InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$50.37

2026-10-16

Market Cap

$45.7B

Volume

6.5M

52-Wk High

$59.50

52-Wk Low

$40.66

Trailing PE

17.0

P/S

3.07

Gross Margin

68.5%

Net Margin

15.8%

ROE

8%

ROIC

4%

Piotroski

6/9

Altman Z

-0.3

1-Yr Return

+29.0%

5-Yr Return

+162.3%

Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that provides a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Consumer and Small Banking segment engages in the provision of a range of deposit and loan products to individuals and small businesses; residential mortgage activities, including the origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and associated hedging activities; home equity loans and lines of credit, credit cards, automobile and other indirect lending, and other consumer lending services; and home improvement and solar energy installation loans through contractors and installers. The Wealth and Asset Management segment provides various wealth management services, such as wealth planning, investment management, banking, insurance, trust, and estate services for for individuals, companies, and not-for-profit organizations; retail brokerage services for individual clients; and advisory services for institutional clients. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.

SectorFinancial ServicesIndustryBanks - RegionalExchangeNYSEMarket Cap$45.7BEmployees18,676 (SEC-filed)CEOTimothy N. SpenceIPO1980-03-17CountryUS

38 Fountain Square Plaza, Cincinnati, OH 45263 · Tel 800 972 3030 · 53.com

INSIDERSTREET SCORE51 / 100Street mean $63.25 (4 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$1M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · FITB +29.0% · S&P 500 +15.9% · spread +13.1pp

7 Years vs S&P 500 · FITB +162.3% · S&P 500 +189.9% · spread -27.5pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE51of 100

Score Breakdown

Profitability	56/100
Growth	52/100
Momentum	80/100
Quality	75/100
Earnings Quality	99/100
Balance Sheet	54/100
Value	64/100
Risk (safety)	90/100
Overall	51.1/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
TFC	50
MTB	56
HBAN	59
NU	19
CFG	55
PNC	51
FITB	51

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 61 in 23 Q2, latest 51 — -10 since. Dropped below the 55 line in 26 Q1, at 37. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY51 / 100IS Score 51.1 / 100 · -9.6 from peak of 61

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBEARISHTechnical Score 34 / 100 · Power -32 · 8 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 51, price structure 34 out of 100, so the business reads better than the price does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 51.1	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 50 → 58 → 37 → 51	the direction matters more than the level
Technical vote share back above 50%	now 27%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,308 → now 1,308	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)8 buys2026-10-09

Insider Buys (180d)0none disclosed

ETF Funds (30d)1184 up / 978 downnet +206 funds

Institutions Added (13F)76managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,308 · latest 1,308 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	1,308	858.2M	$45.8B	94.1%
2026 Q1	1,232	797.8M	$34.6B	87.5%
2025 Q4	1,117	618.8M	$27.9B	67.9%
2025 Q3	1,047	566.2M	$24.8B	62.1%
2025 Q2	1,035	571.3M	$22.9B	62.7%
2025 Q1	1,045	563.0M	$21.3B	61.8%
2024 Q4	1,036	570.4M	$23.2B	62.6%
2024 Q3	979	566.6M	$23.4B	62.1%
2024 Q2	942	580.2M	$20.2B	63.6%
2024 Q1	926	589.0M	$20.7B	64.6%
2023 Q4	899	571.3M	$18.6B	62.7%
2023 Q3	804	551.5M	$13.0B	60.5%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Gibson Kala	EVP	2026-08-04	EXERCISE	7,018	$0.19M	64,397
Gibson Kala	EVP	2026-08-04	TAX W/H	4,821	$0.28M	59,576
Gibson Kala	EVP	2026-08-04	EXERCISE	7,018	$0.19M	0
Leonard James C.	EVP & Chief Operating Officer	2026-07-20	EXERCISE	8,772	$0.23M	296,789
Leonard James C.	EVP & Chief Operating Officer	2026-07-20	TAX W/H	6,041	$0.35M	290,748
Leonard James C.	EVP & Chief Operating Officer	2026-07-20	EXERCISE	4,965	$0.16M	295,713
Leonard James C.	EVP & Chief Operating Officer	2026-07-20	TAX W/H	3,753	$0.22M	291,960
Leonard James C.	EVP & Chief Operating Officer	2026-07-20	EXERCISE	9,654	$0.26M	301,614

