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EHTH NASDAQ

eHealth, Inc.
1W: -11.3% 1M: -29.5% 3M: -60.4% YTD: -84.3% 1Y: -83.9% 3Y: -91.0% 5Y: -98.3%
$0.67
-0.02 (-3.14%)
 
Weekly Expected Move ±6.5%
$1 $1 $1 $1 $1
NASDAQ · Financial Services · Insurance - Brokers · Tech Score Strong Sell · Power 27 · $21.3M mcap · 28M float · 1.30% daily turnover · Short 45% of daily vol
Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings
Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
42.4 / 100
NoneWeakNarrowWide
Primary source: Intangible Assets  ·  ROIC: 6.8%  ·  5Y Avg: -6.3%
Cost Advantage
34
Intangibles
68
Switching Cost
12
Network Effect
59
Scale
45
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. EHTH shows a Weak competitive edge (42.4/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. ROIC of 6.8% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$2
Low
$2
Avg Target
$2
High
Based on 2 analysts since Aug 4, 2026 earnings
Analyst Recommendations
Strong Buy: 1Buy: 9Hold: 16Sell: 0Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$1.88
Analysts2
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-08-25 RBC Capital Ben Hendrix $3 $2 -1 +62.6% $1.23
2026-08-05 UBS Jonathan Yong Initiated $2 — +36.2% $1.28
2026-05-08 Deutsche Bank George Hill $2 $3 +1 +65.3% $1.81
2026-03-11 RBC Capital — $9 $3 -6 +93.5% $1.55
2025-11-25 RBC Capital Ben Hendrix Initiated $9 — +141.9% $3.72
2024-11-06 Craig-Hallum George Sutton $6 $7 +1 +39.4% $5.02
2024-08-14 Deutsche Bank George Hill Initiated $2 — -50.5% $4.04
2022-12-01 Craig-Hallum George Sutton Initiated $6 — +51.3% $3.96
2022-05-04 Credit Suisse — Initiated $13 — +29.5% $10.04

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
Oct 02, 2026
DCF
5
ROE
3
ROA
5
D/E
2
P/E
1
P/B
5
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. EHTH receives an overall rating of A-. Strongest factors: DCF (5/5), ROA (5/5), P/B (5/5). Areas of concern: D/E (2/5), P/E (1/5).
Rating Change History
DateFromTo
2026-08-07 A A-
2026-08-06 B A
2026-08-05 A- B
2026-07-08 A A-
2026-07-06 A- A
2026-06-22 A A-
2026-06-16 A+ A
2026-05-26 A A+
2026-05-18 A+ A
2026-05-11 B A+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 12 Grade D
Profitability
25
Balance Sheet
68
Earnings Quality
43
Growth
14
Value
91
Momentum
17
Safety
100
Cash Flow
14
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. EHTH scores highest in Safety (100/100) and lowest in Growth (14/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-I Score
6.64
Safe Zone
Piotroski F-Score
3/9
✓ ✓ ✗ ✗ ✗ ✓ ✗ ✗ ✗
Beneish M-Score
-3.33
