$43.40

+1.62 (+3.88%)

Weekly Expected Move ±6.1%

$34 $36 $39 $41 $43

NYSE · Financial Services · Financial - Capital Markets · Alpha Radar Sell · Power 42 · $1.2B mcap · 18M float · 3.39% daily turnover · Short 63% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

33.1 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: -9.9% · 5Y Avg: 12.0%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. GOLD has No discernible competitive edge (33.1/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. Negative ROIC of -9.9% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$52

Low

$52

Avg Target

$52

High

Based on 1 analyst since May 6, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 19Hold: 14Sell: 1Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$52.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-07	Roth Capital	—	$60	$52	-8	+17.8%	$44.14
2026-02-06	Northland Securities	Greg Gibas	Initiated	$57	—	+13.2%	$50.35
2026-01-28	Roth Capital	—	$50	$60	+10	+12.2%	$53.49
2026-01-27	D.A. Davidson	—	Initiated	$53	—	+5.8%	$50.09
2026-01-16	Roth Capital	Craig Irwin	Initiated	$50	—	+19.6%	$41.79

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. GOLD receives an overall rating of B-. Strongest factors: ROA (4/5). Areas of concern: DCF (1/5), P/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-05-11	B	B-
2026-05-07	C	B
2026-04-22	C+	C
2026-04-01	C	C+
2026-02-09	C+	C
2026-01-30	B-	C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 50 Grade C

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. GOLD scores highest in Safety (100/100) and lowest in Profitability (2/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

5.54

Safe Zone

Piotroski F-Score

5/9

✓ ✓ ✗ ✓ ✓ ✗ ✗ ✗ ✓

Beneish M-Score

-3.21

Unlikely Manipulator

Ohlson O-Score

-6.37

Bankruptcy prob: 0.2%

Low Risk

Credit Rating

BBB+

Score: 63.7/100

Trend: Deteriorating

Earnings Quality

75/100

OCF/NI: 23.70x

Accruals: -14.0%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. GOLD scores 5.54, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. GOLD scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. GOLD's score of -3.21 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. GOLD's implied 0.2% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. GOLD receives an estimated rating of BBB+ (score: 63.7/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). GOLD's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

13.81x

PEG

0.16x

P/S

0.05x

P/B

1.31x

P/FCF

3.06x

P/OCF

2.94x

EV/EBITDA

-11.22x

EV/Revenue

0.11x

EV/EBIT

-9.43x

EV/FCF

5.99x

Earnings Yield

1.44%

FCF Yield

32.65%

Shareholder Yield

2.24%

Graham Number

$16.75

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 13.8x earnings, GOLD trades at a reasonable valuation. Graham's intrinsic value formula yields $16.75 per share, 159% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.673

NI / EBT

Interest Burden

-0.103

EBT / EBIT

EBIT Margin

-0.011

EBIT / Rev

Asset Turnover

7.756

Rev / Assets

Equity Multiplier

3.216

Assets / Equity

ROE

2.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. GOLD's ROE of 2.0% is driven by financial leverage (equity multiplier: 3.22x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$4.16

Price/Value

8.18x

Margin of Safety

-718.49%

Premium

718.49%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with GOLD's realized 0.0% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. GOLD trades at a 718% premium to its adjusted intrinsic value of $4.16, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 13.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$43.37

Median 1Y

$52.77

5th Pctile

$23.32

95th Pctile

$119.48

Ann. Volatility

49.9%

Analyst Target

$52.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Thor Gjerdrum President	$650,000	$882,786	$1,756,311
Gregory Roberts (Principal utive Officer and Director (Principal Executive Officer)	$1,000,000	$—	$1,287,246
Brian Aquilino Operating rating Officer	$350,000	$—	$649,321
Kathleen Simpson-Taylor Financial ief Financial Officer (Principal Financial Officer - fiscal 2025)	$400,000	$—	$425,025
Carol Meltzer President, Vice President, General Counsel, Secretary and Director	$300,000	$—	$405,475

