$37.37

+0.15 (+0.42%)

Weekly Expected Move ±1.9%

$36 $36 $37 $38 $39

NASDAQ · Consumer Defensive · Agricultural Farm Products · Tech Score Strong Sell · Power 38 · $277.2M mcap · 6M float · 0.394% daily turnover · Short 69% of daily vol

Credit Risk of going bust: lower than 96% of companies Debt: 1.0% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.02 (down 99.9%), Alico, Inc. would be worth roughly what it owes.
Total debt $2.8M against a stock market value of $277.2M.
Distance to default 22.41 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $1.5M (short-term plus half of long-term), stock volatility 23.5%; Altman Z'' 4.75. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

43.0 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: -35.8% · 5Y Avg: -27.2%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. ALCO shows a Weak competitive edge (43.0/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. Negative ROIC of -35.8% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

$44

Avg Target

$44

High

Based on 2 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$43.50

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-03-27	Roth Capital	Gerry Sweeney	$42	$45	+3	+10.8%	$40.61
2025-11-26	Roth Capital	Gerry Sweeney	Initiated	$42	—	+22.8%	$34.20

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C+

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. ALCO receives an overall rating of C+. Strongest factors: D/E (4/5). Areas of concern: DCF (1/5), ROE (2/5), ROA (2/5), P/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-08-11	C-	C+
2026-05-18	D+	C-
2026-05-12	C-	D+
2026-05-11	D+	C-
2026-04-01	C-	D+
2026-02-13	C	C-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 30 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. ALCO scores highest in Safety (80/100) and lowest in Cash Flow (8/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

3.18

Safe Zone

Piotroski F-Score

5/9

✓ ✗ ✓ ✗ ✓ ✗ ✓ ✓ ✗

Beneish M-Score

-7.15

Unlikely Manipulator

Ohlson O-Score

-7.13

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

BBB

Score: 59.8/100

Trend: Improving

Earnings Quality

25/100

OCF/NI: -0.25x

Accruals: 0.9%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. ALCO scores 3.18, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. ALCO scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. ALCO's score of -7.15 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. ALCO's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. ALCO receives an estimated rating of BBB (score: 59.8/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). ALCO's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

177.95x

PEG

0.54x

P/S

16.24x

P/B

2.64x

P/FCF

-86.54x

P/OCF

—

EV/EBITDA

11.52x

EV/Revenue

14.91x

EV/EBIT

72.95x

EV/FCF

-71.66x

Earnings Yield

0.50%

FCF Yield

-1.16%

Shareholder Yield

3.75%

Graham Number

$8.08

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 178.0x earnings, ALCO is priced for high growth expectations. Graham's intrinsic value formula yields $8.08 per share, 362% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

-1.205

NI / EBT

Interest Burden

-0.364

EBT / EBIT

EBIT Margin

0.204

EBIT / Rev

Asset Turnover

0.083

Rev / Assets

Equity Multiplier

1.890

Assets / Equity

ROE

1.4%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. ALCO's ROE of 1.4% is driven by a balanced combination of operating margin, asset efficiency, and leverage. A tax burden ratio of -1.21 suggests the company retains less than 60% of pre-tax earnings after taxes.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$1.75

Price/Value

23.60x

Margin of Safety

-2259.83%

Premium

2259.83%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with ALCO's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. ALCO trades at a 2260% premium to its adjusted intrinsic value of $1.75, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 178.0x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$37.37

Median 1Y

$36.90

5th Pctile

$20.91

95th Pctile

$64.89

Ann. Volatility

34.4%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
John E. Kiernan President and Chief Executive Officer	$544,529	$468,180	$1,385,168
Mitch Hutchcraft Real utive Vice President Real Estate	$333,712	$—	$555,769
Brad Heine Financial ancial Officer	$275,000	$—	$380,668

