InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$47.55

2026-10-16

Market Cap

$25.3B

Volume

4.0M

52-Wk High

$238.59

52-Wk Low

$43.88

Trailing PE

9.1

P/S

1.21

Gross Margin

47.2%

Net Margin

13.4%

ROE

11%

ROIC

6%

Piotroski

6/9

Altman Z

1.2

1-Yr Return

-59.7%

5-Yr Return

-55.6%

Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.

SectorTechnologyIndustryInformation Technology ServicesExchangeNASDAQMarket Cap$25.3BEmployees38,000 (SEC-filed)CEOTakis GeorgakopoulosIPO1986-09-25CountryUS

600 North Vel R. Phillips Avenue, Milwaukee, WI 53203 · Tel 262 879 5000 · fiserv.com

INSIDERSTREET SCORE37 / 100Street mean $54.64 (11 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALNET BUYING$2.2M open-market purchases vs $0.0M sales / 6 mo

1 Year vs S&P 500 · FISV -59.7% · S&P 500 +15.9% · spread -75.6pp

7 Years vs S&P 500 · FISV -55.6% · S&P 500 +189.9% · spread -245.4pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE37of 100

Score Breakdown

Profitability	39/100
Growth	26/100
Momentum	59/100
Quality	65/100
Earnings Quality	74/100
Balance Sheet	36/100
Value	78/100
Risk (safety)	30/100
Overall	37.2/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
CTSH	66
BR	74
CDW	49
FIS	55
LDOS	63
CACI	57
FISV	37

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 61 in 24 Q4, latest 37 — -24 since. Dropped below the 40 line in 26 Q2, at 37. Fell in 4 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY37 / 100IS Score 37.2 / 100 · -23.9 from peak of 61

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTURELEAN BULLISHTechnical Score 56 / 100 · Power +11 · 14 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 37, price structure 56 out of 100, so the price reads better than the business does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 37.2	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 51 → 49 → 44 → 37	the direction matters more than the level
Technical vote share back above 50%	now 55%	price structure no longer broken

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

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Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)2 buys2026-09-25

Insider Buys (180d)7$2.24M

ETF Funds (30d)388 up / 311 downnet +77 funds

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Cohen Stephanie	director	2026-09-30	A-Award	775	—	2,021
De Castro Henrique	director	2026-09-30	A-Award	720	—	7,560
Disimone Harry	director	2026-09-30	A-Award	775	—	9,420
Dufetel Celine S	director	2026-09-30	A-Award	775	—	2,021
Fritz Lance M	director	2026-09-30	A-Award	858	—	4,089
Gopal Ajei	director	2026-09-30	A-Award	831	—	3,875
Mamilli Wafaa	director	2026-09-30	A-Award	858	—	3,498
Nixon Gordon M.	director	2026-09-30	A-Award	1,107	—	2,784

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
P — Open-market purchases	7	44,781	$2.2M	Counted
F — Tax withholding	1	795	$0.0M	None — compensation

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalNet Buying

Open-Market Sells$0.0M0 txns / 6 mo

Open-Market Buys$2.2M7 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2025-08-01	Tracy S Bisignano	348	$0.0M
2025-07-22	Frank J Bisignano	10,542	$1.7M
2025-07-21	Frank J Bisignano	16,090	$2.7M
2025-07-21	Frank J Bisignano	834,913	$138.1M
Trailing 12 mo	0 filings	—	$0M

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Filed	Form	Reporting person	% of class	Shares
2026-04-29	SCHEDULE 13G	Vanguard Capital Management	7.18%	38.4M sh
2026-03-26	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change
2026-02-13	SCHEDULE 13G/A	Dodge & Cox	9.20%	49.5M sh
2026-02-05	SCHEDULE 13G/A	The Vanguard Group	11.78%	63.4M sh