CEO Pay Ratio

9:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $1,287,246

Avg Employee Cost (SGA/emp): $140,174

Employees: 993

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

993

+103.1% YoY

Revenue / Employee

$11,056,006

Rev: $10,978,614,000

Profit / Employee

$17,442

NI: $17,320,000

SGA / Employee

$140,174

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	1.5%	68.9%	70.1%	80.0%	63.1%	31.1%	35.6%	36.0%	35.7%	28.7%	23.9%	20.3%	14.6%	11.4%	9.7%	8.5%	6.3%	2.8%	1.2%	2.0%	1.98%
ROA	17.3%	16.4%	16.7%	19.0%	15.0%	10.1%	11.5%	11.6%	11.5%	10.5%	8.7%	7.4%	5.3%	4.1%	3.5%	3.1%	2.2%	0.9%	0.4%	0.6%	0.62%
ROIC	25.6%	16.9%	17.5%	20.6%	18.9%	12.0%	13.8%	13.9%	14.1%	12.3%	10.4%	9.2%	6.7%	4.5%	4.1%	3.7%	3.3%	2.7%	1.7%	-9.9%	-9.88%
ROCE	58.5%	33.4%	35.9%	43.4%	42.5%	31.1%	35.4%	36.1%	36.7%	37.8%	32.9%	29.4%	23.1%	13.0%	11.5%	10.4%	9.0%	6.1%	5.4%	-16.3%	-16.35%
Gross Margin	3.3%	4.0%	2.8%	3.4%	3.4%	3.2%	4.0%	3.3%	3.3%	2.5%	2.0%	2.2%	1.3%	1.7%	1.6%	1.6%	1.4%	3.3%	2.0%	-2.5%	-2.49%
Operating Margin	2.6%	2.9%	1.5%	2.0%	2.1%	2.1%	2.9%	2.0%	2.1%	1.7%	1.0%	1.0%	0.3%	0.7%	0.6%	0.5%	0.1%	0.8%	0.1%	-3.4%	-3.42%
Net Margin	3.7%	2.3%	1.3%	1.6%	1.8%	1.8%	2.4%	1.7%	1.6%	1.3%	0.8%	0.7%	0.2%	1.2%	0.3%	0.2%	-0.3%	0.4%	-0.0%	0.2%	0.18%
EBITDA Margin	2.8%	3.6%	2.3%	2.8%	2.8%	2.7%	3.5%	2.8%	2.5%	2.2%	1.5%	1.5%	0.7%	1.8%	0.9%	0.8%	0.3%	1.4%	0.5%	-3.3%	-3.30%
FCF Margin	-1.3%	-0.7%	-0.3%	2.3%	0.3%	-1.1%	3.2%	-2.3%	0.3%	-0.4%	-3.7%	-0.9%	-1.1%	0.4%	-0.4%	1.2%	1.4%	1.3%	3.9%	1.8%	1.81%
OCF Margin	-1.3%	-0.7%	-0.3%	2.4%	0.3%	-1.1%	3.2%	-2.2%	0.4%	-0.3%	-3.6%	-0.9%	-1.0%	0.6%	-0.3%	1.4%	1.5%	1.4%	4.0%	1.9%	1.89%
ROE 3Y Avg	snapshot only																				9.60%
ROE 5Y Avg	snapshot only																				22.27%
ROA 3Y Avg	snapshot only																				3.51%
ROIC 3Y Avg	snapshot only																				1.06%
ROIC Economic	snapshot only																				-9.88%
Cash ROA	snapshot only																				13.34%
Cash ROIC	snapshot only																				20.00%
