InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$359.79

2026-10-16

Market Cap

$138.8B

Volume

1.5M

52-Wk High

$365.91

52-Wk Low

$266.40

Trailing PE

12.6

P/S

2.24

Gross Margin

39.6%

Net Margin

18.1%

ROE

15%

ROIC

3%

Piotroski

7/9

Altman Z

1.1

1-Yr Return

+34.6%

5-Yr Return

+160.2%

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.

SectorFinancial ServicesIndustryInsurance - Property & CasualtyExchangeNYSEMarket Cap$138.8BEmployees45,000 (SEC-filed)CEOEvan G. GreenbergIPO1993-03-25CountryCH

Baerengasse 32, Zurich, ZH 8001 · Tel 41 43 456 76 00 · chubb.com

INSIDERSTREET SCORE61 / 100Street mean $350.29 (7 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$18M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · CB +34.6% · S&P 500 +15.9% · spread +18.7pp

7 Years vs S&P 500 · CB +160.2% · S&P 500 +189.9% · spread -29.7pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE61of 100

Score Breakdown

Profitability	59/100
Growth	61/100
Momentum	88/100
Quality	81/100
Earnings Quality	71/100
Balance Sheet	63/100
Value	73/100
Risk (safety)	100/100
Overall	61.0/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
PGR	57
TRV	69
ALL	60
WRB	60
CINF	78
MKL	50
CB	61

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 66 in 24 Q2, latest 61 — -5 since. Fell in 1 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY61 / 100IS Score 61.0 / 100 · -4.5 from peak of 66

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 82 / 100 · Power +65 · 20 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 61 and price structure at 82 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 61.0	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 51 → 54 → 59 → 61	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 2,154 → now 2,154	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)10 buys2026-09-04

Insider Buys (180d)0none disclosed

ETF Funds (30d)492 up / 427 downnet +65 funds

Institutions Added (13F)53managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 2,154 · latest 2,154 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	2,154	351.1M	$113.4B	89.3%
2026 Q1	2,101	350.8M	$108.6B	89.3%
2025 Q4	2,037	353.6M	$105.0B	90.0%
2025 Q3	1,908	343.9M	$93.2B	87.5%
2025 Q2	1,939	355.7M	$97.9B	90.5%
2025 Q1	1,906	366.2M	$103.4B	93.2%
2024 Q4	1,887	364.7M	$93.8B	92.8%
2024 Q3	1,781	359.7M	$97.4B	91.5%
2024 Q2	1,688	360.0M	$86.1B	91.6%
2024 Q1	1,682	359.7M	$87.2B	91.5%
2023 Q4	1,581	360.1M	$75.8B	91.6%
2023 Q3	1,453	359.9M	$69.1B	91.6%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Wayland Joseph F	Executive Vice President and*	2026-09-01	TAX W/H	144	$0.05M	33,605
Connors Michael P	director	2026-08-21	SELL	5,500	$1.90M	12,803
Wayland Joseph F	Executive Vice President and*	2026-07-28	SELL	8,502	$3.10M	33,749
Ortega Juan Luis	Executive Vice President*	2026-06-08	EXERCISE	3,886	$0.54M	32,745
Ortega Juan Luis	Executive Vice President*	2026-06-08	SELL	3,886	$1.25M	28,859
Ortega Juan Luis	Executive Vice President*	2026-06-08	EXERCISE	3,886	$0.54M	60,234
Keogh John W	President &COO	2026-05-28	GIFT	1,352	—	140,970
Keogh John W	President &COO	2026-05-27	SELL	20,176	$6.49M	206,146

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	10	53,381	$17.8M	Counted
M — Exercises (paired A/D)	1	3,886	$0.5M	None — mechanics
F — Tax withholding	28	143,332	$47.3M	None — compensation
G — Gifts	1	61,000	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$17.8M10 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-08-21	Connors Michael P	5,500	$1.9M
2026-07-28	Wayland Joseph F	8,502	$3.1M
2026-06-09	Burke Sheila P	2,500	$0.8M
2026-06-08	Ortega Juan Luis	3,886	$1.3M
Trailing 12 mo	31 filings	309,078	$97M

