$14.84

-0.18 (-1.20%)

After Hours: $14.92 (+0.08, +0.54%)

Weekly Expected Move ±2.6%

$14 $15 $15 $15 $16

NASDAQ · Financial Services · Insurance - Reinsurance · Tech Score Neutral · Power 59 · $490.3M mcap · 24M float · 0.597% daily turnover · Short 48% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Income Trends

Revenue

$696M +7.5% ▲

5Y CAGR: +7.8%

Gross Profit

$285M +548.2% ▲

5Y CAGR: +55.1%

Operating Income

$78M +79.8% ▲

5Y CAGR: +78.8%

Net Income

$75M +74.8% ▲

5Y CAGR: +80.9%

EPS (Diluted)

$2.17 +75.0% ▲

5Y CAGR: +81.6%

EBITDA

$83M +57.5% ▲

5Y CAGR: +45.2%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$570M	$478M	$632M	$648M	$696M
YoY Growth	+19.1%	-27.4%	+50.6%	+7.0%	+7.5%
Cost of Revenue	$520M	$460M	$529M	$604M	$412M
Gross Profit	$51M	$18M	$103M	$44M	$285M
Gross Margin	8.9%	3.8%	16.4%	6.8%	40.9%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$29M	$18M	$24M	$0	$0
Operating Expenses	$29M	-$7M	$17M	$365K	$206M
Operating Income	$21M	$25M	$87M	$44M	$78M
Operating Margin	3.7%	5.1%	13.7%	6.7%	11.2%
Interest Expense	$18M	$11M	$8M	$9M	$5M
Income Before Tax	$21M	$25M	$87M	$44M	$78M
Tax Expense	$4M	-$816K	$100K	$749K	$3M
Net Income	$18M	$25M	$87M	$43M	$75M
Net Margin	3.1%	5.3%	13.7%	6.6%	10.7%
EPS (Diluted)	$0.51	$0.64	$2.50	$1.24	$2.17
EBITDA	$39M	$36M	$95M	$53M	$83M
Shares Outstanding	34M	40M	35M	35M	35M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$168M	$136M	$180M	$178M	$160M	$178M	$161M	$165M
Cost of Revenue	$139M	$161M	$170M	$147M	$136M	-$41M	$91M	$156M
Gross Profit	$29M	-$25M	$10M	$31M	$25M	$219M	$70M	$9M
Gross Margin	17.1%	-18.4%	5.5%	17.6%	15.5%	122.8%	43.3%	5.6%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$4M	$0	$0	$0	$0	$0	$0	$0
Operating Expenses	-$7M	$3M	-$21M	$31M	$29M	$168M	$34M	$39M
Operating Income	$36M	-$28M	$31M	$675K	-$4M	$51M	$36M	-$29M
Operating Margin	21.4%	-20.8%	17.2%	0.4%	-2.4%	28.4%	22.3%	-17.8%
Interest Expense	$2M	$1M	$2M	$1M	$2M	$382K	$131K	$174K
Income Before Tax	$36M	-$28M	$31M	$675K	-$4M	$51M	$36M	-$29M
Tax Expense	$723K	-$928K	$1M	$346K	$526K	$1M	$115K	$158K
Net Income	$35M	-$27M	$30M	$329K	-$4M	$49M	$36M	-$30M
Net Margin	21.0%	-20.1%	16.5%	0.2%	-2.7%	27.7%	22.2%	-17.9%
EPS (Diluted)	$1.01	$-0.81	$0.86	$0.01	$-0.13	$1.43	$1.05	$-0.89
EBITDA	$38M	-$27M	$33M	$2M	-$2M	$51M	$36M	-$29M
Shares Outstanding	35M	34M	34M	34M	34M	35M	34M	33M

GLRE NASDAQ

Income Trends

Profit Margins

Year-over-Year Growth

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