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	8	26,000	$1.3M	Counted
M — Exercises (paired A/D)	6	42,492	$1.2M	None — mechanics
F — Tax withholding	6	29,267	$1.7M	None — compensation
G — Gifts	1	4,300	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$1.3M8 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
David Taylor	House	BUY	$1,001 - $15,000	2026-10-09	2026-10-16
David Taylor	House	BUY	$1,001 - $15,000	2026-08-26	2026-09-07
David J. Taylor	House	BUY	$1,001 - $15,000	2026-08-25	2026-09-07
Mark Warner	Senate	BUY	$1,001 - $15,000	2026-03-20	2026-05-01
Mark Warner	Senate	BUY	$1,001 - $15,000	2026-03-20	2026-05-01
Mark R. Warner	Senate	BUY	$1,001 - $15,000	2026-03-20	2026-05-01

House 12-Mo17 trades7 purchases

Senate 12-Mo4 trades4 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)1,232

13F Shares798M87.5% of shares out

New / Closed224 / 92positions, QoQ

Increased / Reduced671 / 203positions, QoQ

Put/Call (13F)1.15option positions

Free Float99.6%903M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Smead Capital Management, Inc.	3.1M	$158M
Deprince Race & Zollo Inc	912,615	$46M
Atwood & Palmer Inc	826,018	$42M
Viking Fund Management Llc	270,000	$14M
Boston Common Asset Management, Ll	266,083	$13M
Mn Services Vermogensbeheer B.V.	263,824	$13M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.1%	$1.5B
VTI	0.1%	$1.5B
VSMPX	0.1%	$1.5B
VTSAX	0.1%	$1.5B
SCHD	1.1%	$1.3B
VOO	0.1%	$1.2B

13F Filers Holding FITB — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session43.7%2026-10-15

20-Day Avg55.1%50-day 58.9%

TrendFalling20d vs 50d

By Market CenterQ: 44% · N: 33% · B: 64%latest session

Weekly Notional ($B)

Where FITB Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	11.0M	86 sh
Ebxl Level Ats	8.5M	54 sh
Ubsa Ubs Ats	7.7M	77 sh
Mstx Ms Trajectory Cross (Ats-1)	6.5M	114 sh
Pure Purestream	5.1M	53 sh
Sgmt Sigma X2	4.5M	84 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of Fifth Third Bancorp revenue goes. All values FY2025 filings, live.

FITB (live moat model)Peer median: TFC · MTB · HBAN · NU · CFG

Component scores from the live moat model. Peer median illustrative.

Moat score 52/100 — Weak; primary source Intangible Assets.

3.8 · Employees (SEC filings)

Officer	Title
Timothy N. Spence	Chairman, Chief Executive Officer & President
James C. Leonard	Executive Vice President & Chief Operating Officer
Bryan D. Preston	Executive Vice President & Chief Financial Officer
Robert Shaffer	Executive Vice President & Chief Risk Officer

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+44.8%

Next Report2026-10-19

Income Quality1.56OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	-1.1%	+14.3%	+36.1%	+5.6%	-1.4%
Gross profit	+28.3%	-4.4%	+4.9%	-2.3%	+8.8%
Operating income	+95.7%	-12.1%	-3.4%	-2.4%	+10.1%
Net income	+94.1%	-11.7%	-4.0%	-1.5%	+9.0%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	7.9	9.1	12.4	13.0	12.9
Cost of revenue	0.1	1.5	4.4	5.3	4.5
Gross profit	7.9	7.5	7.9	7.7	8.4
R&D expense	0.0	0.0	0.0	0.0	0.1
SG&A expense	3.0	3.0	3.1	3.2	3.8
Operating income	3.5	3.1	3.0	2.9	3.2
EBITDA	3.9	3.5	3.5	3.4	3.6
D&A	0.3	0.4	0.5	0.5	0.4
Pretax income	3.5	3.1	3.0	2.9	3.2
Income tax	0.7	0.6	0.6	0.6	0.7
Net income	2.8	2.4	2.3	2.3	2.5
Diluted EPS ($)	3.73	3.35	3.22	3.14	3.54
Diluted shares (M)	711	695	688	687	669