CEO Pay Ratio

2:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $1,385,168

Avg Employee Cost (SGA/emp): $585,350

Employees: 20

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

-90.0% YoY

Revenue / Employee

$2,203,300

Rev: $44,066,000

Profit / Employee

$-7,366,700

NI: $-147,334,000

SGA / Employee

$585,350

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
ROE	15.2%	17.6%	23.3%	12.7%	5.0%	-0.5%	-11.9%	-8.1%	0.7%	18.1%	15.8%	10.1%	2.8%	-17.0%	-70.0%	-82.3%	-83.2%	-83.0%	-16.2%	1.4%	1.41%
ROA	8.1%	9.5%	12.9%	7.4%	2.9%	-0.3%	-6.9%	-4.8%	0.4%	11.2%	9.6%	6.2%	1.7%	-10.8%	-42.6%	-50.2%	-49.1%	-47.8%	-8.5%	0.7%	0.75%
ROIC	3.0%	2.4%	1.1%	-0.8%	-6.4%	6.0%	-9.0%	-5.9%	-0.8%	-3.2%	-5.8%	-9.6%	-11.5%	-14.0%	-74.5%	-1.1%	-1.1%	-1.1%	-33.6%	-35.8%	-35.79%
ROCE	12.3%	12.3%	10.7%	3.2%	-2.6%	-5.2%	-7.5%	-5.4%	1.8%	17.0%	14.4%	10.8%	3.7%	-14.3%	-73.3%	-95.6%	-92.5%	-90.7%	-12.5%	1.8%	1.82%
Gross Margin	-6.0%	11.8%	8.1%	5.1%	-21.2%	-35.9%	-29.7%	2.1%	1.6%	-1.0%	-1.0%	-31.5%	-21.1%	-48.8%	-6.9%	-3.3%	-7.7%	-2.9%	-85.9%	44.8%	44.76%
Operating Margin	-65.0%	-5.0%	2.9%	-4.8%	-23.6%	-59.6%	-42.2%	1.7%	-2.2%	-1.3%	-1.1%	-49.4%	-24.3%	-64.1%	-8.5%	-3.7%	-11.3%	-4.5%	-1.5%	20.9%	20.86%
Net Margin	-24.3%	66.1%	41.7%	10.4%	-20.8%	-30.1%	-36.6%	1.6%	1.4%	3.1%	-87.3%	-15.0%	-19.4%	-54.3%	-6.2%	-2.2%	-10.6%	-1.8%	2.1%	23.5%	23.51%
EBITDA Margin	82.9%	75.1%	10.7%	32.1%	-19.6%	7.8%	-16.4%	2.3%	13.4%	4.5%	-91.2%	11.6%	-20.3%	-39.7%	-59.7%	2.3%	-2.9%	1.4%	3.2%	50.4%	50.42%
FCF Margin	-22.8%	-11.1%	-22.8%	-29.9%	-15.6%	-15.7%	-47.7%	-58.5%	-57.5%	-61.3%	-97.3%	-95.5%	-1.0%	-84.7%	-42.1%	12.3%	33.2%	66.3%	77.1%	-20.8%	-20.80%
OCF Margin	15.2%	10.9%	-0.3%	-6.7%	7.1%	7.4%	-15.9%	-12.2%	-15.7%	-22.6%	-47.1%	-52.5%	-65.4%	-50.3%	-22.9%	25.0%	45.7%	76.6%	96.8%	-2.2%	-2.24%
ROE 3Y Avg	snapshot only																				-43.12%
ROE 5Y Avg	snapshot only																				-25.11%
ROA 3Y Avg	snapshot only																				-22.50%
ROIC 3Y Avg	snapshot only																				-39.18%
ROIC Economic	snapshot only																				-17.36%
Cash ROA	snapshot only																				-0.19%
Cash ROIC	snapshot only																				-0.74%
CROIC	snapshot only																				-6.83%
NOPAT Margin	snapshot only																				-1.09%
Pretax Margin	snapshot only																				-7.45%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				66.54%
SBC / Revenue	snapshot only																				3.70%

