InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$80.74

2026-10-16

Market Cap

$42.8B

Volume

5.4M

52-Wk High

$87.29

52-Wk Low

$71.25

Trailing PE

14.7

P/S

1.60

Gross Margin

38.1%

Net Margin

11.1%

ROE

7%

ROIC

5%

Piotroski

7/9

Altman Z

1.1

1-Yr Return

+7.4%

5-Yr Return

+82.3%

American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management. This segment also covers property risks for commercial, industrial, and energy sectors, with further specialized offerings such as aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance policies. Additionally, AIG supplies professional liability coverage for various business operations and potential hazards, such as directors and officers (D&O), mergers and acquisitions (M&A), fidelity bonds, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions (E&O) insurance. The General Insurance segment extends to personal lines, featuring policies for automobiles, homes, and umbrella coverage, alongside specialized options for yachts, fine art, and valuable collections. It also includes voluntary and employer-sponsored personal accident and supplemental health plans, extended warranty protection, and travel insurance. AIG's Life and Retirement division focuses on providing a variety of annuity products such as variable, index-linked, and fixed annuities, as well as retail mutual funds. This segment also delivers financial planning and advisory services, in addition to comprehensive record-keeping, plan administration, and compliance support, along with both term and universal life insurance policies. Furthermore, it offers stable value wrap products, structured settlement annuities, and pension risk transfer solutions. Corporate-owned and bank-owned life insurance, alongside guaranteed investment contracts, complete its diverse portfolio. Distribution of these products occurs through a network of independent marketing organizations, independent insurance agents, financial advisors, direct marketing channels, banks, and broker-dealers. Established in 1919, the company maintains its headquarters in New York, New York.

SectorFinancial ServicesIndustryInsurance - DiversifiedExchangeNYSEMarket Cap$42.8BEmployees22,100 (SEC-filed)CEOEric AndersenIPO1973-01-02CountryUS

1271 Avenue of the Americas, New York City, NY 10020 · Tel 212 770 7000 · aig.com

INSIDERSTREET SCORE44 / 100Street mean $82.67 (3 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$18M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · AIG +7.4% · S&P 500 +15.9% · spread -8.4pp

7 Years vs S&P 500 · AIG +82.3% · S&P 500 +189.9% · spread -107.6pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE44of 100

Score Breakdown

Profitability	41/100
Growth	30/100
Momentum	63/100
Quality	69/100
Earnings Quality	74/100
Balance Sheet	81/100
Value	81/100
Risk (safety)	100/100
Overall	44.2/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
HIG	62
ACGL	61
ATH	40
BNT	31
AXS	67
WTM	50
AIG	44

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 51 in 26 Q1, latest 44 — -7 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY44 / 100IS Score 44.2 / 100 · -7.1 from peak of 51

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 92 / 100 · Power +83 · 22 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 44, price structure 92 out of 100, so the price reads better than the business does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 44.2	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 39 → 46 → 51 → 44	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,157 → now 1,142	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)1 buys2026-06-02

Insider Buys (180d)0none disclosed

ETF Funds (30d)938 up / 856 downnet +82 funds

Institutions Added (13F)20managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,157 · latest 1,142 (-15 from peak).

Quarter	Holders	13F shares	Value	Reported own%	Guard
2026 Q2	1,142	504.5M	$35.9B	94.5%
2026 Q1	1,122	501.2M	$36.3B	93.9%
2025 Q4	1,157	524.3M	$43.0B	98.2%
2025 Q3	1,085	519.4M	$39.7B	97.3%
2025 Q2	1,109	520.3M	$43.6B	97.5%
2025 Q1	1,105	543.2M	$46.0B	101.8%	ex-outlier 90.1%
2024 Q4	1,063	556.5M	$39.2B	104.3%	ex-outlier 92.0%
2024 Q3	1,035	573.5M	$40.5B	107.4%
2024 Q2	1,054	592.3M	$42.3B	111.0%
2024 Q1	1,023	606.5M	$45.4B	113.6%
2023 Q4	979	619.2M	$40.2B	116.0%
2023 Q3	897	633.2M	$36.7B	118.6%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

Why 2025-03 reads 101.77%. Institutions cannot hold more of a company than exists. The reported 543.2M shares exceed the 533.8M outstanding, and a single filer accounts for the excess: VANGUARD GROUP INC reports 62,452,826 shares against 65,257,236 the prior quarter, a 1x jump, which alone would be 11.7% of the company. Excluding that filing, ownership is 90.1%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

