$11.37

-0.42 (-3.56%)

Weekly Expected Move ±4.5%

$11 $11 $12 $12 $13

NASDAQ · Financial Services · Financial - Capital Markets · Tech Score Neutral · Power 54 · $5.3B mcap · 425M float · 0.774% daily turnover · Short 39% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

58.0 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: 13.9% · 5Y Avg: 8.5%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. BGC has a Narrow competitive edge (58.0/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Intangible Assets. ROIC of 13.9% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2024-07-31	Piper Sandler	Patrick Moley	$10	$12	+2	+28.8%	$8.93
2024-05-06	Piper Sandler	Patrick Moley	$9	$10	+1	+21.8%	$8.21
2024-04-12	Piper Sandler	Patrick Moley	Initiated	$9	—	+13.5%	$7.93

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. BGC receives an overall rating of B+. Strongest factors: DCF (4/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (2/5), P/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-10-01	B	B+
2026-07-16	B+	B
2026-06-29	B	B+
2026-06-15	B+	B
2026-05-27	B	B+
2026-04-24	B+	B
2026-04-01	B	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 66 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

100

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. BGC scores highest in Momentum (100/100) and lowest in Balance Sheet (44/100). An overall grade of A places BGC among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

3.88

Safe Zone

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✗ ✓ ✓ ✓

Beneish M-Score

-2.48

Unlikely Manipulator

Ohlson O-Score

-7.03

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

A+

Score: 76.3/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 2.25x

Accruals: -4.7%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. BGC scores 3.88, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. BGC scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. BGC's score of -2.48 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. BGC's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. BGC receives an estimated rating of A+ (score: 76.3/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). BGC's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

27.31x

PEG

0.68x

P/S

1.57x

P/B

4.88x

P/FCF

13.34x

P/OCF

11.44x

EV/EBITDA

11.76x

EV/Revenue

1.79x

EV/EBIT

14.85x

EV/FCF

15.67x

Earnings Yield

3.88%

FCF Yield

7.49%

Shareholder Yield

5.60%

Graham Number

$4.64

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 27.3x earnings, BGC commands a growth premium. Graham's intrinsic value formula yields $4.64 per share, 145% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.729

NI / EBT

Interest Burden

0.674

EBT / EBIT

EBIT Margin

0.120

EBIT / Rev

Asset Turnover

0.633

Rev / Assets

Equity Multiplier

5.227

Assets / Equity

ROE

19.5%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. BGC's ROE of 19.5% is driven by financial leverage (equity multiplier: 5.23x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$15.98

Price/Value

0.67x

Margin of Safety

33.12%

Premium

-33.12%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with BGC's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. BGC actually compounded EPS at 182.0% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. BGC trades at a -33% premium to its adjusted intrinsic value of $15.98, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 27.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$11.37

Median 1Y

$11.63

5th Pctile

$5.49

95th Pctile

$24.58

Ann. Volatility

45.5%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
John J. Abularrage, Co-Chief Executive Officer	$750,000	$1,416,057	$11,066,057
JP Aubin, Co-Chief Executive Officer	$820,197	$673,772	$8,410,743
Sean A. Windeatt, Co-Chief Executive Officer	$1,003,125	$—	$8,036,938
Stephen M. Merkel, Executive Vice President and General Counsel	$1,000,000	$—	$3,000,000
Howard Lutnick, Former Chairman of the Board and Chief Executive Officer	$136,986	$2,531,436	$2,668,422
Jason W. Hauf, Chief Financial Officer	$700,000	$87,258	$1,737,258