Valuation

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	6.85	6.36	4.73	7.99	17.38	-142.03	-6.07	-9.25	104.15	4.57	5.53	7.52	30.39	-4.36	-1.61	-1.59	-1.80	-1.96	-16.69	200.59	177.952
P/S Ratio	2.20	2.38	2.60	2.74	2.28	2.04	3.07	4.74	4.70	5.06	5.51	4.22	4.54	3.98	4.60	5.64	6.01	9.57	19.19	18.00	16.242
P/B Ratio	0.99	1.05	1.01	0.98	0.86	0.74	0.78	0.78	0.76	0.76	0.81	0.73	0.84	0.81	1.74	2.23	2.57	2.79	3.08	2.93	2.645
P/FCF	-9.65	-21.37	-11.40	-9.18	-14.62	-13.01	-6.44	-8.11	-8.18	-8.26	-5.67	-4.42	-4.38	-4.70	-10.93	45.75	18.12	14.42	24.89	-86.54	-86.538
P/OCF	14.46	21.80	—	—	32.15	27.48	—	—	—	—	—	—	—	—	—	22.53	13.17	12.49	19.83	—	—
EV/EBITDA	5.55	5.91	6.08	12.66	65.20	-52.15	-21.01	-47.96	13.78	3.33	4.13	4.70	10.20	-7.33	-8.67	-17.13	-688.12	36.77	9.37	11.52	11.520
EV/Revenue	3.34	3.59	3.56	3.79	3.48	3.46	5.20	7.74	7.91	6.59	7.47	5.84	6.45	6.00	6.11	6.62	7.09	11.31	21.02	14.91	14.908
EV/EBIT	7.21	7.63	8.08	26.99	-30.96	-14.28	-10.21	-14.19	42.74	4.06	5.24	6.38	20.76	-5.35	-1.75	-1.50	-1.73	-1.89	-14.29	72.95	72.954
EV/FCF	-14.68	-32.28	-15.62	-12.70	-22.29	-22.09	-10.91	-13.24	-13.75	-10.75	-7.68	-6.11	-6.22	-7.09	-14.54	53.67	21.37	17.05	27.27	-71.66	-71.659
Earnings Yield	14.6%	15.7%	21.1%	12.5%	5.8%	-0.7%	-16.5%	-10.8%	1.0%	21.9%	18.1%	13.3%	3.3%	-22.9%	-61.9%	-63.0%	-55.6%	-51.0%	-6.0%	0.5%	0.50%
FCF Yield	-10.4%	-4.7%	-8.8%	-10.9%	-6.8%	-7.7%	-15.5%	-12.3%	-12.2%	-12.1%	-17.6%	-22.6%	-22.8%	-21.3%	-9.1%	2.2%	5.5%	6.9%	4.0%	-1.2%	-1.16%
PEG Ratio	snapshot only																				0.540
Price/Tangible Book	snapshot only																				2.996
Shareholder Yield	snapshot only																				3.75%
Graham Number	snapshot only																				$8.08

Leverage & Solvency

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Current Ratio	2.46	3.69	2.88	2.47	1.91	3.67	2.58	3.10	3.90	2.52	2.55	2.67	3.81	4.84	5.56	9.37	9.56	14.39	9.63	7.96	7.958
Quick Ratio	0.52	0.80	1.52	0.63	0.24	0.84	0.95	0.58	0.42	1.05	1.08	0.90	0.99	2.37	4.65	8.87	8.83	13.02	9.39	7.93	7.932
Debt/Equity	0.52	0.54	0.46	0.40	0.45	0.52	0.54	0.50	0.53	0.29	0.31	0.31	0.37	0.43	0.69	0.76	0.83	0.86	0.81	0.03	0.026
Net Debt/Equity	0.51	0.54	0.37	0.38	0.45	0.52	0.54	0.49	0.52	0.23	0.29	0.28	0.35	0.42	0.58	0.39	0.46	0.51	0.29	-0.50	-0.504
Debt/Assets	0.29	0.31	0.27	0.25	0.27	0.30	0.31	0.29	0.30	0.19	0.20	0.20	0.23	0.26	0.37	0.40	0.42	0.44	0.42	0.01	0.014
Debt/EBITDA	1.91	2.00	2.03	3.75	22.61	-21.48	-8.62	-18.83	5.63	0.99	1.17	1.46	3.12	-2.58	-2.57	-4.99	-188.43	9.56	2.25	0.12	0.125
Net Debt/EBITDA	1.90	2.00	1.64	3.51	22.44	-21.43	-8.61	-18.58	5.58	0.77	1.08	1.30	3.02	-2.48	-2.15	-2.53	-104.45	5.68	0.82	-2.39	-2.392
Interest Coverage	12.63	14.01	13.14	3.89	-3.11	-5.92	-7.54	-5.08	1.50	13.06	12.01	10.13	4.10	-19.65	-51.84	-54.23	-37.35	-35.36	-5.12	0.73	0.733
Equity Multiplier	1.79	1.75	1.70	1.63	1.68	1.72	1.77	1.72	1.75	1.53	1.53	1.54	1.59	1.64	1.87	1.88	1.96	1.96	1.95	1.90	1.895
Cash Ratio	snapshot only																				7.645
Debt Service Coverage	snapshot only																				4.641
Cash to Debt	snapshot only																				20.212
FCF to Debt	snapshot only																				-1.291
Defensive Interval	snapshot only																				1820.9 days