Why 2024-12 reads 104.26%. Institutions cannot hold more of a company than exists. The reported 556.5M shares exceed the 533.8M outstanding, and a single filer accounts for the excess: VANGUARD GROUP INC reports 65,257,236 shares against 66,511,776 the prior quarter, a 1x jump, which alone would be 12.2% of the company. Excluding that filing, ownership is 92.0%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Dandridge Edward Lee	EVP, Chief Marketing & Comms	2026-10-16	EXERCISE	2,813	—	14,327
Dandridge Edward Lee	EVP, Chief Marketing & Comms	2026-10-16	TAX W/H	1,437	$0.12M	12,890
Dandridge Edward Lee	EVP, Chief Marketing & Comms	2026-10-16	EXERCISE	2,813	—	0
Hussain Mohammad	EVP, Chief Risk Officer	2026-10-12	—	12,115	$0.83M	0
Hussain Mohammad	EVP, Chief Risk Officer	2026-10-12	—	12,768	$0.96M	0
Hussain Mohammad	EVP, Chief Risk Officer	2026-10-12	—	11,742	$0.93M	0
Twiningdavis Melissa	EVP, Chief Ops & Admin Officer	2026-10-01	TAX W/H	2,191	$0.17M	37,228
Wittman Vanessa Ames	director	2026-10-01	A-Award	76	—	11,702

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	3	236,829	$18.1M	Counted
M — Exercises (paired A/D)	2	22,517	—	None — mechanics
F — Tax withholding	13	209,343	$16.8M	None — compensation
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$18.1M3 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-10-16	Peter Zaffino	509,446	$40.3M
2026-08-12	Peter Zaffino	236,829	$18.3M
2025-05-16	Glazer Rose Marie E.	34,954	$2.9M
2025-05-05	Melissa Twiningdavis	9,321	$0.8M
Trailing 12 mo	2 filings	746,275	$59M

Filed	Form	Reporting person	% of class	Shares
2026-05-15	SCHEDULE 13G	Wellington Management Company LLP	5.10%	28.4M sh
2026-04-28	SCHEDULE 13G	Vanguard Portfolio Management	5.10%	27.4M sh
2026-02-12	SCHEDULE 13G/A	Capital Research Global Investors	4.90%	26.2M sh
2025-11-13	SCHEDULE 13G	Capital Research Global Investors	5.20%	28.5M sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	BUY	$1,001 - $15,000	2026-06-02	2026-07-08
Ro Khanna	House	SELL	$1,001 - $15,000	2026-01-13	2026-02-10
Julia Letlow	House	SELL	$1,001 - $15,000	2025-07-25	2026-01-14
Kelly Loeffler	Senate	SELL	$15,001 - $50,000	2020-04-14	2020-05-01
Kelly Loeffler	Senate	SELL	$15,001 - $50,000	2020-04-14	2020-04-30
Kelly Loeffler	Senate	BUY	$15,001 - $50,000	2020-04-07	2020-05-01

House 12-Mo2 trades1 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)1,122

13F Shares501M93.9% of shares out

New / Closed139 / 152positions, QoQ

Increased / Reduced374 / 448positions, QoQ

Put/Call (13F)1.00option positions

Free Float98.4%522M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Ferguson Wellman Capital Managemen	623,972	$46M
Assenagon Asset Management S.A.	608,522	$45M
Fjarde Ap-Fonden /Fourth Swedish N	176,324	$13M
Artemis Investment Management Llp	174,020	$13M
Wealth Enhancement Advisory Servic	173,097	$12M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.1%	$1.2B
VSMPX	0.1%	$1.2B
VTI	0.1%	$1.2B
VTSAX	0.1%	$1.2B
VWNAX	1.7%	$1.1B
VWNFX	1.7%	$1.1B

13F Filers Holding AIG — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session72.3%2026-10-15

20-Day Avg52.8%50-day 42.5%

TrendRising20d vs 50d

By Market CenterQ: 73% · N: 61% · B: 77%latest session

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Weekly Notional ($B)

Where AIG Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.2M	52 sh
Ubsa Ubs Ats	2.8M	57 sh
Ebxl Level Ats	2.1M	30 sh
Mstx Ms Trajectory Cross (Ats-1)	1.8M	52 sh
Sgmt Sigma X2	1.7M	50 sh
Mlix Instinct X	1.3M	86 sh

Where a dollar of American International Group, Inc. revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
International	$14.1B	53%
North America	$12.7B	47%

AIG (live moat model)Peer median: HIG · ACGL · ATH · BNT · AXS

Component scores from the live moat model. Peer median illustrative.

