$55.48

+0.49 (+0.89%)

Weekly Expected Move ±5.9%

$49 $52 $55 $59 $62

NASDAQ · Financial Services · Banks - Regional · Tech Score Buy · Power 66 · $528.1M mcap · 4M float · 0.886% daily turnover · Short 57% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

48.8 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: -723.2%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. BSVN shows a Weak competitive edge (48.8/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. Negative ROIC of -723.2% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$62

Low

$62

Avg Target

$62

High

Based on 1 analyst since Jul 16, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$62.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-09-23	RBC Capital	—	Initiated	$62	—	+11.2%	$55.74
2026-04-15	Piper Sandler	—	Initiated	$57	—	+29.7%	$43.95
2024-10-11	Stephens	Matt Olney	Initiated	$46	—	+15.0%	$40.01

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. BSVN receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-01	B+	A-
2026-07-22	A-	B+
2026-04-30	A	A-
2026-04-27	A-	A
2026-04-22	A	A-
2026-04-21	A-	A
2026-04-16	A	A-
2026-04-01	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 53 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. BSVN scores highest in Earnings Quality (97/100) and lowest in Growth (34/100). An overall grade of A+ places BSVN among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

3.75

Safe Zone

Piotroski F-Score

4/9

✓ ✓ ✗ ✓ ✗ ✓ ✗ ✗ ✗

Beneish M-Score

-3.66

Unlikely Manipulator

Ohlson O-Score

-5.12

Bankruptcy prob: 0.6%

Low Risk

Credit Rating

Score: 89.0/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.19x

Accruals: -0.4%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. BSVN scores 3.75, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. BSVN scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. BSVN's score of -3.66 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. BSVN's implied 0.6% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. BSVN receives an estimated rating of AA (score: 89.0/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). BSVN's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

12.52x

PEG

-1.97x

P/S

3.90x

P/B

1.98x

P/FCF

10.84x

P/OCF

9.43x

EV/EBITDA

3.45x

EV/Revenue

1.46x

EV/EBIT

3.52x

EV/FCF

4.56x

Earnings Yield

8.93%

FCF Yield

9.23%

Shareholder Yield

2.42%

Graham Number

$52.24

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 12.5x earnings, BSVN trades at a reasonable valuation. An earnings yield of 8.9% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $52.24 per share, 6% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.761

NI / EBT

Interest Burden

0.984

EBT / EBIT

EBIT Margin

0.415

EBIT / Rev

Asset Turnover

0.072

Rev / Assets

Equity Multiplier

7.529

Assets / Equity

ROE

16.9%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. BSVN's ROE of 16.9% is driven by financial leverage (equity multiplier: 7.53x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

4.16%

Fair P/E

16.82x

Intrinsic Value

$73.53

Price/Value

0.67x

Margin of Safety

33.43%

Premium

-33.43%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with BSVN's realized 4.2% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. BSVN trades at a -33% premium to its adjusted intrinsic value of $73.53, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 16.8x compares to the current market P/E of 12.5x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$55.48

Median 1Y

$60.51

5th Pctile

$28.49

95th Pctile

$127.79

Ann. Volatility

46.1%

Analyst Target

$62.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Jason E. Estes Executive Vice President and CCO	$503,846	$1,748,246	$2,699,394
Thomas L. Travis President & CEO	$788,461	$825,001	$2,375,029
William B. Haines Chairman	$788,461	$—	$1,550,113

CEO Pay Ratio

11:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $2,375,029

Avg Employee Cost (SGA/emp): $211,936

Employees: 125

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

125

+0.8% YoY

Revenue / Employee

$1,098,088

Rev: $137,261,000

Profit / Employee

$344,552

NI: $43,069,000

SGA / Employee

$211,936

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	19.5%	19.7%	20.2%	20.2%	20.9%	21.8%	23.4%	24.4%	23.4%	18.0%	17.9%	18.0%	19.2%	23.8%	22.3%	21.0%	19.5%	18.6%	18.6%	16.9%	16.85%
ROA	2.1%	2.0%	2.0%	1.9%	2.0%	2.0%	2.1%	2.3%	2.1%	1.7%	1.7%	1.9%	2.0%	2.6%	2.5%	2.5%	2.4%	2.3%	2.4%	2.2%	2.24%
ROIC	-25.1%	-14.8%	-12.2%	-14.1%	-14.4%	-20.6%	-16.4%	-16.6%	-19.1%	-16.8%	-16.5%	-40.8%	-95.9%	-76.3%	-48.9%	-1.0%	-97.7%	-10.5%	-1.2%	-7.2%	-7.23%
ROCE	24.1%	24.3%	23.8%	24.2%	24.9%	27.4%	26.5%	27.3%	26.4%	20.7%	20.7%	20.8%	21.9%	26.9%	25.7%	24.2%	3.0%	2.9%	3.1%	2.9%	2.93%
Gross Margin	89.9%	90.1%	93.6%	93.7%	77.8%	74.4%	72.0%	65.8%	53.8%	32.1%	68.0%	68.5%	67.0%	69.5%	70.2%	70.9%	68.3%	69.6%	73.2%	68.8%	68.85%
Operating Margin	57.1%	49.9%	52.5%	53.6%	46.2%	43.4%	44.8%	41.8%	31.2%	4.0%	42.2%	42.8%	41.7%	42.4%	42.6%	42.7%	39.5%	40.9%	46.8%	38.0%	38.03%
Net Margin	42.9%	36.9%	39.6%	40.4%	35.7%	32.0%	34.2%	31.6%	24.0%	2.7%	32.0%	32.4%	31.7%	32.0%	32.1%	32.2%	30.2%	31.1%	33.6%	28.8%	28.82%
EBITDA Margin	58.9%	51.5%	54.8%	55.6%	47.7%	44.7%	45.9%	42.9%	32.2%	4.8%	43.0%	43.6%	42.4%	43.1%	43.4%	43.5%	40.3%	41.7%	47.6%	39.0%	39.04%
FCF Margin	51.5%	50.1%	53.3%	58.6%	51.2%	48.3%	43.2%	30.3%	34.1%	35.4%	38.2%	38.3%	37.3%	35.6%	28.1%	30.0%	32.9%	26.4%	30.0%	32.1%	32.06%
OCF Margin	52.0%	51.2%	54.2%	59.7%	52.0%	48.6%	43.7%	32.5%	36.3%	37.6%	40.6%	40.3%	39.5%	38.5%	32.6%	33.8%	36.5%	33.6%	36.8%	36.8%	36.83%
ROE 3Y Avg	snapshot only																				17.17%
ROE 5Y Avg	snapshot only																				18.55%
ROA 3Y Avg	snapshot only																				2.16%
ROIC Economic	snapshot only																				16.19%
Cash ROA	snapshot only																				2.60%
NOPAT Margin	snapshot only																				31.54%
Pretax Margin	snapshot only																				40.79%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				24.25%
SBC / Revenue	snapshot only																				1.71%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	7.94	8.21	8.16	7.66	7.00	7.40	6.43	5.96	5.56	8.57	8.45	8.97	9.75	9.58	8.17	8.96	10.20	9.13	8.55	11.19	12.524
P/S Ratio	3.08	3.25	3.26	3.06	2.66	2.69	2.26	1.98	1.68	1.85	1.83	1.99	2.36	3.07	2.62	2.87	3.22	2.87	2.72	3.47	3.904
P/B Ratio	1.44	1.49	1.54	1.47	1.39	1.52	1.38	1.32	1.18	1.42	1.40	1.49	1.70	2.05	1.65	1.71	1.83	1.57	1.47	1.76	1.980
P/FCF	5.99	6.48	6.12	5.22	5.20	5.56	5.22	6.53	4.93	5.24	4.80	5.20	6.32	8.61	9.31	9.56	9.79	10.86	9.07	10.84	10.835
P/OCF	5.93	6.35	6.02	5.13	5.11	5.52	5.17	6.11	4.63	4.94	4.52	4.94	5.98	7.96	8.02	8.47	8.82	8.53	7.39	9.43	9.431
EV/EBITDA	-1.13	-2.92	-3.86	-3.39	-3.65	-1.68	-3.18	-3.37	-3.22	-2.49	-2.67	0.37	2.20	2.68	0.87	2.03	2.68	2.39	1.38	3.45	3.454
EV/Revenue	-0.61	-1.59	-2.13	-1.87	-1.90	-0.84	-1.52	-1.52	-1.32	-0.73	-0.79	0.11	0.72	1.15	0.38	0.87	1.14	1.01	0.60	1.46	1.462
EV/EBIT	-1.18	-3.01	-4.00	-3.51	-3.79	-1.74	-3.28	-3.46	-3.31	-2.58	-2.76	0.38	2.25	2.73	0.89	2.06	2.73	2.44	1.40	3.52	3.525
EV/FCF	-1.18	-3.17	-3.99	-3.19	-3.72	-1.74	-3.51	-5.01	-3.88	-2.07	-2.07	0.29	1.93	3.24	1.34	2.91	3.46	3.82	1.99	4.56	4.559
Earnings Yield	12.6%	12.2%	12.2%	13.1%	14.3%	13.5%	15.6%	16.8%	18.0%	11.7%	11.8%	11.2%	10.3%	10.4%	12.2%	11.2%	9.8%	10.9%	11.7%	8.9%	8.93%
FCF Yield	16.7%	15.4%	16.3%	19.2%	19.2%	18.0%	19.1%	15.3%	20.3%	19.1%	20.8%	19.2%	15.8%	11.6%	10.7%	10.5%	10.2%	9.2%	11.0%	9.2%	9.23%
Price/Tangible Book	snapshot only																				1.847
EV/OCF	snapshot only																				3.968
EV/Gross Profit	snapshot only																				2.087
Acquirers Multiple	snapshot only																				3.525
Shareholder Yield	snapshot only																				2.42%
Graham Number	snapshot only																				$52.24

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	0.21	0.24	0.26	0.24	0.23	0.21	0.25	0.26	0.23	0.21	0.23	0.18	0.16	0.18	0.20	0.17	1959.99	502.78	76.39	324.44	324.442
Quick Ratio	0.21	0.24	0.26	0.24	0.23	0.21	0.25	0.26	0.23	0.21	0.23	0.18	0.16	0.18	0.20	0.17	1959.99	502.78	76.39	324.44	324.442
Debt/Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Net Debt/Equity	-1.72	-2.22	-2.54	-2.36	-2.38	-2.00	-2.31	-2.33	-2.11	-1.99	-2.01	-1.41	-1.18	-1.28	-1.41	-1.19	-1.18	-1.02	-1.15	-1.02	-1.022
Debt/Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Debt/EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Net Debt/EBITDA	-6.90	-8.87	-9.79	-8.94	-8.76	-7.08	-7.90	-7.76	-7.32	-8.78	-8.87	-6.23	-4.99	-4.45	-5.20	-4.63	-4.90	-4.41	-4.90	-4.75	-4.754
Interest Coverage	8.44	10.13	11.15	11.16	7.24	4.21	2.73	1.92	1.43	0.95	0.92	0.94	1.03	1.33	1.36	1.38	1.40	1.39	1.46	1.41	1.408
Equity Multiplier	9.36	10.60	11.05	11.31	11.64	10.99	10.79	10.39	10.56	10.40	9.84	8.82	8.52	8.16	8.06	7.92	7.82	7.82	7.49	7.19	7.188
Cash Ratio	snapshot only																				324.442
Debt Service Coverage	snapshot only																				1.437
Defensive Interval	snapshot only																				2571.2 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.07	0.07	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.07	0.08	0.07	0.072
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	7.76	6.62	7.69	7.36	6.79	6.06	7.13	7.60	7.14	15.91	15.97	15.19	15.07	—	—	375.03	—	—	—	710.19	710.194
Payables Turnover	1.90	1.52	1.22	0.87	1.35	1.79	2.35	3.39	4.51	12.38	11.66	11.74	11.69	—	—	—	—	—	—	—	—
DSO	47	55	47	50	54	60	51	48	51	23	23	24	24	0	0	1	0	0	0	1	0.5 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	192	240	299	420	271	204	156	108	81	29	31	31	31	0	0	0	0	0	0	0	—
Cash Conversion Cycle	-145	-185	-252	-370	-217	-143	-104	-60	-30	-7	-8	-7	-7	0	0	1	0	0	0	1	—
Fixed Asset Turnover	snapshot only																				5.224
Cash Velocity	snapshot only																				0.497
Capital Intensity	snapshot only																				14.150

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	5.4%	6.5%	10.9%	12.8%	24.1%	39.5%	55.3%	70.9%	66.1%	60.1%	46.6%	32.7%	25.0%	9.2%	1.2%	-3.0%	-6.7%	-3.9%	0.8%	-2.4%	-2.37%
Net Income	16.7%	20.2%	25.5%	23.4%	21.2%	27.9%	36.4%	42.3%	32.2%	-4.6%	-9.4%	-11.3%	0.2%	61.6%	49.4%	39.7%	21.7%	-5.8%	-0.0%	-5.3%	-5.29%
EPS	18.3%	19.7%	23.8%	21.7%	19.9%	26.2%	35.2%	41.5%	31.3%	-5.0%	-9.9%	-12.5%	-2.2%	56.9%	45.7%	37.1%	20.8%	-6.2%	-0.5%	-5.8%	-5.84%
FCF	38.9%	18.4%	25.8%	38.8%	23.1%	34.3%	25.8%	-11.6%	10.6%	17.4%	29.6%	67.6%	37.1%	9.8%	-25.5%	-24.1%	-17.8%	-28.7%	7.5%	4.4%	4.41%
EBITDA	13.5%	18.4%	23.5%	22.3%	20.6%	27.3%	34.7%	39.8%	31.0%	-5.3%	-9.3%	-11.2%	-0.0%	59.4%	47.5%	38.4%	20.8%	-5.7%	1.2%	-4.1%	-4.06%
Op. Income	13.9%	19.4%	24.3%	22.7%	20.4%	27.0%	35.2%	40.9%	32.2%	-5.2%	-9.3%	-11.3%	0.4%	62.1%	49.6%	39.9%	21.5%	-5.9%	1.0%	-4.3%	-4.33%
OCF Growth	snapshot only																				6.24%
Asset Growth	snapshot only																				4.25%
Equity Growth	snapshot only																				14.86%
Shares Change	snapshot only																				0.58%
Dividend Growth	snapshot only																				13.55%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	68.0%	33.0%	17.1%	7.2%	10.5%	15.5%	20.3%	25.4%	29.5%	33.5%	36.2%	36.8%	37.1%	34.6%	32.1%	30.1%	24.7%	18.9%	14.4%	7.9%	7.93%
Revenue 5Y	—	—	—	—	—	—	—	—	57.8%	39.3%	29.6%	22.8%	22.9%	21.9%	20.9%	20.5%	20.4%	20.1%	20.8%	19.4%	19.37%
EPS 3Y	40.7%	28.9%	15.6%	7.4%	47.4%	57.7%	63.4%	64.2%	23.0%	12.8%	14.7%	14.7%	15.5%	23.4%	21.1%	19.3%	15.8%	11.8%	9.3%	4.2%	4.16%
EPS 5Y	—	—	—	—	—	—	—	—	34.4%	20.7%	13.5%	8.9%	32.7%	42.4%	41.8%	39.7%	17.1%	16.1%	16.9%	14.2%	14.25%
Net Income 3Y	49.0%	23.6%	11.7%	3.8%	42.6%	53.3%	59.4%	64.3%	23.2%	13.6%	15.7%	15.9%	17.1%	25.4%	22.7%	20.8%	17.2%	13.3%	10.6%	5.5%	5.47%
Net Income 5Y	—	—	—	—	—	—	—	—	39.6%	18.2%	11.5%	7.1%	30.9%	40.9%	40.5%	40.6%	17.9%	17.5%	18.3%	15.5%	15.54%
EBITDA 3Y	69.2%	33.1%	17.6%	8.0%	30.5%	36.7%	41.3%	45.1%	21.5%	12.6%	14.7%	14.9%	16.5%	24.3%	21.7%	19.8%	16.5%	12.5%	10.6%	5.6%	5.64%
EBITDA 5Y	—	—	—	—	—	—	—	—	50.3%	23.2%	14.7%	9.3%	23.8%	31.0%	30.4%	30.3%	16.7%	16.5%	17.6%	15.1%	15.06%
Gross Profit 3Y	68.3%	35.1%	20.2%	11.0%	12.9%	16.0%	18.6%	20.8%	21.2%	17.6%	19.4%	19.7%	21.2%	23.8%	20.7%	18.4%	15.4%	12.1%	10.5%	6.9%	6.92%
Gross Profit 5Y	—	—	—	—	—	—	—	—	50.3%	27.7%	18.9%	13.2%	14.7%	17.5%	16.9%	16.9%	17.0%	17.1%	17.8%	15.6%	15.62%
Op. Income 3Y	67.2%	33.2%	17.5%	7.8%	32.1%	37.6%	42.7%	46.9%	21.9%	12.9%	15.1%	15.3%	16.9%	25.0%	22.4%	20.5%	17.2%	13.1%	11.1%	5.9%	5.91%
Op. Income 5Y	—	—	—	—	—	—	—	—	49.4%	23.3%	14.7%	9.4%	25.0%	32.0%	31.6%	31.5%	17.2%	17.0%	18.2%	15.5%	15.48%
FCF 3Y	59.7%	28.8%	16.9%	19.3%	23.0%	34.8%	31.7%	11.7%	23.7%	23.1%	27.1%	27.2%	23.1%	20.1%	6.7%	4.0%	7.6%	-2.8%	1.2%	9.9%	9.94%
FCF 5Y	—	—	—	—	—	—	—	—	40.9%	27.5%	21.1%	20.3%	23.1%	25.9%	17.2%	12.2%	16.4%	7.9%	10.4%	10.3%	10.28%
OCF 3Y	61.6%	29.1%	15.9%	17.4%	19.6%	27.5%	26.2%	11.0%	22.9%	24.9%	29.1%	28.9%	25.0%	22.5%	11.5%	7.7%	10.8%	5.1%	8.0%	12.6%	12.58%
OCF 5Y	—	—	—	—	—	—	—	—	43.4%	28.7%	21.6%	19.9%	21.9%	23.5%	17.4%	12.9%	16.9%	12.8%	14.8%	13.2%	13.15%
Assets 3Y	15.1%	20.6%	21.8%	23.1%	24.1%	22.3%	19.4%	18.7%	22.1%	20.3%	19.3%	14.1%	14.9%	8.8%	7.9%	7.3%	6.2%	7.4%	5.4%	4.4%	4.42%
Assets 5Y	—	—	—	—	—	—	—	—	18.7%	18.1%	17.7%	16.1%	16.1%	15.0%	12.9%	12.8%	14.2%	14.1%	13.2%	11.1%	11.06%
Equity 3Y	13.9%	12.9%	11.1%	9.9%	10.5%	12.9%	16.4%	16.8%	16.9%	16.6%	17.3%	17.7%	18.6%	18.7%	19.9%	20.8%	21.2%	20.3%	19.1%	18.1%	18.07%
Book Value 3Y	7.6%	17.8%	15.0%	13.7%	14.2%	16.2%	19.3%	16.7%	16.7%	15.8%	16.2%	16.5%	16.9%	16.8%	18.3%	19.3%	19.7%	18.8%	17.7%	16.6%	16.61%
Dividend 3Y	-25.2%	-16.7%	6.3%	6.4%	6.4%	6.1%	7.8%	7.0%	8.5%	12.3%	11.7%	11.2%	10.6%	6.7%	5.8%	4.9%	3.9%	3.7%	3.6%	3.2%	3.23%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.68	0.74	0.83	0.91	0.80	0.76	0.73	0.73	0.91	0.87	0.83	0.77	0.81	0.85	0.86	0.86	0.87	0.87	0.88	0.80	0.799
Earnings Stability	0.94	0.70	0.37	0.12	0.96	0.85	0.67	0.48	0.98	0.85	0.71	0.55	0.95	0.90	0.92	0.91	0.97	0.86	0.90	0.85	0.849
Margin Stability	0.98	0.96	0.95	0.94	0.96	0.96	0.94	0.90	0.89	0.83	0.82	0.82	0.83	0.82	0.82	0.81	0.84	0.84	0.85	0.86	0.861
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	0.00	0.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	0.50	0.50	0.50	1.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.93	0.92	0.90	0.91	0.92	0.89	0.85	0.83	0.87	0.98	0.96	0.95	1.00	0.50	0.80	0.84	0.91	0.98	1.00	0.98	0.979
Earnings Smoothness	0.85	0.82	0.77	0.79	0.81	0.75	0.69	0.65	0.72	0.95	0.90	0.88	1.00	0.53	0.60	0.67	0.80	0.94	1.00	0.95	0.946
ROE Trend	0.04	0.05	0.06	0.06	0.02	0.02	0.03	0.04	0.02	-0.03	-0.04	-0.04	-0.03	0.03	0.01	-0.00	-0.01	-0.02	-0.01	-0.02	-0.021
Gross Margin Trend	0.03	0.07	0.09	0.11	0.05	-0.00	-0.07	-0.15	-0.20	-0.31	-0.30	-0.27	-0.19	-0.00	0.03	0.06	0.08	0.09	0.09	0.08	0.078
FCF Margin Trend	0.13	0.12	0.13	0.13	0.06	0.01	-0.07	-0.23	-0.17	-0.14	-0.10	-0.06	-0.05	-0.06	-0.13	-0.04	-0.03	-0.09	-0.03	-0.02	-0.021
Sustainable Growth Rate	16.1%	16.3%	16.8%	16.9%	17.5%	18.6%	20.0%	20.9%	19.8%	14.0%	13.9%	13.9%	15.0%	19.6%	18.1%	16.9%	15.4%	14.5%	14.6%	12.9%	12.86%
Internal Growth Rate	1.8%	1.6%	1.7%	1.6%	1.7%	1.8%	1.9%	2.0%	1.8%	1.3%	1.4%	1.5%	1.6%	2.2%	2.1%	2.1%	1.9%	1.9%	1.9%	1.7%	1.74%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.34	1.29	1.36	1.49	1.37	1.34	1.24	0.98	1.20	1.74	1.87	1.81	1.63	1.20	1.02	1.06	1.16	1.07	1.16	1.19	1.187
FCF/OCF	0.99	0.98	0.98	0.98	0.98	0.99	0.99	0.93	0.94	0.94	0.94	0.95	0.95	0.92	0.86	0.89	0.90	0.79	0.81	0.87	0.870
FCF/Net Income	snapshot only																				1.033
OCF/EBITDA	snapshot only																				0.870
CapEx/Revenue	0.5%	1.0%	0.9%	1.0%	0.9%	0.4%	0.5%	2.1%	2.2%	2.2%	2.4%	2.0%	2.1%	2.9%	4.5%	3.9%	3.6%	7.2%	6.8%	4.8%	4.77%
CapEx/Depreciation	snapshot only																				5.573
Accruals Ratio	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	0.00	-0.00	-0.01	-0.02	-0.02	-0.01	-0.01	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.004
Sloan Accruals	snapshot only																				0.847
Cash Flow Adequacy	snapshot only																				3.038
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	2.2%	2.1%	2.1%	2.2%	2.3%	2.0%	2.2%	2.4%	2.8%	2.6%	2.7%	2.6%	2.2%	1.8%	2.3%	2.2%	2.0%	2.4%	2.5%	2.1%	2.00%
Dividend/Share	$0.43	$0.44	$0.44	$0.45	$0.46	$0.47	$0.51	$0.55	$0.59	$0.68	$0.73	$0.78	$0.82	$0.84	$0.88	$0.91	$0.94	$0.97	$1.00	$1.04	$1.11
Payout Ratio	17.6%	17.2%	16.8%	16.6%	15.9%	14.7%	14.3%	14.3%	15.4%	22.4%	22.7%	22.9%	21.7%	17.6%	18.7%	19.6%	20.8%	21.7%	21.6%	23.7%	23.69%
FCF Payout Ratio	13.3%	13.6%	12.6%	11.3%	11.8%	11.1%	11.7%	15.7%	13.7%	13.7%	12.9%	13.3%	14.1%	15.8%	21.3%	21.0%	20.0%	25.8%	22.9%	22.9%	22.93%
Total Payout Ratio	26.0%	17.2%	16.8%	16.6%	15.9%	14.7%	14.3%	14.3%	15.4%	22.4%	22.7%	22.9%	21.7%	17.6%	18.7%	19.7%	20.8%	22.3%	24.7%	27.1%	27.09%
Div. Increase Streak	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	-0.48	-0.47	0.10	0.11	0.11	0.12	0.19	0.25	0.31	0.47	0.46	0.45	0.44	0.29	0.26	0.22	0.19	0.18	0.18	0.16	0.163
Buyback Yield	1.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.4%	0.3%	0.30%
Net Buyback Yield	1.1%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	-0.0%	-0.5%	-0.4%	-0.4%	-0.4%	-0.0%	0.1%	0.4%	0.3%	0.29%
Total Shareholder Return	3.3%	2.1%	2.1%	2.2%	2.3%	2.0%	2.2%	2.4%	2.8%	2.6%	2.7%	2.6%	1.8%	1.5%	1.9%	1.8%	2.0%	2.4%	2.9%	2.4%	2.41%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.75	0.75	0.75	0.75	0.76	0.75	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.761
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.98	0.98	0.984
EBIT Margin	0.52	0.53	0.53	0.53	0.50	0.48	0.46	0.44	0.40	0.28	0.29	0.29	0.32	0.42	0.42	0.42	0.42	0.41	0.42	0.41	0.415
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.07	0.07	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.07	0.08	0.07	0.072
Equity Multiplier	9.31	10.08	10.26	10.55	10.56	10.81	10.91	10.81	11.04	10.67	10.28	9.54	9.44	9.16	8.86	8.33	8.15	7.98	7.75	7.53	7.529

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$2.44	$2.54	$2.64	$2.74	$2.92	$3.21	$3.57	$3.87	$3.84	$3.05	$3.21	$3.39	$3.75	$4.78	$4.68	$4.64	$4.54	$4.49	$4.66	$4.37	$4.37
Book Value/Share	$13.44	$13.99	$14.01	$14.30	$14.75	$15.61	$16.60	$17.50	$18.11	$18.36	$19.36	$20.37	$21.49	$22.31	$23.20	$24.29	$25.27	$26.15	$27.07	$27.74	$28.02
Tangible Book/Share	$13.28	$12.88	$12.88	$13.19	$13.72	$14.53	$15.56	$16.45	$17.07	$17.34	$18.35	$19.37	$20.51	$21.33	$21.94	$23.03	$24.02	$24.90	$25.83	$26.50	$26.50
Revenue/Share	$6.28	$6.43	$6.60	$6.85	$7.70	$8.85	$10.16	$11.64	$12.70	$14.10	$14.81	$15.24	$15.50	$14.94	$14.62	$14.52	$14.36	$14.30	$14.67	$14.09	$14.23
FCF/Share	$3.23	$3.22	$3.52	$4.01	$3.94	$4.27	$4.39	$3.53	$4.33	$4.99	$5.66	$5.84	$5.79	$5.32	$4.11	$4.35	$4.73	$3.77	$4.40	$4.52	$4.56
OCF/Share	$3.26	$3.29	$3.58	$4.09	$4.01	$4.30	$4.44	$3.78	$4.61	$5.30	$6.01	$6.15	$6.12	$5.76	$4.77	$4.91	$5.24	$4.81	$5.40	$5.19	$5.24
Cash/Share	$23.17	$31.13	$35.60	$33.77	$35.10	$31.17	$38.36	$40.75	$38.15	$36.49	$38.88	$28.68	$25.41	$28.58	$32.78	$28.92	$29.91	$26.57	$31.14	$28.35	$28.64
EBITDA/Share	$3.36	$3.51	$3.64	$3.78	$4.01	$4.40	$4.86	$5.25	$5.21	$4.15	$4.38	$4.60	$5.09	$6.43	$6.30	$6.25	$6.11	$6.03	$6.35	$5.96	$5.96
Debt/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Net Debt/Share	$-23.17	$-31.13	$-35.60	$-33.77	$-35.10	$-31.17	$-38.36	$-40.75	$-38.15	$-36.49	$-38.88	$-28.68	$-25.41	$-28.58	$-32.78	$-28.92	$-29.91	$-26.57	$-31.14	$-28.35	$-28.35

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.748
Altman Z-Prime	snapshot only																				1.707
Piotroski F-Score	7	6	6	6	6	5	5	5	6	5	4	5	6	6	6	5	6	5	5	4	4
Beneish M-Score	-2.55	-2.15	-2.25	-2.23	-1.68	-1.76	-1.47	-1.42	-1.80	-2.18	-3.16	-3.29	-3.41	-3.02	-2.58	-2.44	-2.54	-2.61	-2.44	-3.66	-3.660
Ohlson O-Score	snapshot only																				-5.123
ROIC (Greenblatt)	snapshot only																				18.87%
Net-Net WC	snapshot only																				$-143.31

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AA
Credit Score	64.44	62.32	69.25	64.96	65.53	65.51	71.93	71.91	72.03	67.37	74.76	75.06	74.69	79.74	79.73	79.27	89.00	89.00	89.00	89.00	89.000
Credit Grade	snapshot only																				3
Credit Trend	snapshot only																				9.734
Implied Spread (bps)	snapshot only																				80.000
Industry Credit Rank	snapshot only																				96
Sector Credit Rank	snapshot only																				87

BSVN NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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