Efficiency & Turnover

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.25	0.25	0.24	0.22	0.22	0.21	0.14	0.09	0.10	0.10	0.10	0.11	0.11	0.12	0.15	0.14	0.15	0.10	0.07	0.08	0.083
Inventory Turnover	2.01	1.95	2.84	2.50	3.00	2.87	3.17	1.46	0.83	1.33	2.10	2.19	2.50	3.19	11.16	11.54	12.32	15.22	13.94	18.46	18.465
Receivables Turnover	20.77	15.20	8.83	17.13	28.60	13.14	5.48	8.97	76.92	7.06	4.37	10.45	62.90	6.01	5.11	14.44	49.37	5.74	2.70	15.51	15.510
Payables Turnover	15.67	38.00	9.36	13.72	20.06	37.54	11.64	9.53	6.90	9.46	7.50	11.98	21.30	19.44	45.66	59.59	112.24	111.55	38.51	30.91	30.914
DSO	18	24	41	21	13	28	67	41	5	52	84	35	6	61	71	25	7	64	135	24	23.5 days
DIO	182	188	128	146	122	127	115	250	438	273	173	167	146	114	33	32	30	24	26	20	19.8 days
DPO	23	10	39	27	18	10	31	38	53	39	49	30	17	19	8	6	3	3	9	12	11.8 days
Cash Conversion Cycle	176	202	131	141	116	145	151	253	390	287	208	171	135	156	96	51	34	84	152	31	31.5 days
Fixed Asset Turnover	snapshot only																				0.130
Operating Cycle	snapshot only																				43.3 days
Cash Velocity	snapshot only																				0.307
Capital Intensity	snapshot only																				11.639

Growth (YoY)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue	17.4%	15.7%	3.2%	-13.3%	-15.3%	-20.9%	-43.3%	-57.6%	-56.7%	-50.4%	-31.9%	15.4%	17.1%	14.6%	23.4%	-4.7%	-5.5%	-41.4%	-66.8%	-61.4%	-61.38%
Net Income	47.3%	54.0%	1.0%	-38.6%	-65.4%	-1.0%	-1.5%	-1.6%	-85.1%	39.3%	2.3%	2.3%	2.9%	-1.9%	-4.5%	-7.0%	-22.1%	-2.1%	86.6%	1.0%	1.01%
EPS	46.6%	53.2%	1.0%	-39.1%	-65.6%	-1.0%	-1.5%	-1.6%	-85.1%	39.2%	2.3%	2.3%	2.9%	-1.9%	-4.5%	-7.0%	-22.1%	-2.1%	86.6%	1.0%	1.01%
FCF	-17.1%	67.7%	8.0%	-8.8%	42.0%	-11.5%	-18.7%	17.1%	-59.7%	-94.0%	-38.8%	-88.5%	-1.1%	-58.3%	46.7%	1.1%	1.3%	1.5%	1.6%	-1.7%	-1.65%
EBITDA	33.9%	27.4%	7.3%	-68.4%	-92.5%	-1.1%	-1.2%	-1.2%	3.7%	15.8%	6.0%	9.9%	29.1%	-1.5%	-1.5%	-1.3%	-1.0%	1.2%	2.1%	2.3%	2.29%
Op. Income	1.1%	55.7%	-56.8%	-1.2%	-2.7%	-3.8%	-9.7%	-7.6%	83.1%	49.3%	34.1%	-71.0%	-15.1%	-2.9%	-6.2%	-3.7%	-2.0%	-2.3%	70.8%	89.2%	89.17%
OCF Growth	snapshot only																				-1.03%
Asset Growth	snapshot only																				-5.65%
Equity Growth	snapshot only																				-6.18%
Debt Growth	snapshot only																				-96.77%
Shares Change	snapshot only																				-2.67%
Dividend Growth	snapshot only																				2.20%