CROIC	snapshot only																				19.17%
NOPAT Margin	snapshot only																				-0.93%
Pretax Margin	snapshot only																				0.12%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				1.32%
SBC / Revenue	snapshot only																				0.01%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	2.07	2.94	3.85	3.49	5.61	5.17	4.15	5.07	5.11	5.36	5.20	6.24	8.77	10.91	17.37	12.34	15.41	35.89	85.71	69.57	13.806
P/S Ratio	0.04	0.06	0.08	0.08	0.10	0.08	0.08	0.10	0.09	0.09	0.07	0.07	0.07	0.08	0.10	0.06	0.05	0.06	0.05	0.06	0.054
P/B Ratio	2.60	1.29	1.73	1.78	2.26	1.40	1.29	1.59	1.59	1.40	1.13	1.15	1.16	1.23	1.68	1.05	0.96	0.96	0.98	1.34	1.312
P/FCF	-2.75	-8.57	-23.47	3.39	34.20	-7.42	2.45	-4.20	36.75	-20.88	-1.85	-7.44	-6.16	17.57	-25.86	4.93	3.69	4.39	1.37	3.06	3.062
P/OCF	—	—	—	3.34	30.27	—	2.42	—	26.08	—	—	—	—	12.82	—	4.38	3.47	4.08	1.33	2.94	2.936
EV/EBITDA	4.26	4.96	5.26	4.37	5.07	5.78	5.03	5.67	5.68	5.94	6.04	6.80	8.56	11.03	14.31	11.98	12.81	16.05	17.13	-11.22	-11.220
EV/Revenue	0.07	0.11	0.13	0.13	0.15	0.15	0.15	0.17	0.16	0.16	0.13	0.13	0.13	0.15	0.18	0.13	0.12	0.13	0.12	0.11	0.108
EV/EBIT	4.38	5.29	5.83	4.92	5.87	6.61	5.55	6.12	6.01	6.26	6.40	7.23	9.23	12.05	16.06	13.83	15.39	21.50	24.55	-9.43	-9.426
EV/FCF	-5.42	-15.56	-37.84	5.40	50.19	-13.48	4.63	-7.22	63.24	-36.62	-3.58	-14.27	-11.73	34.63	-44.29	10.57	8.27	10.24	3.16	5.99	5.988
Earnings Yield	48.2%	34.0%	26.0%	28.7%	17.8%	19.3%	24.1%	19.7%	19.6%	18.7%	19.2%	16.0%	11.4%	9.2%	5.8%	8.1%	6.5%	2.8%	1.2%	1.4%	1.44%
FCF Yield	-36.3%	-11.7%	-4.3%	29.5%	2.9%	-13.5%	40.8%	-23.8%	2.7%	-4.8%	-54.0%	-13.4%	-16.2%	5.7%	-3.9%	20.3%	27.1%	22.8%	73.1%	32.7%	32.65%
PEG Ratio	snapshot only																				0.159
Price/Tangible Book	snapshot only																				3.061
EV/OCF	snapshot only																				5.740
EV/Gross Profit	snapshot only																				49.889
Shareholder Yield	snapshot only																				2.24%
Graham Number	snapshot only																				$16.75

