$37.15

-0.40 (-1.07%)

Weekly Expected Move ±2.9%

$35 $36 $37 $38 $39

NASDAQ · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 56 · $239.5M mcap · 6M float · 0.209% daily turnover · Short 60% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

54.2 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: 30.7% · 5Y Avg: 27.9%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. FUNC shows a Weak competitive edge (54.2/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. ROIC of 30.7% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 1Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2022-07-07	Raymond James	—	$28	$25	-3	+39.7%	$17.90
2022-04-26	Raymond James	—	Initiated	$28	—	+23.0%	$22.77

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. FUNC receives an overall rating of A-. Strongest factors: DCF (4/5), ROE (4/5), ROA (4/5). Areas of concern: P/B (2/5).

Rating Change History

Date	From	To
2026-05-04	B+	A-
2026-04-30	A-	B+
2026-04-23	A	A-
2026-04-22	A-	A
2026-04-22	B+	A-
2026-04-21	A-	B+
2026-04-21	A	A-
2026-04-01	B+	A
2026-02-19	A-	B+
2026-02-12	C+	A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 51 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. FUNC scores highest in Earnings Quality (87/100) and lowest in Balance Sheet (50/100). An overall grade of A+ places FUNC among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

2.84

Grey Zone

Piotroski F-Score

9/9

✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓

Beneish M-Score

-2.47

Unlikely Manipulator

Ohlson O-Score

-4.38

Bankruptcy prob: 1.2%

Low Risk

Credit Rating

BBB+

Score: 60.4/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.04x

Accruals: -0.0%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. FUNC scores 2.84, placing it in the Grey Zone (safe > 3.0, distress < 1.5). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. FUNC scores 9/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. FUNC's score of -2.47 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. FUNC's implied 1.2% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. FUNC receives an estimated rating of BBB+ (score: 60.4/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). FUNC's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

9.49x

PEG

0.81x

P/S

1.97x

P/B

1.17x

P/FCF

10.66x

P/OCF

9.04x

EV/EBITDA

3.32x

EV/Revenue

0.96x

EV/EBIT

3.47x

EV/FCF

5.24x

Earnings Yield

10.66%

FCF Yield

9.38%

Shareholder Yield

3.53%

Graham Number

$52.50

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 9.5x earnings, FUNC trades at a deep value multiple. An earnings yield of 10.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $52.50 per share, suggesting a potential 41% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.753

NI / EBT

Interest Burden

1.000

EBT / EBIT

EBIT Margin

0.277

EBIT / Rev

Asset Turnover

0.060

Rev / Assets

Equity Multiplier

10.604

Assets / Equity

ROE

13.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. FUNC's ROE of 13.3% is driven by financial leverage (equity multiplier: 10.60x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

3.34%

Fair P/E

15.18x

Intrinsic Value

$59.32

Price/Value

0.62x

Margin of Safety

38.24%

Premium

-38.24%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with FUNC's realized 3.3% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $59.32, FUNC appears undervalued with a 38% margin of safety. The adjusted fair P/E of 15.2x compares to the current market P/E of 9.5x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$37.15

Median 1Y

$40.19

5th Pctile

$23.63

95th Pctile

$68.41

Ann. Volatility

33.9%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Carissa L. Rodeheaver, Chairman, President & CEO	$503,244	$136,346	$1,042,004
Jason B. Rush, Senior Vice President, Chief Operating Officer	$316,725	$61,800	$543,829
Robert L. Fisher, II, Senior Vice President, Chief Revenue Officer	$304,276	$61,121	$529,340