Growth (CAGR)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue 3Y	10.1%	11.9%	4.3%	-8.2%	-9.1%	-9.7%	-21.2%	-23.3%	-24.5%	-23.1%	-26.4%	-24.9%	-24.5%	-23.4%	-21.9%	-22.5%	-21.7%	-30.7%	-34.7%	-24.8%	-24.84%
Revenue 5Y	-5.5%	-4.8%	-3.7%	-6.1%	-6.7%	-7.7%	-11.6%	-13.8%	-13.3%	-11.2%	-15.2%	-17.7%	-17.5%	-16.0%	-16.3%	-13.1%	-13.8%	-21.1%	-30.4%	-31.0%	-31.04%
EPS 3Y	38.4%	1.8%	55.8%	13.3%	-32.0%	—	—	—	-57.8%	20.9%	12.0%	-21.5%	-41.7%	—	—	—	—	—	—	—	—
EPS 5Y	40.6%	40.6%	63.5%	42.2%	—	—	—	—	-33.0%	91.3%	21.3%	3.0%	-29.0%	—	—	—	—	—	—	-50.7%	-50.67%
Net Income 3Y	38.8%	1.8%	56.4%	13.9%	-31.7%	—	—	—	-57.6%	21.5%	12.5%	-21.1%	-41.5%	—	—	—	—	—	—	—	—
Net Income 5Y	37.9%	37.8%	60.4%	39.5%	—	—	—	—	-32.7%	92.0%	21.8%	3.4%	-28.7%	—	—	—	—	—	—	-50.8%	-50.78%
EBITDA 3Y	51.1%	51.7%	32.6%	-11.1%	-59.0%	—	—	—	-22.4%	17.6%	8.5%	-13.8%	-23.3%	—	—	—	—	—	—	—	—
EBITDA 5Y	11.8%	11.3%	12.7%	-3.4%	-13.0%	—	—	—	3.8%	34.9%	22.6%	7.3%	-16.2%	—	—	—	—	-29.8%	-8.2%	-24.5%	-24.49%
Gross Profit 3Y	9.1%	-1.1%	-21.8%	-45.9%	—	—	—	—	-28.9%	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 5Y	-7.4%	-11.0%	-14.8%	-26.8%	—	—	—	—	-18.9%	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 3Y	11.1%	-7.3%	-38.8%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	-7.9%	-14.3%	-23.4%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-1.8%	—	—	—	—	—
OCF 3Y	-4.7%	-10.5%	—	—	-48.9%	-50.9%	—	—	—	—	—	—	—	—	—	—	45.6%	51.0%	—	—	—
OCF 5Y	-11.5%	-15.4%	—	—	-25.4%	-29.1%	—	—	—	—	—	—	—	—	—	-17.1%	80.5%	62.2%	1.2%	—	—
Assets 3Y	0.8%	2.2%	3.5%	2.8%	-0.7%	0.6%	-4.5%	-3.6%	0.3%	0.8%	-0.9%	-2.5%	-2.7%	-3.1%	-18.7%	-21.4%	-21.0%	-22.1%	-21.4%	-22.2%	-22.15%
Assets 5Y	-1.1%	-1.1%	-0.3%	-0.6%	-0.5%	-0.2%	0.1%	0.1%	0.2%	1.5%	0.4%	0.7%	-0.9%	-0.4%	-12.4%	-14.8%	-13.8%	-14.6%	-14.2%	-15.0%	-14.97%
Equity 3Y	12.1%	16.2%	18.1%	14.3%	7.8%	7.3%	5.5%	7.0%	4.2%	9.5%	6.8%	3.0%	1.2%	-1.0%	-21.2%	-25.1%	-25.0%	-25.5%	-23.9%	-24.6%	-24.57%
Book Value 3Y	11.7%	15.9%	17.6%	13.7%	7.4%	6.9%	5.1%	6.4%	3.7%	9.0%	6.3%	2.5%	0.8%	-1.4%	-21.5%	-25.3%	-25.1%	-25.7%	-24.1%	-24.0%	-24.00%
Dividend 3Y	42.1%	55.6%	54.8%	54.1%	27.8%	13.4%	-2.9%	-18.3%	-31.5%	-53.7%	-49.6%	-43.5%	-32.7%	-0.3%	-0.3%	-0.1%	-0.2%	-0.2%	-0.1%	0.6%	0.57%

