InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$51.23

2026-10-16

Market Cap

$358.2B

Volume

64.2M

52-Wk High

$65.23

52-Wk Low

$46.12

Trailing PE

12.0

P/S

1.84

Gross Margin

60.4%

Net Margin

16.5%

ROE

11%

ROIC

29%

Piotroski

8/9

Altman Z

0.3

1-Yr Return

+2.1%

5-Yr Return

+124.8%

Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.

SectorFinancial ServicesIndustryBanks - DiversifiedExchangeNYSEMarket Cap$358.2BEmployees213,000 (SEC-filed)CEOBrian T. MoynihanIPO1973-02-21CountryUS

Bank of America Corporate Center, Charlotte, NC 28255 · Tel 704 386 5681 · bankofamerica.com

INSIDERSTREET SCORE55 / 100Street mean $65.50 (8 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$31M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · BAC +2.1% · S&P 500 +15.9% · spread -13.8pp

7 Years vs S&P 500 · BAC +124.8% · S&P 500 +189.9% · spread -65.0pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE55of 100

Score Breakdown

Profitability	57/100
Growth	55/100
Momentum	84/100
Quality	67/100
Earnings Quality	94/100
Balance Sheet	12/100
Value	82/100
Risk (safety)	50/100
Overall	55.0/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
HSBC	55
WFC	43
C	16
UBS	24
JPM	54
MS	24
BAC	55

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 59 in 23 Q3, latest 55 — -4 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY55 / 100IS Score 55.0 / 100 · -4.0 from peak of 59

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBEARISHTechnical Score 15 / 100 · Power -70 · 2 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 55, price structure 15 out of 100, so the business reads better than the price does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 55.0	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 54 → 36 → 56 → 55	the direction matters more than the level
Technical vote share back above 50%	now 9%	price structure no longer broken
Institutional holder count rises two quarters running	peak 3,625 → now 3,625	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)1 buys2026-07-07

Insider Buys (180d)0none disclosed

ETF Funds (30d)1575 up / 1396 downnet +179 funds

Institutions Added (13F)130managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 3,625 · latest 3,625 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	3,625	5411.4M	$298.7B	75.7%
2026 Q1	3,495	5336.2M	$253.0B	74.6%
2025 Q4	3,620	5536.3M	$294.8B	77.4%
2025 Q3	3,368	5463.0M	$273.1B	76.4%
2025 Q2	3,324	5498.4M	$253.1B	76.9%
2025 Q1	3,216	5563.0M	$226.3B	77.8%
2024 Q4	3,279	5626.8M	$240.5B	78.7%
2024 Q3	2,990	5549.6M	$214.5B	77.6%
2024 Q2	2,965	5642.9M	$220.0B	78.9%
2024 Q1	2,935	5636.1M	$207.6B	78.8%
2023 Q4	2,867	5592.7M	$188.1B	78.2%
2023 Q3	2,629	5514.9M	$150.4B	77.1%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Moynihan Brian T	director, Chair and CEO	2026-09-15	EXERCISE	18,082	—	2,717,694
Moynihan Brian T	director, Chair and CEO	2026-09-15	D-Return	18,082	$1.08M	2,699,612
Moynihan Brian T	director, Chair and CEO	2026-09-15	EXERCISE	18,082	—	90,415
Moynihan Brian T	director, Chair and CEO	2026-08-15	EXERCISE	18,083	—	2,717,695
Moynihan Brian T	director, Chair and CEO	2026-08-15	D-Return	18,083	$1.17M	2,699,612
Moynihan Brian T	director, Chair and CEO	2026-08-15	EXERCISE	18,083	—	108,497
Moynihan Brian T	director, Chair and CEO	2026-07-15	EXERCISE	18,083	—	2,717,695
Moynihan Brian T	director, Chair and CEO	2026-07-15	D-Return	18,083	$1.11M	2,699,612

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	7	619,146	$31.1M	Counted
M — Exercises (paired A/D)	19	1,297,077	—	None — mechanics
F — Tax withholding	12	588,176	$29.3M	None — compensation
G — Gifts	1	32,000	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$31.1M7 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	SELL	$1,001 - $15,000	2026-09-09	2026-10-09
James A. Himes	House	SELL	$1,001 - $15,000	2026-07-20	2026-07-21
James A. Himes	House	SELL	$1,001 - $15,000	2026-07-20	2026-07-21
Angus King	Senate	BUY	$1,001 - $15,000	2025-07-21	2025-08-18
Angus King	Senate	BUY	$1,001 - $15,000	2025-07-21	2025-08-18
Angus Stanley King	Senate	BUY	$1,001 - $15,000	2025-07-21	2025-08-18

House 12-Mo29 trades5 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)3,495

13F Shares5.34B74.6% of shares out

New / Closed194 / 260positions, QoQ

Increased / Reduced1,372 / 1,540positions, QoQ

Put/Call (13F)1.06option positions

Free Float99.8%6.98B sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Fort Washington Investment Advisor	5.2M	$284M
Wealth Enhancement Advisory Servic	3.0M	$120M
Smead Capital Management, Inc.	2.2M	$118M
Mn Services Vermogensbeheer B.V.	2.0M	$109M
Czech National Bank	1.9M	$102M
Fjarde Ap-Fonden /Fourth Swedish N	1.6M	$87M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.5%	$11.5B
VSMPX	0.5%	$11.5B
VTI	0.5%	$11.5B
VTSAX	0.5%	$11.5B
VFIAX	0.5%	$9.3B
VFFSX	0.5%	$9.3B

13F Filers Holding BAC — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session27.9%2026-10-15

20-Day Avg35.5%50-day 43.0%

TrendFalling20d vs 50d

By Market CenterQ: 28% · N: 26% · B: 29%latest session

Weekly Notional ($B)

Where BAC Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	29.1M	142 sh
Ubsa Ubs Ats	14.9M	107 sh
Ebxl Level Ats	12.6M	57 sh
Bids Bids Ats	9.4M	729 sh
Mlix Instinct X	9.0M	178 sh
Pure Purestream	8.8M	68 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of Bank of America Corporation revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
UNITED STATES	$97.7B	76%
Non-US	$15.4B	12%
EMEA	$7.6B	6%
Asia	$6.0B	5%
Latin America	$1.8B	1%

BAC (live moat model)Peer median: HSBC · WFC · C · UBS · JPM

Component scores from the live moat model. Peer median illustrative.

Moat score 53/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Officer	Title
Dean C. Athanasia	Co-President
James DeMare	Co-President
Matthew Koder	President of Global Corporate & Investment Banking
Alastair Borthwick	Executive Vice President & Chief Financial Officer

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+5.4%

Next Report2027-01-15

Income Quality2.82OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+0.1%	+22.6%	+49.4%	+11.9%	-0.5%
Gross profit	+26.3%	-1.4%	+1.9%	+2.0%	+11.8%
Operating income	+78.9%	-8.9%	-8.5%	+3.2%	+28.9%
Net income	+78.7%	-13.9%	-3.7%	+2.3%	+12.4%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	93.9	115.1	171.9	192.4	191.6
Cost of revenue	0.1	22.6	77.7	96.4	84.1
Gross profit	93.7	92.4	94.2	96.1	107.4
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	45.0	45.9	47.7	49.6	52.2
Operating income	34.0	31.0	28.3	29.3	37.7
EBITDA	35.9	32.9	30.4	31.4	40.0
D&A	1.9	2.0	2.1	2.2	2.3
Pretax income	34.0	31.0	28.3	29.3	37.7
Income tax	2.0	3.4	1.8	2.1	7.2
Net income	32.0	27.5	26.5	27.1	30.5
Diluted EPS ($)	3.57	3.19	3.08	3.22	3.82
Diluted shares (M)	8,558	8,168	8,080	7,844	7,547

Operating CF$13B

CapEx$0B

Free cash flow$13B

SBC$4B

Buybacks$21B

Net cash change$-58B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	237.5	341.4	296.5	231.8
ST investments	220.8	266.6	346.4	731.9
Receivables (net)	81.1	96.7	97.9	103.4
Total current assets	539.4	704.8	740.8	1,067.1
PP&E (net)	11.5	11.9	12.2	12.5
Goodwill + intangibles	69.0	69.0	69.0	69.0
Total assets	3,051.4	3,180.2	3,261.5	3,410.4
Accounts payable	0.0	0.0	0.0	0.0
Short-term debt	222.6	316.0	375.1	48.1
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	2,455.8	2,335.3	2,433.2	2,559.6
Long-term debt	276.0	302.2	283.3	317.8
Total liabilities	2,778.2	2,888.5	2,966.0	3,107.2
Shareholders' equity	273.2	291.6	295.6	303.2

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	27.5	26.5	27.1	30.5
D&A	2.0	2.1	2.2	2.3
Stock-based compensation	2.9	2.9	3.4	4.0
Working capital change	(51.9)	2.7	(48.5)	0.0
Operating cash flow	(6.3)	45.0	(8.8)	12.6
Capital expenditures	0.0	0.0	0.0	0.0
Investing cash flow	(2.5)	(35.4)	(90.7)	(145.2)
Buybacks	(5.1)	(4.6)	(18.4)	(21.4)
Dividends paid	(8.6)	(9.1)	(9.5)	(9.6)
Debt issuance / (repay)	35.0	26.0	(1.2)	0.0
Financing cash flow	(106.0)	93.3	60.4	69.9
Free cash flow	(6.3)	45.0	(8.8)	12.6

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	11.8%	10.1%	9.4%	9.2%	10.2%	11%
ROA	1.1%	0.9%	0.9%	0.8%	0.9%	0.9%
ROIC	28.6%	8.8%	8.8%	8.7%	-10.4%	29.4%
Gross margin	99.8%	80.3%	54.8%	49.9%	56.1%	60.4%
Operating margin	36.2%	26.9%	16.5%	15.2%	19.7%	22.4%
Net margin	34.1%	23.9%	15.4%	14.1%	15.9%	16.5%
EBITDA margin	38.2%	28.6%	17.7%	16.3%	20.9%	23.3%
FCF margin	-7.7%	-5.5%	26.2%	-4.6%	6.6%	—
VALUATION
P/E	10.43	9.07	9.76	12.42	13.61	12.0
P/B	1.24	0.91	0.89	1.14	1.37	1.2
P/S	3.56	2.17	1.50	1.75	2.17	1.84
P/FCF	-46.39	-39.46	5.75	-38.26	32.91	3.8
EV/EBITDA	4.89	8.80	8.84	11.21	-4.57	15.7
EV/Revenue	1.87	2.52	1.56	1.83	-0.95	3.7
Earnings yield	9.6%	11.0%	10.2%	8.1%	7.4%	8.77%
FCF yield	-2.2%	-2.5%	17.4%	-2.6%	3.0%	26.45%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.29	0.22	0.30	0.30	0.42	0.43
Quick ratio	0.29	0.22	0.30	0.30	0.42	0.43
Debt / equity	1.84	1.82	2.12	2.23	1.21	1.28
Debt / assets	15.7%	16.3%	19.4%	20.2%	10.7%	11.1%
Net debt / EBITDA	-4.41	1.22	0.33	0.49	-14.94	7.79
Interest coverage	7.17	1.54	0.39	0.32	0.48	—

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.03	0.04	0.06	0.06	0.06	0.06
Receivables turnover	1.38	1.65	2.30	2.34	2.12	1.9
DSO (days)	265	222	159	156	172	—
DPO (days)	0	0	0	0	0	—
Cash conversion cycle	265	222	159	156	172	197
GROWTH (YoY)
Revenue growth	0.1%	22.6%	49.4%	11.9%	-0.5%	—
Net income growth	78.7%	-13.9%	-3.7%	2.3%	12.4%	—
EPS growth	89.0%	-12.3%	-2.6%	5.2%	16.9%	—
FCF growth	-118.9%	12.0%	811.0%	-119.6%	243.2%	—
PER SHARE ($)
EPS (diluted, TTM)	3.85	3.38	3.29	3.46	4.04	4.49
Book value / share	32.52	33.50	36.17	37.68	40.18	41.49
Revenue / share	11.30	14.11	21.32	24.53	25.38	27.23
FCF / share	-0.87	-0.78	5.58	-1.12	1.67	13.25
Cash / share	78.82	56.19	75.42	81.97	127.70	3.76
SHAREHOLDER RETURN & SCORES
Buyback yield	7.5%	2.0%	1.8%	4.9%	5.8%	5.98%
Altman Z-Score	-0.48	-0.53	-0.38	-0.36	-0.24	0.3
Piotroski F-Score	5	3	6	6	7	8/9
Beneish M-Score	-2.33	-2.02	-2.09	-2.44	-2.52	-3.31

Model	Score	Zone	Note
Piotroski F-Score	8 / 9	Strong
Altman Z-Score	0.3	Distress (<1.81)	Distress
Income quality	2.82	Cash-backed	OCF ÷ net income
Beneish M-Score	-3.31	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.77
Interest burden	1.00
Operating margin	22.5%
Asset turnover	0.06×
Financial leverage	11.55×
= ROE	11%

Growth Quality (live)	Value
Revenue stability	0.91
Earnings stability	0.20
Earnings persistence	0.92
Revenue CAGR 3y	9.4%
EPS CAGR 3y	7.8%
FCF CAGR 3y	28.5%

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield5.98%

Dividend Yield2.26%

Total Shareholder Return8.33%cash yield

SBC / Revenue2.1%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
HSBC	$324.6B	13.5	14%	23.2%	+8.7%	7/9	+44.1%
WFC	$253.6B	11.6	13%	19.1%	+5.5%	5/9	+0.4%
C	$208.4B	12.0	8%	12.9%	+3.9%	5/9	+31.8%
UBS	$146.0B	16.1	10%	15.6%	+1.4%	5/9	+22.7%
JPM	$903.0B	14.2	18%	25.7%	+8.0%	8/9	—
MS	$284.8B	14.2	19%	16.2%	+16.7%	7/9	—
GS	$256.6B	12.5	17%	17.2%	-6.8%	5/9	—
MA	$540.9B	33.9	241%	47.3%	+16.0%	7/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

54 Analysts

Str Sell (0)Sell (1)Hold (18)Buy (35)Str Buy (0)

Mean Target (qtr)$65.508 targets

Target vs. Price+27.9%last-quarter mean

Next Report2027-01-15street $1.14

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$122.85B	$124.82B / $121.70B	$4.45	$4.79 / $4.33	16
FY2027	$130.49B	$134.04B / $127.19B	$5.16	$5.39 / $4.99	16
FY2028	$136.64B	$140.65B / $132.34B	$5.82	$6.08 / $5.54	11

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$64.86	+26.6%	7
Last Quarter	$65.50	+27.9%	8
Last Year	$63.85	+24.6%	34
All Time	$53.20	+3.8%	106

Rolling mean of published targets vs. last close $51.23. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

B-

DCF

1/5

ROE

3/5

ROA

3/5

Debt/Eq

2/5

P/E

3/5

P/B

3/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

BAC +2.1% vs S&P 500 +15.9% — spread -13.8pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$54.38	-3.15	-5.79%	Below
SMA 50	$59.00	-7.77	-13.17%	Below
SMA 200	$55.15	-3.92	-7.11%	Below
EMA 9	$52.91	-1.68	-3.18%	Below
EMA 21	$54.68	-3.45	-6.31%	Below
EMA 50	$57.04	-5.81	-10.19%	Below
EMA 200	$55.55	-4.32	-7.78%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBEARISHPower Score -702 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%10

Momentum 25%0

Volume 20%31

Volatility 10%0

Patterns 15%38

This Week9% bullishof 11 price-based votes

4 Weeks Ago18%-9 pts since

12 Weeks Ago100%-91 pts since

ReadDeterioratingweek-over-week trajectory

Price vs SMA 20$54.38

Price vs SMA 50$59.00

Price vs SMA 200$55.15

EMA 9/21 Cross52.9/54.7

SMA 50/200Golden

ADX DirectionADX 49

Supertrend$55

Parabolic SAR$55

SMA Slope-0.330

RSI23.9

Stochastic K/D31/34

StochRSI K/D17/38

Williams %R-69

CCI-128

TSI vs Signal-47.9

CMO-52.3

ROC-4.71%

OBV SignalDistrib

Chaikin MF0.070

MFI39

Force Index-38M

Elder Ray Bull-2.04

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 34

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$51.62 / $52.14 / $52.59	S1 / S2	$51.17 / $50.65
Bollinger (20,2)	$51.00 – $57.76	Squeeze	Off
52-wk range	$46.12 – $65.22	Off 52-wk high	-21.5%
ATR (14)	$1.32 (2.6%)	Historical vol	23.2%

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-2.2%Jan45%

-2.3%Feb40%

+2.9%Mar43%

+1.0%Apr55%

+0.4%May55%

-0.8%Jun45%

+4.2%Jul65%

+0.6%Aug50%

-0.2%Sep50%

+1.2%Oct65%

+2.8%Nov75%

+2.1%Dec60%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	BAC	S&P 500
Weekly volatility (σ, 1y)	3.34%	1.83%
Best / worst week (1y)	+6.9% / -7.0%	—
Max drawdown (5y, monthly)	-43.6%	—
1-week VaR (95%)	-4.8%	—
Beta (5y)	1.16	1.00

BAC EQUITY WEATHER (LIVE)STORMY · -47

Trend-59

Momentum-47

Volume-31

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 976 stories, weekly buckets, −1 to +1.

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Overall-46.8-24.5 vs industry

Trend-59.0-31.4 vs industry

Momentum-46.5-45.4 vs industry

Volume-31.3-3.3 vs industry

Reading	BAC	Banks - Diversified n=179	Financial Services n=24,134	All US symbols n=70,435
Overall	-46.8	-22.3	-16.3	-20.5
Trend	-59.0	-27.5	-12.5	-21.3
Momentum	-46.5	-1.2	-4.4	-15.8
Volume	-31.3	-28.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Pillar (live disclosure scores)	Score
Environmental	68
Social	57
Governance	64
Composite ESG	63

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2021-01-19 to 2026-10-14
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	115 rows · 1997 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-06-15 to 2026-09-15
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Bank of America Corporation (BAC)

Institutions holding — 12 quarters

Bank of America Corporation (BAC)

Monthly Net Insider Flow (000 shares)

Signal Summary

Bank of America Corporation (BAC)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding BAC — quarterly

Institutional Put/Call — quarterly

Where BAC Trades in the Dark

Bank of America Corporation (BAC)

3.8 · Employees (SEC filings)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Balance Sheet — Full

Cash Flow Statement — Full

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Street Price Target — Trajectory

Third-Party Composite Rating

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Family Scores (site weights)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)

Bank of America Corporation (BAC)