| Profitability | 76/100 |
| Growth | 27/100 |
| Momentum | 59/100 |
| Quality | 81/100 |
| Earnings Quality | 86/100 |
| Balance Sheet | 48/100 |
| Value | 48/100 |
| Risk (safety) | 50/100 |
| Overall | 59.1/100 |
| Symbol | IS Score |
|---|---|
| CSX | 66 |
| WAB | 66 |
| UNP | 67 |
| CMI | 58 |
| UPS | 44 |
| NOC | 63 |
| NSC | 59 |
Both readings sit above the midpoint — business quality at 59 and price structure at 76 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.
| Trigger | Where it stands now | What it would mean |
|---|---|---|
| IS Score reaches 75 and holds two consecutive quarters | now 59.1 | would move us up one band |
| IS Score stops falling - one quarter higher than the prior | last four: 61 → 67 → 57 → 59 | the direction matters more than the level |
| Technical vote share back above 50% | now 91% | price structure no longer broken |
| Institutional holder count rises two quarters running | peak 1,874 → now 1,874 | fewer institutions willing to hold is our clearest warning |
This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.
| Quarter | Holders | 13F shares | Value | Reported own% |
|---|---|---|---|---|
| 2026 Q2 | 1,874 | 172.2M | $52.9B | 76.5% |
| 2026 Q1 | 1,843 | 168.1M | $47.1B | 74.7% |
| 2025 Q4 | 1,856 | 172.7M | $48.6B | 76.7% |
| 2025 Q3 | 1,800 | 169.2M | $49.2B | 75.1% |
| 2025 Q2 | 1,699 | 177.7M | $41.3B | 78.9% |
| 2025 Q1 | 1,659 | 174.4M | $37.7B | 77.5% |
| 2024 Q4 | 1,690 | 174.5M | $37.7B | 77.5% |
| 2024 Q3 | 1,612 | 172.1M | $38.8B | 76.4% |
| 2024 Q2 | 1,569 | 171.2M | $34.0B | 76.1% |
| 2024 Q1 | 1,635 | 169.5M | $40.1B | 75.3% |
| 2023 Q4 | 1,586 | 169.8M | $36.8B | 75.4% |
| 2023 Q3 | 1,448 | 168.3M | $30.2B | 74.8% |
| Insider | Role | Date | Type | Shares | Value | Post-Txn Owned |
|---|---|---|---|---|---|---|
| Huffard John C Jr | director | 2026-10-08 | W-Will | 333 | — | 333 |
| Huffard John C Jr | director | 2026-09-30 | A-Award | 172 | — | 3,307 |
| Anderson Richard H | director | 2026-09-30 | A-Award | 178 | — | 1,949 |
| George Mark R | director, President & CEO | 2026-09-13 | EXERCISE | 2,653 | — | 23,818 |
| George Mark R | director, President & CEO | 2026-09-13 | TAX W/H | 1,035 | $0.33M | 22,783 |
| George Mark R | director, President & CEO | 2026-09-13 | EXERCISE | 2,653 | — | 29,664 |
| Huffard John C Jr | director | 2026-08-20 | A-Award | 12 | — | 3,135 |
| Huffard John C Jr | director | 2026-08-20 | A-Award | 20 | — | 5,295 |
| 6-mo decomposition (Form 4) | Txns | Shares | Value | Signal weight |
|---|---|---|---|---|
| M — Exercises (paired A/D) | 2 | 10,972 | — | None — mechanics |
| F — Tax withholding | 2 | 4,282 | $1.4M | None — compensation |
