Also trades as: AGM-PC (NYSE) · $vol 0M · AGM-PG (NYSE) · $vol 0M · AGM-PF (NYSE) · $vol 0M · AGM-PD (NYSE) · $vol 0M · AGM-A (NYSE) · $vol 0M · AGM-PE (NYSE) · $vol 0M

$177.61

+0.60 (+0.34%)

Weekly Expected Move ±4.4%

$158 $166 $173 $181 $188

NYSE · Financial Services · Financial - Credit Services · Alpha Radar Buy · Power 58 · $1.9B mcap · 10M float · 1.11% daily turnover · Short 66% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

39.3 / 100

NoneWeakNarrowWide

Primary source: Network Effects · ROIC: 1.5% · 5Y Avg: 2.4%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. AGM has No discernible competitive edge (39.3/100). The business operates without significant structural advantages. The primary source of advantage is Network Effects. ROIC of 1.5% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2024-08-07	Seaport Global	Bill Ryan	$240	$233	-7	+29.3%	$180.22
2024-05-23	Seaport Global	Bill Ryan	Initiated	$240	—	+37.4%	$174.67

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. AGM receives an overall rating of B-. Strongest factors: ROE (4/5). Areas of concern: DCF (1/5), D/E (1/5).

Rating Change History

Date	From	To
2026-05-08	C	B-
2026-05-05	B-	C
2026-04-21	B	B-
2026-04-01	C+	B
2026-02-20	B-	C+
2026-02-18	C+	B-
2026-02-17	B-	C+
2026-02-12	C+	B-
2026-02-06	B-	C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 33 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. AGM scores highest in Safety (90/100) and lowest in Balance Sheet (26/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

3.57

Safe Zone

Piotroski F-Score

6/9

✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓ ✗

Beneish M-Score

-2.08

Unlikely Manipulator

Ohlson O-Score

-4.48

Bankruptcy prob: 1.1%

Low Risk

Credit Rating

BB+

Score: 46.6/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.02x

Accruals: -0.0%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. AGM scores 3.57, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. AGM scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. AGM's score of -2.08 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. AGM's implied 1.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. AGM receives an estimated rating of BB+ (score: 46.6/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). AGM's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

10.57x

PEG

1.53x

P/S

1.43x

P/B

1.34x

P/FCF

8.63x

P/OCF

8.63x

EV/EBITDA

54.00x

EV/Revenue

10.50x

EV/EBIT

54.00x

EV/FCF

64.24x

Earnings Yield

11.32%

FCF Yield

11.59%

Shareholder Yield

5.16%

Graham Number

$224.31

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.6x earnings, AGM trades at a reasonable valuation. An earnings yield of 11.3% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $224.31 per share, suggesting a potential 26% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.821

NI / EBT

Interest Burden

1.000

EBT / EBIT

EBIT Margin

0.195

EBIT / Rev

Asset Turnover

0.041

Rev / Assets

Equity Multiplier

20.835

Assets / Equity

ROE

13.5%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. AGM's ROE of 13.5% is driven by financial leverage (equity multiplier: 20.83x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

1.82%

Fair P/E

12.14x

Intrinsic Value

$203.92

Price/Value

0.73x

Margin of Safety

27.25%

Premium

-27.25%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with AGM's realized 1.8% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $203.92, AGM appears undervalued with a 27% margin of safety. The adjusted fair P/E of 12.1x compares to the current market P/E of 10.6x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$177.46

Median 1Y

$195.18

5th Pctile

$111.31

95th Pctile

$343.71

Ann. Volatility

34.8%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Bradford T. Nordholm Chief Executive Officer	$800,000	$1,587,089	$4,025,608
Zachary N. Carpenter President and Chief Operating Officer	$498,577	$478,673	$1,720,556
Stephen P. Mullery Senior Vice President – Legal Advisor	$500,000	$549,803	$1,460,499
Brian M. Brinch Executive Vice President – Chief Risk Officer	$450,000	$201,878	$1,020,070
Aparna Ramesh – ormer Executive Vice President – Chief Financial Officer and Treasurer (through July 31, 2025)	$336,519	$478,673	$906,680
Gregory N. Ramsey Vice President and Chief Accounting Officer (interim principal financial officer from August – December 2025)	$387,163	$81,208	$745,796
Matthew M. Pullins Executive Vice President – Chief Financial Officer and Treasurer	$14,808	$275,149	$566,912
Geraldine I. Hayhurst Executive Vice President – Chief Legal Officer and Secretary	$129,808	$—	$396,943

