InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$531.33

2026-10-16

Market Cap

$73.1B

Volume

1.3M

52-Wk High

$737.76

52-Wk Low

$405.82

Trailing PE

27.0

P/S

2.11

Gross Margin

25.3%

Net Margin

7.8%

ROE

22%

ROIC

11%

Piotroski

6/9

Altman Z

4.5

1-Yr Return

+26.2%

5-Yr Return

+324.9%

Cummins Inc. is a global innovator in power solutions, responsible for the design, manufacturing, distribution, and maintenance of a broad array of diesel and natural gas engines, alongside cutting-edge electric and hybrid powertrains, and associated components. Its operations are strategically divided into five segments: Engine, Distribution, Components, Power Systems, and New Power. The company's extensive engine portfolio, available under the Cummins brand and others, powers a vast range of heavy and medium-duty applications, including commercial trucks, buses, recreational vehicles, light-duty automobiles, construction and mining equipment, marine vessels, railway systems, oil and gas operations, defense, and agriculture. Complementing these engines, Cummins provides both new and remanufactured parts and comprehensive servicing. Beyond its core engine offerings, Cummins delivers sophisticated power generation systems, high-horsepower engines, and specialized application engineering. It also offers custom-designed assemblies, retail and wholesale aftermarket components, and expert repair services conducted both in-shop and on-site. The company's technological scope extends to emission control solutions, turbochargers, a variety of filtration systems (for air, fuel, lubricants, and hydraulics), coolants, fuel additives, and advanced electronic control modules, sensors, and supporting software. Fuel systems, both new and reconditioned, are also a key part of their product line, as are automated transmissions. For electrical power generation, Cummins provides standby and primary power generators, complete with controls, paralleling systems, and transfer switches, featuring products like Stamford and AVK A/C alternators. Embracing future energy demands, the company is a frontrunner in electrified power systems, encompassing battery technologies, fuel cells, and hydrogen production. This includes a robust offering of filtration, aftertreatment, control, air handling systems, automated transmissions, electric power generation, and battery solutions. Cummins distributes its diverse product range to original equipment manufacturers, an extensive network of distributors and dealers, and various other clientele worldwide. Founded in 1919 as the Cummins Engine Company, the enterprise adopted its current name, Cummins Inc., in 2001 and maintains its headquarters in Columbus, Indiana.

SectorIndustrialsIndustryIndustrial - MachineryExchangeNYSEMarket Cap$73.1BEmployees67,400 (SEC-filed)CEOJennifer W. RumseyIPO1947-10-03CountryUS

500 Jackson Street, Columbus, IN 47202-3005 · Tel 812 377 5000 · cummins.com

INSIDERSTREET SCORE58 / 100Street mean $784.83 (6 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$13M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · CMI +26.2% · S&P 500 +15.9% · spread +10.3pp

7 Years vs S&P 500 · CMI +324.9% · S&P 500 +189.9% · spread +135.0pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE58of 100

Score Breakdown

Profitability	49/100
Growth	37/100
Momentum	67/100
Quality	73/100
Earnings Quality	70/100
Balance Sheet	73/100
Value	38/100
Risk (safety)	100/100
Overall	57.9/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
ITW	60
EMR	63
PCAR	49
TT	66
ROK	72
CARR	42
CMI	58

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 73 in 23 Q3, latest 58 — -15 since. Fell in 1 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY58 / 100IS Score 57.9 / 100 · -14.6 from peak of 73

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTURENEUTRALTechnical Score 51 / 100 · Power +2 · 12 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 58 and price structure at 51 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 57.9	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 63 → 51 → 58 → 58	the direction matters more than the level
Technical vote share back above 50%	now 55%	price structure no longer broken
Institutional holder count rises two quarters running	peak 2,116 → now 2,116	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score2 of 4top 13% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)0 buysnone disclosed