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.28	1.36	1.36	1.36	1.36	1.41	1.41	1.41	1.41	1.37	1.37	1.37	1.37	1.63	1.63	1.63	1.63	1.56	1.56	1.56	1.565
Quick Ratio	0.71	0.71	0.71	0.71	0.71	0.53	0.53	0.53	0.53	0.31	0.31	0.31	0.31	0.39	0.39	0.39	0.39	0.39	0.39	0.39	0.394
Debt/Equity	3.03	1.34	1.34	1.34	1.34	1.22	1.22	1.22	1.22	1.12	1.12	1.12	1.12	1.28	1.28	1.28	1.28	1.40	1.40	1.40	1.396
Net Debt/Equity	2.51	1.06	1.06	1.06	1.06	1.15	1.15	1.15	1.15	1.05	1.05	1.05	1.05	1.20	1.20	1.20	1.20	1.28	1.28	1.28	1.276
Debt/Assets	0.40	0.41	0.41	0.41	0.41	0.41	0.41	0.41	0.41	0.43	0.43	0.43	0.43	0.42	0.42	0.42	0.42	0.41	0.41	0.41	0.409
Debt/EBITDA	2.53	2.82	2.53	2.06	2.04	2.77	2.53	2.53	2.54	2.71	3.10	3.45	4.32	5.80	6.35	6.82	7.57	10.03	10.62	-6.00	-5.995
Net Debt/EBITDA	2.10	2.23	2.00	1.63	1.61	2.60	2.37	2.37	2.38	2.55	2.92	3.25	4.07	5.43	5.95	6.39	7.10	9.17	9.71	-5.48	-5.481
Interest Coverage	6.45	8.11	8.23	9.77	9.53	8.57	9.46	8.93	7.85	7.44	5.80	4.78	3.71	3.09	2.74	2.47	1.98	1.46	1.22	-3.29	-3.291
Equity Multiplier	7.50	3.29	3.29	3.29	3.29	2.95	2.95	2.95	2.95	2.58	2.58	2.58	2.58	3.01	3.01	3.01	3.01	3.41	3.41	3.41	3.411
Cash Ratio	snapshot only																				0.070
Debt Service Coverage	snapshot only																				-2.765
Cash to Debt	snapshot only																				0.086
FCF to Debt	snapshot only																				0.313
Defensive Interval	snapshot only																				417.1 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	9.70	7.81	7.96	8.40	8.46	6.19	6.11	6.11	6.27	6.22	6.61	6.69	6.89	5.75	5.89	6.28	6.52	5.43	5.91	7.76	7.756
Inventory Turnover	22.63	19.00	19.33	20.30	20.45	13.17	12.95	12.96	13.30	10.44	11.15	11.32	11.71	9.16	9.39	10.03	10.41	8.97	9.75	13.03	13.028
Receivables Turnover	364.41	274.99	280.33	295.77	297.93	129.62	127.81	127.87	131.17	176.13	187.21	189.66	195.23	460.59	471.53	503.04	521.96	106.81	116.20	152.53	152.534
Payables Turnover	3901.75	3818.84	3884.86	4081.12	4109.86	3822.60	3757.64	3760.20	3859.25	779.09	832.07	844.81	873.76	585.90	600.44	641.33	665.46	867.70	943.14	1260.71	1260.714
DSO	1	1	1	1	1	3	3	3	3	2	2	2	2	1	1	1	1	3	3	2	2.4 days
DIO	16	19	19	18	18	28	28	28	27	35	33	32	31	40	39	36	35	41	37	28	28.0 days
DPO	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	1	1	0	0	0	0.3 days
Cash Conversion Cycle	17	20	20	19	19	30	31	31	30	37	34	34	33	40	39	37	35	44	40	30	30.1 days
Fixed Asset Turnover	snapshot only																				229.384
Operating Cycle	snapshot only																				30.4 days
Cash Velocity	snapshot only																				201.680
Capital Intensity	snapshot only																				0.141

