InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$19.99

2026-10-16

Market Cap

$21.6B

Volume

17.2M

52-Wk High

$24.07

52-Wk Low

$16.79

Trailing PE

11.6

P/S

2.06

Gross Margin

64.5%

Net Margin

19.4%

ROE

10%

ROIC

4%

Piotroski

7/9

Altman Z

-0.4

1-Yr Return

+20.4%

5-Yr Return

+68.2%

KeyCorp functions as the parent entity for KeyBank National Association, delivering a wide array of banking services to retail and business clients across the United States. Its operations are distinctly segmented into a Consumer Bank and a Commercial Bank. Targeting both individual consumers and small to medium-sized businesses, the corporation extends a comprehensive suite of services. These offerings include various deposit accounts, investment solutions, personal financial planning and wellness programs, student loan refinancing, mortgage and home equity products, general lending, credit card services, treasury management, business advisory, wealth and asset management, and trust-related services. Moreover, the company furnishes middle-market clients with a robust selection of sophisticated banking and capital market products. These encompass syndicated lending, debt and equity capital market offerings, commercial payment solutions, equipment financing, commercial real estate mortgage banking, derivatives, foreign exchange services, financial advisory, and public finance. Its commercial mortgage portfolio encompasses loans across diverse sectors, including consumer, energy, healthcare, industrial, public sector, real estate, and technology. Additionally, KeyCorp engages in community development financing, securities underwriting, brokerage, and investment banking services. As of December 31, 2021, its operational reach extended across 15 states, supported by an extensive network of approximately 999 physical branches and 1,317 automated teller machines (ATMs). Beyond its physical footprint, the company offers online and mobile banking capabilities, alongside a dedicated telephone banking call center and other offices. Established in 1849, KeyCorp maintains its corporate headquarters in Cleveland, Ohio.

SectorFinancial ServicesIndustryBanks - RegionalExchangeNYSEMarket Cap$21.6BEmployees17,226 (SEC-filed)CEOChristopher Marrott GormanIPO1987-11-05CountryUS

127 Public Square, Cleveland, OH 44114-1306 · Tel 216 689 3000 · key.com

INSIDERSTREET SCORE44 / 100Street mean $25.00 (5 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$2M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · KEY +20.4% · S&P 500 +15.9% · spread +4.5pp

7 Years vs S&P 500 · KEY +68.2% · S&P 500 +189.9% · spread -121.7pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE44of 100

Score Breakdown

Profitability	47/100
Growth	67/100
Momentum	74/100
Quality	62/100
Earnings Quality	82/100
Balance Sheet	53/100
Value	82/100
Risk (safety)	80/100
Overall	44.2/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
RF	44
FCNCA	50
CFG	55
EWBC	63
HBAN	59
MTB	56
KEY	44

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 62 in 25 Q4, latest 44 — -18 since. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY44 / 100IS Score 44.2 / 100 · -18.2 from peak of 62

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBEARISHTechnical Score 28 / 100 · Power -43 · 6 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit below the midpoint — business quality at 44 and price structure at 28 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 44.2	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 56 → 62 → 62 → 44	the direction matters more than the level
Technical vote share back above 50%	now 18%	price structure no longer broken
Institutional holder count rises two quarters running	peak 944 → now 944	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

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This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score2 of 4top 13% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)1 buys2026-03-27

Insider Buys (180d)0none disclosed

ETF Funds (30d)942 up / 946 downnet -4 funds

Institutions Added (13F)51managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 944 · latest 944 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	944	952.5M	$21.4B	88.9%
2026 Q1	893	933.4M	$18.3B	87.1%
2025 Q4	878	960.1M	$20.0B	89.6%
2025 Q3	819	971.7M	$17.5B	90.7%
2025 Q2	795	972.5M	$16.1B	90.8%
2025 Q1	791	959.1M	$14.5B	89.5%
2024 Q4	817	932.0M	$15.2B	87.0%
2024 Q3	796	805.9M	$12.8B	75.2%
2024 Q2	789	765.6M	$10.6B	71.5%
2024 Q1	801	745.8M	$11.6B	69.6%
2023 Q4	801	742.6M	$10.6B	69.3%
2023 Q3	725	743.3M	$7.9B	69.4%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Snyder Barbara R	director	2026-10-01	EXERCISE	1,526	—	114,767
Snyder Barbara R	director	2026-10-01	EXERCISE	1,417	—	116,184
Snyder Barbara R	director	2026-10-01	EXERCISE	1,526	—	6,376
Snyder Barbara R	director	2026-10-01	EXERCISE	1,417	—	150,043
Vasos Todd J	director	2026-09-30	A-Award	1,930	—	53,006
Rankin Devina A	director	2026-09-30	A-Award	1,557	—	93,706
Hayes Robin	director	2026-09-30	A-Award	1,557	—	54,809
Cutler Alexander M	director	2026-09-30	A-Award	840	—	40,823

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	3	71,772	$1.6M	Counted
M — Exercises (paired A/D)	14	195,248	$0.4M	None — mechanics
G — Gifts	1	29,821	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$1.6M3 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Gilbert Cisneros	House	SELL	$1,001 - $15,000	2026-03-13	2026-04-08
Ro Khanna	House	BUY	$1,001 - $15,000	2026-03-12	2026-04-09
Gilbert Ray Cisneros	House	SELL	$1,001 - $15,000	2026-03-12	2026-04-08
Alan Armstrong	Senate	BUY	$1,001 - $15,000	2026-03-27	2026-07-20
Tommy Tuberville	Senate	BUY	$1,001 - $15,000	2024-05-09	2024-06-14
Tommy Tuberville	Senate	BUY	$1,001 - $15,000	2024-05-09	2024-06-14

House 12-Mo14 trades7 purchases

Senate 12-Mo1 trades1 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

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13F Filers (last complete Q)893

13F Shares933M87.1% of shares out

New / Closed115 / 86positions, QoQ

Increased / Reduced349 / 270positions, QoQ

Put/Call (13F)1.10option positions

Free Float98.5%1.06B sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Ninety One Uk Ltd	7.6M	$153M
Gradient Investments Llc	982,819	$20M
Sapient Capital Llc	793,231	$16M
Assenagon Asset Management S.A.	616,145	$12M
Fjarde Ap-Fonden /Fourth Swedish N	377,194	$8M
Mn Services Vermogensbeheer B.V.	266,026	$5M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.0%	$679M
VTSAX	0.0%	$679M
VSMPX	0.0%	$679M
VTI	0.0%	$679M
VFIAX	0.0%	$478M
VFFSX	0.0%	$478M

13F Filers Holding KEY — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session45.9%2026-10-15

20-Day Avg52.1%50-day 56.4%

TrendFalling20d vs 50d

By Market CenterQ: 46% · N: 56% · B: 59%latest session

Weekly Notional ($B)

Where KEY Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	14.5M	175 sh
Ubsa Ubs Ats	8.0M	133 sh
Bids Bids Ats	7.2M	2,046 sh
Ebxl Level Ats	6.1M	70 sh
Mstx Ms Trajectory Cross (Ats-1)	5.7M	148 sh
Mlix Instinct X	4.4M	232 sh

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Where a dollar of KeyCorp revenue goes. All values FY2025 filings, live.

KEY (live moat model)Peer median: RF · FCNCA · CFG · EWBC · HBAN

Component scores from the live moat model. Peer median illustrative.

Moat score 35/100 — None; primary source Intangible Assets.

3.8 · Employees (SEC filings)

Officer	Title
Christopher Marrott Gorman	Chairman, President & Chief Executive Officer
Mohit Ramani	Chief Risk Officer
Andrew Jackson Paine	Head of Institutional Banking & President of Key Institutional Bank
Clark Harold Ibrahim Khayat	Chief Financial Officer

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Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)5 of 6recent quarters

Avg Surprise+4.9%

Next Report2026-10-20

Income Quality0.65OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+2.7%	+7.9%	+29.3%	-11.5%	+23.6%
Gross profit	+36.3%	-12.5%	-12.2%	-29.1%	+71.7%
Operating income	+109.1%	-28.3%	-50.3%	-126.4%	-852.9%
Net income	+95.5%	-27.0%	-49.6%	-116.6%	-1236.0%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	7.3	7.9	10.2	9.1	11.2
Cost of revenue	-0.1	1.4	4.5	5.0	4.2
Gross profit	7.5	6.5	5.7	4.1	7.0
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	2.8	2.8	2.8	2.9	3.3
Operating income	3.3	2.3	1.2	-0.3	2.3
EBITDA	3.3	2.5	1.3	-0.2	2.3
D&A	0.0	0.2	0.2	0.1	0.0
Pretax income	3.3	2.3	1.2	-0.3	2.3
Income tax	0.6	0.4	0.2	-0.1	0.5
Net income	2.6	1.9	1.0	-0.2	1.8
Diluted EPS ($)	2.63	1.93	0.88	-0.32	1.52
Diluted shares (M)	957	933	933	950	1,095

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Operating CF$2B

CapEx$0B

Free cash flow$2B

SBC$0B

Buybacks$0B

Net cash change$-0B

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.9	0.9	1.7	1.3
ST investments	41.5	48.0	20.8	10.2
Receivables (net)	3.9	3.5	2.7	105.1
Total current assets	46.3	52.4	25.2	118.7
PP&E (net)	0.6	0.7	0.6	0.6
Goodwill + intangibles	2.8	2.8	2.8	2.8
Total assets	189.8	188.3	187.2	184.4
Accounts payable	0.0	0.0	0.0	148.7
Short-term debt	9.5	3.1	2.1	1.1
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	157.1	148.7	151.9	154.1
Long-term debt	19.3	19.5	12.1	9.9
Total liabilities	176.4	173.6	169.0	164.0
Shareholders' equity	13.5	14.6	18.2	20.4

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	1.9	1.0	(0.2)	1.8
D&A	0.2	0.2	0.1	0.0
Stock-based compensation	0.1	0.1	0.1	0.1
Working capital change	0.2	0.7	(0.5)	(0.3)
Operating cash flow	4.5	2.9	0.7	2.2
Capital expenditures	(0.1)	(0.1)	(0.1)	(0.1)
Investing cash flow	(10.9)	1.4	2.5	3.2
Buybacks	0.0	(0.0)	0.0	(0.2)
Dividends paid	(0.9)	(0.9)	(0.9)	(1.1)
Debt issuance / (repay)	16.7	(6.3)	(8.4)	(3.6)
Financing cash flow	6.4	(4.3)	(2.4)	(5.9)
Free cash flow	4.4	2.8	0.6	2.1

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	14.8%	12.4%	6.9%	-1.0%	9.5%	10%
ROA	1.5%	1.0%	0.5%	-0.1%	1.0%	1.1%
ROIC	-9.7%	-901.4%	-8.3%	-2.4%	9.2%	3.9%
Gross margin	101.7%	82.5%	56.0%	44.8%	62.3%	64.5%
Operating margin	44.4%	29.5%	11.3%	-3.4%	20.6%	18.1%
Net margin	35.8%	24.2%	9.5%	-1.8%	16.3%	19.4%
EBITDA margin	44.8%	31.6%	12.8%	-2.6%	20.8%	18.1%
FCF margin	14.8%	55.1%	27.0%	6.6%	18.8%	—
VALUATION
P/E	6.71	7.19	12.61	-100.28	12.36	11.6
P/B	1.01	1.02	0.83	0.89	1.11	1.1
P/S	2.40	1.74	1.19	1.78	2.02	2.06
P/FCF	16.20	3.16	4.42	26.95	10.76	18.0
EV/EBITDA	-8.18	0.05	-10.77	-33.85	9.53	18.1
EV/Revenue	-3.66	0.01	-1.38	0.87	1.98	3.3
Earnings yield	14.9%	13.9%	7.9%	-1.0%	8.1%	9.48%
FCF yield	6.2%	31.6%	22.6%	3.7%	9.3%	5.56%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.39	0.30	0.35	0.17	0.77	0.35
Quick ratio	0.39	0.30	0.35	0.17	0.77	0.35
Debt / equity	0.73	2.14	1.55	0.78	0.54	0.74
Debt / assets	6.9%	15.2%	12.0%	7.6%	6.0%	7.7%
Net debt / EBITDA	-13.54	-5.53	-20.09	35.44	-0.19	6.80
Interest coverage	10.99	2.64	0.29	-0.07	0.61	—

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.04	0.04	0.05	0.05	0.06	0.05
Receivables turnover	1.75	1.99	2.77	2.92	0.21	0.1
DSO (days)	209	183	132	125	1759	—
DPO (days)	—	0	0	0	6430	—
Cash conversion cycle	—	183	132	125	-4671	-9430
GROWTH (YoY)
Revenue growth	2.7%	7.9%	29.2%	-11.5%	23.6%	—
Net income growth	95.5%	-27.0%	-49.6%	-116.6%	1236.0%	—
EPS growth	104.2%	-26.9%	-49.6%	-115.8%	1123.6%	—
FCF growth	-32.5%	301.2%	-36.7%	-78.3%	250.8%	—
PER SHARE ($)
EPS (diluted, TTM)	2.81	2.05	1.04	-0.16	1.67	1.90
Book value / share	18.64	14.41	15.67	18.42	18.61	18.48
Revenue / share	7.85	8.48	10.95	9.18	10.22	9.78
FCF / share	1.16	4.67	2.96	0.61	1.92	1.12
Cash / share	61.29	45.45	52.40	22.81	10.45	37.50
SHAREHOLDER RETURN & SCORES
Buyback yield	6.5%	4.3%	0.3%	0.0%	0.9%	3.94%
Altman Z-Score	-0.35	-0.46	-0.38	-0.60	0.07	-0.4
Piotroski F-Score	7	5	6	3	8	7/9
Beneish M-Score	-2.51	-2.24	-2.44	-2.55	20.06	-3.84

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	-0.4	Distress (<1.81)	Distress
Income quality	0.65	Accrual-heavy	OCF ÷ net income
Beneish M-Score	-3.84	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.79
Interest burden	1.35
Operating margin	18.1%
Asset turnover	0.06×
Financial leverage	9.59×
= ROE	10%

Growth Quality (live)	Value
Revenue stability	0.68
Earnings stability	0.28
Earnings persistence	0.50
Revenue CAGR 3y	3.9%
EPS CAGR 3y	4.7%
FCF CAGR 3y	-37.2%

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Buyback Yield3.94%

Dividend Yield4.10%

Total Shareholder Return8.12%cash yield

SBC / Revenue1.3%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
RF	$23.4B	10.6	12%	24.0%	+0.5%	6/9	+18.7%
FCNCA	$24.0B	11.4	11%	18.6%	-1.3%	7/9	+29.7%
CFG	$26.7B	12.7	8%	18.4%	-4.5%	7/9	+32.1%
EWBC	$17.4B	12.1	17%	30.9%	+4.7%	8/9	+35.3%
HBAN	$30.9B	11.2	9%	17.4%	+18.5%	7/9	—
MTB	$31.1B	11.2	11%	24.3%	-5.8%	7/9	—
PNFP	$14.3B	11.6	8%	19.1%	+61.9%	5/9	—
WBS	$12.6B	12.6	11%	22.9%	+2.5%	8/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

51 Analysts

Str Sell (0)Sell (2)Hold (18)Buy (31)Str Buy (0)

Mean Target (qtr)$25.005 targets

Target vs. Price+25.1%last-quarter mean

Next Report2026-10-20street $0.46

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$8.09B	$8.12B / $8.03B	$1.84	$1.86 / $1.81	14
FY2027	$8.64B	$8.75B / $8.43B	$2.16	$2.22 / $2.08	14
FY2028	$9.06B	$9.23B / $8.89B	$2.45	$2.55 / $2.20	12

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Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$24.50	+22.6%	2
Last Quarter	$25.00	+25.1%	5
Last Year	$24.23	+21.2%	22
All Time	$21.94	+9.8%	60

Rolling mean of published targets vs. last close $19.99. Aggregated from StreetInsider, Benzinga, MarketWatch.

Third-Party Composite Rating

B+

DCF

4/5

ROE

3/5

ROA

3/5

Debt/Eq

3/5

P/E

3/5

P/B

3/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

KEY +20.4% vs S&P 500 +15.9% — spread +4.5pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$20.15	-0.16	-0.79%	Below
SMA 50	$21.24	-1.25	-5.89%	Below
SMA 200	$21.52	-1.53	-7.11%	Below
EMA 9	$20.00	-0.01	-0.05%	Below
EMA 21	$20.30	-0.31	-1.53%	Below
EMA 50	$20.98	-0.99	-4.72%	Below
EMA 200	$21.02	-1.03	-4.90%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBEARISHPower Score -436 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%10

Momentum 25%40

Volume 20%31

Volatility 10%17

Patterns 15%50

This Week18% bullishof 11 price-based votes

4 Weeks Ago9%+9 pts since

12 Weeks Ago45%-27 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$20.15

Price vs SMA 50$21.24

Price vs SMA 200$21.52

EMA 9/21 Cross20.0/20.3

SMA 50/200Death

ADX DirectionADX 35

Supertrend$21

Parabolic SAR$19

SMA Slope-0.040

RSI38.8

Stochastic K/D41/38

StochRSI K/D81/75

Williams %R-49

CCI-15

TSI vs Signal-29.4

CMO-22.4

ROC-0.50%

OBV SignalDistrib

Chaikin MF-0.020

MFI50

Force Index-0M

Elder Ray Bull0.13

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 38

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$19.90 / $20.13 / $20.31	S1 / S2	$19.72 / $19.49
Bollinger (20,2)	$19.64 – $20.67	Squeeze	ON
52-wk range	$16.29 – $24.07	Off 52-wk high	-17.0%
ATR (14)	$0.41 (2.1%)	Historical vol	15.2%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+1.6%Jan55%

-0.5%Feb35%

-2.4%Mar43%

+0.3%Apr55%

-2.3%May45%

-1.7%Jun55%

+3.7%Jul65%

+0.0%Aug55%

-0.7%Sep40%

+0.9%Oct50%

+3.6%Nov70%

+2.5%Dec70%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	KEY	S&P 500
Weekly volatility (σ, 1y)	3.16%	1.83%
Best / worst week (1y)	+7.3% / -5.9%	—
Max drawdown (5y, monthly)	-60.1%	—
1-week VaR (95%)	-4.9%	—
Beta (5y)	1.02	1.00

KEY EQUITY WEATHER (LIVE)RAINY · -34

Trend-50

Momentum-16

Volume-43

Volatility-30

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 153 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall-34.2-11.3 vs industry

Trend-49.7-25.7 vs industry

Momentum-15.9-1.8 vs industry

Volume-42.7-8.1 vs industry

Reading	KEY	Banks - Regional n=1,560	Financial Services n=24,134	All US symbols n=70,435
Overall	-34.2	-22.8	-16.3	-20.5
Trend	-49.7	-24.0	-12.5	-21.3
Momentum	-15.9	-14.1	-4.4	-15.8
Volume	-42.7	-34.6	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Beth E. Mooney Chairman and Chief Executive	$7.5M	78% equity+incentive
Christopher M. Gorman President, Key Corpora	$4.2M	79% equity+incentive
Donald R. Kimble Chief Financial Officer	$3.2M	87% equity+incentive
Jeffrey B. Weeden Chief Financial Officer (F	$3.0M	58% equity+incentive
William R. Koehler President, Key Community	$2.9M	70% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	54
Social	64
Governance	62
Composite ESG	60

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-21 to 2026-07-21
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	119 rows · 1996 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-07-01 to 2026-10-01
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

KeyCorp (KEY)

KeyCorp (KEY)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

KeyCorp (KEY)

Institutions holding — 12 quarters

KeyCorp (KEY)

Monthly Net Insider Flow (000 shares)

Signal Summary

KeyCorp (KEY)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding KEY — quarterly

Institutional Put/Call — quarterly

Where KEY Trades in the Dark

KeyCorp (KEY)

3.8 · Employees (SEC filings)

KeyCorp (KEY)

KeyCorp (KEY)

KeyCorp (KEY)

Balance Sheet — Full

Cash Flow Statement — Full

KeyCorp (KEY)

KeyCorp (KEY)

KeyCorp (KEY)

KeyCorp (KEY)

Street Price Target — Trajectory

Third-Party Composite Rating

KeyCorp (KEY)

KeyCorp (KEY)

Family Scores (site weights)

KeyCorp (KEY)

KeyCorp (KEY)

KeyCorp (KEY)