Insider Buys (180d)0none disclosed

ETF Funds (30d)1459 up / 1139 downnet +320 funds

Institutions Added (13F)149managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 2,116 · latest 2,116 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	2,116	118.8M	$82.9B	86.0%
2026 Q1	1,967	116.7M	$61.6B	84.5%
2025 Q4	1,884	118.5M	$59.3B	85.8%
2025 Q3	1,685	116.2M	$48.0B	84.1%
2025 Q2	1,567	117.0M	$37.5B	84.8%
2025 Q1	1,575	117.1M	$35.5B	84.8%
2024 Q4	1,559	116.4M	$38.2B	84.3%
2024 Q3	1,433	119.1M	$35.2B	86.3%
2024 Q2	1,396	116.5M	$29.8B	84.4%
2024 Q1	1,377	118.1M	$32.0B	85.5%
2023 Q4	1,370	118.7M	$26.5B	86.0%
2023 Q3	1,237	118.4M	$25.2B	85.7%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Newsome Earl	VP - Chief Information Officer	2026-08-24	SELL	698	$0.40M	4,479
Merritt Brett Michael	V.P & Pres. - Engine Business	2026-05-19	GIFT	218	—	10,186
Jackson Donald G	VP - Treasury & Tax	2026-05-14	SELL	90	$0.06M	8,956
Jackson Donald G	VP - Treasury & Tax	2026-05-14	SELL	160	$0.11M	8,796
Jackson Donald G	VP - Treasury & Tax	2026-05-14	SELL	480	$0.34M	8,316
Fetch Bonnie J	EVP & President - Operations	2026-05-13	GIFT	155	—	11,524
Stoner Nathan R	VP - China ABO	2026-05-13	GIFT	600	—	8,847
Belske Gary L	director	2026-05-12	A-Award	306	—	3,244

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	28	18,974	$12.5M	Counted
F — Tax withholding	19	46,898	$27.4M	None — compensation
G — Gifts	4	1,123	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$12.5M28 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-08-24	Earl Newsome	698	$0.4M
2026-05-14	Donald G Jackson	730	$0.5M
2026-05-12	Jennifer M. Bush	5,000	$3.5M
2026-05-08	Mr. Marvin Boakye	3,481	$2.4M
Trailing 12 mo	18 filings	79,922	$43M

Filed	Form	Reporting person	% of class	Shares
2026-08-07	SCHEDULE 13G	STATE STREET CORPORATION	5.00%	6.9M sh
2026-04-29	SCHEDULE 13G	Vanguard Portfolio Management	5.44%	7.5M sh
2026-04-29	SCHEDULE 13G	Vanguard Capital Management	7.50%	10.4M sh
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Member	Chamber	Trade	Size band	Traded	Disclosed
Jared Moskowitz	House	SELL	$1,001 - $15,000	2026-03-31	2026-05-01
Jared Moskowitz	House	SELL	$1,001 - $15,000	2026-03-31	2026-05-01
Jared Moskowitz	House	SELL	$1,001 - $15,000	2026-03-30	2026-05-01
Bill Cassidy	Senate	SELL	$15,001 - $50,000	2016-03-31	2017-12-06
Bill Cassidy	Senate	SELL	$15,001 - $50,000	2016-03-31	2017-12-05
Bill Cassidy	Senate	SELL	$15,001 - $50,000	2016-03-31	2017-12-05

House 12-Mo13 trades7 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)1,967

13F Shares117M84.5% of shares out

New / Closed214 / 97positions, QoQ

Increased / Reduced700 / 726positions, QoQ

Put/Call (13F)1.00option positions

Free Float99.7%137M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Assenagon Asset Management S.A.	419,952	$217M
Hamlin Capital Management, Llc	345,805	$179M
Cardinal Capital Management, Inc.	93,947	$49M
Gateway Investment Advisers Llc	77,494	$40M
Ferguson Wellman Capital Managemen	60,127	$31M
Bailard, Inc.	57,777	$30M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.1%	$2.3B
VTSAX	0.1%	$2.3B
VTI	0.1%	$2.3B
VSMPX	0.1%	$2.3B
VFFSX	0.1%	$1.9B
VFIAX	0.1%	$1.9B

13F Filers Holding CMI — quarterly

Institutional Put/Call — quarterly

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Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session55.2%2026-10-15

20-Day Avg49.2%50-day 46.4%

TrendRising20d vs 50d

By Market CenterQ: 55% · N: 53% · B: 61%latest session

Weekly Notional ($B)

Where CMI Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Ubsa Ubs Ats	1.4M	28 sh
Sgmt Sigma X2	0.9M	20 sh
Mlix Instinct X	0.6M	29 sh
Ebxl Level Ats	0.6M	13 sh
Mspl Ms Pool (Ats-4)	0.6M	71 sh
Cgxs Onechronos	0.5M	32 sh

Where a dollar of Cummins Inc. revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
UNITED STATES	$19.0B	66%
Non-US	$9.7B	34%

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CMI (live moat model)Peer median: ITW · EMR · PCAR · TT · ROK

Component scores from the live moat model. Peer median illustrative.

Moat score 51/100 — Weak; primary source Cost Advantage.

3.8 · Employees (SEC filings)

Officer	Title
Jennifer W. Rumsey	Chief Executive Officer & Chairman of the Board
Mark A. Smith	Chief Financial Officer & Vice President
Marvin Boakye	Vice President & Chief Human Resources Officer
Jennifer Mary Bush	Vice President & President of Power Systems Business

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+12.8%

Next Report2026-11-05

Income Quality1.67OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+21.3%	+16.9%	+21.3%	+0.1%	-1.3%
Gross profit	+16.4%	+18.0%	+22.8%	+2.3%	+0.9%
Operating income	+19.3%	+8.2%	-39.9%	+112.9%	+6.5%
Net income	+19.1%	+0.9%	-65.8%	+436.9%	-28.0%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	24.0	28.1	34.1	34.1	33.7
Cost of revenue	18.3	21.4	25.8	25.7	25.2
Gross profit	5.7	6.7	8.2	8.4	8.5
R&D expense	1.1	1.3	1.5	1.5	1.4
SG&A expense	2.4	2.7	3.3	3.3	3.1
Operating income	2.7	2.9	1.8	3.8	4.0
EBITDA	3.5	3.8	3.0	6.3	5.4
D&A	0.7	0.8	1.0	1.1	1.1
Pretax income	2.8	2.8	1.6	4.9	4.0
Income tax	0.6	0.6	0.8	0.8	1.0
Net income	2.1	2.2	0.7	3.9	2.8
Diluted EPS ($)	14.61	15.12	5.15	28.37	20.50
Diluted shares (M)	146	142	143	139	139

Operating CF$4B

CapEx$1B

Free cash flow$2B

SBC$0B

Buybacks$0B

Net cash change$1B

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	2.1	2.2	1.7	2.8
ST investments	0.5	0.6	0.6	0.8
Receivables (net)	5.2	5.6	5.2	5.8
Total current assets	14.5	15.2	14.8	16.9
PP&E (net)	5.5	6.8	6.9	7.5
Goodwill + intangibles	5.0	5.0	4.7	4.4
Total assets	30.3	32.0	31.5	34.0
Accounts payable	4.3	4.3	4.0	3.8
Short-term debt	3.4	1.9	2.3	0.8
Deferred revenue	1.0	1.2	1.3	1.6
Total current liabilities	11.4	12.9	11.2	9.6
Long-term debt	4.5	4.8	4.8	6.8
Total liabilities	20.1	22.1	20.2	20.6
Shareholders' equity	10.2	9.9	11.3	13.4

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	2.2	0.8	4.1	2.8
D&A	0.8	1.0	1.1	1.1
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	(1.0)	2.5	(2.2)	(0.5)
Operating cash flow	2.0	4.0	1.5	3.6
Capital expenditures	(0.9)	(1.2)	(1.2)	(1.2)
Investing cash flow	(4.2)	(1.6)	(1.8)	(1.8)
Buybacks	(0.4)	0.0	0.0	0.0
Dividends paid	(0.9)	(0.9)	(1.0)	(1.1)
Debt issuance / (repay)	2.8	(1.1)	0.9	0.5
Financing cash flow	1.7	(2.2)	(0.2)	(0.7)
Free cash flow	1.0	2.8	0.3	2.4

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	25.8%	24.7%	8.2%	41.3%	25.1%	22%
ROA	9.2%	8.0%	2.4%	12.4%	8.7%	7.6%
ROIC	21.5%	15.4%	6.8%	19.9%	17.7%	10.9%
Gross margin	23.7%	23.9%	24.2%	24.7%	25.3%	25.3%
Operating margin	11.3%	10.4%	5.2%	11.0%	11.9%	11.1%
Net margin	8.9%	7.7%	2.2%	11.6%	8.4%	7.8%
EBITDA margin	14.7%	13.5%	8.9%	18.6%	16.0%	14.3%
FCF margin	6.1%	3.6%	8.1%	0.8%	7.1%	—
VALUATION
P/E	13.22	14.93	44.31	11.99	24.96	27.0
P/B	3.33	3.58	3.68	4.61	5.75	5.7
P/S	1.17	1.14	0.96	1.39	2.11	2.11
P/FCF	19.17	32.04	11.83	169.53	29.74	21.7
EV/EBITDA	8.40	9.97	12.24	8.30	14.01	15.7
EV/Revenue	1.23	1.35	1.09	1.54	2.24	2.3
Earnings yield	7.6%	6.7%	2.3%	8.3%	4.0%	3.70%
FCF yield	5.2%	3.1%	8.5%	0.6%	3.4%	4.60%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	1.74	1.27	1.18	1.31	1.76	1.73
Quick ratio	1.12	0.77	0.74	0.80	1.16	1.13
Debt / equity	0.54	0.93	0.81	0.74	0.66	0.64
Debt / assets	19.5%	27.6%	22.5%	24.1%	23.9%	23.3%
Net debt / EBITDA	0.40	1.52	1.48	0.84	0.84	1.03
Interest coverage	25.78	15.17	5.34	14.25	13.05	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	1.04	1.04	1.09	1.07	1.03	0.97
Receivables turnover	6.15	6.11	6.32	6.34	6.12	5.3
DSO (days)	59	60	58	58	60	69
DPO (days)	58	62	60	58	56	66
Cash conversion cycle	79	83	77	80	87	94
GROWTH (YoY)
Revenue growth	21.3%	16.9%	21.3%	0.1%	-1.3%	—
Net income growth	19.1%	0.9%	-65.8%	436.9%	-28.0%	—
EPS growth	24.8%	1.1%	-65.7%	450.4%	-28.3%	—
FCF growth	-31.5%	-31.8%	174.8%	-89.9%	755.2%	—
PER SHARE ($)
EPS (diluted, TTM)	14.95	15.12	5.18	28.51	20.45	19.66
Book value / share	59.47	63.07	62.37	74.21	88.84	100.70
Revenue / share	168.57	197.29	240.06	246.40	242.23	251.33
FCF / share	10.32	7.04	19.40	2.02	17.17	24.38
Cash / share	22.36	18.08	19.32	16.36	25.96	28.41
SHAREHOLDER RETURN & SCORES
Buyback yield	5.0%	1.2%	0.0%	0.0%	0.0%	0.47%
Altman Z-Score	3.85	3.17	3.02	4.09	4.67	4.5
Piotroski F-Score	7	5	7	7	5	6/9
Beneish M-Score	-2.43	-2.04	-2.89	-2.21	-2.46	-2.63

Model	Score	Zone	Note
Piotroski F-Score	6 / 9	Middling
Altman Z-Score	4.5	Safe (>2.99)	Safe
Income quality	1.67	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.63	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.71
Interest burden	1.00
Operating margin	11.1%
Asset turnover	0.99×
Financial leverage	2.84×
= ROE	22%

Growth Quality (live)	Value
Revenue stability	0.80
Earnings stability	0.39
Earnings persistence	0.97
Revenue CAGR 3y	2.5%
EPS CAGR 3y	3.2%
FCF CAGR 3y	46.2%

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Buyback Yield0.47%

Dividend Yield1.54%

Total Shareholder Return1.59%cash yield

SBC / Revenue0.0%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
ITW	$77.5B	24.6	105%	18.9%	+4.3%	6/9	+10.3%
EMR	$90.1B	35.2	13%	14.7%	+4.8%	8/9	+25.8%
PCAR	$58.3B	23.3	13%	10.0%	-12.3%	5/9	+19.3%
TT	$101.0B	34.5	36%	14.6%	+7.0%	6/9	+11.4%
ROK	$47.4B	39.9	35%	17.6%	+11.3%	9/9	—
CARR	$45.3B	37.8	9%	7.9%	-1.6%	4/9	—
PH	$121.5B	33.3	25%	19.0%	+8.3%	9/9	—
IR	$30.2B	31.7	9%	12.5%	+7.8%	7/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

51 Analysts

Str Sell (0)Sell (1)Hold (23)Buy (27)Str Buy (0)

Mean Target (qtr)$784.836 targets

Target vs. Price+47.7%last-quarter mean

Next Report2026-11-05street $8.18

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$37.63B	$38.14B / $37.10B	$29.45	$30.08 / $28.84	10
FY2027	$41.25B	$43.16B / $39.83B	$34.66	$36.77 / $33.40	11
FY2028	$44.78B	$48.12B / $41.90B	$40.34	$42.73 / $34.25	10

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$760.00	+43.0%	3
Last Quarter	$784.83	+47.7%	6
Last Year	$682.06	+28.4%	36
All Time	$546.93	+2.9%	55

Rolling mean of published targets vs. last close $531.33. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

B

DCF

3/5

ROE

5/5

ROA

4/5

Debt/Eq

2/5

P/E

2/5

P/B

1/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

CMI +26.2% vs S&P 500 +15.9% — spread +10.3pp

Sector — XLI +10.7%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$524.98	+6.35	+1.21%	Above
SMA 50	$557.25	-25.92	-4.65%	Below
SMA 200	$603.56	-72.23	-11.97%	Below
EMA 9	$527.81	+3.52	+0.67%	Above
EMA 21	$531.09	+0.24	+0.05%	Above
EMA 50	$556.32	-24.99	-4.49%	Below
EMA 200	$572.22	-40.89	-7.15%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTNEUTRALPower Score +212 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%20