CEO Pay Ratio

293:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $11,066,057

Avg Employee Cost (SGA/emp): $37,779

Employees: 4,560

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

4,560

+13.7% YoY

Revenue / Employee

$659,688

Rev: $3,008,178,000

Profit / Employee

$33,983

NI: $154,962,000

SGA / Employee

$37,779

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	5.1%	18.1%	14.6%	15.2%	19.2%	7.6%	5.9%	1.0%	2.5%	4.7%	8.1%	15.6%	14.3%	14.2%	14.2%	17.1%	18.2%	16.6%	17.8%	19.5%	19.54%
ROA	0.7%	3.4%	2.0%	2.1%	2.4%	1.5%	0.9%	0.2%	0.4%	1.2%	1.5%	3.0%	3.0%	3.8%	2.9%	3.3%	3.2%	3.9%	3.4%	3.7%	3.74%
ROIC	9.7%	-2.3%	-4.2%	-3.2%	-1.2%	8.8%	7.9%	3.5%	6.7%	5.9%	6.2%	8.8%	8.5%	7.9%	9.6%	10.0%	11.7%	12.8%	9.7%	13.9%	13.94%
ROCE	2.6%	11.4%	5.0%	11.2%	13.2%	7.1%	7.1%	3.7%	5.0%	6.0%	8.7%	9.9%	9.9%	10.1%	11.2%	9.5%	10.1%	7.7%	6.5%	7.0%	7.04%
Gross Margin	40.7%	-0.6%	44.4%	45.6%	46.2%	53.0%	44.9%	44.2%	46.1%	45.3%	44.5%	44.3%	45.4%	43.4%	43.7%	42.3%	40.9%	89.7%	91.5%	90.6%	90.59%
Operating Margin	2.4%	-41.6%	14.4%	12.9%	9.9%	7.9%	10.6%	-2.7%	10.7%	9.1%	9.8%	12.8%	8.9%	2.3%	15.6%	15.0%	12.9%	5.2%	14.8%	14.4%	14.41%
Net Margin	-2.4%	16.7%	5.2%	3.5%	1.4%	0.5%	3.6%	-4.1%	3.6%	4.0%	8.7%	7.1%	2.7%	4.5%	8.5%	7.5%	3.9%	1.7%	8.8%	8.4%	8.37%
EBITDA Margin	3.5%	30.4%	15.5%	15.1%	12.6%	8.3%	12.9%	1.6%	14.1%	14.6%	19.7%	18.2%	11.9%	12.9%	19.4%	17.6%	13.1%	10.4%	18.2%	18.2%	18.18%
FCF Margin	20.5%	18.6%	16.4%	12.4%	10.8%	9.3%	11.0%	1.3%	13.8%	17.4%	17.2%	19.2%	7.7%	11.0%	9.4%	13.6%	14.8%	10.3%	9.0%	11.4%	11.40%
OCF Margin	23.2%	21.2%	19.1%	15.0%	13.9%	12.6%	14.4%	4.8%	17.0%	20.5%	20.2%	22.2%	11.0%	14.3%	12.6%	16.3%	17.2%	12.6%	11.0%	13.3%	13.30%
ROE 3Y Avg	snapshot only																				16.28%
ROE 5Y Avg	snapshot only																				13.12%
ROA 3Y Avg	snapshot only																				3.16%
ROIC 3Y Avg	snapshot only																				8.78%
ROIC Economic	snapshot only																				9.91%
Cash ROA	snapshot only																				7.79%
Cash ROIC	snapshot only																				22.40%
CROIC	snapshot only																				19.21%
NOPAT Margin	snapshot only																				8.27%
Pretax Margin	snapshot only																				8.10%
R&D / Revenue	snapshot only																				0.32%
SGA / Revenue	snapshot only																				10.43%
SBC / Revenue	snapshot only																				7.33%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	55.94	18.39	19.93	15.62	12.33	37.11	61.38	234.44	133.71	93.41	55.13	31.79	35.74	33.92	33.27	32.35	27.59	27.39	25.27	25.75	27.305
P/S Ratio	0.96	1.14	1.11	0.89	0.84	1.02	1.42	0.92	1.30	1.71	1.81	1.90	2.03	1.95	1.93	1.96	1.69	1.43	1.42	1.52	1.574
P/B Ratio	3.07	3.68	3.16	2.46	2.32	2.70	3.52	2.32	2.94	3.83	4.02	4.59	5.06	4.79	4.59	5.31	4.74	4.36	4.23	4.63	4.884
P/FCF	4.69	6.16	6.74	7.19	7.80	10.92	12.96	68.62	9.39	9.81	10.53	9.88	26.31	17.70	20.50	14.34	11.43	13.84	15.75	13.34	13.344
P/OCF	4.14	5.39	5.78	5.92	6.08	8.06	9.90	19.06	7.65	8.36	8.97	8.54	18.36	13.66	15.35	11.98	9.82	11.39	12.90	11.44	11.439
EV/EBITDA	13.85	9.01	9.10	7.29	6.28	11.00	14.48	15.69	17.43	18.90	16.66	13.84	15.09	14.67	14.28	15.13	13.16	11.69	13.09	11.76	11.755
EV/Revenue	1.40	1.48	1.38	1.17	1.16	1.43	1.77	1.39	1.62	2.06	2.14	2.32	2.44	2.30	2.25	2.39	2.08	1.74	1.96	1.79	1.786
EV/EBIT	23.72	12.01	12.43	9.77	8.07	16.32	22.05	29.33	31.45	30.16	24.37	18.16	19.70	19.20	18.54	19.45	16.96	15.24	16.75	14.85	14.851
EV/FCF	6.80	7.97	8.40	9.45	10.78	15.31	16.15	103.64	11.76	11.79	12.40	12.08	31.62	20.85	23.85	17.50	14.08	16.84	21.70	15.67	15.670
Earnings Yield	1.8%	5.4%	5.0%	6.4%	8.1%	2.7%	1.6%	0.4%	0.7%	1.1%	1.8%	3.1%	2.8%	2.9%	3.0%	3.1%	3.6%	3.7%	4.0%	3.9%	3.88%
FCF Yield	21.3%	16.2%	14.8%	13.9%	12.8%	9.2%	7.7%	1.5%	10.6%	10.2%	9.5%	10.1%	3.8%	5.6%	4.9%	7.0%	8.7%	7.2%	6.3%	7.5%	7.49%
PEG Ratio	snapshot only																				0.683
Price/Tangible Book	snapshot only																				106.916
EV/OCF	snapshot only																				13.433
EV/Gross Profit	snapshot only																				2.234
Acquirers Multiple	snapshot only																				14.968
Shareholder Yield	snapshot only																				5.60%
Graham Number	snapshot only																				$4.64

