InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$153.19

2026-10-16

Market Cap

$10.7B

Volume

1.1M

52-Wk High

$193.39

52-Wk Low

$121.04

Trailing PE

21.9

P/S

4.24

Gross Margin

43.6%

Net Margin

19.8%

ROE

23%

ROIC

19%

Piotroski

6/9

Altman Z

9.1

1-Yr Return

+1.7%

5-Yr Return

+19.0%

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

SectorTechnologyIndustryInformation Technology ServicesExchangeNASDAQMarket Cap$10.7BEmployees7,300 (SEC-filed)CEOGregory R. AdelsonIPO1985-11-20CountryUS

663 Highway 60, Monett, MO 65708-8215 · Tel 417 235 6652 · jackhenry.com

INSIDERSTREET SCORE75 / 100Street mean $186.08 (13 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALNET BUYING$0.3M open-market purchases vs $0.0M sales / 6 mo

1 Year vs S&P 500 · JKHY +1.7% · S&P 500 +15.9% · spread -14.2pp

7 Years vs S&P 500 · JKHY +19.0% · S&P 500 +189.9% · spread -170.9pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE75of 100

Score Breakdown

Profitability	75/100
Growth	53/100
Momentum	80/100
Quality	86/100
Earnings Quality	69/100
Balance Sheet	71/100
Value	52/100
Risk (safety)	100/100
Overall	74.9/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
IT	60
CACI	57
LDOS	63
G	65
EPAM	68
FIS	55
JKHY	75

IS Score Trend — quarterly

16 quarters, 23 Q1 to 26 Q4. Peak 81 in 26 Q2, latest 75 — -6 since. Dropped below the 75 line in 26 Q4, at 75. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY75 / 100IS Score 74.9 / 100 · -6.4 from peak of 81

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 68 / 100 · Power +36 · 16 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 75 and price structure at 68 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 74.9	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 80 → 81 → 81 → 75	the direction matters more than the level
Technical vote share back above 50%	now 73%	price structure no longer broken
Institutional holder count rises two quarters running	peak 789 → now 715	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)3 buys2026-06-16

Insider Buys (180d)2$0.32M

ETF Funds (30d)590 up / 531 downnet +59 funds

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 789 · latest 715 (-74 from peak).

Quarter	Holders	13F shares	Value	Reported own%	Guard
2026 Q2	715	70.0M	$9.6B	97.2%
2026 Q1	773	72.5M	$11.3B	100.7%	ex-outlier 92.4%
2025 Q4	789	72.9M	$13.0B	101.2%	ex-outlier 89.2%
2025 Q3	737	69.8M	$10.1B	96.9%
2025 Q2	714	70.6M	$12.6B	98.0%
2025 Q1	720	69.7M	$12.6B	96.8%
2024 Q4	716	70.1M	$12.4B	97.3%
2024 Q3	694	68.0M	$11.9B	94.4%
2024 Q2	670	67.0M	$11.0B	93.0%
2024 Q1	662	67.5M	$11.6B	93.7%
2023 Q4	692	67.9M	$11.0B	94.2%
2023 Q3	638	67.5M	$10.2B	93.7%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

Why 2026-03 reads 100.67%. Institutions cannot hold more of a company than exists. The reported 72.5M shares exceed the 72.0M outstanding, and a single filer accounts for the excess: BlackRock, Inc. reports 5,958,055 shares against 5,978,550 the prior quarter, a 1x jump, which alone would be 8.3% of the company. Excluding that filing, ownership is 92.4%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

Why 2025-12 reads 101.22%. Institutions cannot hold more of a company than exists. The reported 72.9M shares exceed the 72.0M outstanding, and a single filer accounts for the excess: VANGUARD GROUP INC reports 8,652,967 shares against 8,761,219 the prior quarter, a 1x jump, which alone would be 12.0% of the company. Excluding that filing, ownership is 89.2%. We publish both figures. 13F filings are due 45 days after quarter end and amendments keep arriving after that, so the newest quarter is provisional by construction - this is what an unsettled quarter looks like.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Preece Richard	director	2026-09-01	A-Award	270	—	270
Morgan Craig Keith	CLO & Secretary	2026-08-27	A-Award	1,130	—	10,173
Morgan Craig Keith	CLO & Secretary	2026-08-27	TAX W/H	498	$0.09M	9,675
Morgan Craig Keith	CLO & Secretary	2026-08-27	A-Award	513	—	10,188
Morgan Craig Keith	CLO & Secretary	2026-08-27	TAX W/H	226	$0.04M	9,962
Morgan Craig Keith	CLO & Secretary	2026-08-27	A-Award	1,206	—	11,168
Morgan Craig Keith	CLO & Secretary	2026-08-27	TAX W/H	532	$0.09M	10,636
Adelson Gregory R.	director, President & CEO	2026-08-27	A-Award	2,456	—	29,141