Filed	Form	Reporting person	% of class	Shares
2026-04-28	SCHEDULE 13G	Vanguard Capital Management	6.88%	26.9M sh
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change
2025-11-14	SCHEDULE 13G/A	National Indemnity Company	8.00%	31.3M sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Member	Chamber	Trade	Size band	Traded	Disclosed
Maria Elvira Salazar	House	SELL	$1,001 - $15,000	2026-09-24	2026-10-08
Kevin Hern	House	SELL	$1,001 - $15,000	2026-09-23	2026-10-14
Kevin Hern	House	SELL	$1,001 - $15,000	2026-09-23	2026-10-13
Shelley Moore Capito	Senate	SELL	$1,001 - $15,000	2025-07-17	2025-08-04
Shelley Moore Capito	Senate	SELL	$1,001 - $15,000	2025-07-17	2025-08-04
Shelley Moore Capito	Senate	SELL	$1,001 - $15,000	2025-07-17	2025-08-04

House 12-Mo29 trades18 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)2,101

13F Shares351M89.3% of shares out

New / Closed196 / 98positions, QoQ

Increased / Reduced790 / 784positions, QoQ

Put/Call (13F)1.03option positions

Free Float90.7%350M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Wealth Enhancement Advisory Servic	803,050	$256M
Assenagon Asset Management S.A.	612,668	$199M
Confluence Investment Management L	433,925	$141M
Cacti Asset Management Llc	255,039	$85M
Fjarde Ap-Fonden /Fourth Swedish N	207,177	$67M
Zwj Investment Counsel Inc	205,424	$67M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.2%	$3.6B
VTSAX	0.2%	$3.6B
VSMPX	0.2%	$3.6B
VTI	0.2%	$3.6B
VFINX	0.2%	$3.0B
VOO	0.2%	$3.0B

13F Filers Holding CB — quarterly

Institutional Put/Call — quarterly

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session29.4%2026-10-15

20-Day Avg41.4%50-day 40.1%

TrendRising20d vs 50d

By Market CenterQ: 29% · N: 40% · B: 24%latest session

Weekly Notional ($B)

Where CB Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	2.1M	30 sh
Ubsa Ubs Ats	1.6M	32 sh
Sgmt Sigma X2	1.0M	27 sh
Mlix Instinct X	1.0M	43 sh
Ebxl Level Ats	1.0M	19 sh
Mspl Ms Pool (Ats-4)	0.7M	71 sh

Where a dollar of Chubb Limited revenue goes. All values FY2025 filings, live.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

CB (live moat model)Peer median: PGR · TRV · ALL · WRB · CINF

Component scores from the live moat model. Peer median illustrative.

Moat score 53/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
Evan G. Greenberg	Chairman & Chief Executive Officer
John W. Keogh	Chairman of North America Insurance, President & COO
Sean Ringsted	EVP of Chubb Group, Chief Scientist, Chief Digital Business & Chief Analytics Officer
Juan Luis Ortega	Executive Vice President of Chubb Group & President of North America Insurance

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Quarterly EPS — Actual vs. Consensus

Beats (>2%)6 of 6recent quarters

Avg Surprise+10.3%

Next Report2026-10-20

Income Quality1.39OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+13.1%	+5.4%	+16.7%	+12.0%	+6.1%
Gross profit	+61.6%	-4.4%	+27.8%	+16.9%	+70.3%
Operating income	+135.3%	-33.8%	+46.9%	+20.2%	+102.3%
Net income	+141.3%	-38.5%	+72.1%	+2.7%	+11.2%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	40.8	43.0	50.1	56.2	59.6
Cost of revenue	29.4	32.1	36.3	40.0	32.0
Gross profit	11.3	10.8	13.8	16.2	27.5
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	3.1	3.4	4.0	4.4	4.5
Operating income	9.8	6.5	9.5	11.5	23.2
EBITDA	10.6	7.3	10.5	12.5	10.1
D&A	0.3	0.3	0.3	0.3	0.3
Pretax income	9.8	6.5	9.5	11.5	13.0
Income tax	1.3	1.2	0.5	1.8	2.4
Net income	8.5	5.2	9.0	9.3	10.3
Diluted EPS ($)	19.27	12.39	21.80	22.70	25.73
Diluted shares (M)	443	424	414	412	396