CEO Pay Ratio

7:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $4,025,608

Avg Employee Cost (SGA/emp): $612,481

Employees: 212

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

212

+11.0% YoY

Revenue / Employee

$6,218,552

Rev: $1,318,333,000

Profit / Employee

$978,259

NI: $207,391,000

SGA / Employee

$612,481

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	13.9%	15.0%	12.4%	14.0%	15.0%	15.5%	14.3%	14.0%	14.4%	15.8%	14.9%	15.4%	15.4%	14.8%	14.3%	14.0%	14.5%	14.9%	12.9%	13.5%	13.52%
ROA	0.5%	0.6%	0.6%	0.6%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.6%	0.6%	0.65%
ROIC	1.0%	1.1%	1.0%	1.1%	1.2%	1.2%	1.3%	1.3%	1.3%	1.4%	1.1%	1.2%	1.2%	1.1%	1.1%	1.1%	1.2%	1.2%	1.5%	1.5%	1.54%
ROCE	0.7%	0.7%	1.0%	1.1%	1.2%	1.2%	1.2%	1.2%	1.2%	1.3%	1.2%	1.2%	1.2%	1.2%	1.3%	1.2%	1.3%	1.3%	1.1%	1.1%	1.09%
Gross Margin	52.5%	55.4%	58.8%	63.3%	49.6%	36.1%	28.1%	26.1%	23.9%	24.9%	24.2%	23.7%	20.6%	21.2%	24.1%	24.1%	23.4%	22.9%	96.9%	24.7%	24.74%
Operating Margin	36.8%	40.1%	40.7%	47.7%	36.0%	26.3%	20.2%	18.7%	17.0%	18.7%	17.1%	16.9%	14.6%	15.1%	16.9%	16.4%	16.2%	15.8%	56.0%	16.9%	16.86%
Net Margin	29.1%	31.7%	32.1%	37.5%	28.5%	20.9%	15.9%	14.7%	13.5%	14.9%	13.4%	13.3%	11.6%	12.1%	14.0%	12.9%	13.5%	13.1%	44.4%	14.0%	13.95%
EBITDA Margin	36.8%	40.1%	40.7%	47.8%	36.1%	26.4%	20.2%	18.7%	17.0%	18.7%	17.1%	16.9%	14.6%	15.1%	16.9%	16.4%	16.2%	15.8%	56.0%	16.9%	16.86%
FCF Margin	1.1%	1.2%	97.3%	65.5%	1.3%	1.2%	1.1%	64.0%	40.6%	48.4%	26.5%	36.5%	30.9%	4.6%	37.4%	20.3%	14.1%	21.3%	6.1%	16.4%	16.35%
OCF Margin	1.1%	1.2%	97.3%	65.5%	1.3%	1.2%	1.1%	64.0%	40.6%	48.4%	26.5%	36.6%	31.2%	5.0%	37.7%	20.5%	14.1%	21.3%	6.1%	16.4%	16.35%
ROE 3Y Avg	snapshot only																				13.63%
ROE 5Y Avg	snapshot only																				13.46%
ROA 3Y Avg	snapshot only																				0.65%
ROIC 3Y Avg	snapshot only																				1.89%
ROIC Economic	snapshot only																				0.67%
Cash ROA	snapshot only																				0.62%
Cash ROIC	snapshot only																				1.58%
CROIC	snapshot only																				1.58%