Growth Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	0.25	0.18	0.22	0.60	0.70	0.76	0.50	0.17	0.17	0.15	0.53	0.83	0.84	0.84	0.85	0.64	0.69	0.85	0.90	0.81	0.811
Earnings Stability	0.62	0.64	0.78	0.65	0.24	0.06	0.00	0.00	0.22	0.09	0.01	0.08	0.75	0.38	0.46	0.51	0.56	0.61	0.32	0.30	0.300
Margin Stability	0.73	0.67	0.69	0.53	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Rev. Growth Consistency	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.500
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earnings Persistence	0.81	0.50	0.50	0.85	0.50	0.20	0.20	0.20	0.50	0.20	0.20	0.20	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.20	0.200
Earnings Smoothness	0.62	0.57	0.32	0.52	0.03	—	—	—	0.00	—	—	—	0.00	—	—	—	—	—	—	—	—
ROE Trend	-0.01	-0.00	0.06	-0.04	-0.08	-0.15	-0.30	-0.25	-0.09	0.09	0.10	0.08	-0.00	-0.27	-1.09	-1.41	-1.45	-1.41	0.28	0.67	0.669
Gross Margin Trend	-0.06	-0.11	-0.12	-0.13	-0.37	-0.42	-0.70	-0.55	0.13	-0.07	-0.20	-0.60	-1.21	-0.85	-2.72	-3.50	-3.27	-5.11	-0.92	1.71	1.708
FCF Margin Trend	-0.23	-0.06	-0.24	-0.21	0.07	0.10	-0.24	-0.32	-0.38	-0.48	-0.62	-0.51	-0.67	-0.46	0.30	0.89	1.14	1.39	1.47	0.21	0.208
Sustainable Growth Rate	12.1%	13.2%	18.1%	6.8%	-1.2%	—	—	—	-1.3%	17.6%	15.2%	9.5%	2.2%	—	—	—	—	—	—	0.0%	0.01%
Internal Growth Rate	6.9%	7.7%	11.2%	4.1%	—	—	—	—	—	12.2%	10.2%	6.2%	1.3%	—	—	—	—	—	—	0.0%	0.01%