Operating CF$15B

CapEx$0B

Free cash flow$15B

SBC$0B

Buybacks$4B

Net cash change$-0B

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	2.0	2.4	2.3	2.5
ST investments	23.8	31.3	36.9	0.0
Receivables (net)	31.1	33.6	34.5	15.9
Total current assets	0.0	0.0	0.0	18.4
PP&E (net)	0.0	0.0	0.0	4.5
Goodwill + intangibles	25.4	30.1	29.2	26.4
Total assets	199.0	230.7	246.5	247.8
Accounts payable	7.8	8.3	8.1	0.0
Short-term debt	0.5	1.5	0.8	5.0
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	0.0	0.0	0.0	0.0
Long-term debt	14.4	13.0	14.5	16.2
Total liabilities	148.5	167.0	178.2	168.1
Shareholders' equity	50.5	63.7	68.4	79.8

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	5.2	9.0	9.6	10.3
D&A	0.3	0.3	0.3	0.3
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	3.4	2.3	5.8	4.1
Operating cash flow	11.3	12.6	16.2	14.5
Capital expenditures	0.0	0.0	0.0	0.0
Investing cash flow	(5.7)	(7.6)	(13.9)	(13.0)
Buybacks	(2.9)	(2.4)	(1.8)	(3.7)
Dividends paid	(1.4)	(1.4)	(1.4)	(1.5)
Debt issuance / (repay)	(1.0)	(0.5)	1.0	2.2
Financing cash flow	(5.1)	(4.5)	(2.2)	(1.9)
Free cash flow	11.3	12.6	16.2	14.5

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	14.3%	9.5%	16.4%	15.0%	15.0%	15%
ROA	4.4%	2.6%	4.2%	3.9%	4.2%	4.0%
ROIC	-38.8%	13.2%	22.4%	24.0%	11.4%	3.5%
Gross margin	27.8%	25.2%	27.6%	28.8%	46.2%	39.6%
Operating margin	24.0%	15.1%	19.0%	20.4%	38.9%	18.2%
Net margin	20.9%	12.2%	18.0%	16.5%	17.3%	18.1%
EBITDA margin	25.9%	17.1%	21.0%	22.3%	16.9%	19.6%
FCF margin	27.2%	26.2%	25.2%	28.8%	22.6%	—
VALUATION
P/E	9.23	16.87	10.01	12.58	12.00	12.6
P/B	1.32	1.75	1.52	1.82	1.68	1.9
P/S	1.93	2.06	1.80	2.08	2.07	2.24
P/FCF	7.07	7.87	7.16	7.21	9.16	8.6
EV/EBITDA	-0.27	10.55	6.77	7.41	10.15	12.6
EV/Revenue	-0.07	1.81	1.42	1.65	2.40	2.5
Earnings yield	10.8%	5.9%	10.0%	7.9%	8.3%	7.93%
FCF yield	14.1%	12.7%	14.0%	13.9%	10.9%	11.58%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	—	—	—	—	—	0.83
Quick ratio	—	—	—	—	—	0.83
Debt / equity	0.27	0.29	0.24	0.24	0.30	0.24
Debt / assets	8.1%	7.5%	6.3%	6.2%	9.0%	6.4%
Net debt / EBITDA	-7.72	-1.48	-1.84	-1.91	1.40	1.26
Interest coverage	20.95	12.40	15.18	16.46	18.01	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.21	0.22	0.23	0.24	0.24	0.22
Receivables turnover	1.48	1.43	1.55	1.65	2.37	3.3
DSO (days)	246	255	236	221	154	112
DPO (days)	86	85	81	75	35	91
Cash conversion cycle	160	170	155	147	119	21
GROWTH (YoY)
Revenue growth	13.6%	4.9%	16.7%	11.9%	6.6%	—
Net income growth	141.7%	-38.6%	72.1%	2.7%	11.2%	—
EPS growth	153.1%	-36.5%	75.5%	-1.4%	20.0%	—
FCF growth	13.9%	0.9%	12.3%	28.1%	-16.5%	—
PER SHARE ($)
EPS (diluted, TTM)	19.73	12.53	21.98	21.68	26.00	28.53
Book value / share	137.97	120.60	144.89	149.67	186.02	205.71
Revenue / share	94.63	102.54	122.07	131.20	150.87	157.96
FCF / share	25.76	26.86	30.76	37.83	34.09	40.91
Cash / share	226.23	61.55	82.27	91.61	6.23	20.89
SHAREHOLDER RETURN & SCORES
Buyback yield	6.2%	3.3%	2.7%	1.5%	3.0%	3.36%
Altman Z-Score	1.04	1.03	1.02	1.13	1.35	1.1
Piotroski F-Score	6	6	8	6	7	7/9
Beneish M-Score	-2.41	-2.46	-2.47	-2.59	-3.07	-3.57

