InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$171.25

2026-10-16

Market Cap

$26.3B

Volume

0.9M

52-Wk High

$194.81

52-Wk Low

$150.00

Trailing PE

8.0

P/S

1.88

Gross Margin

52.3%

Net Margin

23.8%

ROE

21%

ROIC

15%

Piotroski

8/9

Altman Z

2.4

1-Yr Return

+13.1%

5-Yr Return

+83.9%

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

SectorFinancial ServicesIndustryInsurance - Property & CasualtyExchangeNASDAQMarket Cap$26.3BEmployees5,705 (SEC-filed)CEOStephen Michael SprayIPO1980-03-17CountryUS

6200 South Gilmore Road, Fairfield, OH 45014-5141 · Tel 513 870 2000 · cinfin.com

INSIDERSTREET SCORE78 / 100Street mean $200.00 (1 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALTWO-WAY FLOW$0.2M buys against $1.3M sells / 6 mo

1 Year vs S&P 500 · CINF +13.1% · S&P 500 +15.9% · spread -2.8pp

7 Years vs S&P 500 · CINF +83.9% · S&P 500 +189.9% · spread -106.0pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE78of 100

Score Breakdown

Profitability	82/100
Growth	73/100
Momentum	90/100
Quality	88/100
Earnings Quality	68/100
Balance Sheet	90/100
Value	77/100
Risk (safety)	100/100
Overall	78.0/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
WRB	60
MKL	50
L	51
RE	45
AIZ	59
CNA	54
CINF	78

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 78 in 26 Q2, latest 78 — +0 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY78 / 100IS Score 78.0 / 100 · +0.0 from peak of 78

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 78 / 100 · Power +57 · 20 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 78 and price structure at 78 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 78.0	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 50 → 70 → 65 → 78	the direction matters more than the level
Technical vote share back above 50%	now 91%	price structure no longer broken
Institutional holder count rises two quarters running	peak 958 → now 958	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score4 of 4top 0% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)3 buys2026-09-18

Insider Buys (180d)1$0.17M

ETF Funds (30d)899 up / 815 downnet +84 funds

Institutions Added (13F)32managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 958 · latest 958 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	958	117.1M	$21.5B	75.9%
2026 Q1	926	107.0M	$16.7B	69.4%
2025 Q4	929	108.6M	$17.6B	70.5%
2025 Q3	870	106.2M	$16.7B	68.9%
2025 Q2	872	108.5M	$16.1B	70.3%
2025 Q1	862	108.4M	$15.9B	70.3%
2024 Q4	845	105.9M	$15.1B	68.7%
2024 Q3	790	103.7M	$14.0B	67.3%
2024 Q2	753	104.4M	$12.3B	67.7%
2024 Q1	765	103.6M	$12.8B	67.2%
2023 Q4	745	102.1M	$10.5B	66.2%
2023 Q3	709	101.8M	$10.4B	66.0%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Debbink Dirk J	director	2026-08-25	BUY	1,000	$0.17M	62,059
Schiff Charles Odell	director	2026-08-03	SELL	7,600	$1.33M	173,455
Kellington John S	EVP, Chief Info Off. -Sub	2026-06-08	EXERCISE	24,221	$2.08M	144,588
Kellington John S	EVP, Chief Info Off. -Sub	2026-06-08	TAX W/H	17,536	$2.87M	127,052
Kellington John S	EVP, Chief Info Off. -Sub	2026-06-08	EXERCISE	24,221	$2.08M	0
Fu Luyang	Sr. VP, Chief Actuary - Sub	2026-05-28	EXERCISE	774	$0.07M	11,444
Fu Luyang	Sr. VP, Chief Actuary - Sub	2026-05-28	TAX W/H	99	$0.02M	11,345
Fu Luyang	Sr. VP, Chief Actuary - Sub	2026-05-28	EXERCISE	774	$0.07M	0

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	1	7,600	$1.3M	Counted
P — Open-market purchases	1	1,000	$0.2M	Counted
M — Exercises (paired A/D)	58	250,380	$8.6M	None — mechanics
F — Tax withholding	58	113,026	$18.5M	None — compensation
G — Gifts	2	3,576	—	None