Unlikely Manipulator
Ohlson O-Score
-6.92
Bankruptcy prob: 0.1%
Low Risk
Credit Rating
A-
Score: 68.6/100
Trend: Deteriorating
Earnings Quality
25/100
OCF/NI: 0.23x
Accruals: 1.9%
The Altman-I Score is adapted for insurance companies, emphasizing return on equity, tangible net worth, and cash reserves alongside the standard equity and earnings components. EHTH scores 6.64, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. EHTH scores 3/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. EHTH's score of -3.33 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. EHTH's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. EHTH receives an estimated rating of A- (score: 68.6/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). EHTH's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
-0.81x
PEG
0.00x
P/S
0.04x
P/B
0.04x
P/FCF
-118.09x
P/OCF
7.50x
EV/EBITDA
1.19x
EV/Revenue
0.16x
EV/EBIT
1.40x
EV/FCF
-195.70x
Earnings Yield
57.41%
FCF Yield
-0.85%
Shareholder Yield
14.91%
Graham Number
$18.10
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. EHTH currently has negative earnings — the P/E ratio is not meaningful. An earnings yield of 57.4% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $18.10 per share, suggesting a potential 2601% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.643
NI / EBT
×
Interest Burden
0.753
EBT / EBIT
×
EBIT Margin
0.112
EBIT / Rev
×
Asset Turnover
0.448
Rev / Assets
×
Equity Multiplier
1.538
Assets / Equity
=
ROE
3.7%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. EHTH's ROE of 3.7% is driven by Asset Turnover (0.448), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
$7.27
Price/Value
0.20x
Margin of Safety
79.51%
Premium
-79.51%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with EHTH's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. At an intrinsic value of $7.27, EHTH appears undervalued with a 80% margin of safety. The adjusted fair P/E of 8.5x compares to the current market P/E of -0.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$0.67
Median 1Y
$0.23
5th Pctile
$0.06
95th Pctile
$0.92
Ann. Volatility
83.8%
Analyst Target
$1.88
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Derrick A. Duke
Chief Executive Officer
 $290,769 $1,956,000 $3,262,665
Francis S. Soistman
Former Chief Executive Officer
 $748,269 $— $2,845,179
John J. Dolan
Chief Financial Officer
 $441,692 $353,150 $1,228,724
Michelle M. Barbeau
Chief Revenue Officer
 $431,654 $353,150 $1,183,167

CEO Pay Ratio

20:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $3,262,665
Avg Employee Cost (SGA/emp): $162,640
