| Profitability | 54/100 |
| Growth | 54/100 |
| Momentum | 61/100 |
| Quality | 62/100 |
| Earnings Quality | 52/100 |
| Balance Sheet | 89/100 |
| Value | 81/100 |
| Risk (safety) | 100/100 |
| Overall | 56.9/100 |
| Symbol | IS Score |
|---|---|
| JPM | 54 |
| V | 73 |
| MA | 77 |
| BAC | 55 |
| HSBC | 55 |
| MS | 24 |
| BRK-B | 57 |
Both readings sit above the midpoint — business quality at 57 and price structure at 90 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.
| Trigger | Where it stands now | What it would mean |
|---|---|---|
| IS Score reaches 75 and holds two consecutive quarters | now 56.9 | would move us up one band |
| IS Score stops falling - one quarter higher than the prior | last four: 35 → 42 → 41 → 57 | the direction matters more than the level |
| Technical vote share back above 50% | now 100% | price structure no longer broken |
| Institutional holder count rises two quarters running | peak 4,938 → now 4,938 | fewer institutions willing to hold is our clearest warning |
This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.
| Quarter | Holders | 13F shares | Value | Reported own% |
|---|---|---|---|---|
| 2026 Q2 | 4,938 | 934.1M | $457.8B | 43.4% |
| 2026 Q1 | 4,885 | 911.8M | $429.0B | 42.3% |
| 2025 Q4 | 4,898 | 906.1M | $443.9B | 42.0% |
| 2025 Q3 | 4,583 | 875.3M | $430.4B | 40.6% |
| 2025 Q2 | 4,592 | 877.6M | $418.6B | 40.7% |
| 2025 Q1 | 4,562 | 881.3M | $459.5B | 40.9% |
| 2024 Q4 | 4,516 | 873.6M | $387.9B | 40.5% |
| 2024 Q3 | 4,103 | 864.2M | $385.2B | 40.1% |
| 2024 Q2 | 4,035 | 861.2M | $343.5B | 40.0% |
| 2024 Q1 | 3,997 | 848.6M | $346.8B | 39.4% |
| 2023 Q4 | 3,918 | 853.2M | $298.8B | 39.6% |
| 2023 Q3 | 3,643 | 848.1M | $292.8B | 39.4% |
| Insider | Role | Date | Type | Shares | Value | Post-Txn Owned |
|---|---|---|---|---|---|---|
| Jain Ajit | director, Vice Chairman | 2026-09-28 | SELL | 39,700 | $19.97M | 67,608 |
| Jain Ajit | director, Vice Chairman | 2026-09-03 | GIFT | 10 | — | 317 |
| Chang Charles C | See Remarks | 2026-08-12 | BUY | 1 | — | 7 |
| Chang Charles C | See Remarks | 2026-08-12 | BUY | 1 | — | 8 |
| O'Sullivan Michael J. | See Remarks | 2026-08-12 | BUY | 45 | $0.02M | 708 |
| O'Sullivan Michael J. | See Remarks | 2026-08-12 | BUY | 400 | $0.21M | 1,108 |
| O'Sullivan Michael J. | See Remarks | 2026-08-12 | BUY | 43 | $0.02M | 1,151 |
| 6-mo decomposition (Form 4) | Txns | Shares | Value | Signal weight |
|---|---|---|---|---|
| S — Open-market sales | 1 | 39,700 | $20.0M | Counted |
| P — Open-market purchases | 5 | 490 | $0.3M | Counted |
| G — Gifts | 1 | 10 | — | None |
| Member | Chamber | Trade | Size band | Traded | Disclosed |
|---|---|---|---|---|---|
| Maria Elvira Salazar | House | BUY | $1,001 - $15,000 | 2026-08-07 | 2026-09-10 |
| Maria Elvira Salazar | House | BUY | $15,001 - $50,000 | 2026-07-28 | 2026-08-10 |
| Maria Elvira Salazar | House | BUY | $1,001 - $15,000 | 2026-07-28 | 2026-08-10 |
| Tina Smith | Senate | SELL | $100,001 - $250,000 | 2026-03-31 | 2026-04-02 |
| Tina Smith | Senate | SELL | $100,001 - $250,000 | 2026-01-27 | 2026-01-30 |
| Markwayne Mullin | Senate | SELL | $15,001 - $50,000 | 2025-11-03 | 2025-11-20 |
| Manager | Shares | Value |
|---|---|---|
| Assenagon Asset Management S.A. | 4.6M | $2.3B |
| Tetrad Corp | 1.9M | $958M |
| Wealth Enhancement Advisory Servic | 798,546 | $398M |
| Davenport & Co Llc | 705,870 | $352M |
| Czech National Bank | 535,117 | $266M |
| Fjarde Ap-Fonden /Fourth Swedish N | 386,314 | $192M |
| Fund | Weight | Position |
|---|---|---|
| VITSX | 1.2% | $28.2B |
| VTI | 1.2% | $28.2B |
| VTSAX | 1.2% | $28.2B |
| VSMPX | 1.2% | $28.2B |
| VFFSX | 1.4% | $24.4B |
| VFINX | 1.4% | $24.4B |
No tier-1 ATS records for BRK-B in the FINRA dark-pool feed — off-exchange activity in this name runs through tier-2 venues below the reporting threshold.
Moat score 39/100 — None; primary source Efficient Scale.
| Officer | Title |
|---|---|
| Ajit Jain | Vice Chairman of Insurance Operations & Director |
| Gregory Edward Abel | CEO, President & Director |
| Marc David Hamburg | Executive Officer |
| Adam Johnson | President of Consumer Products, Service & Retailing |
| Period | EPS est. | EPS actual | EPS surprise | Rev est. ($M) | Rev actual ($M) | Rev surprise |
|---|
| YoY growth | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | +23.9% | -34.0% | +87.7% | -15.5% | +0.0% |
| Gross profit | +36.4% | -74.6% | +345.2% | -58.5% | +1.4% |
| Operating income | +100.9% | -127.3% | -494.0% | -50.5% | +0.2% |
| Net income | +111.5% | -125.3% | -522.8% | -7.5% | -24.8% |
| $B · FY ends | FY21 | FY22 | FY23 | FY24 | FY25 | Trend |
|---|---|---|---|---|---|---|
| Revenue | 354.7 | 234.1 | 439.3 | 371.4 | 371.4 | |
| Cost of revenue | 169.9 | 187.2 | 230.5 | 284.9 | 283.7 | |
| Gross profit | 184.8 | 46.9 | 208.8 | 86.6 | 87.8 | |
| R&D expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| SG&A expense | 18.8 | 19.5 | 31.5 | 25.6 | 28.2 | |
| Operating income | 111.9 | -30.5 | 120.2 | 59.4 | 59.5 | |
| EBITDA | 126.8 | -15.2 | 137.7 | 128.4 | 73.0 | |
| D&A | 10.7 | 10.9 | 12.5 | 12.9 | 13.5 | |
| Pretax income | 111.9 | -30.5 | 120.2 | 110.4 | 82.5 | |
| Income tax | 20.9 | -8.5 | 23.0 | 20.8 | 15.2 | |
| Net income | 89.9 | -22.8 | 96.2 | 89.0 | 67.0 | |
| Diluted EPS ($) | 39.64 | -10.36 | 44.27 | 41.27 | 31.04 | |
| Diluted shares (M) | 2,265 | 2,203 | 2,173 | 2,157 | 2,157 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Cash & equivalents | 35.8 | 38.0 | 47.7 | 51.9 | |
| ST investments | 92.8 | 129.6 | 286.5 | 321.4 | |
| Receivables (net) | 71.5 | 75.9 | 76.2 | 78.6 | |
| Total current assets | 225.4 | 267.7 | 434.4 | 476.3 | |
| PP&E (net) | 201.9 | 221.9 | 228.8 | 241.2 | |
| Goodwill + intangibles | 108.6 | 121.8 | 119.7 | 117.9 | |
| Total assets | 948.5 | 1,070.0 | 1,153.9 | 1,222.2 | |
| Accounts payable | 44.6 | 49.4 | 49.5 | 57.3 | |
| Short-term debt | 14.2 | 15.3 | 23.6 | 13.3 | |
| Deferred revenue | 0.0 | 0.0 | 0.0 | 0.0 | |
| Total current liabilities | 58.9 | 64.6 | 73.1 | 70.5 | |
| Long-term debt | 109.8 | 114.4 | 115.4 | 120.8 | |
| Total liabilities | 466.8 | 499.2 | 502.2 | 502.5 | |
| Shareholders' equity | 481.7 | 570.8 | 651.7 | 719.7 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Net income | (22.1) | 97.1 | 89.6 | 67.0 | |
| D&A | 10.9 | 12.5 | 12.9 | 13.5 | |
| Stock-based compensation | 0.0 | 0.0 | 0.0 | 0.0 | |
| Working capital change | (14.9) | 20.4 | (6.8) | 2.4 | |
| Operating cash flow | 37.2 | 49.2 | 30.6 | 46.0 | |
| Capital expenditures | (15.5) | (19.4) | (19.0) | (20.9) | |
| Investing cash flow | (87.6) | (32.7) | (10.3) | (44.5) | |
| Buybacks | (7.9) | (9.2) | (2.9) | 0.0 | |
| Dividends paid | 0.0 | 0.0 | 0.0 | 0.0 | |
| Debt issuance / (repay) | 8.2 | (1.1) | (1.8) | 3.0 | |
| Financing cash flow | (1.7) | (14.4) | (10.4) | 2.2 | |
| Free cash flow | 21.8 | 29.8 | 11.6 | 25.0 |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| PROFITABILITY | |||||||
| ROE | 18.9% | -4.6% | 18.6% | 14.7% | 9.8% | 12% | |
| ROA | 9.8% | -2.4% | 9.5% | 8.0% | 5.6% | 6.8% | |
| ROIC | 19.0% | -5.1% | 18.4% | 19.5% | 8.2% | 4.2% | |
| Gross margin | 52.1% | 20.0% | 47.5% | 23.3% | 23.6% | 23.5% | |
| Operating margin | 31.5% | -13.0% | 27.4% | 16.0% | 16.0% | 16.3% | |
| Net margin | 25.4% | -9.7% | 21.9% | 24.0% | 18.0% | 22.3% | |
| EBITDA margin | 35.7% | -6.5% | 31.3% | 34.6% | 19.7% | 19.9% | |
| FCF margin | 7.4% | 9.3% | 6.8% | 2.7% | 6.7% | — | |
| VALUATION | |||||||
| P/E | 7.42 | -29.90 | 8.02 | 10.99 | 16.19 | 13.4 | |
| P/B | 1.32 | 1.43 | 1.38 | 1.51 | 1.51 | 1.5 | |
| P/S | 1.88 | 2.90 | 1.76 | 2.30 | 2.92 | 2.96 | |
| P/FCF | 25.48 | 31.16 | 25.91 | 84.17 | 43.30 | 47.0 | |
| EV/EBITDA | 5.05 | -44.71 | 5.36 | 6.13 | 9.81 | 16.0 | |
| EV/Revenue | 1.80 | 2.89 | 1.68 | 1.86 | 2.29 | 3.2 | |
| Earnings yield | 13.5% | -3.3% | 12.5% | 9.1% | 6.2% | 7.48% | |
| FCF yield | 3.9% | 3.2% | 3.9% | 1.2% | 2.3% | 2.13% | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| LEVERAGE & SOLVENCY | |||||||
| Current ratio | 4.74 | 3.83 | 4.14 | 5.94 | 6.75 | 7.29 | |
| Quick ratio | 4.31 | 3.40 | 3.77 | 5.61 | 6.41 | 6.88 | |
| Debt / equity | 0.24 | 0.27 | 0.24 | 0.22 | 0.19 | 0.17 | |
| Debt / assets | 12.4% | 13.5% | 12.5% | 12.4% | 11.4% | 10.2% | |
| Net debt / EBITDA | -0.22 | 0.06 | -0.25 | -1.48 | -2.70 | 1.16 | |
| Interest coverage | 27.77 | -5.98 | 25.02 | 22.23 | 17.70 | — | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| EFFICIENCY | |||||||
| Asset turnover | 0.39 | 0.25 | 0.44 | 0.38 | 0.31 | 0.30 | |
| Receivables turnover | 6.15 | 3.55 | 5.96 | 5.58 | 4.80 | 4.6 | |
| DSO (days) | 59 | 103 | 61 | 65 | 76 | 80 | |
| DPO (days) | 85 | 83 | 93 | 73 | 77 | 77 | |
| Cash conversion cycle | 17 | 65 | 17 | 28 | 34 | 36 | |
| GROWTH (YoY) | |||||||
| Revenue growth | 23.9% | -34.0% | 87.6% | -3.4% | -12.5% | — | |
| Net income growth | 111.2% | -125.3% | 524.4% | -7.5% | -24.8% | — | |
| EPS growth | 121.4% | -125.6% | 530.4% | -7.2% | -24.8% | — | |
| FCF growth | -2.3% | -16.8% | 36.9% | -61.0% | 115.6% | — | |
| PER SHARE ($) | |||||||
| EPS (diluted, TTM) | 40.31 | -10.33 | 44.46 | 41.26 | 31.04 | 59727.02 | |
| Book value / share | 227.22 | 215.67 | 259.35 | 301.05 | 332.55 | 522407.38 | |
| Revenue / share | 159.19 | 106.70 | 203.00 | 196.67 | 172.14 | 267887.88 | |
| FCF / share | 11.74 | 9.91 | 13.76 | 5.39 | 11.61 | 16862.81 | |
| Cash / share | 65.86 | 58.58 | 77.46 | 154.94 | 173.04 | 254536.21 | |
| SHAREHOLDER RETURN & SCORES | |||||||
| Buyback yield | 4.1% | 1.2% | 1.2% | 0.0% | 0.0% | 0.41% | |
| Altman Z-Score | 2.67 | 1.99 | 2.75 | 3.09 | 3.07 | 3.1 | |
| Piotroski F-Score | 7 | 3 | 8 | 5 | 5 | 4/9 | |
| Beneish M-Score | -2.07 | -2.54 | -2.22 | -0.24 | -2.57 | -1.53 | |
| Model | Score | Zone | Note |
|---|---|---|---|
| Piotroski F-Score | 4 / 9 | Middling | |
| Altman Z-Score | 3.1 | Safe (>2.99) | Safe |
| Income quality | 0.54 | Accrual-heavy | OCF ÷ net income |
| Beneish M-Score | -1.53 | Elevated | vs −2.22 threshold |
| DuPont Decomposition (TTM) | Value |
|---|---|
| Tax burden | 0.80 |
| Interest burden | 1.28 |
| Operating margin | 21.7% |
| Asset turnover | 0.32× |
| Financial leverage | 1.71× |
| = ROE | 12% |
| Growth Quality (live) | Value |
|---|---|
| Revenue stability | 0.24 |
| Earnings stability | 0.00 |
| Earnings persistence | 0.85 |
| Revenue CAGR 3y | -1.4% |
| EPS CAGR 3y | -0.1% |
| FCF CAGR 3y | -2.3% |
| Company | Mkt cap | P/E | ROE | Net margin | Rev growth | Piotroski | 1-yr ret |
|---|---|---|---|---|---|---|---|
| JPM | $903.0B | 14.2 | 18% | 25.7% | +8.0% | 8/9 | +13.8% |
| V | $751.7B | 34.2 | 61% | 48.4% | +14.4% | 5/9 | +20.3% |
| MA | $540.9B | 33.9 | 241% | 47.3% | +16.0% | 7/9 | +12.3% |
| BAC | $358.2B | 12.0 | 11% | 18.4% | +3.0% | 8/9 | +2.1% |
| HSBC | $324.6B | 13.5 | 14% | 23.2% | +8.7% | 7/9 | — |
| MS | $284.8B | 14.2 | 19% | 16.2% | +16.7% | 7/9 | — |
| GS | $256.6B | 12.5 | 17% | 17.2% | -6.8% | 5/9 | — |
| WFC | $253.6B | 11.6 | 13% | 19.1% | +5.5% | 5/9 | — |
| Consensus estimates | Revenue mean | High / Low | EPS mean | High / Low | # EPS est. |
|---|---|---|---|---|---|
| FY2026 | $403.52B | $404.27B / $402.77B | $22.32 | $24.03 / $19.75 | 4 |
| FY2027 | $409.85B | $411.31B / $408.38B | $22.20 | $23.80 / $20.50 | 4 |
| FY2028 | $421.59B | $422.38B / $420.81B | $22.73 | $22.78 / $22.67 | 2 |
| Window | Avg Target | vs. Price | # Targets |
|---|---|---|---|
| Last Quarter | $594.50 | +11.7% | 2 |
| Last Year | $594.50 | +11.7% | 2 |
| All Time | $551.11 | +3.6% | 9 |
| Moving Average | Value | Distance | % Distance | Signal |
|---|---|---|---|---|
| SMA 20 | $509.75 | +22.39 | +4.39% | Above |
| SMA 50 | $508.51 | +23.63 | +4.65% | Above |
| SMA 200 | $493.56 | +38.58 | +7.82% | Above |
| EMA 9 | $519.96 | +12.18 | +2.34% | Above |
| EMA 21 | $513.60 | +18.54 | +3.61% | Above |
| EMA 50 | $508.52 | +23.62 | +4.64% | Above |
| EMA 200 | $497.38 | +34.76 | +6.99% | Above |
