$73.96

+0.24 (+0.33%)

Weekly Expected Move ±3.2%

$69 $72 $74 $76 $79

NASDAQ · Financial Services · Banks - Regional · Tech Score Sell · Power 42 · $1.6B mcap · 21M float · 1.05% daily turnover · Short 46% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

57.4 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: -55.7%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. CASH has a Narrow competitive edge (57.4/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Intangible Assets. Negative ROIC of -55.7% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$105

Low

$105

Avg Target

$105

High

Based on 1 analyst since Jul 22, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 8Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$105.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-07-23	Piper Sandler	—	$82	$105	+23	+18.4%	$88.67
2024-10-24	Piper Sandler	Frank Schiraldi	$75	$82	+7	+15.8%	$70.79
2024-07-25	Piper Sandler	Frank Schiraldi	Initiated	$75	—	+10.0%	$68.21

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CASH receives an overall rating of A. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-01	A-	A
2026-07-25	A	A-
2026-07-01	A-	A
2026-04-24	A	A-
2026-01-28	B+	A
2026-01-26	A-	B+
2026-01-26	B+	A-
2026-01-23	A	B+
2026-01-03	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 62 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. CASH scores highest in Cash Flow (98/100) and lowest in Growth (54/100). An overall grade of A+ places CASH among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

3.49

Safe Zone

Piotroski F-Score

6/9

✓ ✓ ✗ ✓ ✗ ✓ ✓ ✗ ✓

Beneish M-Score

-3.34

Unlikely Manipulator

Ohlson O-Score

-4.27

Bankruptcy prob: 1.4%

Low Risk

Credit Rating

AA+

Score: 91.1/100

Trend: Stable

Earnings Quality

75/100

OCF/NI: 3.97x

Accruals: -7.2%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. CASH scores 3.49, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CASH scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CASH's score of -3.34 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CASH's implied 1.4% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CASH receives an estimated rating of AA+ (score: 91.1/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). CASH's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

9.22x

PEG

1.48x

P/S

1.94x

P/B

1.88x

P/FCF

3.19x

P/OCF

2.72x

EV/EBITDA

2.90x

EV/Revenue

0.91x

EV/EBIT

3.46x

EV/FCF

1.22x

Earnings Yield

9.27%

FCF Yield

31.35%

Shareholder Yield

9.04%

Graham Number

$84.24

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 9.2x earnings, CASH trades at a deep value multiple. An earnings yield of 9.3% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $84.24 per share, suggesting a potential 14% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.835

NI / EBT

Interest Burden

1.000

EBT / EBIT

EBIT Margin

0.262

EBIT / Rev

Asset Turnover

0.110

Rev / Assets

Equity Multiplier

8.710

Assets / Equity

ROE

21.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CASH's ROE of 21.0% is driven by financial leverage (equity multiplier: 8.71x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

12.20%

Fair P/E

32.89x

Intrinsic Value

$265.48

Price/Value

0.33x

Margin of Safety

67.21%

Premium

-67.21%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with CASH's realized 12.2% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. CASH trades at a -67% premium to its adjusted intrinsic value of $265.48, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 32.9x compares to the current market P/E of 9.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$73.96

Median 1Y

$77.14

5th Pctile

$37.99

95th Pctile

$156.00

Ann. Volatility

43.0%

Analyst Target

$105.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Brett L. Pharr CEO	$755,077	$2,772,857	$4,638,813
Anthony M. Sharett President	$556,923	$933,973	$2,214,591
Gregory A. Sigrist EVP and CFO	$533,846	$900,698	$2,059,316
Charles C. Ingram EVP and Chief Information and Operations Officer	$496,923	$443,037	$1,470,526
Nadia A. Dombrowski EVP and Chief Legal and Administrative Officer	$536,923	$393,988	$1,455,849