NOPAT Margin	snapshot only																				15.98%
Pretax Margin	snapshot only																				19.45%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				9.86%
SBC / Revenue	snapshot only																				0.58%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	7.46	7.66	8.72	6.79	5.77	5.70	6.30	7.71	8.14	8.06	9.85	9.90	9.16	9.97	10.10	9.90	9.94	8.46	10.93	8.83	10.574
P/S Ratio	2.03	2.25	2.65	2.23	1.87	1.64	1.49	1.43	1.28	1.18	1.39	1.36	1.22	1.26	1.29	1.25	1.31	1.13	1.72	1.41	1.426
P/B Ratio	0.94	1.04	0.98	0.87	0.79	0.81	0.88	1.05	1.15	1.24	1.39	1.45	1.34	1.40	1.41	1.35	1.41	1.23	1.32	1.11	1.336
P/FCF	1.80	1.83	2.73	3.41	1.45	1.38	1.39	2.23	3.15	2.44	5.24	3.74	3.94	27.09	3.45	6.17	9.29	5.31	28.31	8.63	8.630
P/OCF	1.80	1.83	2.73	3.41	1.45	1.38	1.39	2.23	3.15	2.44	5.24	3.73	3.90	25.26	3.42	6.10	9.29	5.31	28.31	8.63	8.630
EV/EBITDA	77.83	72.54	79.84	69.64	64.69	62.59	60.72	63.22	62.00	57.20	72.39	70.44	69.87	73.28	73.30	74.46	73.00	70.75	57.13	54.00	53.996
EV/Revenue	26.73	26.95	30.80	29.08	26.63	22.81	18.19	14.86	12.32	10.63	12.94	12.28	11.73	11.64	11.64	11.73	11.79	11.56	11.08	10.50	10.503
EV/EBIT	77.83	72.54	79.84	69.69	64.78	62.69	60.82	63.28	62.02	57.20	72.39	70.44	69.87	73.28	73.30	74.46	73.00	70.75	57.13	54.00	53.996
EV/FCF	23.68	21.93	31.65	44.40	20.67	19.17	16.96	23.22	30.37	21.96	48.76	33.64	37.98	251.12	31.15	57.80	83.88	54.20	182.46	64.24	64.238
Earnings Yield	13.4%	13.1%	11.5%	14.7%	17.3%	17.5%	15.9%	13.0%	12.3%	12.4%	10.2%	10.1%	10.9%	10.0%	9.9%	10.1%	10.1%	11.8%	9.1%	11.3%	11.32%
FCF Yield	55.7%	54.7%	36.7%	29.3%	68.9%	72.6%	72.1%	44.8%	31.8%	40.9%	19.1%	26.7%	25.4%	3.7%	29.0%	16.2%	10.8%	18.8%	3.5%	11.6%	11.59%
PEG Ratio	snapshot only																				1.526
Price/Tangible Book	snapshot only																				1.114
EV/OCF	snapshot only																				64.238
EV/Gross Profit	snapshot only																				35.575
Acquirers Multiple	snapshot only																				53.996
Shareholder Yield	snapshot only																				5.16%
Graham Number	snapshot only																				$224.31