Moat score 40/100 — Weak; primary source Efficient Scale.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

3.8 · Employees (SEC filings)

Officer	Title
Peter Salvatore Zaffino	Executive Chairman
Jon Hancock	EVP & Chief Executive Officer of General Insurance
Keith Francis Walsh	Executive Vice President & Chief Financial Officer
Claude E. Wade	Executive Vice President, Chief Digital Officer and Global Head of Business Operations & Claims

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)6 of 6recent quarters

Avg Surprise+12.8%

Next Report2026-11-03

Income Quality1.30OCF ÷ net income

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+18.6%	-42.3%	-6.7%	-2.5%	-1.8%
Gross profit	-54.1%	-63.9%	-39.8%	+112.3%	-0.4%
Operating income	-283.0%	-71.8%	-24.0%	+35.0%	+0.3%
Net income	-274.4%	-1.4%	-64.4%	-138.5%	-320.5%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	52.0	30.0	28.0	27.3	26.8
Cost of revenue	31.9	22.7	23.6	18.0	17.5
Gross profit	20.1	7.3	4.4	9.3	9.2
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	8.7	6.2	5.4	5.5	5.1
Operating income	13.3	3.8	2.9	3.9	3.9
EBITDA	19.2	8.2	7.2	7.9	7.7
D&A	4.5	3.9	3.8	3.6	3.5
Pretax income	13.3	3.8	2.9	3.9	3.9
Income tax	2.4	0.9	0.1	1.2	0.8
Net income	10.4	10.2	3.6	-1.4	3.1
Diluted EPS ($)	11.95	12.94	4.98	-2.17	5.43
Diluted shares (M)	865	788	725	657	570

Operating CF$3B

CapEx$0B

Free cash flow$3B

SBC$0B

Buybacks$6B

Net cash change$-0B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	2.0	1.5	1.3	1.3
ST investments	238.5	78.1	36.1	37.1
Receivables (net)	13.2	10.0	10.5	49.1
Total current assets	0.0	0.0	0.0	87.6
PP&E (net)	0.0	0.0	0.0	0.0
Goodwill + intangibles	3.9	3.8	3.4	5.5
Total assets	522.2	539.3	161.3	161.3
Accounts payable	0.0	6.2	6.1	5.4
Short-term debt	1.5	0.2	0.0	0.0
Deferred revenue	0.0	0.0	0.0	18.0
Total current liabilities	0.0	0.0	0.0	102.7
Long-term debt	25.7	10.6	8.9	9.2
Total liabilities	478.8	488.0	118.8	120.1
Shareholders' equity	43.5	51.3	42.5	41.2

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	11.3	3.9	2.7	3.1
D&A	4.4	4.2	3.6	3.5
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	(12.4)	(3.5)	(2.4)	(3.8)
Operating cash flow	4.1	6.2	3.3	3.3
Capital expenditures	0.0	0.0	0.0	0.0
Investing cash flow	(3.6)	(7.0)	1.7	3.2
Buybacks	(5.2)	(3.0)	(7.1)	(5.8)
Dividends paid	(1.0)	(1.0)	(1.0)	(1.0)
Debt issuance / (repay)	(0.8)	(2.0)	(1.4)	0.1
Financing cash flow	(0.6)	0.8	(5.1)	(6.5)
Free cash flow	4.1	6.2	3.3	3.3

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	14.2%	18.6%	8.4%	-3.2%	7.4%	7%
ROA	1.6%	1.8%	0.7%	-0.4%	1.9%	1.8%
ROIC	-5.0%	-6.3%	-4.2%	19.2%	26.0%	4.9%
Gross margin	38.7%	24.2%	15.6%	34.0%	34.5%	38.1%
Operating margin	25.7%	12.6%	10.2%	14.2%	14.5%	14.0%
Net margin	19.9%	34.1%	13.0%	-5.1%	11.6%	11.1%
EBITDA margin	36.9%	27.5%	25.8%	29.1%	28.9%	28.2%
FCF margin	12.1%	7.6%	17.5%	12.0%	12.4%	—
VALUATION
P/E	4.79	4.69	12.62	-31.85	15.10	14.7
P/B	0.68	1.14	1.01	1.05	1.14	1.1
P/S	0.87	0.86	1.29	1.64	1.75	1.60
P/FCF	7.16	11.21	7.36	13.66	14.11	11.1
EV/EBITDA	-13.01	-9.23	-5.02	2.05	2.27	6.7
EV/Revenue	-4.20	-3.07	-0.64	0.60	0.65	1.9
Earnings yield	20.9%	21.3%	7.9%	-3.1%	6.6%	6.88%
FCF yield	14.0%	8.9%	13.6%	7.3%	7.1%	8.99%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	—	—	—	—	0.85	1.36
Quick ratio	—	—	—	—	0.85	1.36
Debt / equity	0.46	0.66	0.24	0.21	0.22	0.22
Debt / assets	5.1%	5.2%	2.0%	5.5%	5.7%	5.6%
Net debt / EBITDA	-15.69	-11.81	-15.15	-3.59	-3.78	1.02
Interest coverage	9.27	12.29	0.80	7.15	10.80	—

