InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$218.49

2026-10-16

Market Cap

$127.0B

Volume

2.6M

52-Wk High

$239.38

52-Wk Low

$189.20

Trailing PE

11.0

P/S

1.38

Gross Margin

48.1%

Net Margin

12.7%

ROE

46%

ROIC

27%

Piotroski

6/9

Altman Z

1.3

1-Yr Return

-1.4%

5-Yr Return

+226.0%

The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its portfolio includes personal and commercial vehicle coverage, residential and commercial property protection, general liability, and various other specialized property-casualty insurance options. The company's operations are structured into three main divisions: Personal Lines, Commercial Lines, and Property. Within the Personal Lines segment, Progressive provides coverage for individual automobiles and recreational vehicles. Offerings range from standard personal auto policies to specialized options for motorcycles, all-terrain vehicles (ATVs), RVs, watercraft, snowmobiles, and similar forms of personal transport. The Commercial Lines division focuses on providing primary liability and physical damage insurance for business vehicles, alongside general liability and property insurance tailored for commercial applications. This segment insures a diverse array of vehicles, including cars, vans, pickup trucks, and dump trucks for small businesses; tractors, trailers, and straight trucks for regional freight, expedited shipping, and long-haul transport companies; heavy-duty vehicles like dump trucks, log trucks, and garbage trucks used in industries such as construction, logging, and mining; and tow trucks and wreckers for towing and service stations, as well as various non-fleet taxis and premium car services. The Property segment offers residential insurance solutions for homeowners, other property owners, and renters. Its portfolio further extends to include personal umbrella policies and both primary and excess flood insurance. Beyond underwriting, the company facilitates policy issuance and claims adjusting. It also serves as an agent for various additional insurance products, such as homeowner general liability and workers' compensation, and provides reinsurance services. Progressive's products are distributed through independent insurance agencies, as well as directly to consumers via its online platforms (including mobile access) and telephone channels. Established in 1937, The Progressive Corporation maintains its headquarters in Mayfield, Ohio.

SectorFinancial ServicesIndustryInsurance - Property & CasualtyExchangeNYSEMarket Cap$127.0BEmployees70,000 (SEC-filed)CEOSusan Patricia GriffithIPO1980-03-17CountryUS

300 North Commons Blvd., Mayfield Village, OH 44143 · Tel 440 461 5000 · progressive.com

INSIDERSTREET SCORE57 / 100Street mean $223.83 (12 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$27M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · PGR -1.4% · S&P 500 +15.9% · spread -17.3pp

7 Years vs S&P 500 · PGR +226.0% · S&P 500 +189.9% · spread +36.1pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE57of 100

Score Breakdown

Profitability	59/100
Growth	59/100
Momentum	84/100
Quality	79/100
Earnings Quality	73/100
Balance Sheet	60/100
Value	72/100
Risk (safety)	100/100
Overall	57.3/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
CB	61
TRV	69
ALL	60
WRB	60
CINF	78
MKL	50
PGR	57

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 80 in 25 Q2, latest 57 — -23 since. Fell in 3 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY57 / 100IS Score 57.3 / 100 · -22.9 from peak of 80

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 74 / 100 · Power +47 · 17 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 57 and price structure at 74 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 57.3	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 73 → 79 → 63 → 57	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,913 → now 1,834	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score3 of 4top 4% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)6 buys2026-06-16

Insider Buys (180d)0none disclosed

ETF Funds (30d)1431 up / 1179 downnet +252 funds

Institutions Added (13F)56managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,913 · latest 1,834 (-79 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	1,834	514.3M	$110.2B	88.2%
2026 Q1	1,778	510.6M	$98.9B	87.6%
2025 Q4	1,837	508.5M	$113.3B	87.2%
2025 Q3	1,803	497.2M	$120.7B	85.3%
2025 Q2	1,913	505.5M	$132.7B	86.7%
2025 Q1	1,851	507.0M	$141.3B	87.0%
2024 Q4	1,767	504.0M	$118.8B	86.4%
2024 Q3	1,661	496.8M	$123.6B	85.2%
2024 Q2	1,531	497.5M	$101.7B	85.3%
2024 Q1	1,467	500.7M	$101.7B	85.9%
2023 Q4	1,332	501.3M	$78.5B	86.0%
2023 Q3	1,175	504.7M	$68.8B	86.6%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Broz Steven	Chief Information Officer	2026-10-09	A-Award	6	—	12,516
Bauer Jonathan S.	Chief Investment Officer	2026-10-09	A-Award	6	—	12,119
Bailo Karen	Commercial Lines President	2026-10-09	A-Award	7	—	14,430
Griffith Susan Patricia	director, President and CEO	2026-10-09	A-Award	14	—	30,254
Day Heather E	CRM President	2026-10-09	A-Award	3	—	5,590
Clawson William L. Ii	Chief Human Resources Officer	2026-10-09	A-Award	5	—	11,707
Callahan Patrick K	Personal Lines President	2026-10-09	A-Award	7	—	15,375
Callahan Patrick K	Personal Lines President	2026-10-09	A-Award	45	—	98,348