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Operating CF$5B

CapEx$1B

Free cash flow$4B

SBC$0B

Buybacks$1B

Net cash change$0B

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	3.5	3.1	3.0	3.5
ST investments	59.0	71.8	55.9	18.9
Receivables (net)	6.2	5.6	6.5	120.4
Total current assets	68.8	80.7	65.6	143.5
PP&E (net)	3.3	3.3	3.3	3.1
Goodwill + intangibles	6.8	6.8	6.7	5.0
Total assets	207.5	214.6	212.9	214.4
Accounts payable	0.0	0.0	0.0	171.8
Short-term debt	4.9	3.1	4.6	0.9
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	168.6	172.0	171.9	174.8
Long-term debt	13.7	16.4	14.3	13.6
Total liabilities	190.1	195.4	193.3	192.7
Shareholders' equity	17.3	19.2	19.6	21.7

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	2.4	2.3	2.3	2.5
D&A	0.4	0.5	0.5	0.6
Stock-based compensation	0.2	0.2	0.2	0.2
Working capital change	0.2	0.4	(0.6)	0.4
Operating cash flow	6.4	4.5	2.8	4.5
Capital expenditures	(0.7)	(0.5)	(0.4)	(0.7)
Investing cash flow	(4.9)	(9.5)	1.0	(1.8)
Buybacks	(0.1)	(0.2)	(0.6)	(0.5)
Dividends paid	(0.9)	(1.1)	(1.2)	(1.2)
Debt issuance / (repay)	6.6	0.8	(0.4)	(0.9)
Financing cash flow	(1.1)	4.7	(4.0)	(2.2)
Free cash flow	5.7	4.0	2.4	3.8

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	12.2%	12.4%	12.9%	11.9%	12.2%	8%
ROA	1.3%	1.2%	1.1%	1.1%	1.2%	0.8%
ROIC	-6.9%	-9.2%	-6.5%	-11.4%	18.2%	3.7%
Gross margin	99.2%	83.0%	64.0%	59.2%	65.3%	68.5%
Operating margin	44.3%	34.1%	24.2%	22.3%	24.9%	20.1%
Net margin	34.9%	26.9%	19.0%	17.7%	19.6%	15.8%
EBITDA margin	48.6%	38.9%	27.9%	26.1%	28.1%	24.7%
FCF margin	30.1%	65.7%	32.6%	18.4%	33.7%	—
VALUATION
P/E	9.45	8.31	9.47	12.12	12.42	17.0
P/B	1.18	1.17	1.16	1.43	1.44	1.3
P/S	3.29	2.24	1.80	2.14	2.43	3.07
P/FCF	10.93	3.41	5.54	11.63	7.22	15.2
EV/EBITDA	-9.40	-6.66	-9.63	-3.50	6.25	17.3
EV/Revenue	-4.57	-2.59	-2.70	-0.91	1.82	4.3
Earnings yield	10.6%	12.0%	10.6%	8.3%	8.1%	5.11%
FCF yield	9.2%	29.3%	18.1%	8.6%	13.9%	6.59%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.48	0.41	0.47	0.38	0.82	0.37
Quick ratio	0.48	0.41	0.47	0.38	0.82	0.37
Debt / equity	0.57	1.07	1.01	0.97	0.67	0.65
Debt / assets	6.0%	9.0%	9.1%	8.9%	6.8%	7.4%
Net debt / EBITDA	-16.17	-12.42	-16.08	-11.72	-2.09	4.87
Interest coverage	7.94	3.16	0.76	0.61	0.82	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.04	0.04	0.06	0.06	0.06	0.05
Receivables turnover	2.82	2.87	4.05	4.37	0.21	0.1
DSO (days)	129	127	90	83	1753	—
DPO (days)	0	0	0	0	7021	—
Cash conversion cycle	129	127	90	83	-5268	-10627
GROWTH (YoY)
Revenue growth	-1.5%	13.9%	36.0%	6.1%	-1.6%	—
Net income growth	94.2%	-11.7%	-4.0%	-1.5%	9.0%	—
EPS growth	101.1%	-11.3%	-3.1%	-0.6%	11.0%	—
FCF growth	18323.1%	148.7%	-32.5%	-40.0%	80.0%	—
PER SHARE ($)
EPS (diluted, TTM)	3.97	3.52	3.42	3.40	3.77	2.57
Book value / share	31.84	24.96	27.88	28.83	32.46	37.76
Revenue / share	11.40	13.05	17.92	19.18	19.23	16.32
FCF / share	3.43	8.58	5.84	3.54	6.48	3.30
Cash / share	107.75	89.95	108.94	86.49	33.44	97.57
SHAREHOLDER RETURN & SCORES
Buyback yield	5.3%	0.5%	0.9%	2.2%	1.7%	0.58%
Altman Z-Score	-0.19	-0.27	-0.19	-0.25	0.20	-0.3
Piotroski F-Score	6	5	6	6	8	6/9
Beneish M-Score	-2.38	-2.28	-2.44	-2.29	13.00	-3.15

