$3.69

+0.00 (+0.00%)

After Hours: $3.79 (+0.10, +2.57%)

Weekly Expected Move ±3.4%

$3 $4 $4 $4 $4

NYSE · Real Estate · REIT - Mortgage · Tech Score Sell · Power 32 · $466.9M mcap · 112M float · 1.53% daily turnover · Short 61% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

29.3 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 1.3% · 5Y Avg: -0.2%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. BRSP has No discernible competitive edge (29.3/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. ROIC of 1.3% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

Avg Target

High

Based on 3 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 6Hold: 1Sell: 2Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$5.00

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-10-05	Barclays	—	$6	$4	-2	+5.0%	$3.81
2026-07-29	Industrial Alliance Securities	—	$6	$6	-0	+20.0%	$5.00
2026-02-19	Barclays	Terry Ma	Initiated	$6	—	+2.9%	$5.83
2025-04-30	Industrial Alliance Securities	Gaurav Mehta	Initiated	$6	—	+29.7%	$5.01
2022-12-05	JonesTrading	Jason Stewart	Initiated	$11	—	+57.6%	$6.98
2022-09-08	JMP Securities	—	Initiated	$10	—	+24.3%	$8.45
2022-07-18	Raymond James	—	Initiated	$11	—	+42.3%	$7.73

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C-

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. BRSP receives an overall rating of C-. Strongest factors: P/B (4/5). Areas of concern: DCF (1/5), ROE (1/5), ROA (1/5), D/E (1/5), P/E (1/5).

Rating Change History

Date	From	To
2026-07-31	C	C-
2026-07-29	C-	C
2026-05-01	C	C-
2026-04-30	C-	C
2026-03-09	C	C-
2026-03-02	C+	C
2026-02-02	C	C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 28 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. BRSP scores highest in Earnings Quality (61/100) and lowest in Safety (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

-0.47

Distress Zone

Piotroski F-Score

4/9

✗ ✓ ✗ ✓ ✗ ✗ ✓ ✓ ✗

Beneish M-Score

-2.16

Unlikely Manipulator

Ohlson O-Score

-5.29

Bankruptcy prob: 0.5%

Low Risk

Credit Rating

B-

Score: 20.9/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: -3.18x

Accruals: -3.1%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. BRSP scores -0.47, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. BRSP scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. BRSP's score of -2.16 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. BRSP's implied 0.5% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. BRSP receives an estimated rating of B- (score: 20.9/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-15.96x

PEG

0.78x

P/S

1.42x

P/B

0.54x

P/FCF

8.08x

P/OCF

8.08x

EV/EBITDA

43.06x

EV/Revenue

9.92x

EV/EBIT

74.26x

EV/FCF

38.37x

Earnings Yield

-3.89%

FCF Yield

12.37%

Shareholder Yield

16.71%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. BRSP currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.719

NI / EBT

Interest Burden

-0.847

EBT / EBIT

EBIT Margin

0.134

EBIT / Rev

Asset Turnover

0.092

Rev / Assets

Equity Multiplier

3.853

Assets / Equity

ROE

-2.9%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. BRSP's ROE of -2.9% is driven by financial leverage (equity multiplier: 3.85x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$3.68

Median 1Y

$2.91

5th Pctile

$1.18

95th Pctile

$7.18

Ann. Volatility

54.0%

Analyst Target

$5.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Chief Executive Officer	$800,000	$3,182,209	$5,699,383
& Operating Chief Operating Officer	$500,000	$1,697,178	$2,990,598
Financial Officer, icer, Treasurer & Executive Vice President	$425,000	$1,007,696	$2,056,370
Counsel, & nsel, Secretary & Executive Vice President	$352,500	$1,033,477	$1,985,351

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

-4.2% YoY

Revenue / Employee

$7,208,717

Rev: $331,601,000

Profit / Employee

$-677,130

NI: $-31,148,000

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	-15.0%	-6.5%	1.3%	4.9%	8.7%	3.2%	1.0%	-2.0%	0.4%	-1.2%	-5.4%	-10.7%	-10.7%	-11.4%	-6.3%	-2.4%	-3.5%	-3.1%	-3.2%	-2.9%	-2.89%
ROA	-3.9%	-1.7%	0.3%	1.3%	2.2%	0.9%	0.3%	-0.5%	0.1%	-0.3%	-1.6%	-3.2%	-3.1%	-3.3%	-1.9%	-0.7%	-1.0%	-0.9%	-0.9%	-0.8%	-0.75%
ROIC	1.2%	2.2%	1.9%	2.4%	1.9%	1.0%	0.2%	-0.2%	0.3%	0.9%	0.3%	-0.1%	-0.1%	-0.3%	1.1%	2.0%	4.0%	1.0%	1.1%	1.3%	1.32%
ROCE	-0.0%	1.5%	3.6%	4.0%	2.9%	1.7%	0.8%	-0.2%	0.6%	1.3%	0.4%	-1.4%	-1.4%	-1.7%	-0.2%	0.5%	0.1%	-0.4%	-0.3%	1.2%	1.25%
Gross Margin	62.3%	98.7%	60.0%	58.3%	50.0%	49.0%	50.6%	48.4%	48.9%	61.2%	47.4%	48.1%	44.8%	64.8%	58.5%	42.4%	37.3%	50.1%	34.9%	50.3%	50.31%
Operating Margin	36.9%	89.2%	34.0%	21.4%	-14.1%	15.5%	-10.4%	-3.1%	17.1%	49.1%	-57.1%	-21.4%	18.8%	51.9%	5.5%	15.9%	5.0%	27.6%	7.5%	29.4%	29.41%
Net Margin	-83.1%	66.7%	35.5%	40.5%	-21.4%	4.2%	-4.2%	-7.8%	12.4%	-15.9%	-61.6%	-76.7%	14.9%	-23.7%	6.9%	-27.4%	1.2%	-17.3%	5.9%	-21.9%	-21.94%
EBITDA Margin	71.1%	85.4%	57.2%	60.4%	-4.3%	20.3%	0.7%	7.8%	28.3%	48.0%	-42.7%	-59.6%	33.3%	50.4%	21.3%	-34.9%	13.4%	30.6%	20.6%	27.4%	27.36%
FCF Margin	-5.7%	-5.9%	2.6%	43.9%	36.5%	34.9%	35.0%	34.2%	34.9%	34.7%	31.3%	31.9%	31.1%	29.5%	26.7%	25.3%	25.2%	22.4%	22.2%	25.9%	25.87%
OCF Margin	-5.7%	-5.9%	2.6%	43.9%	36.5%	34.9%	35.0%	34.2%	34.9%	34.7%	31.3%	31.9%	31.1%	29.5%	26.7%	25.3%	25.2%	22.4%	22.2%	25.9%	25.87%
ROE 3Y Avg	snapshot only																				-5.78%
ROE 5Y Avg	snapshot only																				-2.88%
ROA 3Y Avg	snapshot only																				-1.62%
ROIC 3Y Avg	snapshot only																				-0.39%
ROIC Economic	snapshot only																				1.26%
Cash ROA	snapshot only																				2.28%
Cash ROIC	snapshot only																				2.48%
CROIC	snapshot only																				2.48%
NOPAT Margin	snapshot only																				13.81%
Pretax Margin	snapshot only																				-11.31%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				-3.87%
SBC / Revenue	snapshot only																				3.65%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	-3.25	-8.41	41.40	9.02	4.51	12.56	39.71	-23.48	127.99	-50.33	-10.67	-4.89	-5.04	-4.95	-9.77	-25.15	-19.30	-22.81	-22.82	-25.71	-15.956
P/S Ratio	2.23	2.36	2.20	1.79	1.46	1.60	1.46	1.68	1.63	1.97	1.87	1.64	1.75	1.87	2.03	1.88	2.16	2.18	2.18	2.09	1.419
P/B Ratio	0.53	0.58	0.54	0.45	0.39	0.41	0.41	0.49	0.49	0.61	0.61	0.57	0.60	0.62	0.66	0.63	0.72	0.76	0.79	0.80	0.544
P/FCF	-39.09	-39.93	83.40	4.07	3.99	4.59	4.18	4.90	4.67	5.69	5.96	5.15	5.63	6.32	7.60	7.43	8.55	9.73	9.83	8.08	8.083
P/OCF	—	—	83.40	4.06	3.99	4.59	4.17	4.90	4.67	5.69	5.96	5.15	5.63	6.32	7.60	7.43	8.55	9.73	9.83	8.08	8.083
EV/EBITDA	114.54	47.11	24.84	23.31	30.67	30.88	67.99	184.83	57.58	48.72	66.50	-199.97	-204.81	-131.63	82.92	47.66	25.13	133.93	136.04	43.06	43.057
EV/Revenue	13.95	15.19	16.39	16.42	15.79	9.65	12.22	11.62	8.30	10.53	7.74	7.70	8.06	8.19	8.49	8.30	3.08	9.60	9.78	9.92	9.925
EV/EBIT	-23676.30	68.33	29.18	26.83	37.02	44.39	133.74	-564.29	135.65	79.19	300.47	-57.67	-57.02	-46.55	-513.97	170.30	691.05	-242.37	-305.49	74.26	74.263
EV/FCF	-244.16	-256.90	622.47	37.38	43.26	27.64	34.92	33.97	23.81	30.38	24.72	24.16	25.87	27.73	31.86	32.74	12.20	42.92	44.10	38.37	38.368
Earnings Yield	-30.8%	-11.9%	2.4%	11.1%	22.2%	8.0%	2.5%	-4.3%	0.8%	-2.0%	-9.4%	-20.5%	-19.8%	-20.2%	-10.2%	-4.0%	-5.2%	-4.4%	-4.4%	-3.9%	-3.89%
FCF Yield	-2.6%	-2.5%	1.2%	24.6%	25.1%	21.8%	23.9%	20.4%	21.4%	17.6%	16.8%	19.4%	17.8%	15.8%	13.2%	13.5%	11.7%	10.3%	10.2%	12.4%	12.37%
PEG Ratio	snapshot only																				0.783
Price/Tangible Book	snapshot only																				0.804
EV/OCF	snapshot only																				38.368
EV/Gross Profit	snapshot only																				22.953
Acquirers Multiple	snapshot only																				56.771
Shareholder Yield	snapshot only																				16.71%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	31.07	27.72	28.79	31.34	28.11	49.61	25.49	23.76	21.44	18.87	2.61	20.41	19.65	18.15	18.12	18.65	0.38	0.27	22.74	1.04	1.045
Quick Ratio	31.07	27.72	28.79	31.34	28.11	49.40	25.49	23.76	21.44	18.90	2.61	20.41	19.65	18.15	18.12	18.65	0.38	0.27	22.74	1.04	1.045
Debt/Equity	2.94	3.35	3.65	3.93	4.09	2.30	3.24	3.10	2.18	2.86	2.19	2.30	2.39	2.40	2.29	2.29	0.43	2.65	2.85	3.20	3.195
Net Debt/Equity	2.79	3.17	3.48	3.71	3.88	2.08	3.01	2.94	2.00	2.66	1.93	2.12	2.14	2.11	2.09	2.14	0.31	2.58	2.74	3.00	2.998
Debt/Assets	0.77	0.86	0.92	0.98	0.99	0.67	0.95	0.94	0.66	0.87	0.66	0.67	0.68	0.68	0.67	0.67	0.13	0.70	0.72	0.74	0.736
Debt/EBITDA	101.32	42.03	22.55	22.00	29.30	28.48	64.47	167.07	50.44	42.60	57.17	-171.12	-178.53	-115.49	68.99	39.52	10.36	106.42	109.78	36.22	36.216
Net Debt/EBITDA	96.21	39.79	21.51	20.77	27.84	25.75	59.86	158.17	46.29	39.60	50.45	-157.36	-160.23	-101.61	63.13	36.84	7.53	103.57	105.72	33.99	33.987
Interest Coverage	-0.01	2.48	6.45	7.38	5.47	2.71	1.30	-0.31	0.92	2.04	0.37	-1.89	-1.93	-2.28	-0.11	0.31	0.02	-0.10	-0.11	0.34	0.344
Equity Multiplier	3.82	3.87	3.97	4.02	4.12	3.42	3.40	3.30	3.31	3.29	3.32	3.44	3.53	3.55	3.43	3.43	3.38	3.80	3.97	4.34	4.343
Cash Ratio	snapshot only																				0.802
Debt Service Coverage	snapshot only																				0.594
Cash to Debt	snapshot only																				0.062
FCF to Debt	snapshot only																				0.031
Defensive Interval	snapshot only																				948.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.06	0.06	0.06	0.07	0.07	0.07	0.07	0.08	0.08	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.092
Inventory Turnover	—	—	—	—	—	19.71	—	—	—	33.84	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	4.93	7.83	7.21	4.51	7.77	7.53	7.34	7.36	6.78	9.66	9.33	8.13	4.57	8.74	8.51	7.61	5.08	7.74	7.50	6.78	6.780
Payables Turnover	7.66	5.73	7.00	7.75	6.97	9.39	15.96	12.66	11.20	11.57	20.80	13.19	10.51	9.69	11.83	8.14	17.68	7.99	10.34	7.43	7.427
DSO	74	47	51	81	47	48	50	50	54	38	39	45	80	42	43	48	72	47	49	54	53.8 days
DIO	-52	0	0	0	0	19	0	0	0	11	0	0	0	-6	0	0	0	0	0	0	0.0 days
DPO	48	64	52	47	52	39	23	29	33	32	18	28	35	38	31	45	21	46	35	49	49.1 days
Cash Conversion Cycle	-26	-17	-2	34	-5	28	27	21	21	17	22	17	45	-2	12	3	51	1	13	5	4.7 days
Cash Velocity	snapshot only																				1.946
Capital Intensity	snapshot only																				11.346

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	-24.6%	-15.2%	-7.0%	3.7%	11.4%	-0.3%	5.7%	5.8%	3.9%	10.7%	3.4%	-1.6%	-6.3%	-11.7%	-14.4%	-13.8%	-11.6%	-6.8%	-1.2%	-0.2%	-0.21%
Net Income	12.1%	71.4%	1.1%	1.5%	1.5%	1.5%	-26.6%	-1.4%	-95.9%	-1.3%	-5.9%	-3.6%	-26.6%	-7.5%	-1.5%	80.8%	71.6%	76.4%	54.5%	-8.3%	-8.35%
EPS	12.2%	71.4%	1.1%	1.5%	1.5%	1.5%	-24.8%	-1.4%	-96.0%	-1.3%	-5.9%	-3.6%	-26.6%	-7.7%	0.5%	80.7%	71.5%	76.4%	54.2%	-8.8%	-8.81%
FCF	-1.3%	-1.2%	-76.9%	3.6%	8.1%	6.9%	13.1%	-17.6%	-0.8%	10.0%	-7.5%	-8.3%	-16.3%	-24.9%	-27.1%	-31.4%	-28.3%	-29.4%	-17.8%	1.8%	1.83%
EBITDA	1.3%	1.8%	2.5%	177.4%	3.7%	-3.4%	-71.2%	-90.6%	-70.9%	-23.4%	-33.1%	-1.6%	-1.3%	-1.3%	-24.6%	4.9%	3.8%	2.1%	-30.6%	32.1%	32.07%
Op. Income	3.9%	7.4%	1.5%	1.8%	67.0%	-71.8%	-94.5%	-1.1%	-86.1%	16.1%	16.3%	61.4%	-1.3%	-1.2%	2.9%	18.9%	13.3%	4.6%	4.2%	-25.0%	-25.01%
OCF Growth	snapshot only																				1.83%
Asset Growth	snapshot only																				9.92%
Equity Growth	snapshot only																				-13.21%
Debt Growth	snapshot only																				21.04%
Shares Change	snapshot only																				-0.42%
Dividend Growth	snapshot only																				-4.56%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	0.4%	-8.7%	-11.9%	-12.6%	-11.9%	-13.3%	-10.5%	-7.1%	-4.5%	-2.2%	0.6%	2.6%	2.7%	-0.9%	-2.2%	-3.5%	-4.9%	-3.1%	-4.4%	-5.4%	-5.39%
Revenue 5Y	—	—	—	—	—	—	33.1%	13.6%	3.2%	-3.5%	-5.6%	-7.0%	-7.8%	-8.6%	-8.7%	-7.4%	-6.3%	-5.1%	-3.0%	-1.4%	-1.45%
EPS 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-47.4%	-39.4%	-41.0%	-40.7%	-29.5%	45.9%	45.88%
EBITDA 5Y	—	—	—	—	—	—	2.4%	-3.7%	—	—	—	—	—	—	—	—	—	—	—	1.2%	1.21%
Gross Profit 3Y	5.5%	12.5%	11.3%	10.6%	10.1%	-6.8%	-6.5%	-5.9%	-4.6%	-0.7%	1.0%	1.7%	-0.3%	-11.6%	-11.9%	-13.6%	-14.4%	-7.4%	-11.3%	-9.6%	-9.57%
Gross Profit 5Y	—	—	—	—	—	—	33.0%	14.0%	3.8%	2.7%	1.1%	-0.0%	-1.1%	-5.6%	-5.5%	-5.6%	-5.8%	-6.3%	-7.0%	-5.4%	-5.38%
Op. Income 3Y	1.2%	—	—	—	—	—	—	—	4.1%	40.4%	-46.1%	—	—	—	-37.5%	-25.2%	-22.5%	-1.5%	67.2%	—	—
Op. Income 5Y	—	—	—	—	—	—	-10.8%	—	18.6%	—	—	—	—	—	—	—	30.5%	17.9%	-8.8%	-2.7%	-2.67%
FCF 3Y	—	—	-57.7%	5.1%	-3.5%	-3.0%	-5.4%	8.8%	25.9%	12.6%	44.3%	—	—	—	1.1%	-19.7%	-15.9%	-16.4%	-17.8%	-13.8%	-13.80%
FCF 5Y	—	—	—	—	—	—	55.6%	39.5%	17.7%	6.2%	-0.4%	-2.6%	-5.7%	-5.5%	-10.6%	-4.1%	3.7%	-5.4%	12.5%	—	—
OCF 3Y	—	—	-57.7%	5.1%	-3.4%	-3.0%	-5.4%	8.8%	25.9%	12.6%	44.3%	—	—	—	1.1%	-19.7%	-15.9%	-16.5%	-17.9%	-13.8%	-13.80%
OCF 5Y	—	—	—	—	—	—	48.8%	35.8%	16.4%	5.5%	-0.4%	-2.6%	-5.7%	-5.5%	-10.6%	-4.1%	3.7%	-5.4%	12.5%	—	—
Assets 3Y	-14.1%	-13.3%	-12.7%	-13.6%	-8.1%	-13.8%	-13.8%	-14.0%	-12.6%	-12.2%	-13.9%	-11.5%	-11.2%	-12.9%	-15.1%	-16.4%	-17.0%	-9.1%	-7.5%	-4.9%	-4.88%
Assets 5Y	—	—	—	—	—	—	-10.7%	-11.8%	-12.8%	-13.5%	-14.6%	-16.0%	-12.4%	-12.9%	-13.2%	-13.0%	-12.7%	-10.5%	-10.0%	-7.2%	-7.19%
Equity 3Y	-20.9%	-18.7%	-18.3%	-16.9%	-13.0%	-13.2%	-10.8%	-7.7%	-8.3%	-8.5%	-8.6%	-10.3%	-8.8%	-10.4%	-10.8%	-11.9%	-11.4%	-12.2%	-12.1%	-13.2%	-13.24%
Book Value 3Y	-21.0%	-18.9%	-18.7%	-17.2%	-12.5%	-13.2%	-10.4%	-7.4%	-8.6%	-8.8%	-8.0%	-10.3%	-9.1%	-9.9%	-10.9%	-11.3%	-12.1%	-11.8%	-12.7%	-13.1%	-13.13%
Dividend 3Y	-32.8%	-0.1%	78.5%	88.6%	45.4%	24.1%	10.7%	6.2%	2.8%	1.1%	1.5%	0.3%	-0.2%	-1.1%	-3.4%	-4.6%	-8.0%	-5.2%	-4.1%	-1.6%	-1.56%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.01	0.57	0.84	0.86	0.76	0.84	0.29	0.27	0.06	0.61	0.58	0.51	0.51	0.62	0.69	0.78	0.88	0.73	0.60	0.24	0.239
Earnings Stability	0.03	0.05	0.01	0.02	0.16	0.39	0.03	0.07	0.26	0.49	0.34	0.36	0.56	0.56	0.56	0.42	0.24	0.31	0.24	0.03	0.029
Margin Stability	0.82	0.71	0.69	0.71	0.73	0.78	0.80	0.81	0.83	0.77	0.75	0.75	0.77	0.81	0.81	0.81	0.84	0.95	0.90	0.92	0.920
Rev. Growth Consistency	0.00	0.00	0.00	0.50	0.50	0.00	0.50	1.00	1.00	0.50	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.000
FCF Positive Streak	0	0	1	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.95	0.50	0.20	0.20	0.20	0.20	0.50	0.20	0.50	0.20	0.20	0.50	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.97	0.967
Earnings Smoothness	—	—	—	—	—	—	0.69	—	0.00	—	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	0.05	0.13	0.26	0.29	0.25	0.17	0.12	0.01	0.04	0.01	-0.07	-0.13	-0.16	-0.14	-0.04	0.04	0.02	0.04	0.03	0.04	0.040
Gross Margin Trend	0.13	0.25	0.25	0.23	0.17	-0.07	-0.11	-0.13	-0.13	-0.10	-0.11	-0.10	-0.09	-0.02	0.02	0.02	0.01	-0.05	-0.11	-0.09	-0.088
FCF Margin Trend	-0.27	-0.30	-0.17	0.42	0.32	0.27	0.28	0.21	0.19	0.20	0.12	-0.07	-0.05	-0.05	-0.06	-0.08	-0.08	-0.10	-0.07	-0.03	-0.027
Sustainable Growth Rate	—	—	-3.8%	-0.9%	2.0%	-3.8%	-6.2%	—	-7.3%	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	—	—	—	—	0.5%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.08	0.21	0.50	2.22	1.13	2.74	9.51	-4.79	27.41	-8.85	-1.79	-0.95	-0.90	-0.78	-1.28	-3.38	-2.26	-2.34	-2.32	-3.18	-3.181
FCF/OCF	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
FCF/Net Income	snapshot only																				-3.181
OCF/EBITDA	snapshot only																				1.122
CapEx/Revenue	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
CapEx/Depreciation	snapshot only																				0.000
Accruals Ratio	-0.04	-0.01	0.00	-0.02	-0.00	-0.02	-0.02	-0.03	-0.03	-0.03	-0.04	-0.06	-0.06	-0.06	-0.04	-0.03	-0.03	-0.03	-0.03	-0.03	-0.031
Sloan Accruals	snapshot only																				-0.695
Cash Flow Adequacy	snapshot only																				1.015

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	4.1%	6.1%	9.6%	13.2%	17.1%	17.3%	18.3%	15.8%	16.2%	13.3%	14.2%	16.5%	16.1%	15.2%	13.8%	14.2%	11.8%	11.7%	11.7%	12.2%	17.27%
Dividend/Share	$0.24	$0.40	$0.58	$0.67	$0.75	$0.77	$0.80	$0.81	$0.80	$0.80	$0.82	$0.81	$0.80	$0.78	$0.72	$0.70	$0.64	$0.65	$0.65	$0.66	$0.64
Payout Ratio	—	—	4.0%	1.2%	77.0%	2.2%	7.3%	—	20.7%	—	—	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	—	—	8.0%	53.8%	68.1%	79.4%	76.6%	77.4%	75.4%	75.5%	84.9%	85.1%	90.6%	95.8%	1.1%	1.1%	1.0%	1.1%	1.1%	98.5%	98.53%
Total Payout Ratio	—	—	4.1%	1.8%	1.1%	3.2%	10.6%	—	21.3%	—	—	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	0	0	0	0	0	1	1	1	1	1	1	1	1	0	0	0	0	0	0	0	0
Chowder Number	-0.65	0.07	4.86	5.90	2.20	1.09	0.52	0.34	0.26	0.18	0.17	0.17	0.17	0.10	0.04	-0.01	-0.08	-0.05	0.01	0.07	0.072
Buyback Yield	0.3%	0.3%	0.3%	6.9%	8.2%	7.8%	8.5%	0.4%	0.4%	0.4%	0.5%	0.7%	1.7%	1.7%	1.6%	2.4%	1.3%	2.1%	2.2%	4.5%	4.52%
Net Buyback Yield	0.3%	0.3%	0.3%	6.9%	8.2%	7.8%	8.5%	0.4%	0.4%	0.4%	0.5%	0.7%	1.7%	1.7%	1.6%	2.4%	1.3%	2.1%	2.2%	4.5%	4.52%
Total Shareholder Return	4.4%	6.4%	9.9%	20.1%	25.2%	25.1%	26.8%	16.2%	16.6%	13.7%	14.8%	17.2%	17.8%	16.9%	15.4%	16.6%	13.1%	13.8%	13.8%	16.7%	16.71%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.94	1.03	0.72	0.86	0.91	0.93	0.82	1.10	0.71	1.07	1.01	1.00	0.99	0.98	0.94	0.48	0.56	0.53	0.53	0.72	0.719
Interest Burden (EBT/EBIT)	1245.60	-1.23	0.13	0.38	0.83	0.63	0.49	3.15	0.29	-0.28	-6.71	2.52	2.49	2.18	13.29	-3.22	-44.65	4.53	5.60	-0.85	-0.847
EBIT Margin	-0.00	0.22	0.56	0.61	0.43	0.22	0.09	-0.02	0.06	0.13	0.03	-0.13	-0.14	-0.18	-0.02	0.05	0.00	-0.04	-0.03	0.13	0.134
Asset Turnover	0.06	0.06	0.06	0.07	0.07	0.07	0.07	0.08	0.08	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.092
Equity Multiplier	3.82	3.80	3.97	3.79	3.97	3.65	3.70	3.68	3.73	3.36	3.36	3.36	3.41	3.41	3.37	3.43	3.46	3.67	3.69	3.85	3.853

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$-1.82	$-0.79	$0.15	$0.56	$0.97	$0.36	$0.11	$-0.22	$0.04	$-0.12	$-0.54	$-1.01	$-0.99	$-1.04	$-0.54	$-0.19	$-0.28	$-0.25	$-0.25	$-0.21	$-0.21
Book Value/Share	$11.13	$11.31	$11.25	$11.20	$11.08	$10.77	$10.69	$10.39	$10.11	$9.83	$9.34	$8.58	$8.36	$8.26	$7.97	$7.81	$7.52	$7.40	$7.12	$6.81	$6.70
Tangible Book/Share	$10.61	$10.80	$10.77	$10.75	$10.64	$10.45	$10.28	$9.93	$9.75	$9.47	$9.00	$8.19	$7.98	$7.89	$7.61	$7.54	$7.25	$7.18	$6.90	$6.78	$6.78
Revenue/Share	$2.65	$2.80	$2.76	$2.84	$3.00	$2.78	$2.99	$3.07	$3.03	$3.05	$3.07	$3.00	$2.84	$2.76	$2.58	$2.60	$2.52	$2.57	$2.57	$2.61	$2.61
FCF/Share	$-0.15	$-0.17	$0.07	$1.25	$1.09	$0.97	$1.05	$1.05	$1.06	$1.06	$0.96	$0.96	$0.88	$0.81	$0.69	$0.66	$0.64	$0.58	$0.57	$0.67	$0.67
OCF/Share	$-0.15	$-0.17	$0.07	$1.25	$1.10	$0.97	$1.05	$1.05	$1.06	$1.06	$0.96	$0.96	$0.88	$0.81	$0.69	$0.66	$0.64	$0.58	$0.57	$0.67	$0.67
Cash/Share	$1.65	$2.02	$1.90	$2.45	$2.26	$2.38	$2.48	$1.72	$1.82	$1.98	$2.41	$1.59	$2.04	$2.38	$1.55	$1.21	$0.87	$0.53	$0.75	$1.34	$1.34
EBITDA/Share	$0.32	$0.90	$1.82	$2.00	$1.54	$0.87	$0.54	$0.19	$0.44	$0.66	$0.36	$-0.12	$-0.11	$-0.17	$0.26	$0.45	$0.31	$0.18	$0.18	$0.60	$0.60
Debt/Share	$32.71	$37.88	$41.06	$44.05	$45.26	$24.75	$34.63	$32.22	$22.07	$28.12	$20.45	$19.76	$19.94	$19.82	$18.24	$17.90	$3.20	$19.63	$20.27	$21.76	$21.76
Net Debt/Share	$31.06	$35.86	$39.17	$41.60	$43.00	$22.37	$32.16	$30.50	$20.25	$26.14	$18.04	$18.17	$17.90	$17.44	$16.69	$16.69	$2.32	$19.10	$19.52	$20.42	$20.42

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-0.468
Altman Z-Prime	snapshot only																				-1.380
Piotroski F-Score	4	3	6	6	6	7	5	5	5	4	4	4	2	5	4	5	5	4	5	4	4
Beneish M-Score	38.61	-2.31	-2.18	-2.33	-2.21	-3.12	-2.55	-2.64	-3.47	-2.51	-3.58	-2.98	31.83	61.89	59.30	-2.65	-2.18	-2.04	-2.12	-2.16	-2.161
Ohlson O-Score	snapshot only																				-5.291
ROIC (Greenblatt)	snapshot only																				4.65%
Net-Net WC	snapshot only																				$-21.13
EVA	snapshot only																				$-299437330.00

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				B-
Credit Score	27.67	38.06	50.93	52.29	51.58	44.24	39.31	29.73	37.88	43.79	32.99	44.26	43.67	42.48	29.27	34.02	22.83	7.25	34.32	20.93	20.926
Credit Grade	snapshot only																				16
Credit Trend	snapshot only																				-13.097
Implied Spread (bps)	snapshot only																				900.000
Industry Credit Rank	snapshot only																				40
Sector Credit Rank	snapshot only																				6

BRSP NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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