| Profitability | 9/100 |
| Growth | 41/100 |
| Momentum | 41/100 |
| Quality | 41/100 |
| Earnings Quality | 34/100 |
| Balance Sheet | 29/100 |
| Value | 48/100 |
| Risk (safety) | 15/100 |
| Overall | 20.2/100 |
| Symbol | IS Score |
|---|---|
| WFG | 21 |
| LPX | 35 |
| UFPI | 49 |
| BCC | 47 |
| CF | 83 |
| PAAS | 89 |
| IP | 20 |
These two disagree — business quality 20, price structure 59 out of 100, so the price reads better than the business does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.
| Trigger | Where it stands now | What it would mean |
|---|---|---|
| IS Score reaches 55 and holds two consecutive quarters | now 20.2 | would move us up one band |
| IS Score stops falling - one quarter higher than the prior | last four: 20 → 20 → 24 → 20 | the direction matters more than the level |
| Technical vote share back above 50% | now 55% | price structure no longer broken |
| Institutional holder count rises two quarters running | peak 955 → now 861 | fewer institutions willing to hold is our clearest warning |
This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.
| Quarter | Holders | 13F shares | Value | Reported own% |
|---|---|---|---|---|
| 2026 Q2 | 861 | 538.2M | $18.4B | 101.6% |
| 2026 Q1 | 841 | 510.4M | $16.1B | 96.4% |
| 2025 Q4 | 857 | 533.8M | $18.1B | 100.8% |
| 2025 Q3 | 875 | 528.5M | $21.1B | 99.8% |
| 2025 Q2 | 902 | 516.4M | $21.4B | 97.5% |
| 2025 Q1 | 947 | 498.6M | $23.4B | 94.2% |
| 2024 Q4 | 955 | 401.6M | $18.9B | 75.8% |
| 2024 Q3 | 877 | 362.3M | $15.3B | 68.4% |
| 2024 Q2 | 861 | 333.7M | $12.5B | 63.0% |
| 2024 Q1 | 848 | 286.6M | $10.3B | 54.1% |
| 2023 Q4 | 843 | 284.4M | $9.6B | 53.7% |
| 2023 Q3 | 802 | 282.5M | $9.7B | 53.4% |
| Insider | Role | Date | Type | Shares | Value | Post-Txn Owned |
|---|---|---|---|---|---|---|
| Ryerkerk Lori | director | 2026-10-01 | A-Award | 5,952 | — | 5,952 |
| Collins Katherine | director | 2026-10-01 | A-Award | 6,129 | — | 6,129 |
| Hamic William Thomas | Exec. VP & President | 2026-08-07 | SELL | 24,500 | $1.01M | 106,952 |
| Hamic William Thomas | Exec. VP & President | 2026-08-07 | I-Discretionary | 24,291 | — | 39,570 |
| Goughnour Holly G. | VP & Chief Accounting Officer | 2026-08-04 | SELL | 3,500 | $0.15M | 34,248 |
| Robbie David A. | director | 2026-05-12 | A-Award | 5,298 | — | 14,002 |
| Robbie David A. | director | 2026-05-12 | TAX W/H | 1,233 | $0.04M | 12,769 |
| Dorduncu Ahmet C | director | 2026-05-12 | A-Award | 5,298 | — | 45,393 |
| 6-mo decomposition (Form 4) | Txns | Shares | Value | Signal weight |
|---|---|---|---|---|
| S — Open-market sales | 2 | 28,000 | $1.2M | Counted |
| P — Open-market purchases | 3 | 36,092 | $1.3M | Counted |
| F — Tax withholding | 5 | 19,061 | $0.7M | None — compensation |
| Member | Chamber | Trade | Size band | Traded | Disclosed |
|---|---|---|---|---|---|
| Ro Khanna | House | BUY | $1,001 - $15,000 | 2026-05-01 | 2026-06-11 |
| Gilbert Cisneros | House | SELL | $1,001 - $15,000 | 2026-04-14 | 2026-05-11 |
| Gilbert Cisneros | House | SELL | $1,001 - $15,000 | 2026-04-14 | 2026-05-11 |
| David Perdue | Senate | SELL | $15,001 - $50,000 | 2019-12-12 | 2020-01-10 |
| David Perdue | Senate | SELL | $15,001 - $50,000 | 2019-12-12 | 2020-01-09 |
| David Perdue | Senate | BUY | $1,001 - $15,000 | 2019-10-02 | 2019-11-05 |
| Manager | Shares | Value |
|---|---|---|
| Concurrent Investment Advisors, Ll | 257,683 | $9M |
| Howard Capital Management, Llc | 164,775 | $5M |
| Kwmg, Llc | 162,978 | $5M |
| Czech National Bank | 152,158 | $5M |
| Mn Services Vermogensbeheer B.V. | 144,742 | $5M |
| Assenagon Asset Management S.A. | 123,931 | $4M |
| Fund | Weight | Position |
|---|---|---|
| CGDV | 1.5% | $584M |
| VITSX | 0.0% | $560M |
| VSMPX | 0.0% | $560M |
| VTSAX | 0.0% | $560M |
| VTI | 0.0% | $560M |
| VOO | 0.0% | $461M |
| ATS Venue (4-wk) | Shares | Avg trade |
|---|---|---|
| Incr Intelligent Cross Llc | 8.9M | 76 sh |
| Ubsa Ubs Ats | 7.4M | 86 sh |
| Ebxl Level Ats | 5.4M | 58 sh |
| Sgmt Sigma X2 | 5.2M | 94 sh |
| Bids Bids Ats | 4.5M | 550 sh |
| Mlix Instinct X | 4.2M | 141 sh |
| Region | Revenue | Share |
|---|---|---|
| UNITED STATES | $14.4B | 61% |
| EMEA | $8.5B | 36% |
| Americas Other Than U S | $713M | 3% |
| Asia | $31M | 0% |
Moat score 62/100 — Narrow; primary source Efficient Scale.
| Officer | Title |
|---|---|
| Timothy S. Nicholls | Executive Vice President & President of DS Smith |
| Andrew K. Silvernail | Chief Executive Officer & Chairman |
| Lance T. Loeffler | Senior Vice President & Chief Financial Officer |
| William Thomas Hamic | EVice President & President of North American Packaging Solutions |
| Period | EPS est. | EPS actual | EPS surprise | Rev est. ($M) | Rev actual ($M) | Rev surprise |
|---|
| YoY growth | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | +10.2% | +9.3% | -10.6% | -1.6% | +33.7% |
| Gross profit | +5.8% | +8.8% | -12.1% | -0.8% | +40.2% |
| Operating income | — | +19.6% | -56.3% | -37.9% | -692.4% |
| Net income | +263.5% | -14.2% | -80.9% | +93.4% | -731.2% |
| $B · FY ends | FY21 | FY22 | FY23 | FY24 | FY25 | Trend |
|---|---|---|---|---|---|---|
| Revenue | 19.4 | 21.2 | 18.9 | 18.6 | 24.9 | |
| Cost of revenue | 13.8 | 15.1 | 13.6 | 13.4 | 17.5 | |
| Gross profit | 5.5 | 6.0 | 5.3 | 5.2 | 7.4 | |
| R&D expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| SG&A expense | 2.8 | 3.1 | 2.9 | 3.3 | 3.7 | |
| Operating income | 1.5 | 1.8 | 0.8 | 0.5 | -2.8 | |
| EBITDA | 2.6 | 3.0 | 2.2 | 1.9 | -0.1 | |
| D&A | 1.2 | 1.0 | 1.4 | 1.3 | 2.8 | |
| Pretax income | 1.0 | 1.5 | 0.4 | 0.1 | -3.4 | |
| Income tax | 0.2 | -0.2 | 0.1 | -0.4 | -0.5 | |
| Net income | 1.8 | 1.5 | 0.3 | 0.6 | -3.5 | |
| Diluted EPS ($) | 4.47 | 4.10 | 0.87 | 1.57 | -6.71 | |
| Diluted shares (M) | 392 | 367 | 349 | 354 | 528 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Cash & equivalents | 0.8 | 1.1 | 1.2 | 1.1 | |
| ST investments | 0.0 | 0.0 | 0.0 | 0.0 | |
| Receivables (net) | 3.8 | 3.5 | 3.4 | 4.4 | |
| Total current assets | 6.8 | 6.6 | 6.4 | 10.1 | |
| PP&E (net) | 10.9 | 10.6 | 10.1 | 15.1 | |
| Goodwill + intangibles | 3.3 | 3.2 | 3.2 | 9.4 | |
| Total assets | 23.9 | 23.3 | 22.8 | 38.0 | |
| Accounts payable | 2.7 | 2.4 | 2.3 | 6.4 | |
| Short-term debt | 0.8 | 0.1 | 0.2 | 1.0 | |
| Deferred revenue | 0.0 | 0.0 | 0.0 | 0.0 | |
| Total current liabilities | 5.0 | 4.0 | 4.3 | 7.9 | |
| Long-term debt | 4.8 | 5.5 | 5.4 | 9.3 | |
| Total liabilities | 15.4 | 14.9 | 14.6 | 23.1 | |
| Shareholders' equity | 8.5 | 8.4 | 8.2 | 14.8 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Net income | 1.5 | 0.3 | 0.6 | (3.5) | |
| D&A | 1.0 | 1.5 | 1.3 | 2.9 | |
| Stock-based compensation | 0.1 | 0.1 | 0.1 | 0.0 | |
| Working capital change | (0.1) | (0.0) | (0.0) | (0.8) | |
| Operating cash flow | 2.2 | 1.8 | 1.7 | 1.7 | |
| Capital expenditures | (0.9) | (1.1) | (0.9) | (1.9) | |
| Investing cash flow | (0.6) | (0.7) | (0.8) | (1.0) | |
| Buybacks | (1.3) | (0.2) | (0.0) | (0.1) | |
| Dividends paid | (0.7) | (0.6) | (0.6) | (1.0) | |
| Debt issuance / (repay) | (0.0) | 0.0 | (0.0) | 0.2 | |
| Financing cash flow | (2.1) | (0.9) | (0.8) | (0.7) | |
| Free cash flow | 1.2 | 0.7 | 0.8 | (0.2) |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| PROFITABILITY | |||||||
| ROE | 20.7% | 17.1% | 3.4% | 6.7% | -30.6% | -22% | |
| ROA | 6.2% | 6.1% | 1.2% | 2.4% | -11.6% | -9.4% | |
| ROIC | 8.0% | 15.4% | 2.9% | 14.5% | -9.1% | -7.7% | |
| Gross margin | 28.6% | 28.4% | 27.9% | 28.2% | 29.5% | 27.7% | |
| Operating margin | 7.6% | 8.3% | 4.0% | 2.6% | -11.3% | -11.5% | |
| Net margin | 9.0% | 7.1% | 1.5% | 3.0% | -14.1% | -14.2% | |
| EBITDA margin | 13.6% | 14.0% | 11.8% | 10.1% | -0.6% | -1.0% | |
| FCF margin | 8.7% | 5.9% | 3.7% | 4.1% | -0.6% | — | |
| VALUATION | |||||||
| P/E | 8.68 | 7.11 | 40.05 | 32.26 | -5.92 | -5.2 | |
| P/B | 1.67 | 1.26 | 1.38 | 2.20 | 1.40 | 1.2 | |
| P/S | 0.90 | 0.51 | 0.61 | 0.97 | 0.84 | 0.75 | |
| P/FCF | 10.27 | 8.60 | 16.67 | 23.74 | -130.80 | 36.7 | |
| EV/EBITDA | 10.62 | 5.33 | 7.30 | 12.04 | -234.28 | -117.4 | |
| EV/Revenue | 1.15 | 0.74 | 0.86 | 1.22 | 1.22 | 1.1 | |
| Earnings yield | 11.5% | 14.1% | 2.5% | 3.1% | -16.9% | -19.07% | |
| FCF yield | 9.7% | 11.6% | 6.0% | 4.2% | -0.8% | 2.73% | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| LEVERAGE & SOLVENCY | |||||||
| Current ratio | 1.71 | 1.35 | 1.67 | 1.51 | 1.28 | 1.10 | |
| Quick ratio | 1.27 | 0.97 | 1.19 | 1.09 | 1.02 | 0.84 | |
| Debt / equity | 0.64 | 0.69 | 0.71 | 0.72 | 0.73 | 0.67 | |
| Debt / assets | 23.0% | 24.5% | 25.4% | 25.7% | 28.5% | 26.5% | |
| Net debt / EBITDA | 2.33 | 1.71 | 2.14 | 2.49 | -74.29 | -38.97 | |
| Interest coverage | 1.49 | 4.75 | 1.91 | 1.34 | -8.00 | — | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| EFFICIENCY | |||||||
| Asset turnover | 0.60 | 0.86 | 0.80 | 0.81 | 0.82 | 0.66 | |
| Receivables turnover | 5.78 | 6.50 | 5.96 | 6.05 | 7.23 | 5.7 | |
| DSO (days) | 63 | 56 | 61 | 60 | 51 | 64 | |
| DPO (days) | 69 | 64 | 69 | 65 | 91 | 136 | |
| Cash conversion cycle | 45 | 37 | 44 | 46 | -1 | -31 | |
| GROWTH (YoY) | |||||||
| Revenue growth | -17.7% | 24.9% | -10.6% | -1.6% | 33.7% | — | |
| Net income growth | 263.5% | -14.2% | -80.9% | 93.4% | -731.2% | — | |
| EPS growth | 271.7% | -6.0% | -80.4% | 92.8% | -515.3% | — | |
| FCF growth | -35.9% | -16.1% | -44.3% | 9.4% | -121.0% | — | |
| PER SHARE ($) | |||||||
| EPS (diluted, TTM) | 4.53 | 4.25 | 0.83 | 1.60 | -6.66 | -6.49 | |
| Book value / share | 23.46 | 24.02 | 24.12 | 23.53 | 28.08 | 27.30 | |
| Revenue / share | 43.78 | 59.83 | 54.62 | 53.60 | 47.15 | 45.71 | |
| FCF / share | 3.83 | 3.51 | 2.00 | 2.18 | -0.30 | 0.93 | |
| Cash / share | 3.98 | 2.27 | 3.21 | 3.37 | 2.17 | 1.37 | |
| SHAREHOLDER RETURN & SCORES | |||||||
| Buyback yield | 5.5% | 12.0% | 1.9% | 0.1% | 0.3% | 0.16% | |
| Altman Z-Score | 1.96 | 2.23 | 2.10 | 2.33 | 1.19 | 1.1 | |
| Piotroski F-Score | 7 | 6 | 6 | 5 | 4 | 3/9 | |
| Beneish M-Score | -1.44 | -2.48 | -2.89 | -2.76 | -2.65 | -3.50 | |
| Model | Score | Zone | Note |
|---|---|---|---|
| Piotroski F-Score | 3 / 9 | Weak | |
| Altman Z-Score | 1.1 | Distress (<1.81) | Distress |
| Income quality | N/M | Loss-making | OCF ÷ net income not meaningful with negative earnings; OCF itself is the signal |
| Beneish M-Score | -3.50 | Non-manipulator | vs −2.22 threshold |
| DuPont Decomposition (TTM) | Value |
|---|---|
| Tax burden | 1.05 |
| Interest burden | 1.09 |
| Operating margin | -12.4% |
| Asset turnover | 0.61× |
| Financial leverage | 2.39× |
| = ROE | -21% |
| Growth Quality (live) | Value |
|---|---|
| Revenue stability | 0.49 |
| Earnings stability | 0.69 |
| Earnings persistence | 0.50 |
| Revenue CAGR 3y | 6.1% |
| EPS CAGR 3y | — |
| FCF CAGR 3y | -18.3% |
| Company | Mkt cap | P/E | ROE | Net margin | Rev growth | Piotroski | 1-yr ret |
|---|---|---|---|---|---|---|---|
| WFG | $5.0B | -3.4 | -19% | -4.3% | -17.6% | 2/9 | -2.4% |
| LPX | $4.9B | 88.7 | 3% | 3.9% | -14.3% | 5/9 | -22.1% |
| UFPI | $4.3B | 18.0 | 8% | 4.4% | -4.7% | 5/9 | -13.3% |
| BCC | $2.7B | 25.6 | 5% | 3.1% | -1.5% | 5/9 | +7.8% |
| CF | $18.3B | 8.9 | 39% | 32.7% | +20.0% | 9/9 | — |
| PAAS | $18.3B | 13.4 | 22% | 27.0% | +38.0% | 7/9 | — |
| DD | $17.6B | 283.6 | 0% | 7.9% | -32.7% | 8/9 | — |
| CRS | $18.7B | 35.6 | 26% | 19.1% | +8.6% | 9/9 | — |
| Consensus estimates | Revenue mean | High / Low | EPS mean | High / Low | # EPS est. |
|---|---|---|---|---|---|
| FY2026 | $24.59B | $25.62B / $24.09B | $1.27 | $1.38 / $1.17 | 8 |
| FY2027 | $26.19B | $27.29B / $25.18B | $3.09 | $3.92 / $2.86 | 9 |
| FY2028 | $26.62B | $28.11B / $25.62B | $3.46 | $3.82 / $3.22 | 5 |
| Window | Avg Target | vs. Price | # Targets |
|---|---|---|---|
| Last Month | $35.00 | +2.8% | 1 |
| Last Quarter | $48.25 | +41.7% | 8 |
| Last Year | $47.50 | +39.5% | 24 |
| All Time | $50.69 | +48.9% | 52 |
| Moving Average | Value | Distance | % Distance | Signal |
|---|---|---|---|---|
| SMA 20 | $33.26 | +0.79 | +2.38% | Above |
| SMA 50 | $36.26 | -2.21 | -6.09% | Below |
| SMA 200 | $37.56 | -3.51 | -9.35% | Below |
| EMA 9 | $32.86 | +1.19 | +3.62% | Above |
| EMA 21 | $33.43 | +0.62 | +1.85% | Above |
| EMA 50 | $35.11 | -1.06 | -3.02% | Below |
| EMA 200 | $37.70 | -3.65 | -9.68% | Below |
| Level | Value | Level | Value |
|---|---|---|---|
| Pivot / R1 / R2 | $33.82 / $34.90 / $35.70 | S1 / S2 | $33.02 / $31.94 |
| Bollinger (20,2) | $30.42 – $36.10 | Squeeze | Off |
| 52-wk range | $28.83 – $49.75 | Off 52-wk high | -31.6% |
| ATR (14) | $1.10 (3.2%) | Historical vol | 33.0% |
| Computed from live weekly prices | IP | S&P 500 |
|---|---|---|
| Weekly volatility (σ, 1y) | 6.66% | 1.83% |
| Best / worst week (1y) | +11.9% / -21.3% | — |
| Max drawdown (5y, monthly) | -43.2% | — |
| 1-week VaR (95%) | -12.9% | — |
| Beta (5y) | 0.88 | 1.00 |
| Reading | IP | Paper, Lumber & Forest Products n=328 | Basic Materials n=7,383 | All US symbols n=70,435 |
|---|---|---|---|---|
| Overall | -13.8 | -28.4 | -30.9 | -20.5 |
| Trend | -47.7 | -33.5 | -33.0 | -21.3 |
| Momentum | +26.1 | -19.9 | -31.5 | -15.8 |
| Volume | +33.7 | -30.7 | -34.6 | -3.8 |
| Executive | Total comp | Structure |
|---|---|---|
| Andrew K. Silvernail CEO and Chairman of the | $14.8M | 91% equity+incentive |
| Lance T. Loeffler Senior Vice President and | $7.6M | 88% equity+incentive |
| Timothy S. Nicholls Executive Vice President | $6.3M | 67% equity+incentive |
| Joy N. Roman Former Senior Vice President, C | $6.0M | 57% equity+incentive |
| W. Thomas Hamic Executive Vice President and | $4.5M | 75% equity+incentive |
| Pillar (live disclosure scores) | Score |
|---|---|
| Environmental | 61 |
| Social | 59 |
| Governance | 68 |
| Composite ESG | 63 |
Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.
| Data domain | Source | Coverage for this report |
|---|---|---|
| Price & volume | market_db.historical_prices | 52 rows |
| Fundamentals | income_statements_annual | 6 rows · 2020 to 2025 |
| Reported vs consensus | fact/earnings_calendar | 24 rows · 2020-10-29 to 2026-07-30 |
| Analyst estimates | dim/forward_estimates | 3 rows · 2026-12-31 to 2028-12-31 |
| Institutional ownership (13F) | holdings_db.institutional_ownership_summary | 114 rows · 1998 to 2026 |
| Insider transactions (Form 4) | edgar/form4 | 12 rows · 2026-05-12 to 2026-10-01 |
| Proposed sales (Form 144) | edgar/form144 | not present for this symbol |
| Beneficial ownership (13D/G) | edgar/13dg | not present for this symbol |
| Short-sale volume (FINRA) | edgar/short_volume_daily | 60 rows · 2026-07-23 to 2026-10-15 |
| Dark pool (ATS, tier 1) | edgar/darkpool_weekly | 12 rows · 2026-06-15 to 2026-08-31 |
| ETF & fund holding | etf_holdings_changelog (30d) | 1 record |
| Peer set | stock_peers_dynamic | 8 rows |
| Industry medians | industry_medians | 1 record |
| Congressional trades | congress_db (House + Senate) | 1 record |
| ESG | fact/esg_disclosures | 1 record |
Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.
Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.