Momentum 25%73

Volume 20%81

Volatility 10%50

Patterns 15%38

This Week55% bullishof 11 price-based votes

4 Weeks Ago9%+46 pts since

12 Weeks Ago45%+10 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$524.98

Price vs SMA 50$557.25

Price vs SMA 200$603.56

EMA 9/21 Cross527.8/531.1

SMA 50/200Death

ADX DirectionADX 42

Supertrend$557

Parabolic SAR$512

SMA Slope-0.050

RSI47.1

Stochastic K/D68/66

StochRSI K/D94/94

Williams %R-28

CCI138

TSI vs Signal-16.3

CMO-5.9

ROC0.55%

OBV SignalAccum

Chaikin MF0.210

MFI47

Force Index1M

Elder Ray Bull8.79

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 66

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$526.23 / $539.23 / $545.72	S1 / S2	$519.74 / $506.74
Bollinger (20,2)	$513.66 – $536.31	Squeeze	ON
52-wk range	$404.08 – $737.76	Off 52-wk high	-28.0%
ATR (14)	$13.73 (2.6%)	Historical vol	20.9%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+0.1%Jan55%

+2.7%Feb60%

+1.7%Mar52%

+5.7%Apr60%

-0.1%May50%

+0.8%Jun55%

+5.5%Jul65%

-0.1%Aug55%

-0.4%Sep60%

+0.9%Oct55%

+2.6%Nov65%

+1.3%Dec45%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	CMI	S&P 500
Weekly volatility (σ, 1y)	4.00%	1.83%
Best / worst week (1y)	+12.1% / -8.3%	—
Max drawdown (5y, monthly)	-36.0%	—
1-week VaR (95%)	-6.9%	—
Beta (5y)	1.23	1.00

CMI EQUITY WEATHER (LIVE)CLOUDY · -8

Trend-43

Momentum+10

Volume+48

Volatility-30

Breadth-32

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 261 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-8.4+18.2 vs industry

Trend-43.1-11.6 vs industry

Momentum+10.3+41.6 vs industry

Volume+48.1+65.5 vs industry

Reading	CMI	Industrial - Machinery n=1,754	Industrials n=9,922	All US symbols n=70,435
Overall	-8.4	-26.7	-24.1	-20.5
Trend	-43.1	-31.6	-26.2	-21.3
Momentum	+10.3	-31.2	-24.5	-15.8
Volume	+48.1	-17.4	-22.6	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
J. W. Rumsey, Chair and Chief Executive Offi	$19.9M	67% equity+incentive
M. A. Smith, Vice President and Chief Financ	$7.6M	59% equity+incentive
A.R. Davis, Vice President and President – A	$6.4M	53% equity+incentive
J. M. Bush Vice President and President – Po	$5.8M	65% equity+incentive
B. J. Fetch Executive Vice President and Pre	$4.5M	74% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	73
Social	63
Governance	69
Composite ESG	68

Composite ESG Trend

Filed	8-K contents	Items
2026-08-04	Earnings Release; Exhibits	2.02,9.01
2026-05-14	Shareholder Vote	5.07
2026-05-05	Earnings Release; Exhibits	2.02,9.01
2026-02-05	Results of Operations and Financial Condition; Financial Statements an	2.02,9.01
2025-11-06	Results of Operations and Financial Condition; Financial Statements an	2.02,9.01
2025-08-05	Results of Operations and Financial Condition; Financial Statements an	2.02,9.01
2025-07-14	Departure/Election of Directors; Appointment of Officers; Financial St	5.02,9.01
2025-06-02	Entry into Material Definitive Agreement; Creation of Direct Financial	1.01,2.03,9.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-27 to 2026-08-04
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	115 rows · 1997 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-05-12 to 2026-08-24
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2026-03-26 to 2026-08-07
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Cummins Inc. (CMI)

Institutions holding — 12 quarters

Cummins Inc. (CMI)

Monthly Net Insider Flow (000 shares)

Signal Summary

Cummins Inc. (CMI)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding CMI — quarterly

Institutional Put/Call — quarterly

Cummins Inc. (CMI)

Where CMI Trades in the Dark

Cummins Inc. (CMI)

3.8 · Employees (SEC filings)

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Balance Sheet — Full

Cash Flow Statement — Full

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Street Price Target — Trajectory

Third-Party Composite Rating

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Family Scores (site weights)

Cummins Inc. (CMI)

Cummins Inc. (CMI)

Cummins Inc. (CMI)