| P — Open-market purchases | 0 | 0 | $0 | Counted — none occurred |
| Filed | Filer | Shares registered | Est. proceeds |
|---|---|---|---|
| 2025-11-19 | Anil Bhatt | 900 | $0.3M |
| 2024-09-13 | Shaw Alan H. | 51,325 | $13.1M |
| 2024-07-29 | Nag Nabanita C | 355 | $0.1M |
| 2024-06-20 | Jennifer Scanlon | 5,055 | $1.1M |
| Trailing 12 mo | 1 filings | 900 | $0M |
| Filed | Form | Reporting person | % of class | Shares |
|---|---|---|---|---|
| 2026-04-30 | SCHEDULE 13G | Vanguard Capital Management | 7.55% | 17.0M sh |
| 2026-01-30 | SCHEDULE 13G/A | The Vanguard Group | 9.28% | 20.8M sh |
| Member | Chamber | Trade | Size band | Traded | Disclosed |
|---|---|---|---|---|---|
| Ro Khanna | House | BUY | $1,001 - $15,000 | 2026-09-04 | 2026-10-09 |
| Ro Khanna | House | BUY | $1,001 - $15,000 | 2026-05-01 | 2026-06-11 |
| Ro Khanna | House | SELL | $1,001 - $15,000 | 2026-01-29 | 2026-02-10 |
| Shelley Moore Capito | Senate | SELL | $1,001 - $15,000 | 2024-09-25 | 2024-10-05 |
| Shelley Moore Capito | Senate | SELL | $1,001 - $15,000 | 2024-09-25 | 2024-10-04 |
| Shelley Moore Capito | Senate | SELL | $1,001 - $15,000 | 2024-09-25 | 2024-10-04 |
| Manager | Shares | Value |
|---|---|---|
| Davenport & Co Llc | 373,953 | $116M |
| Assenagon Asset Management S.A. | 193,618 | $60M |
| Wealth Enhancement Advisory Servic | 114,616 | $19M |
| Fjarde Ap-Fonden /Fourth Swedish N | 66,004 | $20M |
| Ifm Investors Pty Ltd | 65,662 | $20M |
| Czech National Bank | 64,535 | $20M |
| Fund | Weight | Position |
|---|---|---|
| VITSX | 0.1% | $2.2B |
| VTI | 0.1% | $2.2B |
| VTSAX | 0.1% | $2.2B |
| VSMPX | 0.1% | $2.2B |
| VFINX | 0.1% | $1.8B |
| VOO | 0.1% | $1.8B |
| ATS Venue (4-wk) | Shares | Avg trade |
|---|---|---|
| Incr Intelligent Cross Llc | 1.7M | 32 sh |
| Ubsa Ubs Ats | 1.2M | 34 sh |
| Sgmt Sigma X2 | 0.9M | 23 sh |
| Cgxs Onechronos | 0.7M | 50 sh |
| Mspl Ms Pool (Ats-4) | 0.6M | 69 sh |
| Mlix Instinct X | 0.5M | 40 sh |
Moat score 55/100 — Narrow; primary source Intangible Assets.
| Officer | Title |
|---|---|
| Mark R. George | President, Chief Executive Officer & Director |
| Claude E. Elkins | Executive Vice President & Chief Commercial Officer |
| Anil Bhatt | Executive Vice President and Chief Information & Digital Officer |
| Jason A. Zampi | Executive Vice President & Chief Financial Officer |
| Period | EPS est. | EPS actual | EPS surprise | Rev est. ($M) | Rev actual ($M) | Rev surprise |
|---|
| YoY growth | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | +13.8% | +14.4% | -4.6% | -0.3% | +0.5% |
| Gross profit | +28.5% | +8.4% | -40.7% | +34.0% | +37.3% |
| Operating income | +28.5% | +8.4% | -40.7% | +34.0% | +6.5% |