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.09	0.10	0.07	0.08	0.17	0.16
Receivables turnover	4.37	4.24	3.08	2.67	0.91	0.5
DSO (days)	84	86	118	137	401	715
DPO (days)	—	—	—	117	120	—
Cash conversion cycle	—	—	—	20	282	715
GROWTH (YoY)
Revenue growth	18.2%	4.8%	-34.2%	-23.8%	-1.8%	—
Net income growth	257.9%	5.9%	-63.4%	-138.5%	320.5%	—
EPS growth	258.7%	16.3%	-59.2%	-143.5%	353.2%	—
FCF growth	1173.3%	-33.8%	50.3%	-47.6%	1.3%	—
PER SHARE ($)
EPS (diluted, TTM)	10.85	12.62	5.15	-2.24	5.67	5.55
Book value / share	76.26	52.00	64.06	67.79	75.29	76.11
Revenue / share	59.92	68.96	50.52	43.47	49.00	50.01
FCF / share	7.26	5.27	8.82	5.22	6.07	7.21
Cash / share	338.49	305.32	112.50	59.63	70.29	156.85
SHAREHOLDER RETURN & SCORES
Buyback yield	5.8%	11.2%	6.4%	16.0%	12.5%	7.44%
Altman Z-Score	0.88	0.34	0.22	0.79	0.70	1.1
Piotroski F-Score	6	5	5	4	5	7/9
Beneish M-Score	-2.44	-2.02	-2.72	-2.19	1.00	-0.07

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	1.1	Distress (<1.81)	Distress
Income quality	1.30	Cash-backed	OCF ÷ net income
Beneish M-Score	-0.07	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.82
Interest burden	0.90
Operating margin	15.1%
Asset turnover	0.16×
Financial leverage	4.01×
= ROE	7%

Growth Quality (live)	Value
Revenue stability	0.83
Earnings stability	0.23
Earnings persistence	0.50
Revenue CAGR 3y	-15.5%
EPS CAGR 3y	-3.9%
FCF CAGR 3y	-6.2%

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield7.44%

Dividend Yield2.35%

Total Shareholder Return9.91%cash yield

SBC / Revenue0.0%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
HIG	$36.6B	8.7	23%	17.9%	+6.5%	9/9	+9.4%
ACGL	$34.6B	7.8	20%	23.6%	+6.5%	7/9	+17.4%
ATH	$19.8B	30.5	1%	18.4%	+69.8%	5/9	—
BNT	$12.2B	76.4	1%	3.4%	-14.9%	4/9	-16.4%
AXS	$7.3B	6.2	19%	21.9%	+11.6%	8/9	+8.1%
WTM	$5.2B	4.9	22%	23.6%	+8.6%	6/9	—
AMP	$44.2B	11.9	63%	22.2%	+9.0%	5/9	—
MSCI	$41.4B	31.3	-76%	39.4%	+11.6%	8/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

41 Analysts

Str Sell (0)Sell (1)Hold (25)Buy (15)Str Buy (0)

Mean Target (qtr)$82.673 targets

Target vs. Price+2.4%last-quarter mean

Next Report2026-11-03street $1.88

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$28.87B	$29.03B / $28.76B	$8.10	$8.24 / $7.93	12
FY2027	$31.41B	$32.09B / $30.11B	$8.83	$9.26 / $8.35	12
FY2028	$32.89B	$33.74B / $31.78B	$9.54	$10.13 / $8.38	4

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Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$81.50	+0.9%	2
Last Quarter	$82.67	+2.4%	3
Last Year	$85.74	+6.2%	23
All Time	$83.86	+3.9%	49

Rolling mean of published targets vs. last close $80.74. Aggregated from StreetInsider.

