InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$201.74

2026-10-16

Market Cap

$123.8B

Volume

4.7M

52-Wk High

$259.64

52-Wk Low

$174.24

Trailing PE

12.5

P/S

1.57

Gross Margin

66.2%

Net Margin

13.4%

ROE

9%

ROIC

7%

Piotroski

7/9

Altman Z

-0.3

1-Yr Return

-0.3%

5-Yr Return

+163.4%

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative cafÃ© locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

SectorFinancial ServicesIndustryFinancial - Credit ServicesExchangeNYSEMarket Cap$123.8BEmployees76,300 (SEC-filed)CEORichard D. FairbankIPO1994-11-16CountryUS

1680 Capital One Drive, McLean, VA 22102 · Tel 703 720 1000 · capitalone.com

INSIDERSTREET SCORE63 / 100Street mean $247.00 (8 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$13M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · COF -0.3% · S&P 500 +15.9% · spread -16.2pp

7 Years vs S&P 500 · COF +163.4% · S&P 500 +189.9% · spread -26.4pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE63of 100

Score Breakdown

Profitability	61/100
Growth	59/100
Momentum	85/100
Quality	81/100
Earnings Quality	89/100
Balance Sheet	45/100
Value	83/100
Risk (safety)	90/100
Overall	63.4/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
AXP	56
PYPL	64
MA	77
SYF	56
GPN	23
AFRM	67
COF	63

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 63 in 26 Q2, latest 63 — +0 since. Fell in 0 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY63 / 100IS Score 63.4 / 100 · +0.0 from peak of 63

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 67 / 100 · Power +34 · 17 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 63 and price structure at 67 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 63.4	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 46 → 49 → 51 → 63	the direction matters more than the level
Technical vote share back above 50%	now 64%	price structure no longer broken
Institutional holder count rises two quarters running	peak 2,194 → now 2,119	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)2 buys2026-06-30

Insider Buys (180d)0none disclosed

ETF Funds (30d)1225 up / 1175 downnet +50 funds

Institutions Added (13F)55managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 2,194 · latest 2,119 (-75 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	2,119	541.1M	$106.2B	87.2%
2026 Q1	2,064	528.0M	$95.0B	85.1%
2025 Q4	2,194	548.7M	$130.9B	88.4%
2025 Q3	1,986	546.2M	$114.8B	88.0%
2025 Q2	1,948	560.0M	$117.6B	90.3%
2025 Q1	1,400	365.4M	$65.4B	58.9%
2024 Q4	1,354	359.3M	$63.4B	57.9%
2024 Q3	1,219	346.7M	$51.6B	55.9%
2024 Q2	1,196	346.6M	$46.9B	55.9%
2024 Q1	1,162	350.8M	$51.0B	56.5%
2023 Q4	1,132	341.1M	$44.1B	55.0%
2023 Q3	1,001	342.6M	$33.0B	55.2%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Cooper Matthew W	General Counsel & Corp Secy	2026-10-06	SELL	3,500	$0.69M	79,694
Karam Celia	Pres, Retail Bank	2026-09-15	SELL	2,017	$0.42M	57,696
Dean Lia	Pres, Banking & Prem. Products	2026-09-15	SELL	2,066	$0.43M	61,195
Cooper Matthew W	General Counsel & Corp Secy	2026-09-01	SELL	3,500	$0.75M	83,194
Dean Lia	Pres, Banking & Prem. Products	2026-08-17	SELL	2,192	$0.49M	63,262
Dean Lia	Pres, Banking & Prem. Products	2026-08-17	SELL	1	$0.00M	63,261
Karam Celia	Pres, Retail Bank	2026-08-17	SELL	1,887	$0.43M	59,709
Karam Celia	Pres, Retail Bank	2026-08-17	SELL	1	$0.00M	59,708

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	30	61,905	$12.8M	Counted
M — Exercises (paired A/D)	1	2,014	—	None — mechanics
F — Tax withholding	5	63,378	$11.8M	None — compensation
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$12.8M30 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	SELL	$1,001 - $15,000	2026-09-25	2026-10-09
William R. Keating	House	BUY	$1,001 - $15,000	2026-06-30	2026-08-14
Ro Khanna	House	BUY	$1,001 - $15,000	2026-05-01	2026-06-11
Markwayne Mullin	Senate	BUY	$50,001 - $100,000	2025-12-29	2026-01-16
Markwayne Mullin	Senate	BUY	$50,001 - $100,000	2025-12-29	2026-01-15
Markwayne Mullin	Senate	BUY	$50,001 - $100,000	2025-11-10	2025-12-05

House 12-Mo20 trades10 purchases

Senate 12-Mo4 trades4 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

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13F Filers (last complete Q)2,064

13F Shares528M85.1% of shares out

New / Closed197 / 295positions, QoQ

Increased / Reduced787 / 805positions, QoQ

Put/Call (13F)0.97option positions

Free Float98.9%607M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Wealth Enhancement Advisory Servic	290,914	$43M
Burney Co/	180,263	$35M
Mn Services Vermogensbeheer B.V.	176,401	$34M
Czech National Bank	176,269	$34M
Deprince Race & Zollo Inc	168,159	$32M
Fjarde Ap-Fonden /Fourth Swedish N	158,272	$31M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.2%	$3.8B
VTI	0.2%	$3.8B
VSMPX	0.2%	$3.8B
VTSAX	0.2%	$3.8B
VFIAX	0.2%	$3.1B
VFFSX	0.2%	$3.1B

13F Filers Holding COF — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session18.2%2026-10-15

20-Day Avg31.5%50-day 38.9%

TrendFalling20d vs 50d

By Market CenterQ: 18% · N: 19% · B: 33%latest session

Weekly Notional ($B)

Where COF Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	6.2M	54 sh
Ubsa Ubs Ats	4.6M	56 sh
Sgmt Sigma X2	3.6M	50 sh
Ebxl Level Ats	2.7M	31 sh
Mlix Instinct X	2.4M	74 sh
Mstx Ms Trajectory Cross (Ats-1)	2.2M	45 sh

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Where a dollar of Capital One Financial Corporation revenue goes. All values FY2025 filings, live.

COF (live moat model)Peer median: AXP · PYPL · MA · SYF · GPN

Component scores from the live moat model. Peer median illustrative.

Moat score 54/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
Richard D. Fairbank	Founder, Chairman, Chief Executive Officer & President
Matthew W. Cooper	President of Discover Integration, General Counsel & Secretary
Mark Daniel Mouadeb	President of Card
Frank G. LaPrade	Chief Enterprise Services Officer & Chief of Staff to the Chief Executive Officer

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Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)4 of 6recent quarters

Avg Surprise+15.4%

Next Report2026-10-20

Income Quality2.99OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+1.2%	+19.8%	+29.0%	+9.0%	+28.4%
Gross profit	+77.3%	-12.3%	-7.2%	+3.9%	+19.6%
Operating income	+393.6%	-41.6%	-34.6%	-2.2%	-61.4%
Net income	+356.5%	-40.6%	-33.6%	-2.8%	-48.4%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	32.0	38.4	49.5	53.9	69.3
Cost of revenue	-0.3	10.0	23.1	26.5	36.5
Gross profit	32.4	28.4	26.4	27.4	32.8
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	10.3	12.4	13.3	14.0	18.4
Operating income	15.8	9.2	6.0	5.9	2.3
EBITDA	19.3	12.5	9.3	9.1	7.5
D&A	3.5	3.2	3.2	3.2	5.3
Pretax income	15.8	9.2	6.0	5.9	2.3
Income tax	3.4	1.9	1.2	1.2	-0.2
Net income	12.4	7.4	4.9	4.8	2.5
Diluted EPS ($)	26.94	17.91	11.95	11.59	3.36
Diluted shares (M)	444	393	383	384	541

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Operating CF$28B

CapEx$2B

Free cash flow$26B

SBC$1B

Buybacks$4B

Net cash change$18B

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	30.9	43.3	43.2	57.4
ST investments	76.9	79.1	3.9	4.3
Receivables (net)	2.1	2.5	2.5	3.5
Total current assets	109.9	124.9	49.6	69.9
PP&E (net)	4.4	4.4	4.5	5.6
Goodwill + intangibles	14.8	15.1	15.1	45.1
Total assets	455.2	478.5	490.1	669.0
Accounts payable	0.5	0.6	0.7	0.8
Short-term debt	0.9	0.5	0.6	1.1
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	334.4	349.6	363.9	477.7
Long-term debt	47.8	49.3	45.0	49.9
Total liabilities	402.7	420.4	429.4	555.4
Shareholders' equity	52.6	58.1	60.8	113.6

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	7.4	4.9	4.8	2.5
D&A	3.2	3.2	3.2	5.3
Stock-based compensation	0.3	0.5	0.6	0.8
Working capital change	(2.9)	2.3	(1.6)	1.3
Operating cash flow	13.8	20.6	18.2	27.7
Capital expenditures	(0.9)	(1.0)	(1.2)	(1.6)
Investing cash flow	(29.7)	(21.9)	(26.4)	(0.4)
Buybacks	(4.9)	(0.7)	(0.7)	(4.1)
Dividends paid	(1.2)	(1.2)	(1.2)	(1.8)
Debt issuance / (repay)	8.4	0.2	(4.4)	(8.8)
Financing cash flow	25.1	13.8	8.2	(8.9)
Free cash flow	12.9	19.6	17.0	26.1

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	20.4%	13.0%	8.8%	8.0%	2.8%	9%
ROA	2.9%	1.7%	1.0%	1.0%	0.4%	1.6%
ROIC	-96.1%	-114.2%	-33.8%	8.0%	2.0%	6.8%
Gross margin	101.1%	74.0%	53.3%	50.8%	47.3%	66.2%
Operating margin	49.4%	24.1%	12.2%	11.0%	3.3%	21.0%
Net margin	38.7%	19.2%	9.9%	8.8%	3.5%	13.4%
EBITDA margin	60.2%	32.4%	18.7%	17.0%	10.9%	29.3%
FCF margin	36.3%	33.6%	39.6%	31.4%	40.1%	—
VALUATION
P/E	4.62	4.60	9.98	14.21	62.38	12.5
P/B	0.94	0.64	0.84	1.11	1.35	1.1
P/S	1.79	0.88	0.99	1.25	2.21	1.57
P/FCF	4.93	2.63	2.49	3.98	5.52	3.8
EV/EBITDA	-0.86	-2.02	-2.57	7.21	18.88	5.0
EV/Revenue	-0.52	-0.66	-0.48	1.22	2.06	1.5
Earnings yield	21.6%	21.7%	10.0%	7.0%	1.6%	8.40%
FCF yield	20.3%	38.0%	40.2%	25.1%	18.1%	26.02%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.38	0.33	0.36	0.14	0.15	0.13
Quick ratio	0.38	0.33	0.36	0.14	0.15	0.13
Debt / equity	0.71	0.93	0.86	0.75	0.45	0.40
Debt / assets	10.0%	10.7%	10.4%	9.3%	7.6%	6.7%
Net debt / EBITDA	-3.83	-4.74	-7.83	-0.17	-1.42	-0.41
Interest coverage	9.89	2.24	0.48	0.40	0.14	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.08	0.09	0.11	0.11	0.12	0.12
Receivables turnover	21.86	21.53	21.60	21.53	22.96	22.9
DSO (days)	17	17	17	17	16	16
DPO (days)	—	15	9	9	8	11
Cash conversion cycle	—	2	8	8	8	5
GROWTH (YoY)
Revenue growth	1.2%	19.8%	29.0%	9.0%	28.2%	—
Net income growth	356.5%	-40.6%	-33.6%	-2.8%	-48.3%	—
EPS growth	395.1%	-34.3%	-33.4%	-3.0%	-68.6%	—
FCF growth	-27.4%	10.9%	52.3%	-13.6%	63.5%	—
PER SHARE ($)
EPS (diluted, TTM)	29.20	19.18	12.77	12.39	3.89	16.95
Book value / share	143.83	137.04	151.75	158.54	179.89	183.39
Revenue / share	75.50	100.01	129.27	140.68	109.48	126.70
FCF / share	27.37	33.55	51.24	44.22	43.89	51.89
Cash / share	275.76	280.88	319.79	122.81	97.70	91.44
SHAREHOLDER RETURN & SCORES
Buyback yield	17.0%	14.6%	1.5%	1.1%	0.0%	0.76%
Altman Z-Score	-0.08	-0.21	-0.17	-0.34	-0.32	-0.3
Piotroski F-Score	5	5	7	6	7	7/9
Beneish M-Score	-2.47	-1.86	-2.35	-2.53	-2.25	-3.17

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	-0.3	Distress (<1.81)	Distress
Income quality	2.99	Cash-backed	OCF ÷ net income
Beneish M-Score	-3.17	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.81
Interest burden	0.79
Operating margin	21.0%
Asset turnover	0.12×
Financial leverage	5.93×
= ROE	9%

Growth Quality (live)	Value
Revenue stability	0.92
Earnings stability	0.19
Earnings persistence	—
Revenue CAGR 3y	20.8%
EPS CAGR 3y	6.9%
FCF CAGR 3y	25.4%

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Buyback Yield0.76%

Dividend Yield1.59%

Total Shareholder Return0.80%cash yield

SBC / Revenue0.9%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
AXP	$211.8B	19.0	34%	14.4%	+9.4%	9/9	-2.9%
PYPL	$48.5B	10.6	24%	12.7%	+5.7%	6/9	-14.0%
MA	$540.9B	33.9	241%	47.3%	+16.0%	7/9	+12.3%
SYF	$24.0B	7.5	21%	18.9%	-2.4%	7/9	+5.3%
GPN	$22.1B	-21.5	-4%	-0.3%	+14.8%	2/9	—
AFRM	$22.0B	13.0	45%	—	+29.8%	6/9	—
V	$751.7B	34.2	61%	48.4%	+14.4%	5/9	—
SOFI	$18.8B	28.5	7%	10.0%	+34.2%	5/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

57 Analysts

Str Sell (0)Sell (4)Hold (17)Buy (36)Str Buy (0)

Mean Target (qtr)$247.008 targets

Target vs. Price+22.4%last-quarter mean

Next Report2026-10-20street $5.50

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$63.90B	$64.27B / $63.33B	$20.53	$20.98 / $20.02	14
FY2027	$67.75B	$69.15B / $65.94B	$23.93	$25.08 / $22.57	14
FY2028	$71.51B	$72.76B / $69.17B	$27.68	$29.92 / $25.76	10

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$234.00	+16.0%	4
Last Quarter	$247.00	+22.4%	8
Last Year	$264.11	+30.9%	37
All Time	$225.97	+12.0%	75

Rolling mean of published targets vs. last close $201.74. Aggregated from StreetInsider, Pulse 2.0, Benzinga.

Third-Party Composite Rating

A-

DCF

5/5

ROE

3/5

ROA

4/5

Debt/Eq

3/5

P/E

3/5

P/B

3/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

COF -0.3% vs S&P 500 +15.9% — spread -16.2pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$197.66	+4.08	+2.06%	Above
SMA 50	$207.96	-6.22	-2.99%	Below
SMA 200	$203.08	-1.34	-0.66%	Below
EMA 9	$198.50	+3.24	+1.63%	Above
EMA 21	$199.71	+2.03	+1.02%	Above
EMA 50	$203.22	-1.48	-0.73%	Below
EMA 200	$203.67	-1.93	-0.95%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +3417 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%44

Momentum 25%91

Volume 20%94

Volatility 10%50

Patterns 15%50

This Week64% bullishof 11 price-based votes

4 Weeks Ago9%+55 pts since

12 Weeks Ago27%+37 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$197.66

Price vs SMA 50$207.96

Price vs SMA 200$203.08

EMA 9/21 Cross198.5/199.7

SMA 50/200Golden

ADX DirectionADX 23

Supertrend$206

Parabolic SAR$192

SMA Slope-0.030

RSI51.6

Stochastic K/D64/62

StochRSI K/D75/69

Williams %R-16

CCI128

TSI vs Signal-14.4

CMO3.2

ROC3.61%

OBV SignalAccum

Chaikin MF0.050

MFI57

Force Index3M

Elder Ray Bull4.30

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 62

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$197.36 / $201.72 / $204.58	S1 / S2	$194.50 / $190.14
Bollinger (20,2)	$191.77 – $203.55	Squeeze	ON
52-wk range	$174.24 – $258.65	Off 52-wk high	-22.0%
ATR (14)	$4.83 (2.4%)	Historical vol	22.7%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-0.9%Jan50%

-1.6%Feb55%

-0.6%Mar48%

+5.4%Apr65%

+2.9%May60%

-1.6%Jun50%

+2.8%Jul70%

+0.2%Aug50%

+0.5%Sep65%

+2.2%Oct70%

+1.4%Nov60%

+1.9%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	COF	S&P 500
Weekly volatility (σ, 1y)	4.43%	1.83%
Best / worst week (1y)	+8.8% / -10.3%	—
Max drawdown (5y, monthly)	-56.6%	—
1-week VaR (95%)	-7.8%	—
Beta (5y)	1.02	1.00

COF EQUITY WEATHER (LIVE)CLOUDY · -5

Trend-42

Momentum+20

Volume+44

Volatility-30

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 285 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-5.4+15.3 vs industry

Trend-42.2-14.4 vs industry

Momentum+20.4+32.4 vs industry

Volume+44.5+69.5 vs industry

Reading	COF	Financial - Credit Services n=681	Financial Services n=24,134	All US symbols n=70,435
Overall	-5.4	-20.7	-16.3	-20.5
Trend	-42.2	-27.8	-12.5	-21.3
Momentum	+20.4	-12.0	-4.4	-15.8
Volume	+44.5	-25.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Richard D. Fairbank Chairman, CEO and Presid	$18.3M	60% equity+incentive
Stephen S. Crawford Chief Financial Officer	$12.4M	87% equity+incentive
Gary L. Perlin Former Chief Financial Office	$7.1M	67% equity+incentive
Ryan M. Schneider President, Card	$5.2M	66% equity+incentive
John G. Finneran, Jr. General Counsel and Co	$5.0M	67% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	53
Social	63
Governance	55
Composite ESG	57

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-07-21 to 2026-04-21
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	116 rows · 1997 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-08-04 to 2026-10-06
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Capital One Financial Corporation (COF)

Institutions holding — 12 quarters

Capital One Financial Corporation (COF)

Monthly Net Insider Flow (000 shares)

Signal Summary

Capital One Financial Corporation (COF)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding COF — quarterly

Institutional Put/Call — quarterly

Where COF Trades in the Dark

Capital One Financial Corporation (COF)

3.8 · Employees (SEC filings)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Balance Sheet — Full

Cash Flow Statement — Full

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Street Price Target — Trajectory

Third-Party Composite Rating

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Family Scores (site weights)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)

Capital One Financial Corporation (COF)