| Profitability | 40/100 |
| Growth | 62/100 |
| Momentum | 86/100 |
| Quality | 68/100 |
| Earnings Quality | 82/100 |
| Balance Sheet | 61/100 |
| Value | 64/100 |
| Risk (safety) | 100/100 |
| Overall | 65.1/100 |
| Symbol | IS Score |
|---|---|
| TSCO | 48 |
| ULTA | 62 |
| CASY | 61 |
| CPNG | 22 |
| W | 35 |
| GME | 58 |
| BBY | 65 |
Both readings sit above the midpoint — business quality at 65 and price structure at 74 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.
| Trigger | Where it stands now | What it would mean |
|---|---|---|
| IS Score reaches 75 and holds two consecutive quarters | now 65.1 | would move us up one band |
| IS Score stops falling - one quarter higher than the prior | last four: 48 → 59 → 65 → 65 | the direction matters more than the level |
| Technical vote share back above 50% | now 91% | price structure no longer broken |
| Institutional holder count rises two quarters running | peak 914 → now 876 | fewer institutions willing to hold is our clearest warning |
This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.
| Quarter | Holders | 13F shares | Value | Reported own% |
|---|---|---|---|---|
| 2026 Q2 | 876 | 203.3M | $15.2B | 96.2% |
| 2026 Q1 | 867 | 198.0M | $12.6B | 93.7% |
| 2025 Q4 | 914 | 202.8M | $13.5B | 96.0% |
| 2025 Q3 | 869 | 180.7M | $13.6B | 85.5% |
| 2025 Q2 | 820 | 181.1M | $12.1B | 85.7% |
| 2025 Q1 | 820 | 181.1M | $13.2B | 85.7% |
| 2024 Q4 | 858 | 179.4M | $15.2B | 84.9% |
| 2024 Q3 | 883 | 178.4M | $18.1B | 84.4% |
| 2024 Q2 | 834 | 177.5M | $14.8B | 84.0% |
| 2024 Q1 | 790 | 177.2M | $14.4B | 83.8% |
| 2023 Q4 | 771 | 174.1M | $13.4B | 82.4% |
| 2023 Q3 | 703 | 172.7M | $11.6B | 81.7% |
| Insider | Role | Date | Type | Shares | Value | Post-Txn Owned |
|---|---|---|---|---|---|---|
| Scarlett Kathleen | SEVP, CHRO | 2026-09-23 | EXERCISE | 96,166 | $6.78M | 232,235 |
| Scarlett Kathleen | SEVP, CHRO | 2026-09-23 | SELL | 27,952 | $2.58M | 204,283 |
| Scarlett Kathleen | SEVP, CHRO | 2026-09-23 | SELL | 88,110 | $8.11M | 116,173 |
| Scarlett Kathleen | SEVP, CHRO | 2026-09-23 | EXERCISE | 96,166 | $6.78M | 0 |
| Scarlett Kathleen | SEVP, CHRO | 2026-09-20 | A-Award | 32,311 | — | 136,069 |
| Schulze Richard M | other: Chairman Emeritus | 2026-09-16 | GIFT | 300,000 | — | 300,000 |
| Schulze Richard M | other: Chairman Emeritus | 2026-09-16 | SELL | 52,660 | $4.89M | 247,340 |
| Schulze Richard M | other: Chairman Emeritus | 2026-09-16 | SELL | 247,340 | $22.86M | 0 |
| 6-mo decomposition (Form 4) | Txns | Shares | Value | Signal weight |
|---|---|---|---|---|