| Net income | +49.3% | +8.8% | -44.1% | +43.5% | +9.6% |
| $B · FY ends | FY21 | FY22 | FY23 | FY24 | FY25 | Trend |
|---|---|---|---|---|---|---|
| Revenue | 11.1 | 12.7 | 12.2 | 12.1 | 12.2 | |
| Cost of revenue | 6.8 | 8.0 | 9.3 | 8.4 | 7.0 | |
| Gross profit | 4.4 | 4.7 | 2.8 | 3.8 | 5.2 | |
| R&D expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| SG&A expense | 0.0 | 0.0 | 0.0 | -0.1 | 0.8 | |
| Operating income | 4.4 | 4.7 | 2.8 | 3.8 | 4.0 | |
| EBITDA | 5.7 | 6.0 | 4.3 | 5.5 | 5.9 | |
| D&A | 1.2 | 1.2 | 1.3 | 1.4 | 1.4 | |
| Pretax income | 3.9 | 4.1 | 2.3 | 3.3 | 3.7 | |
| Income tax | 0.9 | 0.9 | 0.5 | 0.7 | 0.8 | |
| Net income | 3.0 | 3.3 | 1.8 | 2.6 | 2.9 | |
| Diluted EPS ($) | 12.11 | 13.88 | 8.02 | 11.57 | 12.75 | |
| Diluted shares (M) | 248 | 236 | 227 | 226 | 225 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Cash & equivalents | 0.5 | 1.6 | 1.6 | 1.5 | |
| ST investments | 0.0 | 0.0 | 0.0 | 0.0 | |
| Receivables (net) | 1.1 | 1.1 | 1.1 | 1.0 | |
| Total current assets | 2.0 | 3.3 | 3.2 | 3.2 | |
| PP&E (net) | 32.2 | 33.3 | 35.8 | 0.0 | |
| Goodwill + intangibles | 0.0 | 0.0 | 0.0 | 0.0 | |
| Total assets | 38.9 | 41.7 | 43.7 | 45.2 | |
| Accounts payable | 0.7 | 1.0 | 1.0 | 1.9 | |
| Short-term debt | 0.7 | 0.0 | 0.6 | 0.6 | |
| Deferred revenue | 0.0 | 0.0 | 0.0 | 0.0 | |
| Total current liabilities | 2.6 | 2.6 | 3.5 | 3.8 | |
| Long-term debt | 14.5 | 17.2 | 16.7 | 16.5 | |
| Total liabilities | 26.2 | 28.9 | 29.4 | 29.7 | |
| Shareholders' equity | 12.7 | 12.8 | 14.3 | 15.5 |
| $B | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Net income | 3.3 | 1.8 | 2.6 | 2.9 | |
| D&A | 1.2 | 1.3 | 1.4 | 1.4 | |
| Stock-based compensation | 0.1 | 0.0 | 0.0 | 0.0 | |
| Working capital change | (0.2) | 0.4 | 0.6 | 0.1 | |
| Operating cash flow | 4.2 | 3.2 | 4.1 | 4.4 | |
| Capital expenditures | (1.9) | (2.3) | (2.4) | (2.2) | |
| Investing cash flow | (1.6) | (2.2) | (2.8) | (2.6) | |
| Buybacks | (3.1) | (0.6) | 0.0 | (0.5) | |
| Dividends paid | (1.2) | (1.2) | (1.2) | (1.2) | |
| Debt issuance / (repay) | 1.3 | 2.0 | (0.0) | (0.2) | |
| Financing cash flow | (3.0) | 0.1 | (1.2) | (1.9) | |
| Free cash flow | 2.3 | 0.8 | 1.7 | 2.2 |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| PROFITABILITY | |||||||
| ROE | 21.1% | 24.8% | 14.3% | 19.4% | 19.2% | 17% | |
| ROA | 7.9% | 8.5% | 4.5% | 6.1% | 6.5% | 5.8% | |
| ROIC | 12.5% | 13.4% | 7.7% | 9.8% | 10.1% | 7.3% | |
| Gross margin | 39.2% | 37.1% | 23.1% | 31.0% | 42.4% | 53.7% | |
| Operating margin | 39.2% | 37.1% | 23.1% | 31.0% | 32.9% | 31.6% | |
| Net margin | 27.0% | 25.7% | 15.0% | 21.6% | 23.6% | 21.0% | |