CEO Pay Ratio

10:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $1,042,004

Avg Employee Cost (SGA/emp): $102,210

Employees: 343

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

343

+17.9% YoY

Revenue / Employee

$347,466

Rev: $119,181,000

Profit / Employee

$71,472

NI: $24,515,000

SGA / Employee

$102,210

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	13.5%	13.1%	14.5%	16.2%	16.9%	18.8%	17.1%	16.1%	15.5%	13.8%	9.6%	9.2%	9.5%	10.3%	12.1%	13.3%	13.9%	14.6%	12.8%	13.3%	13.25%
ROA	1.1%	1.1%	1.1%	1.3%	1.3%	1.5%	1.4%	1.3%	1.3%	1.1%	0.8%	0.8%	0.8%	0.9%	1.1%	1.2%	1.2%	1.3%	1.2%	1.2%	1.25%
ROIC	-18.8%	-18.2%	-11.7%	-13.0%	-13.6%	-15.1%	50.6%	47.9%	45.9%	41.0%	8.7%	8.3%	8.6%	9.3%	9.5%	10.4%	10.9%	11.5%	29.7%	30.7%	30.71%
ROCE	9.3%	9.0%	14.1%	15.7%	16.4%	18.4%	15.7%	14.8%	14.2%	12.4%	6.3%	6.0%	6.3%	6.9%	8.2%	9.1%	9.5%	10.0%	2.0%	2.1%	2.09%
Gross Margin	88.5%	96.4%	99.8%	97.9%	92.8%	95.5%	93.3%	82.7%	74.8%	71.6%	63.1%	66.3%	67.5%	70.7%	70.3%	70.0%	69.9%	71.6%	69.9%	72.5%	72.46%
Operating Margin	30.6%	30.0%	49.1%	41.0%	37.3%	46.0%	40.7%	25.8%	23.8%	22.4%	9.1%	18.2%	23.3%	27.2%	28.3%	26.6%	26.6%	29.8%	25.9%	28.6%	28.59%
Net Margin	22.7%	22.7%	36.9%	30.8%	28.3%	33.2%	32.2%	19.7%	18.0%	17.3%	7.7%	13.8%	17.6%	20.4%	21.5%	20.0%	20.0%	22.4%	19.6%	21.5%	21.54%
EBITDA Margin	35.3%	34.6%	53.8%	46.2%	42.3%	50.7%	44.2%	30.4%	27.9%	26.3%	17.4%	23.4%	26.4%	30.2%	30.8%	29.4%	29.3%	32.3%	25.9%	28.6%	28.59%
FCF Margin	24.4%	22.9%	24.2%	18.2%	27.4%	31.9%	28.6%	27.9%	25.2%	24.9%	23.1%	22.2%	24.1%	15.9%	18.2%	20.4%	14.5%	13.9%	13.1%	18.4%	18.38%
OCF Margin	25.8%	24.4%	25.6%	19.5%	30.8%	35.8%	33.1%	32.2%	27.0%	26.0%	23.5%	22.5%	24.3%	17.7%	19.9%	22.5%	16.8%	15.8%	16.2%	21.7%	21.68%
ROE 3Y Avg	snapshot only																				11.33%
ROE 5Y Avg	snapshot only																				13.03%
ROA 3Y Avg	snapshot only																				1.04%
ROIC 3Y Avg	snapshot only																				19.25%
ROIC Economic	snapshot only																				8.00%
Cash ROA	snapshot only																				1.26%
Cash ROIC	snapshot only																				31.87%
CROIC	snapshot only																				27.02%
NOPAT Margin	snapshot only																				20.89%
Pretax Margin	snapshot only																				27.73%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				28.21%
SBC / Revenue	snapshot only																				0.49%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	5.69	6.34	5.48	5.95	4.78	3.84	4.72	4.32	3.87	5.00	9.76	10.05	8.59	11.57	10.33	8.41	8.38	9.53	9.94	9.38	9.492
P/S Ratio	1.28	1.38	1.39	1.69	1.42	1.24	1.47	1.22	0.98	1.07	1.54	1.44	1.23	1.76	1.90	1.67	1.71	2.00	2.04	1.96	1.972
P/B Ratio	0.75	0.81	0.76	0.92	0.78	0.69	0.78	0.67	0.58	0.67	0.91	0.89	0.79	1.15	1.18	1.06	1.11	1.32	1.20	1.17	1.173
P/FCF	5.23	6.02	5.73	9.24	5.20	3.90	5.14	4.37	3.90	4.32	6.65	6.50	5.13	11.08	10.43	8.22	11.79	14.43	15.53	10.66	10.659
P/OCF	4.95	5.66	5.41	8.63	4.62	3.47	4.45	3.80	3.64	4.12	6.54	6.41	5.08	9.96	9.53	7.44	10.21	12.68	12.58	9.04	9.038
EV/EBITDA	-4.78	-4.57	-6.80	-5.43	-5.84	-5.56	0.43	0.00	-0.43	-0.03	6.48	6.51	5.68	7.56	8.06	6.87	6.83	7.61	3.51	3.32	3.315
EV/Revenue	-1.61	-1.51	-2.59	-2.31	-2.59	-2.69	0.20	0.00	-0.16	-0.01	1.65	1.55	1.34	1.87	2.24	2.01	2.04	2.32	1.03	0.96	0.963
EV/EBIT	-5.49	-5.28	-7.71	-6.12	-6.56	-6.18	0.48	0.00	-0.48	-0.04	8.11	8.36	7.19	9.34	9.19	7.60	7.51	8.33	3.77	3.47	3.472
EV/FCF	-6.60	-6.60	-10.73	-12.69	-9.46	-8.44	0.69	0.00	-0.64	-0.04	7.14	7.00	5.57	11.73	12.29	9.85	14.03	16.72	7.82	5.24	5.238
Earnings Yield	17.6%	15.8%	18.2%	16.8%	20.9%	26.1%	21.2%	23.2%	25.8%	20.0%	10.2%	9.9%	11.6%	8.6%	9.7%	11.9%	11.9%	10.5%	10.1%	10.7%	10.66%
FCF Yield	19.1%	16.6%	17.4%	10.8%	19.2%	25.6%	19.4%	22.9%	25.6%	23.1%	15.0%	15.4%	19.5%	9.0%	9.6%	12.2%	8.5%	6.9%	6.4%	9.4%	9.38%
PEG Ratio	snapshot only																				0.810
Price/Tangible Book	snapshot only																				1.238
EV/OCF	snapshot only																				4.441
EV/Gross Profit	snapshot only																				1.356
Acquirers Multiple	snapshot only																				3.472
Shareholder Yield	snapshot only																				3.53%
Graham Number	snapshot only																				$52.50