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	1.1	Distress (<1.81)	Distress
Income quality	1.39	Cash-backed	OCF ÷ net income
Beneish M-Score	-3.57	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	1.01
Interest burden	0.94
Operating margin	19.1%
Asset turnover	0.23×
Financial leverage	3.75×
= ROE	15%

Growth Quality (live)	Value
Revenue stability	0.99
Earnings stability	0.49
Earnings persistence	0.91
Revenue CAGR 3y	10.1%
EPS CAGR 3y	27.0%
FCF CAGR 3y	14.0%

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Buyback Yield3.36%

Dividend Yield1.11%

Total Shareholder Return4.27%cash yield

SBC / Revenue0.0%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
PGR	$127.0B	11.0	35%	14.0%	+10.5%	6/9	-1.4%
TRV	$81.2B	10.1	27%	15.4%	+1.1%	6/9	+51.2%
ALL	$62.7B	4.9	46%	17.6%	+5.4%	7/9	+27.8%
WRB	$28.0B	15.4	20%	6.6%	+26.0%	8/9	+5.3%
CINF	$26.3B	8.0	21%	29.4%	+19.5%	8/9	—
MKL	$22.9B	10.1	13%	22.5%	+6.7%	7/9	—
L	$22.6B	13.5	10%	9.4%	+4.3%	8/9	—
RE	$15.3B	8.0	13%	14.1%	-5.1%	5/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

43 Analysts

Str Sell (0)Sell (2)Hold (18)Buy (22)Str Buy (1)

Mean Target (qtr)$350.297 targets

Target vs. Price-2.6%last-quarter mean

Next Report2026-10-20street $6.79

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$58.99B	$59.44B / $58.43B	$28.13	$29.73 / $26.89	16
FY2027	$63.67B	$65.27B / $62.42B	$29.30	$31.72 / $27.08	15
FY2028	$67.45B	$68.69B / $65.67B	$31.87	$36.05 / $30.27	5

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$345.00	-4.1%	3
Last Quarter	$350.29	-2.6%	7
Last Year	$339.56	-5.6%	39
All Time	$300.53	-16.5%	78

Rolling mean of published targets vs. last close $359.79. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

A

DCF

5/5

ROE

4/5

ROA

5/5

Debt/Eq

4/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

CB +34.6% vs S&P 500 +15.9% — spread +18.7pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$338.28	+21.51	+6.36%	Above
SMA 50	$340.44	+19.35	+5.68%	Above
SMA 200	$331.38	+28.41	+8.57%	Above
EMA 9	$347.13	+12.66	+3.65%	Above
EMA 21	$342.07	+17.72	+5.18%	Above
EMA 50	$340.76	+19.03	+5.58%	Above
EMA 200	$329.16	+30.63	+9.31%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +6520 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%91