| Level | Value | Level | Value |
|---|---|---|---|
| Pivot / R1 / R2 | $528.25 / $530.98 / $536.27 | S1 / S2 | $522.96 / $520.23 |
| Bollinger (20,2) | $490.64 – $528.85 | Squeeze | Off |
| 52-wk range | $464.01 – $537.74 | Off 52-wk high | -1.0% |
| ATR (14) | $6.05 (1.1%) | Historical vol | 10.8% |
| Computed from live weekly prices | BRK-B | S&P 500 |
|---|---|---|
| Weekly volatility (σ, 1y) | 1.97% | 1.83% |
| Best / worst week (1y) | +6.4% / -3.3% | — |
| Max drawdown (5y, monthly) | -25.6% | — |
| 1-week VaR (95%) | -2.4% | — |
| Beta (5y) | 0.60 | 1.00 |
| Reading | BRK-B | Insurance - Diversified n=189 | Financial Services n=24,134 | All US symbols n=70,435 |
|---|---|---|---|---|
| Overall | +26.8 | -17.2 | -16.3 | -20.5 |
| Trend | +47.8 | -10.8 | -12.5 | -21.3 |
| Momentum | +62.2 | +4.5 | -4.4 | -15.8 |
| Volume | +40.9 | -33.1 | +0.0 | -3.8 |
| Executive | Total comp | Structure |
|---|---|---|
| Gregory E. Abel Vice Chairman-Non Insurance | $22.0M | 0% equity+incentive |
| Ajit Jain Vice Chairman-Insurance Operations | $22.0M | 0% equity+incentive |
| Marc D. Hamburg Senior Vice President/CFO | $4.3M | 0% equity+incentive |
| Warren E. Buffett Chief Executive Officer/Ch | $0.4M | 0% equity+incentive |
| Pillar (live disclosure scores) | Score |
|---|---|
| Environmental | 50 |
| Social | 49 |
| Governance | 52 |
| Composite ESG | 50 |
Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.
| Data domain | Source | Coverage for this report |
|---|---|---|
| Price & volume | market_db.historical_prices | 52 rows |
| Fundamentals | income_statements_annual | 6 rows · 2020 to 2025 |
| Reported vs consensus | fact/earnings_calendar | 24 rows · 2020-11-07 to 2026-08-08 |
| Analyst estimates | dim/forward_estimates | 3 rows · 2026-12-31 to 2028-12-31 |
| Institutional ownership (13F) | holdings_db.institutional_ownership_summary | 88 rows · 1987 to 2026 |
| Insider transactions (Form 4) | edgar/form4 | 7 rows · 2026-08-12 to 2026-09-28 |
| Proposed sales (Form 144) | edgar/form144 | not present for this symbol |
| Beneficial ownership (13D/G) | edgar/13dg | not present for this symbol |
| Short-sale volume (FINRA) | edgar/short_volume_daily | not present for this symbol |
| Dark pool (ATS, tier 1) | edgar/darkpool_weekly | not present for this symbol |
| ETF & fund holding | etf_holdings_changelog (30d) | 1 record |
| Peer set | stock_peers_dynamic | 8 rows |
| Industry medians | industry_medians | 1 record |
| Congressional trades | congress_db (House + Senate) | 1 record |
| ESG | fact/esg_disclosures | 1 record |
Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.
Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.