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	3.22	1.68	5.49	1.22	1.22	1.94	1.25	1.57	1.29	0.71	1.22	1.64	1.57	1.90	1.28	1.71	1.46	89.14	—	—	—
Quick Ratio	3.22	1.68	5.49	1.22	1.22	1.94	1.25	1.57	1.29	0.71	1.22	1.64	1.57	1.90	1.28	1.71	1.46	89.14	—	—	—
Debt/Equity	2.16	1.98	1.59	1.57	1.61	1.81	1.54	1.90	1.40	1.51	1.34	1.69	1.68	1.64	1.75	2.06	1.90	1.85	1.62	1.60	1.605
Net Debt/Equity	1.39	1.08	0.78	0.78	0.89	1.09	0.87	1.18	0.74	0.77	0.72	1.02	1.02	0.85	0.75	1.17	1.10	0.95	1.60	0.81	0.808
Debt/Assets	0.25	0.37	0.22	0.22	0.23	0.39	0.25	0.34	0.31	0.42	0.28	0.34	0.33	0.41	0.35	0.39	0.32	0.41	0.30	0.31	0.308
Debt/EBITDA	6.70	3.74	3.66	3.54	3.15	5.27	5.10	8.52	6.65	6.21	4.71	4.16	4.16	4.27	4.69	4.81	4.29	4.06	3.63	3.47	3.467
Net Debt/EBITDA	4.30	2.05	1.79	1.74	1.74	3.16	2.86	5.30	3.50	3.17	2.52	2.51	2.54	2.21	2.00	2.74	2.48	2.09	3.59	1.75	1.745
Interest Coverage	2.23	3.55	3.26	3.62	4.39	2.68	2.44	1.35	1.39	1.75	2.17	3.19	3.03	2.90	2.90	2.87	2.85	2.71	2.87	3.07	3.065
Equity Multiplier	8.58	5.39	7.31	7.29	7.16	4.59	6.16	5.57	4.57	3.59	4.80	4.96	5.09	4.00	5.07	5.26	6.03	4.53	5.33	5.20	5.202
Debt Service Coverage	snapshot only																				3.873
Cash to Debt	snapshot only																				0.497
FCF to Debt	snapshot only																				0.216
Defensive Interval	snapshot only																				589.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.40	0.55	0.37	0.37	0.36	0.55	0.38	0.41	0.45	0.63	0.46	0.50	0.52	0.65	0.49	0.55	0.53	0.74	0.61	0.63	0.633
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	529.32	468.76	247.47	204.68	340.12	4.00	289.46	287.31	276.13	2.47	2.10	42.50	408.49	3.04	2.38	8.85	1380.36	3.61	3.56	3.06	3.063
Payables Turnover	1.29	229.78	1.26	1.95	1.91	1147.01	1.43	1.56	1.63	1271.08	1.64	1.78	1.79	32291.42	1.88	1.99	2.05	—	2.98	1.73	1.732
DSO	1	1	1	2	1	91	1	1	1	148	174	9	1	120	153	41	0	101	103	119	119.2 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	283	2	289	187	191	0	255	233	224	0	222	205	204	0	194	184	178	0	123	211	210.7 days
Cash Conversion Cycle	-282	-1	-288	-186	-190	91	-254	-232	-223	147	-49	-196	-203	120	-41	-143	-178	101	-20	-92	-91.5 days
Fixed Asset Turnover	snapshot only																				18.706
Cash Velocity	snapshot only																				3.821
Capital Intensity	snapshot only																				1.708