Employees: 1,665

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,665
-6.1% YoY
Revenue / Employee
$332,738
Rev: $554,008,000
Profit / Employee
$24,050
NI: $40,044,000
SGA / Employee
$162,640
Avg labor cost proxy
R&D / Employee
$31,129
Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE -1.6% -13.2% -17.5% -20.6% -20.1% -12.7% -11.3% -9.7% -10.0% -3.6% -4.2% -5.2% -5.1% 1.3% 3.8% 5.4% 5.9% 5.1% 3.5% 3.7% 3.74%
ROA -1.2% -9.5% -12.5% -13.5% -12.8% -7.8% -6.8% -5.8% -5.7% -2.5% -2.3% -2.8% -3.5% 0.9% 2.6% 3.7% 4.9% 3.3% 2.9% 2.4% 2.43%
ROIC -1.7% -14.9% -22.1% -25.2% -23.1% -13.2% -12.8% -10.2% -9.1% -2.6% -3.8% -4.1% -2.9% 2.0% 3.7% 4.9% 6.3% 4.4% 4.5% 6.8% 6.83%
ROCE -0.9% -6.9% -10.1% -12.3% -10.7% -7.9% -6.7% -4.8% -4.2% -1.2% -0.7% -1.0% -1.5% 2.9% 5.3% 5.8% 5.7% 6.0% 5.1% 5.0% 4.99%
Gross Margin 1.0% 99.7% 1.0% 99.2% 99.1% 99.6% 99.7% 99.6% 99.7% 99.6% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 99.0% 96.3% 1.0% 1.00%
Operating Margin -1.0% -13.8% -37.7% -90.2% -90.4% 15.7% -31.1% -39.2% -60.9% 24.0% -19.3% -42.5% -74.0% 35.7% 4.2% -37.9% -77.1% 38.7% 4.0% -81.8% -81.80%
Net Margin -82.9% -13.2% -31.1% -74.4% -73.3% 10.5% -27.0% -35.2% -57.2% 21.1% -18.3% -42.5% -72.7% 30.9% 1.7% -28.6% -58.8% 26.7% -5.4% -70.3% -70.29%
EBITDA Margin -94.6% 8.3% -28.6% -76.9% -71.6% 23.0% -21.2% -27.2% -49.4% 29.7% -12.0% -32.4% -64.5% 37.1% 9.1% -30.0% -69.4% 39.4% 1.4% -79.3% -79.32%
FCF Margin -30.4% -34.1% -35.0% -37.0% -28.3% -10.5% -7.1% -2.1% -0.9% -3.9% -1.6% -6.6% -7.7% -5.9% -4.0% -6.3% -5.5% -6.1% -14.7% -0.1% -0.08%
OCF Margin -26.7% -30.2% -31.1% -32.8% -24.4% -6.6% -3.5% 0.8% 2.0% -1.5% 0.7% -4.1% -5.2% -3.4% -2.2% -3.8% -3.1% -4.4% -12.4% 1.3% 1.26%
ROE 3Y Avg snapshot only 1.31%
ROE 5Y Avg snapshot only -5.87%
ROA 3Y Avg snapshot only 1.05%
ROIC 3Y Avg snapshot only 1.91%
ROIC Economic snapshot only 5.89%
Cash ROA snapshot only 0.55%
Cash ROIC snapshot only 1.10%
CROIC snapshot only -0.07%
NOPAT Margin snapshot only 7.78%
Pretax Margin snapshot only 8.43%
R&D / Revenue snapshot only 3.82%
SGA / Revenue snapshot only 47.35%
SBC / Revenue snapshot only 2.84%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio -87.84 -6.61 -2.48 -1.64 -0.76 -1.50 -3.41 -3.62 -3.48 -9.08 -6.89 -4.45 -3.41 28.56 6.91 3.34 2.62 3.68 1.24 1.74 -0.807
P/S Ratio 1.84 1.28 0.66 0.55 0.24 0.33 0.69 0.57 0.52 0.57 0.37 0.28 0.26 0.54 0.36 0.24 0.24 0.27 0.08 0.09 0.042
P/B Ratio 1.39 0.92 0.47 0.38 0.17 0.20 0.41 0.37 0.37 0.28 0.30 0.24 0.15 0.49 0.22 0.14 0.15 0.15 0.04 0.09 0.039