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	52.8%	39.4%	32.8%	29.8%	16.2%	7.2%	3.7%	-1.7%	0.1%	13.8%	22.7%	24.2%	24.7%	4.4%	0.6%	5.9%	6.8%	13.2%	20.3%	48.0%	48.01%
Net Income	9.7%	4.2%	2.0%	2.0%	15.6%	-17.0%	-6.7%	-17.3%	3.9%	18.0%	-14.2%	-28.0%	-47.7%	-56.2%	-54.9%	-53.3%	-52.2%	-74.7%	-87.4%	-75.8%	-75.77%
EPS	7.7%	2.3%	89.3%	91.8%	-17.9%	-18.6%	-9.2%	-18.5%	2.9%	18.1%	-13.7%	-26.0%	-45.9%	-55.5%	-53.8%	-53.1%	-51.9%	-78.6%	-87.8%	-77.2%	-77.22%
FCF	-91.6%	-2.2%	-3.4%	1.9%	1.3%	-68.8%	10.6%	-2.0%	-11.8%	56.6%	-2.4%	50.0%	-6.4%	2.1%	89.2%	2.4%	2.4%	2.3%	12.8%	1.2%	1.20%
EBITDA	2.2%	1.9%	1.4%	1.8%	96.2%	25.5%	23.4%	0.1%	-0.9%	14.6%	-8.5%	-17.6%	-34.0%	-45.9%	-43.6%	-41.5%	-34.0%	-32.4%	-30.0%	-2.3%	-2.33%
Op. Income	9.2%	4.0%	1.8%	1.8%	64.6%	4.3%	16.7%	-1.2%	6.5%	24.7%	-9.0%	-19.9%	-42.6%	-63.4%	-61.4%	-60.8%	-52.4%	-25.7%	-34.2%	-4.4%	-4.36%
OCF Growth	snapshot only																				1.04%
Asset Growth	snapshot only																				21.21%
Equity Growth	snapshot only																				6.89%
Debt Growth	snapshot only																				16.98%
Shares Change	snapshot only																				6.35%
Dividend Growth	snapshot only																				5.54%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-0.3%	0.0%	3.5%	8.4%	13.1%	19.5%	19.6%	20.0%	21.1%	19.4%	19.1%	16.6%	13.2%	8.4%	8.6%	9.0%	10.0%	10.4%	14.1%	24.9%	24.89%
Revenue 5Y	1.8%	2.3%	3.3%	2.7%	2.2%	3.1%	1.8%	3.1%	2.9%	4.1%	7.1%	9.2%	12.5%	15.2%	16.1%	17.9%	18.8%	15.0%	15.4%	20.0%	19.97%
EPS 3Y	3.9%	—	—	—	18.8%	2.3%	3.6%	2.9%	94.1%	46.3%	14.0%	5.0%	-23.0%	-24.7%	-28.8%	-34.4%	-35.5%	-51.8%	-63.5%	-57.1%	-57.10%
EPS 5Y	57.5%	59.1%	76.6%	73.1%	65.2%	61.2%	73.2%	1.0%	1.5%	—	—	—	4.3%	78.5%	1.1%	81.7%	13.8%	-21.5%	-39.1%	-34.2%	-34.19%
Net Income 3Y	4.3%	—	—	—	22.7%	2.9%	4.6%	3.6%	1.3%	72.4%	34.5%	21.7%	-14.4%	-24.6%	-28.8%	-34.8%	-36.2%	-49.3%	-63.5%	-56.7%	-56.67%
Net Income 5Y	63.7%	76.7%	96.1%	92.8%	84.0%	79.6%	93.3%	1.2%	1.8%	—	—	—	4.9%	98.5%	1.3%	1.0%	26.2%	-10.7%	-32.7%	-27.2%	-27.24%
EBITDA 3Y	97.6%	1.4%	1.6%	1.7%	1.5%	1.3%	1.2%	1.1%	84.5%	60.6%	39.3%	32.6%	8.7%	-8.0%	-14.0%	-21.6%	-24.4%	-25.2%	-28.8%	—	—
EBITDA 5Y	40.0%	49.4%	60.4%	66.7%	71.5%	68.5%	75.3%	74.5%	71.9%	79.9%	82.9%	73.2%	57.7%	48.5%	39.3%	36.0%	22.3%	8.7%	1.3%	—	—
Gross Profit 3Y	71.9%	92.6%	95.9%	1.1%	1.1%	1.0%	1.1%	1.1%	84.2%	63.9%	41.3%	33.3%	11.4%	-6.2%	-10.1%	-15.7%	-15.1%	-6.9%	-5.2%	-50.5%	-50.50%
Gross Profit 5Y	35.6%	43.5%	52.2%	53.7%	53.7%	52.9%	56.0%	56.7%	57.0%	58.5%	54.3%	52.7%	46.2%	40.2%	39.4%	39.3%	30.6%	25.8%	20.5%	-20.2%	-20.24%
Op. Income 3Y	—	—	—	—	—	—	—	—	1.6%	86.8%	43.4%	30.7%	0.2%	-21.9%	-25.7%	-32.3%	-33.7%	-30.3%	-38.6%	—	—