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	-0.8%	-2.5%	-3.8%	-7.0%	-10.7%	-11.0%	-7.0%	-0.4%	6.1%	11.6%	12.4%	12.1%	12.4%	11.4%	13.3%	21.7%	26.0%	34.5%	42.8%	33.3%	33.32%
Net Income	1.4%	2.3%	61.1%	92.6%	2.5%	-60.7%	-61.1%	-93.1%	-84.9%	-25.6%	59.4%	16.1%	5.6%	2.5%	99.9%	23.1%	36.2%	22.0%	38.4%	30.3%	30.28%
EPS	43.8%	1.4%	78.4%	1.1%	1.8%	-59.4%	-61.0%	-91.1%	-84.3%	-23.0%	67.1%	12.9%	5.6%	2.5%	96.8%	22.1%	34.5%	23.0%	41.4%	31.8%	31.79%
FCF	1.9%	72.1%	-6.1%	-36.0%	-53.0%	-55.3%	-37.7%	-89.2%	35.7%	1.1%	76.3%	15.1%	-37.3%	-29.5%	-38.0%	-13.7%	1.4%	26.1%	36.8%	11.4%	11.41%
EBITDA	-10.5%	42.7%	7.4%	21.1%	64.3%	-29.7%	-24.7%	-45.1%	-46.7%	-6.5%	17.6%	1.1%	94.6%	60.5%	39.0%	14.4%	23.6%	27.9%	35.8%	28.5%	28.45%
Op. Income	-0.6%	-1.2%	-1.2%	-1.2%	-1.1%	6.9%	4.1%	3.3%	6.9%	-31.5%	-25.5%	86.7%	70.8%	33.5%	67.1%	26.7%	48.9%	90.8%	69.9%	44.4%	44.40%
OCF Growth	snapshot only																				8.60%
Asset Growth	snapshot only																				17.56%
Equity Growth	snapshot only																				18.82%
Debt Growth	snapshot only																				-7.50%
Shares Change	snapshot only																				-1.14%
Dividend Growth	snapshot only																				0.54%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-10.7%	26.8%	24.8%	21.1%	40.8%	-5.0%	-5.5%	-4.1%	-2.0%	-1.1%	0.2%	1.3%	2.1%	3.4%	5.8%	10.8%	14.5%	18.7%	22.1%	22.1%	22.08%
Revenue 5Y	-5.7%	-5.9%	-7.4%	-9.3%	-10.5%	-11.9%	-10.3%	-7.5%	-7.5%	15.1%	15.2%	14.7%	27.2%	1.3%	1.5%	3.8%	5.9%	7.7%	10.2%	11.0%	11.00%
EPS 3Y	-22.7%	-25.8%	-18.1%	-15.2%	15.7%	-14.6%	81.4%	-22.6%	-14.6%	-9.5%	5.2%	38.4%	41.6%	2.9%	8.7%	14.7%	11.4%	48.8%	66.9%	1.8%	1.82%
EPS 5Y	-26.5%	-3.5%	-8.8%	-13.0%	-9.2%	-2.6%	-11.5%	-30.7%	-27.5%	-33.7%	-18.6%	-5.5%	9.8%	10.8%	81.4%	51.1%	40.6%	26.0%	26.5%	33.6%	33.64%
Net Income 3Y	-28.4%	-14.4%	-18.8%	-16.1%	30.6%	-4.4%	77.1%	-30.7%	-18.5%	-1.2%	-0.1%	31.2%	52.0%	0.8%	7.4%	13.0%	10.5%	47.1%	64.0%	2.0%	2.02%
Net Income 5Y	-28.0%	-0.4%	-6.6%	-11.0%	-7.7%	-1.1%	-10.7%	-33.5%	-27.8%	-28.8%	-19.8%	-7.1%	17.1%	17.9%	77.7%	47.6%	37.1%	32.8%	22.5%	29.4%	29.35%
EBITDA 3Y	-16.6%	2.6%	1.0%	1.1%	—	-5.9%	3.6%	-8.3%	-7.8%	-2.1%	-1.6%	12.3%	19.5%	1.8%	7.2%	10.1%	8.7%	24.3%	30.4%	46.2%	46.21%
EBITDA 5Y	-19.1%	-2.0%	-6.4%	-9.3%	-7.4%	-14.0%	-15.6%	-18.2%	-12.7%	98.7%	49.7%	60.2%	—	4.6%	12.7%	13.4%	13.5%	14.0%	12.4%	15.8%	15.77%
Gross Profit 3Y	-20.3%	-13.2%	-13.8%	-15.0%	28.6%	-9.6%	-9.0%	-7.8%	-6.1%	2.5%	3.0%	3.8%	4.7%	15.6%	17.5%	21.9%	23.8%	25.2%	38.0%	45.9%	45.87%
Gross Profit 5Y	-1.3%	-8.1%	-9.8%	-12.4%	-12.9%	-7.8%	-6.5%	-3.8%	-11.6%	-1.6%	-1.4%	-1.1%	27.6%	-2.9%	-2.1%	-0.1%	1.3%	14.7%	21.8%	26.4%	26.41%
Op. Income 3Y	-14.2%	—	—	—	—	-1.1%	3.4%	-13.2%	-10.5%	-14.6%	-18.2%	-0.3%	7.2%	—	—	—	—	20.4%	28.4%	50.6%	50.63%
Op. Income 5Y	6.6%	—	—	—	—	-13.5%	-14.3%	-17.4%	-14.5%	—	—	—	—	-2.5%	6.6%	9.1%	12.8%	9.7%	9.2%	12.6%	12.65%
FCF 3Y	—	—	—	—	—	4.9%	14.5%	-45.5%	22.3%	17.1%	1.0%	3.6%	-26.3%	-13.1%	-12.0%	14.4%	27.2%	22.8%	14.3%	1.5%	1.49%
FCF 5Y	—	—	-0.7%	-18.0%	-26.9%	-32.6%	—	-46.6%	—	—	—	—	—	11.1%	10.4%	17.6%	22.6%	7.3%	-2.7%	1.3%	1.34%
OCF 3Y	—	—	—	—	48.6%	-2.1%	4.3%	-29.4%	10.1%	10.5%	-0.6%	2.8%	-20.3%	-9.4%	-8.0%	13.9%	23.2%	18.4%	11.7%	71.2%	71.22%
OCF 5Y	—	—	-1.6%	-16.7%	-24.4%	-29.3%	95.4%	-32.5%	—	—	—	—	25.5%	5.7%	4.8%	10.2%	13.9%	4.4%	-2.8%	1.0%	1.03%
Assets 3Y	-14.7%	-0.9%	-0.7%	-3.2%	-10.6%	-7.8%	-7.8%	-3.2%	-5.7%	-7.0%	-7.7%	-6.0%	-6.8%	2.4%	-0.4%	0.0%	7.6%	12.8%	9.3%	12.1%	12.11%
Assets 5Y	2.4%	-7.9%	0.1%	-1.2%	-8.4%	-10.7%	-7.9%	-9.8%	-15.1%	-1.5%	-2.8%	-4.6%	-7.7%	-1.8%	-3.1%	1.7%	4.9%	2.2%	1.0%	2.3%	2.30%
Equity 3Y	-14.9%	-6.9%	-4.9%	-4.3%	-3.3%	-0.2%	3.3%	1.6%	5.0%	5.5%	4.8%	5.9%	10.9%	13.2%	12.6%	11.5%	14.0%	13.2%	14.7%	14.7%	14.70%
Book Value 3Y	-8.1%	-19.3%	-4.0%	-3.3%	-14.3%	-10.9%	5.8%	13.5%	10.0%	-3.5%	10.3%	11.7%	3.3%	15.5%	13.9%	13.2%	14.9%	14.6%	16.8%	7.3%	7.26%
Dividend 3Y	-40.8%	-32.2%	-11.4%	-0.7%	-26.5%	-25.8%	4.4%	-14.1%	-9.2%	-18.5%	-4.4%	24.3%	14.4%	27.8%	29.9%	18.6%	10.7%	5.8%	1.5%	-6.7%	-6.68%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.18	0.05	0.11	0.20	0.13	0.80	0.86	0.88	0.78	0.54	0.61	0.68	0.72	0.03	0.05	0.25	0.43	0.47	0.54	0.64	0.637
Earnings Stability	0.88	0.03	0.11	0.20	0.21	0.05	0.09	0.13	0.05	0.37	0.18	0.05	0.19	0.12	0.45	0.48	0.50	0.35	0.49	0.58	0.581
Margin Stability	0.78	0.47	0.49	0.52	0.83	0.79	0.81	0.82	0.79	0.50	0.51	0.54	0.88	0.81	0.83	0.83	0.84	0.88	0.78	0.69	0.688
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.50	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.99	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.90	0.50	0.50	0.50	0.50	0.50	0.91	0.86	0.91	0.85	0.88	0.879
Earnings Smoothness	0.99	0.00	0.53	0.37	0.00	0.13	0.12	0.00	0.00	0.71	0.54	0.00	0.00	0.00	0.33	0.79	0.69	0.80	0.68	0.74	0.737
ROE Trend	-0.01	0.13	0.11	0.10	0.14	-0.05	-0.06	-0.11	-0.10	-0.10	-0.04	0.06	0.04	0.08	0.07	0.09	0.09	0.07	0.06	0.03	0.026
Gross Margin Trend	-0.07	-0.16	-0.15	-0.15	-0.14	0.11	0.10	0.10	0.09	0.06	0.05	0.05	0.05	-0.02	-0.02	-0.02	-0.03	0.11	0.24	0.36	0.357
FCF Margin Trend	0.17	0.10	0.05	-0.00	-0.03	-0.05	-0.06	-0.14	-0.02	0.03	0.04	0.12	-0.05	-0.02	-0.05	0.03	0.04	-0.04	-0.04	-0.05	-0.050
Sustainable Growth Rate	-1.2%	11.8%	11.4%	10.5%	15.3%	3.7%	2.4%	-1.1%	0.3%	2.4%	5.9%	12.5%	10.8%	10.4%	10.0%	12.7%	13.9%	12.4%	14.1%	15.7%	15.72%
Internal Growth Rate	—	2.3%	1.6%	1.5%	2.0%	0.8%	0.4%	—	0.1%	0.6%	1.1%	2.4%	2.3%	2.8%	2.1%	2.5%	2.5%	3.0%	2.8%	3.1%	3.10%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	13.52	3.42	3.44	2.64	2.03	4.61	6.20	12.30	17.49	11.17	6.15	3.72	1.95	2.48	2.17	2.70	2.81	2.41	1.96	2.25	2.251
FCF/OCF	0.88	0.87	0.86	0.82	0.78	0.74	0.76	0.28	0.81	0.85	0.85	0.86	0.70	0.77	0.75	0.84	0.86	0.82	0.82	0.86	0.857
FCF/Net Income	snapshot only																				1.930
OCF/EBITDA	snapshot only																				0.875
CapEx/Revenue	2.7%	2.7%	2.7%	2.7%	3.1%	3.3%	3.4%	3.5%	3.2%	3.0%	3.0%	3.0%	3.3%	3.3%	3.2%	2.7%	2.4%	2.2%	2.0%	1.9%	1.90%
CapEx/Depreciation	snapshot only																				0.599
Accruals Ratio	-0.09	-0.08	-0.05	-0.03	-0.03	-0.05	-0.05	-0.02	-0.07	-0.12	-0.08	-0.08	-0.03	-0.06	-0.03	-0.06	-0.06	-0.05	-0.03	-0.05	-0.047
Sloan Accruals	snapshot only																				0.457
Cash Flow Adequacy	snapshot only																				4.359
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	2.2%	1.9%	1.1%	2.0%	1.6%	1.4%	1.0%	0.9%	0.6%	0.5%	0.5%	0.6%	0.7%	0.8%	0.9%	0.8%	0.9%	0.9%	0.8%	0.8%	0.70%
Dividend/Share	$0.11	$0.08	$0.05	$0.06	$0.05	$0.05	$0.05	$0.04	$0.03	$0.04	$0.04	$0.05	$0.06	$0.07	$0.08	$0.08	$0.08	$0.08	$0.08	$0.08	$0.08
Payout Ratio	1.2%	34.7%	21.7%	31.1%	20.0%	50.5%	59.1%	2.1%	86.2%	47.9%	27.8%	19.8%	24.3%	26.9%	29.5%	25.6%	23.6%	25.2%	21.1%	19.5%	19.51%
FCF Payout Ratio	10.4%	11.6%	7.3%	14.3%	12.6%	14.9%	12.5%	60.4%	6.1%	5.0%	5.3%	6.1%	17.9%	14.0%	18.2%	11.3%	9.8%	12.7%	13.2%	10.1%	10.11%
Total Payout Ratio	11.1%	3.9%	4.2%	3.5%	2.2%	3.9%	5.2%	40.0%	14.0%	6.9%	5.0%	2.6%	3.1%	3.4%	3.0%	3.0%	2.6%	2.6%	1.8%	1.4%	1.44%
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	1	0	0	0
Chowder Number	-0.81	-0.50	-0.31	-0.03	-0.41	-0.41	0.07	-0.54	-0.34	-0.29	-0.24	0.64	0.86	0.97	1.13	0.60	0.33	0.15	0.00	0.00	0.001
Buyback Yield	17.6%	19.5%	20.2%	20.3%	16.4%	9.1%	7.5%	16.2%	9.8%	6.9%	8.5%	7.7%	8.1%	9.3%	8.1%	8.4%	8.5%	8.6%	6.4%	4.8%	4.84%
Net Buyback Yield	17.6%	19.3%	19.9%	20.0%	16.1%	9.1%	7.5%	16.2%	9.8%	6.9%	8.5%	7.7%	8.1%	9.3%	8.1%	8.4%	8.5%	8.6%	6.4%	4.8%	4.84%
Total Shareholder Return	19.9%	21.2%	21.0%	22.0%	17.7%	10.5%	8.5%	17.1%	10.5%	7.4%	9.0%	8.3%	8.8%	10.1%	9.0%	9.2%	9.4%	9.6%	7.2%	5.6%	5.60%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.81	0.70	0.72	0.66	0.61	0.50	0.49	0.32	0.68	0.63	0.70	0.68	0.68	0.73	0.73	0.76	0.77	0.72	0.74	0.73	0.729
Interest Burden (EBT/EBIT)	0.36	0.72	0.69	0.72	0.77	0.63	0.59	0.26	0.28	0.43	0.54	0.69	0.67	0.66	0.66	0.65	0.65	0.63	0.65	0.67	0.674
EBIT Margin	0.06	0.12	0.11	0.12	0.14	0.09	0.08	0.05	0.05	0.07	0.09	0.13	0.12	0.12	0.12	0.12	0.12	0.11	0.12	0.12	0.120
Asset Turnover	0.40	0.55	0.37	0.37	0.36	0.55	0.38	0.41	0.45	0.63	0.46	0.50	0.52	0.65	0.49	0.55	0.53	0.74	0.61	0.63	0.633
Equity Multiplier	7.36	5.31	7.16	7.19	7.86	4.98	6.71	6.39	5.70	4.02	5.40	5.24	4.83	3.79	4.94	5.12	5.59	4.28	5.21	5.23	5.227

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.09	$0.24	$0.21	$0.21	$0.25	$0.10	$0.08	$0.02	$0.04	$0.08	$0.14	$0.26	$0.25	$0.27	$0.27	$0.31	$0.34	$0.33	$0.39	$0.42	$0.42
Book Value/Share	$1.63	$1.22	$1.34	$1.32	$1.31	$1.36	$1.45	$1.87	$1.77	$1.86	$1.91	$1.78	$1.80	$1.88	$1.98	$1.92	$1.99	$2.05	$2.31	$2.31	$2.68
Tangible Book/Share	$-0.18	$-0.15	$-0.03	$-0.03	$-0.06	$-0.02	$0.04	$0.07	$0.31	$0.35	$0.42	$0.31	$0.33	$0.24	$0.39	$-0.29	$-0.25	$-0.22	$0.07	$0.10	$0.10
Revenue/Share	$5.21	$3.92	$3.84	$3.67	$3.62	$3.60	$3.59	$4.72	$4.00	$4.16	$4.23	$4.32	$4.49	$4.61	$4.72	$5.21	$5.58	$6.24	$6.88	$7.03	$7.09
FCF/Share	$1.07	$0.73	$0.63	$0.45	$0.39	$0.34	$0.39	$0.06	$0.55	$0.72	$0.73	$0.83	$0.35	$0.51	$0.44	$0.71	$0.83	$0.65	$0.62	$0.80	$0.81
OCF/Share	$1.21	$0.83	$0.73	$0.55	$0.50	$0.46	$0.52	$0.23	$0.68	$0.85	$0.86	$0.96	$0.50	$0.66	$0.59	$0.85	$0.96	$0.78	$0.76	$0.93	$0.94
Cash/Share	$1.26	$1.09	$1.09	$1.06	$0.95	$0.98	$0.98	$1.34	$1.17	$1.38	$1.19	$1.19	$1.18	$1.49	$1.99	$1.71	$1.60	$1.84	$0.05	$1.84	$1.86
EBITDA/Share	$0.52	$0.64	$0.58	$0.59	$0.67	$0.47	$0.44	$0.42	$0.37	$0.45	$0.54	$0.72	$0.72	$0.72	$0.74	$0.82	$0.88	$0.93	$1.03	$1.07	$1.07
Debt/Share	$3.52	$2.41	$2.13	$2.08	$2.12	$2.46	$2.24	$3.56	$2.48	$2.81	$2.55	$3.01	$3.01	$3.08	$3.48	$3.96	$3.79	$3.78	$3.74	$3.70	$3.70
Net Debt/Share	$2.26	$1.32	$1.04	$1.03	$1.17	$1.48	$1.26	$2.21	$1.31	$1.43	$1.37	$1.82	$1.84	$1.60	$1.49	$2.25	$2.19	$1.94	$3.69	$1.86	$1.86

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.878
Altman Z-Prime	snapshot only																				5.456
Piotroski F-Score	6	6	9	7	6	6	5	6	6	5	6	8	6	7	6	6	6	9	8	8	8
Beneish M-Score	-2.67	-41.61	-2.93	-2.46	-2.72	-3.65	-2.84	-2.88	-3.07	-2.57	-3.02	-2.68	-2.42	-2.84	-2.32	-2.50	-2.22	-2.34	-2.65	-2.48	-2.479
Ohlson O-Score	snapshot only																				-7.025
ROIC (Greenblatt)	snapshot only																				10.44%
Net-Net WC	snapshot only																				$-1.62
EVA	snapshot only																				$78752027.66

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				A+
Credit Score	43.43	58.02	56.36	52.98	51.78	50.16	40.99	31.28	38.84	48.46	60.13	73.18	68.87	80.48	71.59	79.77	76.25	86.88	65.58	76.33	76.327
Credit Grade	snapshot only																				5
Credit Trend	snapshot only																				-3.439
Implied Spread (bps)	snapshot only																				125.000
Industry Credit Rank	snapshot only																				66
Sector Credit Rank	snapshot only																				72

BGC NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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