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalTwo-Way Flow

Open-Market Sells$1.3M1 txns / 6 mo

Open-Market Buys$0.2M1 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Form	Reporting person	% of class	Shares
2026-04-29	SCHEDULE 13G	Vanguard Portfolio Management	5.22%	8.1M sh
2026-04-29	SCHEDULE 13G	Vanguard Capital Management	7.51%	11.7M sh
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change

Member	Chamber	Trade	Size band	Traded	Disclosed
Gilbert Cisneros	House	BUY	$1,001 - $15,000	2026-09-18	2026-10-13
Gilbert Cisneros	House	BUY	$1,001 - $15,000	2026-09-18	2026-10-12
Ro Khanna	House	BUY	$1,001 - $15,000	2026-09-04	2026-10-09

House 12-Mo3 trades3 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)926

13F Shares107M69.4% of shares out

New / Closed102 / 84positions, QoQ

Increased / Reduced345 / 306positions, QoQ

Put/Call (13F)0.78option positions

Free Float98.1%151M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Fort Washington Investment Advisor	1.5M	$238M
Assenagon Asset Management S.A.	299,242	$48M
Wealth Enhancement Advisory Servic	253,231	$41M
Mather Group, Llc.	97,627	$16M
Venture Visionary Partners Llc	73,083	$12M
Fjarde Ap-Fonden /Fourth Swedish N	64,154	$10M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$776M
VSMPX	0.0%	$776M
VTSAX	0.0%	$776M
VTI	0.0%	$776M
SCHD	0.6%	$721M
VOO	0.0%	$642M

13F Filers Holding CINF — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session30.4%2026-10-15

20-Day Avg63.3%50-day 63.7%

TrendFalling20d vs 50d

By Market CenterQ: 30% · N: 40% · B: 7%latest session

Weekly Notional ($B)

Where CINF Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	0.7M	24 sh
Ubsa Ubs Ats	0.6M	23 sh
Ebxl Level Ats	0.5M	15 sh
Sgmt Sigma X2	0.5M	22 sh
Mstx Ms Trajectory Cross (Ats-1)	0.4M	19 sh
Mspl Ms Pool (Ats-4)	0.3M	134 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of Cincinnati Financial Corporation revenue goes. All values FY2025 filings, live.

CINF (live moat model)Peer median: WRB · MKL · L · RE · AIZ

Component scores from the live moat model. Peer median illustrative.

Moat score 49/100 — Weak; primary source Network Effects.

3.8 · Employees (SEC filings)

Officer	Title
Steven Anthony Soloria	Executive Vice President & Chief Investment Officer
Stephen Michael Spray	President, Chief Executive Officer & Director
Michael James Sewell	Chief Financial Officer, Principal Accounting Officer, Executive Vice President & Treasurer
Steven Justus Johnston CERA FCAS MAAA	Executive Chairman

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Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+22.6%

Next Report2026-10-26

Income Quality1.03OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+27.7%	-31.8%	+52.6%	+13.2%	+11.4%
Gross profit	+68.0%	-73.0%	+206.9%	+18.2%	+13.1%
Operating income	+146.7%	-118.8%	-428.0%	+25.6%	+4.3%
Net income	+144.1%	-116.4%	-478.4%	+24.4%	+4.4%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	9.6	6.6	10.0	11.3	12.6
Cost of revenue	3.9	5.0	5.3	5.7	6.3
Gross profit	5.7	1.5	4.7	5.6	6.3
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.0	0.0	0.0	0.0	3.4
Operating income	3.7	-0.7	2.3	2.9	3.0
EBITDA	3.9	-0.5	2.4	3.0	3.2
D&A	0.1	0.1	0.1	0.1	0.2
Pretax income	3.7	-0.7	2.3	2.9	3.0
Income tax	0.7	-0.2	0.4	0.6	0.6
Net income	3.0	-0.5	1.8	2.3	2.4
Diluted EPS ($)	18.10	-3.06	11.66	14.53	15.17
Diluted shares (M)	163	159	158	158	158

