— Know what they know.
Not Investment Advice
Also trades as: CRH.L (LSE) · $vol 50M · CRG.IR (DUB) · $vol 8M · CRHCF (OTC) · $vol 0M

CRH NYSE

CRH plc
1W: -5.8% 1M: -13.0% 3M: -18.6% YTD: -20.1% 1Y: +5.6% 3Y: +116.5% 5Y: +119.8%
$100.37
-0.66 (-0.65%)
 
Weekly Expected Move ±4.5%
$94 $99 $103 $108 $113
NYSE · Basic Materials · Construction Materials · Alpha Radar Sell · Power 38 · $67.1B mcap · 667M float · 0.803% daily turnover · Short 23% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
53.5 / 100
NoneWeakNarrowWide
Primary source: Efficient Scale  ·  ROIC: 14.6%  ·  5Y Avg: 11.7%
Cost Advantage
51
Intangibles
51
Switching Cost
38
Network Effect
50
Scale ★
90
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. CRH shows a Weak competitive edge (53.5/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Efficient Scale. ROIC of 14.6% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$0
Low
$139
Avg Target
$139
High
Based on 13 analyst ratings (12 mo)
Analyst Recommendations
Strong Buy: 0Buy: 14Hold: 6Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$139.00
Analysts1
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-04-15 Morgan Stanley Angel Castillo $140 $139 -1 +19.6% $116.19
2026-02-20 D.A. Davidson Initiated $120 -4.1% $125.17
2026-01-29 Wells Fargo $138 $133 -5 +8.6% $122.46
2026-01-13 Wells Fargo $135 $138 +3 +5.0% $131.38
2026-01-08 UBS $138 $147 +9 +19.7% $122.77
2025-12-10 Morgan Stanley Angel Castillo $134 $140 +6 +13.2% $123.67
2025-12-08 Deutsche Bank Initiated $139 +16.3% $119.49
2025-10-20 Barclays Adam Seiden Initiated $131 +11.5% $117.46
2025-10-14 UBS Julian Radlinger $140 $138 -2 +17.4% $117.54
2025-10-09 Morgan Stanley $88 $134 +46 +13.7% $117.85
2025-10-07 Wells Fargo Initiated $135 +16.0% $116.34
2025-10-02 UBS $152 $140 -12 +15.6% $121.10
2025-10-01 UBS Initiated $152 +26.8% $119.90
2025-04-14 RBC Capital Anthony Codling Initiated $108 +25.9% $85.78
2025-02-28 Berenberg Bank Initiated $120 +17.1% $102.52
2024-08-09 Truist Financial Keith Hughes $100 $110 +10 +32.9% $82.79
2024-07-09 Morgan Stanley Cedar Ekblom Initiated $88 +18.6% $74.23
2024-05-13 Truist Financial Keith Hughes $81 $100 +19 +19.8% $83.44
2023-12-14 Truist Financial Keith Hughes Initiated $81 +20.0% $67.50

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
May 22, 2026
DCF
4
ROE
5
ROA
5
D/E
1
P/E
3
P/B
2
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CRH receives an overall rating of A-. Strongest factors: DCF (4/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (1/5), P/B (2/5).
Rating Change History
DateFromTo
2026-05-04 B+ A-
2026-02-18 B B+
2026-01-03 B+ B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

68 Grade A
Profitability
37
Balance Sheet
64
Earnings Quality
86
Growth
78
Value
69
Momentum
96
Safety
90
Cash Flow
52
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. CRH scores highest in Momentum (96/100) and lowest in Profitability (37/100). An overall grade of A places CRH among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
3.78
Safe Zone
Piotroski F-Score
9/9
Beneish M-Score
-2.69
Unlikely Manipulator
Ohlson O-Score
-8.18
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
A
Score: 74.7/100
Trend: Improving
Earnings Quality
100/100
OCF/NI: 1.11x
Accruals: -1.1%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. CRH scores 3.78, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CRH scores 9/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CRH's score of -2.69 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CRH's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CRH receives an estimated rating of A (score: 74.7/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). CRH's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
13.28x
PEG
0.57x
P/S
1.20x
P/B
2.91x
P/FCF
24.30x
P/OCF
12.53x
EV/EBITDA
7.90x
EV/Revenue
1.54x
EV/EBIT
11.58x
EV/FCF
29.70x
Earnings Yield
7.19%
FCF Yield
4.11%
Shareholder Yield
1.98%
Graham Number
$78.15
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 13.3x earnings, CRH trades at a reasonable valuation. An earnings yield of 7.2% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $78.15 per share, 28% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.774
NI / EBT
×
Interest Burden
0.880
EBT / EBIT
×
EBIT Margin
0.133
EBIT / Rev
×
Asset Turnover
1.135
Rev / Assets
×
Equity Multiplier
2.196
Assets / Equity
=
ROE
22.5%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CRH's ROE of 22.5% is driven by Asset Turnover (1.135), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate
2.82%
Fair P/E
14.15x
Intrinsic Value
$106.94
Price/Value
0.98x
Margin of Safety
1.70%
Premium
-1.70%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with CRH's realized 2.8% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $106.94, CRH appears undervalued with a 2% margin of safety. The adjusted fair P/E of 14.1x compares to the current market P/E of 13.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$100.40
Median 1Y
$114.89
5th Pctile
$67.23
95th Pctile
$196.66
Ann. Volatility
33.5%
Analyst Target
$139.00
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
83,032
+4.0% YoY
Revenue / Employee
$383,842
Rev: $31,871,141,700
Profit / Employee
$38,233
NI: $3,174,603,000
SGA / Employee
$99,757
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
ROE 14.5% 16.2% 15.2% 15.9% 17.2% 26.1% 32.0% 28.2% 24.4% 20.4% 14.8% 15.5% 16.1% 15.9% 16.1% 15.1% 14.6% 16.1% 22.9% 22.5% 22.52%
ROA 6.2% 6.9% 6.3% 6.6% 7.3% 11.1% 14.9% 13.1% 11.5% 9.6% 6.9% 7.2% 7.4% 7.4% 6.9% 6.5% 6.3% 7.0% 10.4% 10.3% 10.26%
ROIC 13.6% 13.7% 15.5% 16.3% 16.3% 18.5% 21.0% 18.1% 15.8% 16.8% 12.8% 13.0% 13.4% 13.2% 10.9% 10.8% 10.9% 12.2% 14.7% 14.6% 14.57%
ROCE 13.2% 13.2% 14.0% 14.5% 15.6% 17.6% 19.7% 16.8% 14.9% 16.1% 12.0% 12.5% 13.2% 13.5% 12.7% 12.2% 12.0% 12.7% 18.3% 18.1% 18.14%
Gross Margin 32.6% 31.2% 34.3% 32.6% 32.9% 31.5% 34.1% 25.2% 37.4% 37.2% 34.0% 27.7% 38.1% 38.6% 35.6% 27.2% 39.4% 38.9% 35.1% 27.7% 27.75%
Operating Margin 14.7% 6.3% 9.8% 8.2% 14.5% 9.3% 14.4% -0.0% 16.4% 17.5% 12.8% 0.3% 17.9% 18.1% 14.1% 0.1% 18.8% 18.8% 12.8% -0.5% -0.52%
Net Margin 9.7% 3.3% 4.7% 5.6% 10.5% 14.0% 9.9% -0.6% 12.3% 12.8% 8.0% 1.7% 13.4% 12.9% 7.9% -1.5% 12.9% 13.6% 9.1% -2.4% -2.44%
EBITDA Margin 18.9% 13.0% 15.2% 14.8% 20.0% 14.7% 18.9% 6.6% 21.1% 22.2% 14.9% 9.6% 23.9% 24.0% 18.7% 7.6% 24.3% 25.7% 18.6% 7.4% 7.35%
FCF Margin 6.0% 8.7% 9.8% 12.6% 9.6% 8.2% 8.1% 5.7% 5.6% 9.0% 9.2% 8.5% 7.6% 6.8% 6.9% 6.7% 6.1% 7.3% 5.3% 5.2% 5.17%
OCF Margin 10.4% 13.1% 14.0% 16.6% 13.9% 12.5% 13.0% 10.7% 10.3% 13.8% 14.4% 14.2% 13.8% 13.2% 14.1% 14.2% 13.8% 15.3% 10.3% 10.0% 10.04%
ROE 3Y Avg snapshot only 17.20%
ROE 5Y Avg snapshot only 18.75%
ROA 3Y Avg snapshot only 7.81%
ROIC 3Y Avg snapshot only 9.84%
ROIC Economic snapshot only 13.55%
Cash ROA snapshot only 11.30%
Cash ROIC snapshot only 14.16%
CROIC snapshot only 7.30%
NOPAT Margin snapshot only 10.33%
Pretax Margin snapshot only 11.68%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 14.74%
SBC / Revenue snapshot only 0.25%
Valuation
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
P/E Ratio 7.93 11.16 13.18 11.76 5.14 4.78 6.95 8.39 9.48 16.16 19.00 15.91 19.80 19.50 19.64 21.21 25.18 16.34 13.91 13.279
P/S Ratio 0.46 0.61 0.77 0.74 0.46 0.49 0.70 0.86 0.91 1.46 1.79 1.55 1.93 1.89 1.77 1.88 2.33 1.53 1.26 1.200
P/B Ratio 1.23 1.82 2.25 2.09 1.39 1.36 1.74 1.91 1.81 2.50 3.07 2.67 3.29 2.99 2.82 2.96 3.87 3.50 2.93 2.908
P/FCF 5.34 6.20 6.12 7.79 5.64 5.98 12.23 15.49 10.12 15.87 21.05 20.38 28.55 27.33 26.62 30.86 31.96 28.85 24.30 24.304
P/OCF 3.53 4.32 4.62 5.34 3.69 3.75 6.50 8.40 6.60 10.18 12.67 11.28 14.61 13.38 12.49 13.64 15.30 14.93 12.53 12.527
EV/EBITDA 4.18 4.74 5.64 5.33 3.47 3.27 4.71 5.86 5.55 9.56 11.13 9.35 11.09 11.12 10.78 11.28 13.03 9.22 7.90 7.902
EV/Revenue 0.61 0.71 0.88 0.86 0.57 0.57 0.78 0.96 1.02 1.65 1.98 1.74 2.12 2.22 2.11 2.21 2.65 1.82 1.54 1.537
EV/EBIT 6.75 7.97 9.26 8.43 5.29 4.78 6.96 8.52 7.48 13.10 15.12 12.58 14.93 14.89 14.75 15.65 18.57 13.31 11.58 11.576
EV/FCF 7.08 7.27 6.97 8.96 6.91 6.96 13.79 17.30 11.37 17.91 23.24 22.83 31.33 32.17 31.61 36.37 36.33 34.21 29.70 29.702
Earnings Yield 12.6% 9.0% 7.6% 8.5% 19.5% 20.9% 14.4% 11.9% 10.6% 6.2% 5.3% 6.3% 5.0% 5.1% 5.1% 4.7% 4.0% 6.1% 7.2% 7.19%
FCF Yield 18.7% 16.1% 16.3% 12.8% 17.7% 16.7% 8.2% 6.5% 9.9% 6.3% 4.8% 4.9% 3.5% 3.7% 3.8% 3.2% 3.1% 3.5% 4.1% 4.11%
PEG Ratio snapshot only 0.567
Price/Tangible Book snapshot only 7.934
EV/OCF snapshot only 15.310
EV/Gross Profit snapshot only 4.320
Acquirers Multiple snapshot only 11.659
Shareholder Yield snapshot only 1.98%
Graham Number snapshot only $78.15
Leverage & Solvency
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Current Ratio 1.34 1.34 2.01 2.01 1.85 1.85 1.84 1.84 1.84 1.84 1.69 1.69 1.69 1.69 1.37 1.37 1.37 1.37 1.74 1.74 1.743
Quick Ratio 1.10 1.10 1.59 1.59 1.38 1.38 1.32 1.32 1.32 1.32 1.26 1.26 1.26 1.26 0.91 0.91 0.91 0.91 1.14 1.14 1.143
Debt/Equity 0.92 0.92 0.70 0.70 0.60 0.60 0.49 0.49 0.49 0.49 0.62 0.62 0.62 0.62 0.71 0.71 0.71 0.71 0.82 0.82 0.821
Net Debt/Equity 0.40 0.40 0.31 0.31 0.32 0.32 0.22 0.22 0.22 0.22 0.32 0.32 0.32 0.32 0.53 0.53 0.53 0.53 0.65 0.65 0.650
Debt/Assets 0.37 0.37 0.31 0.31 0.27 0.27 0.24 0.24 0.24 0.24 0.27 0.27 0.27 0.27 0.30 0.30 0.30 0.30 0.40 0.40 0.397
Debt/EBITDA 2.43 2.36 1.57 1.55 1.33 1.22 1.01 1.17 1.35 1.34 2.12 2.05 1.96 1.92 2.24 2.28 2.29 2.10 1.82 1.81 1.813
Net Debt/EBITDA 1.05 1.02 0.69 0.69 0.70 0.64 0.46 0.53 0.61 0.61 1.09 1.05 1.00 0.98 1.67 1.70 1.71 1.57 1.45 1.44 1.436
Interest Coverage 6.26 5.94 5.51 6.08 6.83 8.04 9.66 9.45 10.52 12.91 11.70 10.70 9.47 9.22 8.65 7.74 7.28 7.04 7.02 6.74 6.736
Equity Multiplier 2.50 2.50 2.29 2.29 2.21 2.21 2.05 2.05 2.05 2.05 2.28 2.28 2.28 2.28 2.34 2.34 2.34 2.34 2.07 2.07 2.068
Cash Ratio snapshot only 0.468
Debt Service Coverage snapshot only 9.867
Cash to Debt snapshot only 0.208
FCF to Debt snapshot only 0.147
Defensive Interval snapshot only 254.8 days
Efficiency & Turnover
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Asset Turnover 1.22 1.18 1.15 1.12 1.15 1.23 1.46 1.31 1.12 1.00 0.76 0.76 0.76 0.76 0.72 0.72 0.72 0.75 1.11 1.13 1.135
Inventory Turnover 11.21 10.85 10.77 10.42 10.76 11.51 12.01 10.90 8.66 7.59 5.45 5.44 5.44 5.38 5.01 5.04 4.97 5.20 7.16 7.32 7.316
Receivables Turnover 16.00 15.52 12.72 12.37 14.09 15.07 17.58 15.77 12.70 11.38 9.38 9.43 9.46 9.40 9.52 9.57 9.48 9.96 14.25 14.55 14.546
Payables Turnover 13.57 13.13 9.25 8.95 13.82 14.78 17.23 15.64 11.96 10.48 7.61 7.60 7.60 7.51 7.14 7.19 7.09 7.42 11.99 12.26 12.258
DSO 23 24 29 30 26 24 21 23 29 32 39 39 39 39 38 38 38 37 26 25 25.1 days
DIO 33 34 34 35 34 32 30 33 42 48 67 67 67 68 73 72 73 70 51 50 49.9 days
DPO 27 28 39 41 26 25 21 23 31 35 48 48 48 49 51 51 52 49 30 30 29.8 days
Cash Conversion Cycle 28 29 23 24 33 31 30 33 40 45 58 58 58 58 60 60 60 58 46 45 45.2 days
Fixed Asset Turnover snapshot only 2.116
Operating Cycle snapshot only 75.0 days
Cash Velocity snapshot only 13.644
Capital Intensity snapshot only 0.888
Growth (YoY)
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 5.6% 2.9% -7.4% -11.3% -3.9% 6.0% 19.5% 10.2% -9.1% -23.8% -43.9% -37.1% -28.6% -20.8% 2.3% 2.3% 1.1% 6.8% 65.7% 68.2% 68.25%
Net Income -17.3% -0.0% -8.0% -10.2% 20.5% 63.3% 1.2% 88.9% 47.7% -18.6% -50.1% -40.6% -32.4% -19.7% 9.2% -2.2% -8.2% 1.7% 60.8% 68.5% 68.50%
EPS -13.1% 8.4% -2.0% -8.7% 23.3% 65.1% 1.3% 1.0% 55.9% -12.3% -46.4% -36.4% -27.0% -16.2% 12.7% 0.2% -6.7% 3.2% 63.3% 70.6% 70.57%
FCF 62.3% 2.4% 1.3% 1.6% 53.8% 0.4% -0.4% -50.1% -47.1% -16.4% -36.4% -5.7% -2.4% -40.5% -23.5% -20.1% -19.2% 15.5% 27.7% 30.7% 30.69%
EBITDA 13.8% 6.1% 12.2% 4.2% 11.6% 18.1% 38.2% 18.1% -7.0% -14.2% -44.0% -32.8% -19.3% -17.9% 18.2% 12.3% 6.7% 14.0% 63.6% 67.5% 67.48%
Op. Income 19.6% 18.3% -0.1% 2.0% 5.9% 18.8% 56.1% 27.5% 2.3% -3.1% -39.1% -28.6% -16.0% -21.1% 9.2% 8.5% 5.2% 13.4% 63.3% 62.6% 62.60%
OCF Growth snapshot only 18.93%
Asset Growth snapshot only 1.57%
Equity Growth snapshot only 15.04%
Debt Growth snapshot only 33.30%
Shares Change snapshot only -1.21%
Dividend Growth snapshot only 18.68%
Growth (CAGR)
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 3Y 23.8% 12.2% 9.3% 7.0% 5.7% 4.6% 5.9% 0.2% -2.6% -6.0% -14.7% -15.0% -14.5% -13.8% -11.8% -10.8% -13.1% -13.6% -1.7% 2.7% 2.66%
Revenue 5Y 43.5% 24.2% 10.7% 2.7% -2.6% -3.2% -5.2% -7.1% -7.4% -8.4% -7.8% -6.8% 1.0% 1.1% 1.13%
EPS 3Y 78.0% 76.4% 36.8% 50.0% 47.0% 35.8% 18.6% 16.2% 6.6% 5.2% 11.9% 6.7% 11.6% 8.6% 2.0% -8.8% -0.5% 2.8% 2.82%
EPS 5Y 47.4% 47.6% 23.9% 19.9% 13.9% 9.8% 2.6% 6.3% 17.4% 14.8% 14.78%
Net Income 3Y 81.1% 75.2% 34.5% 46.3% 42.4% 30.4% 13.8% 10.0% 1.0% 0.2% 6.4% 2.2% 6.9% 3.1% -2.8% -12.7% -4.3% -0.7% -0.73%
Net Income 5Y 46.0% 43.2% 19.4% 15.4% 9.5% 5.2% -1.8% 1.7% 12.6% 10.7% 10.66%
EBITDA 3Y 44.8% 47.4% 49.6% 47.8% 33.4% 19.5% 5.7% 2.4% -4.6% -6.1% -5.7% -5.9% -2.9% -3.8% -7.1% -7.0% 2.7% 8.1% 8.10%
EBITDA 5Y 18.6% 20.5% 20.2% 17.8% 9.5% 5.2% 0.3% 0.1% 10.9% 9.2% 9.24%
Gross Profit 3Y 29.6% 17.6% 13.4% 10.8% 8.8% 6.7% 6.9% -0.2% -2.8% -4.6% -13.1% -13.0% -12.0% -11.0% -8.9% -8.4% -10.5% -10.8% 1.1% 6.3% 6.31%
Gross Profit 5Y 49.8% 29.2% 14.3% 7.1% 0.7% -0.0% -2.4% -4.6% -5.3% -6.6% -6.2% -5.0% 3.0% 3.0% 3.03%
Op. Income 3Y 66.0% 58.4% 49.8% 46.1% 31.0% 28.8% 28.9% 17.6% 9.0% 10.9% -1.7% -2.5% -3.1% -3.2% 1.3% -0.4% -3.3% -4.6% 2.8% 8.0% 7.97%
Op. Income 5Y 58.1% 52.0% 37.7% 35.6% 26.2% 23.2% 14.1% 10.3% 7.3% 4.7% 2.7% 4.0% 11.1% 10.4% 10.35%
FCF 3Y 50.9% 86.4% 81.6% 96.9% 64.2% 56.5% 48.7% 34.2% 9.7% 41.9% 13.1% 7.4% -7.4% -20.7% -21.5% -27.8% -25.3% -16.9% -14.7% -0.5% -0.51%
FCF 5Y 55.0% 65.7% 22.8% 40.3% 30.5% 29.1% 18.0% 13.8% 9.9% 12.7% 0.8% 14.5% 7.2% 5.3% 5.30%
OCF 3Y 63.2% 80.6% 77.0% 83.5% 59.0% 52.2% 48.2% 32.0% 11.2% 22.1% 3.1% 0.3% -6.3% -13.6% -11.6% -15.4% -13.5% -7.7% -9.0% 0.5% 0.51%
OCF 5Y 62.9% 63.5% 30.2% 38.0% 30.7% 29.5% 20.8% 17.6% 15.2% 14.5% 5.8% 11.2% 5.8% 4.2% 4.23%
Assets 3Y 19.1% 19.1% 11.1% 11.1% 4.0% 4.0% 8.2% 8.2% 3.5% 3.5% -2.7% -2.7% -3.2% -3.2% 10.0% 10.0% 7.5% 7.5% 5.6% 5.6% 5.64%
Assets 5Y 8.8% 8.8% 8.3% 8.3% 10.0% 10.0% 4.3% 4.3% 8.0% 8.0% 5.2% 5.2% 1.2% 1.2% 1.20%
Equity 3Y 12.6% 12.6% 9.0% 9.0% 7.8% 7.8% 12.1% 12.1% 5.8% 5.8% 1.1% 1.1% -0.1% -0.1% 9.2% 9.2% 5.4% 5.4% 5.2% 5.2% 5.25%
Book Value 3Y 9.1% 10.5% 7.2% 9.8% 9.7% 10.6% 15.8% 16.7% 10.3% 11.8% 6.7% 6.1% 5.1% 4.2% 14.0% 14.9% 10.6% 10.1% 9.5% 9.0% 9.02%
Dividend 3Y 8.0% 7.9% 3.3% 9.6% 8.8% 11.3% 14.9% -5.8% 22.8% 4.8% 7.2% 51.9% 11.2% 31.0% 29.0% -11.5% -9.1% -7.5% -8.7% 9.7% 9.66%
Growth Quality
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue Stability 0.89 0.80 0.54 0.29 0.62 0.98 0.77 0.61 0.50 0.19 0.00 0.01 0.17 0.39 0.37 0.64 0.74 0.66 0.07 0.05 0.052
Earnings Stability 0.79 0.85 0.88 0.85 0.75 0.92 0.90 0.91 0.84 0.81 0.51 0.56 0.50 0.39 0.14 0.10 0.02 0.00 0.16 0.18 0.175
Margin Stability 0.93 0.93 0.95 0.95 0.96 0.97 0.91 0.91 0.93 0.92 0.94 0.94 0.95 0.95 0.95 0.95 0.96 0.96 0.95 0.95 0.950
Rev. Growth Consistency 1.00 1.00 0.00 0.00 0.00 1.00 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00 0.00 0.50 1.00 0.50 0.500
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence 0.93 1.00 0.97 0.96 0.92 0.50 0.50 0.50 0.81 0.93 0.50 0.84 0.87 0.92 0.96 0.99 0.97 0.99 0.50 0.50 0.500
Earnings Smoothness 0.81 1.00 0.92 0.89 0.81 0.52 0.23 0.38 0.61 0.80 0.33 0.49 0.61 0.78 0.91 0.98 0.91 0.98 0.53 0.49 0.490
ROE Trend 0.00 0.02 0.02 0.01 0.02 0.11 0.13 0.08 0.07 -0.02 -0.07 -0.05 -0.04 -0.06 -0.07 -0.06 -0.06 -0.02 0.06 0.06 0.058
Gross Margin Trend 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.01 0.00 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.00 0.005
FCF Margin Trend 0.03 0.06 0.06 0.09 0.05 0.03 0.01 -0.03 -0.02 0.01 0.00 -0.01 0.00 -0.02 -0.02 -0.00 -0.01 -0.01 -0.03 -0.02 -0.024
Sustainable Growth Rate 11.4% 12.8% 11.8% 11.9% 13.5% 21.8% 27.5% 25.4% 18.5% 16.3% 10.5% 7.6% 9.3% 8.1% 7.9% 10.4% 10.3% 10.7% 18.0% 17.6% 17.64%
Internal Growth Rate 5.1% 5.7% 5.1% 5.1% 6.1% 10.2% 14.7% 13.4% 9.6% 8.3% 5.1% 3.7% 4.5% 3.9% 3.6% 4.7% 4.7% 4.8% 8.9% 8.7% 8.73%
Cash Flow Quality
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
OCF/Net Income 2.06 2.25 2.58 2.85 2.20 1.39 1.27 1.07 1.00 1.44 1.59 1.50 1.41 1.36 1.46 1.57 1.56 1.65 1.09 1.11 1.110
FCF/OCF 0.57 0.66 0.70 0.75 0.69 0.66 0.63 0.53 0.54 0.65 0.64 0.60 0.55 0.51 0.49 0.47 0.44 0.48 0.52 0.52 0.515
FCF/Net Income snapshot only 0.572
OCF/EBITDA snapshot only 0.516
CapEx/Revenue 4.4% 4.4% 4.3% 4.1% 4.4% 4.3% 4.8% 5.0% 4.7% 4.8% 5.2% 5.6% 6.1% 6.4% 7.2% 7.5% 7.7% 8.0% 5.0% 4.9% 4.86%
CapEx/Depreciation snapshot only 0.788
Accruals Ratio -0.07 -0.09 -0.10 -0.12 -0.09 -0.04 -0.04 -0.01 0.00 -0.04 -0.04 -0.04 -0.03 -0.03 -0.03 -0.04 -0.04 -0.05 -0.01 -0.01 -0.011
Sloan Accruals snapshot only -0.012
Cash Flow Adequacy snapshot only 1.471
Earnings Quality Score snapshot only 1.000
Dividends & Buybacks
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Dividend Yield 2.7% 2.0% 1.9% 1.9% 3.2% 2.9% 1.4% 2.9% 2.1% 1.8% 2.7% 2.6% 2.5% 2.6% 1.6% 1.4% 1.3% 1.3% 1.6% 1.51%
Dividend/Share $0.71 $0.81 $0.77 $0.88 $0.88 $1.04 $1.08 $0.69 $1.52 $1.10 $1.22 $2.24 $1.94 $2.26 $2.37 $1.36 $1.28 $1.60 $1.63 $1.64 $1.52
Payout Ratio 21.5% 21.3% 22.8% 25.4% 21.8% 16.7% 14.0% 9.9% 24.1% 20.0% 29.4% 50.7% 42.2% 49.2% 50.6% 30.8% 29.8% 33.6% 21.3% 21.7% 21.69%
FCF Payout Ratio 18.2% 14.3% 12.7% 11.8% 14.5% 18.3% 17.5% 17.5% 44.6% 21.3% 28.8% 56.2% 54.0% 71.0% 71.0% 41.7% 43.3% 42.7% 37.6% 37.9% 37.91%
Total Payout Ratio 53.0% 49.5% 43.1% 40.5% 37.5% 31.0% 30.1% 30.2% 54.8% 74.7% 1.3% 1.5% 1.3% 1.1% 93.7% 69.0% 67.7% 41.4% 26.2% 27.6% 27.56%
Div. Increase Streak 1 1 1 1 1 1 1 0 1 0 1 0 1 0 1 0 0 0 0 0 0
Chowder Number 0.35 0.18 0.31 0.24 0.31 0.41 -0.25 0.66 -0.00 0.07 2.05 0.21 1.00 0.91 -0.39 -0.34 -0.29 -0.31 0.20 0.202
Buyback Yield 3.6% 1.8% 1.1% 1.3% 2.8% 3.4% 2.9% 3.7% 5.8% 6.0% 5.4% 5.5% 3.3% 2.2% 1.9% 1.8% 0.3% 0.3% 0.4% 0.42%
Net Buyback Yield 3.6% 1.8% 1.1% 1.3% 2.8% 3.4% 2.9% 3.7% 5.8% 6.0% 5.4% 5.5% 3.3% 2.2% 1.9% 1.8% 0.3% 0.3% 0.4% 0.41%
Total Shareholder Return 6.2% 3.9% 3.1% 3.2% 6.0% 6.3% 4.3% 6.5% 7.9% 7.8% 8.0% 8.2% 5.8% 4.8% 3.5% 3.2% 1.6% 1.6% 2.0% 1.97%
DuPont Factors
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Tax Burden (NI/EBT) 0.71 0.80 0.75 0.74 0.73 0.96 0.96 0.99 1.00 0.76 0.79 0.80 0.79 0.77 0.75 0.75 0.75 0.78 0.78 0.77 0.774
Interest Burden (EBT/EBIT) 0.81 0.80 0.81 0.84 0.85 0.88 0.90 0.89 0.91 0.93 0.91 0.90 0.89 0.89 0.86 0.85 0.84 0.83 0.88 0.88 0.880
EBIT Margin 0.09 0.09 0.09 0.09 0.10 0.11 0.12 0.11 0.11 0.14 0.13 0.13 0.14 0.14 0.15 0.14 0.14 0.14 0.14 0.13 0.133
Asset Turnover 1.22 1.18 1.15 1.12 1.15 1.23 1.46 1.31 1.12 1.00 0.76 0.76 0.76 0.76 0.72 0.72 0.72 0.75 1.11 1.13 1.135
Equity Multiplier 2.35 2.35 2.43 2.43 2.36 2.36 2.15 2.15 2.12 2.12 2.16 2.16 2.16 2.16 2.31 2.31 2.31 2.31 2.20 2.20 2.196
Per Share
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
EPS (Diluted TTM) $3.29 $3.79 $3.36 $3.46 $4.05 $6.26 $7.74 $6.95 $6.31 $5.49 $4.15 $4.42 $4.61 $4.60 $4.67 $4.43 $4.30 $4.75 $7.64 $7.56 $7.56
Book Value/Share $23.72 $24.44 $20.61 $20.33 $22.75 $23.17 $27.20 $27.72 $27.70 $28.78 $26.87 $27.33 $27.51 $27.64 $30.52 $30.83 $30.79 $30.89 $35.66 $35.91 $36.72
Tangible Book/Share $11.91 $12.27 $10.78 $10.64 $11.68 $11.89 $14.57 $14.85 $14.84 $15.42 $13.73 $13.96 $14.06 $14.12 $13.19 $13.32 $13.30 $13.35 $13.16 $13.25 $13.25
Revenue/Share $65.05 $64.99 $61.88 $59.40 $63.97 $69.67 $76.06 $69.53 $61.36 $57.16 $45.81 $46.84 $47.29 $47.24 $48.35 $49.09 $48.60 $51.20 $81.35 $83.60 $83.60
FCF/Share $3.89 $5.62 $6.04 $7.46 $6.12 $5.71 $6.19 $3.95 $3.42 $5.14 $4.23 $3.99 $3.60 $3.19 $3.34 $3.27 $2.95 $3.74 $4.33 $4.33 $4.30
OCF/Share $6.78 $8.51 $8.68 $9.88 $8.92 $8.71 $9.86 $7.44 $6.30 $7.88 $6.59 $6.63 $6.50 $6.23 $6.82 $6.97 $6.69 $7.81 $8.36 $8.39 $8.22
Cash/Share $12.36 $12.74 $8.09 $7.99 $6.50 $6.62 $7.28 $7.42 $7.41 $7.71 $8.17 $8.31 $8.37 $8.41 $5.48 $5.54 $5.53 $5.55 $6.09 $6.13 $4.85
EBITDA/Share $9.00 $9.53 $9.26 $9.23 $10.28 $11.38 $13.16 $11.58 $10.09 $10.52 $7.92 $8.33 $8.78 $9.01 $9.66 $9.59 $9.52 $10.42 $16.04 $16.26 $16.26
Debt/Share $21.84 $22.51 $14.52 $14.33 $13.67 $13.92 $13.35 $13.60 $13.59 $14.13 $16.78 $17.07 $17.18 $17.26 $21.62 $21.84 $21.81 $21.88 $29.27 $29.48 $29.48
Net Debt/Share $9.48 $9.77 $6.43 $6.34 $7.17 $7.30 $6.07 $6.18 $6.18 $6.42 $8.61 $8.76 $8.81 $8.86 $16.14 $16.31 $16.28 $16.33 $23.19 $23.35 $23.35
Academic Models
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Altman Z-Score 3.781
Altman Z-Prime snapshot only 5.790
Piotroski F-Score 5 6 8 7 8 8 7 7 6 6 5 6 6 6 7 5 6 7 8 9 9
Beneish M-Score -1.66 -1.72 -2.96 -3.08 -2.96 -2.70 -2.31 -1.35 -2.21 -2.49 -3.04 -3.14 -3.06 -3.08 -2.44 -2.42 -2.47 -2.47 -1.10 -2.69 -2.691
Ohlson O-Score snapshot only -8.184
ROIC (Greenblatt) snapshot only 22.54%
Net-Net WC snapshot only $-26.32
EVA snapshot only $1809184680.34
Credit
Metric Trend Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Credit Rating snapshot only A
Credit Score 57.16 59.25 75.36 75.22 76.29 75.36 82.01 80.51 82.93 80.43 77.18 76.24 75.74 77.63 71.00 71.06 70.05 73.16 80.72 74.75 74.749
Credit Grade snapshot only 6
Credit Trend snapshot only 3.688
Implied Spread (bps) snapshot only 150.000
Industry Credit Rank snapshot only 68
Sector Credit Rank snapshot only 68

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