InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$101.27

2026-10-16

Market Cap

$34.6B

Volume

4.3M

52-Wk High

$107.09

52-Wk Low

$82.45

Trailing PE

7.8

P/S

1.80

Gross Margin

46.2%

Net Margin

24.4%

ROE

20%

ROIC

14%

Piotroski

7/9

Altman Z

1.0

1-Yr Return

+17.4%

5-Yr Return

+167.8%

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.

SectorFinancial ServicesIndustryInsurance - DiversifiedExchangeNASDAQMarket Cap$34.6BEmployees8,000 (SEC-filed)CEONicolas Alain Emmanuel PapadopouloIPO1995-09-14CountryBM

Waterloo House, Pembroke, HM HM 08 · Tel 4412789250 · archgroup.com

INSIDERSTREET SCORE61 / 100Street mean $107.00 (5 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALTWO-WAY FLOW$0.5M buys against $3.9M sells / 6 mo

1 Year vs S&P 500 · ACGL +17.4% · S&P 500 +15.9% · spread +1.6pp

7 Years vs S&P 500 · ACGL +167.8% · S&P 500 +189.9% · spread -22.1pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE61of 100

Score Breakdown

Profitability	72/100
Growth	49/100
Momentum	77/100
Quality	86/100
Earnings Quality	72/100
Balance Sheet	73/100
Value	87/100
Risk (safety)	100/100
Overall	61.0/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
HIG	62
AIG	44
ATH	40
BNT	31
AXS	67
WTM	50
ACGL	61

IS Score Trend — quarterly

13 quarters, 23 Q1 to 26 Q2. Peak 74 in 23 Q4, latest 61 — -13 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY61 / 100IS Score 61.0 / 100 · -12.7 from peak of 74

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 88 / 100 · Power +77 · 21 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 61 and price structure at 88 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

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Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 61.0	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 62 → 59 → 64 → 61	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 921 → now 910	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)1 buys2026-05-01

Insider Buys (180d)1$0.5M

ETF Funds (30d)1207 up / 1167 downnet +40 funds

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 921 · latest 910 (-11 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	910	314.6M	$30.0B	91.7%
2026 Q1	915	317.9M	$30.0B	92.6%
2025 Q4	921	325.2M	$30.5B	94.8%
2025 Q3	841	326.4M	$29.3B	95.1%
2025 Q2	853	336.3M	$30.3B	98.0%
2025 Q1	848	335.3M	$32.0B	97.7%
2024 Q4	844	341.6M	$31.2B	99.5%
2024 Q3	845	332.8M	$36.7B	97.0%
2024 Q2	803	331.7M	$33.3B	96.6%
2024 Q1	802	328.7M	$30.2B	95.8%
2023 Q4	764	327.2M	$24.2B	95.3%
2023 Q3	685	334.1M	$26.5B	97.4%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

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Insider	Role	Date	Type	Shares	Value
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-14	—	7,682	$0.71M
Schmeiser Robert Michael	CEO, Arch Global Mortgage Grp.	2026-09-14	—	3,841	$0.36M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	12,870	$0.35M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	13,746	$0.35M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	15,822	$0.34M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	15,929	$0.44M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	15,461	$0.58M
Halgan Jerome	CEO, Arch Glob Reinsurance Grp	2026-09-03	—	13,692	$0.42M

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	6	46,847	$3.9M	Counted
P — Open-market purchases	1	5,300	$0.5M	Counted
M — Exercises (paired A/D)	3	43,710	$0.9M	None — mechanics
F — Tax withholding	4	21,414	$2.1M	None — compensation
G — Gifts	2	1,047,300	—	None

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalTwo-Way Flow

Open-Market Sells$3.9M6 txns / 6 mo

Open-Market Buys$0.5M1 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	SELL	$1,001 - $15,000	2026-09-04	2026-10-09
Ro Khanna	House	BUY	$1,001 - $15,000	2026-05-01	2026-06-11
Ro Khanna	House	BUY	$1,001 - $15,000	2025-09-29	2025-10-03

House 12-Mo3 trades2 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

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13F Filers (last complete Q)915

13F Shares318M92.6% of shares out

New / Closed114 / 101positions, QoQ

Increased / Reduced325 / 353positions, QoQ

Put/Call (13F)0.86option positions

Free Float97.1%331M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Confluence Investment Management L	315,201	$29M
Fjarde Ap-Fonden /Fourth Swedish N	267,188	$25M
Asr Vermogensbeheer N.V.	150,139	$14M
Wealth Enhancement Advisory Servic	119,844	$11M
Mn Services Vermogensbeheer B.V.	101,118	$9M
Czech National Bank	97,638	$9M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$948M
VSMPX	0.0%	$948M
VTSAX	0.0%	$948M
VTI	0.0%	$948M
VOO	0.0%	$824M
VFFSX	0.0%	$824M

13F Filers Holding ACGL — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session62.4%2026-10-15

20-Day Avg52.2%50-day 44.6%

TrendRising20d vs 50d

By Market CenterQ: 63% · N: 64% · B: 14%latest session

Weekly Notional ($B)

Where ACGL Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	2.0M	43 sh
Ubsa Ubs Ats	1.6M	47 sh
Ebxl Level Ats	1.4M	28 sh
Mstx Ms Trajectory Cross (Ats-1)	1.3M	39 sh
Sgmt Sigma X2	1.0M	37 sh
Mspl Ms Pool (Ats-4)	0.7M	172 sh

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Where a dollar of Arch Capital Group Ltd. revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
Reinsurance	$8.1B	48%
Insurance	$7.8B	46%
Mortgage	$1.2B	7%

ACGL (live moat model)Peer median: HIG · AIG · ATH · BNT · AXS

Component scores from the live moat model. Peer median illustrative.

Moat score 64/100 — Narrow; primary source Efficient Scale.

3.8 · Employees (SEC filings)

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Officer	Title
Nicolas Alain Emmanuel Papadopoulo	Chief Executive Officer & Director
Maamoun Rajeh	President
Francois Morin	Executive Vice President, Chief Financial Officer & Treasurer
Christine Lee Todd	Executive Vice President & Chief Investment Officer

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+11.8%

Next Report2026-10-27

Income Quality1.30OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+7.6%	+8.2%	+37.7%	+27.4%	+17.7%
Gross profit	+16.9%	-4.8%	+63.9%	+25.4%	+24.7%
Operating income	+22.8%	-21.0%	+126.5%	+44.0%	+11.3%
Net income	+53.5%	-31.6%	+201.0%	-2.9%	+2.0%

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$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	8.9	9.7	13.3	16.9	19.9
Cost of revenue	5.9	6.8	8.6	11.0	12.5
Gross profit	3.0	2.9	4.7	5.9	7.4
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.1	0.1	0.1	0.0	0.0
Operating income	1.7	1.4	3.1	4.5	5.0
EBITDA	2.3	1.7	3.6	4.9	5.4
D&A	0.1	0.1	0.1	0.2	0.2
Pretax income	2.4	1.6	3.6	4.7	5.2
Income tax	0.1	0.1	-0.9	0.4	0.8
Net income	2.2	1.5	4.4	4.3	4.4
Diluted EPS ($)	5.23	3.80	11.62	11.19	11.62
Diluted shares (M)	400	378	379	382	376

Operating CF$6B

CapEx$0B

Free cash flow$6B

SBC$0B

Buybacks$2B

Net cash change$0B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.9	0.9	1.0	1.0
ST investments	5.6	7.1	8.3	10.6
Receivables (net)	11.9	13.5	16.1	8.0
Total current assets	0.0	0.0	0.0	9.0
PP&E (net)	0.0	0.0	0.0	0.0
Goodwill + intangibles	0.8	0.7	1.4	2.9
Total assets	48.0	58.9	70.9	67.1
Accounts payable	3.3	3.8	4.3	4.6
Short-term debt	0.0	0.0	0.0	0.0
Deferred revenue	0.0	0.0	0.0	7.4
Total current liabilities	0.0	0.0	0.0	7.4
Long-term debt	2.7	2.7	2.7	2.7
Total liabilities	35.1	40.6	50.1	42.9
Shareholders' equity	12.9	18.4	20.8	24.2

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	1.5	4.4	4.3	4.4
D&A	0.1	0.1	0.2	0.2
Stock-based compensation	0.1	0.1	0.1	0.1
Working capital change	1.3	1.2	2.7	2.7
Operating cash flow	3.8	5.7	6.7	6.2
Capital expenditures	(0.1)	(0.1)	(0.1)	(0.0)
Investing cash flow	(3.1)	(5.5)	(4.5)	(4.0)
Buybacks	(0.6)	(0.0)	(0.0)	(1.9)
Dividends paid	(0.0)	(0.0)	(1.9)	(0.0)
Debt issuance / (repay)	0.0	0.0	0.0	0.0
Financing cash flow	(0.7)	(0.1)	(1.9)	(1.9)
Free cash flow	3.8	5.7	6.6	6.1

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	16.2%	11.2%	28.4%	22.0%	20.5%	20%
ROA	4.9%	3.2%	8.3%	6.6%	6.8%	5.5%
ROIC	18.0%	14.3%	29.7%	27.3%	29.6%	14.3%
Gross margin	34.0%	29.9%	35.6%	35.1%	37.2%	46.2%
Operating margin	19.5%	14.2%	23.4%	26.4%	25.0%	27.4%
Net margin	24.2%	15.3%	33.4%	25.5%	22.1%	24.4%
EBITDA margin	26.0%	17.9%	27.2%	28.6%	26.9%	29.2%
FCF margin	37.9%	39.0%	42.9%	39.1%	31.4%	—
VALUATION
P/E	7.62	14.79	6.04	8.20	7.58	7.8
P/B	1.21	1.69	1.46	1.70	1.49	1.4
P/S	1.84	2.26	2.02	2.09	1.82	1.80
P/FCF	4.85	5.80	4.71	5.34	5.78	5.7
EV/EBITDA	5.17	10.48	5.95	5.93	4.81	6.7
EV/Revenue	1.35	1.87	1.62	1.70	1.37	2.0
Earnings yield	13.1%	6.8%	16.6%	12.2%	13.2%	13.50%
FCF yield	20.6%	17.2%	21.2%	18.7%	17.3%	17.52%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.00	—	—	—	1.21	0.67
Quick ratio	0.00	—	—	—	1.21	0.67
Debt / equity	0.20	0.21	0.15	0.13	0.11	0.18
Debt / assets	6.0%	5.7%	4.6%	3.8%	4.1%	5.0%
Net debt / EBITDA	-1.90	-2.19	-1.47	-1.36	-1.56	0.57
Interest coverage	16.08	12.38	26.45	32.73	36.13	—

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.20	0.21	0.25	0.26	0.28	0.23
Receivables turnover	0.94	0.87	1.05	1.14	1.63	0.9
DSO (days)	386	421	349	319	224	386
DPO (days)	189	180	151	135	138	—
Cash conversion cycle	197	241	198	184	87	386
GROWTH (YoY)
Revenue growth	7.5%	8.2%	37.7%	27.4%	22.5%	—
Net income growth	53.5%	-31.5%	200.9%	-2.9%	-16.7%	—
EPS growth	61.9%	-27.2%	189.9%	-3.7%	-15.3%	—
FCF growth	19.0%	11.1%	51.4%	16.2%	-7.0%	—
PER SHARE ($)
EPS (diluted, TTM)	5.55	4.04	11.70	11.26	12.66	13.67
Book value / share	34.83	35.28	48.32	54.39	64.36	70.02
Revenue / share	22.95	26.39	35.00	44.23	52.77	55.94
FCF / share	8.71	10.29	15.00	17.30	16.59	17.64
Cash / share	18.36	17.76	21.19	24.32	30.69	29.34
SHAREHOLDER RETURN & SCORES
Buyback yield	10.3%	2.7%	0.0%	0.1%	4.6%	10.28%
Altman Z-Score	1.03	1.15	1.30	1.32	1.66	1.0
Piotroski F-Score	8	7	6	5	6	7/9
Beneish M-Score	-2.38	-2.49	-2.42	-2.09	-3.19	-2.73

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	1.0	Distress (<1.81)	Distress
Income quality	1.30	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.73	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.87
Interest burden	0.99
Operating margin	28.4%
Asset turnover	0.23×
Financial leverage	3.48×
= ROE	20%

Growth Quality (live)	Value
Revenue stability	0.94
Earnings stability	0.78
Earnings persistence	0.98
Revenue CAGR 3y	21.0%
EPS CAGR 3y	36.5%
FCF CAGR 3y	13.2%

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Buyback Yield10.28%

Dividend Yield0.00%

Total Shareholder Return10.29%cash yield

SBC / Revenue0.8%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
HIG	$36.6B	8.7	23%	17.9%	+6.5%	9/9	+9.4%
AIG	$42.8B	14.7	7%	13.4%	-3.8%	4/9	+7.4%
ATH	$19.8B	30.5	1%	18.4%	+69.8%	5/9	—
BNT	$12.2B	76.4	1%	3.4%	-14.9%	4/9	-16.4%
AXS	$7.3B	6.2	19%	21.9%	+11.6%	8/9	+8.1%
WTM	$5.2B	4.9	22%	23.6%	+8.6%	6/9	—
ARES	$36.9B	49.0	15%	10.5%	+45.4%	6/9	—
MTB	$31.1B	11.2	11%	24.3%	-5.8%	7/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

34 Analysts

Str Sell (0)Sell (2)Hold (17)Buy (15)Str Buy (0)

Mean Target (qtr)$107.005 targets

Target vs. Price+5.7%last-quarter mean

Next Report2026-10-27street $2.30

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$16.38B	$16.51B / $16.21B	$9.79	$10.41 / $9.41	12
FY2027	$16.31B	$16.63B / $16.02B	$9.81	$10.46 / $9.09	12
FY2028	$16.87B	$17.80B / $16.02B	$10.53	$11.46 / $9.45	5

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Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$102.50	+1.2%	2
Last Quarter	$107.00	+5.7%	5
Last Year	$106.27	+4.9%	22
All Time	$99.26	-2.0%	43

Rolling mean of published targets vs. last close $101.27. Aggregated from StreetInsider, Benzinga.

Third-Party Composite Rating

A+

DCF

5/5

ROE

5/5

ROA

5/5

Debt/Eq

4/5

P/E

4/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

ACGL +17.4% vs S&P 500 +15.9% — spread +1.6pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$95.66	+5.61	+5.86%	Above
SMA 50	$97.17	+4.10	+4.22%	Above
SMA 200	$96.39	+4.88	+5.06%	Above
EMA 9	$97.63	+3.64	+3.73%	Above
EMA 21	$96.67	+4.60	+4.76%	Above
EMA 50	$96.95	+4.32	+4.46%	Above
EMA 200	$96.10	+5.17	+5.38%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBULLISHPower Score +7721 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%100

Volume 20%81

Volatility 10%100

Patterns 15%50

This Week100% bullishof 11 price-based votes

4 Weeks Ago18%+82 pts since

12 Weeks Ago45%+55 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$95.66

Price vs SMA 50$97.17

Price vs SMA 200$96.39

EMA 9/21 Cross97.6/96.7

SMA 50/200Golden

ADX DirectionADX 19

Supertrend$95

Parabolic SAR$95

SMA Slope0.220

RSI68.0

Stochastic K/D91/89

StochRSI K/D100/99

Williams %R-3

CCI245

TSI vs Signal7.6

CMO36.1

ROC8.19%

OBV SignalAccum

Chaikin MF-0.130

MFI65

Force Index2M

Elder Ray Bull4.91

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 89

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$99.63 / $100.42 / $101.54	S1 / S2	$98.51 / $97.72
Bollinger (20,2)	$91.74 – $99.57	Squeeze	Off
52-wk range	$82.45 – $107.09	Off 52-wk high	-5.4%
ATR (14)	$1.93 (1.9%)	Historical vol	19.9%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+0.3%Jan55%

+2.0%Feb60%

+0.5%Mar67%

+0.6%Apr60%

+0.9%May50%

+0.1%Jun45%

+1.5%Jul65%

+2.6%Aug75%

+0.9%Sep55%

+2.6%Oct65%

+1.9%Nov65%

+0.8%Dec55%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	ACGL	S&P 500
Weekly volatility (σ, 1y)	2.84%	1.83%
Best / worst week (1y)	+6.3% / -7.9%	—
Max drawdown (5y, monthly)	-47.2%	—
1-week VaR (95%)	-4.1%	—
Beta (5y)	0.28	1.00

ACGL EQUITY WEATHER (LIVE)PARTLY CLOUDY · +24

Trend+39

Momentum+64

Volume+39

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 202 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+24.2+41.4 vs industry

Trend+38.8+49.6 vs industry

Momentum+63.7+59.2 vs industry

Volume+39.4+72.5 vs industry

Reading	ACGL	Insurance - Diversified n=189	Financial Services n=24,134	All US symbols n=70,435
Overall	+24.2	-17.2	-16.3	-20.5
Trend	+38.8	-10.8	-12.5	-21.3
Momentum	+63.7	+4.5	-4.4	-15.8
Volume	+39.4	-33.1	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Nicolas Papadopoulo Chief Executive Officer	$14.6M	73% equity+incentive
Maamoun Rajeh President, Arch Capital	$8.3M	70% equity+incentive
David E. Gansberg President, Arch Capital	$7.8M	73% equity+incentive
François Morin Executive Vice President, Chi	$5.9M	68% equity+incentive
Christine Todd Chief Investment Officer, Arc	$5.4M	66% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	37
Social	55
Governance	50
Composite ESG	47

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-29 to 2026-07-28
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	103 rows · 2000 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-09-03 to 2026-09-14
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Arch Capital Group Ltd. (ACGL)

Institutions holding — 12 quarters

Arch Capital Group Ltd. (ACGL)

Monthly Net Insider Flow (000 shares)

Signal Summary

Arch Capital Group Ltd. (ACGL)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding ACGL — quarterly

Institutional Put/Call — quarterly

Where ACGL Trades in the Dark

Arch Capital Group Ltd. (ACGL)

3.8 · Employees (SEC filings)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Balance Sheet — Full

Cash Flow Statement — Full

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Street Price Target — Trajectory

Third-Party Composite Rating

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Family Scores (site weights)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)

Arch Capital Group Ltd. (ACGL)