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Operating CF$3B

CapEx$0B

Free cash flow$3B

SBC$0B

Buybacks$0B

Net cash change$0B

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	1.3	0.9	1.0	1.4
ST investments	12.1	13.8	16.5	18.3
Receivables (net)	3.2	3.5	3.8	4.2
Total current assets	0.0	0.0	0.0	24.0
PP&E (net)	0.2	0.2	0.2	0.2
Goodwill + intangibles	0.0	0.0	0.0	1.3
Total assets	29.7	32.8	36.5	41.0
Accounts payable	0.0	0.0	0.0	0.0
Short-term debt	0.1	0.0	0.0	0.0
Deferred revenue	0.0	0.0	0.0	5.3
Total current liabilities	0.0	0.0	0.0	18.6
Long-term debt	0.8	0.8	0.8	0.8
Total liabilities	19.2	20.7	22.6	25.1
Shareholders' equity	10.6	12.1	13.9	15.9

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	(0.5)	1.8	2.3	2.4
D&A	0.1	0.1	0.1	0.2
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	1.2	0.9	1.4	1.6
Operating cash flow	2.1	2.1	2.6	3.1
Capital expenditures	(0.0)	(0.0)	(0.0)	(0.0)
Investing cash flow	(0.9)	(1.6)	(1.7)	(1.7)
Buybacks	(0.4)	(0.1)	(0.1)	(0.2)
Dividends paid	(0.4)	(0.5)	(0.5)	(0.5)
Debt issuance / (repay)	(0.0)	(0.0)	0.0	0.0
Financing cash flow	(1.0)	(0.8)	(0.9)	(1.0)
Free cash flow	2.0	2.0	2.6	3.1

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	24.7%	-4.1%	16.3%	17.6%	16.0%	21%
ROA	10.0%	-1.6%	5.9%	6.6%	6.2%	7.7%
ROIC	-1852.8%	28.2%	-106.8%	-86.4%	-82.4%	15.1%
Gross margin	59.4%	23.5%	47.3%	49.4%	50.1%	52.3%
Operating margin	38.4%	-10.6%	22.7%	25.2%	23.6%	29.8%
Net margin	30.8%	-7.4%	18.4%	20.2%	18.9%	23.8%
EBITDA margin	40.2%	-7.8%	24.4%	26.8%	25.3%	31.3%
FCF margin	20.4%	31.0%	20.3%	23.2%	24.6%	—
VALUATION
P/E	5.71	-30.95	8.49	9.72	10.77	8.0
P/B	1.28	1.43	1.29	1.60	1.62	1.6
P/S	1.75	2.30	1.56	1.96	2.04	1.88
P/FCF	8.55	7.40	7.69	8.48	8.31	7.7
EV/EBITDA	0.93	-5.21	0.74	1.87	2.17	5.8
EV/Revenue	0.37	0.39	0.18	0.50	0.55	1.8
Earnings yield	17.5%	-3.2%	11.8%	10.3%	9.3%	12.60%
FCF yield	11.7%	13.5%	13.0%	11.8%	12.0%	12.99%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	—	—	—	—	1.29	1.90
Quick ratio	—	—	—	—	1.29	1.90
Debt / equity	0.07	0.08	0.07	0.06	0.06	0.05
Debt / assets	2.9%	3.0%	2.7%	2.4%	2.2%	2.0%
Net debt / EBITDA	-3.48	25.37	-5.66	-5.45	-5.88	-0.20
Interest coverage	70.25	-12.09	43.15	54.92	40.60	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.33	0.21	0.32	0.33	0.33	0.32
Receivables turnover	3.84	2.34	3.21	3.37	3.46	3.1
DSO (days)	95	156	114	108	105	116
DPO (days)	0	0	0	0	0	—
Cash conversion cycle	95	156	114	108	105	116
GROWTH (YoY)
Revenue growth	27.8%	-31.9%	52.6%	13.2%	11.4%	—
Net income growth	142.3%	-116.5%	478.4%	24.4%	4.4%	—
EPS growth	141.7%	-117.0%	479.4%	24.4%	4.4%	—
FCF growth	33.7%	3.6%	-0.1%	29.2%	18.1%	—
PER SHARE ($)
EPS (diluted, TTM)	18.13	-3.08	11.68	14.53	15.17	21.58
Book value / share	80.65	66.76	76.67	88.36	100.86	107.83
Revenue / share	59.26	41.48	63.45	71.89	80.03	90.51
FCF / share	12.10	12.88	12.89	16.66	19.66	22.14
Cash / share	87.14	84.68	93.14	110.74	124.90	220.72
SHAREHOLDER RETURN & SCORES
Buyback yield	0.9%	2.7%	0.4%	0.6%	0.4%	1.58%
Altman Z-Score	1.81	1.17	1.55	1.74	1.90	2.4
Piotroski F-Score	6	3	8	7	6	8/9
Beneish M-Score	-2.23	-2.66	-2.43	-2.13	-2.71	-2.85