| EBITDA margin | 51.2% | 47.4% | 35.7% | 45.3% | 48.0% | 43.3% | |
| FCF margin | 25.0% | 17.8% | 6.8% | 0.2% | 35.8% | — | |
| VALUATION | |||||||
| P/E | 22.08 | 16.23 | 28.03 | 19.85 | 22.59 | 27.9 | |
| P/B | 4.86 | 4.17 | 4.01 | 3.64 | 4.17 | 4.5 | |
| P/S | 5.96 | 4.16 | 4.21 | 4.29 | 5.33 | 5.86 | |
| P/FCF | 23.83 | 23.34 | 61.70 | 1858.84 | 14.88 | 19.1 | |
| EV/EBITDA | 13.98 | 11.29 | 15.49 | 12.37 | 13.75 | 16.4 | |
| EV/Revenue | 7.16 | 5.35 | 5.53 | 5.60 | 6.61 | 7.1 | |
| Earnings yield | 4.5% | 6.2% | 3.6% | 5.0% | 4.4% | 3.58% | |
| FCF yield | 4.2% | 4.3% | 1.6% | 0.1% | 6.7% | 5.22% | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| LEVERAGE & SOLVENCY | |||||||
| Current ratio | 0.86 | 0.76 | 1.24 | 0.90 | 0.85 | 0.83 | |
| Quick ratio | 0.77 | 0.66 | 1.14 | 0.82 | 0.85 | 0.73 | |
| Debt / equity | 1.04 | 1.22 | 1.37 | 1.22 | 1.10 | 1.02 | |
| Debt / assets | 37.0% | 40.1% | 42.2% | 40.0% | 37.8% | 36.8% | |
| Net debt / EBITDA | 2.35 | 2.50 | 3.69 | 2.89 | 2.66 | 2.87 | |
| Interest coverage | 7.00 | 6.97 | 4.21 | 5.13 | 5.63 | — | |
| Ratio | FY21 | FY22 | FY23 | FY24 | FY25 | TTM | Trend |
|---|---|---|---|---|---|---|---|
| EFFICIENCY | |||||||
| Asset turnover | 0.29 | 0.33 | 0.30 | 0.28 | 0.27 | 0.28 | |
| Receivables turnover | 16.27 | 15.58 | 13.68 | 14.53 | 13.72 | 10.7 | |
| DSO (days) | 22 | 23 | 27 | 25 | 27 | 34 | |
| DPO (days) | 38 | 36 | 33 | 43 | 74 | 112 | |
| Cash conversion cycle | -3 | -1 | 3 | -6 | -40 | -57 | |
| GROWTH (YoY) | |||||||
| Revenue growth | 13.8% | 14.4% | -4.6% | -0.3% | 0.5% | — | |
| Net income growth | 49.3% | 8.8% | -44.1% | 43.5% | 9.6% | — | |
| EPS growth | 56.1% | 14.9% | -43.0% | 43.4% | 10.4% | — | |
| FCF growth | 30.0% | -18.3% | -63.5% | -96.6% | 15475.0% | — | |
| PER SHARE ($) | |||||||
| EPS (diluted, TTM) | 12.34 | 14.17 | 8.07 | 11.58 | 12.78 | 11.71 | |
| Book value / share | 56.02 | 55.19 | 56.48 | 63.16 | 69.16 | 72.20 | |
| Revenue / share | 45.76 | 55.24 | 53.72 | 53.52 | 54.18 | 55.71 | |
| FCF / share | 11.44 | 9.86 | 3.67 | 0.12 | 19.40 | 17.04 | |
| Cash / share | 3.45 | 1.98 | 6.93 | 7.25 | 6.81 | 4.75 | |
| SHAREHOLDER RETURN & SCORES | |||||||
| Buyback yield | 5.1% | 5.9% | 1.2% | 0.0% | 0.8% | 0.09% | |
| Altman Z-Score | 2.69 | 2.32 | 1.97 | 2.03 | 2.30 | 2.5 | |
| Piotroski F-Score | 7 | 6 | 5 | 6 | 7 | 8/9 | |
| Beneish M-Score | -2.48 | -2.38 | -2.41 | -2.88 | 0.16 | -2.77 | |
| Model | Score | Zone | Note |
|---|---|---|---|
| Piotroski F-Score | 8 / 9 | Strong | |
| Altman Z-Score | 2.5 | Grey zone | Grey |
| Income quality | 1.42 | Cash-backed | OCF ÷ net income |
| Beneish M-Score | -2.77 | Non-manipulator | vs −2.22 threshold |
| DuPont Decomposition (TTM) | Value |