P/FCF -6.07 -3.76 -1.90 -1.48 -0.83 -3.15 -9.70 -26.78 -60.37 -14.66 -22.43 -4.27 -3.38 -9.20 -8.96 -3.85 -4.42 -4.34 -0.53 -118.09 -118.085
P/OCF — — — — — — — 70.79 25.64 — 53.38 — — — — — — — — 7.50 7.501
EV/EBITDA 120.52 -10.95 -2.32 -1.46 -0.52 -1.55 -3.40 -5.13 -7.33 30.48 7.06 8.92 29.30 6.45 2.05 1.69 2.09 2.46 0.86 1.19 1.193
EV/Revenue 1.53 1.13 0.42 0.34 0.10 0.24 0.43 0.35 0.38 0.52 0.18 0.17 0.22 0.57 0.25 0.22 0.28 0.37 0.12 0.16 0.156
EV/EBIT -93.58 -8.17 -1.91 -1.23 -0.42 -1.15 -2.34 -2.86 -3.68 -19.60 -12.93 -9.05 -7.34 9.91 2.68 2.15 2.61 2.94 1.04 1.40 1.398
EV/FCF -5.04 -3.32 -1.19 -0.93 -0.35 -2.26 -6.06 -16.54 -44.06 -13.60 -11.21 -2.63 -2.85 -9.67 -6.26 -3.51 -5.01 -6.02 -0.82 -195.70 -195.704
Earnings Yield -1.1% -15.1% -40.3% -61.1% -1.3% -66.5% -29.3% -27.7% -28.7% -11.0% -14.5% -22.5% -29.3% 3.5% 14.5% 29.9% 38.1% 27.2% 80.8% 57.4% 57.41%
FCF Yield -16.5% -26.6% -52.7% -67.4% -1.2% -31.8% -10.3% -3.7% -1.7% -6.8% -4.5% -23.4% -29.6% -10.9% -11.2% -26.0% -22.6% -23.0% -1.9% -0.8% -0.85%
PEG Ratio snapshot only 0.003
Price/Tangible Book snapshot only 0.088
EV/OCF snapshot only 12.431
EV/Gross Profit snapshot only 0.158
Acquirers Multiple snapshot only 1.291
Shareholder Yield snapshot only 14.91%
Graham Number snapshot only $18.10
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 7.37 5.40 7.44 11.44 10.37 6.62 8.17 8.72 7.45 4.87 2.77 3.06 6.33 3.69 2.58 2.98 5.91 3.37 48.61 9.95 9.945
Quick Ratio 7.37 5.40 7.44 11.44 10.37 6.62 8.17 8.72 7.45 4.87 2.77 3.06 6.33 3.69 2.58 2.98 5.91 3.37 48.61 9.99 9.994
Debt/Equity 0.05 0.06 0.15 0.15 0.16 0.16 0.17 0.17 0.19 0.11 0.17 0.18 0.12 0.16 0.10 0.10 0.10 0.14 0.14 0.24 0.244
Net Debt/Equity -0.24 -0.11 -0.18 -0.14 -0.10 -0.06 -0.15 -0.14 -0.10 -0.02 -0.15 -0.09 -0.02 0.02 -0.06 -0.01 0.02 0.06 0.02 0.06 0.058
Debt/Assets 0.04 0.04 0.09 0.10 0.10 0.10 0.10 0.10 0.10 0.09 0.09 0.10 0.10 0.08 0.08 0.09 0.09 0.11 0.11 0.11 0.114
Debt/EBITDA 5.72 -0.74 -1.15 -0.95 -1.18 -1.72 -2.22 -3.87 -5.04 13.23 8.24 10.95 28.57 2.07 1.40 1.31 1.29 1.61 1.80 2.01 2.010
Net Debt/EBITDA -24.78 1.47 1.38 0.87 0.71 0.61 2.04 3.17 2.72 -2.37 -7.07 -5.53 -5.44 0.31 -0.88 -0.16 0.24 0.69 0.30 0.47 0.473
Interest Coverage — — — — — — -26.79 -9.12 -5.08 -1.49 -0.81 -1.07 -1.62 2.73 4.76 5.36 5.71 6.46 5.03 4.05 4.053
Equity Multiplier 1.49 1.53 1.62 1.62 1.66 1.71 1.72 1.75 1.83 1.23 1.88 1.89 1.21 1.96 1.22 1.18 1.18 1.30 1.24 2.14 2.141
Cash Ratio snapshot only 3.183
Debt Service Coverage snapshot only 4.747
Cash to Debt snapshot only 0.765
FCF to Debt snapshot only -0.003
