InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$100.76

2026-10-16

Market Cap

$64.0B

Volume

3.3M

52-Wk High

$102.42

52-Wk Low

$67.33

Trailing PE

19.2

P/S

0.81

Gross Margin

25.6%

Net Margin

4.6%

ROE

13%

ROIC

1%

Piotroski

7/9

Altman Z

0.1

1-Yr Return

+30.4%

5-Yr Return

+174.3%

MetLife, Inc. operates as a leading global financial services entity, delivering an extensive array of services encompassing insurance, annuities, employee benefits, and asset management. The company manages its operations through five primary divisions: the U.S., Asia, Latin America, Europe, the Middle East and Africa (EMEA), and MetLife Holdings. Its broad insurance offerings include life, dental, group short-term and long-term disability, individual disability, pet, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans. MetLife also supports employers with administrative services-only (ASO) arrangements. Furthermore, it provides sophisticated financial instruments such as general and separate account contracts, synthetic guaranteed interest contracts, and private floating rate funding agreements. The company facilitates pension risk transfers, offers institutional income annuities, structures settlements, and delivers capital markets investment products. Specialized life insurance products and funding agreements are also available for post-retirement benefits, alongside company, bank, or trust-owned life insurance used to finance non-qualified executive benefit programs. In addition, MetLife offers a variety of annuity options including fixed, indexed-linked, and variable, alongside pension and regular savings products. Its life insurance portfolio features whole life, term life, endowments, universal and variable life, and group life policies. The company also provides longevity reinsurance solutions, credit insurance products, and protection for long-term healthcare services. MetLife, Inc. was founded in 1863 and is headquartered in New York City.

SectorFinancial ServicesIndustryInsurance - LifeExchangeNYSEMarket Cap$64.0BEmployees46,000 (SEC-filed)CEOMichel Abbas KhalafIPO2000-04-05CountryUS

200 Park Avenue, New York City, NY 10166-0188 · Tel 212 578 9500 · metlife.com

INSIDERSTREET SCORE42 / 100Street mean $108.14 (7 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALCOMP-PLAN ACTIVITY ONLYexercises and tax withholding only

1 Year vs S&P 500 · MET +30.4% · S&P 500 +15.9% · spread +14.5pp

7 Years vs S&P 500 · MET +174.3% · S&P 500 +189.9% · spread -15.6pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE42of 100

Score Breakdown

Profitability	22/100
Growth	36/100
Momentum	66/100
Quality	64/100
Earnings Quality	71/100
Balance Sheet	60/100
Value	61/100
Risk (safety)	50/100
Overall	42.3/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
AFL	59
PRU	57
PUK	53
UNM	32
GL	46
JXN	64
MET	42

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 58 in 24 Q3, latest 42 — -16 since. Fell in 3 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY42 / 100IS Score 42.3 / 100 · -15.9 from peak of 58

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 87 / 100 · Power +74 · 20 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 42, price structure 87 out of 100, so the price reads better than the business does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 42.3	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 45 → 43 → 44 → 42	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,450 → now 1,450	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)1 buys2026-06-02

Insider Buys (180d)0none disclosed

ETF Funds (30d)1159 up / 1064 downnet +95 funds

Institutions Added (13F)67managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,450 · latest 1,450 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	1,450	489.1M	$38.8B	75.0%
2026 Q1	1,383	483.3M	$32.1B	74.1%
2025 Q4	1,440	491.3M	$36.6B	75.3%
2025 Q3	1,364	482.6M	$37.6B	74.0%
2025 Q2	1,411	489.3M	$37.3B	75.0%
2025 Q1	1,412	496.7M	$37.3B	76.2%
2024 Q4	1,400	505.2M	$38.8B	77.5%
2024 Q3	1,314	509.4M	$40.0B	78.1%
2024 Q2	1,293	520.0M	$33.9B	79.8%
2024 Q1	1,279	525.7M	$36.3B	80.6%
2023 Q4	1,260	537.5M	$33.4B	82.4%
2023 Q3	1,174	547.2M	$32.0B	83.9%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Johnson Jeh C.	director	2026-10-01	A-Award	544	$0.05M	10,101
Hubbard Robert Glenn	director	2026-10-01	A-Award	941	$0.09M	109,132
Mumenthaler Christian Stephane	director	2026-10-01	A-Award	544	$0.05M	4,018
Harris Carla A	director	2026-10-01	A-Award	544	$0.05M	11,701
Weinberger Mark A	director	2026-10-01	A-Award	544	—	19,932
Mckenzie Diana	director	2026-10-01	A-Award	544	$0.05M	25,929
Seitz Michelle	director	2026-10-01	A-Award	544	—	2,125
Hay Laura J	director	2026-10-01	A-Award	544	$0.05M	6,901

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
F — Tax withholding	11	64,349	$5.1M	None — compensation
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalComp-Plan Activity Only

Open-Market Sells$0.0M0 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Ro Khanna	House	BUY	$1,001 - $15,000	2026-06-02	2026-07-08
Ro Khanna	House	SELL	$15,001 - $50,000	2026-01-29	2026-02-10
Ro Khanna	House	BUY	$1,001 - $15,000	2026-01-13	2026-02-10
Sheldon Whitehouse	Senate	SELL	$1,001 - $15,000	2024-11-19	2024-12-05
Sheldon Whitehouse	Senate	SELL	$1,001 - $15,000	2024-11-19	2024-12-04
Thomas R. Carper	Senate	SELL	$1,001 - $15,000	2024-01-17	2024-02-02

House 12-Mo5 trades3 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)1,383

13F Shares483M74.1% of shares out

New / Closed114 / 139positions, QoQ

Increased / Reduced495 / 555positions, QoQ

Put/Call (13F)1.06option positions

Free Float83.6%531M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Td Waterhouse Canada Inc.	373,636	$35M
Wedge Capital Management L L P/Nc	347,010	$33M
Valley Wealth Managers, Inc.	289,622	$27M
Cantor Fitzgerald Investment Advis	175,989	$17M
Fjarde Ap-Fonden /Fourth Swedish N	173,932	$16M
Ferguson Wellman Capital Managemen	171,583	$16M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.1%	$1.6B
VSMPX	0.1%	$1.6B
VTI	0.1%	$1.6B
VTSAX	0.1%	$1.6B
VOO	0.1%	$1.3B
VFINX	0.1%	$1.3B

13F Filers Holding MET — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session48.0%2026-10-15

20-Day Avg54.4%50-day 53.1%

TrendRising20d vs 50d

By Market CenterQ: 48% · N: 46% · B: 43%latest session

Weekly Notional ($B)

Where MET Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.2M	50 sh
Ubsa Ubs Ats	3.2M	57 sh
Mstx Ms Trajectory Cross (Ats-1)	2.2M	51 sh
Ebxl Level Ats	2.1M	29 sh
Sgmt Sigma X2	1.7M	50 sh
Mlix Instinct X	1.4M	84 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of MetLife, Inc. revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
Asia	$238M	56%
Latin America	$115M	27%
Europe, Middle East And Africa	$69M	16%

MET (live moat model)Peer median: AFL · PRU · PUK · UNM · GL

Component scores from the live moat model. Peer median illustrative.

Moat score 40/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Officer	Title
Michel Abbas Khalaf	Chief Executive Officer, President & Director
John Dennis McCallion	Executive Vice President, Chief Financial Officer & Head of Investment Management
Bill Pappas	Executive Vice President and Head of Global Technology & Operations
Ramy Tadros	Regional President of U.S. Business & Head of MetLife Holdings

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)3 of 6recent quarters

Avg Surprise+2.6%

Next Report2026-11-04

Income Quality4.57OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	-6.7%	+7.3%	-0.4%	+3.3%	+10.2%
Gross profit	+8.8%	+12.5%	-8.7%	+9.9%	+47.5%
Operating income	+23.0%	-25.3%	-66.0%	+160.0%	-17.1%
Net income	+26.8%	-22.9%	-70.1%	+180.5%	-23.7%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	63.4	68.0	67.7	69.9	77.1
Cost of revenue	46.5	49.0	50.4	50.9	49.1
Gross profit	16.8	18.9	17.3	19.0	28.0
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	5.8	5.9	6.2	6.0	0.0
Operating income	8.5	6.4	2.2	5.6	4.7
EBITDA	10.1	8.0	3.9	7.4	5.7
D&A	0.7	0.7	0.7	0.7	0.0
Pretax income	8.5	6.4	2.2	5.6	4.7
Income tax	1.6	1.1	0.6	1.2	1.3
Net income	6.9	5.3	1.6	4.4	3.4
Diluted EPS ($)	7.65	6.30	1.81	5.94	4.80
Diluted shares (M)	869	809	762	711	665

Operating CF$18B

CapEx$0B

Free cash flow$18B

SBC$0B

Buybacks$4B

Net cash change$2B

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Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	20.2	20.6	20.1	22.0
ST investments	281.7	281.4	80.5	103.3
Receivables (net)	17.4	30.2	30.8	54.3
Total current assets	297.0	331.2	0.0	179.6
PP&E (net)	3.5	3.6	1.9	1.7
Goodwill + intangibles	9.3	9.2	8.9	30.7
Total assets	663.1	687.6	677.5	745.2
Accounts payable	0.0	0.0	0.0	0.0
Short-term debt	0.2	0.1	0.5	1.6
Deferred revenue	2.8	0.0	0.0	0.0
Total current liabilities	0.0	0.1	0.0	276.1
Long-term debt	17.7	18.7	18.2	18.6
Total liabilities	632.9	657.3	649.8	716.2
Shareholders' equity	30.1	30.3	27.7	28.9

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	5.3	1.6	4.4	3.4
D&A	0.0	0.0	0.0	0.8
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	0.7	2.2	1.9	6.8
Operating cash flow	11.4	14.3	15.1	18.1
Capital expenditures	0.0	0.0	0.0	0.0
Investing cash flow	(2.6)	(10.2)	(11.5)	(15.6)
Buybacks	(3.3)	(3.1)	(3.2)	(3.9)
Dividends paid	(1.8)	(1.8)	(1.7)	(1.7)
Debt issuance / (repay)	0.9	0.9	(1.0)	(0.6)
Financing cash flow	(9.9)	(2.9)	(3.1)	0.2
Free cash flow	11.4	14.3	15.1	18.1

Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	9.2%	10.4%	5.3%	15.4%	12.1%	13%
ROA	0.8%	0.7%	0.2%	0.6%	0.5%	0.5%
ROIC	-2.3%	-2.0%	-0.6%	-8.2%	-4.4%	0.8%
Gross margin	26.6%	27.9%	25.5%	27.2%	36.4%	25.6%
Operating margin	13.4%	9.4%	3.2%	8.0%	6.0%	6.2%
Net margin	10.8%	7.8%	2.3%	6.3%	4.4%	4.6%
EBITDA margin	16.0%	11.7%	5.8%	10.5%	7.4%	7.6%
FCF margin	17.8%	16.4%	21.3%	21.6%	23.8%	—
VALUATION
P/E	7.13	10.32	29.44	12.55	15.53	19.2
P/B	0.69	1.74	1.55	2.02	1.85	2.4
P/S	0.65	0.75	0.69	0.79	0.69	0.81
P/FCF	3.64	4.58	3.26	3.67	2.90	3.9
EV/EBITDA	-33.53	-33.10	-73.83	-3.95	-9.20	11.1
EV/Revenue	-4.20	-3.34	-3.54	-0.38	-0.69	0.8
Earnings yield	14.0%	9.7%	3.4%	8.0%	6.4%	5.52%
FCF yield	27.4%	21.8%	30.7%	27.2%	34.5%	25.88%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	—	—	2783.29	—	0.65	0.65
Quick ratio	—	—	2783.29	—	0.65	0.65
Debt / equity	0.26	0.60	0.63	0.68	0.71	0.78
Debt / assets	2.3%	2.7%	2.7%	2.8%	2.7%	2.8%
Net debt / EBITDA	-38.70	-40.54	-88.31	-12.29	-18.38	0.34
Interest coverage	9.83	7.47	3.07	6.42	5.39	—

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Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.09	0.10	0.10	0.10	0.11	0.10
Receivables turnover	4.12	4.03	2.89	2.39	1.93	1.4
DSO (days)	89	91	126	153	189	260
DPO (days)	0	0	0	0	0	—
Cash conversion cycle	89	91	126	153	189	260
GROWTH (YoY)
Revenue growth	6.3%	-3.7%	-3.7%	4.8%	8.6%	—
Net income growth	21.2%	-23.0%	-68.7%	180.5%	-23.7%	—
EPS growth	29.9%	-17.6%	-66.9%	199.6%	-19.9%	—
FCF growth	11.5%	-11.3%	25.4%	6.0%	19.8%	—
PER SHARE ($)
EPS (diluted, TTM)	7.75	6.39	2.12	6.34	5.08	5.56
Book value / share	79.84	37.81	40.26	39.33	42.71	42.88
Revenue / share	85.35	87.92	89.75	100.49	114.49	120.62
FCF / share	15.18	14.39	19.13	21.66	27.23	25.42
Cash / share	434.80	382.07	405.19	144.10	188.49	198.66
SHAREHOLDER RETURN & SCORES
Buyback yield	10.3%	6.4%	6.7%	5.8%	5.5%	4.40%
Altman Z-Score	0.25	0.81	0.81	0.28	0.10	0.1
Piotroski F-Score	7	6	4	7	7	7/9
Beneish M-Score	-2.30	-2.87	-1.76	-2.34	-1.94	-1.61

Model	Score	Zone	Note
Piotroski F-Score	7 / 9	Strong
Altman Z-Score	0.1	Distress (<1.81)	Distress
Income quality	4.57	Cash-backed	OCF ÷ net income
Beneish M-Score	-1.61	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.74
Interest burden	0.82
Operating margin	7.6%
Asset turnover	0.11×
Financial leverage	26.52×
= ROE	13%

Growth Quality (live)	Value
Revenue stability	0.40
Earnings stability	0.21
Earnings persistence	0.94
Revenue CAGR 3y	3.7%
EPS CAGR 3y	12.5%
FCF CAGR 3y	18.3%

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Buyback Yield4.40%

Dividend Yield2.30%

Total Shareholder Return7.43%cash yield

SBC / Revenue0.0%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
AFL	$60.2B	12.9	17%	20.2%	+11.6%	6/9	+14.8%
PRU	$40.0B	10.4	12%	5.8%	+8.9%	8/9	+17.6%
PUK	$29.6B	8.5	39%	6.4%	+175.6%	7/9	-10.0%
UNM	$14.6B	21.5	6%	7.8%	+3.3%	7/9	+25.9%
GL	$13.0B	11.1	21%	18.0%	+5.3%	7/9	—
JXN	$8.8B	163.2	1%	—	+18.6%	7/9	—
PRI	$8.7B	11.3	33%	23.4%	+7.6%	8/9	—
VOYA	$8.5B	15.7	13%	5.0%	-25.5%	6/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

33 Analysts

Str Sell (0)Sell (0)Hold (7)Buy (26)Str Buy (0)

Mean Target (qtr)$108.147 targets

Target vs. Price+7.3%last-quarter mean

Next Report2026-11-04street $2.76

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$79.32B	$79.92B / $78.94B	$10.23	$10.80 / $7.43	11
FY2027	$83.33B	$84.92B / $80.84B	$11.15	$12.08 / $7.58	11
FY2028	$86.70B	$89.06B / $84.06B	$12.46	$13.71 / $10.90	7

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$110.00	+9.2%	4
Last Quarter	$108.14	+7.3%	7
Last Year	$99.45	-1.3%	31
All Time	$92.42	-8.3%	65

Rolling mean of published targets vs. last close $100.76. Aggregated from StreetInsider, Benzinga.

Third-Party Composite Rating

B+

DCF

5/5

ROE

4/5

ROA

2/5

Debt/Eq

3/5

P/E

2/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

MET +30.4% vs S&P 500 +15.9% — spread +14.5pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$97.34	+3.42	+3.51%	Above
SMA 50	$96.87	+3.89	+4.02%	Above
SMA 200	$84.51	+16.25	+19.23%	Above
EMA 9	$99.21	+1.55	+1.56%	Above
EMA 21	$97.98	+2.78	+2.84%	Above
EMA 50	$96.33	+4.43	+4.60%	Above
EMA 200	$87.93	+12.83	+14.59%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +7420 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%82

Volume 20%94

Volatility 10%100

Patterns 15%50

This Week100% bullishof 11 price-based votes

4 Weeks Ago100%+0 pts since

12 Weeks Ago82%+18 pts since

ReadStabilizingweek-over-week trajectory

Price vs SMA 20$97.34

Price vs SMA 50$96.87

Price vs SMA 200$84.51

EMA 9/21 Cross99.2/98.0

SMA 50/200Golden

ADX DirectionADX 15

Supertrend$95

Parabolic SAR$94

SMA Slope0.190

RSI63.2

Stochastic K/D84/87

StochRSI K/D88/91

Williams %R-16

CCI162

TSI vs Signal16.2

CMO26.5

ROC6.70%

OBV SignalAccum

Chaikin MF0.020

MFI64

Force Index1M

Elder Ray Bull4.45

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 87

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$99.84 / $101.05 / $101.84	S1 / S2	$99.05 / $97.84
Bollinger (20,2)	$93.17 – $101.51	Squeeze	Off
52-wk range	$67.33 – $102.43	Off 52-wk high	-1.6%
ATR (14)	$2.00 (2.0%)	Historical vol	19.7%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

-0.5%Jan50%

-1.7%Feb45%

+0.5%Mar48%

+3.6%Apr65%

-0.4%May55%

-0.4%Jun50%

+1.5%Jul50%

+0.6%Aug70%

+0.9%Sep60%

+1.0%Oct60%

+3.1%Nov70%

+1.9%Dec55%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	MET	S&P 500
Weekly volatility (σ, 1y)	3.03%	1.83%
Best / worst week (1y)	+6.5% / -7.0%	—
Max drawdown (5y, monthly)	-53.4%	—
1-week VaR (95%)	-5.3%	—
Beta (5y)	0.76	1.00

MET EQUITY WEATHER (LIVE)PARTLY CLOUDY · +21

Trend+43

Momentum+51

Volume+33

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 156 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+21.1+40.6 vs industry

Trend+43.1+70.0 vs industry

Momentum+51.2+65.8 vs industry

Volume+33.1+62.3 vs industry

Reading	MET	Insurance - Life n=167	Financial Services n=24,134	All US symbols n=70,435
Overall	+21.1	-19.5	-16.3	-20.5
Trend	+43.1	-26.8	-12.5	-21.3
Momentum	+51.2	-14.7	-4.4	-15.8
Volume	+33.1	-29.2	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Steven A. Kandarian, Chairman of the Board,	$13.7M	59% equity+incentive
William J. Wheeler, President, Americas	$6.2M	53% equity+incentive
Michel Khalaf, President, EMEA	$4.9M	48% equity+incentive
Steven J. Goulart, Executive Vice President	$3.6M	57% equity+incentive
John C.R. Hele, Chief Financial Officer	$3.1M	48% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	60
Social	59
Governance	54
Composite ESG	58

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-11-04 to 2026-08-05
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	105 rows · 2000 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-09-08 to 2026-10-01
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

MetLife, Inc. (MET)

MetLife, Inc. (MET)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

MetLife, Inc. (MET)

Institutions holding — 12 quarters

MetLife, Inc. (MET)

Monthly Net Insider Flow (000 shares)

Signal Summary

MetLife, Inc. (MET)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding MET — quarterly

Institutional Put/Call — quarterly

Where MET Trades in the Dark

MetLife, Inc. (MET)

3.8 · Employees (SEC filings)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

Balance Sheet — Full

Cash Flow Statement — Full

MetLife, Inc. (MET)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

Street Price Target — Trajectory

Third-Party Composite Rating

MetLife, Inc. (MET)

MetLife, Inc. (MET)

Family Scores (site weights)

MetLife, Inc. (MET)

MetLife, Inc. (MET)

MetLife, Inc. (MET)