$43.79

+0.53 (+1.23%)

Weekly Expected Move ±3.2%

$39 $41 $42 $43 $45

NASDAQ · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 56 · $416.9M mcap · 4M float · 0.263% daily turnover · Short 52% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

55.7 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: -1109.0%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. BSVN has a Narrow competitive edge (55.7/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Cost Advantage. Negative ROIC of -1109.0% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$57

Low

$57

Avg Target

$57

High

Based on 1 analyst since Apr 14, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$57.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-04-15	Piper Sandler	—	Initiated	$57	—	+29.7%	$43.95
2024-10-11	Stephens	Matt Olney	Initiated	$46	—	+15.0%	$40.01

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. BSVN receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (5/5), ROA (4/5). Areas of concern: D/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-04-30	A	A-
2026-04-27	A-	A
2026-04-22	A	A-
2026-04-21	A-	A
2026-04-16	A	A-
2026-04-01	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 55 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. BSVN scores highest in Earnings Quality (97/100) and lowest in Growth (41/100). An overall grade of A+ places BSVN among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

3.49

Safe Zone

Piotroski F-Score

5/9

✓ ✓ ✗ ✓ ✗ ✓ ✗ ✓ ✗

Beneish M-Score

-2.44

Unlikely Manipulator

Ohlson O-Score

-5.10

Bankruptcy prob: 0.6%

Low Risk

Credit Rating

Score: 89.0/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.16x

Accruals: -0.4%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. BSVN scores 3.49, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. BSVN scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. BSVN's score of -2.44 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. BSVN's implied 0.6% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. BSVN receives an estimated rating of AA (score: 89.0/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). BSVN's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

9.24x

PEG

-6.34x

P/S

2.95x

P/B

1.59x

P/FCF

9.07x

P/OCF

7.39x

EV/EBITDA

2.10x

EV/Revenue

0.91x

EV/EBIT

2.13x

EV/FCF

3.02x

Earnings Yield

11.69%

FCF Yield

11.03%

Shareholder Yield

2.89%

Graham Number

$52.38

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 9.2x earnings, BSVN trades at a deep value multiple. An earnings yield of 11.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $52.38 per share, suggesting a potential 20% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.760

NI / EBT

Interest Burden

0.985

EBT / EBIT

EBIT Margin

0.425

EBIT / Rev

Asset Turnover

0.076

Rev / Assets

Equity Multiplier

7.978

Assets / Equity

ROE

19.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. BSVN's ROE of 19.3% is driven by financial leverage (equity multiplier: 7.98x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

9.32%

Fair P/E

27.15x

Intrinsic Value

$126.56

Price/Value

0.32x

Margin of Safety

68.49%

Premium

-68.49%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with BSVN's realized 9.3% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $126.56, BSVN appears undervalued with a 68% margin of safety. The adjusted fair P/E of 27.1x compares to the current market P/E of 9.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$43.79

Median 1Y

$46.35

5th Pctile

$21.79

95th Pctile

$98.02

Ann. Volatility

46.2%

Analyst Target

$57.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Jason E. Estes Executive Vice President and CCO	$503,846	$1,748,246	$2,699,394
Thomas L. Travis President & CEO	$788,461	$825,001	$2,375,029
William B. Haines Chairman	$788,461	$—	$1,550,113

