InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$881.26

2026-10-16

Market Cap

$256.6B

Volume

2.4M

52-Wk High

$1153.99

52-Wk Low

$740.01

Trailing PE

12.5

P/S

2.08

Gross Margin

57.5%

Net Margin

18.0%

ROE

18%

ROIC

1%

Piotroski

4/9

Altman Z

-0.1

1-Yr Return

+16.7%

5-Yr Return

+413.9%

The Goldman Sachs Group, Inc. (GS) operates as a prominent global financial services firm, offering an extensive array of services to corporations, financial institutions, governmental bodies, and individuals worldwide. The company's operations are organized into four primary divisions: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The Investment Banking segment furnishes strategic advisory services covering intricate transactions such as mergers, acquisitions, divestitures, corporate defense strategies, restructurings, and spin-offs. It also extends various lending facilities, including middle-market, relationship, and acquisition financing, in addition to transaction banking services. This division further specializes in underwriting, assisting clients with equity offerings for common, preferred, and convertible securities, as well as debt offerings encompassing investment-grade, high-yield, bank/bridge loans, and emerging market debt instruments, alongside the creation of structured securities. Within its Global Markets division, Goldman Sachs engages in client execution activities for both cash and derivative instruments, provides solutions for credit and interest rate products, and offers comprehensive equity intermediation, financing, clearing, settlement, and custody services. This segment also transacts in products linked to mortgages, foreign exchange, commodities, and equities. The Asset Management segment is responsible for managing assets across a diverse spectrum of classes, including equities, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities. It delivers tailored investment advisory solutions and makes direct investments in corporate entities, real estate ventures, and infrastructure projects. The Consumer & Wealth Management segment provides individual clients with wealth advisory and banking services. These include financial planning, investment management, deposit-taking, and lending. It also offers private banking services, unsecured loans, and accepts savings and time deposits. Founded in 1869, the company's corporate headquarters are located in New York, New York.

SectorFinancial ServicesIndustryFinancial - Capital MarketsExchangeNYSEMarket Cap$256.6BEmployees47,400 (SEC-filed)CEODavid Michael SolomonIPO1999-05-04CountryUS

200 West Street, New York City, NY 10282 · Tel 212-902-1000 · goldmansachs.com

INSIDERSTREET SCORE13 / 100Street mean $1065.00 (7 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$37M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · GS +16.7% · S&P 500 +15.9% · spread +0.9pp

7 Years vs S&P 500 · GS +413.9% · S&P 500 +189.9% · spread +224.1pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE13of 100

Score Breakdown

Profitability	62/100
Growth	52/100
Momentum	0/100
Quality	0/100
Earnings Quality	34/100
Balance Sheet	47/100
Value	69/100
Risk (safety)	80/100
Overall	12.8/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
MS	24
SCHW	70
HOOD	31
WFC	43
AXP	56
C	16
GS	13

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 45 in 23 Q1, latest 13 — -32 since. Dropped below the 40 line in 25 Q4, at 11. Fell in 1 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY13 / 100IS Score 12.8 / 100 · -32.1 from peak of 45

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBEARISHTechnical Score 18 / 100 · Power -65 · 3 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit below the midpoint — business quality at 13 and price structure at 18 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 12.8	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 44 → 11 → 12 → 13	the direction matters more than the level
Technical vote share back above 50%	now 9%	price structure no longer broken
Institutional holder count rises two quarters running	peak 3,167 → now 3,167	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)43 buys2026-09-03

Insider Buys (180d)0none disclosed

ETF Funds (30d)1389 up / 1271 downnet +118 funds

Institutions Added (13F)183managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 3,167 · latest 3,167 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	3,167	217.2M	$214.6B	72.4%
2026 Q1	2,984	214.4M	$175.3B	71.4%
2025 Q4	3,003	219.4M	$188.6B	73.1%
2025 Q3	2,714	215.8M	$168.0B	71.9%
2025 Q2	2,579	220.5M	$152.6B	73.5%
2025 Q1	2,469	227.2M	$119.1B	75.7%
2024 Q4	2,440	226.6M	$126.3B	75.5%
2024 Q3	2,180	226.3M	$109.0B	75.4%
2024 Q2	2,108	231.7M	$100.9B	77.2%
2024 Q1	2,030	242.3M	$95.3B	80.7%
2023 Q4	1,948	231.3M	$85.7B	77.1%
2023 Q3	1,770	228.7M	$71.2B	76.2%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Oppenheimer Peter	director	2026-10-14	A-Award	65	—	7,407
Johnson Kevin R	director	2026-10-14	A-Award	44	—	3,163
Hess John B	director	2026-10-14	A-Award	29	—	921
Flaherty Mark A.	director	2026-10-14	A-Award	29	—	5,299
Leslie Ericka T	Chief Administrative Officer	2026-08-28	SELL	600	$0.62M	10,960
Leslie Ericka T	Chief Administrative Officer	2026-08-04	SELL	37	$0.04M	11,698
Leslie Ericka T	Chief Administrative Officer	2026-08-04	SELL	129	$0.14M	11,569
Leslie Ericka T	Chief Administrative Officer	2026-08-04	SELL	9	$0.01M	11,560

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	30	38,859	$36.7M	Counted
M — Exercises (paired A/D)	6	143,836	—	None — mechanics
F — Tax withholding	6	78,531	$73.6M	None — compensation
G — Gifts	1	2,000	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$36.7M30 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Maria Elvira Salazar	House	SELL	$1,001 - $15,000	2026-09-24	2026-10-08
Michael Rulli	House	BUY	$1,001 - $15,000	2026-09-03	2026-10-05
Gilbert Cisneros	House	BUY	$1,001 - $15,000	2026-08-26	2026-09-11
Dave McCormick	Senate	BUY	$50,001 - $100,000	2026-08-19	2026-08-27
David Harold McCormick	Senate	BUY	$50,001 - $100,000	2026-08-19	2026-08-27
Dave McCormick	Senate	BUY	$250,001 - $500,000	2026-08-18	2026-08-27

House 12-Mo37 trades19 purchases

Senate 12-Mo68 trades54 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)2,984

13F Shares214M71.4% of shares out

New / Closed197 / 169positions, QoQ

Increased / Reduced1,187 / 1,175positions, QoQ

Put/Call (13F)0.91option positions

Free Float99.5%290M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Cacti Asset Management Llc	204,728	$188M
Congress Asset Management Co	140,701	$127M
Td Waterhouse Canada Inc.	122,908	$110M
Artemis Investment Management Llp	98,708	$89M
Wealth Enhancement Advisory Servic	93,202	$44M
Mn Services Vermogensbeheer B.V.	87,249	$79M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.3%	$7.7B
VSMPX	0.3%	$7.7B
VTSAX	0.3%	$7.7B
VTI	0.3%	$7.7B
VFIAX	0.4%	$6.4B
VOO	0.4%	$6.4B

13F Filers Holding GS — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session49.8%2026-10-15

20-Day Avg39.6%50-day 44.9%

TrendFalling20d vs 50d

By Market CenterQ: 50% · N: 52% · B: 31%latest session

Weekly Notional ($B)

Where GS Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	2.4M	26 sh
Ubsa Ubs Ats	2.1M	28 sh
Sgmt Sigma X2	1.1M	24 sh
Mlix Instinct X	0.8M	39 sh
Mspl Ms Pool (Ats-4)	0.7M	71 sh
Ebxl Level Ats	0.7M	12 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of The Goldman Sachs Group, Inc. revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
Americas	$36.5B	63%
EMEA	$14.2B	24%
Asia	$7.6B	13%

GS (live moat model)Peer median: MS · SCHW · HOOD · WFC · AXP

Component scores from the live moat model. Peer median illustrative.

Moat score 52/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Officer	Title
John E. Waldron	President, Chief Operating Officer & Director
David Solomon	Chairman & Chief Executive Officer
Denis Coleman	Chief Financial Officer
John F. W. Rogers	Executive Vice President, Lead Director & Secretary to the Board of Directors

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)6 of 6recent quarters

Avg Surprise+21.2%

Next Report2027-01-21

Income Quality-1.88OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+21.5%	+5.7%	+57.8%	+17.0%	-1.4%
Gross profit	+42.3%	-24.3%	+1.3%	+15.3%	+13.9%
Operating income	+116.7%	-50.1%	-20.4%	+71.3%	+18.8%
Net income	+128.7%	-48.0%	-24.4%	+67.6%	+20.3%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	65.0	68.7	108.4	126.9	125.1
Cost of revenue	6.0	24.1	63.2	74.7	65.7
Gross profit	59.0	44.7	45.2	52.2	59.4
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	18.3	16.0	16.1	17.4	19.6
Operating income	27.0	13.5	10.7	18.4	21.9
EBITDA	29.1	15.9	15.6	20.8	24.0
D&A	2.0	2.5	4.9	2.4	2.2
Pretax income	27.0	13.5	10.7	18.4	21.9
Income tax	5.4	2.2	2.2	4.1	4.7
Net income	21.6	11.3	8.5	14.3	17.2
Diluted EPS ($)	59.45	30.06	22.87	40.54	51.32
Diluted shares (M)	356	358	346	334	318

Operating CF$-45B

CapEx$2B

Free cash flow$-47B

SBC$3B

Buybacks$12B

Net cash change$-18B

Shown instead of the usual cash-distribution diagram because operating cash flow was not positive this year — there was no internally generated cash to distribute, so the decision-relevant question is what funded the spending. Sources left, uses right; cash is fungible and the statement does not trace which rupee of borrowing bought which asset, so the band is proportional, not a claim about specific flows. Any residual from FX translation is carried explicitly as Other / FX.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	241.8	241.6	182.1	164.3
ST investments	480.1	683.4	739.7	460.3
Receivables (net)	147.0	148.6	151.2	394.1
Total current assets	869.0	1,073.5	1,073.0	1,018.6
PP&E (net)	19.2	13.4	10.0	9.5
Goodwill + intangibles	8.4	7.1	6.7	6.8
Total assets	1,441.8	1,641.6	1,676.0	1,809.3
Accounts payable	262.0	230.7	223.3	231.9
Short-term debt	178.1	333.0	365.0	311.2
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	972.2	1,146.2	1,158.3	1,226.8
Long-term debt	254.2	247.9	249.9	296.2
Total liabilities	1,324.6	1,524.7	1,554.0	1,684.3
Shareholders' equity	117.2	116.9	122.0	125.0

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	11.3	8.5	14.3	17.2
D&A	2.5	4.9	2.4	2.2
Stock-based compensation	4.1	2.1	2.7	3.4
Working capital change	(9.4)	(27.7)	(33.1)	0.0
Operating cash flow	8.7	(12.6)	(13.2)	(45.2)
Capital expenditures	(3.7)	(2.3)	(2.1)	(2.1)
Investing cash flow	(76.0)	(17.3)	(49.6)	(44.2)
Buybacks	(3.5)	(6.8)	(10.2)	(12.4)
Dividends paid	(3.7)	(4.2)	(4.5)	(5.3)
Debt issuance / (repay)	38.1	(4.7)	10.6	0.0
Financing cash flow	59.6	27.8	7.3	66.1
Free cash flow	5.0	(14.9)	(15.3)	(47.2)

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	21.0%	9.9%	7.3%	12.0%	13.9%	18%
ROA	1.6%	0.8%	0.6%	0.9%	1.0%	1.0%
ROIC	-12.0%	-6.6%	-3.8%	-7.8%	15.6%	1.2%
Gross margin	90.8%	65.0%	41.7%	41.1%	47.5%	57.5%
Operating margin	41.6%	19.6%	9.9%	14.5%	17.5%	25.0%
Net margin	33.3%	16.4%	7.9%	11.3%	13.7%	18.0%
EBITDA margin	44.7%	23.2%	14.4%	16.4%	19.2%	26.7%
FCF margin	-5.8%	7.2%	-13.7%	-12.0%	-37.7%	—
VALUATION
P/E	5.63	10.09	14.78	12.91	16.25	12.5
P/B	1.11	0.97	1.08	1.51	2.23	2.1
P/S	1.87	1.65	1.16	1.45	2.23	2.08
P/FCF	-32.51	22.90	-8.44	-12.04	-5.91	-6.2
EV/EBITDA	-5.82	-10.90	-13.85	-5.80	10.99	33.2
EV/Revenue	-2.60	-2.53	-1.99	-0.95	2.11	8.9
Earnings yield	17.8%	9.9%	6.8%	7.7%	6.2%	8.50%
FCF yield	-3.1%	4.4%	-11.8%	-8.3%	-16.9%	-16.18%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.97	0.89	0.94	0.93	0.83	0.00
Quick ratio	0.97	0.89	0.94	0.93	0.83	0.00
Debt / equity	4.44	3.71	4.99	5.06	4.88	6.71
Debt / assets	33.3%	30.1%	35.5%	36.8%	33.7%	38.5%
Net debt / EBITDA	-10.01	-18.03	-21.92	-14.67	-0.62	25.41
Interest coverage	4.79	0.63	0.17	0.25	0.33	—

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.05	0.05	0.07	0.08	0.07	0.06
Receivables turnover	0.46	0.46	0.81	0.96	0.78	0.3
DSO (days)	792	787	451	382	466	—
DPO (days)	13446	3898	1423	1102	1264	—
Cash conversion cycle	-12654	-3112	-972	-721	-798	-138
GROWTH (YoY)
Revenue growth	21.5%	5.7%	57.8%	17.5%	-1.8%	—
Net income growth	128.7%	-48.0%	-24.4%	67.6%	20.3%	—
EPS growth	134.4%	-48.6%	-20.9%	74.0%	24.4%	—
FCF growth	81.3%	232.4%	-400.5%	-2.7%	-208.6%	—
PER SHARE ($)
EPS (diluted, TTM)	61.41	31.57	24.98	43.47	54.08	74.87
Book value / share	312.02	328.54	342.93	371.49	393.49	422.15
Revenue / share	184.47	192.63	318.03	387.76	393.88	417.04
FCF / share	-10.63	13.91	-43.72	-46.60	-148.67	-140.21
Cash / share	2210.39	2023.98	2713.24	2807.03	1966.39	0.60
SHAREHOLDER RETURN & SCORES
Buyback yield	6.5%	3.1%	5.4%	5.5%	4.4%	4.54%
Altman Z-Score	0.26	0.18	0.21	0.25	0.20	-0.1
Piotroski F-Score	8	4	4	5	5	4/9
Beneish M-Score	-2.15	-1.83	-2.18	-2.39	-0.77	-1.55

Model	Score	Zone	Note
Piotroski F-Score	4 / 9	Middling
Altman Z-Score	-0.1	Distress (<1.81)	Distress
Income quality	-1.88	Accrual-heavy	OCF ÷ net income
Beneish M-Score	-1.55	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.80
Interest burden	0.90
Operating margin	24.9%
Asset turnover	0.06×
Financial leverage	15.85×
= ROE	17%

Growth Quality (live)	Value
Revenue stability	0.83
Earnings stability	0.00
Earnings persistence	0.86
Revenue CAGR 3y	9.1%
EPS CAGR 3y	39.2%
FCF CAGR 3y	—

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield4.54%

Dividend Yield2.04%

Total Shareholder Return6.30%cash yield

SBC / Revenue2.8%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
MS	$284.8B	14.2	19%	16.2%	+16.7%	7/9	+15.4%
SCHW	$159.0B	15.6	41%	35.6%	+14.7%	7/9	-0.3%
HOOD	$88.9B	42.8	24%	42.9%	+38.3%	3/9	-24.8%
WFC	$253.6B	11.6	13%	19.1%	+5.5%	5/9	+0.4%
AXP	$211.8B	19.0	34%	14.4%	+9.4%	9/9	—
C	$208.4B	12.0	8%	12.9%	+3.9%	5/9	—
HSBC	$324.6B	13.5	14%	23.2%	+8.7%	7/9	—
BAC	$358.2B	12.0	11%	18.4%	+3.0%	8/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

55 Analysts

Str Sell (0)Sell (3)Hold (30)Buy (22)Str Buy (0)

Mean Target (qtr)$1065.007 targets

Target vs. Price+20.8%last-quarter mean

Next Report2027-01-21street $15.62

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$72.40B	$73.97B / $70.37B	$69.06	$75.03 / $63.35	15
FY2027	$73.77B	$76.08B / $70.73B	$73.85	$79.83 / $67.69	18
FY2028	$75.49B	$79.51B / $67.91B	$79.26	$88.58 / $66.45	14

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$1062.00	+20.5%	5
Last Quarter	$1065.00	+20.8%	7
Last Year	$1066.26	+21.0%	34
All Time	$655.16	-25.7%	126

Rolling mean of published targets vs. last close $881.26. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

B-

DCF

1/5

ROE

5/5

ROA

3/5

Debt/Eq

1/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

GS +16.7% vs S&P 500 +15.9% — spread +0.9pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$906.42	-25.16	-2.78%	Below
SMA 50	$973.82	-92.56	-9.50%	Below
SMA 200	$958.19	-76.93	-8.03%	Below
EMA 9	$890.79	-9.53	-1.07%	Below
EMA 21	$912.50	-31.24	-3.42%	Below
EMA 50	$954.21	-72.95	-7.65%	Below
EMA 200	$939.89	-58.63	-6.24%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBEARISHPower Score -653 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%10

Momentum 25%20

Volume 20%19

Volatility 10%0

Patterns 15%38

This Week9% bullishof 11 price-based votes

4 Weeks Ago9%+0 pts since

12 Weeks Ago73%-64 pts since

ReadStabilizingweek-over-week trajectory

Price vs SMA 20$906.42

Price vs SMA 50$973.82

Price vs SMA 200$958.19

EMA 9/21 Cross890.8/912.5

SMA 50/200Golden

ADX DirectionADX 35

Supertrend$945

Parabolic SAR$927

SMA Slope-3.070

RSI34.1

Stochastic K/D31/30

StochRSI K/D63/61

Williams %R-70

CCI-63

TSI vs Signal-33.6

CMO-31.7

ROC-2.42%

OBV SignalDistrib

Chaikin MF-0.090

MFI50

Force Index-8M

Elder Ray Bull-2.63

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 30

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$880.71 / $902.40 / $913.51	S1 / S2	$869.60 / $847.91
Bollinger (20,2)	$860.89 – $951.95	Squeeze	Off
52-wk range	$736.36 – $1153.99	Off 52-wk high	-23.7%
ATR (14)	$24.90 (2.8%)	Historical vol	18.6%

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+0.2%Jan50%

-0.8%Feb50%

-0.9%Mar43%

+1.9%Apr60%

+0.5%May45%

+0.1%Jun45%

+4.1%Jul75%

-1.3%Aug50%

+0.3%Sep55%

+3.6%Oct80%

+2.4%Nov55%

+2.9%Dec70%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	GS	S&P 500
Weekly volatility (σ, 1y)	4.36%	1.83%
Best / worst week (1y)	+11.9% / -10.7%	—
Max drawdown (5y, monthly)	-43.3%	—
1-week VaR (95%)	-8.4%	—
Beta (5y)	1.28	1.00

GS EQUITY WEATHER (LIVE)STORMY · -44

Trend-52

Momentum-31

Volume-49

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 1,051 stories, weekly buckets, −1 to +1.

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Overall-44.5-15.5 vs industry

Trend-51.8-16.7 vs industry

Momentum-31.4-6.4 vs industry

Volume-49.0-19.0 vs industry

Reading	GS	Financial - Capital Markets n=570	Financial Services n=24,134	All US symbols n=70,435
Overall	-44.5	-29.0	-16.3	-20.5
Trend	-51.8	-35.1	-12.5	-21.3
Momentum	-31.4	-25.0	-4.4	-15.8
Volume	-49.0	-30.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
David Solomon Chairman and CEO	$39.5M	69% equity+incentive
John Waldron President and COO	$35.5M	59% equity+incentive
Stephen Scherr CFO (Retired)	$20.4M	38% equity+incentive
Philip Berlinski Global Treasurer	$17.0M	37% equity+incentive
Kathryn Ruemmler CLO and General Counsel	$12.7M	37% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	69
Social	74
Governance	70
Composite ESG	71

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2021-01-19 to 2026-10-13
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	110 rows · 1999 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-07-15 to 2026-10-14
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.