InsiderStreet Equity Research

Produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation for any investor. Do not rely on it for any investment decision.

Last Close

$76.31

2026-10-16

Market Cap

$47.7B

Volume

6.3M

52-Wk High

$84.23

52-Wk Low

$68.72

Trailing PE

20.8

P/S

3.26

Gross Margin

48.8%

Net Margin

15.3%

ROE

10%

ROIC

4%

Piotroski

5/9

Altman Z

0.9

1-Yr Return

-5.9%

5-Yr Return

+47.8%

Xcel Energy Inc., through its various operating units, functions as a multifaceted energy company involved in the complete cycle of electricity â from its production and procurement to its transmission, delivery, and eventual sale. Its business is organized into three main divisions: Regulated Electric Utility, Regulated Natural Gas Utility, and a final "All Other" segment. The company employs a diverse range of energy sources for electricity generation, including traditional options like coal, nuclear power, natural gas, and oil, as well as a strong focus on renewables such as hydroelectric, solar, biomass, wood/refuse, and wind. In addition to its electric services, Xcel Energy is active in the natural gas sector, managing the acquisition, pipeline transport, distribution, and retail sales of natural gas. It also offers transportation services for natural gas owned by its customers. The firm's operations also encompass the creation and leasing of critical natural gas infrastructure, including pipelines, storage depots, and compression facilities. Furthermore, Xcel Energy diversifies its investments into rental housing ventures and is responsible for sourcing necessary equipment for the construction of new renewable power facilities. Serving a broad customer base that includes residential households, commercial enterprises, and industrial clients, the company's service area covers specific geographic regions in Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. Xcel Energy provides electricity to approximately 3.7 million customers and supplies natural gas to around 2.1 million consumers. The company, founded in 1909, maintains its headquarters in Minneapolis, Minnesota.

SectorUtilitiesIndustryRegulated ElectricExchangeNASDAQMarket Cap$47.7BEmployees11,534 (SEC-filed)CEORobert C. FrenzelIPO2001-03-13CountryUS

414 Nicollet Mall, Minneapolis, MN 55401 · Tel 612 330 5500 · my.xcelenergy.com/s

INSIDERSTREET SCORE25 / 100Street mean $87.78 (9 analysts, last qtr) — their number, not ours

INSIDER CONSENSUS SIGNALROUTINE SELLING — LOW SIGNAL$1M sold / 6 mo, zero open-market buys

1 Year vs S&P 500 · XEL -5.9% · S&P 500 +15.9% · spread -21.8pp

7 Years vs S&P 500 · XEL +47.8% · S&P 500 +189.9% · spread -142.0pp

Both charts indexed to 100 at the start of their window and drawn on a single shared scale, so the gap to the benchmark is the gap you see. Adjusted closes throughout.

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INSIDERSTREET
SCORE25of 100

Score Breakdown

Profitability	55/100
Growth	48/100
Momentum	47/100
Quality	42/100
Earnings Quality	56/100
Balance Sheet	28/100
Value	54/100
Risk (safety)	15/100
Overall	24.9/100

Each component is a diagnostic reading on its own 0-100 scale. The overall score is computed separately from the underlying financials and is not the average of the rows above — components are not equally weighted and three of them (Momentum, Value, Risk) are derived partly from price rather than from the business.

Peer Comparison — IS Score

Symbol	IS Score
ELC	46
ETR	37
EXC	38
ED	51
EXCVV	40
D	42
XEL	25

IS Score Trend — quarterly

14 quarters, 23 Q1 to 26 Q2. Peak 40 in 23 Q1, latest 25 — -15 since. Dropped below the 40 line in 23 Q2, at 38. Fell in 2 of the last 4 quarters. Dashed line marks 40 on the 0-100 scale.

BUSINESS QUALITY25 / 100IS Score 24.9 / 100 · -15.4 from peak of 40

Fundamental factor model, quarterly. Measures how the business is doing - not where the price is going.

PRICE STRUCTUREBULLISHTechnical Score 81 / 100 · Power +62 · 18 of 22 indicator votes bullish

Vote share across trend, momentum, volume, volatility and pattern families. Describes where the price is, not where it is going.

These two disagree — business quality 25, price structure 81 out of 100, so the price reads better than the business does. We publish the disagreement rather than resolving it: they answer different questions, and the gap between them is information, not an error.

Trigger	Where it stands now	What it would mean
IS Score reaches 55 and holds two consecutive quarters	now 24.9	would move us up one band
IS Score stops falling - one quarter higher than the prior	last four: 36 → 19 → 24 → 25	the direction matters more than the level
Technical vote share back above 50%	now 82%	price structure no longer broken
Institutional holder count rises two quarters running	peak 1,293 → now 1,293	fewer institutions willing to hold is our clearest warning

We publish these so the view can be shown to be wrong. If none of them move and our reading does, we owe you an explanation.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

This page is InsiderStreet's own reading, produced from the data in the rest of this document. It is not a price target and not investment advice. Analyst consensus and street price targets appear later under their own heading and are the street's numbers, not ours.

Site Convergence Score2 of 4top 13% of 29,420 symbols

Sources Aligned— of 3independent disclosures

Congress (180d)0 buysnone disclosed

Insider Buys (180d)0none disclosed

ETF Funds (30d)1053 up / 746 downnet +307 funds

Institutions Added (13F)23managers opening or increasing

Congressional and insider figures are disclosed purchases in the trailing 180 days; ETF figures are COUNTS OF FUNDS whose holding changed in 30 days, not dollars. Coincidence of separate disclosures, not coordination. An absent source means nothing qualifying was disclosed in its window.

Institutions holding — 12 quarters

Peak 1,293 · latest 1,293 (+0 from peak).

Quarter	Holders	13F shares	Value	Reported own%
2026 Q2	1,293	601.1M	$47.4B	96.2%
2026 Q1	1,270	563.5M	$43.9B	90.2%
2025 Q4	1,250	557.3M	$39.0B	89.2%
2025 Q3	1,180	539.3M	$41.0B	86.3%
2025 Q2	1,130	512.8M	$32.6B	82.0%
2025 Q1	1,131	491.2M	$32.8B	78.6%
2024 Q4	1,110	485.7M	$31.3B	77.7%
2024 Q3	1,026	454.8M	$28.3B	72.8%
2024 Q2	968	435.1M	$22.5B	69.6%
2024 Q1	979	433.4M	$22.9B	69.3%
2023 Q4	1,012	433.9M	$25.8B	69.4%
2023 Q3	918	430.0M	$23.2B	68.8%

How to read ownership above 100%. A 13F reports the positions a manager has investment discretion over, and where two or more managers share discretion over the same block, each one reports it. Summed across filers, the total can therefore exceed the shares actually outstanding without anything being wrong. We publish the figure as filed rather than netting it down, and flag separately any quarter where the arithmetic is not merely high but impossible.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Insider	Role	Date	Type	Shares	Value	Post-Txn Owned
Carter Peter W	director	2026-09-28	A-Award	404	—	2,222
Burkhart Megan D	director	2026-09-28	A-Award	688	—	24,703
Kampling Patricia L	director	2026-09-28	A-Award	774	—	26,011
Pardee Charles G	director	2026-09-28	A-Award	666	—	34,643
Welsh Timothy A	director	2026-09-28	A-Award	580	—	18,195
Casey Lynn	director	2026-09-28	A-Award	580	—	44,520
Carter Peter W	director	2026-07-29	A-Award	1,819	—	1,819
Kampling Patricia L	director	2026-06-28	A-Award	608	—	25,158

6-mo decomposition (Form 4)	Txns	Shares	Value	Signal weight
S — Open-market sales	2	16,769	$1.4M	Counted
P — Open-market purchases	0	0	$0	Counted — none occurred

Monthly Net Insider Flow (000 shares)

Net of acquisitions minus dispositions, all Form 4 types.

Signal Summary

SignalRoutine Selling — Low Signal

Open-Market Sells$1.4M2 txns / 6 mo

Open-Market Buys$0.0M0 txns / 6 mo

ClusterNone active3+ insiders / 21 days

Member	Chamber	Trade	Size band	Traded	Disclosed
Julie Johnson	House	SELL	$1,001 - $15,000	2025-12-18	2026-01-16
Julie Johnson	House	SELL	$1,001 - $15,000	2025-12-18	2026-01-16
Julie Johnson	House	SELL	$1,001 - $15,000	2025-12-17	2026-01-16
Tommy Tuberville	Senate	SELL	$15,001 - $50,000	2022-01-21	2022-02-14
Tommy Tuberville	Senate	SELL	$15,001 - $50,000	2022-01-21	2022-02-13
Thomas Hawley Tuberville	Senate	SELL	$15,001 - $50,000	2022-01-21	2022-02-13

House 12-Mo8 trades0 purchases

Senate 12-Mo0 tradesNone purchases

CoverageSTOCK Act filings30-45 day disclosure lag

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

13F Filers (last complete Q)1,270

13F Shares563M90.2% of shares out

New / Closed131 / 88positions, QoQ

Increased / Reduced476 / 446positions, QoQ

Put/Call (13F)0.88option positions

Free Float99.8%623M sh

2.8 · Largest Reporting 13F Managers

Manager	Shares	Value
Perpetual Ltd	1.1M	$74M
Assenagon Asset Management S.A.	691,609	$49M
Wealth Enhancement Advisory Servic	313,509	$23M
Viking Fund Management Llc	300,000	$21M
Tema Etfs Llc	210,766	$15M
Ifm Investors Pty Ltd	197,122	$14M

EDGAR 13F holdings as of 2026-09-30; filer values normalized to dollars.

2.9 · Top ETF & Fund Ownership

Fund	Weight	Position
VITSX	0.1%	$1.4B
VTSAX	0.1%	$1.4B
VSMPX	0.1%	$1.4B
VTI	0.1%	$1.4B
VFINX	0.1%	$1.2B
VFIAX	0.1%	$1.2B

13F Filers Holding XEL — quarterly

Institutional Put/Call — quarterly

Daily short-sale volume as % of volume reported in FINRA's short-sale file — a flow measure, not short interest; dashed = 50-day average.

Latest Session59.4%2026-10-15

20-Day Avg51.2%50-day 52.2%

TrendFalling20d vs 50d

By Market CenterQ: 59% · N: 75% · B: 41%latest session

Weekly Notional ($B)

Where XEL Trades in the Dark

ATS Venue (4-wk)	Shares	Avg trade
Incr Intelligent Cross Llc	3.5M	49 sh
Ubsa Ubs Ats	3.4M	49 sh
Ebxl Level Ats	2.2M	32 sh
Mstx Ms Trajectory Cross (Ats-1)	1.8M	55 sh
Pure Purestream	1.7M	36 sh
Sgmt Sigma X2	1.6M	55 sh

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Where a dollar of Xcel Energy Inc. revenue goes. All values FY2025 filings, live.

XEL (live moat model)Peer median: ELC · ETR · EXC · ED · EXCVV

Component scores from the live moat model. Peer median illustrative.

Moat score 35/100 — None; primary source Cost Advantage.

3.8 · Employees (SEC filings)

Officer	Title
Robert C. Frenzel	President, Chief Executive Officer & Chairman
Brian J. Van Abel	Executive Vice President & Chief Financial Officer
Amanda J. Rome	Executive Vice President, Group President of Utilities & Chief Customer Officer
Patricia Correa	Senior VP of Human Resources & Employee Services and Chief Human Resources Officer

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Revenue ($B)

EPS ($) — GAAP diluted actual, street-basis estimate

Actual bars are GAAP diluted EPS from the filed income statement; the lighter forward bars are street-basis consensus. The two are different measures and are not comparable quarter to quarter.

Quarterly EPS — Actual vs. Consensus

Beats (>2%)2 of 6recent quarters

Avg Surprise+3.2%

Next Report2026-10-29

Income Quality2.14OCF ÷ net income

Beat Rate—%0 of 0 quarters

Current Streak0longest 0

Avg EPS Surprise—%median —%

Surprise Trend—last 4 vs prior 4

Period	EPS est.	EPS actual	EPS surprise	Rev est. ($M)	Rev actual ($M)	Rev surprise

Announcement dates to . Consensus as it stood at each report. Revenue surprise shown where both estimate and actual are filed. A beat record is history, not a forecast.

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Profit Margins (%)

Revenue by Segment — Stacked

Live segmentation data.

YoY Growth Heatmap — Income Lines

YoY growth	FY21	FY22	FY23	FY24	FY25
Revenue	+16.5%	+14.0%	-7.2%	-5.4%	+9.1%
Gross profit	+5.9%	+11.4%	+2.0%	+2.8%	-42.0%
Operating income	+4.1%	+10.2%	+2.2%	-3.8%	+20.7%
Net income	+8.4%	+8.7%	+2.0%	+9.3%	+4.2%

$B · FY ends	FY21	FY22	FY23	FY24	FY25
Revenue	13.4	15.3	14.2	13.4	14.7
Cost of revenue	8.2	9.5	8.2	7.3	11.1
Gross profit	5.3	5.9	6.0	6.1	3.6
R&D expense	0.0	0.0	0.0	0.0	0.0
SG&A expense	0.0	0.0	0.0	0.0	0.0
Operating income	2.2	2.4	2.5	2.4	2.9
EBITDA	4.6	5.1	5.2	5.6	6.1
D&A	2.3	2.6	2.6	2.9	3.0
Pretax income	1.5	1.6	1.6	1.5	1.8
Income tax	-0.1	-0.1	-0.1	-0.4	-0.2
Net income	1.6	1.7	1.8	1.9	2.0
Diluted EPS ($)	2.96	3.17	3.21	3.44	3.42
Diluted shares (M)	540	547	552	563	589

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Operating CF$4B

CapEx$-1B

Free cash flow$5B

SBC$0B

Buybacks$0B

Net cash change$0B

Balance Sheet — Full

$B	FY22	FY23	FY24	FY25
Cash & equivalents	0.1	0.1	0.2	0.3
ST investments	0.0	0.0	0.0	0.0
Receivables (net)	2.5	2.2	2.1	2.2
Total current assets	5.1	4.1	4.3	5.0
PP&E (net)	49.5	52.9	58.3	67.9
Goodwill + intangibles	0.0	0.0	0.0	0.0
Total assets	61.2	64.1	70.0	81.4
Accounts payable	1.8	1.7	1.8	2.3
Short-term debt	2.0	1.3	1.8	2.1
Deferred revenue	0.0	0.0	0.0	0.0
Total current liabilities	6.1	5.7	6.5	7.1
Long-term debt	22.8	24.9	27.3	31.8
Total liabilities	44.5	46.5	50.5	57.8
Shareholders' equity	16.7	17.6	19.5	23.6

Cash Flow Statement — Full

$B	FY22	FY23	FY24	FY25
Net income	1.7	1.8	1.9	0.2
D&A	2.6	2.6	2.9	3.0
Stock-based compensation	0.0	0.0	0.0	0.0
Working capital change	(0.1)	1.2	(0.2)	0.0
Operating cash flow	3.9	5.3	4.6	4.1
Capital expenditures	(4.6)	(5.9)	(7.4)	1.2
Investing cash flow	(4.7)	(5.9)	(7.4)	(11.0)
Buybacks	0.0	0.0	0.0	0.0
Dividends paid	(1.0)	(1.1)	(1.2)	0.0
Debt issuance / (repay)	1.4	1.5	2.9	0.0
Financing cash flow	0.7	0.6	2.8	7.0
Free cash flow	(0.7)	(0.5)	(2.7)	5.3

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Balance Sheet Structure ($B)

Cash Generation vs Capex ($B)

Left: what the balance sheet is made of — the gap between the assets bar and the liabilities bar is book equity. Right: whether the capex bar is covered by the operating-cash bar; where it is not, the difference was funded externally and free cash flow goes negative.

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
PROFITABILITY
ROE	10.6%	10.8%	10.3%	10.4%	9.4%	10%
ROA	2.9%	2.9%	2.8%	2.9%	2.7%	2.6%
ROIC	5.7%	6.2%	6.0%	6.1%	5.6%	3.7%
Gross margin	39.1%	38.3%	42.1%	45.7%	24.3%	48.8%
Operating margin	16.4%	15.9%	17.5%	17.8%	19.6%	21.0%
Net margin	11.9%	11.3%	12.5%	14.4%	13.8%	15.3%
EBITDA margin	34.2%	33.2%	36.6%	41.6%	41.4%	44.7%
FCF margin	-15.3%	-4.6%	-3.7%	-20.3%	0.0%	—
VALUATION
P/E	20.31	20.15	18.20	19.44	21.85	20.8
P/B	2.08	2.10	1.83	1.93	1.87	2.0
P/S	2.42	2.28	2.27	2.80	3.01	3.26
P/FCF	-15.79	-49.54	-61.16	-13.82	—	-6.2
EV/EBITDA	12.47	12.08	11.42	12.10	12.97	13.2
EV/Revenue	4.24	3.98	4.20	5.03	5.36	5.9
Earnings yield	4.9%	5.0%	5.5%	5.1%	4.6%	4.68%
FCF yield	-6.3%	-2.0%	-1.6%	-7.2%	0.0%	-16.14%

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
LEVERAGE & SOLVENCY
Current ratio	0.84	0.85	0.72	0.67	0.71	0.70
Quick ratio	0.72	0.71	0.59	0.57	0.60	0.62
Debt / equity	1.58	1.56	1.56	1.55	1.47	1.68
Debt / assets	42.8%	42.5%	42.9%	43.1%	42.7%	46.3%
Net debt / EBITDA	5.38	5.14	5.25	5.37	5.69	5.86
Interest coverage	2.84	2.71	2.60	2.30	2.31	—

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Ratio	FY21	FY22	FY23	FY24	FY25	TTM
EFFICIENCY
Asset turnover	0.24	0.26	0.23	0.20	0.19	0.17
Receivables turnover	7.65	7.03	6.12	6.33	8.60	7.2
DSO (days)	48	52	60	58	42	51
DPO (days)	59	62	77	86	67	113
Cash conversion cycle	15	18	16	6	-1	-26
GROWTH (YoY)
Revenue growth	16.5%	14.0%	-7.2%	-5.4%	9.1%	—
Net income growth	8.4%	8.7%	2.0%	9.3%	4.2%	—
EPS growth	6.4%	7.3%	1.1%	5.1%	0.6%	—
FCF growth	18.5%	65.6%	25.4%	-416.7%	100.0%	—
PER SHARE ($)
EPS (diluted, TTM)	2.95	3.16	3.20	3.36	3.38	3.57
Book value / share	28.80	30.37	31.80	33.89	39.55	38.49
Revenue / share	24.78	27.89	25.64	23.34	24.57	23.39
FCF / share	-3.79	-1.29	-0.95	-4.73	0.00	-12.31
Cash / share	0.31	0.20	0.23	0.31	0.46	3.22
SHAREHOLDER RETURN & SCORES
Buyback yield	0.0%	0.0%	0.0%	0.0%	0.0%	—
Altman Z-Score	0.97	1.00	0.92	0.90	0.89	0.9
Piotroski F-Score	6	7	4	4	4	5/9
Beneish M-Score	-2.31	-2.36	-2.94	-2.64	-3.24	-2.35

Model	Score	Zone	Note
Piotroski F-Score	5 / 9	Middling
Altman Z-Score	0.9	Distress (<1.81)	Distress
Income quality	2.14	Cash-backed	OCF ÷ net income
Beneish M-Score	-2.35	Non-manipulator	vs −2.22 threshold

DuPont Decomposition (TTM)	Value
Tax burden	1.12
Interest burden	0.58
Operating margin	23.8%
Asset turnover	0.18×
Financial leverage	3.61×
= ROE	10%

Growth Quality (live)	Value
Revenue stability	0.28
Earnings stability	0.97
Earnings persistence	0.97
Revenue CAGR 3y	-1.4%
EPS CAGR 3y	4.3%
FCF CAGR 3y	—

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Buyback Yield0.00%

Dividend Yield3.08%

Total Shareholder Return-2.08%cash yield

SBC / Revenue0.3%dilution pressure

Company	Mkt cap	P/E	ROE	Net margin	Rev growth	Piotroski	1-yr ret
ELC	$45.8B	4.6	13%	13.7%	+9.5%	8/9	-13.9%
ETR	$50.2B	26.5	10%	13.8%	+9.5%	6/9	+10.2%
EXC	$44.8B	15.9	10%	6.6%	+6.6%	8/9	-4.8%
ED	$41.4B	18.3	9%	7.6%	+9.5%	8/9	+12.0%
EXCVV	$41.1B	3.8	10%	11.0%	+5.3%	6/9	—
D	$55.9B	22.0	9%	7.5%	+20.3%	6/9	—
PEG	$35.6B	17.7	12%	13.1%	+12.7%	6/9	—
WEC	$35.4B	20.9	12%	14.5%	+8.9%	5/9	—

1-yr returns computed from adjusted price history; peers without a tracked series show —.

Buy

27 Analysts

Str Sell (0)Sell (2)Hold (8)Buy (17)Str Buy (0)

Mean Target (qtr)$87.789 targets

Target vs. Price+15.0%last-quarter mean

Next Report2026-10-29street $1.37

Consensus estimates	Revenue mean	High / Low	EPS mean	High / Low	# EPS est.
FY2026	$15.56B	$15.96B / $15.18B	$4.13	$4.19 / $4.10	10
FY2027	$17.19B	$17.56B / $16.71B	$4.55	$4.65 / $4.45	12
FY2028	$18.61B	$19.63B / $17.58B	$5.04	$5.18 / $4.81	6

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Street Price Target — Trajectory

Window	Avg Target	vs. Price	# Targets
Last Month	$84.00	+10.1%	4
Last Quarter	$87.78	+15.0%	9
Last Year	$89.28	+17.0%	39
All Time	$82.86	+8.6%	70

Rolling mean of published targets vs. last close $76.31. Aggregated from StreetInsider, Benzinga, Pulse 2.0.

Third-Party Composite Rating

B-

DCF

4/5

ROE

3/5

ROA

2/5

Debt/Eq

2/5

P/E

2/5

P/B

2/5

Independent quant composite as of 2026-10-16; components scored 1–5 (5 best). Shown for contrast with the InsiderStreet Score — methodologies differ.

XEL -5.9% vs S&P 500 +15.9% — spread -21.8pp

Sector — XLU -8.1%

Peer Set — indexed to 100

All series indexed to 100 at the start of the window, adjusted closes.

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Candlesticks with SMA 20/50 overlay, Bollinger (20,2σ) band, volume, and Wilder RSI(14) — computed from live daily OHLCV.

Moving Average	Value	Distance	% Distance	Signal
SMA 20	$72.29	+4.02	+5.56%	Above
SMA 50	$74.74	+1.57	+2.10%	Above
SMA 200	$77.99	-1.68	-2.15%	Below
EMA 9	$74.34	+1.97	+2.65%	Above
EMA 21	$73.55	+2.76	+3.75%	Above
EMA 50	$74.54	+1.77	+2.37%	Above
EMA 200	$76.58	-0.27	-0.35%	Below

Series and readings from the nightly technical-indicator history — identical data to the site's ribbon chart. Supertrend segments colored by direction.

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TECHNICAL VERDICTBULLISHPower Score +6218 of 22 indicator votes bullish

Family Scores (site weights)

Trend 30%80

Momentum 25%82

Volume 20%94

Volatility 10%100

Patterns 15%50

This Week82% bullishof 11 price-based votes

4 Weeks Ago0%+82 pts since

12 Weeks Ago100%-18 pts since

ReadImprovingweek-over-week trajectory

Price vs SMA 20$72.29

Price vs SMA 50$74.74

Price vs SMA 200$77.99

EMA 9/21 Cross74.3/73.5

SMA 50/200Death

ADX DirectionADX 27

Supertrend$72

Parabolic SAR$74

SMA Slope0.200

RSI65.9

Stochastic K/D92/94

StochRSI K/D98/99

Williams %R-3

CCI154

TSI vs Signal6.7

CMO31.9

ROC6.88%

OBV SignalAccum

Chaikin MF0.230

MFI89

Force Index2M

Elder Ray Bull2.90

RSI (14)30 oversold · 70 overbought

Stochastic %Kvs %D 94

Money Flowvolume-weighted RSI

ADXtrend strength · <20 weak

Williams %Rinverted scale

Level	Value	Level	Value
Pivot / R1 / R2	$75.54 / $76.12 / $77.11	S1 / S2	$74.55 / $73.97
Bollinger (20,2)	$68.25 – $76.33	Squeeze	Off
52-wk range	$68.72 – $84.18	Off 52-wk high	-9.3%
ATR (14)	$1.27 (1.7%)	Historical vol	16.3%

NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

+0.8%Jan50%

-1.0%Feb45%

+3.8%Mar81%

+2.0%Apr80%

-0.6%May55%

-0.4%Jun45%

+2.7%Jul70%

-0.0%Aug60%

+0.3%Sep55%

+2.1%Oct75%

+1.8%Nov60%

+1.0%Dec65%

Sample: 20 years — treat short histories as suggestive, not statistical.

Computed from live weekly prices	XEL	S&P 500
Weekly volatility (σ, 1y)	2.60%	1.83%
Best / worst week (1y)	+4.3% / -6.5%	—
Max drawdown (5y, monthly)	-28.0%	—
1-week VaR (95%)	-5.7%	—
Beta (5y)	0.40	1.00

XEL EQUITY WEATHER (LIVE)PARTLY CLOUDY · +22

Trend+23

Momentum+59

Volume+58

Volatility-60

Breadth-18

MARKET REGIME (2026-10-16)NEUTRAL

VIX19.99Normal

Dow TheoryConfirmed Bearish

SPY / QQQ TSI7.2 / 4.7trend strength

Sector Strength46/100breadth average

Average sentiment of 132 stories, weekly buckets, −1 to +1.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Overall+22.5+32.0 vs industry

Trend+23.3+25.7 vs industry

Momentum+58.9+51.8 vs industry

Volume+58.0+58.0 vs industry

Reading	XEL	Regulated Electric n=445	Utilities n=1,247	All US symbols n=70,435
Overall	+22.5	-9.5	-13.6	-20.5
Trend	+23.3	-2.4	-17.2	-21.3
Momentum	+58.9	+7.1	-4.2	-15.8
Volume	+58.0	+0.0	+0.0	-3.8

Trend, momentum and volume are computed per company. Volatility and breadth are market-regime values shared by every symbol in the universe, so they are reported once under Market Regime rather than compared here - a company cannot differ from its sector on a constant.

Executive	Total comp	Structure
Bob Frenzel Chairman, President and CEO	$16.0M	89% equity+incentive
Brian Van Abel EVP, Chief Financial Officer	$4.5M	76% equity+incentive
Amanda Rome EVP, Group President, Utilities	$3.8M	76% equity+incentive
Tim O'Connor Former EVP, Chief Operations Of	$3.2M	75% equity+incentive
Michael Lamb EVP, Chief Delivery Officer	$2.6M	63% equity+incentive

Pillar (live disclosure scores)	Score
Environmental	67
Social	77
Governance	75
Composite ESG	73

Composite ESG Trend

Methodology. Every figure originates in InsiderStreet's production data layer and is computed deterministically by the same engines that power insiderstreet.ai. This factsheet contains no model-written text. Sections without underlying data are omitted rather than estimated.

DISCLOSURES. This document is produced by InsiderStreet.ai from live production data. It is not investment advice, not an offer or solicitation to buy or sell any security, and not a recommendation tailored to any person. Data is sourced as of the dates shown and may no longer be current. InsiderStreet.ai is not a registered investment adviser or broker-dealer. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Do not make any investment decision based on this document. © 2026 InsiderStreet.ai — all rights reserved. Redistribution prohibited.

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NOT INVESTMENT ADVICE — FOR INFORMATIONAL PURPOSES ONLY

Data domain	Source	Coverage for this report
Price & volume	market_db.historical_prices	52 rows
Fundamentals	income_statements_annual	6 rows · 2020 to 2025
Reported vs consensus	fact/earnings_calendar	24 rows · 2020-10-29 to 2026-07-30
Analyst estimates	dim/forward_estimates	3 rows · 2026-12-31 to 2028-12-31
Institutional ownership (13F)	holdings_db.institutional_ownership_summary	107 rows · 1999 to 2026
Insider transactions (Form 4)	edgar/form4	12 rows · 2026-06-28 to 2026-09-28
Proposed sales (Form 144)	edgar/form144	not present for this symbol
Beneficial ownership (13D/G)	edgar/13dg	not present for this symbol
Short-sale volume (FINRA)	edgar/short_volume_daily	60 rows · 2026-07-23 to 2026-10-15
Dark pool (ATS, tier 1)	edgar/darkpool_weekly	12 rows · 2026-06-15 to 2026-08-31
ETF & fund holding	etf_holdings_changelog (30d)	1 record
Peer set	stock_peers_dynamic	8 rows
Industry medians	industry_medians	1 record
Congressional trades	congress_db (House + Senate)	1 record
ESG	fact/esg_disclosures	1 record

Method. Every figure in this factsheet is looked up from a named field computed in code. It contains no model-written text.

Not covered. Short interest as a percent of float and days-to-cover are not in this data set — the short-sale figures above are FINRA volume, a flow, and cannot support squeeze or covering analysis. Options positioning and intraday data are also absent. 13F ownership is filed 45 days after quarter end and congressional trades are disclosed on a lag, so both describe a past position, not a current one.

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Score Breakdown

Peer Comparison — IS Score

IS Score Trend — quarterly

Xcel Energy Inc. (XEL)

Institutions holding — 12 quarters

Xcel Energy Inc. (XEL)

Monthly Net Insider Flow (000 shares)

Signal Summary

Xcel Energy Inc. (XEL)

2.8 · Largest Reporting 13F Managers

2.9 · Top ETF & Fund Ownership

13F Filers Holding XEL — quarterly

Institutional Put/Call — quarterly

Where XEL Trades in the Dark

Xcel Energy Inc. (XEL)

3.8 · Employees (SEC filings)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Balance Sheet — Full

Cash Flow Statement — Full

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Street Price Target — Trajectory

Third-Party Composite Rating

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Family Scores (site weights)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)

Xcel Energy Inc. (XEL)