CEO Pay Ratio

29:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $4,638,813

Avg Employee Cost (SGA/emp): $161,170

Employees: 1,244

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

1,244

0.0% YoY

Revenue / Employee

$550,828

Rev: $685,230,000

Profit / Employee

$149,415

NI: $185,872,000

SGA / Employee

$161,170

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
ROE	16.5%	21.4%	20.7%	18.6%	20.6%	16.6%	17.9%	21.6%	25.2%	23.5%	24.6%	23.6%	22.6%	22.7%	23.2%	22.8%	21.9%	23.4%	22.7%	21.0%	21.05%
ROA	2.2%	2.4%	2.0%	2.2%	2.3%	1.7%	1.9%	2.1%	2.3%	2.2%	2.4%	2.3%	2.2%	2.2%	2.5%	2.4%	2.5%	2.5%	2.7%	2.4%	2.42%
ROIC	-12.0%	-8.5%	-11.8%	-11.1%	-10.0%	-8.3%	-8.7%	-10.3%	-11.2%	-9.4%	-13.3%	-14.0%	-26.1%	-13.6%	-41.7%	-61.3%	-96.7%	-47.5%	25.2%	-55.7%	-55.74%
ROCE	16.2%	21.7%	23.0%	24.6%	27.5%	21.1%	21.6%	24.1%	26.6%	18.2%	19.0%	17.8%	15.3%	18.2%	18.0%	19.1%	17.5%	19.0%	3.2%	17.6%	17.59%
Gross Margin	90.9%	98.6%	81.2%	99.6%	1.0%	90.9%	79.5%	97.4%	89.9%	88.2%	83.7%	93.7%	96.6%	84.0%	82.6%	93.3%	1.0%	97.1%	81.8%	84.6%	84.57%
Operating Margin	16.0%	74.1%	32.4%	26.3%	21.2%	29.7%	33.0%	35.2%	24.8%	25.1%	38.2%	32.9%	27.0%	26.6%	38.7%	29.8%	31.1%	24.4%	30.9%	16.9%	16.89%
Net Margin	14.3%	60.1%	27.5%	19.1%	21.7%	23.6%	28.0%	32.5%	26.4%	20.7%	30.9%	29.2%	24.4%	22.1%	31.8%	26.7%	25.0%	20.1%	25.8%	15.2%	15.19%
EBITDA Margin	29.9%	89.1%	41.0%	40.4%	34.5%	42.0%	43.2%	46.1%	36.1%	36.1%	45.1%	42.9%	37.2%	37.6%	45.3%	39.4%	40.3%	32.0%	35.4%	16.9%	16.89%
FCF Margin	1.0%	80.6%	48.9%	24.4%	-33.6%	-65.8%	-59.2%	-65.8%	-25.0%	-18.0%	-7.9%	21.4%	28.2%	21.6%	24.8%	16.7%	34.5%	58.2%	65.2%	74.0%	73.99%
OCF Margin	1.1%	1.1%	94.4%	82.0%	53.1%	29.5%	30.0%	30.4%	51.5%	46.9%	54.0%	69.3%	72.4%	57.2%	54.3%	42.2%	65.8%	87.1%	87.6%	86.8%	86.77%
ROE 3Y Avg	snapshot only																				21.67%
ROE 5Y Avg	snapshot only																				21.57%
ROA 3Y Avg	snapshot only																				2.39%
ROIC Economic	snapshot only																				17.06%
Cash ROA	snapshot only																				9.53%
NOPAT Margin	snapshot only																				22.01%
Pretax Margin	snapshot only																				26.21%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				30.90%
SBC / Revenue	snapshot only																				1.45%