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	BUY	$1,001 - $15,000	2026-09-25	2026-10-09
Ro Khanna	House	SELL	$1,001 - $15,000	2026-09-11	2026-10-09
Ro Khanna	House	BUY	$1,001 - $15,000	2026-08-10	2026-09-07
John Boozman	Senate	SELL	$1,001 - $15,000	2026-01-29	2026-02-15
John Boozman	Senate	SELL	$1,001 - $15,000	2026-01-29	2026-02-14
John Boozman	Senate	SELL	$1,001 - $15,000	2025-11-21	2026-08-24

House 12-Mo27 trades18 purchases

Senate 12-Mo6 trades0 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Birch Hill Investment Advisors Llc	601,759	$27M
Assenagon Asset Management S.A.	529,306	$24M
Ifp Advisors, Inc	333,245	$15M
Two Point Capital Management, Inc.	224,929	$10M
Courant Investment Management Llc	190,000	$9M
Mn Services Vermogensbeheer B.V.	155,812	$7M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$687M
VTI	0.0%	$687M
VTSAX	0.0%	$687M
VSMPX	0.0%	$687M
VWNFX	1.0%	$648M
VWNAX	1.0%	$648M

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session48.5%2026-10-15

20-Day Avg59.7%50-day 54.1%

TrendRising20d vs 50d

By Market CenterQ: 49% · N: 50% · B: 38%latest session

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Weekly Notional ($B)

Where FISV Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	5.7M	63 sh
Ubsa Ubs Ats	5.3M	69 sh
Mstx Ms Trajectory Cross (Ats-1)	4.5M	79 sh
Ebxl Level Ats	3.6M	32 sh
Pure Purestream	3.1M	45 sh
Sgmt Sigma X2	3.0M	69 sh

Where a dollar of Fiserv, Inc. revenue goes. All values FY2025 filings, live.

FISV (live moat model)Peer median: CTSH · BR · CDW · FIS · LDOS

Component scores from the live moat model. Peer median illustrative.

Moat score 46/100 — Weak; primary source Efficient Scale.

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3.8 · Employees (SEC filings)

Officer	Title
Guy Chiarello	Chief Operating Officer
Frank J. Bisignano	Chief Executive Officer & Chairman
James W. Cox	Head of Corporate Development
John Gibbons	Head of Financial Institutions Group

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)3 of 6recent quarters

Avg Surprise-0.5%

Next Report2026-11-03

Income Quality2.07OCF ÷ net income

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Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+9.3%	+9.3%	+7.6%	+7.1%	+3.6%
Gross profit	+15.0%	+20.3%	+17.2%	+8.9%	+1.1%
Operating income	+23.5%	+63.5%	+34.1%	+17.3%	-3.1%
Net income	+39.2%	+89.7%	+21.3%	+2.1%	+11.1%

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$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	16.2	17.7	19.1	20.5	21.2
Cost of revenue	8.1	8.0	7.7	8.0	8.6
Gross profit	8.1	9.7	11.4	12.4	12.6
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	5.8	6.1	6.6	6.6	6.9
Operating income	2.3	3.7	5.0	5.9	5.7
EBITDA	5.6	6.8	8.0	8.8	9.0
D&A	3.2	3.2	3.1	3.1	3.2
Pretax income	1.8	3.1	3.9	3.8	4.3
Income tax	0.4	0.6	0.8	0.6	0.8
Net income	1.3	2.5	3.1	3.1	3.5
Diluted EPS ($)	1.99	3.90	4.98	5.38	6.34
Diluted shares (M)	672	648	616	582	549

Operating CF$6B

CapEx$2B

Free cash flow$4B

SBC$0B

Buybacks$6B

Net cash change$-0B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.9	1.2	1.2	0.8
ST investments	0.0	0.0	0.0	0.0
Receivables (net)	3.6	3.6	3.7	4.0
Total current assets	27.5	34.8	23.5	24.7
PP&E (net)	2.0	2.8	2.4	3.1
Goodwill + intangibles	49.2	48.4	46.5	42.8
Total assets	83.9	90.9	77.2	80.1
Accounts payable	0.7	0.4	0.5	5.3
Short-term debt	0.2	0.4	0.8	1.2
Deferred revenue	1.5	1.4	1.8	0.9
Total current liabilities	26.5	33.6	22.2	23.9
Long-term debt	20.4	21.9	23.1	27.8
Total liabilities	52.2	60.2	49.5	54.3
Shareholders' equity	31.7	30.7	27.7	25.8

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	2.6	3.1	3.2	3.5
D&A	3.2	2.9	3.1	3.2
Stock-based compensation	0.3	0.3	0.4	0.0
Working capital change	(0.7)	(0.9)	(0.3)	(0.0)
Operating cash flow	4.6	5.2	6.6	6.1
Capital expenditures	(1.5)	(1.4)	(1.6)	(1.8)
Investing cash flow	(2.1)	(1.1)	(2.4)	(3.0)
Buybacks	(2.7)	(4.8)	(5.8)	(5.9)
Dividends paid	0.0	0.0	0.0	0.0
Debt issuance / (repay)	0.1	1.1	1.7	2.2
Financing cash flow	(2.5)	(4.4)	(4.2)	(3.4)
Free cash flow	3.1	3.8	5.1	4.3

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	4.2%	8.2%	10.1%	11.0%	13.2%	11%
ROA	1.8%	3.2%	3.5%	3.7%	4.4%	3.5%
ROIC	3.5%	6.0%	7.7%	9.6%	8.6%	6.5%
Gross margin	49.9%	54.9%	59.8%	60.8%	59.4%	47.2%
Operating margin	14.1%	21.1%	26.3%	28.7%	26.9%	21.4%
Net margin	8.2%	14.3%	16.1%	15.3%	16.4%	13.4%
EBITDA margin	34.3%	38.5%	42.0%	43.2%	42.3%	35.7%
FCF margin	17.7%	17.7%	19.8%	24.7%	20.4%	—
VALUATION
P/E	51.65	25.51	26.10	38.19	10.37	9.1
P/B	2.23	2.09	2.68	4.42	1.40	0.9
P/S	4.25	3.64	4.19	5.85	1.70	1.21
P/FCF	23.98	20.56	21.21	23.62	8.34	6.4
EV/EBITDA	16.07	12.48	12.81	16.21	7.15	7.1
EV/Revenue	5.50	4.80	5.38	7.01	3.03	2.5
Earnings yield	1.9%	3.9%	3.8%	2.6%	9.6%	10.99%
FCF yield	4.2%	4.9%	4.7%	4.2%	12.0%	15.53%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	1.03	1.04	1.04	1.06	1.03	1.04
Quick ratio	1.03	1.04	1.04	1.06	1.03	1.04
Debt / equity	0.69	0.70	0.80	0.92	1.12	1.04
Debt / assets	27.9%	25.7%	26.3%	32.3%	36.2%	34.5%
Net debt / EBITDA	3.67	3.02	2.83	2.68	3.14	3.66
Interest coverage	3.39	4.92	4.88	4.64	3.85	—

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.22	0.22	0.22	0.24	0.27	0.26
Receivables turnover	6.07	5.50	5.33	5.60	5.50	5.3
DSO (days)	60	66	69	65	66	68
DPO (days)	23	28	26	22	123	30
Cash conversion cycle	37	38	42	43	-57	38
GROWTH (YoY)
Revenue growth	9.3%	9.3%	7.6%	7.1%	3.6%	—
Net income growth	39.2%	89.7%	21.3%	2.1%	11.1%	—
EPS growth	42.9%	97.2%	28.5%	5.7%	20.5%	—
FCF growth	-11.5%	9.2%	20.2%	34.1%	-14.6%	—
PER SHARE ($)
EPS (diluted, TTM)	2.01	3.96	5.09	5.38	6.48	5.23
Book value / share	46.62	48.27	49.54	46.50	48.03	50.24
Revenue / share	24.44	27.77	31.68	35.14	39.47	38.94
FCF / share	4.33	4.92	6.26	8.70	8.05	7.33
Cash / share	1.26	1.41	2.00	2.12	1.49	1.17
SHAREHOLDER RETURN & SCORES
Buyback yield	4.0%	4.1%	6.0%	4.9%	16.4%	6.28%
Altman Z-Score	1.53	1.40	1.52	2.41	0.91	1.2
Piotroski F-Score	6	9	7	7	6	6/9
Beneish M-Score	-2.48	-2.46	-2.65	-2.63	-2.54	-1.61

Model	Score	Zone	Note
Piotroski F-Score	6 / 9	Middling
Altman Z-Score	1.2	Distress (<1.81)	Distress
Income quality	2.07	Cash-backed	OCF ÷ net income
Beneish M-Score	-1.61	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.83
Interest burden	0.80
Operating margin	20.0%
Asset turnover	0.26×
Financial leverage	3.12×
= ROE	11%

Growth Quality (live)	Value
Revenue stability	0.93
Earnings stability	0.66
Earnings persistence	0.93
Revenue CAGR 3y	4.2%
EPS CAGR 3y	8.9%
FCF CAGR 3y	5.3%

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Buyback Yield6.28%

Dividend Yield0.00%none paid

Total Shareholder Return6.10%cash yield

SBC / Revenue1.8%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
CTSH	$29.7B	14.2	15%	11.6%	+5.6%	5/9	+1.3%
BR	$19.8B	18.1	41%	17.9%	+8.5%	9/9	-22.3%
CDW	$18.8B	18.0	44%	4.2%	+7.4%	6/9	+0.0%
FIS	$18.6B	5.5	22%	6.8%	+20.4%	5/9	-45.0%
LDOS	$15.7B	11.5	28%	7.8%	+3.4%	6/9	—
CACI	$13.6B	25.3	13%	5.8%	+10.9%	5/9	—
IT	$13.0B	18.4	114%	16.4%	+0.7%	6/9	—
INFY	$49.7B	15.7	32%	16.1%	+4.1%	7/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

61 Analysts

Str Sell (0)Sell (0)Hold (28)Buy (33)Str Buy (0)

Mean Target (qtr)$54.6411 targets

Target vs. Price+14.9%last-quarter mean

Next Report2026-11-03street $1.72

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$19.54B	$19.67B / $19.41B	$7.24	$7.34 / $7.18	21
FY2027	$20.22B	$20.52B / $19.75B	$7.92	$8.45 / $7.54	22
FY2028	$20.92B	$21.28B / $20.57B	$8.90	$10.08 / $7.88	9

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Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$49.00	+3.0%	2
Last Quarter	$54.64	+14.9%	11
Last Year	$76.93	+61.8%	49
All Time	$135.96	+185.9%	117

Rolling mean of published targets vs. last close $47.55. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

A-

DCF

5/5

ROE

3/5

ROA

3/5

Debt/Eq

1/5

P/E

4/5

P/B

5/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

FISV -59.7% vs S&P 500 +15.9% — spread -75.6pp

Sector — XLK +29.0%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$45.97	+1.58	+3.44%	Above
SMA 50	$49.43	-1.88	-3.80%	Below
SMA 200	$55.67	-8.12	-14.59%	Below
EMA 9	$46.50	+1.05	+2.26%	Above
EMA 21	$46.84	+0.71	+1.52%	Above
EMA 50	$48.63	-1.08	-2.22%	Below
EMA 200	$62.65	-15.10	-24.10%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTLEAN BULLISHPower Score +1114 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%33

Momentum 25%82

Volume 20%62

Volatility 10%50

Patterns 15%50

This Week55% bullishof 11 price-based votes

4 Weeks Ago0%+55 pts since

12 Weeks Ago9%+46 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$45.97

Price vs SMA 50$49.43

Price vs SMA 200$55.67

EMA 9/21 Cross46.5/46.8

SMA 50/200Death

ADX DirectionADX 19

Supertrend$49

Parabolic SAR$45

SMA Slope0.020

RSI51.8

Stochastic K/D84/82

StochRSI K/D94/94

Williams %R-9

CCI211

TSI vs Signal-14.7

CMO3.6

ROC7.19%

OBV SignalAccum

Chaikin MF0.000

MFI61

Force Index1M

Elder Ray Bull1.08

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 82

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$47.03 / $47.69 / $48.16	S1 / S2	$46.56 / $45.90
Bollinger (20,2)	$44.57 – $47.37	Squeeze	ON
52-wk range	$43.87 – $128.78	Off 52-wk high	-63.1%
ATR (14)	$1.35 (2.8%)	Historical vol	24.2%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+0.7%Jan60%

+2.5%Feb85%

+0.3%Mar62%

+0.3%Apr40%

+0.5%May60%

+0.2%Jun55%

+2.1%Jul75%

+0.4%Aug50%

-0.4%Sep55%

-1.4%Oct65%

+3.5%Nov80%

+1.9%Dec70%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	FISV	S&P 500
Weekly volatility (σ, 1y)	8.33%	1.83%
Best / worst week (1y)	+14.0% / -47.4%	—
Max drawdown (5y, monthly)	-80.2%	—
1-week VaR (95%)	-11.3%	—
Beta (5y)	0.80	1.00

FISV EQUITY WEATHER (LIVE)RAINY · -18

Trend-42

Momentum+44

Volume-51

Volatility-30

Breadth-17

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 201 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-18.3-4.8 vs industry

Trend-42.4-32.2 vs industry

Momentum+43.5+52.6 vs industry

Volume-51.4-55.4 vs industry

Reading	FISV	Information Technology Services n=1,049	Technology n=6,969	All US symbols n=70,435
Overall	-18.3	-13.5	-20.7	-20.5
Trend	-42.4	-10.2	-20.8	-21.3
Momentum	+43.5	-9.0	-28.5	-15.8
Volume	-51.4	+4.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Michael P. Lyons Chief Executive Officer	$70.3M	79% equity+incentive
Frank J. Bisignano Former Chairman of the Bo	$26.4M	97% equity+incentive
Dhivya Suryadevara Co-President	$16.8M	80% equity+incentive
Panagiotis (Takis) Georgakopoulos Co-Preside	$13.9M	93% equity+incentive
Robert W. Hau Former Chief Financial Officer	$9.0M	92% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	70
Social	66
Governance	72
Composite ESG	69

Composite ESG Trend

Filed	8-K contents	Items
2026-09-22	Officer/Director Change	5.02
2026-08-06	Earnings Release; Exhibits	2.02,9.01
2026-07-07	Officer/Director Change; Regulation FD	5.02,7.01
2026-06-23	Material Agreement; Financial Obligation; Other Events; Exhibits	1.01,2.03,8.01,9.01
2026-06-17	Material Agreement; Exhibits	1.01,9.01
2026-06-16	Regulation FD; Exhibits	7.01,9.01
2026-06-15	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-05-22	Shareholder Vote	5.07

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-05-07 to 2026-08-06
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	not present for this symbol
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-08-07 to 2026-09-30
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2026-02-05 to 2026-04-29
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Fiserv, Inc. (FISV)

Monthly Net Insider Flow (000 shares)

Signal Summary

Fiserv, Inc. (FISV)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

Fiserv, Inc. (FISV)

Where FISV Trades in the Dark

Fiserv, Inc. (FISV)

3.8 · Employees (SEC filings)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Balance Sheet — Full

Cash Flow Statement — Full

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Street Price Target — Trajectory

Third-Party Composite Rating

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Family Scores (site weights)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)

Fiserv, Inc. (FISV)