Model	Score	Zone	Note
Piotroski F-Score	8 / 9	Strong
Altman Z-Score	2.4	Grey zone	Grey
Income quality	1.03	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.85	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.80
Interest burden	0.99
Operating margin	30.1%
Asset turnover	0.34×
Financial leverage	2.64×
= ROE	21%

Growth Quality (live)	Value
Revenue stability	0.78
Earnings stability	0.14
Earnings persistence	0.50
Revenue CAGR 3y	14.2%
EPS CAGR 3y	35.5%
FCF CAGR 3y	17.5%

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Buyback Yield1.58%

Dividend Yield2.15%

Total Shareholder Return3.44%cash yield

SBC / Revenue0.3%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
WRB	$28.0B	15.4	20%	6.6%	+26.0%	8/9	+5.3%
MKL	$22.9B	10.1	13%	22.5%	+6.7%	7/9	-1.6%
L	$22.6B	13.5	10%	9.4%	+4.3%	8/9	+12.8%
RE	$15.3B	8.0	13%	14.1%	-5.1%	5/9	—
AIZ	$14.0B	13.3	18%	8.6%	+9.4%	7/9	+37.0%
CNA	$13.0B	10.5	12%	8.4%	+4.5%	8/9	—
AFG	$12.4B	13.0	20%	12.4%	-1.1%	6/9	—
ERIE	$11.3B	19.7	25%	16.5%	+9.7%	6/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

17 Analysts

Str Sell (0)Sell (1)Hold (9)Buy (7)Str Buy (0)

Mean Target (qtr)$200.001 targets

Target vs. Price+16.8%last-quarter mean

Next Report2026-10-26street $2.05

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$10.57B	$10.59B / $10.53B	$8.52	$8.93 / $8.23	6
FY2027	$11.04B	$11.16B / $10.87B	$9.00	$9.58 / $8.68	6
FY2028	$11.31B	$11.37B / $11.20B	$9.33	$10.10 / $8.67	3

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Quarter	$200.00	+16.8%	1
Last Year	$184.43	+7.7%	7
All Time	$161.69	-5.6%	13

Rolling mean of published targets vs. last close $171.25. Aggregated from StreetInsider, Benzinga.

Third-Party Composite Rating

A+

DCF

5/5

ROE

5/5

ROA

5/5

Debt/Eq

4/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

CINF +13.1% vs S&P 500 +15.9% — spread -2.8pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$163.83	+7.42	+4.53%	Above
SMA 50	$168.14	+3.11	+1.85%	Above
SMA 200	$167.28	+3.97	+2.37%	Above
EMA 9	$166.30	+4.95	+2.98%	Above
EMA 21	$165.70	+5.55	+3.35%	Above
EMA 50	$167.81	+3.44	+2.05%	Above
EMA 200	$166.55	+4.70	+2.82%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

TECHNICAL VERDICTBULLISHPower Score +5720 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%82

