FSUN |
10.7 |
16.7% |
$1.0B |
52.0 |
| HDB |
-- |
15.3% |
$124.0B |
-- |
| MFG |
-- |
14.5% |
$117.9B |
-- |
| IBN |
-- |
17.4% |
$99.6B |
-- |
| PNC |
-- |
22.5% |
$95.4B |
58.5 |
| USB-PA |
-- |
18.0% |
$88.1B |
51.1 |
| ITUB |
-- |
-- |
$88.1B |
-- |
| LYG |
-- |
25.9% |
$80.1B |
-- |
HIGHLIGHTS
- – Edge Score is 1.1, reflecting a deep discount.
- – Current price $36.91 is roughly half of the InsiderStreet fair‑value base of $71.9.
- – Forward P/E ratio stands at 10.71, indicating limited upside.
VALUATION HISTORY
NEGATIVE OUTLOOK: Valuation is constrained with a current P/E of 10.71.
5-Year history of valuation multiples by quarter. Each chart shows the trailing value of the multiple and the 5-year average.
PRICE TO EARNINGS
Close price ÷ TTM EPS.
Current: 10.7 · 5Y Avg: 12.4
PRICE TO SALES
Close price ÷ revenue per share.
Current: 1.8 · 5Y Avg: 2.5
PRICE TO BOOK
Close price ÷ book value per share.
Current: 1.0 · 5Y Avg: 1.3
PEG RATIO
P/E ÷ EPS growth rate.
Current: 2.88 · 5Y Avg: 1.24
EV / EBITDA
Enterprise value ÷ EBITDA.
Current: -0.4 · 5Y Avg: 3.5
EV / FCF (TTM)
Enterprise value ÷ free cash flow.
11.2
EV / FCF (TTM)
FCF Yield: 8.9%
PRICE MOMENTUM & EQUITY WEATHER
NEUTRAL OUTLOOK:
Equity Weather (composite)
Alpha Radar Opinion
Opinion 0/100
As of 2026-06-10 00:00:00
SCREENS HIT
squeeze_play
SEASONALITY — Monthly Avg Return (12 months)
| Month | Avg Return | Median | Win Rate | N |
|---|
| January |
+2.2% |
+5.1% |
7500% |
4 |
| February |
-4.0% |
-2.3% |
0% |
4 |
| March |
-7.3% |
-7.8% |
2500% |
4 |
| April |
-2.4% |
-2.8% |
0% |
3 |
| May |
-2.0% |
-2.2% |
3333% |
3 |
| June |
+0.6% |
+1.1% |
6667% |
3 |
| July |
+11.6% |
+14.6% |
6667% |
3 |
| August |
+8.6% |
+5.9% |
10000% |
4 |
| September |
+0.1% |
+0.2% |
5000% |
4 |
| October |
-4.8% |
-5.3% |
5000% |
4 |
| November |
+7.3% |
+8.4% |
7500% |
4 |
| December |
+5.1% |
+4.7% |
7500% |
4 |
HIGHLIGHTS
INSIDER TRADING (FORM 4 & FORM 144)
POSITIVE OUTLOOK: Strong insider buying activity underscores confidence in FSUN.
Last 90 Days — Summary
Total Form 4 Transactions37
Recent Form 4 Transactions (Top 10 by Date)
| Date | Insider | Role | Type | A/D | Shares | Price |
|---|
| 2026-06-08 |
Edelson Sam |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
ELVING BEVERLY O |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
Fleshood John |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
Levy David W |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
MACKOVAK BENJAMIN |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
MURPHY PETER E |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
Parker C. Allen |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-06-08 |
Cohn Spencer |
director |
A-Awar |
BUY |
2,099 |
$0.00 |
| 2026-04-01 |
Cohn Spencer |
director |
|
SELL |
0 |
$0.00 |
| 2026-04-01 |
CARTER MOLLIE H |
director, officer: |
F-InKi |
SELL |
1,691 |
$36.71 |
HIGHLIGHTS
- – Insiders placed 25 buys versus 6 sells in the past 90 days.
- – Insider purchases totaled $7.58 million in notional value over that period.
- – 16 distinct insiders traded, with the latest transaction on 2026‑06‑08.
POLITICAL TRADING (HOUSE + SENATE)
NEUTRAL OUTLOOK: No legislative trades were recorded for FSUN in the past year.