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	18	128,076	$27.4M	Counted
M — Exercises (paired A/D)	1	825	—	None — mechanics
F — Tax withholding	12	108,272	$22.9M	None — compensation
G — Gifts	3	8,172	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$27.4M18 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-09-24	Broz Steven	1,225	$0.3M
2026-09-01	Griffith Susan Patricia	37,338	$8.2M
2026-08-20	Broz Steven	1,225	$0.3M
2026-08-13	Niederst Lori A	7,339	$1.5M
Trailing 12 mo	31 filings	200,514	$44M

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Filed	Form	Reporting person	% of class	Shares
2026-04-30	SCHEDULE 13G	Vanguard Capital Management	7.53%	44.1M sh
2026-03-27	SCHEDULE 13G/A	The Vanguard Group	—	exit/reporting change
2025-07-17	SCHEDULE 13G/A	BlackRock, Inc.	7.20%	42.1M sh
2025-02-05	SCHEDULE 13G/A	BlackRock, Inc.	9.00%	52.6M sh

Member	Chamber	Trade	Size band	Traded	Disclosed
Gilbert Cisneros	House	SELL	$1,001 - $15,000	2026-07-17	2026-09-07
Gilbert Cisneros	House	SELL	$1,001 - $15,000	2026-07-17	2026-09-07
Gilbert Ray Cisneros	House	SELL	$1,001 - $15,000	2026-07-16	2026-09-07
Alan Armstrong	Senate	SELL	$15,001 - $50,000	2026-03-27	2026-07-21
Sheldon Whitehouse	Senate	SELL	$15,001 - $50,000	2025-10-27	2025-11-03
Sheldon Whitehouse	Senate	SELL	$15,001 - $50,000	2025-10-27	2025-11-03

House 12-Mo41 trades24 purchases

Senate 12-Mo4 trades0 purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)1,778

13F Shares511M87.6% of shares out

New / Closed170 / 195positions, QoQ

Increased / Reduced705 / 692positions, QoQ

Put/Call (13F)0.94option positions

Free Float99.7%580M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Fenimore Asset Management Inc	553,861	$115M
Confluence Investment Management L	537,474	$111M
Vontobel Holding Ltd.	426,401	$88M
Fjarde Ap-Fonden /Fourth Swedish N	344,374	$71M
Chicago Capital, Llc	293,044	$61M
Zwj Investment Counsel Inc	268,994	$56M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.2%	$3.8B
VSMPX	0.2%	$3.8B
VTSAX	0.2%	$3.8B
VTI	0.2%	$3.8B
VOO	0.2%	$3.2B
VFFSX	0.2%	$3.2B

13F Filers Holding PGR — quarterly

Institutional Put/Call — quarterly

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session54.0%2026-10-15

20-Day Avg42.9%50-day 41.5%

TrendRising20d vs 50d

By Market CenterQ: 53% · N: 68% · B: 72%latest session

Weekly Notional ($B)

Where PGR Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.8M	49 sh
Ubsa Ubs Ats	3.7M	60 sh
Bids Bids Ats	2.8M	620 sh
Sgmt Sigma X2	2.3M	48 sh
Ebxl Level Ats	2.3M	36 sh
Pure Purestream	1.7M	27 sh

Where a dollar of The Progressive Corporation revenue goes. All values FY2025 filings, live.

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PGR (live moat model)Peer median: CB · TRV · ALL · WRB · CINF

Component scores from the live moat model. Peer median illustrative.

Moat score 53/100 — Weak; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
Susan Patricia Griffith	President, Chief Executive Officer & Director
Andrew John Quigg	Vice President & Chief Financial Officer
Patrick K. Callahan	President of Personal Lines
Karen Barone Bailo	President of Commercial Lines

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Quarterly EPS — Actual vs. Consensus

Beats (>2%)4 of 6recent quarters

Avg Surprise+1.0%

Next Report2027-01-27

Income Quality1.40OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

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Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+11.8%	+4.0%	+25.2%	+21.4%	+16.3%
Gross profit	-27.4%	-27.0%	+55.9%	+77.7%	+23.6%
Operating income	-41.3%	-78.1%	+431.9%	+118.5%	+32.8%
Net income	-41.3%	-78.5%	+440.6%	+117.3%	+33.3%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	47.7	49.6	62.1	75.3	87.6
Cost of revenue	37.3	42.0	50.3	54.4	61.8
Gross profit	10.3	7.5	11.8	20.9	25.8
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.0	0.0	0.0	0.0	0.0
Operating income	4.2	0.9	4.9	10.7	14.2
EBITDA	4.8	1.5	5.5	11.3	14.8
D&A	0.3	0.3	0.3	0.3	0.3
Pretax income	4.2	0.9	4.9	10.7	14.2
Income tax	0.9	0.2	1.0	2.2	2.9
Net income	3.4	0.7	3.9	8.5	11.3
Diluted EPS ($)	5.66	1.18	6.58	14.40	19.23
Diluted shares (M)	587	587	588	588	588

Operating CF$18B

CapEx$0B

Free cash flow$17B

SBC$0B

Buybacks$0B

Net cash change$-0B

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.2	0.1	0.1	0.0
ST investments	49.5	62.2	75.9	92.8
Receivables (net)	16.2	17.1	19.1	16.4
Total current assets	66.3	79.6	23.3	109.2
PP&E (net)	1.0	0.9	0.8	0.0
Goodwill + intangibles	0.3	1.9	2.2	0.0
Total assets	75.5	88.7	105.7	91.1
Accounts payable	5.5	0.0	0.0	0.0
Short-term debt	0.0	0.0	0.0	0.0
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	5.5	0.0	0.0	0.0
Long-term debt	6.4	6.9	6.9	0.0
Total liabilities	59.6	68.4	80.2	86.5
Shareholders' equity	15.9	20.3	25.6	4.6

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	0.7	3.9	8.5	11.3
D&A	0.3	0.3	0.3	0.3
Stock-based compensation	0.1	0.1	0.1	0.0
Working capital change	3.6	6.6	6.5	6.6
Operating cash flow	6.8	10.6	15.1	17.5
Capital expenditures	(0.3)	(0.3)	(0.3)	(0.3)
Investing cash flow	(8.0)	(10.8)	(13.7)	(14.5)
Buybacks	(0.1)	(0.1)	(0.6)	(0.2)
Dividends paid	(0.3)	(0.3)	(0.7)	(2.9)
Debt issuance / (repay)	1.5	0.5	0.0	0.0
Financing cash flow	1.1	0.1	(1.3)	(3.0)
Free cash flow	6.6	10.4	14.8	17.2

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	19.0%	4.2%	21.6%	37.0%	75.0%	46%
ROA	5.0%	1.0%	4.8%	8.7%	11.5%	9.1%
ROIC	-15.3%	-2.6%	-11.1%	-19.4%	-12.8%	27.1%
Gross margin	21.7%	15.2%	18.9%	27.7%	29.5%	48.1%
Operating margin	8.8%	1.9%	7.9%	14.2%	16.2%	16.0%
Net margin	7.0%	1.5%	6.3%	11.3%	12.9%	12.7%
EBITDA margin	10.0%	3.0%	8.8%	15.0%	16.9%	16.6%
FCF margin	15.8%	13.2%	16.7%	19.7%	19.6%	—
VALUATION
P/E	17.33	102.48	23.35	16.27	11.14	11.0
P/B	3.19	4.65	4.49	5.39	27.58	26.3
P/S	1.22	1.49	1.47	1.83	1.44	1.38
P/FCF	7.72	11.28	8.77	9.30	7.32	8.0
EV/EBITDA	3.77	20.38	6.55	6.10	2.24	8.9
EV/Revenue	0.38	0.62	0.58	0.91	0.38	1.5
Earnings yield	5.8%	1.0%	4.3%	6.1%	9.0%	9.14%
FCF yield	12.9%	8.9%	11.4%	10.8%	13.7%	12.56%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	9.86	11.98	—	—	—	0.23
Quick ratio	9.86	11.98	—	—	—	0.23
Debt / equity	0.27	0.40	0.34	0.27	0.00	1.74
Debt / assets	6.9%	8.5%	7.8%	6.5%	0.0%	6.6%
Net debt / EBITDA	-8.41	-28.84	-10.14	-6.14	-6.27	0.55
Interest coverage	20.26	4.79	19.27	39.42	52.16	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.71	0.68	0.76	0.77	0.89	0.72
Receivables turnover	3.59	3.24	3.73	4.16	4.94	5.3
DSO (days)	102	113	98	88	74	69
DPO (days)	54	50	20	0	0	78
Cash conversion cycle	48	62	78	88	74	-9
GROWTH (YoY)
Revenue growth	11.8%	4.0%	25.2%	21.4%	16.3%	—
Net income growth	-41.2%	-78.5%	440.9%	117.3%	33.4%	—
EPS growth	-41.1%	-78.6%	440.5%	117.2%	33.2%	—
FCF growth	12.5%	-12.8%	58.5%	42.8%	15.9%	—
PER SHARE ($)
EPS (diluted, TTM)	5.73	1.23	6.64	14.43	19.22	19.98
Book value / share	31.18	27.07	34.51	43.55	7.76	59.28
Revenue / share	81.54	84.46	105.67	128.21	149.01	157.67
FCF / share	12.86	11.17	17.69	25.24	29.24	27.42
Cash / share	76.97	84.68	105.96	129.48	157.81	3.65
SHAREHOLDER RETURN & SCORES
Buyback yield	0.4%	0.1%	0.2%	0.1%	0.1%	0.93%
Altman Z-Score	2.74	2.71	3.06	2.67	3.80	1.3
Piotroski F-Score	6	5	7	7	7	6/9
Beneish M-Score	-2.29	-2.77	-2.89	0.27	-3.48	-0.21

Model	Score	Zone	Note
Piotroski F-Score	6 / 9	Middling
Altman Z-Score	1.3	Distress (<1.81)	Distress
Income quality	1.40	Cash-backed	OCF ÷ net income
Beneish M-Score	-0.21	Elevated	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.79
Interest burden	0.98
Operating margin	16.6%
Asset turnover	0.76×
Financial leverage	3.59×
= ROE	35%

Growth Quality (live)	Value
Revenue stability	0.96
Earnings stability	0.62
Earnings persistence	0.95
Revenue CAGR 3y	17.7%
EPS CAGR 3y	88.9%
FCF CAGR 3y	28.9%

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield0.93%

Dividend Yield6.36%

Total Shareholder Return7.32%cash yield

SBC / Revenue0.1%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
CB	$138.8B	12.6	15%	18.2%	+7.6%	7/9	+34.6%
TRV	$81.2B	10.1	27%	15.4%	+1.1%	6/9	+51.2%
ALL	$62.7B	4.9	46%	17.6%	+5.4%	7/9	+27.8%
WRB	$28.0B	15.4	20%	6.6%	+26.0%	8/9	+5.3%
CINF	$26.3B	8.0	21%	29.4%	+19.5%	8/9	—
MKL	$22.9B	10.1	13%	22.5%	+6.7%	7/9	—
L	$22.6B	13.5	10%	9.4%	+4.3%	8/9	—
RE	$15.3B	8.0	13%	14.1%	-5.1%	5/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Hold

42 Analysts

Str Sell (0)Sell (4)Hold (22)Buy (16)Str Buy (0)

Mean Target (qtr)$223.8312 targets

Target vs. Price+2.4%last-quarter mean

Next Report2027-01-27street $4.03

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$90.43B	$93.23B / $87.24B	$16.05	$17.58 / $14.07	15
FY2026	$88.24B	$89.83B / $87.19B	$18.33	$19.14 / $16.32	15
FY2027	$97.44B	$102.93B / $93.43B	$16.15	$17.43 / $14.97	13

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$218.25	-0.1%	4
Last Quarter	$223.83	+2.4%	12
Last Year	$230.25	+5.4%	53
All Time	$228.71	+4.7%	112

Rolling mean of published targets vs. last close $218.49. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

A-

DCF

3/5

ROE

5/5

ROA

5/5

Debt/Eq

4/5

P/E

3/5

P/B

1/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

PGR -1.4% vs S&P 500 +15.9% — spread -17.3pp

Sector — XLF +7.2%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

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Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$212.08	+6.41	+3.02%	Above
SMA 50	$214.75	+3.74	+1.74%	Above
SMA 200	$208.52	+9.97	+4.78%	Above
EMA 9	$216.12	+2.37	+1.10%	Above
EMA 21	$214.76	+3.73	+1.74%	Above
EMA 50	$214.24	+4.25	+1.98%	Above
EMA 200	$214.65	+3.84	+1.79%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBULLISHPower Score +4717 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%78

Momentum 25%80

Volume 20%62

Volatility 10%100

Patterns 15%50

This Week100% bullishof 11 price-based votes

4 Weeks Ago27%+73 pts since

12 Weeks Ago0%+100 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$212.08

Price vs SMA 50$214.75

Price vs SMA 200$208.52

EMA 9/21 Cross216.1/214.8

SMA 50/200Golden

ADX DirectionADX 15

Supertrend$209

Parabolic SAR$223

SMA Slope0.260

RSI55.2

Stochastic K/D63/71

StochRSI K/D47/62

Williams %R-23

CCI79

TSI vs Signal5.0

CMO10.4

ROC3.92%

OBV SignalAccum

Chaikin MF0.160

MFI76

Force Index-4M

Elder Ray Bull3.96

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 71

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$215.98 / $219.26 / $224.76	S1 / S2	$210.48 / $207.20
Bollinger (20,2)	$201.13 – $223.04	Squeeze	Off
52-wk range	$189.20 – $239.38	Off 52-wk high	-8.7%
ATR (14)	$5.68 (2.6%)	Historical vol	27.1%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+1.1%Jan60%

+3.2%Feb70%

+2.8%Mar62%

+1.4%Apr60%

+1.4%May70%

-1.3%Jun50%

-0.8%Jul45%

+2.3%Aug60%

+0.3%Sep70%

-0.3%Oct45%

+1.9%Nov60%

+2.1%Dec60%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	PGR	S&P 500
Weekly volatility (σ, 1y)	3.87%	1.83%
Best / worst week (1y)	+7.6% / -11.9%	—
Max drawdown (5y, monthly)	-30.2%	—
1-week VaR (95%)	-6.3%	—
Beta (5y)	0.26	1.00

PGR EQUITY WEATHER (LIVE)CLOUDY · -3

Trend+37

Momentum+23

Volume-42

Volatility-60

Breadth-23

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 356 stories, weekly buckets, −1 to +1.

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Overall-2.6+7.4 vs industry

Trend+37.5+35.8 vs industry

Momentum+23.4+9.1 vs industry

Volume-42.4-34.9 vs industry

Reading	PGR	Insurance - Property & Casualty n=188	Financial Services n=24,134	All US symbols n=70,435
Overall	-2.6	-10.0	-16.3	-20.5
Trend	+37.5	+1.7	-12.5	-21.3
Momentum	+23.4	+14.3	-4.4	-15.8
Volume	-42.4	-7.5	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Susan Patricia Griffith President and Chief	$17.7M	93% equity+incentive
John P. Sauerland Vice President and Chief F	$6.2M	87% equity+incentive
Patrick K. Callahan Personal Lines President	$5.4M	87% equity+incentive
Karen B. Bailo Commercial Lines President	$4.0M	83% equity+incentive
John Murphy Claims President	$3.5M	82% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	54
Social	61
Governance	66
Composite ESG	60

Composite ESG Trend

Filed	8-K contents	Items
2026-10-14	Earnings Release; Exhibits	2.02,9.01
2026-09-18	Regulation FD; Exhibits	7.01,9.01
2026-08-19	Regulation FD; Exhibits	7.01,9.01
2026-08-10	Regulation FD; Exhibits	7.01,9.01
2026-07-15	Earnings Release; Exhibits	2.02,9.01
2026-06-17	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-05-20	Regulation FD; Exhibits	7.01,9.01
2026-05-12	Officer/Director Change; Shareholder Vote; Regulation FD; Exhibits	5.02,5.07,7.01,9.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2021-01-27 to 2026-10-14
Analyst estimates	dim/forward_estimates	3 rows · 2026-11-30 to 2027-11-30
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	114 rows · 1998 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-10-09
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2025-02-05 to 2026-04-30
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

The Progressive Corporation (PGR)

Institutions holding — 12 quarters

The Progressive Corporation (PGR)

Monthly Net Insider Flow (000 shares)

Signal Summary

The Progressive Corporation (PGR)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding PGR — quarterly

Institutional Put/Call — quarterly

The Progressive Corporation (PGR)

Where PGR Trades in the Dark

The Progressive Corporation (PGR)

3.8 · Employees (SEC filings)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

Balance Sheet — Full

Cash Flow Statement — Full

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

Street Price Target — Trajectory

Third-Party Composite Rating

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

Family Scores (site weights)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)

The Progressive Corporation (PGR)