Op. Income 5Y	53.6%	65.2%	87.9%	82.2%	80.9%	81.6%	98.5%	1.5%	—	—	—	—	—	—	—	—	37.4%	12.1%	-5.6%	—	—
FCF 3Y	—	—	—	88.8%	23.0%	—	—	—	—	—	—	—	—	—	—	-12.3%	87.7%	—	21.7%	—	—
FCF 5Y	—	—	—	—	—	—	—	—	-27.9%	—	—	—	—	—	—	48.6%	—	24.7%	1.1%	—	—
OCF 3Y	—	—	—	87.4%	25.6%	—	—	—	—	—	—	—	—	—	—	-9.2%	83.8%	—	22.2%	—	—
OCF 5Y	—	—	—	—	—	—	—	—	-22.9%	—	—	—	—	—	—	50.6%	—	26.0%	1.1%	—	—
Assets 3Y	16.6%	17.1%	17.1%	17.1%	17.1%	26.9%	26.9%	26.9%	26.9%	26.8%	26.8%	26.8%	26.8%	15.3%	15.3%	15.3%	15.3%	15.4%	15.4%	15.4%	15.37%
Assets 5Y	18.3%	22.2%	22.2%	22.2%	22.2%	24.7%	24.7%	24.7%	24.7%	15.8%	15.8%	15.8%	15.8%	21.0%	21.0%	21.0%	21.0%	23.9%	23.9%	23.9%	23.92%
Equity 3Y	13.2%	76.7%	76.7%	76.7%	76.7%	91.4%	91.4%	91.4%	91.4%	81.0%	81.0%	81.0%	81.0%	18.8%	18.8%	18.8%	18.8%	10.0%	10.0%	10.0%	9.95%
Book Value 3Y	5.6%	48.3%	48.3%	47.5%	47.4%	59.6%	59.1%	58.8%	58.8%	53.6%	53.5%	56.1%	62.8%	18.6%	18.8%	19.5%	20.1%	4.5%	9.9%	8.9%	8.85%
Dividend 3Y	—	—	23.0%	-14.7%	-14.7%	-14.8%	-26.1%	-10.9%	-6.1%	0.4%	3.1%	-1.4%	-2.4%	3.6%	-24.0%	-23.6%	-23.1%	-27.2%	1.3%	0.8%	0.79%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.04	0.01	0.01	0.02	0.04	0.19	0.12	0.27	0.25	0.32	0.57	0.78	0.93	0.96	0.94	0.94	0.96	0.98	0.97	0.85	0.852
Earnings Stability	0.41	0.50	0.59	0.60	0.72	0.72	0.80	0.78	0.85	0.82	0.76	0.61	0.44	0.29	0.18	0.08	0.00	0.07	0.23	0.31	0.312
Margin Stability	0.22	0.12	0.11	0.06	0.16	0.25	0.26	0.25	0.34	0.41	0.46	0.45	0.48	0.53	0.51	0.48	0.52	0.61	0.65	0.36	0.359
Rev. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	0	1	0
Earnings Persistence	0.50	0.50	0.50	0.50	0.94	0.93	0.97	0.93	0.98	0.93	0.94	0.89	0.81	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	0.00	0.00	0.00	0.00	0.86	0.81	0.93	0.81	0.96	0.84	0.85	0.67	0.37	0.22	0.24	0.27	0.29	0.00	0.00	0.00	0.000
ROE Trend	1.17	0.27	0.18	0.20	-0.31	-0.10	-0.18	-0.24	-0.52	-0.09	-0.16	-0.23	-0.22	-0.15	-0.17	-0.16	-0.16	-0.16	-0.15	-0.12	-0.115
Gross Margin Trend	0.01	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.00	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.00	-0.02	-0.018
FCF Margin Trend	-0.01	-0.01	0.00	0.04	0.01	-0.01	0.03	-0.02	0.01	0.00	-0.05	-0.01	-0.01	0.01	-0.00	0.03	0.02	0.01	0.06	0.02	0.017
Sustainable Growth Rate	1.2%	59.7%	55.8%	70.2%	53.3%	25.8%	30.1%	29.4%	28.0%	21.9%	16.2%	12.6%	6.9%	4.4%	6.7%	5.5%	3.2%	-0.2%	-1.9%	-1.1%	-1.11%
Internal Growth Rate	16.8%	16.6%	15.3%	20.1%	14.5%	9.1%	10.8%	10.5%	9.9%	8.6%	6.3%	4.8%	2.6%	1.6%	2.4%	2.0%	1.2%	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	-0.74	-0.33	-0.15	1.04	0.19	-0.67	1.72	-1.15	0.20	-0.19	-2.72	-0.78	-1.23	0.85	-0.42	2.82	4.43	8.80	64.25	23.70	23.699