Defensive Interval snapshot only 256.8 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.55 0.49 0.47 0.40 0.41 0.36 0.33 0.36 0.39 0.41 0.43 0.45 0.46 0.47 0.49 0.52 0.53 0.46 0.45 0.45 0.448
Inventory Turnover — — — — — — — — — — — — — — — — — — — — —
Receivables Turnover 227.95 142.59 266.27 232.94 291.12 96.71 248.80 719.24 345.25 136.70 387.93 516.10 145.60 51.19 230.52 360.31 140.73 0.97 214.83 273.10 273.103
Payables Turnover 0.20 0.08 0.09 0.10 0.19 0.16 0.30 0.30 0.22 0.25 0.27 0.23 0.18 0.00 0.00 0.00 0.00 0.12 1.00 1.49 1.487
DSO 2 3 1 2 1 4 1 1 1 3 1 1 3 7 2 1 3 378 2 1 1.3 days
DIO 0 0 0 0 0 0 0 0 0 0 0 0 0 — — — — 0 0 -44 -43.9 days
DPO 1832 4642 4020 3701 1949 2270 1236 1222 1638 1435 1356 1589 2042 — — — — 2942 365 245 245.4 days
Cash Conversion Cycle -1831 -4640 -4018 -3700 -1947 -2266 -1234 -1222 -1637 -1433 -1355 -1589 -2040 — — — — -2564 -363 -288 -288.0 days
Fixed Asset Turnover snapshot only 45.525
Cash Velocity snapshot only 4.965
Capital Intensity snapshot only 2.308
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue -0.5% -7.6% -16.6% -25.1% -23.0% -24.7% -26.6% -15.7% -11.3% 11.7% 26.3% 20.8% 15.8% 17.6% 17.0% 16.2% 16.8% 4.1% -4.3% -8.4% -8.37%
Net Income -1.2% -3.3% -4.3% -6.9% -10.5% 15.0% 44.4% 60.2% 57.8% 68.2% 66.6% 51.8% 41.0% 1.4% 2.1% 2.3% 2.4% 3.0% 15.1% -31.3% -31.29%
EPS -1.2% -3.3% -4.2% -6.8% -10.2% 16.5% 45.1% 61.0% 59.0% 70.2% 68.1% 54.2% 43.8% 1.3% 2.1% 2.3% 2.4% 2.8% 7.9% -34.3% -34.26%
FCF -95.9% -39.4% -84.2% -61.3% 28.3% 76.9% 85.0% 95.1% 97.3% 58.8% 70.9% -2.7% -9.3% -78.7% -1.9% -10.8% 16.2% -8.8% -2.5% 98.8% 98.83%
EBITDA -93.7% -1.8% -2.3% -3.2% -12.6% -11.6% 48.1% 75.3% 76.2% 1.1% 1.3% 1.3% 1.2% 5.0% 4.5% 6.8% 19.7% 77.8% 8.7% -7.8% -7.82%
Op. Income -1.1% -3.4% -4.2% -6.7% -12.2% 18.3% 47.9% 64.0% 65.5% 71.7% 72.0% 61.1% 48.5% 1.8% 2.9% 3.0% 2.8% 1.8% 40.8% 18.7% 18.71%
OCF Growth snapshot only 1.30%
Asset Growth snapshot only 7.25%
Equity Growth snapshot only -40.82%
Debt Growth snapshot only 40.97%
Shares Change snapshot only 4.53%
Dividend Growth snapshot only 1.06%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y 55.9% 28.9% 22.5% 14.3% 10.1% -7.1% -11.7% -11.7% -12.1% -8.1% -8.2% -8.7% -7.5% -0.4% 2.8% 5.7% 6.3% 11.0% 12.3% 8.7% 8.74%
Revenue 5Y 24.9% 23.5% 26.9% 25.0% 24.5% 22.6% 20.4% 21.7% 20.9% 12.5% 11.2% 8.7% 6.5% 1.0% 0.3% -0.7% -1.7% -1.0% -2.8% -4.1% -4.10%
EPS 3Y — — — — — — — — — — — — — — — — — — — — —
EPS 5Y — — — — — — — — — — — — — -34.3% -19.6% -15.1% -10.2% -5.6% -7.6% -2.7% -2.70%
Net Income 3Y — — — — — — — — — — — — — — — — — — — — —
Net Income 5Y — — — — — — — — — — — — — -31.5% -17.4% -12.7% -7.5% -2.5% -4.1% 0.8% 0.77%
EBITDA 3Y — — — — — — — — — -51.0% -43.5% -43.3% -22.6% — — — — — — — —
EBITDA 5Y 13.7% — — — — — — — — -19.8% -17.8% -26.4% -34.6% -16.4% -9.5% -8.6% -9.5% 4.7% 1.7% 5.5% 5.49%
Gross Profit 3Y 55.8% 28.9% 22.6% 14.4% 10.1% -7.1% -11.7% -11.6% -12.0% -8.0% -8.1% -8.6% -7.4% -0.2% 2.8% 5.8% 6.4% 10.9% 12.0% 8.4% 8.44%
Gross Profit 5Y 25.2% 23.9% 27.1% 25.0% 24.5% 22.6% 20.3% 21.7% 20.9% 12.5% 11.3% 8.8% 6.5% 1.1% 0.5% -0.5% -1.6% -1.0% -2.9% -4.2% -4.23%
Op. Income 3Y — — — — — — — — — — — — — — — — — — — — —
Op. Income 5Y — — — — — — — — — — — — — -22.0% -12.8% -12.1% -11.4% 4.5% 4.8% 13.3% 13.29%
FCF 3Y — — — — — — — — — — — — — — — — — — — — —
FCF 5Y — — — — — — — — — — — — — — — — — — — — —
OCF 3Y — — — — — — — — — — — — — — — — — — — 25.9% 25.95%
OCF 5Y — — — — — — — — — — — — — — — — — — — — —
Assets 3Y 46.1% 37.8% 26.7% 23.3% 21.9% 14.5% 4.8% 3.7% 2.2% 2.3% 2.5% -5.0% -4.8% 0.2% -0.7% -0.5% -0.1% 4.3% 3.5% 3.2% 3.21%
Assets 5Y 59.0% 60.2% 54.3% 55.2% 58.8% 25.4% 23.3% 23.2% 22.5% 20.4% 13.9% 12.2% 11.5% 9.3% 3.8% 2.7% 1.7% 4.0% 3.4% -0.9% -0.90%
Equity 3Y 41.5% 35.2% 17.1% 15.1% 13.6% 7.3% -7.4% -8.8% -10.3% 2.6% -11.6% -12.9% 2.0% -7.7% 9.1% 10.6% 11.8% 14.4% 15.6% -3.5% -3.45%
Book Value 3Y 26.7% 24.1% 8.7% 8.9% 8.0% 3.6% -9.1% -10.4% -12.1% -0.0% -14.0% -15.6% -1.2% -11.4% 5.7% 6.7% 7.6% 8.8% 10.1% -7.6% -7.64%
Dividend 3Y — — — — — — — — — — — 40.6% 40.4% -10.9% -10.1% -1.6% -1.8% -3.0% -2.9% 23.5% 23.55%
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.76 0.82 0.77 0.66 0.62 0.39 0.25 0.22 0.21 0.18 0.11 0.07 0.06 0.01 0.02 0.04 0.10 0.00 0.02 0.08 0.083
Earnings Stability 0.13 0.04 0.04 0.07 0.11 0.26 0.22 0.18 0.19 0.34 0.27 0.27 0.29 0.14 0.06 0.03 0.01 0.10 0.14 0.20 0.198
Margin Stability 0.99 0.99 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.995
Rev. Growth Consistency 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 0.00 0.00 0.000
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.00 0.000
FCF Positive Streak 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Earnings Persistence 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.84 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.500
Earnings Smoothness — — — — — — — — — — — — — — — — — 0.00 0.86 0.63 0.629
ROE Trend -0.07 -0.23 -0.26 -0.29 -0.26 -0.09 -0.05 -0.00 0.01 0.11 0.11 0.11 0.12 0.10 0.11 0.12 0.13 0.05 0.04 0.06 0.056
Gross Margin Trend 0.00 0.00 0.01 0.00 0.00 0.00 -0.00 -0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.00 -0.01 -0.01 -0.012
FCF Margin Trend -0.17 -0.14 -0.18 -0.19 -0.05 0.18 0.18 0.25 0.28 0.18 0.19 0.13 0.07 0.01 0.00 -0.02 -0.01 -0.01 -0.12 0.06 0.064
Sustainable Growth Rate — — — — — — — — — — — — — 1.0% 3.5% 5.0% 5.6% 4.7% 3.2% 2.9% 2.90%
Internal Growth Rate — — — — — — — — — — — — — 0.6% 2.4% 3.6% 4.9% 3.2% 2.7% 1.9% 1.92%
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 12.73 1.56 1.16 0.98 0.78 0.30 0.17 -0.05 -0.14 0.24 -0.13 0.65 0.68 -1.83 -0.41 -0.53 -0.34 -0.61 -1.97 0.23 0.232
FCF/OCF 1.14 1.13 1.13 1.13 1.16 1.58 2.03 -2.64 -0.42 2.61 -2.38 1.59 1.48 1.70 1.86 1.64 1.75 1.39 1.18 -0.06 -0.064
FCF/Net Income snapshot only -0.015
OCF/EBITDA snapshot only 0.096
CapEx/Revenue 3.6% 3.9% 3.9% 4.2% 3.9% 3.8% 3.6% 3.0% 2.9% 2.4% 2.3% 2.5% 2.5% 2.4% 1.9% 2.5% 2.4% 1.8% 2.3% 1.3% 1.34%
CapEx/Depreciation snapshot only 0.699
Accruals Ratio 0.14 0.05 0.02 -0.00 -0.03 -0.05 -0.06 -0.06 -0.07 -0.02 -0.03 -0.01 -0.01 0.03 0.04 0.06 0.07 0.05 0.08 0.02 0.019
Sloan Accruals snapshot only 0.050
Cash Flow Adequacy snapshot only 0.494
Earnings Quality Score snapshot only 0.250
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.4% 0.4% 1.4% 2.0% 2.0% 2.2% 1.0% 1.4% 2.1% 2.1% 2.0% 7.2% 12.8% 0.00%
Dividend/Share $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.03 $0.03 $0.12 $0.12 $0.09 $0.09 $0.09 $0.09 $0.09 $0.09 $0.09 $0.09 $0.19 $0.00
Payout Ratio — — — — — — — — — — — — — 28.1% 9.7% 7.1% 5.6% 7.5% 9.0% 22.4% 22.36%
FCF Payout Ratio — — — — — — — — — — — — — — — — — — — — —
Total Payout Ratio — — — — — — — — — — — — — 62.0% 19.6% 15.7% 12.0% 13.6% 14.7% 26.0% 25.96%
Div. Increase Streak — — — — — — — 0 0 0 0 1 1 0 0 1 1 0 0 1 1
Chowder Number — — — — — — — — — — — 2.07 2.07 -0.19 -0.19 0.08 0.08 0.08 0.13 1.28 1.283
Buyback Yield 1.0% 1.4% 1.4% 2.3% 4.0% 2.3% 1.2% 0.8% 1.0% 1.3% 2.4% 3.1% 3.1% 1.2% 1.4% 2.6% 2.4% 1.7% 4.6% 2.1% 2.07%
Net Buyback Yield 1.0% 1.4% 1.4% 2.3% 4.0% 2.3% 1.2% 0.8% 1.0% 1.3% 2.4% 3.1% 3.1% 1.2% 1.4% 2.6% 2.4% 1.5% 4.1% 1.6% 1.62%
Total Shareholder Return 1.0% 1.4% 1.4% 2.3% 4.0% 2.3% 1.2% 1.2% 1.4% 2.7% 4.4% 5.1% 5.3% 2.2% 2.8% 4.7% 4.6% 3.5% 11.3% 14.5% 14.45%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 1.02 0.84 0.83 0.83 0.83 0.83 0.85 0.90 1.01 0.92 1.00 1.07 1.08 0.52 0.70 0.86 1.07 0.68 0.68 0.64 0.643
Interest Burden (EBT/EBIT) 1.27 1.68 1.49 1.44 1.57 1.28 1.29 1.42 1.43 2.52 3.78 3.08 2.37 0.63 0.79 0.81 0.82 0.85 0.80 0.75 0.753
EBIT Margin -0.02 -0.14 -0.22 -0.28 -0.24 -0.20 -0.18 -0.12 -0.10 -0.03 -0.01 -0.02 -0.03 0.06 0.09 0.10 0.11 0.13 0.12 0.11 0.112
Asset Turnover 0.55 0.49 0.47 0.40 0.41 0.36 0.33 0.36 0.39 0.41 0.43 0.45 0.46 0.47 0.49 0.52 0.53 0.46 0.45 0.45 0.448
Equity Multiplier 1.37 1.38 1.40 1.53 1.57 1.62 1.67 1.68 1.74 1.43 1.80 1.82 1.46 1.52 1.48 1.45 1.20 1.55 1.23 1.54 1.538
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $-0.46 $-3.86 $-5.00 $-5.70 $-5.18 $-3.22 $-2.74 $-2.22 $-2.12 $-0.96 $-0.88 $-1.02 $-1.20 $0.33 $0.97 $1.30 $1.64 $1.25 $1.04 $0.86 $0.86
Book Value/Share $29.03 $27.70 $26.25 $24.77 $23.17 $23.62 $22.71 $21.60 $19.91 $30.78 $20.16 $18.78 $28.03 $19.26 $30.99 $30.06 $28.87 $30.40 $30.28 $17.02 $17.02
Tangible Book/Share $27.23 $27.62 $26.25 $24.77 $23.17 $23.62 $22.71 $21.60 $19.91 $29.98 $20.16 $18.78 $28.03 $19.26 $30.99 $30.06 $28.87 $29.71 $30.28 $17.02 $17.02
Revenue/Share $21.95 $19.89 $18.67 $16.98 $16.55 $14.71 $13.52 $14.02 $14.28 $15.42 $16.33 $16.12 $15.77 $17.43 $18.42 $18.01 $17.72 $17.30 $16.52 $15.79 $15.79
FCF/Share $-6.67 $-6.78 $-6.54 $-6.28 $-4.68 $-1.54 $-0.97 $-0.30 $-0.12 $-0.59 $-0.27 $-1.06 $-1.21 $-1.02 $-0.75 $-1.13 $-0.97 $-1.06 $-2.42 $-0.01 $-0.04
OCF/Share $-5.87 $-6.01 $-5.80 $-5.57 $-4.04 $-0.97 $-0.48 $0.11 $0.29 $-0.23 $0.11 $-0.67 $-0.82 $-0.60 $-0.40 $-0.69 $-0.56 $-0.76 $-2.05 $0.20 $0.17
Cash/Share $8.50 $4.55 $8.49 $7.30 $6.02 $5.24 $7.33 $6.82 $5.71 $4.14 $6.53 $5.17 $3.99 $2.69 $5.19 $3.46 $2.46 $2.41 $3.46 $3.18 $3.18
EBITDA/Share $0.28 $-2.05 $-3.36 $-4.00 $-3.18 $-2.25 $-1.72 $-0.97 $-0.74 $0.27 $0.43 $0.31 $0.12 $1.53 $2.27 $2.35 $2.34 $2.60 $2.32 $2.07 $2.07
Debt/Share $1.59 $1.53 $3.85 $3.82 $3.76 $3.88 $3.82 $3.75 $3.71 $3.51 $3.52 $3.43 $3.36 $3.17 $3.18 $3.08 $3.03 $4.20 $4.16 $4.16 $4.16
Net Debt/Share $-6.91 $-3.02 $-4.64 $-3.49 $-2.26 $-1.36 $-3.51 $-3.07 $-2.00 $-0.63 $-3.02 $-1.73 $-0.64 $0.48 $-2.01 $-0.38 $0.57 $1.78 $0.70 $0.98 $0.98
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman-I Score — — — — — — — — — — — — — — — — — — — — 6.641
Altman Z-Prime snapshot only 1.983
Piotroski F-Score 3 4 2 2 2 3 3 4 4 4 6 5 5 5 4 4 4 2 3 3 3
Beneish M-Score -1.53 -2.08 -2.24 -2.00 -2.50 -2.72 -2.64 -2.71 -2.74 -2.49 -2.51 -2.48 -2.55 -2.23 -2.22 1.53 -2.09 0.81 -1.87 -3.33 -3.327
Ohlson O-Score snapshot only -6.921
ROIC (Greenblatt) snapshot only 19.03%
Net-Net WC snapshot only $-9.49
EVA snapshot only $-18139247.38
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only A-
Credit Score 61.05 69.66 72.52 71.14 73.09 71.26 60.48 58.08 59.68 49.53 52.02 47.91 49.58 64.64 71.29 73.42 77.10 74.93 76.73 68.58 68.579
Credit Grade snapshot only 7
Credit Trend snapshot only -4.839
Implied Spread (bps) snapshot only 175.000
Industry Credit Rank snapshot only 42
Sector Credit Rank snapshot only 66

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms