InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$135.12

2026-10-16

Market Cap

$36.6B

Volume

1.5M

52-Wk High

$146.07

52-Wk Low

$120.33

Trailing PE

8.7

P/S

1.26

Gross Margin

43.9%

Net Margin

15.0%

ROE

23%

ROIC

5%

Piotroski

7/9

Altman Z

1.4

1-Yr Return

+9.4%

5-Yr Return

+166.1%

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workersâ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

SectorFinancial ServicesIndustryInsurance - DiversifiedExchangeNYSEMarket Cap$36.6BEmployees19,200 (SEC-filed)CEOChristopher J. SwiftIPO1995-12-15CountryUS

One Hartford Plaza, Hartford, CT 06155 · Tel 860 547 5000 · thehartford.com

INSIDERSTREET SCORE62 / 100Street mean $137.00 (1 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$8M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · HIG +9.4% · S&P 500 +15.9% · spread -6.5pp

7 Years vs S&P 500 · HIG +166.1% · S&P 500 +189.9% · spread -23.7pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

INSIDERSTREET
SCORE62of 100

Score Breakdown

Profitability	54/100
Growth	63/100
Momentum	89/100
Quality	84/100
Earnings Quality	72/100
Balance Sheet	66/100
Value	85/100
Risk (safety)	100/100
Overall	61.6/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
ACGL	61
AIG	44
ATH	40
BNT	31
AXS	67
WTM	50
HIG	62

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 63 in 24 Q4, latest 62 — -1 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY62 / 100IS Score 61.6 / 100 · -1.3 from peak of 63

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 72 / 100 · Power +43 · 17 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 62 and price structure at 72 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 61.6	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 61 → 62 → 62 → 62	the direction matters more than the level
Technical vote share back above 50%	now 73%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,206 → now 1,206	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score2 of 4top 13% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)0 buysnone disclosed

Insider Buys (180d)0none disclosed

ETF Funds (30d)1254 up / 1107 downnet +147 funds

Institutions Added (13F)10managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,206 · latest 1,206 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%	Guard
2026 Q2	1,206	254.3M	$32.9B	91.4%
2026 Q1	1,196	250.6M	$33.3B	90.0%
2025 Q4	1,188	257.2M	$34.2B	92.4%
2025 Q3	1,131	253.7M	$32.5B	91.2%
2025 Q2	1,113	259.7M	$31.5B	93.3%
2025 Q1	1,068	264.8M	$31.1B	95.1%
2024 Q4	1,042	267.0M	$27.7B	96.0%
2024 Q3	1,016	265.7M	$29.4B	95.5%
2024 Q2	933	270.8M	$25.5B	97.3%
2024 Q1	928	273.7M	$26.2B	98.3%
2023 Q4	860	278.6M	$20.8B	100.1%	ex-outlier 86.2%
2023 Q3	781	279.0M	$18.2B	100.2%	ex-outlier 86.0%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

Why 2023-12 reads 100.11%. Institutions cannot hold more of a company than exists. The reported 278.6M shares exceed the 278.3M outstanding, and a single filer accounts for the excess: VANGUARD GROUP INC reports 38,754,489 shares against 39,654,855 the prior quarter, a 1x jump, which alone would be 13.9% of the company. Excluding that filing, ownership is 86.2%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

Why 2023-09 reads 100.25%. Institutions cannot hold more of a company than exists. The reported 279.0M shares exceed the 278.3M outstanding, and a single filer accounts for the excess: VANGUARD GROUP INC reports 39,654,855 shares against 40,797,636 the prior quarter, a 1x jump, which alone would be 14.2% of the company. Excluding that filing, ownership is 86.0%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Swift Christopher	director, Chairman and CEO	2026-08-07	GIFT	35,088	—	41,569
Ruesterholz Virginia P	director	2026-07-27	A-Award	1,356	$0.19M	17,097
Roseborough Teresa Wynn	director	2026-07-27	A-Award	1,356	$0.19M	1,356
Rippert Annette	director	2026-07-27	A-Award	1,356	$0.19M	4,526
De Shon Larry D	director	2026-07-27	A-Award	1,356	$0.19M	1,356
Bartlett Thomas A	director	2026-07-27	A-Award	1,356	$0.19M	1,356
Fetter Trevor	director	2026-07-27	A-Award	1,356	$0.19M	61,537
Fetter Trevor	director	2026-07-27	A-Award	1,177	$0.16M	62,714

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	6	58,971	$8.1M	Counted
M — Exercises (paired A/D)	4	57,895	$3.8M	None — mechanics
F — Tax withholding	7	10,158	$1.4M	None — compensation
G — Gifts	1	35,088	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$8.1M6 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	SELL	$1,001 - $15,000	2025-10-27	2025-11-14
Ro Khanna	House	SELL	$1,001 - $15,000	2025-10-27	2025-11-14
Ro Khanna	House	SELL	$1,001 - $15,000	2025-10-24	2025-11-14
Kelly Loeffler	Senate	SELL	$100,001 - $250,000	2020-04-14	2020-05-01
Kelly Loeffler	Senate	SELL	$100,001 - $250,000	2020-04-14	2020-05-01
Kelly Loeffler	Senate	SELL	$100,001 - $250,000	2020-04-14	2020-04-30

House 12-Mo5 trades0 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)1,196

13F Shares251M90.0% of shares out

New / Closed124 / 92positions, QoQ

Increased / Reduced468 / 381positions, QoQ

Put/Call (13F)0.86option positions

Free Float99.6%270M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Wealth Enhancement Advisory Servic	397,535	$49M
Assenagon Asset Management S.A.	296,906	$36M
Wedge Capital Management L L P/Nc	248,205	$30M
Deprince Race & Zollo Inc	235,463	$29M
Y-Intercept	129,580	$16M
Cohen Klingenstein Llc	105,633	$13M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$1.1B
VTSAX	0.0%	$1.1B
VSMPX	0.0%	$1.1B
VTI	0.0%	$1.1B
VOO	0.1%	$870M
VFINX	0.1%	$870M

13F Filers Holding HIG — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session28.7%2026-10-15

20-Day Avg33.3%50-day 34.5%

TrendFalling20d vs 50d

By Market CenterQ: 28% · N: 50% · B: 31%latest session

Weekly Notional ($B)

Where HIG Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	1.7M	36 sh
Ubsa Ubs Ats	1.3M	40 sh
Ebxl Level Ats	1.1M	20 sh
Sgmt Sigma X2	0.9M	32 sh
Mstx Ms Trajectory Cross (Ats-1)	0.8M	26 sh
Mlix Instinct X	0.7M	56 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of The Hartford Insurance Group, Inc. revenue goes. All values FY2025 filings, live. Product segmentation not yet parsed for this symbol — revenue shown unsegmented.

HIG (live moat model)Peer median: ACGL · AIG · ATH · BNT · AXS

Component scores from the live moat model. Peer median illustrative.

Moat score 54/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
Christopher Jerome Swift	Chairman & Chief Executive Officer
Adin Morris Tooker	President & Director
Beth A. Costello	Executive VP & CFO
Amy Marie Stepnowski	Executive Vice President & Chief Investment Officer

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+12.1%

Next Report2026-10-26

Income Quality1.35OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Profit Margins (%)

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+6.5%	+0.9%	+11.3%	+8.4%	+7.1%
Gross profit	+6.1%	-17.0%	+54.4%	+25.4%	+228.0%
Operating income	+37.0%	-22.1%	+36.5%	+24.6%	+23.7%
Net income	+36.5%	-23.3%	+37.7%	+24.2%	+23.3%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	21.6	21.9	24.3	26.4	28.3
Cost of revenue	19.2	19.8	21.2	22.4	15.2
Gross profit	2.5	2.1	3.2	4.0	13.0
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.0	0.0	0.0	0.0	0.0
Operating income	2.9	2.3	3.1	3.8	4.8
EBITDA	3.6	2.9	3.6	4.2	5.4
D&A	0.7	0.6	0.5	0.4	0.4
Pretax income	2.9	2.3	3.1	3.8	4.8
Income tax	0.5	0.4	0.6	0.7	0.9
Net income	2.4	1.8	2.5	3.1	3.8
Diluted EPS ($)	6.62	5.44	7.97	10.35	13.32
Diluted shares (M)	354	330	312	299	286

Operating CF$6B

CapEx$0B

Free cash flow$6B

SBC$0B

Buybacks$2B

Net cash change$-0B

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.2	0.1	0.2	0.1
ST investments	3.9	0.0	4.1	4.4
Receivables (net)	11.9	12.7	6.0	6.3
Total current assets	52.2	11.6	10.2	10.8
PP&E (net)	0.9	0.9	0.9	0.9
Goodwill + intangibles	2.7	2.6	2.5	2.5
Total assets	73.0	70.1	80.9	86.0
Accounts payable	0.7	0.0	0.6	0.6
Short-term debt	0.0	0.0	0.0	0.0
Deferred revenue	1.4	0.0	0.0	0.0
Total current liabilities	2.1	35.2	0.6	0.6
Long-term debt	4.4	4.4	4.4	4.4
Total liabilities	59.4	54.8	64.5	67.0
Shareholders' equity	13.6	15.3	16.4	19.0

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	1.8	2.5	3.1	3.8
D&A	0.6	0.5	0.4	0.4
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	0.9	0.9	2.2	1.5
Operating cash flow	4.0	4.2	5.9	5.9
Capital expenditures	(0.2)	(0.2)	(0.1)	(0.2)
Investing cash flow	(1.3)	(2.4)	(3.8)	(3.8)
Buybacks	(1.6)	(1.4)	(1.5)	(1.6)
Dividends paid	(0.5)	(0.5)	(0.6)	(0.6)
Debt issuance / (repay)	(0.6)	0.0	0.0	0.0
Financing cash flow	(2.7)	(1.9)	(2.1)	(2.2)
Free cash flow	3.8	4.0	5.8	5.8

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	13.0%	11.5%	17.3%	19.6%	21.7%	23%
ROA	3.1%	2.4%	3.5%	4.1%	4.6%	5.0%
ROIC	-9.9%	13.1%	12.8%	18.8%	20.3%	4.6%
Gross margin	11.4%	9.4%	13.0%	15.0%	46.1%	43.9%
Operating margin	13.4%	10.4%	12.7%	14.6%	16.8%	15.2%
Net margin	11.0%	8.3%	10.3%	11.8%	13.6%	15.0%
EBITDA margin	16.6%	13.2%	14.8%	15.9%	19.0%	17.2%
FCF margin	18.6%	17.5%	16.5%	21.8%	20.3%	—
VALUATION
P/E	9.29	12.71	9.46	10.29	10.15	8.7
P/B	1.23	1.69	1.55	1.95	2.05	1.9
P/S	1.03	1.06	0.97	1.21	1.38	1.26
P/FCF	5.55	6.02	5.92	5.55	6.77	6.2
EV/EBITDA	-5.55	7.90	7.76	7.64	7.39	8.2
EV/Revenue	-0.93	1.07	1.15	1.22	1.37	1.4
Earnings yield	10.8%	7.9%	10.6%	9.7%	9.9%	11.61%
FCF yield	18.0%	16.6%	16.9%	18.0%	14.8%	16.05%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	—	24.79	0.33	16.69	17.65	18.15
Quick ratio	—	24.79	0.33	16.69	17.65	18.15
Debt / equity	0.28	0.32	0.28	0.27	0.23	0.22
Debt / assets	6.5%	6.0%	6.2%	5.4%	5.1%	5.0%
Net debt / EBITDA	-11.69	0.09	1.18	0.03	-0.02	0.85
Interest coverage	12.38	10.90	15.52	19.34	24.42	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.28	0.29	0.34	0.35	0.34	0.33
Receivables turnover	2.00	1.91	1.98	2.82	4.60	4.1
DSO (days)	182	191	185	129	79	88
DPO (days)	0	6	6	5	12	—
Cash conversion cycle	182	185	179	124	68	88
GROWTH (YoY)
Revenue growth	4.2%	2.7%	11.3%	8.4%	7.3%	—
Net income growth	36.2%	-23.2%	37.9%	24.2%	23.3%	—
EPS growth	42.8%	-18.0%	45.8%	27.4%	29.8%	—
FCF growth	5.4%	-3.2%	4.5%	43.9%	-0.2%	—
PER SHARE ($)
EPS (diluted, TTM)	6.86	5.63	8.21	10.46	13.57	15.68
Book value / share	51.75	42.25	50.24	55.28	67.16	70.55
Revenue / share	61.72	67.73	79.74	88.69	100.15	104.32
FCF / share	11.49	11.88	13.13	19.37	20.36	21.10
Cash / share	135.60	12.67	0.41	14.29	15.87	14.34
SHAREHOLDER RETURN & SCORES
Buyback yield	7.7%	6.7%	5.9%	4.7%	0.0%	0.27%
Altman Z-Score	0.92	1.79	0.73	1.30	1.41	1.4
Piotroski F-Score	6	7	7	9	9	7/9
Beneish M-Score	-1.87	-3.14	-1.87	-3.05	-2.88	-3.22

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	1.4	Distress (<1.81)	Distress
Income quality	1.35	Cash-backed	OCF ÷ net income
Beneish M-Score	-3.22	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.87
Interest burden	1.10
Operating margin	15.7%
Asset turnover	0.34×
Financial leverage	4.62×
= ROE	23%

Growth Quality (live)	Value
Revenue stability	0.98
Earnings stability	0.81
Earnings persistence	0.86
Revenue CAGR 3y	7.7%
EPS CAGR 3y	34.0%
FCF CAGR 3y	22.1%

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Buyback Yield0.27%

Dividend Yield1.78%

Total Shareholder Return1.98%cash yield

SBC / Revenue0.2%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
ACGL	$34.6B	7.8	20%	23.6%	+6.5%	7/9	+17.4%
AIG	$42.8B	14.7	7%	13.4%	-3.8%	4/9	+7.4%
ATH	$19.8B	30.5	1%	18.4%	+69.8%	5/9	—
BNT	$12.2B	76.4	1%	3.4%	-14.9%	4/9	-16.4%
AXS	$7.3B	6.2	19%	21.9%	+11.6%	8/9	+8.1%
WTM	$5.2B	4.9	22%	23.6%	+8.6%	6/9	—
ARES	$36.9B	49.0	15%	10.5%	+45.4%	6/9	—
PRU	$40.0B	10.4	12%	5.8%	+8.9%	8/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

42 Analysts

Str Sell (0)Sell (0)Hold (20)Buy (22)Str Buy (0)

Mean Target (qtr)$137.001 targets

Target vs. Price+1.4%last-quarter mean

Next Report2026-10-26street $3.17

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$28.94B	$28.97B / $28.93B	$12.82	$13.31 / $12.39	13
FY2027	$30.13B	$30.27B / $29.98B	$13.78	$14.31 / $13.41	15
FY2028	$31.25B	$31.34B / $31.15B	$14.85	$15.40 / $14.06	3

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$137.00	+1.4%	1
Last Quarter	$137.00	+1.4%	1
Last Year	$151.63	+12.2%	19
All Time	$130.05	-3.8%	44

Rolling mean of published targets vs. last close $135.12. Aggregated from StreetInsider, Pulse 2.0, Benzinga.

Third-Party Composite Rating

A+

DCF

5/5

ROE

5/5

ROA

5/5

Debt/Eq

4/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

HIG +9.4% vs S&P 500 +15.9% — spread -6.5pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$128.09	+7.03	+5.49%	Above
SMA 50	$133.63	+1.49	+1.12%	Above
SMA 200	$135.28	-0.16	-0.12%	Below
EMA 9	$131.06	+4.06	+3.10%	Above
EMA 21	$130.41	+4.71	+3.61%	Above
EMA 50	$132.43	+2.69	+2.03%	Above
EMA 200	$133.58	+1.54	+1.15%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +4317 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%80

Momentum 25%73

Volume 20%75

Volatility 10%67

Patterns 15%50

This Week73% bullishof 11 price-based votes

4 Weeks Ago9%+64 pts since

12 Weeks Ago91%-18 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$128.09

Price vs SMA 50$133.63

Price vs SMA 200$135.28

EMA 9/21 Cross131.1/130.4

SMA 50/200Death

ADX DirectionADX 30

Supertrend$127

Parabolic SAR$128

SMA Slope0.160

RSI62.8

Stochastic K/D95/95

StochRSI K/D100/100

Williams %R-1

CCI160

TSI vs Signal-3.1

CMO25.7

ROC7.15%

OBV SignalAccum

Chaikin MF-0.110

MFI89

Force Index1M

Elder Ray Bull4.81

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 95

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$133.05 / $134.42 / $136.04	S1 / S2	$131.43 / $130.06
Bollinger (20,2)	$121.90 – $134.27	Squeeze	Off
52-wk range	$119.80 – $146.07	Off 52-wk high	-7.5%
ATR (14)	$2.38 (1.8%)	Historical vol	21.3%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-0.5%Jan60%

-2.1%Feb65%

+4.2%Mar67%

+3.6%Apr55%

+1.4%May60%

-1.9%Jun40%

+1.8%Jul45%

+1.9%Aug60%

+0.2%Sep70%

-0.4%Oct65%

+0.3%Nov55%

+8.1%Dec60%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	HIG	S&P 500
Weekly volatility (σ, 1y)	2.94%	1.83%
Best / worst week (1y)	+7.8% / -6.5%	—
Max drawdown (5y, monthly)	-49.0%	—
1-week VaR (95%)	-5.3%	—
Beta (5y)	0.45	1.00

HIG EQUITY WEATHER (LIVE)CLOUDY · +13

Trend+18

Momentum+59

Volume+21

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 100 stories, weekly buckets, −1 to +1.

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Overall+13.1+30.2 vs industry

Trend+18.4+29.2 vs industry

Momentum+58.6+54.0 vs industry

Volume+20.8+53.9 vs industry

Reading	HIG	Insurance - Diversified n=189	Financial Services n=24,134	All US symbols n=70,435
Overall	+13.1	-17.2	-16.3	-20.5
Trend	+18.4	-10.8	-12.5	-21.3
Momentum	+58.6	+4.5	-4.4	-15.8
Volume	+20.8	-33.1	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Liam McGee Former Chairman, President and Ch	$33.5M	56% equity+incentive
Christopher Swift Chairman and Chief Executi	$5.4M	60% equity+incentive
Douglas Elliot President	$4.7M	60% equity+incentive
Robert Rupp Executive Vice President and Chi	$3.7M	63% equity+incentive
Brion Johnson Chief Investment Officer and P	$3.1M	65% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	58
Social	52
Governance	55
Composite ESG	55

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-07-30 to 2026-04-23
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	114 rows · 1998 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-07-27 to 2026-08-07
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

The Hartford Insurance Group, Inc. (HIG)

Institutions holding — 12 quarters

The Hartford Insurance Group, Inc. (HIG)

Monthly Net Insider Flow (000 shares)

Signal Summary

The Hartford Insurance Group, Inc. (HIG)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding HIG — quarterly

Institutional Put/Call — quarterly

Where HIG Trades in the Dark

The Hartford Insurance Group, Inc. (HIG)

3.8 · Employees (SEC filings)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

Balance Sheet — Full

Cash Flow Statement — Full

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

Street Price Target — Trajectory

Third-Party Composite Rating

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

Family Scores (site weights)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)

The Hartford Insurance Group, Inc. (HIG)