Third-Party Composite Rating

A-

DCF

4/5

ROE

3/5

ROA

4/5

Debt/Eq

4/5

P/E

3/5

P/B

3/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

AIG +7.4% vs S&P 500 +15.9% — spread -8.4pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$75.99	+4.75	+6.25%	Above
SMA 50	$75.87	+4.87	+6.42%	Above
SMA 200	$75.82	+4.92	+6.49%	Above
EMA 9	$77.87	+2.87	+3.69%	Above
EMA 21	$76.69	+4.05	+5.28%	Above
EMA 50	$76.27	+4.47	+5.86%	Above
EMA 200	$76.25	+4.49	+5.89%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBULLISHPower Score +8322 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%100

Volume 20%94

Volatility 10%100

Patterns 15%50

This Week100% bullishof 11 price-based votes

4 Weeks Ago36%+64 pts since

12 Weeks Ago36%+64 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$75.99

Price vs SMA 50$75.87

Price vs SMA 200$75.82

EMA 9/21 Cross77.9/76.7

SMA 50/200Golden

ADX DirectionADX 19

Supertrend$76

Parabolic SAR$75

SMA Slope0.270

RSI72.0

Stochastic K/D92/90

StochRSI K/D98/97

Williams %R-2

CCI203

TSI vs Signal18.5

CMO44.0

ROC7.75%

OBV SignalAccum

Chaikin MF0.010

MFI90

Force Index3M

Elder Ray Bull4.18

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 90

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$78.95 / $79.73 / $80.33	S1 / S2	$78.35 / $77.57
Bollinger (20,2)	$72.35 – $79.63	Squeeze	Off
52-wk range	$69.89 – $85.63	Off 52-wk high	-5.7%
ATR (14)	$1.42 (1.8%)	Historical vol	21.2%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-3.3%Jan45%

-2.9%Feb45%

+5.8%Mar52%

+4.2%Apr65%

+1.1%May60%

-2.8%Jun50%

-0.5%Jul55%

+10.7%Aug50%

-3.6%Sep55%

+0.0%Oct70%

-0.4%Nov45%

+3.0%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	AIG	S&P 500
Weekly volatility (σ, 1y)	3.38%	1.83%
Best / worst week (1y)	+10.2% / -9.7%	—
Max drawdown (5y, monthly)	-66.1%	—
1-week VaR (95%)	-5.9%	—
Beta (5y)	0.51	1.00

AIG EQUITY WEATHER (LIVE)PARTLY CLOUDY · +26

Trend+44

Momentum+65

Volume+37

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 149 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

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Overall+25.6+42.8 vs industry

Trend+43.8+54.6 vs industry

Momentum+65.3+60.8 vs industry

Volume+37.0+70.1 vs industry

Reading	AIG	Insurance - Diversified n=189	Financial Services n=24,134	All US symbols n=70,435
Overall	+25.6	-17.2	-16.3	-20.5
Trend	+43.8	-10.8	-12.5	-21.3
Momentum	+65.3	+4.5	-4.4	-15.8
Volume	+37.0	-33.1	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Robert H. Benmosche Chief Executive Officer	$14.8M	84% equity+incentive
Peter D. Hancock Executive Vice President— P	$9.6M	84% equity+incentive
Jay S. Wintrob Executive Vice President— Lif	$9.4M	83% equity+incentive
William N. Dooley Executive Vice President—	$7.1M	86% equity+incentive
David L. Herzog Executive Vice President and	$7.0M	85% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	47
Social	58
Governance	54
Composite ESG	53

Composite ESG Trend

Filed	8-K contents	Items
2026-09-24	Other Events; Exhibits	8.01,9.01
2026-09-16	Officer/Director Change	5.02
2026-09-02	Officer/Director Change; Exhibits	5.02,9.01
2026-08-06	Earnings Release; Other Events; Exhibits	2.02,8.01,9.01
2026-05-14	Officer/Director Change; Shareholder Vote; Exhibits	5.02,5.07,9.01
2026-04-30	Earnings Release; Other Events; Exhibits	2.02,8.01,9.01
2026-04-27	Officer/Director Change; Exhibits	5.02,9.01
2026-03-16	Departure/Election of Directors; Appointment of Officers	5.02

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-11-05 to 2026-08-06
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	80 rows · 2006 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-10-01 to 2026-10-16
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2025-11-13 to 2026-05-15
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.