CEO Pay Ratio

11:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $2,375,029

Avg Employee Cost (SGA/emp): $211,936

Employees: 125

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

125

+0.8% YoY

Revenue / Employee

$1,098,088

Rev: $137,261,000

Profit / Employee

$344,552

NI: $43,069,000

SGA / Employee

$211,936

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	19.7%	21.4%	19.7%	20.7%	21.4%	22.9%	21.8%	24.3%	26.4%	26.2%	18.0%	19.1%	20.2%	22.7%	23.8%	23.3%	23.1%	22.6%	18.6%	19.3%	19.28%
ROA	2.2%	2.4%	2.0%	2.0%	2.1%	2.3%	2.0%	2.3%	2.4%	2.4%	1.7%	1.8%	1.9%	2.1%	2.6%	2.5%	2.5%	2.5%	2.3%	2.4%	2.42%
ROIC	-32.4%	-35.3%	-14.8%	-15.5%	-16.1%	-17.3%	-20.6%	-23.0%	-24.9%	-24.8%	-16.8%	-17.8%	-18.9%	-21.2%	-76.3%	-74.7%	-74.0%	-72.4%	-10.5%	-11.1%	-11.09%
ROCE	25.5%	27.5%	24.3%	25.3%	26.3%	27.9%	27.4%	30.5%	33.0%	32.9%	20.7%	22.0%	23.3%	26.2%	26.9%	26.4%	26.1%	25.6%	2.9%	3.0%	3.05%
Gross Margin	86.2%	89.9%	90.1%	93.6%	93.7%	77.8%	74.4%	72.0%	65.8%	53.8%	32.1%	68.0%	68.5%	67.0%	69.5%	70.2%	70.9%	68.3%	69.6%	73.2%	73.17%
Operating Margin	53.7%	57.1%	49.9%	52.5%	53.6%	46.2%	43.4%	44.8%	41.8%	31.2%	4.0%	42.2%	42.8%	41.7%	42.4%	42.6%	42.7%	39.5%	40.9%	46.8%	46.82%
Net Margin	40.7%	42.9%	36.9%	39.6%	40.4%	35.7%	32.0%	34.2%	31.6%	24.0%	2.7%	32.0%	32.4%	31.7%	32.0%	32.1%	32.2%	30.2%	31.1%	33.6%	33.58%
EBITDA Margin	55.4%	58.9%	51.5%	54.8%	55.6%	47.7%	44.7%	45.9%	42.9%	32.2%	4.8%	43.0%	43.6%	42.4%	43.1%	43.4%	43.5%	40.3%	41.7%	46.8%	46.82%
FCF Margin	47.6%	51.5%	50.1%	53.3%	58.6%	51.2%	48.3%	43.2%	30.3%	34.1%	35.4%	38.2%	38.3%	37.3%	35.6%	28.1%	30.0%	32.9%	26.4%	30.0%	29.97%
OCF Margin	48.1%	52.0%	51.2%	54.2%	59.7%	52.0%	48.6%	43.7%	32.5%	36.3%	37.6%	40.6%	40.3%	39.5%	38.5%	32.6%	33.8%	36.5%	33.6%	36.8%	36.78%
ROE 3Y Avg	snapshot only																				18.80%
ROE 5Y Avg	snapshot only																				19.67%
ROA 3Y Avg	snapshot only																				2.18%
ROIC Economic	snapshot only																				18.31%
Cash ROA	snapshot only																				2.64%
NOPAT Margin	snapshot only																				32.27%
Pretax Margin	snapshot only																				41.81%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				21.31%
SBC / Revenue	snapshot only																				2.18%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	6.90	7.94	8.21	8.16	7.66	7.00	7.40	6.43	5.96	5.56	8.57	8.45	8.97	9.75	9.58	8.17	8.96	10.20	9.13	8.55	9.244
P/S Ratio	2.52	3.08	3.25	3.26	3.06	2.66	2.69	2.26	1.98	1.68	1.85	1.83	1.99	2.36	3.07	2.62	2.87	3.22	2.87	2.72	2.946
P/B Ratio	1.31	1.64	1.49	1.55	1.51	1.48	1.52	1.47	1.48	1.37	1.42	1.49	1.67	2.04	2.05	1.72	1.86	2.08	1.57	1.52	1.592
P/FCF	5.29	5.99	6.48	6.12	5.22	5.20	5.56	5.22	6.53	4.93	5.24	4.80	5.20	6.32	8.61	9.31	9.56	9.79	10.86	9.07	9.069
P/OCF	5.24	5.93	6.35	6.02	5.13	5.11	5.52	5.17	6.11	4.63	4.94	4.52	4.94	5.98	7.96	8.02	8.47	8.82	8.53	7.39	7.390
EV/EBITDA	-1.04	0.19	-2.92	-2.56	-2.61	-2.57	-1.68	-1.67	-1.53	-1.86	-2.49	-2.09	-1.25	0.19	2.68	1.54	2.08	2.90	2.39	2.10	2.104
EV/Revenue	-0.53	0.10	-1.59	-1.41	-1.44	-1.34	-0.84	-0.80	-0.69	-0.76	-0.73	-0.62	-0.38	0.06	1.15	0.66	0.89	1.23	1.01	0.91	0.906
EV/EBIT	-1.08	0.20	-3.01	-2.65	-2.71	-2.67	-1.74	-1.73	-1.58	-1.91	-2.58	-2.16	-1.28	0.20	2.73	1.56	2.11	2.96	2.44	2.13	2.135
EV/FCF	-1.11	0.20	-3.17	-2.65	-2.46	-2.62	-1.74	-1.85	-2.28	-2.24	-2.07	-1.62	-0.98	0.17	3.24	2.36	2.98	3.75	3.82	3.02	3.025
Earnings Yield	14.5%	12.6%	12.2%	12.2%	13.1%	14.3%	13.5%	15.6%	16.8%	18.0%	11.7%	11.8%	11.2%	10.3%	10.4%	12.2%	11.2%	9.8%	10.9%	11.7%	11.69%
FCF Yield	18.9%	16.7%	15.4%	16.3%	19.2%	19.2%	18.0%	19.1%	15.3%	20.3%	19.1%	20.8%	19.2%	15.8%	11.6%	10.7%	10.5%	10.2%	9.2%	11.0%	11.03%
Price/Tangible Book	snapshot only																				1.601
EV/OCF	snapshot only																				2.465
EV/Gross Profit	snapshot only																				1.286
Acquirers Multiple	snapshot only																				2.135
Shareholder Yield	snapshot only																				2.89%
Graham Number	snapshot only																				$52.38

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.20	0.20	0.24	0.24	0.24	0.24	0.21	0.21	0.21	0.21	0.21	0.21	0.21	0.21	0.18	0.18	0.18	0.18	502.78	502.78	502.785
Quick Ratio	0.20	0.20	0.24	0.24	0.24	0.24	0.21	0.21	0.21	0.21	0.21	0.21	0.21	0.21	0.18	0.18	0.18	0.18	502.78	502.78	502.785
Debt/Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Net Debt/Equity	-1.59	-1.59	-2.22	-2.22	-2.22	-2.22	-2.00	-2.00	-2.00	-2.00	-1.99	-1.99	-1.99	-1.99	-1.28	-1.28	-1.28	-1.28	-1.02	-1.02	-1.016
Debt/Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Debt/EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Net Debt/EBITDA	-6.00	-5.57	-8.87	-8.48	-8.16	-7.68	-7.08	-6.40	-5.93	-5.95	-8.78	-8.29	-7.85	-7.00	-4.45	-4.54	-4.58	-4.68	-4.41	-4.21	-4.206
Interest Coverage	6.67	8.44	10.13	11.15	11.16	7.24	4.21	2.73	1.92	1.43	0.95	0.92	0.94	1.03	1.33	1.36	1.38	1.40	1.39	1.46	1.463
Equity Multiplier	9.47	9.47	10.60	10.60	10.60	10.60	10.99	10.99	10.99	10.99	10.40	10.40	10.40	10.40	8.16	8.16	8.16	8.16	7.82	7.82	7.823
Cash Ratio	snapshot only																				429.448
Debt Service Coverage	snapshot only																				1.484
Defensive Interval	snapshot only																				2360.2 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.06	0.06	0.05	0.05	0.05	0.06	0.06	0.06	0.07	0.08	0.08	0.08	0.09	0.09	0.08	0.08	0.08	0.08	0.07	0.08	0.076
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	8.42	8.62	6.62	6.86	7.12	8.02	6.06	6.98	7.98	8.74	15.91	16.79	17.37	17.91	—	—	—	—	—	—	—
Payables Turnover	1.63	1.45	1.52	1.28	1.07	1.81	1.79	2.68	3.91	5.23	12.38	13.09	13.22	12.63	—	—	—	—	—	—	—
DSO	43	42	55	53	51	45	60	52	46	42	23	22	21	20	0	0	0	0	0	0	0.0 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	224	252	240	286	340	201	204	136	93	70	29	28	28	29	0	0	0	0	0	0	—
Cash Conversion Cycle	-181	-210	-185	-233	-289	-156	-143	-84	-48	-28	-7	-6	-7	-9	0	0	0	0	0	0	—
Fixed Asset Turnover	snapshot only																				6.435
Cash Velocity	snapshot only																				0.552
Capital Intensity	snapshot only																				13.945

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	2.3%	5.4%	6.5%	10.9%	12.8%	24.1%	39.5%	55.3%	70.9%	66.1%	60.1%	46.6%	32.7%	25.0%	9.2%	1.2%	-3.0%	-6.7%	-3.9%	0.8%	0.80%
Net Income	1.5%	16.7%	20.2%	25.5%	23.4%	21.2%	27.9%	36.4%	42.3%	32.2%	-4.6%	-9.4%	-11.3%	0.2%	61.6%	49.4%	39.7%	21.7%	-5.8%	-0.0%	-0.02%
EPS	1.6%	18.3%	19.7%	23.8%	21.7%	19.9%	26.2%	35.2%	41.5%	31.3%	-5.0%	-9.9%	-12.5%	-2.2%	56.9%	45.7%	37.1%	20.8%	-6.2%	-0.5%	-0.48%
FCF	13.6%	38.9%	18.4%	25.8%	38.8%	23.1%	34.3%	25.8%	-11.6%	10.6%	17.4%	29.6%	67.6%	37.1%	9.8%	-25.5%	-24.1%	-17.8%	-28.7%	7.5%	7.47%
EBITDA	78.7%	13.5%	18.4%	23.5%	22.3%	20.6%	27.3%	34.7%	39.8%	31.0%	-5.3%	-9.3%	-11.2%	-0.0%	59.4%	47.5%	38.4%	20.8%	-5.7%	0.8%	0.76%
Op. Income	83.5%	13.9%	19.4%	24.3%	22.7%	20.4%	27.0%	35.2%	40.9%	32.2%	-5.2%	-9.3%	-11.3%	0.4%	62.1%	49.6%	39.9%	21.5%	-5.9%	1.0%	1.02%
OCF Growth	snapshot only																				13.57%
Asset Growth	snapshot only																				12.87%
Equity Growth	snapshot only																				17.72%
Shares Change	snapshot only																				0.47%
Dividend Growth	snapshot only																				15.09%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	—	68.0%	33.0%	17.1%	7.2%	10.5%	15.5%	20.3%	25.4%	29.5%	33.5%	36.2%	36.8%	37.1%	34.6%	32.1%	30.1%	24.7%	18.9%	14.4%	14.36%
Revenue 5Y	—	—	—	—	—	—	—	—	—	57.8%	39.3%	29.6%	22.8%	22.9%	21.9%	20.9%	20.5%	20.4%	20.1%	20.8%	20.83%
EPS 3Y	—	40.7%	28.9%	15.6%	7.4%	47.4%	57.7%	63.4%	64.2%	23.0%	12.8%	14.7%	14.7%	15.5%	23.4%	21.1%	19.3%	15.8%	11.8%	9.3%	9.32%
EPS 5Y	—	—	—	—	—	—	—	—	—	34.4%	20.7%	13.5%	8.9%	32.7%	42.4%	41.8%	39.7%	17.1%	16.1%	16.9%	16.93%
Net Income 3Y	—	49.0%	23.6%	11.7%	3.8%	42.6%	53.3%	59.4%	64.3%	23.2%	13.6%	15.7%	15.9%	17.1%	25.4%	22.7%	20.8%	17.2%	13.3%	10.6%	10.62%
Net Income 5Y	—	—	—	—	—	—	—	—	—	39.6%	18.2%	11.5%	7.1%	30.9%	40.9%	40.5%	40.6%	17.9%	17.5%	18.3%	18.29%
EBITDA 3Y	—	69.2%	33.1%	17.6%	8.0%	30.5%	36.7%	41.3%	45.1%	21.5%	12.6%	14.7%	14.9%	16.5%	24.3%	21.7%	19.8%	16.5%	12.5%	10.5%	10.47%
EBITDA 5Y	—	—	—	—	—	—	—	—	—	50.3%	23.2%	14.7%	9.3%	23.8%	31.0%	30.4%	30.3%	16.7%	16.5%	17.5%	17.54%
Gross Profit 3Y	—	68.3%	35.1%	20.2%	11.0%	12.9%	16.0%	18.6%	20.8%	21.2%	17.6%	19.4%	19.7%	21.2%	23.8%	20.7%	18.4%	15.4%	12.1%	10.5%	10.53%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	50.3%	27.7%	18.9%	13.2%	14.7%	17.5%	16.9%	16.9%	17.0%	17.1%	17.8%	17.80%
Op. Income 3Y	—	67.2%	33.2%	17.5%	7.8%	32.1%	37.6%	42.7%	46.9%	21.9%	12.9%	15.1%	15.3%	16.9%	25.0%	22.4%	20.5%	17.2%	13.1%	11.1%	11.08%
Op. Income 5Y	—	—	—	—	—	—	—	—	—	49.4%	23.3%	14.7%	9.4%	25.0%	32.0%	31.6%	31.5%	17.2%	17.0%	18.2%	18.16%
FCF 3Y	—	59.7%	28.8%	16.9%	19.3%	23.0%	34.8%	31.7%	11.7%	23.7%	23.1%	27.1%	27.2%	23.1%	20.1%	6.7%	4.0%	7.6%	-2.8%	1.2%	1.23%
FCF 5Y	—	—	—	—	—	—	—	—	—	40.9%	27.5%	21.1%	20.3%	23.1%	25.9%	17.2%	12.2%	16.4%	7.9%	10.4%	10.43%
OCF 3Y	—	61.6%	29.1%	15.9%	17.4%	19.6%	27.5%	26.2%	11.0%	22.9%	24.9%	29.1%	28.9%	25.0%	22.5%	11.5%	7.7%	10.8%	5.1%	8.0%	7.99%
OCF 5Y	—	—	—	—	—	—	—	—	—	43.4%	28.7%	21.6%	19.9%	21.9%	23.5%	17.4%	12.9%	16.9%	12.8%	14.8%	14.77%
Assets 3Y	—	13.1%	20.6%	20.6%	20.6%	20.6%	22.3%	22.3%	22.3%	22.3%	20.3%	20.3%	20.3%	20.3%	8.8%	8.8%	8.8%	8.8%	7.4%	7.4%	7.42%
Assets 5Y	—	—	—	—	—	—	—	—	—	17.6%	18.1%	18.1%	18.1%	18.1%	15.0%	15.0%	15.0%	15.0%	14.1%	14.1%	14.07%
Equity 3Y	—	15.8%	12.9%	12.9%	12.9%	12.9%	12.9%	12.9%	12.9%	12.9%	16.6%	16.6%	16.6%	16.6%	18.7%	18.7%	18.7%	18.7%	20.3%	20.3%	20.32%
Book Value 3Y	—	9.3%	17.8%	16.9%	16.9%	16.7%	16.2%	15.7%	12.8%	12.7%	15.8%	15.6%	15.4%	15.0%	16.8%	17.2%	17.3%	17.2%	18.8%	18.9%	18.91%
Dividend 3Y	—	-25.2%	-16.7%	6.3%	6.4%	6.4%	6.1%	7.8%	7.0%	8.5%	12.3%	11.7%	11.2%	10.6%	6.7%	5.8%	4.9%	3.9%	3.7%	3.6%	3.57%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.93	0.68	0.74	0.83	0.91	0.80	0.76	0.73	0.73	0.91	0.87	0.83	0.77	0.81	0.85	0.86	0.86	0.87	0.87	0.88	0.881
Earnings Stability	0.02	0.94	0.70	0.37	0.12	0.96	0.85	0.67	0.48	0.98	0.85	0.71	0.55	0.95	0.90	0.92	0.91	0.97	0.86	0.90	0.897
Margin Stability	0.99	0.98	0.96	0.95	0.94	0.96	0.96	0.94	0.90	0.89	0.83	0.82	0.82	0.83	0.82	0.82	0.81	0.84	0.84	0.85	0.853
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	1.000
Earn. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	0.50	0.50	0.50	1.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.93	0.92	0.90	0.91	0.92	0.89	0.85	0.83	0.87	0.98	0.96	0.95	1.00	0.50	0.80	0.84	0.91	0.98	1.00	1.000
Earnings Smoothness	0.13	0.85	0.82	0.77	0.79	0.81	0.75	0.69	0.65	0.72	0.95	0.90	0.88	1.00	0.53	0.60	0.67	0.80	0.94	1.00	1.000
ROE Trend	0.02	0.06	0.05	0.06	0.06	0.01	0.02	0.04	0.05	0.04	-0.03	-0.03	-0.04	-0.02	0.03	0.01	-0.01	-0.02	-0.02	-0.01	-0.015
Gross Margin Trend	0.00	0.03	0.07	0.09	0.11	0.05	-0.00	-0.07	-0.15	-0.20	-0.31	-0.30	-0.27	-0.19	-0.00	0.03	0.06	0.08	0.09	0.09	0.091
FCF Margin Trend	0.05	0.13	0.12	0.13	0.13	0.06	0.01	-0.07	-0.23	-0.17	-0.14	-0.10	-0.06	-0.05	-0.06	-0.13	-0.04	-0.03	-0.09	-0.03	-0.032
Sustainable Growth Rate	16.0%	17.6%	16.3%	17.2%	17.9%	19.3%	18.6%	20.9%	22.6%	22.2%	14.0%	14.7%	15.6%	17.8%	19.6%	19.0%	18.6%	17.9%	14.5%	15.1%	15.12%
Internal Growth Rate	1.8%	2.0%	1.6%	1.7%	1.8%	2.0%	1.8%	2.0%	2.1%	2.1%	1.3%	1.4%	1.5%	1.7%	2.2%	2.1%	2.1%	2.0%	1.9%	1.9%	1.93%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.32	1.34	1.29	1.36	1.49	1.37	1.34	1.24	0.98	1.20	1.74	1.87	1.81	1.63	1.20	1.02	1.06	1.16	1.07	1.16	1.158
FCF/OCF	0.99	0.99	0.98	0.98	0.98	0.98	0.99	0.99	0.93	0.94	0.94	0.94	0.95	0.95	0.92	0.86	0.89	0.90	0.79	0.81	0.815
FCF/Net Income	snapshot only																				0.943
OCF/EBITDA	snapshot only																				0.854
CapEx/Revenue	0.5%	0.5%	1.0%	0.9%	1.0%	0.9%	0.4%	0.5%	2.1%	2.2%	2.2%	2.4%	2.0%	2.1%	2.9%	4.5%	3.9%	3.6%	7.2%	6.8%	6.81%
CapEx/Depreciation	snapshot only																				11.046
Accruals Ratio	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	0.00	-0.00	-0.01	-0.02	-0.02	-0.01	-0.01	-0.00	-0.00	-0.00	-0.00	-0.00	-0.004
Sloan Accruals	snapshot only																				0.831
Cash Flow Adequacy	snapshot only																				2.693
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	2.7%	2.2%	2.1%	2.1%	2.2%	2.3%	2.0%	2.2%	2.4%	2.8%	2.6%	2.7%	2.6%	2.2%	1.8%	2.3%	2.2%	2.0%	2.4%	2.5%	2.41%
Dividend/Share	$0.42	$0.43	$0.44	$0.44	$0.45	$0.46	$0.47	$0.51	$0.55	$0.59	$0.68	$0.73	$0.78	$0.82	$0.84	$0.88	$0.91	$0.94	$0.97	$1.00	$1.05
Payout Ratio	18.8%	17.6%	17.2%	16.8%	16.6%	15.9%	14.7%	14.3%	14.3%	15.4%	22.4%	22.7%	22.9%	21.7%	17.6%	18.7%	19.6%	20.8%	21.7%	21.6%	21.55%
FCF Payout Ratio	14.4%	13.3%	13.6%	12.6%	11.3%	11.8%	11.1%	11.7%	15.7%	13.7%	13.7%	12.9%	13.3%	14.1%	15.8%	21.3%	21.0%	20.0%	25.8%	22.9%	22.85%
Total Payout Ratio	28.4%	26.0%	17.2%	16.8%	16.6%	15.9%	14.7%	14.3%	14.3%	15.4%	22.4%	22.7%	22.9%	21.7%	17.6%	18.7%	19.7%	20.8%	22.3%	24.7%	24.75%
Div. Increase Streak	0	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	-0.42	-0.48	-0.47	0.10	0.11	0.11	0.12	0.19	0.25	0.31	0.47	0.46	0.45	0.44	0.29	0.26	0.22	0.19	0.18	0.18	0.176
Buyback Yield	1.4%	1.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.4%	0.37%
Net Buyback Yield	1.4%	1.1%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	-0.0%	-0.5%	-0.4%	-0.4%	-0.4%	-0.0%	0.1%	0.4%	0.36%
Total Shareholder Return	4.1%	3.3%	2.1%	2.1%	2.2%	2.3%	2.0%	2.2%	2.4%	2.8%	2.6%	2.7%	2.6%	1.8%	1.5%	1.9%	1.8%	2.0%	2.4%	2.9%	2.88%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.75	0.75	0.75	0.75	0.75	0.76	0.75	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.760
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.98	0.985
EBIT Margin	0.49	0.52	0.53	0.53	0.53	0.50	0.48	0.46	0.44	0.40	0.28	0.29	0.29	0.32	0.42	0.42	0.42	0.42	0.41	0.42	0.425
Asset Turnover	0.06	0.06	0.05	0.05	0.05	0.06	0.06	0.06	0.07	0.08	0.08	0.08	0.09	0.09	0.08	0.08	0.08	0.08	0.07	0.08	0.076
Equity Multiplier	9.08	9.08	10.08	10.08	10.08	10.08	10.81	10.81	10.81	10.81	10.67	10.67	10.67	10.67	9.16	9.16	9.16	9.16	7.98	7.98	7.978

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$2.25	$2.44	$2.54	$2.64	$2.74	$2.92	$3.21	$3.57	$3.87	$3.84	$3.05	$3.21	$3.39	$3.75	$4.78	$4.68	$4.64	$4.54	$4.49	$4.66	$4.66
Book Value/Share	$11.83	$11.79	$13.99	$13.88	$13.86	$13.83	$15.61	$15.55	$15.58	$15.54	$18.36	$18.28	$18.18	$17.93	$22.31	$22.32	$22.34	$22.29	$26.15	$26.15	$27.38
Tangible Book/Share	$11.65	$11.61	$12.88	$12.77	$12.76	$12.73	$14.53	$14.48	$14.51	$14.47	$17.34	$17.26	$17.17	$16.93	$21.33	$21.34	$21.36	$21.31	$24.90	$24.91	$24.91
Revenue/Share	$6.15	$6.28	$6.43	$6.60	$6.85	$7.70	$8.85	$10.16	$11.64	$12.70	$14.10	$14.81	$15.24	$15.50	$14.94	$14.62	$14.52	$14.36	$14.30	$14.67	$14.84
FCF/Share	$2.93	$3.23	$3.22	$3.52	$4.01	$3.94	$4.27	$4.39	$3.53	$4.33	$4.99	$5.66	$5.84	$5.79	$5.32	$4.11	$4.35	$4.73	$3.77	$4.40	$4.45
OCF/Share	$2.96	$3.26	$3.29	$3.58	$4.09	$4.01	$4.30	$4.44	$3.78	$4.61	$5.30	$6.01	$6.15	$6.12	$5.76	$4.77	$4.91	$5.24	$4.81	$5.40	$5.46
Cash/Share	$18.77	$18.70	$31.13	$30.86	$30.82	$30.77	$31.17	$31.06	$31.12	$31.03	$36.49	$36.32	$36.13	$35.63	$28.58	$28.59	$28.62	$28.55	$26.57	$26.58	$31.49
EBITDA/Share	$3.13	$3.36	$3.51	$3.64	$3.78	$4.01	$4.40	$4.86	$5.25	$5.21	$4.15	$4.38	$4.60	$5.09	$6.43	$6.30	$6.25	$6.11	$6.03	$6.32	$6.32
Debt/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Net Debt/Share	$-18.77	$-18.70	$-31.13	$-30.86	$-30.82	$-30.77	$-31.17	$-31.06	$-31.12	$-31.03	$-36.49	$-36.32	$-36.13	$-35.63	$-28.58	$-28.59	$-28.62	$-28.55	$-26.57	$-26.58	$-26.58

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.486
Altman Z-Prime	snapshot only																				1.684
Piotroski F-Score	6	6	6	6	6	6	5	5	4	5	5	5	6	6	6	6	5	5	5	5	5
Beneish M-Score	-2.37	-2.38	-2.15	-2.16	-2.15	-1.91	-1.76	-1.63	-1.54	-1.70	-2.18	-3.15	-3.31	-3.40	-3.02	-2.58	-2.55	-2.55	-2.61	-2.44	-2.437
Ohlson O-Score	snapshot only																				-5.096
ROIC (Greenblatt)	snapshot only																				18.69%
Net-Net WC	snapshot only																				$-147.34

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				AA
Credit Score	64.97	64.19	62.03	62.42	62.37	68.05	65.44	65.46	71.22	65.74	66.98	67.45	72.53	72.75	79.67	79.69	79.17	78.93	89.00	89.00	89.000
Credit Grade	snapshot only																				3
Credit Trend	snapshot only																				9.310
Implied Spread (bps)	snapshot only																				80.000
Industry Credit Rank	snapshot only																				93
Sector Credit Rank	snapshot only																				85

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Financial Rating

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Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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