FCF/OCF	1.02	1.04	1.10	0.99	0.88	1.04	0.99	1.05	0.71	1.32	1.03	1.07	1.15	0.73	1.58	0.89	0.94	0.93	0.97	0.96	0.959
FCF/Net Income	snapshot only																				22.718
CapEx/Revenue	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.2%	0.1%	0.2%	0.1%	0.1%	0.1%	0.1%	0.08%
CapEx/Depreciation	snapshot only																				0.425
Accruals Ratio	0.30	0.22	0.19	-0.01	0.12	0.17	-0.08	0.25	0.09	0.12	0.32	0.13	0.12	0.01	0.05	-0.06	-0.08	-0.07	-0.23	-0.14	-0.140
Sloan Accruals	snapshot only																				0.021
Cash Flow Adequacy	snapshot only																				9.327
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	8.1%	4.5%	5.3%	3.5%	2.8%	3.3%	3.7%	3.6%	4.2%	4.5%	6.2%	6.1%	6.0%	5.6%	1.8%	2.9%	3.2%	3.0%	3.0%	2.2%	1.84%
Dividend/Share	$1.22	$0.88	$1.39	$0.93	$0.93	$0.92	$0.95	$1.14	$1.33	$1.53	$1.72	$1.75	$1.76	$1.73	$0.77	$0.77	$0.78	$0.66	$0.78	$0.76	$0.80
Payout Ratio	16.8%	13.3%	20.5%	12.2%	15.5%	17.1%	15.4%	18.3%	21.6%	24.0%	32.4%	38.1%	52.8%	61.0%	31.4%	35.8%	48.7%	1.1%	2.6%	1.6%	1.56%
FCF Payout Ratio	—	—	—	11.9%	94.4%	—	9.1%	—	1.6%	—	—	—	—	98.3%	—	14.3%	11.6%	13.3%	4.1%	6.9%	6.86%
Total Payout Ratio	16.8%	13.3%	20.5%	12.2%	15.5%	17.1%	15.4%	18.3%	28.0%	30.2%	43.7%	62.3%	80.9%	93.9%	61.4%	56.6%	62.7%	1.4%	3.3%	1.6%	1.56%
Div. Increase Streak	0	0	1	1	1	1	0	1	1	1	0	1	1	1	0	0	0	0	0	0	0
Chowder Number	—	—	2.21	0.10	0.10	0.10	-0.26	0.28	0.49	0.70	0.86	0.56	0.34	0.17	-0.54	-0.53	-0.53	-0.52	0.07	0.08	0.078
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	1.3%	1.2%	2.2%	3.9%	3.2%	3.0%	1.7%	1.7%	0.9%	0.8%	0.8%	0.0%	0.00%
Net Buyback Yield	-0.2%	-0.1%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	1.3%	1.2%	2.2%	3.9%	3.2%	3.0%	1.7%	1.7%	0.9%	0.8%	0.8%	-0.2%	-0.21%
Total Shareholder Return	7.9%	4.4%	5.3%	3.5%	2.8%	3.3%	3.7%	3.6%	5.5%	5.6%	8.4%	10.0%	9.2%	8.6%	3.5%	4.6%	4.1%	3.8%	3.8%	2.0%	2.03%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.84	0.83	0.83	0.83	0.80	0.80	0.79	0.79	0.78	0.77	0.77	0.76	0.76	0.83	0.85	0.88	0.90	0.81	0.69	0.67	0.673
Interest Burden (EBT/EBIT)	1.28	1.20	1.13	1.07	0.90	0.88	0.89	0.89	0.87	0.87	0.83	0.79	0.73	0.68	0.63	0.60	0.50	0.32	0.18	-0.10	-0.103
EBIT Margin	0.02	0.02	0.02	0.03	0.02	0.02	0.03	0.03	0.03	0.03	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.00	-0.01	-0.011
Asset Turnover	9.70	7.81	7.96	8.40	8.46	6.19	6.11	6.11	6.27	6.22	6.61	6.69	6.89	5.75	5.89	6.28	6.52	5.43	5.91	7.76	7.756
Equity Multiplier	8.57	4.21	4.21	4.21	4.21	3.09	3.09	3.09	3.09	2.75	2.75	2.75	2.75	2.80	2.80	2.80	2.80	3.22	3.22	3.22	3.216