Cash Flow Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	0.47	0.29	-0.01	-0.19	0.54	-5.17	0.32	0.24	-3.48	-0.20	-0.47	-0.94	-4.37	0.55	0.08	-0.07	-0.14	-0.16	-0.84	-0.25	-0.250
FCF/OCF	-1.50	-1.02	73.01	4.49	-2.20	-2.11	2.99	4.81	3.66	2.72	2.06	1.82	1.59	1.68	1.83	0.49	0.73	0.87	0.80	9.27	9.272
FCF/Net Income	snapshot only																				-2.318
OCF/EBITDA	snapshot only																				-0.017
CapEx/Revenue	38.0%	22.0%	22.5%	23.2%	22.7%	23.1%	31.7%	46.3%	41.8%	38.7%	50.1%	43.0%	38.3%	34.4%	19.1%	12.7%	12.5%	10.2%	19.7%	18.6%	18.56%
CapEx/Depreciation	snapshot only																				0.170
Accruals Ratio	0.04	0.07	0.13	0.09	0.01	-0.02	-0.05	-0.04	0.02	0.14	0.14	0.12	0.09	-0.05	-0.39	-0.54	-0.56	-0.55	-0.16	0.01	0.009
Sloan Accruals	snapshot only																				-0.088
Cash Flow Adequacy	snapshot only																				-0.082
Earnings Quality Score	snapshot only																				0.250

Dividends & Buybacks

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	3.0%	3.9%	4.7%	5.8%	7.2%	8.5%	6.5%	4.4%	2.6%	0.7%	0.7%	0.8%	0.7%	0.8%	0.7%	0.6%	0.6%	0.6%	0.5%	0.5%	0.54%
Dividend/Share	$0.95	$1.36	$1.67	$1.99	$1.99	$1.99	$1.55	$1.10	$0.65	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20
Payout Ratio	20.5%	24.9%	22.2%	46.3%	1.3%	—	—	—	2.7%	3.2%	3.8%	5.8%	21.9%	—	—	—	—	—	—	99.2%	99.15%
FCF Payout Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	28.0%	10.5%	7.9%	12.1%	—	—
Total Payout Ratio	20.5%	24.9%	22.2%	46.3%	1.3%	—	—	—	2.7%	3.2%	3.8%	5.8%	21.9%	—	—	—	—	—	—	7.5%	7.52%
Div. Increase Streak	1	1	1	1	1	1	0	0	0	0	0	0	0	0	0	0	0	1	1	0	0
Chowder Number	1.92	2.84	2.80	2.78	1.19	0.56	-0.01	-0.40	-0.65	-0.89	-0.86	-0.81	-0.68	0.01	0.01	0.01	0.01	0.01	0.01	-0.00	-0.000
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	2.7%	3.3%	3.26%
Net Buyback Yield	0.0%	-0.1%	-0.1%	-0.2%	-0.2%	-0.2%	-0.2%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.1%	2.6%	3.2%	3.17%
Total Shareholder Return	3.0%	3.8%	4.6%	5.6%	7.0%	8.4%	6.3%	4.4%	2.6%	0.7%	0.7%	0.8%	0.7%	0.8%	0.7%	0.6%	0.6%	0.5%	3.1%	3.7%	3.66%

DuPont Factors

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	0.75	0.86	0.83	0.89	0.93	-0.66	0.88	0.87	0.73	0.74	0.76	0.73	0.64	0.77	0.80	0.79	0.79	0.79	0.65	-1.21	-1.205
Interest Burden (EBT/EBIT)	0.92	0.93	1.51	2.74	-1.25	-0.09	1.13	1.08	0.33	0.92	0.92	0.84	0.76	1.05	1.02	1.02	1.03	1.03	1.20	-0.36	-0.364
EBIT Margin	0.46	0.47	0.44	0.14	-0.11	-0.24	-0.51	-0.55	0.18	1.62	1.43	0.91	0.31	-1.12	-3.49	-4.42	-4.11	-5.98	-1.47	0.20	0.204
Asset Turnover	0.25	0.25	0.24	0.22	0.22	0.21	0.14	0.09	0.10	0.10	0.10	0.11	0.11	0.12	0.15	0.14	0.15	0.10	0.07	0.08	0.083
Equity Multiplier	1.87	1.85	1.80	1.72	1.73	1.74	1.73	1.68	1.71	1.62	1.64	1.63	1.67	1.58	1.64	1.64	1.69	1.74	1.90	1.89	1.890