RECENT HOUSE TRADES
No recent House trades.
RECENT SENATE TRADES
No recent Senate trades.
HIGHLIGHTS
- – House of Representatives members trading in the last year: 0 (n = 0).
- – Senate members trading in the last year: 0 (n = 0).
- – Recent trade lists for both chambers are empty (0 entries).
INSTITUTIONAL OWNERSHIP (13F)
NEUTRAL OUTLOOK: Institutional ownership
As of 2026-Q1
Latest Complete Quarter
Total 13F Filers Holding114
Total Notional Invested$0.4B
13F-Reported Shares10,902,354
Q-o-Q Changes (Position Counts)
TOP 10 INSTITUTIONAL HOLDERS
| Investor | Shares | Market Value | Δ Shares |
|---|
| WELLINGTON MANAGEMENT GROUP LLP |
2,880,385 |
$108.4M |
+189,493 |
| WELLINGTON MANAGEMENT GROUP LLP |
2,690,892 |
$104.4M |
-56,745 |
| BlackRock, Inc. |
846,503 |
$32.8M |
+58,235 |
| BlackRock, Inc. |
865,849 |
$32.6M |
+19,346 |
| VANGUARD GROUP INC |
784,349 |
$29.5M |
+28,034 |
| VANGUARD GROUP INC |
756,315 |
$29.3M |
-3,184 |
| STATE STREET CORP |
449,630 |
$17.4M |
+278,018 |
| STATE STREET CORP |
459,011 |
$17.3M |
+9,381 |
| ALLIANCEBERNSTEIN L.P. |
440,784 |
$17.1M |
+1,929 |
| ALLIANCEBERNSTEIN L.P. |
408,184 |
$15.4M |
-32,600 |
HIGHLIGHTS
ETF FLOWS · DARK POOL · SHORT INTEREST
NEUTRAL OUTLOOK: ETF inflows outpace outflows and short interest remains modest.
Short Interest — 30 Days
Avg Daily Short Vol10,763
Avg Total Daily Vol24,565
HIGHLIGHTS
- – Average short interest sits at 0.62% of float.
- – ETFs recorded a net accumulation of 68 units.
- – 245 ETFs are increasing versus 177 decreasing.
ALPHA RADAR — TECHNICAL DEEP DIVE
NEUTRAL OUTLOOK:
Oscillators & Momentum
TSI (True Strength Index)1.29
PIVOT POINTS (Classic Daily)
SCREENS CURRENTLY TRIGGERED (1)
squeeze_play
HIGHLIGHTS
NEWS, EVENTS & SENTIMENT
NEGATIVE OUTLOOK: Sentiment turns sharply negative with an average score of -0.9.
Recent News (Last 30 Days, Top 7)
RECENT FORM 8-K EVENTS
| Filing Date | Form | Items | Description |
|---|
| 2026-06-05 |
8-K |
<built-in method items of dict object at 0x7c82b832e5c0> |
Shareholder Vote; Regulation FD; Other Events; Exhibits |
| 2026-05-22 |
8-K |
<built-in method items of dict object at 0x7c82b832fc00> |
Exhibits |
| 2026-04-27 |
8-K |
<built-in method items of dict object at 0x7c82b832fec0> |
Earnings Release; Regulation FD; Exhibits |
| 2026-04-01 |
8-K |
<built-in method items of dict object at 0x7c82b832fe40> |
Material Agreement; Acquisition/Disposition; Financial Oblig |
| 2026-03-12 |
8-K |
<built-in method items of dict object at 0x7c82b832f440> |
Other Events; Financial Statements and Exhibits |
| 2026-02-27 |
8-K |
<built-in method items of dict object at 0x7c82b832f880> |
Submission of Matters to a Vote of Security Holders |
| 2026-02-25 |
8-K |
<built-in method items of dict object at 0x7c82b832fa00> |
Other Events; Financial Statements and Exhibits |
| 2026-02-06 |
8-K |
<built-in method items of dict object at 0x7c82b832f980> |
Other Events; Financial Statements and Exhibits |
RECENT SCHEDULE 13D/G ACTIVIST FILINGS
| Filing Date | Form | Is 13D | Issuer |
|---|
| 2026-05-15 |
SCHEDULE 13G/A |
NO |
FirstSun Capital Bancorp |
| 2026-05-12 |
SCHEDULE 13G/A |
NO |
FIRSTSUN CAPITAL BANCORP |
| 2026-04-07 |
SCHEDULE 13G |
NO |
FirstSun Capital Bancorp |
| 2026-04-07 |
SCHEDULE 13G |
NO |
FirstSun Capital Bancorp |
| 2026-01-07 |
SCHEDULE 13G/A |
NO |
FirstSun Capital Bancorp |
HIGHLIGHTS
- – 1 news article published, titled “New Strong Sell Stocks for May 27th”.
- – Avg. sentiment score recorded at -0.9, indicating strong negative tone.
- – 8 Form 8
METHODOLOGY
InsiderStreet Score (0-10). Composite of six factors: Earnings Quality (18%), Financial Quality (18%), Relative Valuation (15%), Risk/Safety (15%), Price Momentum (12%), Insider/Smart-Money (22%). Each factor is independently scored 0-10 from underlying data, then weighted into the composite. Stocks with composite ≥7 have historically outperformed the S&P 500 over rolling 12-month windows.
Edge Score. InsiderStreet's proprietary competitive-advantage score (0-100), built from five sub-pillars: Cost Advantage, Intangibles, Switching Costs, Network Effects, and Scale. Ratings: Wide (≥70), Narrow (40-69), Limited (<40).
Insider/Smart-Money Factor. The differentiator. Built from Form 4 (corporate insider) transactions, Form 144 (planned sales), 13F (institutional) Q-o-Q changes, ETF accumulation, Congressional (House + Senate) trades, dark pool weekly notional, and FINRA short volume. Each input is percentile-ranked vs sector; composite re-percentile-ranked vs market.
Data Freshness. 13F filings are due 45 days after quarter-end. If the latest quarter's filing window is open AND we have less than 90% of prior-quarter filer count, we suppress Q-o-Q comparisons and label the data as in-progress.
Fair Value. Three models: Conservative EPS (P/E reversion to historical norm), Base Growth (forward EPS × industry mean P/E), Optimistic Growth (analyst-implied price target). Final fair value range presented; current price compared to base.
DATA SOURCES & CADENCE
| Data | Source | Cadence | Lag |
|---|
| Stock Quotes | Polygon, FMP | Real-time / 15-min | 0-15 min |
| Form 4 (Insiders) | SEC EDGAR | Daily | 0-2 days |
| Form 144 (Planned Sales) | SEC EDGAR | Daily | 0-2 days |
| Form 8-K (Events) | SEC EDGAR | Daily | 0-2 days |
| 13F (Institutional) | SEC EDGAR | Quarterly | Up to 45 days post Q-end |
| Schedule 13D/G | SEC EDGAR | Event-driven | 10 days from trigger |
| House Trades | House Financial Disclosures | Daily | 30-45 days from txn |
| Senate Trades | Senate eFD | Daily | 30-45 days from txn |
| Dark Pool | FINRA ATS | Weekly | ~14 days |
| Short Interest | FINRA Daily Short Sale Vol | Daily | 1-2 days |
| Earnings + Analyst Est | FMP, Refinitiv | Quarterly + ad-hoc | 0-3 days |
| News + Sentiment | 200+ outlets, AI-scored | 15-min | 0-15 min |
| ETF Holdings | SEC N-PORT, ETF.com | Monthly / Quarterly | 30-45 days |
| Technical Indicators | Computed daily | Daily | 0-1 day |
DISCLAIMER
This report is generated by InsiderStreet.ai for informational and educational purposes only. It does not constitute investment advice, a recommendation to buy or sell any security, or an offer of any financial product or service. Past performance does not guarantee future results.
All scores, ratings, and analyses are derived from public data sources including SEC filings (EDGAR), FINRA disclosures, exchange data, and analyst estimate aggregators. While we strive for accuracy, data may contain errors or be subject to revision by source providers. Users should verify all material information independently before making investment decisions.
"Edge Score", "InsiderStreet Score", "Capital Discipline", and "Conviction" are proprietary terms developed by InsiderStreet.ai and are not affiliated with any third-party rating services.
Generated 2026-06-13 17:52:11 ET · Cached 24h · Refresh: ?refresh=1