InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$444.71

2026-10-16

Market Cap

$128.0B

Volume

1.9M

52-Wk High

$461.52

52-Wk Low

$156.17

Trailing PE

18.4

P/S

0.96

Gross Margin

11.3%

Net Margin

5.4%

ROE

30%

ROIC

17%

Piotroski

8/9

Altman Z

6.0

1-Yr Return

+186.2%

5-Yr Return

+635.0%

Valero Energy Corporation functions as a global producer and marketer of transportation fuels and petrochemicals, with operations spanning the United States, Canada, the United Kingdom, Ireland, and other international territories. The company organizes its business across three primary divisions: Refining, Renewable Diesel, and Ethanol. Its Refining segment generates a wide array of products, including various types of gasoline (conventional, premium, reformulated, and California Air Resources Board-compliant), diverse diesel fuels (low-sulfur, ultra-low-sulfur, and CARB diesel), jet fuels, blendstocks, asphalts, petrochemicals, and lubricants. This division also handles the sale of lube oils and natural gas liquids. As of the end of 2021, Valero managed 15 petroleum refineries, boasting a combined daily processing capacity of approximately 3.2 million barrels of crude oil. The Ethanol division comprises 12 plants, capable of producing around 1.6 billion gallons of ethanol annually. These facilities also yield co-products such as dry distiller grains, syrup, and inedible corn oil, which are largely supplied to animal feed markets. Valero distributes its refined goods through wholesale rack and bulk channels, in addition to approximately 7,000 branded retail stations operating under names like Valero, Beacon, Diamond Shamrock, Shamrock, Ultramar, and Texaco. Furthermore, Valero contributes to renewable energy production by owning and operating a facility dedicated to converting animal fats, used cooking oils, and inedible distillers corn oils into renewable diesel. Supporting its extensive operations, the company maintains a comprehensive logistics network that includes crude oil and refined product pipelines, storage terminals, tanks, marine docks, and truck rack bays. Originally established in 1980 as Valero Refining and Marketing Company, the firm adopted its current name, Valero Energy Corporation, in August 1997. Its corporate headquarters are situated in San Antonio, Texas.

SectorEnergyIndustryOil & Gas Refining & MarketingExchangeNYSEMarket Cap$128.0BEmployees9,811 (SEC-filed)CEOR. Lane RiggsIPO1982-01-04CountryUS

One Valero Way, San Antonio, TX 78249 · Tel 210 345 2000 · valero.com

INSIDERSTREET SCORE74 / 100Street mean $403.06 (18 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$8M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · VLO +186.2% · S&P 500 +15.9% · spread +170.3pp

7 Years vs S&P 500 · VLO +635.0% · S&P 500 +189.9% · spread +445.1pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE74of 100

Score Breakdown

Profitability	54/100
Growth	65/100
Momentum	89/100
Quality	83/100
Earnings Quality	78/100
Balance Sheet	79/100
Value	74/100
Risk (safety)	100/100
Overall	74.5/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
MPC	72
PSX	71
DINO	75
BP	51
EQNR	63
PBR	65
VLO	74

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 79 in 23 Q1, latest 74 — -4 since. Dropped below the 75 line in 23 Q2, at 66. Fell in 0 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY74 / 100IS Score 74.5 / 100 · -4.4 from peak of 79

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 84 / 100 · Power +69 · 20 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

Both readings sit above the midpoint — business quality at 74 and price structure at 84 out of 100 — so they are not in conflict. The fundamentals and the tape are saying the same thing, which is the case in which either one alone would have been enough.

Trigger	Where it stands now	What it would mean
IS Score reaches 75 and holds two consecutive quarters	now 74.5	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 42 → 51 → 64 → 74	the direction matters more than the level
Technical vote share back above 50%	now 100%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,974 → now 1,974	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score0 of 4top 100% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)0 buysnone disclosed

Insider Buys (180d)0none disclosed

ETF Funds (30d)1187 up / 1202 downnet -15 funds

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,974 · latest 1,974 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	1,974	248.5M	$62.7B	84.5%
2026 Q1	1,865	249.8M	$59.1B	85.0%
2025 Q4	1,626	257.7M	$40.0B	87.7%
2025 Q3	1,551	248.7M	$40.0B	84.6%
2025 Q2	1,478	264.6M	$33.8B	90.0%
2025 Q1	1,464	268.5M	$33.8B	91.3%
2024 Q4	1,472	262.7M	$31.7B	89.4%
2024 Q3	1,445	259.5M	$34.4B	88.2%
2024 Q2	1,467	263.4M	$40.4B	89.6%
2024 Q1	1,521	266.5M	$44.3B	90.7%
2023 Q4	1,445	261.1M	$33.3B	88.8%
2023 Q3	1,367	268.6M	$37.3B	91.4%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Reymond Robert L	director	2026-09-18	EXERCISE	924	—	1,375
Reymond Robert L	director	2026-09-18	EXERCISE	924	—	0
Audette Matthew J	director	2026-09-17	A-Award	372	—	372
Simmons Gary K.	EVP & COO	2026-09-16	GIFT	4,000	—	230,367
Walsh Richard Joe	EVP & GC	2026-08-21	GIFT	3,104	—	97,091
Fisher Eric A	SVP	2026-06-29	SELL	7,500	$2.01M	19,742
Fisher Eric A	SVP	2026-06-18	SELL	7,500	$1.78M	27,242
Fisher Eric A	SVP	2026-05-18	SELL	7,500	$1.89M	34,742

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	6	31,211	$7.7M	Counted
M — Exercises (paired A/D)	9	11,972	—	None — mechanics
F — Tax withholding	6	26,966	$5.3M	None — compensation
G — Gifts	2	7,104	—	None
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$7.7M6 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Filed	Filer	Shares registered	Est. proceeds
2026-08-03	Eric Fisher	8,386	$2.5M
2026-08-03	Eric Fisher	8,386	$2.5M
2026-06-29	Fisher Eric A	7,500	$2.0M
2026-06-17	Fisher Eric A	7,500	$1.8M
Trailing 12 mo	8 filings	49,605	$13M

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Filed	Form	Reporting person	% of class	Shares
2026-07-31	SCHEDULE 13G	Vanguard Portfolio Management	5.01%	14.9M sh
2026-04-30	SCHEDULE 13G	Vanguard Capital Management	7.58%	22.7M sh
2025-04-30	SCHEDULE 13G/A	The Vanguard Group	12.36%	38.9M sh
2025-04-24	SCHEDULE 13G/A	BlackRock, Inc.	7.30%	23.0M sh

Member	Chamber	Trade	Size band	Traded	Disclosed
Gilbert Cisneros	House	SELL	$1,001 - $15,000	2026-01-09	2026-02-13
Gilbert Ray Cisneros	House	SELL	$1,001 - $15,000	2026-01-08	2026-02-13
Gilbert Cisneros	House	SELL	$1,001 - $15,000	2025-08-06	2025-09-12
John Boozman	Senate	SELL	$1,001 - $15,000	2025-05-13	2025-06-14
John Boozman	Senate	SELL	$1,001 - $15,000	2025-05-13	2025-06-14
John Boozman	Senate	SELL	$1,001 - $15,000	2025-05-13	2025-06-13

House 12-Mo2 trades0 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

13F Filers (last complete Q)1,865

13F Shares250M85.0% of shares out

New / Closed359 / 98positions, QoQ

Increased / Reduced656 / 597positions, QoQ

Put/Call (13F)1.12option positions

Free Float99.6%287M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Montrusco Bolton Investments Inc.	468,947	$182M
Assenagon Asset Management S.A.	240,209	$93M
Wealth Enhancement Advisory Servic	185,231	$46M
Ninety One Uk Ltd	182,963	$71M
Fort Washington Investment Advisor	167,212	$65M
Artemis Investment Management Llp	142,653	$55M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.2%	$3.5B
VSMPX	0.2%	$3.5B
VTI	0.2%	$3.5B
VTSAX	0.2%	$3.5B
VFINX	0.2%	$2.9B
VOO	0.2%	$2.9B

13F Filers Holding VLO — quarterly

Institutional Put/Call — quarterly

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session48.5%2026-10-15

20-Day Avg58.5%50-day 59.1%

TrendFalling20d vs 50d

By Market CenterQ: 48% · N: 57% · B: 47%latest session

Weekly Notional ($B)

Where VLO Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.4M	46 sh
Ubsa Ubs Ats	2.5M	47 sh
Ebxl Level Ats	2.1M	28 sh
Sgmt Sigma X2	1.9M	42 sh
Mlix Instinct X	1.1M	62 sh
Mstx Ms Trajectory Cross (Ats-1)	1.1M	26 sh

Where a dollar of Valero Energy Corporation revenue goes. All values FY2025 filings, live.

Region	Revenue	Share
UNITED STATES	$87.8B	75%
United Kingdom And Ireland	$15.8B	13%
CANADA	$8.1B	7%
Other Countries	$5.7B	5%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

VLO (live moat model)Peer median: MPC · PSX · DINO · BP · EQNR

Component scores from the live moat model. Peer median illustrative.

Moat score 56/100 — Narrow; primary source Efficient Scale.

3.8 · Employees (SEC filings)

Officer	Title
R. Lane Riggs	Chief Executive Officer, President & Chairman
Gary K. Simmons	Executive Vice President & Chief Operating Officer
Richard Joe Walsh	Executive Vice President & General Counsel
Eric Honeyman	Senior Vice President of Renewables Operations & Low Carbon Fuels

Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Quarterly EPS — Actual vs. Consensus

Beats (>2%)6 of 6recent quarters

Avg Surprise+40.3%

Next Report2026-10-22

Income Quality1.43OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

Profit Margins (%)

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+75.6%	+54.8%	-17.9%	-10.3%	-5.5%
Gross profit	-491.1%	+443.5%	-23.1%	-63.1%	+12.8%
Operating income	-234.9%	+636.6%	-24.4%	-68.3%	+14.8%
Net income	-165.2%	+1139.6%	-23.4%	-68.6%	-15.2%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	114.0	176.4	144.8	129.9	122.7
Cost of revenue	110.9	159.6	131.9	125.1	117.3
Gross profit	3.1	16.8	12.9	4.8	5.4
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.9	0.9	1.0	1.0	1.0
Operating income	2.1	15.7	11.9	3.8	4.3
EBITDA	4.6	18.3	14.7	7.0	6.7
D&A	2.4	2.5	2.7	2.8	3.2
Pretax income	1.5	15.3	11.8	3.7	3.0
Income tax	0.3	3.4	2.6	0.7	0.8
Net income	0.9	11.5	8.8	2.8	2.3
Diluted EPS ($)	2.27	29.00	24.95	8.58	7.57
Diluted shares (M)	407	396	353	322	309

Operating CF$6B

CapEx$1B

Free cash flow$5B

SBC$0B

Buybacks$3B

Net cash change$0B

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	4.9	5.4	4.7	4.7
ST investments	0.0	0.0	0.0	0.0
Receivables (net)	11.9	12.5	10.7	0.0
Total current assets	24.1	26.2	23.7	47.5
PP&E (net)	32.1	31.3	30.4	0.0
Goodwill + intangibles	0.5	0.4	0.4	0.0
Total assets	61.0	63.1	60.1	47.5
Accounts payable	12.7	12.6	12.1	0.0
Short-term debt	1.1	1.4	0.7	0.9
Deferred revenue	0.1	0.0	0.1	0.0
Total current liabilities	17.5	16.8	15.5	14.1
Long-term debt	10.5	10.1	9.7	7.6
Total liabilities	35.5	34.5	32.6	23.8
Shareholders' equity	25.5	28.5	27.5	23.7

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	11.9	9.1	2.8	2.3
D&A	2.5	2.7	2.8	3.2
Stock-based compensation	0.1	0.0	0.1	0.0
Working capital change	(0.2)	(2.7)	1.0	(0.5)
Operating cash flow	12.6	9.2	6.7	5.8
Capital expenditures	(1.7)	(0.9)	(0.9)	(0.8)
Investing cash flow	(2.8)	(1.9)	(2.0)	(1.8)
Buybacks	(4.6)	(5.1)	(2.9)	(2.6)
Dividends paid	(1.6)	(1.5)	(1.4)	(1.4)
Debt issuance / (repay)	(2.8)	(0.3)	(0.6)	(0.1)
Financing cash flow	(8.8)	(6.9)	(5.0)	(4.2)
Free cash flow	10.9	8.3	5.8	5.0

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	5.0%	54.9%	35.4%	10.9%	9.7%	30%
ROA	1.7%	19.4%	14.2%	4.5%	4.4%	11.2%
ROIC	6.0%	38.8%	27.5%	9.7%	8.0%	16.5%
Gross margin	2.7%	9.5%	8.9%	3.7%	4.4%	11.3%
Operating margin	1.9%	8.9%	8.2%	2.9%	3.5%	7.5%
Net margin	0.8%	6.5%	6.1%	2.1%	1.9%	5.4%
EBITDA margin	4.0%	10.4%	10.1%	5.4%	5.5%	10.1%
FCF margin	3.7%	6.2%	5.5%	3.9%	4.4%	—
VALUATION
P/E	29.01	3.82	4.69	13.56	21.01	18.4
P/B	1.46	1.87	1.57	1.53	2.08	5.2
P/S	0.24	0.25	0.29	0.29	0.40	0.96
P/FCF	6.43	4.05	5.15	7.38	9.13	12.7
EV/EBITDA	8.29	2.84	3.32	6.32	8.40	9.8
EV/Revenue	0.33	0.29	0.34	0.34	0.45	1.0
Earnings yield	3.4%	26.2%	21.3%	7.4%	4.8%	5.52%
FCF yield	15.5%	24.7%	19.4%	13.6%	10.9%	7.90%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	1.26	1.38	1.56	1.53	3.37	1.64
Quick ratio	0.88	1.00	1.11	1.03	2.83	1.23
Debt / equity	0.82	0.54	0.48	0.47	0.45	0.45
Debt / assets	26.1%	20.9%	20.0%	19.2%	22.4%	17.6%
Net debt / EBITDA	2.40	0.43	0.49	0.98	0.90	0.26
Interest coverage	3.61	28.11	20.20	7.65	6.40	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	2.08	2.97	2.33	2.11	2.30	2.06
Receivables turnover	15.43	17.02	13.28	12.51	25.49	9.5
DSO (days)	24	21	27	29	14	38
DPO (days)	31	29	35	36	19	43
Cash conversion cycle	13	7	12	16	19	19
GROWTH (YoY)
Revenue growth	75.6%	54.8%	-17.9%	-10.3%	-4.5%	—
Net income growth	165.4%	1139.6%	-23.4%	-68.6%	-15.2%	—
EPS growth	165.3%	1227.4%	-13.6%	-66.5%	-11.6%	—
FCF growth	599.3%	159.7%	-26.2%	-36.7%	6.1%	—
PER SHARE ($)
EPS (diluted, TTM)	2.28	30.26	26.14	8.77	7.75	24.53
Book value / share	45.17	61.84	77.95	77.57	78.30	96.15
Revenue / share	279.36	462.95	428.30	411.02	409.39	452.14
FCF / share	10.28	28.59	23.77	16.10	17.82	34.42
Cash / share	10.10	12.76	16.05	14.74	15.47	26.78
SHAREHOLDER RETURN & SCORES
Buyback yield	0.1%	10.4%	12.4%	7.7%	5.3%	6.30%
Altman Z-Score	3.29	5.50	4.83	4.34	4.95	6.0
Piotroski F-Score	7	9	6	5	7	8/9
Beneish M-Score	-2.63	-2.70	-1.78	-2.03	-4.66	-2.99

Model	Score	Zone	Note
Piotroski F-Score	8 / 9	Strong
Altman Z-Score	6.0	Safe (>2.99)	Safe
Income quality	1.43	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.99	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	0.73
Interest burden	0.97
Operating margin	7.7%
Asset turnover	2.14×
Financial leverage	2.53×
= ROE	29%

Growth Quality (live)	Value
Revenue stability	0.28
Earnings stability	0.05
Earnings persistence	0.50
Revenue CAGR 3y	-5.4%
EPS CAGR 3y	-7.1%
FCF CAGR 3y	2.0%

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Buyback Yield6.30%

Dividend Yield1.06%

Total Shareholder Return8.14%cash yield

SBC / Revenue0.0%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
MPC	$134.3B	16.5	48%	9.9%	+15.3%	9/9	+165.3%
PSX	$117.5B	16.6	24%	7.5%	+15.6%	9/9	+130.3%
DINO	$22.3B	11.9	20%	8.6%	+16.3%	9/9	+155.5%
BP	$131.7B	23.7	9%	5.6%	+17.0%	8/9	+55.3%
EQNR	$112.3B	12.5	21%	14.0%	+6.7%	8/9	—
PBR	$167.6B	6.4	31%	31.0%	+20.8%	9/9	—
COP	$176.0B	19.4	14%	20.5%	+9.7%	9/9	—
WMB	$87.2B	28.3	24%	27.1%	+8.8%	7/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

37 Analysts

Str Sell (0)Sell (1)Hold (15)Buy (20)Str Buy (1)

Mean Target (qtr)$403.0618 targets

Target vs. Price-9.4%last-quarter mean

Next Report2026-10-22street $20.90

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$162.36B	$176.09B / $148.35B	$52.73	$58.28 / $48.06	11
FY2027	$144.59B	$174.06B / $126.87B	$46.20	$59.50 / $23.87	12
FY2028	$122.20B	$140.55B / $103.81B	$26.38	$37.66 / $21.09	5

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$439.86	-1.1%	7
Last Quarter	$403.06	-9.4%	18
Last Year	$310.00	-30.3%	39
All Time	$207.46	-53.3%	104

Rolling mean of published targets vs. last close $444.71. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

A-

DCF

3/5

ROE

5/5

ROA

5/5

Debt/Eq

2/5

P/E

3/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

VLO +186.2% vs S&P 500 +15.9% — spread +170.3pp

Sector — XLE +60.0%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$413.86	+30.85	+7.45%	Above
SMA 50	$381.63	+63.08	+16.53%	Above
SMA 200	$273.78	+170.93	+62.43%	Above
EMA 9	$438.51	+6.20	+1.41%	Above
EMA 21	$419.55	+25.16	+6.00%	Above
EMA 50	$385.09	+59.62	+15.48%	Above
EMA 200	$291.82	+152.89	+52.39%	Above

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

TECHNICAL VERDICTBULLISHPower Score +6920 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%100

Momentum 25%80

Volume 20%75

Volatility 10%100

Patterns 15%62

This Week100% bullishof 11 price-based votes

4 Weeks Ago100%+0 pts since

12 Weeks Ago100%+0 pts since

ReadStabilizingweek-over-week trajectory

Price vs SMA 20$413.86

Price vs SMA 50$381.63

Price vs SMA 200$273.78

EMA 9/21 Cross438.5/419.6

SMA 50/200Golden

ADX DirectionADX 33

Supertrend$407

Parabolic SAR$429

SMA Slope1.580

RSI66.4

Stochastic K/D85/90

StochRSI K/D61/76

Williams %R-20

CCI89

TSI vs Signal39.2

CMO32.9

ROC9.48%

OBV SignalAccum

Chaikin MF0.020

MFI69

Force Index4M

Elder Ray Bull31.93

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 90

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$445.86 / $454.70 / $465.34	S1 / S2	$435.22 / $426.38
Bollinger (20,2)	$359.68 – $468.04	Squeeze	Off
52-wk range	$154.32 – $461.52	Off 52-wk high	-3.6%
ATR (14)	$16.15 (3.6%)	Historical vol	43.8%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+5.1%Jan80%

+0.9%Feb45%

+2.9%Mar76%

+1.8%Apr45%

+0.7%May55%

-2.9%Jun45%

+0.4%Jul70%

+0.8%Aug55%

-1.2%Sep45%

+2.7%Oct65%

+2.5%Nov55%

+3.2%Dec60%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	VLO	S&P 500
Weekly volatility (σ, 1y)	4.38%	1.83%
Best / worst week (1y)	+11.9% / -7.2%	—
Max drawdown (5y, monthly)	-60.9%	—
1-week VaR (95%)	-5.1%	—
Beta (5y)	0.57	1.00

VLO EQUITY WEATHER (LIVE)CLOUDY · +11

Trend+55

Momentum+63

Volume-54

Volatility-60

Breadth-12

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 631 stories, weekly buckets, −1 to +1.

This space intentionally left blank — the next section begins on the following page

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+11.2+19.0 vs industry

Trend+54.6+39.4 vs industry

Momentum+62.9+59.6 vs industry

Volume-53.5-55.0 vs industry

Reading	VLO	Oil & Gas Refining & Marketing n=198	Energy n=2,022	All US symbols n=70,435
Overall	+11.2	-7.8	-13.8	-20.5
Trend	+54.6	+15.2	-8.3	-21.3
Momentum	+62.9	+3.2	-8.5	-15.8
Volume	-53.5	+1.5	-25.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
R. Lane Riggs, Chairman, Chief Executive Off	$23.4M	91% equity+incentive
Gary K. Simmons, EVP and Chief Operating Off	$9.3M	88% equity+incentive
Jason W. Fraser, Retired EVP and Chief Finan	$9.0M	88% equity+incentive
Richard J. Walsh, EVP and General Counsel	$5.9M	84% equity+incentive
Eric A. Fisher, SVP Product Supply, Trading	$4.9M	82% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	53
Social	62
Governance	70
Composite ESG	61

Composite ESG Trend

Filed	8-K contents	Items
2026-09-18	Officer/Director Change; Regulation FD; Exhibits	5.02,7.01,9.01
2026-07-30	Earnings Release; Exhibits	2.02,9.01
2026-07-16	Regulation FD	7.01
2026-05-08	Officer/Director Change; Shareholder Vote; Other Events; Exhibits	5.02,5.07,8.01,9.01
2026-04-30	Earnings Release; Exhibits	2.02,9.01
2026-03-09	Entry into Material Definitive Agreement; Financial Statements and Exh	1.01,9.01
2026-01-29	Results of Operations and Financial Condition; Financial Statements an	2.02,9.01
2025-10-29	Departure/Election of Directors; Appointment of Officers; Regulation F	5.02,7.01,9.01

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-22 to 2026-07-30
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	113 rows · 1998 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-05-07 to 2026-09-18
Proposed sales (Form 144)	edgar/form144	1 record
Beneficial ownership (13D/G)	edgar/13dg	4 rows · 2025-04-24 to 2026-07-31
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Valero Energy Corporation (VLO)

Institutions holding — 12 quarters

Valero Energy Corporation (VLO)

Monthly Net Insider Flow (000 shares)

Signal Summary

Valero Energy Corporation (VLO)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding VLO — quarterly

Institutional Put/Call — quarterly

Valero Energy Corporation (VLO)

Where VLO Trades in the Dark

Valero Energy Corporation (VLO)

3.8 · Employees (SEC filings)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Balance Sheet — Full

Cash Flow Statement — Full

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Street Price Target — Trajectory

Third-Party Composite Rating

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Family Scores (site weights)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)

Valero Energy Corporation (VLO)