Valuation

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	11.41	10.16	9.58	7.40	5.96	9.74	8.70	8.05	7.27	8.31	7.31	8.25	9.66	10.44	9.60	10.12	9.09	8.32	10.26	10.79	9.222
P/S Ratio	3.14	3.49	3.07	2.16	1.84	2.29	2.07	2.17	2.02	2.25	2.05	2.25	2.60	2.84	2.65	2.74	2.47	2.19	2.52	2.36	1.944
P/B Ratio	1.86	2.15	2.07	1.52	1.44	1.82	1.66	1.79	1.83	1.86	1.72	1.84	1.94	2.29	2.12	2.23	1.97	1.86	2.28	2.23	1.883
P/FCF	3.12	4.33	6.28	8.85	-5.48	-3.48	-3.50	-3.30	-8.10	-12.51	-25.82	10.51	9.20	13.11	10.70	16.42	7.14	3.77	3.86	3.19	3.190
P/OCF	2.78	3.13	3.25	2.64	3.47	7.77	6.93	7.13	3.92	4.79	3.80	3.25	3.59	4.96	4.88	6.48	3.75	2.52	2.87	2.72	2.720
EV/EBITDA	-2.15	-4.40	-2.36	-4.06	-5.24	-4.75	-4.87	-4.04	-3.82	-4.60	-3.08	-2.29	0.53	-1.01	1.78	2.63	2.26	1.15	6.55	2.90	2.900
EV/Revenue	-0.90	-2.24	-1.18	-1.95	-2.58	-1.89	-1.98	-1.70	-1.60	-1.87	-1.28	-0.93	0.22	-0.42	0.74	1.07	0.93	0.46	2.39	0.91	0.906
EV/EBIT	-2.97	-5.73	-3.09	-5.46	-6.96	-6.71	-6.94	-5.54	-5.18	-6.26	-4.02	-2.99	0.69	-1.30	2.27	3.36	2.86	1.44	8.16	3.46	3.457
EV/FCF	-0.90	-2.78	-2.41	-7.99	7.66	2.87	3.34	2.57	6.43	10.42	16.08	-4.36	0.77	-1.93	2.97	6.40	2.70	0.78	3.66	1.22	1.224
Earnings Yield	8.8%	9.8%	10.4%	13.5%	16.8%	10.3%	11.5%	12.4%	13.8%	12.0%	13.7%	12.1%	10.4%	9.6%	10.4%	9.9%	11.0%	12.0%	9.7%	9.3%	9.27%
FCF Yield	32.0%	23.1%	15.9%	11.3%	-18.3%	-28.7%	-28.5%	-30.3%	-12.3%	-8.0%	-3.9%	9.5%	10.9%	7.6%	9.3%	6.1%	14.0%	26.6%	25.9%	31.4%	31.35%
PEG Ratio	snapshot only																				1.481
Price/Tangible Book	snapshot only																				3.492
EV/OCF	snapshot only																				1.044
EV/Gross Profit	snapshot only																				1.008
Acquirers Multiple	snapshot only																				3.457
Shareholder Yield	snapshot only																				9.04%
Graham Number	snapshot only																				$84.24

Leverage & Solvency

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Current Ratio	0.43	0.49	0.42	0.39	0.41	0.41	0.40	0.39	0.35	0.39	0.36	0.34	0.33	0.35	0.25	0.24	0.22	0.21	7.45	0.25	0.246
Quick Ratio	0.43	0.49	0.42	0.39	0.41	0.41	0.40	0.39	0.35	0.39	0.36	0.34	0.33	0.35	0.25	0.24	0.22	0.21	7.45	0.25	0.246
Debt/Equity	0.11	0.11	0.12	0.02	0.06	0.05	0.12	0.39	0.07	0.05	0.09	0.04	0.49	0.04	0.04	0.18	0.05	0.04	0.07	0.24	0.236
Net Debt/Equity	-2.39	-3.54	-2.87	-2.90	-3.46	-3.31	-3.24	-3.19	-3.27	-3.41	-2.79	-2.60	-1.77	-2.63	-1.53	-1.36	-1.23	-1.47	-0.12	-1.37	-1.373
Debt/Assets	0.01	0.01	0.01	0.00	0.01	0.01	0.01	0.04	0.01	0.00	0.01	0.00	0.05	0.00	0.00	0.02	0.01	0.00	0.01	0.03	0.027
Debt/EBITDA	0.45	0.36	0.35	0.07	0.14	0.17	0.36	1.12	0.19	0.14	0.25	0.13	1.60	0.13	0.12	0.55	0.15	0.12	0.21	0.80	0.801
Net Debt/EBITDA	-9.66	-11.25	-8.50	-8.56	-8.98	-10.51	-9.98	-9.21	-8.63	-10.12	-8.03	-7.83	-5.81	-7.89	-4.62	-4.11	-3.72	-4.38	-0.35	-4.66	-4.656
Interest Coverage	22.80	33.24	35.36	31.44	38.45	31.92	23.56	25.83	16.75	11.49	9.42	8.83	9.36	10.90	13.46	15.20	19.23	22.12	21.67	20.55	20.546
Equity Multiplier	7.68	9.22	9.03	9.29	10.46	10.10	10.19	11.00	11.56	10.86	10.05	9.83	8.99	9.81	8.59	8.83	8.36	8.85	8.35	8.60	8.596
Cash Ratio	snapshot only																				0.224
Debt Service Coverage	snapshot only																				24.491
Cash to Debt	snapshot only																				6.810
FCF to Debt	snapshot only																				2.956
Defensive Interval	snapshot only																				1002.9 days