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	99.36	99.36	1.59	1.59	1.59	1.59	1.65	1.65	1.65	1.65	1.40	1.40	1.40	1.40	1.18	1.18	1.18	1.18	0.12	0.12	0.119
Quick Ratio	99.36	99.36	1.59	1.59	1.59	1.59	1.65	1.65	1.65	1.65	1.40	1.40	1.40	1.40	1.18	1.18	1.18	1.18	0.12	0.12	0.119
Debt/Equity	23.35	23.35	19.52	19.52	19.52	19.52	20.17	20.17	20.17	20.17	19.61	19.61	19.61	19.61	19.68	19.68	19.68	19.68	17.93	17.93	17.931
Net Debt/Equity	11.42	11.42	10.40	10.40	10.40	10.40	9.91	9.91	9.91	9.91	11.58	11.58	11.58	11.58	11.30	11.30	11.30	11.30	7.18	7.18	7.179
Debt/Assets	0.95	0.95	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.94	0.87	0.87	0.868
Debt/EBITDA	147.00	135.92	136.98	120.70	112.93	109.06	113.49	116.31	113.11	103.47	109.39	106.00	106.03	110.70	113.52	115.82	113.05	111.14	120.53	116.74	116.741
Net Debt/EBITDA	71.92	66.50	72.96	64.29	60.15	58.09	55.76	57.14	55.57	50.84	64.61	62.61	62.62	65.38	65.19	66.51	64.91	63.82	48.26	46.74	46.742
Interest Coverage	0.68	0.79	0.85	0.98	0.94	0.72	0.51	0.35	0.28	0.25	0.24	0.23	0.22	0.21	0.21	0.21	0.21	0.22	0.23	0.24	0.235
Equity Multiplier	24.54	24.54	20.70	20.70	20.70	20.70	21.49	21.49	21.49	21.49	20.91	20.91	20.91	20.91	21.04	21.04	21.04	21.04	20.66	20.66	20.659
Cash Ratio	snapshot only																				1.640
Debt Service Coverage	snapshot only																				0.235
Cash to Debt	snapshot only																				0.600
FCF to Debt	snapshot only																				0.007
Defensive Interval	snapshot only																				50446.7 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.02	0.03	0.04	0.04	0.05	0.05	0.05	0.05	0.06	0.05	0.05	0.05	0.05	0.04	0.04	0.041
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	2.38	2.38	2.55	2.67	2.90	3.39	3.82	4.76	5.78	6.76	5.49	5.81	6.03	6.10	5.44	5.37	5.37	5.40	3.64	3.74	3.745
Payables Turnover	1.87	1.75	1.60	1.57	1.75	2.36	2.81	3.99	5.20	6.26	4.79	5.11	5.36	5.50	3.79	3.74	3.70	3.70	0.06	0.06	0.061
DSO	153	153	143	137	126	108	95	77	63	54	67	63	61	60	67	68	68	68	100	97	97.5 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	195	209	228	233	208	155	130	91	70	58	76	71	68	66	96	98	99	99	6130	5958	5958.2 days
Cash Conversion Cycle	-42	-56	-85	-96	-82	-47	-34	-15	-7	-4	-10	-9	-8	-7	-29	-30	-31	-31	-6030	-5861	-5860.7 days
Cash Velocity	snapshot only																				0.073
Capital Intensity	snapshot only																				26.163

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	-25.1%	-18.9%	-13.8%	-4.0%	11.1%	29.9%	68.3%	99.6%	1.2%	1.2%	87.6%	59.7%	36.3%	18.0%	14.7%	7.1%	3.2%	2.5%	-18.9%	-15.5%	-15.48%
Net Income	26.2%	26.4%	25.6%	19.9%	32.6%	27.4%	30.5%	12.3%	8.3%	14.2%	12.3%	19.0%	15.4%	1.3%	3.6%	-1.7%	2.0%	8.9%	0.1%	6.8%	6.78%
EPS	25.5%	25.7%	24.7%	19.2%	32.2%	27.1%	30.3%	12.0%	7.8%	13.6%	11.7%	18.4%	14.9%	1.0%	3.4%	-1.9%	2.0%	8.9%	-14.9%	-9.2%	-9.17%
FCF	3.3%	6.3%	5.6%	-51.4%	26.7%	25.8%	85.4%	95.0%	-29.5%	-9.0%	-53.6%	-8.9%	3.8%	-88.7%	61.6%	-40.4%	-53.0%	3.7%	-86.8%	-31.9%	-31.89%
EBITDA	25.8%	26.6%	25.9%	20.3%	33.1%	27.4%	30.7%	12.3%	8.1%	14.1%	12.0%	18.4%	15.1%	0.9%	2.0%	-3.1%	-0.7%	5.4%	-0.9%	4.4%	4.37%
Op. Income	25.8%	26.6%	25.9%	20.2%	32.9%	27.2%	30.5%	12.3%	8.2%	14.3%	12.2%	18.5%	15.2%	0.9%	2.0%	-3.1%	-0.7%	5.4%	-0.9%	4.4%	4.37%
OCF Growth	snapshot only																				-32.64%
Asset Growth	snapshot only																				13.37%
Equity Growth	snapshot only																				15.44%
Debt Growth	snapshot only																				5.19%
Shares Change	snapshot only																				17.55%
Dividend Growth	snapshot only																				6.46%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	-1.8%	-4.3%	-6.9%	-7.6%	-6.9%	-2.5%	4.3%	12.9%	23.0%	33.1%	39.7%	45.2%	50.2%	50.9%	53.6%	50.6%	46.6%	39.4%	20.4%	13.1%	13.10%
Revenue 5Y	10.1%	8.5%	6.2%	5.8%	6.1%	8.1%	12.5%	16.1%	18.7%	20.6%	20.6%	20.3%	19.8%	19.7%	19.5%	19.8%	21.2%	23.3%	20.5%	22.6%	22.60%
EPS 3Y	8.3%	8.2%	7.7%	12.5%	13.6%	19.4%	16.9%	20.8%	21.4%	22.0%	22.0%	16.5%	17.9%	13.4%	14.6%	9.2%	8.1%	7.7%	-0.6%	1.8%	1.82%
EPS 5Y	15.7%	14.6%	11.7%	12.3%	12.5%	12.8%	15.8%	14.1%	12.6%	12.8%	12.7%	13.6%	12.7%	14.3%	13.1%	15.5%	16.0%	14.8%	9.8%	7.1%	7.09%
Net Income 3Y	8.6%	8.5%	8.1%	12.9%	13.9%	19.7%	17.6%	21.4%	21.9%	22.5%	22.6%	17.0%	18.3%	13.8%	14.9%	9.5%	8.4%	8.0%	5.2%	7.7%	7.67%
Net Income 5Y	16.2%	15.0%	12.0%	12.6%	12.7%	13.0%	16.1%	14.5%	13.0%	13.2%	13.1%	14.0%	13.1%	14.7%	13.6%	15.9%	16.4%	15.2%	13.8%	10.9%	10.94%
EBITDA 3Y	5.2%	6.7%	8.3%	13.1%	14.0%	19.8%	17.7%	21.3%	21.9%	22.5%	22.6%	17.0%	18.3%	13.6%	14.3%	8.8%	7.3%	6.7%	4.2%	6.2%	6.18%
EBITDA 5Y	11.7%	10.6%	7.7%	8.4%	8.6%	8.9%	11.6%	11.1%	10.9%	12.1%	13.2%	14.0%	13.0%	14.6%	13.2%	15.4%	15.6%	14.4%	13.2%	10.1%	10.11%
Gross Profit 3Y	7.5%	8.7%	9.9%	13.4%	14.5%	18.6%	17.3%	19.5%	20.0%	21.0%	20.8%	16.8%	17.3%	13.6%	13.8%	9.8%	8.8%	8.5%	8.1%	9.5%	9.53%
Gross Profit 5Y	11.6%	11.1%	9.1%	9.6%	9.7%	10.0%	12.2%	11.9%	11.8%	12.8%	13.5%	14.2%	13.5%	14.5%	13.8%	15.1%	15.3%	14.6%	14.3%	12.0%	12.02%
Op. Income 3Y	5.2%	6.7%	8.3%	13.1%	13.9%	19.7%	17.6%	21.3%	21.8%	22.5%	22.6%	17.0%	18.3%	13.6%	14.3%	8.8%	7.3%	6.7%	4.3%	6.2%	6.22%
Op. Income 5Y	11.7%	10.6%	7.7%	8.4%	8.5%	8.8%	11.5%	11.1%	10.8%	12.1%	13.2%	14.0%	13.0%	14.6%	13.2%	15.4%	15.6%	14.4%	13.2%	10.1%	10.11%
FCF 3Y	28.1%	27.8%	29.7%	45.1%	—	—	—	—	—	—	—	-4.8%	-2.5%	-49.4%	11.6%	1.9%	-30.0%	-21.4%	-53.8%	-28.2%	-28.24%
FCF 5Y	36.8%	32.6%	15.9%	3.5%	20.2%	23.5%	35.8%	25.9%	13.4%	19.1%	13.4%	40.3%	—	—	—	—	—	—	—	-18.9%	-18.93%
OCF 3Y	28.1%	27.8%	29.7%	45.1%	—	—	—	—	—	—	—	-4.7%	-2.1%	-48.2%	12.0%	2.3%	-30.0%	-21.4%	-53.8%	-28.2%	-28.24%
OCF 5Y	36.8%	32.6%	15.9%	3.5%	20.2%	23.5%	35.8%	25.9%	13.4%	19.1%	13.4%	40.4%	—	—	—	—	—	—	—	-18.9%	-18.93%
Assets 3Y	11.0%	11.0%	10.4%	10.4%	10.4%	10.4%	8.0%	8.0%	8.0%	8.0%	6.6%	6.6%	6.6%	6.6%	7.6%	7.6%	7.6%	7.6%	9.1%	9.1%	9.12%
Assets 5Y	9.4%	9.4%	10.0%	10.0%	10.0%	10.0%	9.0%	9.0%	9.0%	9.0%	9.6%	9.6%	9.6%	9.6%	7.6%	7.6%	7.6%	7.6%	7.8%	7.8%	7.83%
Equity 3Y	11.9%	11.9%	17.3%	17.3%	17.3%	17.3%	16.8%	16.8%	16.8%	16.8%	12.5%	12.5%	12.5%	12.5%	7.1%	7.1%	7.1%	7.1%	10.6%	10.6%	10.56%
Book Value 3Y	11.6%	11.6%	16.8%	16.9%	16.9%	16.9%	16.1%	16.3%	16.2%	16.2%	11.9%	12.0%	12.1%	12.0%	6.7%	6.7%	6.7%	6.7%	4.5%	4.6%	4.55%
Dividend 3Y	6.6%	6.2%	6.2%	5.7%	5.2%	4.6%	3.0%	2.7%	2.3%	2.3%	2.7%	3.3%	4.1%	4.6%	4.5%	3.0%	1.6%	0.2%	-4.4%	-3.4%	-3.44%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.41	0.31	0.15	0.10	0.08	0.19	0.29	0.37	0.39	0.43	0.49	0.54	0.57	0.62	0.67	0.73	0.79	0.83	0.73	0.76	0.760
Earnings Stability	0.78	0.83	0.88	0.83	0.73	0.77	0.82	0.90	0.84	0.87	0.86	0.93	0.91	0.95	0.94	0.95	0.96	0.94	0.88	0.93	0.926
Margin Stability	0.77	0.75	0.74	0.70	0.72	0.75	0.77	0.71	0.69	0.71	0.71	0.65	0.61	0.60	0.60	0.56	0.56	0.63	0.74	0.69	0.694
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.000
Earn. Growth Consistency	0.50	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.50	0.500
FCF Positive Streak	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.90	0.89	0.90	0.92	0.87	0.89	0.88	0.95	0.97	0.94	0.95	0.92	0.94	0.99	0.99	0.99	0.99	0.96	1.00	0.97	0.973
Earnings Smoothness	0.77	0.77	0.77	0.82	0.72	0.76	0.74	0.88	0.92	0.87	0.88	0.83	0.86	0.99	0.96	0.98	0.98	0.91	1.00	0.93	0.934
ROE Trend	-0.01	0.00	-0.01	0.00	0.01	0.01	0.03	0.01	0.01	0.02	0.02	0.01	0.01	-0.01	-0.00	-0.01	-0.00	-0.00	-0.02	-0.02	-0.015
Gross Margin Trend	0.19	0.21	0.22	0.21	0.17	0.07	-0.06	-0.20	-0.25	-0.26	-0.23	-0.21	-0.19	-0.15	-0.10	-0.06	-0.02	-0.00	0.06	0.06	0.062
FCF Margin Trend	1.36	1.47	1.08	0.29	0.91	0.67	0.68	-0.33	-0.80	-0.73	-0.76	-0.28	-0.54	-0.79	-0.30	-0.30	-0.22	-0.05	-0.26	-0.12	-0.120
Sustainable Growth Rate	7.7%	8.5%	6.8%	8.3%	9.0%	9.4%	8.8%	8.4%	8.7%	9.9%	9.3%	9.6%	9.3%	8.5%	8.4%	8.1%	8.6%	9.0%	7.4%	7.8%	7.81%
Internal Growth Rate	0.3%	0.3%	0.3%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.5%	0.4%	0.5%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.4%	0.38%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	4.16	4.19	3.20	1.99	3.97	4.14	4.54	3.46	2.58	3.30	1.88	2.65	2.35	0.39	2.96	1.62	1.07	1.59	0.39	1.02	1.023
FCF/OCF	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.99	0.93	0.99	0.99	1.00	1.00	1.00	1.00	1.000
FCF/Net Income	snapshot only																				1.023
OCF/EBITDA	snapshot only																				0.841
CapEx/Revenue	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.3%	0.3%	0.3%	0.2%	0.0%	0.0%	0.0%	0.0%	0.00%
Accruals Ratio	-0.02	-0.02	-0.01	-0.01	-0.02	-0.02	-0.02	-0.02	-0.01	-0.02	-0.01	-0.01	-0.01	0.00	-0.01	-0.00	-0.00	-0.00	0.00	-0.00	-0.000
Sloan Accruals	snapshot only																				-0.357
Cash Flow Adequacy	snapshot only																				2.421
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	6.0%	5.7%	5.2%	6.1%	6.9%	6.9%	6.1%	5.2%	4.9%	4.6%	3.8%	3.8%	4.3%	4.3%	4.1%	4.3%	4.1%	4.7%	3.9%	4.8%	3.43%
Dividend/Share	$5.18	$5.38	$5.64	$5.84	$6.07	$6.20	$6.26	$6.40	$6.55	$6.69	$6.83	$7.12	$7.43	$7.73	$7.84	$7.84	$7.86	$7.85	$6.90	$7.10	$6.10
Payout Ratio	45.0%	43.4%	44.9%	41.1%	39.9%	39.3%	38.3%	40.2%	39.9%	37.4%	37.4%	37.8%	39.4%	42.7%	41.5%	42.4%	40.9%	39.9%	42.9%	42.3%	42.26%
FCF Payout Ratio	10.8%	10.3%	14.0%	20.7%	10.0%	9.5%	8.4%	11.6%	15.4%	11.3%	19.9%	14.3%	17.0%	1.2%	14.2%	26.4%	38.2%	25.0%	1.1%	41.3%	41.30%
Total Payout Ratio	92.9%	43.5%	44.9%	41.1%	39.9%	39.3%	38.3%	40.2%	39.9%	37.4%	37.4%	37.8%	39.4%	42.7%	41.5%	42.4%	40.9%	39.9%	42.9%	45.5%	45.54%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.28	0.26	0.26	0.25	0.24	0.22	0.17	0.15	0.13	0.13	0.14	0.16	0.18	0.20	0.19	0.14	0.10	0.06	0.07	0.11	0.112
Buyback Yield	6.4%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.4%	0.37%
Net Buyback Yield	-6.1%	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-5.3%	0.0%	0.4%	0.37%
Total Shareholder Return	-0.0%	5.7%	5.1%	6.0%	6.9%	6.9%	6.1%	5.2%	4.9%	4.6%	3.8%	3.8%	4.3%	4.3%	4.1%	4.3%	4.1%	-0.6%	3.9%	5.2%	5.16%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.80	0.80	0.81	0.82	0.81	0.82	0.821
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.34	0.37	0.39	0.42	0.41	0.36	0.30	0.23	0.20	0.19	0.18	0.17	0.17	0.16	0.16	0.16	0.16	0.16	0.19	0.19	0.195
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.02	0.03	0.04	0.04	0.05	0.05	0.05	0.05	0.06	0.05	0.05	0.05	0.05	0.04	0.04	0.041
Equity Multiplier	25.71	25.71	22.43	22.43	22.43	22.43	21.10	21.10	21.10	21.10	21.19	21.19	21.19	21.19	20.98	20.98	20.98	20.98	20.83	20.83	20.835

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$11.51	$12.41	$12.55	$14.21	$15.22	$15.76	$16.35	$15.91	$16.41	$17.90	$18.26	$18.85	$18.86	$18.08	$18.89	$18.49	$19.23	$19.69	$16.06	$16.80	$16.80
Book Value/Share	$91.57	$91.54	$111.58	$111.48	$111.72	$111.61	$116.76	$116.50	$116.52	$116.29	$128.91	$128.71	$128.87	$128.75	$135.72	$135.58	$135.82	$135.71	$133.14	$133.14	$132.99
Tangible Book/Share	$91.57	$91.54	$111.58	$111.48	$111.72	$111.61	$116.76	$116.50	$116.52	$116.29	$128.91	$128.71	$128.87	$128.75	$135.72	$135.58	$135.82	$135.71	$133.14	$133.14	$133.14
Revenue/Share	$42.34	$42.32	$41.22	$43.19	$46.92	$54.82	$69.27	$85.94	$104.54	$122.01	$129.30	$136.64	$141.96	$143.65	$148.10	$146.22	$146.37	$147.12	$102.11	$105.13	$105.13
FCF/Share	$47.81	$52.03	$40.12	$28.28	$60.44	$65.24	$74.29	$55.00	$42.41	$59.03	$34.31	$49.86	$43.85	$6.66	$55.36	$29.67	$20.58	$31.37	$6.20	$17.19	$17.19
OCF/Share	$47.81	$52.03	$40.12	$28.28	$60.44	$65.24	$74.29	$55.00	$42.41	$59.03	$34.31	$50.01	$44.32	$7.14	$55.84	$30.00	$20.58	$31.37	$6.20	$17.19	$17.19
Cash/Share	$1092.02	$1091.62	$1018.09	$1017.15	$1019.31	$1018.37	$1197.70	$1195.07	$1195.29	$1192.89	$1034.97	$1033.37	$1034.59	$1033.65	$1137.12	$1135.88	$1137.95	$1137.02	$1431.45	$1431.45	$171.02
EBITDA/Share	$14.54	$15.73	$15.90	$18.03	$19.31	$19.98	$20.75	$20.20	$20.78	$22.66	$23.11	$23.81	$23.83	$22.81	$23.53	$23.03	$23.64	$24.03	$19.81	$20.45	$20.45
Debt/Share	$2138.10	$2137.31	$2178.46	$2176.46	$2181.07	$2179.06	$2354.60	$2349.43	$2349.86	$2345.13	$2528.09	$2524.17	$2527.16	$2524.86	$2670.75	$2667.83	$2672.70	$2670.51	$2387.31	$2387.31	$2387.31
Net Debt/Share	$1046.08	$1045.69	$1160.38	$1159.31	$1161.77	$1160.70	$1156.90	$1154.36	$1154.57	$1152.25	$1493.12	$1490.80	$1492.57	$1491.21	$1533.63	$1531.95	$1534.75	$1533.49	$955.86	$955.86	$955.86

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.573
Altman Z-Prime	snapshot only																				-1.628
Piotroski F-Score	7	7	6	6	6	6	7	7	7	7	6	6	6	4	6	6	6	6	4	6	6
Beneish M-Score	-2.71	-2.74	-2.69	-2.56	-2.43	-1.93	-1.10	-0.93	-1.06	-1.70	-2.09	-2.16	-2.12	-2.07	-2.46	-2.45	-2.51	-2.50	-1.03	-2.08	-2.079
Ohlson O-Score	snapshot only																				-4.479
Net-Net WC	snapshot only																				$-2513.21
EVA	snapshot only																				$-1189144300.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BB+
Credit Score	55.60	56.85	51.92	51.68	51.99	53.55	52.74	53.29	53.17	54.58	46.56	47.63	47.68	45.78	45.22	45.18	44.95	45.55	46.97	46.58	46.580
Credit Grade	snapshot only																				11
Credit Trend	snapshot only																				1.401
Implied Spread (bps)	snapshot only																				400.000
Industry Credit Rank	snapshot only																				28
Sector Credit Rank	snapshot only																				32

AGM NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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