Per Share

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$4.62	$5.46	$7.54	$4.29	$1.59	$-0.16	$-3.91	$-2.71	$0.24	$6.29	$5.24	$3.42	$0.91	$-5.91	$-18.43	$-20.54	$-19.27	$-18.51	$-2.47	$0.21	$0.21
Book Value/Share	$32.11	$33.03	$35.24	$35.02	$32.12	$31.68	$30.61	$32.11	$32.19	$37.78	$35.66	$35.35	$32.93	$31.68	$17.05	$14.62	$13.48	$13.02	$13.39	$14.10	$14.13
Tangible Book/Share	$31.82	$32.73	$34.94	$34.73	$31.82	$31.38	$30.31	$31.82	$31.90	$37.49	$35.37	$35.05	$32.63	$31.38	$16.76	$14.33	$13.18	$12.72	$13.10	$13.79	$13.79
Revenue/Share	$14.39	$14.61	$13.75	$12.51	$12.12	$11.48	$7.74	$5.29	$5.24	$5.68	$5.26	$6.08	$6.11	$6.49	$6.47	$5.78	$5.76	$3.80	$2.15	$2.30	$2.30
FCF/Share	$-3.28	$-1.62	$-3.13	$-3.74	$-1.89	$-1.80	$-3.69	$-3.09	$-3.01	$-3.48	$-5.11	$-5.81	$-6.34	$-5.50	$-2.72	$0.71	$1.91	$2.52	$1.66	$-0.48	$-0.48
OCF/Share	$2.19	$1.59	$-0.04	$-0.83	$0.86	$0.85	$-1.24	$-0.64	$-0.82	$-1.28	$-2.48	$-3.19	$-4.00	$-3.27	$-1.48	$1.45	$2.63	$2.91	$2.08	$-0.05	$-0.05
Cash/Share	$0.12	$0.01	$3.11	$0.91	$0.11	$0.04	$0.02	$0.21	$0.14	$2.45	$0.78	$1.19	$0.41	$0.57	$1.92	$5.51	$4.99	$4.54	$6.92	$7.47	$7.49
EBITDA/Share	$8.68	$8.87	$8.05	$3.75	$0.65	$-0.76	$-1.92	$-0.85	$3.00	$11.22	$9.50	$7.55	$3.87	$-5.32	$-4.56	$-2.23	$-0.06	$1.17	$4.82	$2.97	$2.97
Debt/Share	$16.61	$17.72	$16.31	$14.06	$14.61	$16.37	$16.53	$16.06	$16.91	$11.12	$11.07	$11.02	$12.08	$13.74	$11.73	$11.15	$11.19	$11.17	$10.85	$0.37	$0.37
Net Debt/Share	$16.50	$17.71	$13.20	$13.15	$14.50	$16.33	$16.51	$15.85	$16.77	$8.68	$10.29	$9.83	$11.66	$13.17	$9.81	$5.65	$6.20	$6.63	$3.93	$-7.10	$-7.10

Academic Models

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.184
Altman Z-Prime	snapshot only																				7.020
Piotroski F-Score	7	6	5	3	3	3	1	3	3	3	3	4	4	4	3	4	5	3	5	5	5
Beneish M-Score	-1.20	-0.19	-0.79	-0.18	-4.47	-3.69	-3.19	15.30	-9.35	-1.84	-2.43	-6.05	-2.32	-1.90	-5.25	-7.13	-6.04	-8.39	-0.44	-7.15	-7.151
Ohlson O-Score	snapshot only																				-7.135
ROIC (Greenblatt)	snapshot only																				1.92%
Net-Net WC	snapshot only																				$-4.84
EVA	snapshot only																				$-23811110.00

Credit

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only																				BBB
Credit Score	61.69	63.42	65.81	50.05	22.87	36.56	35.11	34.69	33.69	72.79	66.34	65.46	52.44	39.57	32.62	31.16	32.89	30.50	50.55	59.84	59.842
Credit Grade	snapshot only																				9
Credit Trend	snapshot only																				28.685
Implied Spread (bps)	snapshot only																				275.000
Industry Credit Rank	snapshot only																				56
Sector Credit Rank	snapshot only																				47

ALCO NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet