InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$313.59

2026-10-16

Market Cap

$211.8B

Volume

3.4M

52-Wk High

$387.49

52-Wk Low

$290.97

Trailing PE

19.0

P/S

2.52

Gross Margin

84.3%

Net Margin

13.6%

ROE

34%

ROIC

13%

Piotroski

9/9

Altman Z

1.5

1-Yr Return

-2.9%

5-Yr Return

+180.7%

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

SectorFinancial ServicesIndustryFinancial - Credit ServicesExchangeNYSEMarket Cap$211.8BEmployees76,800 (SEC-filed)CEOStephen Joseph SqueriIPO1972-06-01CountryUS

200 Vesey Street, New York City, NY 10285 · Tel 212 640 2000 · americanexpress.com

INSIDERSTREET SCORE56 / 100Street mean $361.80 (10 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$6M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · AXP -2.9% · S&P 500 +15.9% · spread -18.8pp

7 Years vs S&P 500 · AXP +180.7% · S&P 500 +189.9% · spread -9.2pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE56of 100

Score Breakdown

Profitability	75/100
Growth	58/100
Momentum	83/100
Quality	80/100
Earnings Quality	70/100
Balance Sheet	50/100
Value	50/100
Risk (safety)	100/100
Overall	56.0/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
COF	63
MA	77
V	73
PYPL	64
SYF	56
GPN	23
AXP	56

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 63 in 24 Q2, latest 56 — -7 since. Fell in 1 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY56 / 100IS Score 56.0 / 100 · -6.9 from peak of 63

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTURELEAN BULLISHTechnical Score 58 / 100 · Power +17 · 15 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 56 and price structure at 58 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 56.0	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 54 → 52 → 54 → 56	the direction matters more than the level
Technical vote share back above 50%	now 55%	price structure no longer broken
Institutional holder count rises two quarters running	peak 3,046 → now 3,025	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)5 buys2026-09-15

Insider Buys (180d)0none disclosed

ETF Funds (30d)1399 up / 1327 downnet +72 funds

Institutions Added (13F)114managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 3,046 · latest 3,025 (-21 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	3,025	581.0M	$193.1B	85.7%
2026 Q1	2,911	578.3M	$171.7B	85.3%
2025 Q4	3,046	586.4M	$212.6B	86.5%
2025 Q3	2,756	582.4M	$190.4B	85.9%
2025 Q2	2,719	595.6M	$186.9B	87.8%
2025 Q1	2,625	597.8M	$158.1B	88.2%
2024 Q4	2,641	598.2M	$174.0B	88.2%
2024 Q3	2,457	589.6M	$156.1B	87.0%
2024 Q2	2,352	603.9M	$136.7B	89.1%
2024 Q1	2,319	609.6M	$135.5B	89.9%
2023 Q4	2,196	612.4M	$112.1B	90.3%
2023 Q3	2,008	612.0M	$89.4B	90.3%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Wardell Lisa W	director	2026-09-30	A-Award	120	—	10,575
Wallace Noel R.	director	2026-09-30	A-Award	116	—	1,091
Phillips Jr Charles E	director	2026-09-30	A-Award	60	—	10,591
Majoras Deborah P	director	2026-09-30	A-Award	58	—	5,199
Brennan John Joseph	director	2026-09-30	A-Award	212	—	29,784
Baltimore Thomas J Jr	director	2026-09-30	A-Award	116	—	10,529
Angelakis Michael J	director	2026-09-30	A-Award	58	—	1,971
Young Christopher David	director	2026-09-30	A-Award	128	—	21,179

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	5	18,916	$6.3M	Counted
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$6.3M5 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-06-15	Glenda Mcneal	7,033	$2.4M
2026-03-06	Jessica Lieberm Quinn	3,032	$0.9M
2026-02-19	Raymond D Joabar	14,000	$4.8M
2026-02-12	Howard M Grosfield	8,134	$2.8M
Trailing 12 mo	15 filings	314,133	$107M

Filed	Form	Reporting person	% of class	Shares
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change

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Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	BUY	$1,001 - $15,000	2026-09-15	2026-10-09
Ro Khanna	House	BUY	$1,001 - $15,000	2026-09-15	2026-10-09
Richard W. Allen	House	BUY	$1,001 - $15,000	2026-05-08	2026-06-17
Shelley Moore Capito	Senate	BUY	$1,001 - $15,000	2026-03-11	2026-04-05
Shelley Moore Capito	Senate	BUY	$1,001 - $15,000	2026-03-11	2026-04-05
Markwayne Mullin	Senate	BUY	$1,001 - $15,000	2025-12-29	2026-01-16

House 12-Mo32 trades17 purchases

Senate 12-Mo4 trades4 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)2,911

13F Shares578M85.3% of shares out

New / Closed193 / 285positions, QoQ

Increased / Reduced1,080 / 1,223positions, QoQ

Put/Call (13F)1.24option positions

Free Float99.9%674M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Smead Capital Management, Inc.	562,102	$171M
Cacti Asset Management Llc	389,972	$119M
Td Waterhouse Canada Inc.	328,420	$99M
Douglas Lane & Associates, Llc	265,930	$81M
Wealth Enhancement Advisory Servic	254,966	$74M
Fjarde Ap-Fonden /Fourth Swedish N	194,541	$59M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.2%	$4.9B
VSMPX	0.2%	$4.9B
VTI	0.2%	$4.9B
VTSAX	0.2%	$4.9B
VFIAX	0.2%	$4.2B
VFINX	0.2%	$4.2B

13F Filers Holding AXP — quarterly

Institutional Put/Call — quarterly

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Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session31.2%2026-10-15

20-Day Avg46.2%50-day 45.5%

TrendRising20d vs 50d

By Market CenterQ: 31% · N: 37% · B: 43%latest session

Weekly Notional ($B)

Where AXP Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.7M	33 sh
Ubsa Ubs Ats	2.6M	33 sh
Sgmt Sigma X2	1.8M	30 sh
Ebxl Level Ats	1.4M	20 sh
Mstx Ms Trajectory Cross (Ats-1)	1.1M	26 sh
Mlix Instinct X	1.1M	44 sh

Where a dollar of American Express Company revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
United States Geographic Region	$56.0B	78%
EMEA Geographic Region	$7.1B	10%
JAPA Geographic Region	$5.2B	7%
LACC Geographic Region	$4.2B	6%
Other Unallocated	$-271M	-0%

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AXP (live moat model)Peer median: COF · MA · V · PYPL · SYF

Component scores from the live moat model. Peer median illustrative.

Moat score 72/100 — Wide; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
Stephen Joseph Squeri	Chairman & Chief Executive Officer
Ravikumar Radhakrishnan	Executive Vice President & Chief Information Officer
Christophe Le Caillec	Chief Financial Officer
Howard Martin Grosfield	Group President of US Consumer Services

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

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Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+3.8%

Next Report2026-10-23

Income Quality1.61OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

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Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+15.9%	+25.2%	+21.1%	+10.1%	+8.4%
Gross profit	+41.4%	+13.7%	+9.7%	+9.3%	+10.2%
Operating income	+148.8%	-10.3%	+9.7%	+22.7%	+7.0%
Net income	+157.1%	-6.8%	+11.4%	+21.0%	+7.0%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	44.4	55.6	67.4	74.2	80.5
Cost of revenue	-0.1	4.9	11.8	13.4	13.5
Gross profit	44.6	50.7	55.6	60.8	67.0
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	11.5	12.7	13.3	14.2	15.3
Operating income	10.7	9.6	10.5	12.9	13.8
EBITDA	12.4	11.2	12.2	14.6	15.6
D&A	1.7	1.6	1.7	1.7	1.8
Pretax income	10.7	9.6	10.5	12.9	13.8
Income tax	2.6	2.1	2.1	2.8	3.0
Net income	8.1	7.5	8.4	10.1	10.8
Diluted EPS ($)	10.02	9.84	11.21	14.02	15.38
Diluted shares (M)	790	752	736	713	696

Operating CF$18B

CapEx$2B

Free cash flow$16B

SBC$1B

Buybacks$6B

Net cash change$7B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	33.5	46.5	40.6	47.7
ST investments	4.9	2.1	1.0	0.8
Receivables (net)	0.0	0.0	59.2	0.0
Total current assets	38.4	48.7	41.5	48.5
PP&E (net)	5.2	5.9	6.2	7.1
Goodwill + intangibles	3.9	3.9	4.3	5.0
Total assets	228.4	261.1	271.5	300.1
Accounts payable	12.1	13.1	13.9	14.7
Short-term debt	1.3	1.3	1.4	1.4
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	125.8	145.6	156.8	170.8
Long-term debt	42.6	47.9	49.7	56.4
Total liabilities	203.6	233.1	241.2	266.6
Shareholders' equity	24.7	28.1	30.3	33.5

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	7.5	8.4	10.1	10.8
D&A	1.6	1.7	1.7	1.8
Stock-based compensation	0.4	0.5	0.5	0.6
Working capital change	10.2	3.8	(1.9)	0.9
Operating cash flow	21.1	18.6	14.1	18.4
Capital expenditures	(1.9)	(1.6)	(1.9)	(2.4)
Investing cash flow	(33.7)	(24.4)	(24.4)	(22.9)
Buybacks	(3.5)	(3.7)	(6.0)	(5.8)
Dividends paid	(1.6)	(1.8)	(2.0)	(2.3)
Debt issuance / (repay)	3.6	4.9	2.1	6.2
Financing cash flow	24.5	18.4	4.4	11.2
Free cash flow	19.2	17.0	12.1	16.0

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	35.7%	32.1%	31.7%	34.7%	34.0%	34%
ROA	4.2%	3.6%	3.4%	3.8%	3.8%	3.7%
ROIC	20.9%	24.8%	29.3%	25.4%	25.4%	13.0%
Gross margin	100.3%	91.1%	82.5%	81.9%	83.2%	84.3%
Operating margin	24.1%	17.2%	15.6%	17.4%	17.1%	27.2%
Net margin	18.1%	13.5%	12.4%	13.7%	13.5%	13.6%
EBITDA margin	27.9%	20.2%	18.1%	19.6%	19.4%	29.4%
FCF margin	29.5%	34.7%	25.2%	16.4%	19.9%	—
VALUATION
P/E	14.84	14.13	15.88	20.41	23.44	19.0
P/B	5.40	4.30	4.74	6.83	7.59	6.2
P/S	2.69	1.92	1.97	2.79	3.16	2.52
P/FCF	9.14	5.52	7.82	17.03	15.87	14.1
EV/EBITDA	10.99	9.96	10.97	14.85	16.90	9.1
EV/Revenue	3.06	2.02	1.98	2.92	3.27	2.7
Earnings yield	6.7%	7.1%	6.3%	4.9%	4.3%	5.38%
FCF yield	10.9%	18.1%	12.8%	5.9%	6.3%	7.11%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.27	0.31	0.33	0.26	0.28	1.55
Quick ratio	0.27	0.31	0.33	0.26	0.28	1.55
Debt / equity	1.85	1.78	1.75	1.69	1.73	1.72
Debt / assets	21.7%	19.2%	18.8%	18.8%	19.2%	19.2%
Net debt / EBITDA	1.33	0.49	0.04	0.66	0.59	0.56
Interest coverage	8.33	3.47	1.53	1.56	1.68	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.23	0.27	0.28	0.28	0.28	0.27
Receivables turnover	15.59	40.98	—	2.50	2.72	0.4
DSO (days)	23	9	0	146	134	969
DPO (days)	—	838	391	367	387	428
Cash conversion cycle	—	-829	-391	-221	-252	541
GROWTH (YoY)
Revenue growth	16.1%	24.5%	21.8%	10.2%	8.4%	—
Net income growth	157.1%	-6.8%	11.4%	21.0%	7.0%	—
EPS growth	169.5%	-3.9%	14.5%	24.7%	9.4%	—
FCF growth	218.4%	46.8%	-11.6%	-28.6%	31.9%	—
PER SHARE ($)
EPS (diluted, TTM)	10.48	10.07	11.53	14.39	15.75	16.88
Book value / share	28.84	33.12	38.65	42.99	48.65	50.56
Revenue / share	57.78	74.16	92.78	105.40	116.95	124.00
FCF / share	17.03	25.77	23.41	17.24	23.26	22.20
Cash / share	31.86	51.46	67.01	58.96	70.54	67.20
SHAREHOLDER RETURN & SCORES
Buyback yield	7.7%	3.3%	2.7%	2.9%	2.3%	3.26%
Altman Z-Score	0.50	0.33	0.39	0.55	0.62	1.5
Piotroski F-Score	8	7	8	8	8	9/9
Beneish M-Score	-2.58	-3.30	-2.43	-2.46	-3.41	-0.75

Model	Score	Zone	Note
Piotroski F-Score	9 / 9	Strong
Altman Z-Score	1.5	Distress (<1.81)	Distress
Income quality	1.61	Cash-backed	OCF ÷ net income
Beneish M-Score	-0.75	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.78
Interest burden	0.65
Operating margin	27.2%
Asset turnover	0.28×
Financial leverage	9.07×
= ROE	34%

Growth Quality (live)	Value
Revenue stability	0.98
Earnings stability	0.91
Earnings persistence	0.95
Revenue CAGR 3y	10.7%
EPS CAGR 3y	18.9%
FCF CAGR 3y	0.6%

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Buyback Yield3.26%

Dividend Yield1.17%

Total Shareholder Return4.30%cash yield

SBC / Revenue0.7%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
COF	$123.8B	12.5	9%	15.2%	+36.7%	7/9	-0.3%
MA	$540.9B	33.9	241%	47.3%	+16.0%	7/9	+12.3%
V	$751.7B	34.2	61%	48.4%	+14.4%	5/9	+20.3%
PYPL	$48.5B	10.6	24%	12.7%	+5.7%	6/9	-14.0%
SYF	$24.0B	7.5	21%	18.9%	-2.4%	7/9	—
GPN	$22.1B	-21.5	-4%	-0.3%	+14.8%	2/9	—
AFRM	$22.0B	13.0	45%	—	+29.8%	6/9	—
C	$208.4B	12.0	8%	12.9%	+3.9%	5/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

57 Analysts

Str Sell (0)Sell (4)Hold (30)Buy (23)Str Buy (0)

Mean Target (qtr)$361.8010 targets

Target vs. Price+15.4%last-quarter mean

Next Report2026-10-23street $4.58

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$79.47B	$79.70B / $79.20B	$17.68	$18.13 / $17.43	22
FY2027	$86.57B	$87.23B / $84.64B	$20.10	$20.39 / $19.90	22
FY2028	$93.76B	$95.63B / $89.89B	$23.04	$24.15 / $21.42	16

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$361.17	+15.2%	6
Last Quarter	$361.80	+15.4%	10
Last Year	$373.81	+19.2%	42
All Time	$274.02	-12.6%	121

Rolling mean of published targets vs. last close $313.59. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

B+

DCF

4/5

ROE

5/5

ROA

5/5

Debt/Eq

2/5

P/E

2/5

P/B

1/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

AXP -2.9% vs S&P 500 +15.9% — spread -18.8pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$306.52	+7.07	+2.31%	Above
SMA 50	$321.22	-7.63	-2.38%	Below
SMA 200	$328.59	-15.00	-4.56%	Below
EMA 9	$309.60	+3.99	+1.29%	Above
EMA 21	$310.35	+3.24	+1.04%	Above
EMA 50	$317.74	-4.15	-1.31%	Below
EMA 200	$325.65	-12.06	-3.70%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTLEAN BULLISHPower Score +1715 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%44

Momentum 25%82

Volume 20%62

Volatility 10%50

Patterns 15%50

This Week55% bullishof 11 price-based votes

4 Weeks Ago9%+46 pts since

12 Weeks Ago36%+19 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$306.52

Price vs SMA 50$321.22

Price vs SMA 200$328.59

EMA 9/21 Cross309.6/310.4

SMA 50/200Death

ADX DirectionADX 25

Supertrend$317

Parabolic SAR$305

SMA Slope0.100

RSI52.4

Stochastic K/D76/76

StochRSI K/D88/85

Williams %R-27

CCI177

TSI vs Signal-13.9

CMO4.8

ROC3.89%

OBV SignalDistrib

Chaikin MF0.130

MFI53

Force Index2M

Elder Ray Bull9.50

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 76

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$311.86 / $316.97 / $320.06	S1 / S2	$308.77 / $303.66
Bollinger (20,2)	$298.52 – $314.52	Squeeze	ON
52-wk range	$290.05 – $387.49	Off 52-wk high	-19.1%
ATR (14)	$5.85 (1.9%)	Historical vol	16.9%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-0.7%Jan55%

-1.2%Feb50%

+1.0%Mar57%

+7.5%Apr75%

+0.9%May60%

-0.9%Jun45%

+1.0%Jul40%

+1.8%Aug60%

-0.8%Sep50%

+1.5%Oct65%

+3.8%Nov75%

-0.3%Dec55%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	AXP	S&P 500
Weekly volatility (σ, 1y)	3.53%	1.83%
Best / worst week (1y)	+9.8% / -8.4%	—
Max drawdown (5y, monthly)	-45.7%	—
1-week VaR (95%)	-6.1%	—
Beta (5y)	1.05	1.00

AXP EQUITY WEATHER (LIVE)RAINY · -20

Trend-42

Momentum+29

Volume-42

Volatility-30

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 716 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-20.4+0.3 vs industry

Trend-42.0-14.1 vs industry

Momentum+29.2+41.2 vs industry

Volume-41.8-16.8 vs industry

Reading	AXP	Financial - Credit Services n=681	Financial Services n=24,134	All US symbols n=70,435
Overall	-20.4	-20.7	-16.3	-20.5
Trend	-42.0	-27.8	-12.5	-21.3
Momentum	+29.2	-12.0	-4.4	-15.8
Volume	-41.8	-25.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
S.J. Squeri Chairman and CEO	$46.2M	51% equity+incentive
D.E. Buckminster Former Vice Chairman	$15.6M	39% equity+incentive
C.Y. Le Caillec Chief Financial Officer	$13.1M	38% equity+incentive
H.M. Grosfield President, U.S. Consumer Serv	$13.1M	38% equity+incentive
R.D. Joabar Group President, Global Commerci	$12.6M	40% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	63
Social	65
Governance	59
Composite ESG	62

Composite ESG Trend

Filed	8-K contents	Items
2026-10-15	Regulation FD	7.01
2026-10-08	Regulation FD	7.01
2026-09-15	Regulation FD	7.01
2026-08-17	Regulation FD	7.01
2026-08-12	Bylaws Amendment; Other Events; Exhibits	5.03,8.01,9.01
2026-08-05	Other Events	8.01
2026-07-24	Earnings Release; Regulation FD; Exhibits	2.02,7.01,9.01
2026-07-15	Regulation FD	7.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-23 to 2026-07-24
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	135 rows · 1992 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-06-30 to 2026-09-30
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	1 rows · 2026-03-26
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

American Express Company (AXP)

American Express Company (AXP)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

American Express Company (AXP)

Institutions holding — 12 quarters

American Express Company (AXP)

Monthly Net Insider Flow (000 shares)

Signal Summary

American Express Company (AXP)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding AXP — quarterly

Institutional Put/Call — quarterly

American Express Company (AXP)

Where AXP Trades in the Dark

American Express Company (AXP)

3.8 · Employees (SEC filings)

American Express Company (AXP)

American Express Company (AXP)

American Express Company (AXP)

Balance Sheet — Full

Cash Flow Statement — Full

American Express Company (AXP)

American Express Company (AXP)

American Express Company (AXP)

American Express Company (AXP)

Street Price Target — Trajectory

Third-Party Composite Rating

American Express Company (AXP)

American Express Company (AXP)

Family Scores (site weights)

American Express Company (AXP)

American Express Company (AXP)

American Express Company (AXP)