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.26	0.26	0.27	0.27	0.27	0.27	0.13	0.13	0.13	0.13	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.50	0.50	0.502
Quick Ratio	0.26	0.26	0.27	0.27	0.27	0.27	0.13	0.13	0.13	0.13	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.50	0.50	0.502
Debt/Equity	1.17	1.17	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.98	0.98	0.98	0.98	1.05	1.05	1.05	1.05	0.57	0.57	0.569
Net Debt/Equity	-1.70	-1.70	-2.19	-2.19	-2.19	-2.19	-0.67	-0.67	-0.67	-0.67	0.07	0.07	0.07	0.07	0.21	0.21	0.21	0.21	-0.59	-0.59	-0.594
Debt/Assets	0.09	0.09	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.08	0.08	0.08	0.08	0.10	0.10	0.10	0.10	0.06	0.06	0.056
Debt/EBITDA	5.88	5.99	3.07	2.76	2.66	2.39	2.66	2.80	2.90	3.26	6.47	6.60	6.46	6.04	6.05	5.64	5.42	5.19	3.32	3.29	3.288
Net Debt/EBITDA	-8.58	-8.74	-10.43	-9.39	-9.04	-8.13	-2.78	-2.92	-3.03	-3.41	0.45	0.46	0.45	0.42	1.22	1.14	1.09	1.05	-3.46	-3.43	-3.432
Interest Coverage	2.85	3.20	4.60	6.26	8.09	9.72	6.93	4.29	2.43	1.42	0.80	0.64	0.62	0.66	0.85	0.94	0.98	1.01	0.99	1.04	1.042
Equity Multiplier	13.23	13.23	12.19	12.19	12.19	12.19	12.18	12.18	12.18	12.18	11.77	11.77	11.77	11.77	11.00	11.00	11.00	11.00	10.25	10.25	10.251
Cash Ratio	snapshot only																				0.502
Debt Service Coverage	snapshot only																				1.091
Cash to Debt	snapshot only																				2.044
FCF to Debt	snapshot only																				0.193
Defensive Interval	snapshot only																				1701.5 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.05	0.05	0.05	0.04	0.04	0.05	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.060
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	6.93	6.91	14.14	14.06	14.02	14.29	14.76	15.43	16.42	17.37	14.12	14.80	15.30	15.64	14.95	15.24	15.51	15.88	15.54	15.80	15.797
Payables Turnover	0.50	0.40	0.30	0.21	0.15	0.17	0.52	0.96	1.56	2.37	67.79	81.36	88.95	91.26	63.50	62.90	62.78	63.77	49.15	48.89	48.889
DSO	53	53	26	26	26	26	25	24	22	21	26	25	24	23	24	24	24	23	23	23	23.1 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	732	912	1212	1774	2372	2153	701	382	234	154	5	4	4	4	6	6	6	6	7	7	7.5 days
Cash Conversion Cycle	-679	-859	-1187	-1748	-2346	-2127	-676	-358	-212	-133	20	20	20	19	19	18	18	17	16	16	15.6 days
Fixed Asset Turnover	snapshot only																				3.959
Cash Velocity	snapshot only																				0.513
Capital Intensity	snapshot only																				17.187

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	1.0%	0.9%	1.7%	0.7%	0.3%	2.5%	2.6%	7.9%	15.1%	19.4%	19.2%	19.4%	16.0%	12.1%	16.9%	13.8%	12.0%	12.2%	6.9%	6.5%	6.55%
Net Income	48.3%	37.9%	42.8%	42.1%	33.0%	52.8%	26.7%	7.5%	-1.7%	-20.9%	-39.9%	-39.3%	-34.4%	-20.4%	36.6%	57.7%	59.6%	54.4%	19.2%	11.9%	11.88%
EPS	56.7%	45.6%	50.7%	49.9%	32.1%	51.7%	25.5%	6.5%	-2.5%	-21.6%	-39.5%	-38.9%	-32.6%	-17.4%	40.1%	61.5%	60.3%	53.8%	18.7%	11.9%	11.94%
FCF	35.7%	13.2%	29.7%	-26.6%	12.4%	42.4%	21.6%	65.1%	6.2%	-6.9%	-3.7%	-5.0%	10.6%	-28.2%	-8.0%	4.4%	-32.3%	-2.4%	-22.9%	-3.8%	-3.85%
EBITDA	45.0%	35.5%	41.1%	42.6%	32.1%	49.8%	23.5%	5.6%	-1.9%	-21.6%	-33.8%	-31.7%	-27.6%	-12.9%	27.2%	39.1%	41.9%	38.4%	12.6%	6.0%	6.01%
Op. Income	55.4%	42.6%	47.9%	46.7%	34.8%	55.4%	26.1%	6.5%	-2.0%	-23.8%	-41.3%	-40.5%	-35.7%	-19.3%	39.8%	61.6%	63.3%	56.2%	19.5%	12.0%	12.00%
OCF Growth	snapshot only																				2.61%
Asset Growth	snapshot only																				5.80%
Equity Growth	snapshot only																				13.57%
Debt Growth	snapshot only																				-38.23%
Shares Change	snapshot only																				-0.05%
Dividend Growth	snapshot only																				13.97%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	6.5%	5.6%	5.0%	3.9%	3.0%	2.4%	2.4%	3.5%	5.3%	7.3%	7.5%	9.1%	10.2%	11.1%	12.6%	13.6%	14.4%	14.5%	14.2%	13.1%	13.13%
Revenue 5Y	6.2%	6.0%	5.3%	5.2%	5.2%	5.5%	5.5%	6.1%	6.9%	7.6%	7.2%	7.7%	7.8%	7.5%	8.4%	8.6%	8.7%	9.2%	9.2%	9.5%	9.48%
EPS 3Y	41.9%	35.2%	25.6%	27.7%	31.2%	29.3%	26.6%	28.7%	26.4%	20.1%	4.6%	-0.8%	-4.6%	-0.6%	2.1%	1.6%	1.7%	-0.1%	0.2%	3.3%	3.34%
EPS 5Y	6.6%	5.3%	20.7%	24.0%	25.1%	28.6%	38.1%	34.0%	29.7%	24.1%	8.5%	6.3%	8.2%	7.0%	11.4%	16.0%	16.9%	17.1%	13.7%	12.0%	12.00%
Net Income 3Y	38.7%	32.3%	22.8%	24.9%	28.4%	26.6%	24.0%	26.4%	24.7%	18.5%	2.9%	-2.5%	-5.0%	-1.3%	1.3%	0.9%	1.0%	-0.9%	-0.7%	2.3%	2.29%
Net Income 5Y	7.8%	6.5%	22.1%	24.4%	23.6%	27.1%	36.6%	32.5%	28.4%	22.8%	7.1%	4.9%	6.4%	5.0%	9.4%	14.1%	15.2%	15.4%	12.1%	10.3%	10.34%
EBITDA 3Y	19.4%	16.6%	23.4%	24.9%	26.9%	26.3%	22.9%	24.4%	23.4%	16.7%	4.9%	1.0%	-2.1%	0.8%	1.3%	0.1%	0.3%	-1.9%	-1.7%	0.3%	0.25%
EBITDA 5Y	6.2%	5.1%	20.5%	22.5%	21.5%	24.7%	21.2%	19.1%	17.2%	13.2%	9.0%	7.0%	7.7%	6.6%	9.3%	12.9%	14.1%	13.9%	10.6%	8.7%	8.71%
Gross Profit 3Y	7.8%	7.5%	8.6%	8.5%	8.4%	7.8%	7.1%	8.1%	8.6%	7.8%	4.1%	1.7%	0.8%	0.6%	1.6%	2.2%	2.8%	3.1%	3.4%	4.2%	4.17%
Gross Profit 5Y	8.3%	8.4%	8.3%	8.7%	8.4%	8.8%	8.2%	7.6%	7.2%	6.1%	4.0%	3.5%	3.4%	3.1%	4.4%	5.6%	6.3%	6.8%	6.3%	5.6%	5.61%
Op. Income 3Y	19.8%	16.9%	25.1%	27.1%	30.3%	29.7%	26.3%	28.6%	27.1%	19.1%	3.1%	-2.4%	-5.3%	-1.5%	1.2%	0.8%	1.0%	-1.3%	-0.7%	2.5%	2.48%
Op. Income 5Y	5.3%	4.0%	21.2%	23.4%	22.2%	26.0%	22.1%	20.0%	17.9%	13.6%	7.7%	5.4%	6.9%	6.1%	10.6%	15.4%	16.6%	16.3%	12.8%	10.9%	10.94%
FCF 3Y	54.6%	37.9%	29.0%	19.6%	37.6%	27.3%	22.8%	16.5%	17.4%	14.5%	14.9%	4.8%	9.7%	-1.6%	2.5%	17.8%	-7.3%	-13.3%	-11.9%	-1.6%	-1.58%
FCF 5Y	1.1%	1.1%	19.5%	35.0%	26.8%	63.5%	32.7%	25.0%	34.5%	28.3%	20.2%	21.8%	25.0%	6.6%	10.4%	9.4%	3.9%	1.0%	1.5%	2.9%	2.91%
OCF 3Y	11.6%	4.3%	3.1%	-1.8%	19.3%	19.0%	17.4%	12.3%	11.7%	10.7%	11.6%	3.4%	8.0%	-0.1%	3.6%	19.1%	-6.5%	-12.9%	-10.0%	-0.8%	-0.81%
OCF 5Y	-0.9%	-2.2%	11.4%	14.0%	16.5%	32.6%	16.9%	12.5%	10.9%	8.2%	4.2%	7.0%	12.4%	2.2%	6.3%	6.1%	2.4%	0.7%	3.7%	5.2%	5.24%
Assets 3Y	8.9%	8.9%	7.7%	7.7%	7.7%	7.7%	8.6%	8.6%	8.6%	8.6%	3.2%	3.2%	3.2%	3.2%	4.5%	4.5%	4.5%	4.5%	4.1%	4.1%	4.14%
Assets 5Y	5.5%	5.5%	5.6%	5.6%	5.6%	5.6%	6.6%	6.6%	6.6%	6.6%	6.6%	6.6%	6.6%	6.6%	6.5%	6.5%	6.5%	6.5%	3.8%	3.8%	3.79%
Equity 3Y	6.5%	6.5%	6.6%	6.6%	6.6%	6.6%	6.4%	6.4%	6.4%	6.4%	7.3%	7.3%	7.3%	7.3%	8.1%	8.1%	8.1%	8.1%	10.3%	10.3%	10.29%
Book Value 3Y	9.0%	8.9%	9.0%	9.0%	8.9%	8.9%	8.6%	8.4%	7.8%	7.8%	9.1%	9.1%	7.7%	8.1%	8.9%	8.9%	9.0%	9.0%	11.3%	11.4%	11.43%
Dividend 3Y	2.7%	3.5%	4.5%	5.3%	4.4%	3.7%	2.9%	3.7%	5.9%	8.4%	11.2%	10.3%	6.0%	3.5%	1.7%	1.5%	2.2%	3.4%	4.5%	5.5%	5.53%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.96	0.94	0.95	0.93	0.88	0.87	0.88	0.91	0.88	0.85	0.84	0.82	0.82	0.80	0.78	0.82	0.85	0.89	0.89	0.93	0.934
Earnings Stability	0.37	0.39	0.88	0.87	0.87	0.85	0.95	0.96	0.95	0.79	0.42	0.35	0.35	0.29	0.28	0.31	0.31	0.33	0.28	0.24	0.242
Margin Stability	0.95	0.95	0.94	0.93	0.92	0.92	0.92	0.93	0.92	0.92	0.89	0.88	0.87	0.87	0.86	0.85	0.85	0.85	0.86	0.87	0.868
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.81	0.85	0.83	0.83	0.87	0.50	0.89	0.97	0.99	0.92	0.84	0.84	0.86	0.92	0.85	0.50	0.50	0.50	0.92	0.95	0.952
Earnings Smoothness	0.61	0.68	0.65	0.65	0.72	0.58	0.76	0.93	0.98	0.77	0.50	0.51	0.58	0.77	0.69	0.55	0.54	0.57	0.82	0.89	0.888
ROE Trend	0.04	0.03	0.03	0.05	0.05	0.07	0.04	0.02	0.00	-0.02	-0.06	-0.07	-0.06	-0.06	-0.01	0.00	0.01	0.02	0.02	0.02	0.017
Gross Margin Trend	0.07	0.10	0.12	0.13	0.14	0.12	0.08	0.01	-0.06	-0.13	-0.21	-0.24	-0.24	-0.21	-0.15	-0.10	-0.06	-0.03	-0.00	0.02	0.017
FCF Margin Trend	0.10	0.04	0.06	-0.04	0.06	0.10	0.07	0.06	-0.01	-0.03	-0.03	-0.01	-0.02	-0.12	-0.08	-0.05	-0.10	-0.07	-0.08	-0.03	-0.029
Sustainable Growth Rate	10.6%	10.1%	11.6%	13.2%	14.0%	15.9%	14.3%	13.3%	12.4%	10.5%	6.3%	5.8%	6.1%	6.9%	8.9%	10.1%	10.7%	11.3%	9.7%	10.0%	10.00%
Internal Growth Rate	0.9%	0.8%	0.9%	1.1%	1.1%	1.3%	1.2%	1.1%	1.0%	0.9%	0.5%	0.5%	0.5%	0.6%	0.8%	0.9%	0.9%	1.0%	0.9%	1.0%	0.95%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.15	1.12	1.01	0.69	1.03	1.10	1.06	1.14	1.06	1.21	1.49	1.57	1.69	1.16	1.08	1.13	0.82	0.75	0.79	1.04	1.038
FCF/OCF	0.95	0.94	0.94	0.93	0.89	0.89	0.87	0.87	0.93	0.95	0.98	0.99	0.99	0.90	0.91	0.90	0.87	0.88	0.81	0.85	0.848
FCF/Net Income	snapshot only																				0.880
OCF/EBITDA	snapshot only																				0.746
CapEx/Revenue	1.4%	1.4%	1.4%	1.3%	3.4%	3.9%	4.5%	4.2%	1.8%	1.2%	0.4%	0.3%	0.2%	1.8%	1.7%	2.1%	2.3%	1.9%	3.1%	3.3%	3.30%
CapEx/Depreciation	snapshot only																				2.517
Accruals Ratio	-0.00	-0.00	-0.00	0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.00	-0.01	-0.00	-0.00	-0.00	0.00	0.00	0.00	-0.00	-0.000
Sloan Accruals	snapshot only																				0.614
Cash Flow Adequacy	snapshot only																				2.571
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	3.8%	3.6%	3.6%	3.0%	3.6%	4.0%	3.4%	4.1%	5.2%	4.8%	3.5%	3.7%	4.2%	2.8%	2.5%	2.9%	2.8%	2.4%	2.4%	2.6%	2.69%
Dividend/Share	$0.56	$0.57	$0.59	$0.60	$0.60	$0.60	$0.60	$0.63	$0.67	$0.72	$0.78	$0.80	$0.82	$0.82	$0.83	$0.84	$0.86	$0.88	$0.92	$0.96	$1.00
Payout Ratio	21.5%	22.7%	19.7%	18.0%	17.2%	15.5%	15.9%	17.7%	20.0%	24.1%	34.6%	37.2%	35.9%	32.8%	26.1%	24.1%	23.4%	22.9%	24.3%	24.6%	24.57%
FCF Payout Ratio	19.7%	21.5%	20.6%	28.0%	18.7%	15.8%	17.4%	17.9%	20.1%	20.8%	23.6%	24.0%	21.4%	31.4%	26.4%	23.6%	33.0%	34.6%	38.0%	27.9%	27.93%
Total Payout Ratio	62.8%	65.5%	56.0%	50.6%	17.2%	15.5%	15.9%	17.7%	20.0%	24.2%	44.6%	47.6%	73.0%	66.9%	45.7%	41.9%	23.4%	22.9%	24.3%	33.1%	33.13%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.05	0.07	0.10	0.12	0.10	0.09	0.06	0.10	0.19	0.27	0.34	0.31	0.22	0.11	0.06	0.05	0.07	0.10	0.14	0.17	0.166
Buyback Yield	7.3%	6.7%	6.6%	5.5%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	1.0%	1.0%	4.3%	2.9%	1.9%	2.1%	0.0%	0.0%	0.0%	0.9%	0.91%
Net Buyback Yield	7.1%	6.6%	6.4%	5.3%	-0.3%	-0.3%	-0.2%	-0.2%	-0.3%	-0.2%	0.8%	0.8%	4.1%	2.8%	1.8%	2.0%	-0.1%	-0.1%	-0.1%	0.8%	0.77%
Total Shareholder Return	10.9%	10.2%	10.0%	8.3%	3.3%	3.8%	3.2%	3.9%	4.9%	4.6%	4.4%	4.5%	8.3%	5.6%	4.3%	4.8%	2.6%	2.3%	2.3%	3.4%	3.39%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.76	0.76	0.75	0.75	0.75	0.74	0.75	0.76	0.76	0.77	0.77	0.77	0.77	0.76	0.76	0.75	0.75	0.75	0.75	0.75	0.753
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.29	0.29	0.34	0.38	0.39	0.44	0.41	0.37	0.34	0.28	0.20	0.19	0.19	0.20	0.24	0.26	0.27	0.28	0.27	0.28	0.277
Asset Turnover	0.05	0.05	0.05	0.04	0.04	0.05	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.060
Equity Multiplier	12.36	12.36	12.69	12.69	12.69	12.69	12.18	12.18	12.18	12.18	11.97	11.97	11.97	11.97	11.37	11.37	11.37	11.37	10.60	10.60	10.604

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$2.62	$2.53	$2.98	$3.32	$3.46	$3.84	$3.74	$3.54	$3.38	$3.01	$2.26	$2.16	$2.28	$2.49	$3.17	$3.49	$3.65	$3.83	$3.77	$3.91	$3.91
Book Value/Share	$19.81	$19.78	$21.40	$21.38	$21.30	$21.28	$22.68	$22.67	$22.59	$22.56	$24.33	$24.32	$24.76	$24.97	$27.65	$27.60	$27.56	$27.56	$31.28	$31.36	$31.66
Tangible Book/Share	$18.15	$18.12	$19.58	$19.57	$19.49	$19.47	$20.82	$20.81	$20.74	$20.71	$22.51	$22.50	$22.91	$23.11	$25.84	$25.78	$25.75	$25.75	$29.52	$29.60	$29.60
Revenue/Share	$11.68	$11.64	$11.80	$11.72	$11.64	$11.85	$11.99	$12.53	$13.29	$14.03	$14.37	$15.05	$15.84	$16.33	$17.24	$17.55	$17.83	$18.25	$18.36	$18.70	$18.73
FCF/Share	$2.85	$2.67	$2.85	$2.14	$3.19	$3.78	$3.43	$3.50	$3.35	$3.49	$3.32	$3.34	$3.81	$2.60	$3.14	$3.57	$2.59	$2.53	$2.41	$3.44	$3.44
OCF/Share	$3.02	$2.84	$3.02	$2.29	$3.58	$4.24	$3.97	$4.03	$3.59	$3.65	$3.38	$3.39	$3.85	$2.89	$3.44	$3.95	$3.00	$2.88	$2.98	$4.05	$4.06
Cash/Share	$56.89	$56.81	$60.71	$60.65	$60.43	$60.35	$29.92	$29.89	$29.80	$29.76	$22.08	$22.08	$22.48	$22.67	$23.12	$23.08	$23.05	$23.05	$36.40	$36.49	$57.47
EBITDA/Share	$3.94	$3.86	$4.50	$4.99	$5.16	$5.74	$5.50	$5.23	$5.02	$4.46	$3.67	$3.59	$3.74	$4.03	$4.78	$5.12	$5.33	$5.56	$5.37	$5.43	$5.43
Debt/Share	$23.14	$23.10	$13.78	$13.77	$13.72	$13.70	$14.62	$14.61	$14.57	$14.55	$23.73	$23.73	$24.16	$24.36	$28.95	$28.89	$28.85	$28.85	$17.81	$17.85	$17.85
Net Debt/Share	$-33.75	$-33.71	$-46.92	$-46.88	$-46.70	$-46.65	$-15.29	$-15.28	$-15.23	$-15.21	$1.65	$1.65	$1.68	$1.69	$5.83	$5.82	$5.81	$5.81	$-18.59	$-18.64	$-18.64

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.839
Altman Z-Prime	snapshot only																				-0.175
Piotroski F-Score	8	8	8	7	7	6	5	6	5	5	6	6	6	6	8	8	7	6	6	9	9
Beneish M-Score	-2.70	-2.67	-2.71	-2.56	-2.53	-2.49	-2.79	-2.70	-2.60	-2.58	-2.04	-2.11	-2.21	-2.24	-2.45	-2.49	-2.47	-2.45	-2.42	-2.47	-2.467
Ohlson O-Score	snapshot only																				-4.384
Net-Net WC	snapshot only																				$-253.59
EVA	snapshot only																				$17111000.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BBB+
Credit Score	54.61	54.17	63.60	66.05	68.09	67.72	65.18	65.21	64.40	56.33	48.90	47.72	48.10	51.89	56.00	61.57	61.69	59.42	62.10	60.44	60.438
Credit Grade	snapshot only																				8
Credit Trend	snapshot only																				-1.136
Implied Spread (bps)	snapshot only																				225.000
Industry Credit Rank	snapshot only																				45
Sector Credit Rank	snapshot only																				49

FUNC NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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