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
P — Open-market purchases	2	2,375	$0.3M	Counted
M — Exercises (paired A/D)	16	20,593	—	None — mechanics
F — Tax withholding	25	12,065	$2.0M	None — compensation

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalNet Buying

Open-Market Sells$0.0M0 txns / 6 mo

Open-Market Buys$0.3M2 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-08-24	Foss David B	22,500	$3.8M
2026-07-30	Foss David B	7,500	$1.2M
2025-12-01	Foss David B	20,000	$3.5M
2025-05-13	Swearingen Renee Ann	1,010	$0.2M
Trailing 12 mo	3 filings	50,000	$9M

Filed	Form	Reporting person	% of class	Shares
2026-07-31	SCHEDULE 13G	Vanguard Portfolio Management	5.02%	3.6M sh
2026-07-28	SCHEDULE 13G/A	BlackRock, Inc.	6.80%	4.8M sh
2026-04-30	SCHEDULE 13G	Vanguard Capital Management	7.47%	5.4M sh
2026-03-27	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Member	Chamber	Trade	Size band	Traded	Disclosed
Gilbert Cisneros	House	BUY	$1,001 - $15,000	2026-06-16	2026-07-03
Gilbert Cisneros	House	BUY	$1,001 - $15,000	2026-06-16	2026-07-03
Gilbert Ray Cisneros	House	BUY	$1,001 - $15,000	2026-06-15	2026-07-03
Tommy Tuberville	Senate	SELL	$1,001 - $15,000	2024-05-03	2024-06-14
Tommy Tuberville	Senate	SELL	$1,001 - $15,000	2024-05-03	2024-06-13
Thomas Hawley Tuberville	Senate	SELL	$1,001 - $15,000	2024-05-03	2024-06-13

House 12-Mo11 trades9 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)773

13F Shares73M100.7% of shares out

New / Closed108 / 107positions, QoQ

Increased / Reduced278 / 286positions, QoQ

Put/Call (13F)1.25option positions

Free Float99.4%70M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Walker Asset Management, Llc	234,185	$34M
Fenimore Asset Management Inc	201,067	$29M
Copeland Capital Management, Llc	192,542	$28M
Forvis Mazars Wealth Advisors, Llc	126,292	$18M
Wealth Enhancement Advisory Servic	104,821	$15M
Y-Intercept	41,454	$6M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$324M
VSMPX	0.0%	$324M
VTI	0.0%	$324M
VTSAX	0.0%	$324M
VFFSX	0.0%	$267M
VOO	0.0%	$267M

13F Filers Holding JKHY — quarterly

Institutional Put/Call — quarterly

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Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session49.9%2026-10-15

20-Day Avg51.0%50-day 58.0%

TrendFalling20d vs 50d

By Market CenterQ: 49% · N: 61% · B: 39%latest session

Weekly Notional ($B)

Where JKHY Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Ubsa Ubs Ats	1.6M	37 sh
Incr Intelligent Cross Llc	1.4M	32 sh
Sgmt Sigma X2	0.9M	30 sh
Ebxl Level Ats	0.9M	23 sh
Mlix Instinct X	0.6M	49 sh
Mstx Ms Trajectory Cross (Ats-1)	0.6M	24 sh

Where a dollar of Jack Henry & Associates, Inc. revenue goes. All values FY2026 filings, live.

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JKHY (live moat model)Peer median: IT · CACI · LDOS · G · EPAM

Component scores from the live moat model. Peer median illustrative.

Moat score 68/100 — Narrow; primary source Cost Advantage.

3.8 · Employees (SEC filings)

Officer	Title
Gregory R. Adelson	Chief Executive Officer, President & Director
Mimi Carsley	Chief Financial Officer & Treasurer
Craig Keith Morgan	Chief Legal Officer & Secretary
Shanon McLachlan	Senior Vice President, Executive Officer & Chief Operating Officer

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Quarterly EPS — Actual vs. Consensus

Beats (>2%)6 of 6recent quarters

Avg Surprise+13.9%

Next Report2026-11-03

Income Quality1.52OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

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Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY22	FY23	FY24	FY25	FY26
Revenue	+10.5%	+6.9%	+6.6%	+7.2%	+5.1%
Gross profit	+17.2%	+5.4%	+6.7%	+10.7%	+6.1%
Operating income	+19.0%	+1.3%	+1.8%	+16.2%	+6.6%
Net income	+16.5%	+1.0%	+4.1%	+19.4%	+10.3%

$B · FY ends	FY22	FY23	FY24	FY25	FY26
Revenue	1.9	2.1	2.2	2.4	2.5
Cost of revenue	1.1	1.2	1.3	1.4	1.4
Gross profit	0.8	0.9	0.9	1.0	1.1
R&D expense	0.1	0.1	0.1	0.2	0.2
SG&A expense	0.2	0.2	0.3	0.3	0.3
Operating income	0.5	0.5	0.5	0.6	0.6
EBITDA	0.7	0.7	0.7	0.8	0.8
D&A	0.2	0.2	0.2	0.2	0.2
Pretax income	0.5	0.5	0.5	0.6	0.7
Income tax	0.1	0.1	0.1	0.1	0.2
Net income	0.4	0.4	0.4	0.5	0.5
Diluted EPS ($)	4.94	5.02	5.23	6.24	6.98
Diluted shares (M)	73	73	73	73	72

Operating CF$1B

CapEx$0B

Free cash flow$1B

SBC$0B

Buybacks$0B

Net cash change$-0B

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY23	FY24	FY25	FY26
Cash & equivalents	0.0	0.1	0.1	0.0
ST investments	0.0	0.0	0.0	0.0
Receivables (net)	0.3	0.3	0.3	0.4
Total current assets	0.6	0.7	0.7	0.6
PP&E (net)	0.2	0.2	0.2	0.2
Goodwill + intangibles	1.5	1.5	1.5	1.5
Total assets	2.9	3.0	3.0	3.1
Accounts payable	0.0	0.0	0.0	0.0
Short-term debt	0.1	0.0	0.0	0.0
Deferred revenue	0.3	0.3	0.3	0.3
Total current liabilities	0.6	0.5	0.5	0.6
Long-term debt	0.1	0.0	0.0	0.0
Total liabilities	1.1	0.9	0.9	1.1
Shareholders' equity	1.8	2.1	2.1	2.1

Cash Flow Statement — Full

$B	FY23	FY24	FY25	FY26
Net income	0.4	0.4	0.5	0.5
D&A	0.2	0.2	0.2	0.2
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	(0.2)	(0.0)	(0.0)	(0.1)
Operating cash flow	0.4	0.6	0.6	0.8
Capital expenditures	(0.0)	(0.1)	(0.1)	(0.1)
Investing cash flow	(0.4)	(0.2)	(0.2)	(0.3)
Buybacks	(0.0)	(0.0)	(0.0)	(0.4)
Dividends paid	(0.1)	(0.2)	(0.2)	(0.2)
Debt issuance / (repay)	0.2	(0.1)	(0.2)	0.0
Financing cash flow	(0.0)	(0.3)	(0.3)	(0.6)
Free cash flow	0.3	0.5	0.6	0.7

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY22	FY23	FY24	FY25	FY26	TTM
PROFITABILITY
ROE	24.3%	21.2%	19.2%	21.4%	24.0%	23%
ROA	13.9%	12.9%	12.8%	15.0%	16.2%	16.0%
ROIC	19.5%	19.0%	18.5%	21.8%	23.4%	18.8%
Gross margin	41.9%	41.3%	41.3%	42.7%	43.1%	43.6%
Operating margin	24.4%	23.1%	22.1%	23.9%	24.3%	24.9%
Net margin	18.7%	17.6%	17.2%	19.2%	20.1%	19.8%
EBITDA margin	33.6%	32.7%	32.2%	33.7%	32.8%	34.0%
FCF margin	24.2%	12.5%	23.0%	24.8%	27.4%	—
VALUATION
P/E	34.67	32.25	31.15	28.66	19.74	21.9
P/B	7.82	6.42	5.58	6.13	4.84	5.4
P/S	6.48	5.69	5.37	5.50	3.92	4.24
P/FCF	26.77	45.43	23.33	22.21	14.28	15.5
EV/EBITDA	19.69	17.54	16.51	16.18	11.54	12.5
EV/Revenue	6.61	5.74	5.32	5.46	3.93	4.3
Earnings yield	2.9%	3.1%	3.2%	3.5%	5.1%	4.56%
FCF yield	3.7%	2.2%	4.3%	4.5%	7.0%	6.47%

Ratio	FY22	FY23	FY24	FY25	FY26	TTM
LEVERAGE & SOLVENCY
Current ratio	1.20	1.00	1.27	1.27	1.17	1.17
Quick ratio	1.20	1.00	1.27	1.27	1.17	1.17
Debt / equity	0.17	0.08	0.00	0.00	0.02	0.02
Debt / assets	9.9%	5.1%	0.0%	0.0%	1.3%	1.3%
Net debt / EBITDA	0.40	0.16	-0.14	-0.13	0.03	0.03
Interest coverage	199.17	32.48	31.40	57.14	120.51	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY22	FY23	FY24	FY25	FY26	TTM
EFFICIENCY
Asset turnover	0.74	0.73	0.74	0.78	0.82	0.81
Receivables turnover	5.48	5.99	6.81	7.47	7.60	7.1
DSO (days)	67	61	54	49	48	51
DPO (days)	6	7	8	8	8	9
Cash conversion cycle	60	54	46	41	40	42
GROWTH (YoY)
Revenue growth	10.5%	6.9%	6.6%	7.2%	6.7%	—
Net income growth	16.5%	1.0%	4.1%	19.4%	10.3%	—
EPS growth	18.3%	1.1%	4.1%	19.5%	11.8%	—
FCF growth	54.4%	-44.6%	95.9%	15.3%	18.1%	—
PER SHARE ($)
EPS (diluted, TTM)	4.97	5.02	5.23	6.24	6.98	6.98
Book value / share	22.01	25.23	29.16	29.19	28.48	28.48
Revenue / share	26.58	28.45	30.32	32.54	35.17	35.17
FCF / share	6.43	3.56	6.98	8.06	9.65	9.65
Cash / share	0.17	0.52	1.40	1.40	0.17	0.17
SHAREHOLDER RETURN & SCORES
Buyback yield	1.5%	0.2%	0.2%	0.3%	4.5%	4.52%
Altman Z-Score	9.23	9.29	10.71	11.62	8.61	9.1
Piotroski F-Score	8	7	7	7	6	6/9
Beneish M-Score	-2.68	-2.56	-2.81	-2.79	-2.74	-2.74

Model	Score	Zone	Note
Piotroski F-Score	6 / 9	Middling
Altman Z-Score	9.1	Safe (>2.99)	Safe
Income quality	1.52	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.74	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.77
Interest burden	1.01
Operating margin	25.6%
Asset turnover	0.82×
Financial leverage	1.48×
= ROE	24%

Growth Quality (live)	Value
Revenue stability	1.00
Earnings stability	0.92
Earnings persistence	0.96
Revenue CAGR 3y	6.8%
EPS CAGR 3y	11.6%
FCF CAGR 3y	38.7%

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield4.52%

Dividend Yield1.57%

Total Shareholder Return6.12%cash yield

SBC / Revenue0.9%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
IT	$13.0B	18.4	114%	16.4%	+0.7%	6/9	-13.1%
CACI	$13.6B	25.3	13%	5.8%	+10.9%	5/9	+18.5%
LDOS	$15.7B	11.5	28%	7.8%	+3.4%	6/9	-32.1%
G	$6.3B	11.0	22%	10.8%	+6.5%	9/9	-4.1%
EPAM	$6.3B	16.5	11%	7.3%	+10.8%	8/9	—
FIS	$18.6B	5.5	22%	6.8%	+20.4%	5/9	—
INGM	$6.1B	14.5	10%	0.8%	+45.7%	6/9	—
CDW	$18.8B	18.0	44%	4.2%	+7.4%	6/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

24 Analysts

Str Sell (0)Sell (0)Hold (9)Buy (14)Str Buy (1)

Mean Target (qtr)$186.0813 targets

Target vs. Price+21.5%last-quarter mean

Next Report2026-11-03street $2.06

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$2.53B	$2.55B / $2.52B	$6.84	$6.85 / $6.83	9
FY2027	$2.69B	$2.71B / $2.68B	$7.36	$7.44 / $7.23	13
FY2028	$2.88B	$2.91B / $2.85B	$8.07	$8.38 / $7.31	12

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$175.50	+14.6%	2
Last Quarter	$186.08	+21.5%	13
Last Year	$187.63	+22.5%	32
All Time	$189.02	+23.4%	43

Rolling mean of published targets vs. last close $153.19. Aggregated from StreetInsider, Benzinga.

Third-Party Composite Rating

A

DCF

4/5

ROE

5/5

ROA

5/5

Debt/Eq

4/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

JKHY +1.7% vs S&P 500 +15.9% — spread -14.2pp

Sector — XLK +29.0%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$148.47	+4.72	+3.18%	Above
SMA 50	$156.07	-2.88	-1.85%	Below
SMA 200	$154.89	-1.70	-1.10%	Below
EMA 9	$151.69	+1.50	+0.99%	Above
EMA 21	$151.32	+1.87	+1.24%	Above
EMA 50	$152.54	+0.65	+0.43%	Above
EMA 200	$154.29	-1.10	-0.71%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +3616 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%67

Momentum 25%73

Volume 20%69

Volatility 10%100

Patterns 15%38

This Week73% bullishof 11 price-based votes

4 Weeks Ago9%+64 pts since

12 Weeks Ago64%+9 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$148.47

Price vs SMA 50$156.07

Price vs SMA 200$154.89

EMA 9/21 Cross151.7/151.3

SMA 50/200Golden

ADX DirectionADX 20

Supertrend$146

Parabolic SAR$147

SMA Slope-0.080

RSI52.6

Stochastic K/D82/88

StochRSI K/D92/97

Williams %R-35

CCI113

TSI vs Signal-4.8

CMO5.3

ROC7.47%

OBV SignalAccum

Chaikin MF-0.180

MFI65

Force Index0M

Elder Ray Bull7.19

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 88

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$156.97 / $158.85 / $161.24	S1 / S2	$154.58 / $152.70
Bollinger (20,2)	$140.83 – $156.11	Squeeze	Off
52-wk range	$120.60 – $191.14	Off 52-wk high	-19.9%
ATR (14)	$4.23 (2.8%)	Historical vol	21.8%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+0.0%Jan60%

+0.4%Feb55%

+2.3%Mar81%

+0.7%Apr55%

-0.4%May50%

+1.8%Jun65%

+0.9%Jul55%

+0.2%Aug50%

+0.3%Sep60%

+2.0%Oct70%

+2.3%Nov60%

+1.3%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	JKHY	S&P 500
Weekly volatility (σ, 1y)	4.43%	1.83%
Best / worst week (1y)	+10.3% / -9.9%	—
Max drawdown (5y, monthly)	-30.0%	—
1-week VaR (95%)	-6.3%	—
Beta (5y)	0.56	1.00

JKHY EQUITY WEATHER (LIVE)CLOUDY · +8

Trend+2

Momentum+44

Volume+33

Volatility-60

Breadth-17

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 138 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+7.7+21.2 vs industry

Trend+2.5+12.7 vs industry

Momentum+43.9+52.9 vs industry

Volume+33.4+29.4 vs industry

Reading	JKHY	Information Technology Services n=1,049	Technology n=6,969	All US symbols n=70,435
Overall	+7.7	-13.5	-20.7	-20.5
Trend	+2.5	-10.2	-20.8	-21.3
Momentum	+43.9	-9.0	-28.5	-15.8
Volume	+33.4	+4.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Gregory R. Adelson President and Chief Execu	$8.4M	91% equity+incentive
Mimi L. Carsley Chief Financial Officer and	$4.6M	88% equity+incentive
Shanon G. McLachlan Senior Vice President an	$2.4M	79% equity+incentive
Craig K. Morgan Chief Legal Officer and Secr	$2.2M	76% equity+incentive
Renee A. Swearingen Senior Vice President an	$0.9M	61% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	46
Social	49
Governance	62
Composite ESG	53

Composite ESG Trend

Filed	8-K contents	Items
2026-08-24	Officer/Director Change; Exhibits	5.02,9.01
2026-08-18	Earnings Release; Exhibits	2.02,9.01
2026-08-11	Earnings Release; Exhibits	2.02,9.01
2026-06-04	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-05-12	Other Events; Exhibits	8.01,9.01
2026-05-05	Earnings Release; Exhibits	2.02,9.01
2026-04-28	Earnings Release; Exhibits	2.02,9.01
2026-03-26	Material Agreement; Termination of Agreement; Financial Obligation; Ex	1.01,1.02,2.03,9.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2021 to 2026
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-11-04 to 2026-08-18
Analyst estimates	dim/forward_estimates	3 rows · 2026-06-30 to 2028-06-30
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	112 rows · 1998 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-08-27 to 2026-09-01
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2026-03-27 to 2026-07-31
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Jack Henry & Associates, Inc. (JKHY)

Institutions holding — 12 quarters

Jack Henry & Associates, Inc. (JKHY)

Monthly Net Insider Flow (000 shares)

Signal Summary

Jack Henry & Associates, Inc. (JKHY)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding JKHY — quarterly

Institutional Put/Call — quarterly

Jack Henry & Associates, Inc. (JKHY)

Where JKHY Trades in the Dark

Jack Henry & Associates, Inc. (JKHY)

3.8 · Employees (SEC filings)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Balance Sheet — Full

Cash Flow Statement — Full

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Street Price Target — Trajectory

Third-Party Composite Rating

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Family Scores (site weights)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)

Jack Henry & Associates, Inc. (JKHY)