Volume 20%69

Volatility 10%67

Patterns 15%50

This Week91% bullishof 11 price-based votes

4 Weeks Ago18%+73 pts since

12 Weeks Ago45%+46 pts since

ReadImprovingweek-over-week trajectory

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Price vs SMA 20$163.83

Price vs SMA 50$168.14

Price vs SMA 200$167.28

EMA 9/21 Cross166.3/165.7

SMA 50/200Golden

ADX DirectionADX 21

Supertrend$160

Parabolic SAR$164

SMA Slope0.160

RSI63.5

Stochastic K/D88/86

StochRSI K/D100/100

Williams %R-0

CCI204

TSI vs Signal-2.8

CMO27.1

ROC5.74%

OBV SignalAccum

Chaikin MF-0.160

MFI65

Force Index1M

Elder Ray Bull5.58

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 86

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$168.04 / $169.94 / $172.67	S1 / S2	$165.31 / $163.41
Bollinger (20,2)	$158.55 – $169.11	Squeeze	Off
52-wk range	$150.00 – $194.81	Off 52-wk high	-12.1%
ATR (14)	$2.97 (1.7%)	Historical vol	17.8%

-0.2%Jan45%

+2.0%Feb70%

+1.2%Mar57%

-1.3%Apr50%

+0.2%May45%

-0.5%Jun45%

+2.5%Jul60%

+1.7%Aug75%

+0.3%Sep50%

+0.9%Oct50%

+4.0%Nov80%

+1.3%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	CINF	S&P 500
Weekly volatility (σ, 1y)	2.79%	1.83%
Best / worst week (1y)	+6.7% / -6.7%	—
Max drawdown (5y, monthly)	-53.1%	—
1-week VaR (95%)	-4.4%	—
Beta (5y)	0.55	1.00

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

CINF EQUITY WEATHER (LIVE)CLOUDY · +3

Trend+34

Momentum+51

Volume-42

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 181 stories, weekly buckets, −1 to +1.

Overall+3.2+13.2 vs industry

Trend+33.6+31.9 vs industry

Momentum+50.7+36.4 vs industry

Volume-41.5-34.0 vs industry

Reading	CINF	Insurance - Property & Casualty n=188	Financial Services n=24,134	All US symbols n=70,435
Overall	+3.2	-10.0	-16.3	-20.5
Trend	+33.6	+1.7	-12.5	-21.3
Momentum	+50.7	+14.3	-4.4	-15.8
Volume	-41.5	-7.5	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Steven J. Johnston Executive Chairman of the	$0.4M	298% equity+incentive
Michael J. Sewell Chief Financial Officer, E	$0.3M	494% equity+incentive
Teresa C. Cracas Chief Risk Officer and Exec	$0.2M	519% equity+incentive
John S. Kellington Chief Information Officer	$0.2M	586% equity+incentive
Stephen M. Spray President and Chief Executi	$0.0M	6120% equity+incentive

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Pillar (live disclosure scores)	Score
Environmental	44
Social	47
Governance	55
Composite ESG	49

Composite ESG Trend

Filed	8-K contents	Items
2026-09-28	Material Agreement; Financial Obligation; Exhibits	1.01,2.03,9.01
2026-08-25	Regulation FD; Other Events; Exhibits	7.01,8.01,9.01
2026-08-21	Regulation FD; Exhibits	7.01,9.01
2026-07-27	Earnings Release; Exhibits	2.02,9.01
2026-06-22	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-06-16	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-05-19	Regulation FD; Exhibits	7.01,9.01
2026-05-06	Shareholder Vote; Regulation FD; Exhibits	5.07,7.01,9.01

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-26 to 2026-07-27
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	120 rows · 1995 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-05-07 to 2026-08-25
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	3 rows · 2026-03-26 to 2026-04-29
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Cincinnati Financial Corporation (CINF)

Institutions holding — 12 quarters

Cincinnati Financial Corporation (CINF)

Monthly Net Insider Flow (000 shares)

Signal Summary

Cincinnati Financial Corporation (CINF)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding CINF — quarterly

Institutional Put/Call — quarterly

Where CINF Trades in the Dark

Cincinnati Financial Corporation (CINF)

3.8 · Employees (SEC filings)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Balance Sheet — Full

Cash Flow Statement — Full

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Street Price Target — Trajectory

Third-Party Composite Rating

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Family Scores (site weights)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)

Cincinnati Financial Corporation (CINF)