| S — Open-market sales | 26 | 2,395,443 | $194.7M | Counted |
| M — Exercises (paired A/D) | 1 | 96,166 | $6.8M | None — mechanics |
| G — Gifts | 3 | 301,602 | — | None |
| P — Open-market purchases | 0 | 0 | $0 | Counted — none occurred |
| Filed | Filer | Shares registered | Est. proceeds |
|---|---|---|---|
| 2026-09-23 | Scarlett Kathleen | 116,062 | $10.7M |
| 2026-09-16 | Schulze Richard M | 300,000 | $28.0M |
| 2026-07-13 | Schulze Richard M | 900,000 | $74.5M |
| 2026-06-26 | Schulze Richard M | 224,705 | $17.6M |
| Trailing 12 mo | 25 filings | 4,159,838 | $337M |
| Filed | Form | Reporting person | % of class | Shares |
|---|---|---|---|---|
| 2026-06-02 | SCHEDULE 13D/A | SCHULZE RICHARD M | 6.10% | 12.9M sh |
| 2026-06-02 | SCHEDULE 13D/A | The Richard M. Schulze Family Foundation | — | exit/reporting change |
| 2026-04-29 | SCHEDULE 13G | Vanguard Capital Management | 7.06% | 14.8M sh |
| 2026-03-26 | SCHEDULE 13G/A | The Vanguard Group | — | exit/reporting change |
| Member | Chamber | Trade | Size band | Traded | Disclosed |
|---|---|---|---|---|---|
| Ro Khanna | House | BUY | $1,001 - $15,000 | 2026-05-01 | 2026-06-11 |
| Ro Khanna | House | SELL | $1,001 - $15,000 | 2026-01-29 | 2026-02-10 |
| Ro Khanna | House | BUY | $1,001 - $15,000 | 2025-09-29 | 2025-10-03 |
| John W. Hickenlooper | Senate | SELL | $1,001 - $15,000 | 2023-04-12 | 2023-05-15 |
| John W. Hickenlooper | Senate | SELL | $1,001 - $15,000 | 2023-04-12 | 2023-05-14 |
| John Wright Hickenlooper | Senate | SELL | $1,001 - $15,000 | 2023-04-12 | 2023-05-14 |
| Manager | Shares | Value |
|---|---|---|
| Cantor Fitzgerald Investment Advis | 202,773 | $18M |
| Gilman Hill Asset Management, Llc | 144,373 | $13M |
| Wealth Enhancement Advisory Servic | 141,659 | $11M |
| Viking Fund Management Llc | 106,000 | $9M |
| Cx Institutional | 79,262 | $7M |
| Howard Capital Management, Llc | 77,770 | $7M |
| Fund | Weight | Position |
|---|---|---|
| VITSX | 0.0% | $562M |
| VTI | 0.0% | $562M |
| VTSAX | 0.0% | $562M |
| VSMPX | 0.0% | $562M |
| SCHD | 0.4% | $498M |
| VFINX | 0.0% | $459M |
| ATS Venue (4-wk) | Shares | Avg trade |
|---|---|---|
| Incr Intelligent Cross Llc | 3.6M | 57 sh |
| Ubsa Ubs Ats | 3.3M | 61 sh |
| Mstx Ms Trajectory Cross (Ats-1) | 3.1M | 65 sh |
| Ebxl Level Ats | 2.4M | 29 sh |
| Sgmt Sigma X2 | 2.3M | 55 sh |
| Mspl Ms Pool (Ats-4) | 1.7M | 174 sh |
| Region | Revenue | Share |
|---|---|---|
| Domestic | $38.3B | 92% |
| International | $3.4B | 8% |
Moat score 51/100 — Weak; primary source Efficient Scale.
| Officer | Title |
|---|---|
| Corie Sue Barry | Chief Executive Officer & Director |
| Kathleen Scarlett | Senior EVP & Chief Human Resources |
| Todd Gregory Hartman | Executive Vice President, Secretary, Chief Legal & Risk Officer |
| Jason J. Bonfig | Senior EVP, Chief Customer, Product & Fulfillment Officer |
| Period | EPS est. | EPS actual | EPS surprise | Rev est. ($M) | Rev actual ($M) | Rev surprise |
|---|
| YoY growth | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | +9.5% | -10.6% | -6.1% | -4.4% | +0.4% |
| Gross profit | +10.1% | -14.8% | -3.1% | -2.3% | -0.1% |
| Operating income | +25.3% | -40.1% | -12.3% | +9.3% | +1.7% |
| Net income | +36.5% | -42.2% | -12.5% | -25.3% | +15.3% |
| $B · FY ends | FY22 | FY23 | FY24 | FY25 | FY26 | Trend |
|---|---|---|---|---|---|---|
| Revenue | 51.8 | 46.3 | 43.5 | 41.5 | 41.7 | |
| Cost of revenue | 40.1 | 36.4 | 33.8 | 32.1 | 32.3 | |
| Gross profit | 11.6 | 9.9 | 9.6 | 9.4 | 9.4 | |
| R&D expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| SG&A expense | 8.5 | 7.9 | 7.8 | 7.7 | 7.6 | |
| Operating income | 3.0 | 1.8 | 1.6 | 1.7 | 1.8 | |
| EBITDA | 3.9 | 2.7 | 2.6 | 2.2 | 2.3 | |
| D&A | 0.9 | 0.9 | 0.9 | 0.9 | 0.8 | |
| Pretax income | 3.0 | 1.8 | 1.6 | 1.3 | 1.4 | |
| Income tax | 0.6 | 0.4 | 0.4 | 0.4 | 0.3 | |
| Net income | 2.5 | 1.4 | 1.2 | 0.9 | 1.1 | |
| Diluted EPS ($) | 9.84 | 6.29 | 5.68 | 4.28 | 5.04 | |
| Diluted shares (M) | 249 | 226 | 218 | 217 | 212 |
| $B | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|
| Cash & equivalents | 1.9 | 1.4 | 1.6 | 1.7 | |
| ST investments | 0.0 | 0.0 | 0.0 | 0.0 | |
| Receivables (net) | 1.1 | 0.9 | 1.0 | 1.0 | |
| Total current assets | 8.8 | 7.9 | 8.2 | 8.5 | |
| PP&E (net) | 5.1 | 5.0 | 5.0 | 4.9 | |
| Goodwill + intangibles | 1.6 | 1.5 | 1.0 | 0.8 | |
| Total assets | 15.8 | 15.0 | 14.8 | 14.7 | |
| Accounts payable | 5.7 | 4.6 | 5.0 | 4.7 | |
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.6 | |
| Deferred revenue | 1.4 | 1.3 | 1.2 | 1.1 | |
| Total current liabilities | 9.0 | 7.9 | 8.0 | 7.7 | |
| Long-term debt | 1.2 | 1.2 | 1.1 | 1.2 | |
| Total liabilities | 13.0 | 11.9 | 12.0 | 11.7 | |
| Shareholders' equity | 2.8 | 3.1 | 2.8 | 3.0 |
| $B | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|
| Net income | 1.4 | 1.2 | 0.9 | 1.1 | |
| D&A | 0.9 | 0.9 | 0.9 | 0.8 | |
| Stock-based compensation | 0.1 | 0.1 | 0.1 | 0.1 | |
| Working capital change | (0.9) | (0.8) | (0.3) | (0.5) | |
| Operating cash flow | 1.8 | 1.5 | 2.1 | 2.0 | |
| Capital expenditures | (0.9) | (0.8) | (0.7) | (0.7) | |
| Investing cash flow | (1.0) | (0.8) | (0.7) | (0.7) | |
| Buybacks | (1.0) | (0.3) | (0.5) | (0.3) | |
| Dividends paid | (0.8) | (0.8) | (0.8) | (0.8) | |
| Debt issuance / (repay) | (0.0) | (0.0) | (0.0) | (0.0) | |
| Financing cash flow | (1.8) | (1.1) | (1.3) | (1.1) | |
| Free cash flow | 0.9 | 0.7 | 1.4 | 1.3 |
| Ratio | FY22 | FY23 | FY24 | FY25 | FY26 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| PROFITABILITY | |||||||
| ROE | 64.5% | 48.8% | 42.4% | 31.6% | 37.0% | 43% | |
| ROA | 13.4% | 8.5% | 8.1% | 6.2% | 7.3% | 7.9% | |
| ROIC | 60.6% | 31.4% | 21.3% | 17.2% | 24.8% | 17.2% | |
| Gross margin | 22.5% | 21.4% | 22.1% | 22.6% | 22.5% | 22.7% | |
| Operating margin | 5.8% | 3.9% | 3.6% | 4.1% | 4.2% | 4.4% | |
| Net margin | 4.7% | 3.1% | 2.9% | 2.2% | 2.6% | 3.0% | |
| EBITDA margin | 7.6% | 5.9% | 6.0% | 5.3% | 5.5% | 6.1% | |
| FCF margin | 4.9% | 1.9% | 1.6% | 3.4% | 3.0% | — | |
| VALUATION | |||||||
| P/E | 7.88 | 11.53 | 12.03 | 18.93 | 12.92 | 15.4 | |
| P/B | 6.40 | 5.85 | 4.89 | 6.25 | 4.66 | 6.1 | |
| P/S | 0.37 | 0.35 | 0.34 | 0.42 | 0.33 | 0.46 | |
| P/FCF | 7.69 | 18.30 | 22.11 | 12.61 | 10.98 | 11.0 | |
| EV/EBITDA | 5.19 | 6.74 | 6.73 | 9.05 | 7.10 | 8.3 | |
| EV/Revenue | 0.39 | 0.40 | 0.40 | 0.48 | 0.39 | 0.5 | |
| Earnings yield | 12.7% | 8.7% | 8.3% | 5.3% | 7.7% | 6.50% | |
| FCF yield | 13.0% | 5.5% | 4.5% | 7.9% | 9.1% | 9.10% | |
| Ratio | FY22 | FY23 | FY24 | FY25 | FY26 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| LEVERAGE & SOLVENCY | |||||||
| Current ratio | 0.99 | 0.98 | 1.00 | 1.03 | 1.11 | 1.12 | |
| Quick ratio | 0.43 | 0.41 | 0.37 | 0.39 | 0.43 | 0.41 | |
| Debt / equity | 1.30 | 1.42 | 1.30 | 1.44 | 1.39 | 1.30 | |
| Debt / assets | 22.5% | 25.2% | 26.6% | 27.4% | 28.2% | 25.7% | |
| Net debt / EBITDA | 0.26 | 0.77 | 0.98 | 1.12 | 1.05 | 0.73 | |
| Interest coverage | 121.96 | 52.09 | 32.17 | 26.39 | 30.87 | — | |
| Ratio | FY22 | FY23 | FY24 | FY25 | FY26 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| EFFICIENCY | |||||||
| Asset turnover | 2.83 | 2.78 | 2.82 | 2.79 | 2.83 | 2.62 | |
| Receivables turnover | 49.23 | 42.42 | 41.78 | 41.88 | 39.95 | 45.8 | |
| DSO (days) | 7 | 9 | 9 | 9 | 9 | 8 | |
| DPO (days) | 63 | 63 | 56 | 55 | 55 | 67 | |
| Cash conversion cycle | -3 | 2 | 8 | 11 | 12 | 11 | |
| GROWTH (YoY) | |||||||
| Revenue growth | 9.5% | -10.6% | -6.1% | -4.4% | 0.4% | — | |
| Net income growth | 36.5% | -42.2% | -12.5% | -25.3% | 15.3% | — | |
| EPS growth | 50.3% | -37.7% | -10.5% | -24.8% | 17.1% | — | |
| FCF growth | -40.3% | -64.5% | -24.5% | 106.2% | -9.6% | — | |
| PER SHARE ($) | |||||||
| EPS (diluted, TTM) | 10.27 | 6.40 | 5.72 | 4.30 | 5.04 | 6.02 | |
| Book value / share | 12.64 | 12.60 | 14.08 | 13.04 | 13.97 | 15.06 | |
| Revenue / share | 216.57 | 208.74 | 200.42 | 192.79 | 196.56 | 199.72 | |
| FCF / share | 10.52 | 4.03 | 3.11 | 6.46 | 5.93 | 8.37 | |
| Cash / share | 12.28 | 8.45 | 6.67 | 7.33 | 8.19 | 10.67 | |
| SHAREHOLDER RETURN & SCORES | |||||||
| Buyback yield | 18.1% | 6.2% | 2.3% | 2.8% | 2.0% | 0.78% | |
| Altman Z-Score | 4.54 | 4.27 | 4.27 | 4.24 | 4.19 | 4.2 | |
| Piotroski F-Score | 6 | 4 | 6 | 6 | 7 | 8/9 | |
| Beneish M-Score | -2.59 | -2.50 | -2.70 | -2.84 | -2.84 | -2.91 | |
| Model | Score | Zone | Note |
|---|---|---|---|
| Piotroski F-Score | 8 / 9 | Strong | |
| Altman Z-Score | 4.2 | Safe (>2.99) | Safe |
| Income quality | 1.95 | Cash-backed | OCF ÷ net income |
| Beneish M-Score | -2.91 | Non-manipulator | vs −2.22 threshold |
| DuPont Decomposition (TTM) | Value |
|---|---|
| Tax burden | 0.73 |
| Interest burden | 0.98 |
| Operating margin | 4.2% |
| Asset turnover | 2.69× |
| Financial leverage | 5.32× |
| = ROE | 43% |
| Growth Quality (live) | Value |
|---|---|
| Revenue stability | 0.81 |
| Earnings stability | 0.68 |
| Earnings persistence | 0.50 |
| Revenue CAGR 3y | -1.7% |
| EPS CAGR 3y | 0.5% |
| FCF CAGR 3y | -1.1% |
| Company | Mkt cap | P/E | ROE | Net margin | Rev growth | Piotroski | 1-yr ret |
|---|---|---|---|---|---|---|---|
| TSCO | $17.3B | 17.3 | 40% | 7.9% | +4.0% | 5/9 | -39.6% |
| ULTA | $25.4B | 21.5 | 46% | 9.3% | +11.2% | 5/9 | +10.4% |
| CASY | $25.5B | 33.0 | 20% | 4.8% | +13.8% | 7/9 | +22.9% |
| CPNG | $25.7B | -32.9 | -20% | -6.4% | +9.9% | 4/9 | -54.7% |
| W | $14.7B | -43.7 | 12% | -0.0% | +7.5% | 3/9 | — |
| GME | $13.5B | 13.5 | 16% | 37.8% | -7.7% | 5/9 | — |
| DKS | $12.8B | 15.2 | 18% | 5.6% | +53.5% | 4/9 | — |
| WSM | $29.5B | 25.3 | 55% | 17.3% | +2.2% | 6/9 | — |
| Consensus estimates | Revenue mean | High / Low | EPS mean | High / Low | # EPS est. |
|---|---|---|---|---|---|
| FY2026 | $41.77B | $41.91B / $41.32B | $6.29 | $6.33 / $6.21 | 18 |
| FY2026 | $41.78B | $41.92B / $41.33B | $6.29 | $6.33 / $6.21 | 15 |
| FY2027 | $42.67B | $42.87B / $42.41B | $6.81 | $6.88 / $6.74 | 15 |
| Window | Avg Target | vs. Price | # Targets |
|---|---|---|---|
| Last Quarter | $89.10 | -3.8% | 10 |
| Last Year | $80.85 | -12.7% | 34 |
| All Time | $89.62 | -3.2% | 93 |
| Moving Average | Value | Distance | % Distance | Signal |
|---|---|---|---|---|
| SMA 20 | $89.30 | +3.33 | +3.73% | Above |
| SMA 50 | $87.50 | +5.13 | +5.86% | Above |
| SMA 200 | $72.42 | +20.21 | +27.91% | Above |
| EMA 9 | $89.80 | +2.83 | +3.15% | Above |
| EMA 21 | $89.08 | +3.55 | +3.99% | Above |
| EMA 50 | $87.13 | +5.50 | +6.31% | Above |
| EMA 200 | $77.23 | +15.40 | +19.94% | Above |
| Level | Value | Level | Value |
|---|---|---|---|
| Pivot / R1 / R2 | $93.16 / $95.67 / $97.18 | S1 / S2 | $91.65 / $89.14 |
| Bollinger (20,2) | $83.78 – $94.82 | Squeeze | Off |
| 52-wk range | $53.81 – $96.53 | Off 52-wk high | -4.0% |
| ATR (14) | $3.03 (3.3%) | Historical vol | 35.3% |
| Computed from live weekly prices | BBY | S&P 500 |
|---|---|---|
| Weekly volatility (σ, 1y) | 5.40% | 1.83% |
| Best / worst week (1y) | +21.7% / -8.0% | — |
| Max drawdown (5y, monthly) | -50.1% | — |
| 1-week VaR (95%) | -6.5% | — |
| Beta (5y) | 1.30 | 1.00 |
| Reading | BBY | Specialty Retail n=631 | Consumer Cyclical n=5,686 | All US symbols n=70,435 |
|---|---|---|---|---|
| Overall | -0.1 | -12.8 | -20.5 | -20.5 |
| Trend | +37.5 | -4.5 | -25.1 | -21.3 |
| Momentum | +40.9 | -8.2 | -15.0 | -15.8 |
| Volume | -47.5 | +5.5 | -10.0 | -3.8 |
| Executive | Total comp | Structure |
|---|---|---|
| Corie Barry Chief Executive Officer | $17.3M | 92% equity+incentive |
| Matt Bilunas Senior Executive Vice President | $5.7M | 82% equity+incentive |
| Kamy Scarlett Senior Executive Vice Presiden | $4.7M | 78% equity+incentive |
| Damien Harmon Former Senior Executive Vice P | $4.0M | 44% equity+incentive |
| Jason Bonfig Senior Executive Vice President | $3.9M | 78% equity+incentive |
| Pillar (live disclosure scores) | Score |
|---|---|
| Environmental | 80 |
| Social | 75 |
| Governance | 72 |
| Composite ESG | 76 |
| Filed | 8-K contents | Items |
|---|---|---|
| 2026-08-27 | Earnings Release; Exhibits | 2.02,9.01 |
| 2026-08-03 | Officer/Director Change; Exhibits | 5.02,9.01 |
| 2026-06-22 | Officer/Director Change; Exhibits | 5.02,9.01 |
| 2026-06-17 | Shareholder Vote | 5.07 |
| 2026-05-28 | Earnings Release; Exhibits | 2.02,9.01 |
| 2026-04-22 | Officer/Director Change; Exhibits | 5.02,9.01 |
| 2026-03-03 | Results of Operations and Financial Condition; Financial Statements an | 2.02,9.01 |
| 2025-12-10 | Departure/Election of Directors; Appointment of Officers | 5.02 |
Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.
| Data domain | Source | Coverage for this report |
|---|---|---|
| Price & volume | market_db.historical_prices | 52 rows |
| Fundamentals | income_statements_annual | 6 rows · 2021 to 2026 |
| Reported vs consensus | fact/earnings_calendar | 24 rows · 2020-08-25 to 2026-08-27 |
| Analyst estimates | dim/forward_estimates | 3 rows · 2026-01-31 to 2027-01-31 |
| Institutional ownership (13F) | holdings_db.institutional_ownership_summary | 118 rows · 1996 to 2026 |
| Insider transactions (Form 4) | edgar/form4 | 12 rows · 2026-07-20 to 2026-09-23 |
| Proposed sales (Form 144) | edgar/form144 | 1 record |
| Beneficial ownership (13D/G) | edgar/13dg | 4 rows · 2026-03-26 to 2026-06-02 |
| Short-sale volume (FINRA) | edgar/short_volume_daily | 60 rows · 2026-07-23 to 2026-10-15 |
| Dark pool (ATS, tier 1) | edgar/darkpool_weekly | 12 rows · 2026-06-15 to 2026-08-31 |
| ETF & fund holding | etf_holdings_changelog (30d) | 1 record |
| Peer set | stock_peers_dynamic | 8 rows |
| Industry medians | industry_medians | 1 record |
| Congressional trades | congress_db (House + Senate) | 1 record |
| ESG | fact/esg_disclosures | 1 record |
Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.
Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.