|---|---|
| Tax burden | 0.78 |
| Interest burden | 0.84 |
| Operating margin | 32.0% |
| Asset turnover | 0.28× |
| Financial leverage | 2.88× |
| = ROE | 17% |
| Growth Quality (live) | Value |
|---|---|
| Revenue stability | 0.57 |
| Earnings stability | 0.00 |
| Earnings persistence | 0.91 |
| Revenue CAGR 3y | -0.4% |
| EPS CAGR 3y | 1.3% |
| FCF CAGR 3y | 24.3% |
| Company | Mkt cap | P/E | ROE | Net margin | Rev growth | Piotroski | 1-yr ret |
|---|---|---|---|---|---|---|---|
| CSX | $90.2B | 28.1 | 24% | 25.5% | +2.5% | 9/9 | +35.8% |
| WAB | $48.4B | 38.5 | 12% | 12.4% | +13.4% | 7/9 | +48.2% |
| UNP | $171.7B | 23.4 | 40% | 29.0% | +4.2% | 8/9 | +29.7% |
| CMI | $73.1B | 27.0 | 22% | 9.9% | +2.9% | 6/9 | +26.2% |
| UPS | $73.1B | 18.1 | 30% | 2.6% | -0.3% | 4/9 | — |
| NOC | $73.9B | 16.5 | 27% | 10.1% | +5.9% | 8/9 | — |
| RSG | $70.9B | 32.8 | 18% | 12.8% | +3.2% | 7/9 | — |
| ITW | $77.5B | 24.6 | 105% | 18.9% | +4.3% | 6/9 | — |
| Consensus estimates | Revenue mean | High / Low | EPS mean | High / Low | # EPS est. |
|---|---|---|---|---|---|
| FY2026 | $13.33B | $13.50B / $12.98B | $12.87 | $13.02 / $12.60 | 12 |
| FY2027 | $13.96B | $14.32B / $13.57B | $14.34 | $14.79 / $13.65 | 13 |
| FY2028 | $14.54B | $14.94B / $14.04B | $15.75 | $16.14 / $15.33 | 5 |
| Window | Avg Target | vs. Price | # Targets |
|---|---|---|---|
| Last Month | $340.00 | +4.0% | 2 |
| Last Quarter | $361.86 | +10.7% | 7 |
| Last Year | $336.04 | +2.8% | 26 |
| All Time | $297.44 | -9.0% | 81 |
| Moving Average | Value | Distance | % Distance | Signal |
|---|---|---|---|---|
| SMA 20 | $316.17 | +10.75 | +3.40% | Above |
| SMA 50 | $327.18 | -0.26 | -0.08% | Below |
| SMA 200 | $312.52 | +14.40 | +4.61% | Above |
| EMA 9 | $321.20 | +5.72 | +1.78% | Above |
| EMA 21 | $319.90 | +7.02 | +2.19% | Above |
| EMA 50 | $322.80 | +4.12 | +1.28% | Above |
| EMA 200 | $312.41 | +14.51 | +4.64% | Above |
| Level | Value | Level | Value |
|---|---|---|---|
| Pivot / R1 / R2 | $325.52 / $328.51 / $332.19 | S1 / S2 | $321.84 / $318.85 |
| Bollinger (20,2) | $306.42 – $325.92 | Squeeze | Off |
| 52-wk range | $276.58 – $358.60 | Off 52-wk high | -8.9% |
| ATR (14) | $5.00 (1.5%) | Historical vol | 14.7% |
| Computed from live weekly prices | NSC | S&P 500 |
|---|---|---|
| Weekly volatility (σ, 1y) | 2.63% | 1.83% |
| Best / worst week (1y) | +7.9% / -6.4% | — |
| Max drawdown (5y, monthly) | -41.3% | — |
| 1-week VaR (95%) | -5.2% | — |
| Beta (5y) | 1.27 | 1.00 |
| Reading | NSC | Railroads n=169 | Industrials n=9,922 | All US symbols n=70,435 |
|---|---|---|---|---|
| Overall | +10.3 | -18.3 | -24.1 | -20.5 |
| Trend | +19.1 | -22.6 | -26.2 | -21.3 |
| Momentum | +41.4 | -10.5 | -24.5 | -15.8 |
| Volume | +31.9 | +1.5 | -22.6 | -3.8 |
| Executive | Total comp | Structure |
|---|---|---|
| Mark R. George President & Chief Executive O | $16.2M | 75% equity+incentive |
| Claude E. Elkins Executive Vice President & | $6.9M | 52% equity+incentive |
| John F. Orr Executive Vice President & Chief | $5.6M | 68% equity+incentive |
| Jason A. Zampi Executive Vice President & Ch | $4.9M | 66% equity+incentive |
| Anil Bhatt Executive Vice President & Chief | $4.4M | 72% equity+incentive |
| Pillar (live disclosure scores) | Score |
|---|---|
| Environmental | 62 |
| Social | 64 |
| Governance | 70 |
| Composite ESG | 65 |
| Filed | 8-K contents | Items |
|---|---|---|
| 2026-07-23 | Earnings Release; Regulation FD; Exhibits | 2.02,7.01,9.01 |
| 2026-06-01 | Officer/Director Change; Regulation FD; Exhibits | 5.02,7.01,9.01 |
| 2026-05-08 | Shareholder Vote | 5.07 |
| 2026-04-24 | Earnings Release; Regulation FD; Exhibits | 2.02,7.01,9.01 |
| 2026-04-02 | Material Agreement; Exhibits | 1.01,9.01 |
| 2026-01-29 | Results of Operations and Financial Condition; Regulation FD Disclosur | 2.02,7.01,9.01 |
| 2025-12-19 | Regulation FD Disclosure; Financial Statements and Exhibits | 7.01,9.01 |
| 2025-11-17 | Submission of Matters to a Vote of Security Holders; Other Events; Fin | 5.07,8.01,9.01 |
Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.
| Data domain | Source | Coverage for this report |
|---|---|---|
| Price & volume | market_db.historical_prices | 52 rows |
| Fundamentals | income_statements_annual | 6 rows · 2020 to 2025 |
| Reported vs consensus | fact/earnings_calendar | 24 rows · 2020-10-28 to 2026-07-23 |
| Analyst estimates | dim/forward_estimates | 3 rows · 2026-12-31 to 2028-12-31 |
| Institutional ownership (13F) | holdings_db.institutional_ownership_summary | 115 rows · 1997 to 2026 |
| Insider transactions (Form 4) | edgar/form4 | 12 rows · 2026-08-20 to 2026-10-08 |
| Proposed sales (Form 144) | edgar/form144 | 1 record |
| Beneficial ownership (13D/G) | edgar/13dg | 2 rows · 2026-01-30 to 2026-04-30 |
| Short-sale volume (FINRA) | edgar/short_volume_daily | 60 rows · 2026-07-23 to 2026-10-15 |
| Dark pool (ATS, tier 1) | edgar/darkpool_weekly | 12 rows · 2026-06-15 to 2026-08-31 |
| ETF & fund holding | etf_holdings_changelog (30d) | 1 record |
| Peer set | stock_peers_dynamic | 8 rows |
| Industry medians | industry_medians | 1 record |
| Congressional trades | congress_db (House + Senate) | 1 record |
| ESG | fact/esg_disclosures | 1 record |
Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.
Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.