Volume 20%62

Volatility 10%100

Patterns 15%50

This Week100% bullishof 11 price-based votes

4 Weeks Ago64%+36 pts since

12 Weeks Ago82%+18 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$338.28

Price vs SMA 50$340.44

Price vs SMA 200$331.38

EMA 9/21 Cross347.1/342.1

SMA 50/200Golden

ADX DirectionADX 23

Supertrend$339

Parabolic SAR$339

SMA Slope0.960

RSI73.0

Stochastic K/D93/92

StochRSI K/D100/100

Williams %R-0

CCI188

TSI vs Signal18.2

CMO45.9

ROC8.73%

OBV SignalAccum

Chaikin MF-0.090

MFI87

Force Index3M

Elder Ray Bull17.71

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 92

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$354.49 / $356.88 / $360.97	S1 / S2	$350.40 / $348.01
Bollinger (20,2)	$321.18 – $355.39	Squeeze	Off
52-wk range	$264.46 – $365.91	Off 52-wk high	-1.7%
ATR (14)	$5.70 (1.6%)	Historical vol	18.0%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-0.7%Jan30%

+0.5%Feb60%

+0.1%Mar62%

+1.9%Apr75%

+1.0%May55%

-0.4%Jun50%

+1.0%Jul65%

+0.8%Aug60%

+1.1%Sep65%

+4.2%Oct70%

+1.7%Nov75%

+3.1%Dec80%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	CB	S&P 500
Weekly volatility (σ, 1y)	2.68%	1.83%
Best / worst week (1y)	+8.5% / -5.8%	—
Max drawdown (5y, monthly)	-37.3%	—
1-week VaR (95%)	-3.7%	—
Beta (5y)	0.38	1.00

CB EQUITY WEATHER (LIVE)CLOUDY · +9

Trend+44

Momentum+70

Volume-54

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 303 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+8.9+18.9 vs industry

Trend+44.1+42.4 vs industry

Momentum+70.4+56.1 vs industry

Volume-53.5-46.0 vs industry

Reading	CB	Insurance - Property & Casualty n=188	Financial Services n=24,134	All US symbols n=70,435
Overall	+8.9	-10.0	-16.3	-20.5
Trend	+44.1	+1.7	-12.5	-21.3
Momentum	+70.4	+14.3	-4.4	-15.8
Volume	-53.5	-7.5	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Evan G. Greenberg Chairman and Chief Executi	$33.2M	57% equity+incentive
John W. Keogh President and Chief Operating	$14.8M	59% equity+incentive
John J. Lupica Former Vice Chairman and Exec	$9.3M	61% equity+incentive
Peter C. Enns Chief Financial Officer	$6.8M	50% equity+incentive
Juan Luis Ortega President, North America In	$6.4M	44% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	50
Social	55
Governance	54
Composite ESG	53

Composite ESG Trend

Filed	8-K contents	Items
2026-07-21	Earnings Release; Exhibits	2.02,9.01
2026-06-10	Other Events; Exhibits	8.01,9.01
2026-05-22	Officer/Director Change; Bylaws Amendment; Shareholder Vote; Exhibits	5.02,5.03,5.07,9.01
2026-05-20	Other Events; Exhibits	8.01,9.01
2026-04-21	Earnings Release; Exhibits	2.02,9.01
2026-03-11	Amendments to Articles of Incorporation or Bylaws; Financial Statement	5.03,9.01
2026-02-03	Results of Operations and Financial Condition; Financial Statements an	2.02,9.01
2025-12-08	Regulation FD Disclosure	7.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-07-28 to 2026-04-21
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	51 rows · 2011 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-05-21 to 2026-09-01
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	3 rows · 2025-11-14 to 2026-04-28
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Chubb Limited (CB)

Chubb Limited (CB)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Chubb Limited (CB)

Institutions holding — 12 quarters

Chubb Limited (CB)

Monthly Net Insider Flow (000 shares)

Signal Summary

Chubb Limited (CB)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding CB — quarterly

Institutional Put/Call — quarterly

Chubb Limited (CB)

Where CB Trades in the Dark

Chubb Limited (CB)

3.8 · Employees (SEC filings)

Chubb Limited (CB)

Chubb Limited (CB)

Chubb Limited (CB)

Balance Sheet — Full

Cash Flow Statement — Full

Chubb Limited (CB)

Chubb Limited (CB)

Chubb Limited (CB)

Chubb Limited (CB)

Street Price Target — Trajectory

Third-Party Composite Rating

Chubb Limited (CB)

Chubb Limited (CB)

Family Scores (site weights)

Chubb Limited (CB)

Chubb Limited (CB)

Chubb Limited (CB)