Efficiency & Turnover

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.08	0.07	0.06	0.07	0.08	0.07	0.08	0.08	0.08	0.08	0.09	0.08	0.08	0.08	0.09	0.09	0.09	0.10	0.11	0.11	0.110
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	31.33	29.68	28.22	30.84	29.57	27.92	25.91	28.61	28.51	25.57	23.52	23.10	22.91	20.15	19.38	18.61	19.60	20.27	21.05	20.87	20.872
Payables Turnover	45.27	48.22	151.48	49.39	115.41	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
DSO	12	12	13	12	12	13	14	13	13	14	16	16	16	18	19	20	19	18	17	17	17.5 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	8	8	2	7	3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
Cash Conversion Cycle	4	5	11	4	9	13	14	13	13	14	16	16	16	18	19	20	19	18	17	17	—
Fixed Asset Turnover	snapshot only																				18.543
Cash Velocity	snapshot only																				0.587
Capital Intensity	snapshot only																				9.107

Growth (YoY)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue	8.0%	7.2%	6.4%	0.6%	-1.7%	2.4%	4.4%	9.9%	16.2%	15.7%	15.2%	11.5%	6.5%	4.0%	5.3%	6.9%	9.4%	15.3%	18.0%	20.3%	20.31%
Net Income	35.3%	56.7%	39.4%	7.1%	10.4%	-29.8%	-22.3%	1.5%	4.6%	33.0%	35.4%	12.9%	2.9%	4.4%	3.7%	5.9%	10.4%	11.9%	4.7%	-2.7%	-2.73%
EPS	49.6%	69.8%	50.5%	16.3%	20.9%	-24.3%	-16.4%	10.8%	15.0%	44.7%	45.4%	19.6%	8.2%	11.0%	10.4%	14.3%	19.5%	21.4%	14.7%	3.4%	3.37%
FCF	29.8%	-6.5%	-51.2%	-78.4%	-1.3%	-1.8%	-2.3%	-4.0%	13.7%	68.4%	84.6%	1.4%	2.2%	2.3%	4.3%	-16.9%	33.8%	2.1%	2.1%	4.3%	4.34%
EBITDA	22.6%	40.8%	41.5%	15.1%	15.5%	-20.0%	-15.2%	-4.0%	-0.7%	18.4%	17.6%	8.2%	3.7%	5.4%	5.4%	6.7%	10.3%	11.1%	3.8%	-7.5%	-7.51%
Op. Income	36.0%	59.6%	55.0%	17.9%	19.7%	-26.4%	-22.0%	-6.1%	-2.8%	23.2%	28.6%	14.1%	9.1%	11.4%	7.6%	8.5%	12.2%	14.0%	6.4%	-0.7%	-0.68%
OCF Growth	snapshot only																				1.47%
Asset Growth	snapshot only																				1.17%
Equity Growth	snapshot only																				3.89%
Debt Growth	snapshot only																				35.44%
Shares Change	snapshot only																				-5.90%
Dividend Growth	snapshot only																				-2.16%

Growth (CAGR)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue 3Y	19.3%	12.8%	7.1%	1.9%	-0.5%	0.3%	2.2%	4.8%	7.2%	8.3%	8.6%	7.2%	6.7%	7.2%	8.2%	9.4%	10.6%	11.5%	12.7%	12.8%	12.77%
Revenue 5Y	27.8%	26.5%	19.7%	17.9%	16.0%	15.1%	14.7%	15.1%	14.2%	11.2%	8.1%	5.3%	4.0%	4.0%	5.3%	6.5%	7.5%	8.8%	9.7%	9.7%	9.66%
EPS 3Y	46.5%	54.0%	52.4%	33.0%	28.8%	16.9%	11.4%	21.0%	27.6%	23.0%	22.3%	15.5%	14.6%	6.7%	10.3%	14.8%	14.1%	24.9%	22.5%	12.2%	12.20%
EPS 5Y	28.5%	38.4%	27.0%	24.2%	28.0%	21.4%	23.7%	30.2%	34.3%	32.0%	33.9%	25.5%	21.6%	20.7%	17.3%	19.3%	21.9%	20.2%	18.3%	12.7%	12.73%
Net Income 3Y	40.0%	41.1%	37.9%	20.3%	17.3%	6.2%	1.5%	10.6%	16.0%	13.5%	13.7%	7.1%	5.9%	-0.8%	3.0%	6.7%	5.9%	15.8%	13.7%	5.2%	5.16%
Net Income 5Y	33.7%	41.9%	27.9%	24.8%	28.3%	20.5%	21.9%	27.6%	26.0%	21.3%	22.5%	14.8%	11.7%	10.7%	8.0%	10.1%	12.2%	11.3%	9.8%	4.8%	4.81%
EBITDA 3Y	55.3%	57.1%	57.1%	38.7%	17.6%	8.6%	4.3%	9.3%	12.0%	10.1%	12.1%	6.1%	6.0%	-0.1%	1.6%	3.5%	4.3%	11.5%	8.8%	2.2%	2.18%
EBITDA 5Y	23.7%	28.8%	20.3%	18.3%	20.0%	13.7%	16.7%	20.0%	33.8%	29.7%	31.1%	22.6%	10.9%	9.8%	7.0%	8.5%	10.0%	9.3%	9.1%	3.3%	3.35%
Gross Profit 3Y	23.1%	18.1%	13.4%	8.1%	6.0%	5.6%	7.3%	10.0%	11.2%	11.3%	10.4%	7.3%	7.0%	6.7%	7.5%	8.3%	9.3%	11.9%	13.1%	12.5%	12.46%
Gross Profit 5Y	26.3%	25.7%	19.7%	18.3%	17.0%	15.8%	16.2%	17.0%	16.2%	13.7%	11.6%	8.5%	7.2%	6.5%	7.8%	9.1%	10.3%	11.8%	11.5%	10.1%	10.07%
Op. Income 3Y	39.7%	47.8%	51.5%	32.5%	24.1%	11.4%	4.9%	12.5%	16.6%	13.1%	15.9%	8.1%	8.3%	0.3%	2.6%	5.1%	6.0%	16.1%	13.7%	7.1%	7.12%
Op. Income 5Y	32.1%	40.2%	27.0%	24.2%	27.7%	18.1%	20.1%	24.9%	26.0%	24.0%	28.4%	20.0%	15.2%	13.6%	9.8%	12.0%	14.2%	12.9%	12.2%	6.4%	6.36%
FCF 3Y	1.2%	1.1%	1.8%	—	—	—	—	—	—	—	—	-38.5%	-30.1%	-30.9%	-13.8%	-3.7%	—	—	—	—	—
FCF 5Y	48.5%	42.8%	20.5%	3.7%	—	—	—	—	—	—	—	—	38.7%	-2.0%	-5.2%	-11.9%	-9.9%	-0.8%	-0.6%	0.6%	0.63%
OCF 3Y	1.2%	82.4%	86.0%	55.7%	12.1%	-17.5%	-21.1%	-17.3%	-13.4%	-17.4%	-17.1%	-12.0%	-8.0%	-14.2%	-10.0%	-12.3%	18.8%	60.0%	61.2%	59.9%	59.90%
OCF 5Y	49.2%	48.9%	35.5%	30.4%	17.6%	2.6%	1.0%	2.7%	42.4%	24.7%	34.6%	31.4%	18.9%	5.6%	1.6%	-1.3%	-0.7%	4.7%	2.8%	1.8%	1.84%
Assets 3Y	4.7%	7.2%	4.4%	3.3%	3.0%	2.5%	5.5%	-5.3%	7.3%	3.0%	-8.8%	2.2%	4.1%	0.1%	0.5%	2.4%	2.1%	4.3%	1.2%	-0.6%	-0.65%
Assets 5Y	10.8%	12.6%	11.6%	10.9%	5.2%	4.2%	9.8%	12.3%	5.2%	5.1%	4.2%	4.3%	4.1%	4.3%	3.7%	-3.8%	3.3%	0.8%	-6.2%	0.7%	0.73%
Equity 3Y	5.4%	2.5%	-2.4%	-4.0%	-8.4%	-7.5%	-5.6%	-6.4%	-8.3%	-3.5%	-3.9%	-4.4%	-1.2%	-2.0%	2.2%	4.2%	10.0%	9.0%	8.1%	7.8%	7.85%
Book Value 3Y	10.2%	11.9%	7.9%	6.1%	0.6%	1.8%	3.6%	2.4%	0.9%	4.5%	3.4%	3.2%	6.9%	5.5%	9.5%	12.2%	18.5%	17.6%	16.5%	15.1%	15.07%
Dividend 3Y	1.0%	6.3%	7.9%	7.8%	7.1%	7.1%	6.8%	6.3%	6.8%	5.3%	4.4%	5.0%	5.8%	5.2%	4.9%	5.1%	5.0%	5.1%	4.8%	3.8%	3.79%

Growth Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	0.86	0.84	0.84	0.75	0.66	0.69	0.77	0.85	0.90	0.96	0.95	0.81	0.64	0.70	0.82	0.91	0.93	0.93	0.93	0.90	0.896
Earnings Stability	0.94	0.93	0.90	0.95	0.97	0.72	0.74	0.91	0.94	0.66	0.70	0.93	0.91	0.54	0.64	0.94	0.89	0.52	0.67	0.89	0.893
Margin Stability	0.91	0.92	0.92	0.92	0.92	0.93	0.94	0.94	0.93	0.93	0.93	0.93	0.93	0.94	0.94	0.94	0.94	0.95	0.97	0.99	0.987
Rev. Growth Consistency	0.50	0.50	0.50	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	0.50	1.00	1.00	0.00	0.00	1.00	1.00	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.000
FCF Positive Streak	1	1	1	1	0	0	0	0	0	0	0	0	0	0	0	1	1	1	1	1	1
Earnings Persistence	0.86	0.50	0.84	0.97	0.96	0.88	0.91	0.99	0.98	0.87	0.86	0.95	0.99	0.98	0.99	0.98	0.96	0.95	0.98	0.99	0.989
Earnings Smoothness	0.70	0.56	0.67	0.93	0.90	0.65	0.75	0.98	0.95	0.72	0.70	0.88	0.97	0.96	0.96	0.94	0.90	0.89	0.95	0.97	0.972
ROE Trend	0.04	0.08	0.07	0.06	0.10	0.01	0.01	0.04	0.05	0.02	0.03	0.01	-0.05	0.01	0.01	-0.00	-0.01	0.00	-0.01	-0.02	-0.015
Gross Margin Trend	0.11	0.10	0.08	0.08	0.09	0.06	0.03	0.01	-0.03	-0.03	-0.01	-0.03	-0.01	-0.01	-0.02	-0.01	0.01	0.04	0.03	0.02	0.016
FCF Margin Trend	0.55	0.20	-0.25	-0.54	-1.26	-1.52	-1.37	-1.35	-0.58	-0.25	-0.03	0.42	0.58	0.64	0.58	0.39	0.33	0.56	0.57	0.55	0.549
Sustainable Growth Rate	15.8%	20.6%	19.9%	17.9%	19.9%	15.8%	17.1%	20.8%	24.4%	22.8%	23.9%	22.9%	21.9%	22.0%	22.6%	22.2%	21.3%	22.9%	22.1%	20.5%	20.52%
Internal Growth Rate	2.2%	2.3%	1.9%	2.1%	2.3%	1.7%	1.8%	2.1%	2.3%	2.2%	2.4%	2.3%	2.2%	2.2%	2.5%	2.4%	2.5%	2.5%	2.7%	2.4%	2.41%

Cash Flow Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	4.10	3.25	2.95	2.81	1.72	1.25	1.26	1.13	1.85	1.73	1.92	2.54	2.69	2.11	1.97	1.56	2.42	3.30	3.57	3.97	3.966
FCF/OCF	0.89	0.72	0.52	0.30	-0.63	-2.23	-1.98	-2.16	-0.48	-0.38	-0.15	0.31	0.39	0.38	0.46	0.39	0.53	0.67	0.74	0.85	0.853
FCF/Net Income	snapshot only																				3.382
OCF/EBITDA	snapshot only																				2.778
CapEx/Revenue	12.4%	30.9%	45.5%	57.6%	86.7%	95.3%	89.2%	96.3%	76.5%	64.8%	61.9%	47.9%	44.2%	35.6%	29.6%	25.6%	31.2%	28.8%	22.5%	12.8%	12.77%
CapEx/Depreciation	snapshot only																				2.539
Accruals Ratio	-0.07	-0.05	-0.04	-0.04	-0.02	-0.00	-0.00	-0.00	-0.02	-0.02	-0.02	-0.04	-0.04	-0.02	-0.02	-0.01	-0.04	-0.06	-0.07	-0.07	-0.072
Sloan Accruals	snapshot only																				0.004
Cash Flow Adequacy	snapshot only																				6.513
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	0.4%	0.4%	0.4%	0.6%	0.6%	0.5%	0.5%	0.5%	0.5%	0.4%	0.4%	0.4%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.2%	0.2%	0.27%
Dividend/Share	$0.20	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.21	$0.20	$0.21	$0.21	$0.21	$0.21	$0.21	$0.20	$0.20
Payout Ratio	4.5%	3.6%	3.8%	4.1%	3.8%	4.7%	4.4%	3.7%	3.3%	3.3%	3.0%	3.0%	3.0%	2.9%	2.7%	2.6%	2.5%	2.4%	2.4%	2.5%	2.51%
FCF Payout Ratio	1.2%	1.5%	2.5%	4.9%	—	—	—	—	—	—	—	3.8%	2.9%	3.7%	3.0%	4.3%	2.0%	1.1%	0.9%	0.7%	0.74%
Total Payout Ratio	75.0%	87.9%	1.0%	1.1%	1.1%	78.5%	85.3%	86.7%	76.9%	70.2%	57.3%	54.5%	54.6%	77.9%	76.4%	93.0%	90.2%	84.6%	99.9%	97.6%	97.56%
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Chowder Number	-0.09	-0.07	-0.07	-0.07	-0.07	-0.08	-0.07	-0.08	-0.08	-0.08	-0.08	-0.07	-0.06	-0.06	-0.06	-0.07	-0.07	-0.07	-0.08	-0.08	-0.077
Buyback Yield	6.2%	8.3%	10.1%	14.5%	18.1%	7.6%	9.3%	10.3%	10.1%	8.1%	7.4%	6.2%	5.3%	7.2%	7.7%	8.9%	9.7%	9.9%	9.5%	8.8%	8.81%
Net Buyback Yield	6.2%	8.3%	10.1%	14.5%	18.1%	7.6%	9.3%	10.3%	10.1%	8.1%	7.4%	6.2%	5.3%	7.2%	7.7%	8.9%	9.7%	9.9%	9.5%	8.8%	8.81%
Total Shareholder Return	6.6%	8.7%	10.5%	15.0%	18.7%	8.1%	9.8%	10.8%	10.6%	8.5%	7.8%	6.6%	5.7%	7.5%	8.0%	9.2%	9.9%	10.2%	9.7%	9.0%	9.04%

DuPont Factors

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	0.91	0.88	0.84	0.82	0.83	0.84	0.84	0.88	0.90	0.90	0.88	0.87	0.85	0.85	0.85	0.85	0.83	0.83	0.84	0.83	0.835
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.30	0.39	0.38	0.36	0.37	0.28	0.28	0.31	0.31	0.30	0.32	0.31	0.32	0.32	0.32	0.32	0.33	0.32	0.29	0.26	0.262
Asset Turnover	0.08	0.07	0.06	0.07	0.08	0.07	0.08	0.08	0.08	0.08	0.09	0.08	0.08	0.08	0.09	0.09	0.09	0.10	0.11	0.11	0.110
Equity Multiplier	7.46	9.09	10.44	8.62	8.86	9.61	9.57	10.12	11.01	10.50	10.12	10.38	10.11	10.32	9.28	9.31	8.67	9.30	8.47	8.71	8.710

Per Share

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$4.53	$5.78	$5.65	$5.16	$5.47	$4.38	$4.73	$5.71	$6.30	$6.33	$6.87	$6.83	$6.81	$7.03	$7.59	$7.81	$8.14	$8.53	$8.70	$8.07	$8.07
Book Value/Share	$27.82	$27.28	$26.11	$25.08	$22.57	$23.47	$24.80	$25.65	$25.07	$28.28	$29.23	$30.65	$33.98	$32.01	$34.27	$35.39	$37.56	$38.18	$39.20	$39.08	$39.29
Tangible Book/Share	$16.87	$16.01	$14.52	$13.42	$10.85	$11.59	$12.56	$13.12	$12.37	$15.52	$16.27	$17.56	$20.79	$19.11	$21.14	$21.95	$23.97	$24.34	$24.99	$24.93	$24.93
Revenue/Share	$16.46	$16.86	$17.65	$17.65	$17.71	$18.59	$19.81	$21.18	$22.63	$23.41	$24.50	$25.00	$25.34	$25.87	$27.46	$28.85	$30.00	$32.36	$35.47	$36.89	$37.07
FCF/Share	$16.54	$13.58	$8.63	$4.31	$-5.95	$-12.24	$-11.73	$-13.94	$-5.65	$-4.21	$-1.95	$5.36	$7.15	$5.60	$6.80	$4.81	$10.36	$18.85	$23.12	$27.29	$27.43
OCF/Share	$18.58	$18.79	$16.67	$14.48	$9.41	$5.48	$5.94	$6.44	$11.66	$10.98	$13.22	$17.33	$18.35	$14.80	$14.92	$12.19	$19.73	$28.18	$31.09	$32.01	$32.16
Cash/Share	$69.61	$99.56	$78.06	$73.22	$79.46	$78.93	$83.11	$91.86	$83.87	$97.75	$84.05	$81.04	$76.86	$85.56	$53.99	$54.64	$47.88	$57.75	$7.26	$62.88	$63.19
EBITDA/Share	$6.88	$8.58	$8.82	$8.49	$8.71	$7.39	$8.04	$8.89	$9.51	$9.53	$10.14	$10.18	$10.37	$10.67	$11.38	$11.72	$12.38	$12.86	$12.93	$11.52	$11.52
Debt/Share	$3.13	$3.05	$3.13	$0.58	$1.26	$1.25	$2.85	$9.99	$1.80	$1.30	$2.54	$1.33	$16.60	$1.37	$1.40	$6.41	$1.86	$1.50	$2.74	$9.23	$9.23
Net Debt/Share	$-66.48	$-96.51	$-74.93	$-72.65	$-78.19	$-77.69	$-80.26	$-81.88	$-82.06	$-96.45	$-81.50	$-79.71	$-60.26	$-84.19	$-52.58	$-48.23	$-46.02	$-56.26	$-4.52	$-53.64	$-53.64

Academic Models

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.488
Altman Z-Prime	snapshot only																				-3.486
Piotroski F-Score	9	9	6	9	7	6	6	5	5	7	8	7	7	6	7	6	8	7	7	6	6
Beneish M-Score	10.70	10.60	9.36	10.28	-2.83	-2.59	-2.68	-2.46	-2.43	-2.42	-2.53	-2.73	-2.79	-2.72	-2.62	-2.52	-2.59	-3.27	-3.29	-3.34	-3.339
Ohlson O-Score	snapshot only																				-4.273
Net-Net WC	snapshot only																				$-227.80

Credit

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only																				AA+
Credit Score	98.00	97.03	94.04	94.08	74.43	74.62	75.10	75.07	71.53	75.59	75.65	93.97	90.01	93.97	94.07	91.34	91.45	91.61	86.71	91.07	91.067
Credit Grade	snapshot only																				2
Credit Trend	snapshot only																				-0.271
Implied Spread (bps)	snapshot only																				65.000
Industry Credit Rank	snapshot only																				95
Sector Credit Rank	snapshot only																				86

CASH NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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