Model	Score	Zone	Note
Piotroski F-Score	6 / 9	Middling
Altman Z-Score	-0.3	Distress (<1.81)	Distress
Income quality	1.56	Cash-backed	OCF ÷ net income
Beneish M-Score	-3.15	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.78
Interest burden	1.00
Operating margin	20.1%
Asset turnover	0.06×
Financial leverage	9.18×
= ROE	8%

Growth Quality (live)	Value
Revenue stability	0.96
Earnings stability	0.60
Earnings persistence	1.00
Revenue CAGR 3y	10.8%
EPS CAGR 3y	-11.6%
FCF CAGR 3y	-11.6%

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield0.58%

Dividend Yield3.22%

Total Shareholder Return3.08%cash yield

SBC / Revenue1.6%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
TFC	$57.5B	12.0	9%	20.4%	+0.3%	6/9	+16.0%
MTB	$31.1B	11.2	11%	24.3%	-5.8%	7/9	+21.4%
HBAN	$30.9B	11.2	9%	17.4%	+18.5%	7/9	+0.2%
NU	$70.3B	19.7	32%	19.2%	+54.9%	4/9	-1.2%
CFG	$26.7B	12.7	8%	18.4%	-4.5%	7/9	—
PNC	$86.7B	11.6	13%	22.6%	+3.9%	4/9	—
FCNCA	$24.0B	11.4	11%	18.6%	-1.3%	7/9	—
RF	$23.4B	10.6	12%	24.0%	+0.5%	6/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

51 Analysts

Str Sell (0)Sell (2)Hold (20)Buy (28)Str Buy (1)

Mean Target (qtr)$63.254 targets

Target vs. Price+25.6%last-quarter mean

Next Report2026-10-19street $0.83

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$12.88B	$12.90B / $12.86B	$3.04	$3.11 / $2.98	13
FY2027	$14.05B	$14.25B / $13.82B	$4.94	$5.17 / $4.31	14
FY2028	$14.80B	$15.17B / $14.49B	$5.41	$5.89 / $4.69	9

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$63.00	+25.1%	2
Last Quarter	$63.25	+25.6%	4
Last Year	$58.95	+17.0%	22
All Time	$50.33	-0.1%	54

Rolling mean of published targets vs. last close $50.37. Aggregated from StreetInsider, Benzinga.

Third-Party Composite Rating

B

DCF

4/5

ROE

3/5

ROA

3/5

Debt/Eq

3/5

P/E

2/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

FITB +29.0% vs S&P 500 +15.9% — spread +13.1pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$50.87	-0.50	-0.98%	Below
SMA 50	$53.19	-2.82	-5.30%	Below
SMA 200	$51.07	-0.70	-1.37%	Below
EMA 9	$50.44	-0.07	-0.14%	Below
EMA 21	$51.11	-0.74	-1.45%	Below
EMA 50	$52.40	-2.03	-3.87%	Below
EMA 200	$50.68	-0.31	-0.61%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBEARISHPower Score -328 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%20

Momentum 25%40

Volume 20%44

Volatility 10%17

Patterns 15%50

This Week27% bullishof 11 price-based votes

4 Weeks Ago18%+9 pts since

12 Weeks Ago45%-18 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$50.87

Price vs SMA 50$53.19

Price vs SMA 200$51.07

EMA 9/21 Cross50.4/51.1

SMA 50/200Golden

ADX DirectionADX 35

Supertrend$52

Parabolic SAR$49

SMA Slope-0.100

RSI40.5

Stochastic K/D41/38

StochRSI K/D71/60

Williams %R-47

CCI-19

TSI vs Signal-25.3

CMO-19.0

ROC-0.98%

OBV SignalDistrib

Chaikin MF-0.010

MFI51

Force Index-0M

Elder Ray Bull0.41

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 38

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$50.13 / $50.91 / $51.46	S1 / S2	$49.58 / $48.80
Bollinger (20,2)	$49.42 – $52.32	Squeeze	ON
52-wk range	$38.76 – $59.01	Off 52-wk high	-14.6%
ATR (14)	$1.04 (2.1%)	Historical vol	16.1%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-1.8%Jan55%

-0.4%Feb50%

-0.7%Mar43%

+4.6%Apr55%

+2.5%May50%

-1.9%Jun45%

+5.2%Jul70%

+0.5%Aug55%

-0.7%Sep40%

+1.4%Oct60%

+3.9%Nov75%

+1.5%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	FITB	S&P 500
Weekly volatility (σ, 1y)	3.91%	1.83%
Best / worst week (1y)	+9.8% / -10.5%	—
Max drawdown (5y, monthly)	-58.3%	—
1-week VaR (95%)	-6.1%	—
Beta (5y)	0.91	1.00

FITB EQUITY WEATHER (LIVE)RAINY · -35

Trend-48

Momentum-16

Volume-48

Volatility-30

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 190 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-34.9-12.1 vs industry

Trend-48.4-24.4 vs industry

Momentum-16.2-2.1 vs industry

Volume-48.1-13.5 vs industry

Reading	FITB	Banks - Regional n=1,560	Financial Services n=24,134	All US symbols n=70,435
Overall	-34.9	-22.8	-16.3	-20.5
Trend	-48.4	-24.0	-12.5	-21.3
Momentum	-16.2	-14.1	-4.4	-15.8
Volume	-48.1	-34.6	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
George A. Schaefer, Jr President and Chief E	$3.4M	25% equity+incentive
Stephen J. Schrantz Executive Vice President	$1.0M	0% equity+incentive
Kevin T. Kabat Executive Vice President	$1.0M	0% equity+incentive
Robert P. Niehaus Executive Vice President	$0.9M	0% equity+incentive
Neal E. Arnold Executive Vice President and	$0.9M	0% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	51
Social	67
Governance	58
Composite ESG	58

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-22 to 2026-07-17
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	114 rows · 1998 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-07-20 to 2026-08-04
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Fifth Third Bancorp (FITB)

Institutions holding — 12 quarters

Fifth Third Bancorp (FITB)

Monthly Net Insider Flow (000 shares)

Signal Summary

Fifth Third Bancorp (FITB)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding FITB — quarterly

Institutional Put/Call — quarterly

Where FITB Trades in the Dark

Fifth Third Bancorp (FITB)

3.8 · Employees (SEC filings)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Balance Sheet — Full

Cash Flow Statement — Full

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Street Price Target — Trajectory

Third-Party Composite Rating

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Family Scores (site weights)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)

Fifth Third Bancorp (FITB)