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$7.29	$6.65	$6.77	$7.61	$5.99	$5.41	$6.14	$6.20	$6.16	$6.39	$5.30	$4.59	$3.33	$2.84	$2.45	$2.15	$1.60	$0.61	$0.30	$0.49	$0.49
Book Value/Share	$5.83	$15.10	$15.10	$14.87	$14.85	$19.95	$19.79	$19.76	$19.82	$24.49	$24.42	$24.90	$25.15	$25.19	$25.34	$25.35	$25.70	$22.79	$26.30	$25.48	$35.41
Tangible Book/Share	$5.03	$7.00	$7.00	$6.89	$6.88	$13.05	$12.95	$12.93	$12.97	$17.80	$17.75	$18.10	$18.28	$12.69	$12.76	$12.77	$12.94	$9.95	$11.48	$11.12	$11.12
Revenue/Share	$409.54	$316.96	$323.12	$335.81	$337.68	$333.13	$325.93	$325.45	$334.90	$379.60	$402.36	$415.56	$432.08	$402.10	$414.08	$442.00	$464.83	$385.23	$483.64	$615.12	$898.89
FCF/Share	$-5.49	$-2.28	$-1.11	$7.83	$0.98	$-3.77	$10.40	$-7.48	$0.86	$-1.64	$-14.88	$-3.84	$-4.75	$1.76	$-1.64	$5.37	$6.71	$4.97	$18.76	$11.12	$4.34
OCF/Share	$-5.41	$-2.19	$-1.01	$7.94	$1.11	$-3.64	$10.54	$-7.13	$1.21	$-1.24	$-14.44	$-3.58	$-4.12	$2.42	$-1.04	$6.06	$7.11	$5.35	$19.25	$11.60	$4.85
Cash/Share	$3.02	$4.22	$4.22	$4.16	$4.15	$1.54	$1.53	$1.53	$1.53	$1.61	$1.60	$1.63	$1.65	$2.02	$2.03	$2.03	$2.06	$2.73	$3.15	$3.05	$5.61
EBITDA/Share	$6.98	$7.15	$7.98	$9.66	$9.71	$8.81	$9.58	$9.53	$9.54	$10.11	$8.82	$8.07	$6.51	$5.54	$5.09	$4.74	$4.33	$3.17	$3.46	$-5.93	$-5.93
Debt/Share	$17.65	$20.17	$20.17	$19.87	$19.84	$24.40	$24.21	$24.17	$24.24	$27.41	$27.33	$27.87	$28.15	$32.13	$32.32	$32.34	$32.78	$31.82	$36.71	$35.57	$35.57
Net Debt/Share	$14.63	$15.95	$15.95	$15.71	$15.69	$22.86	$22.68	$22.64	$22.71	$25.80	$25.73	$26.23	$26.50	$30.12	$30.30	$30.31	$30.72	$29.09	$33.57	$32.52	$32.52

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	5.542
Altman Z-Prime	snapshot only																				2.603
Piotroski F-Score	6	6	6	8	5	3	6	3	4	5	4	4	4	5	4	6	7	6	6	5	5
Beneish M-Score	-1.20	-0.57	-0.49	-1.42	-0.57	-1.72	-3.12	-1.51	-2.15	-1.85	-0.71	-2.02	-1.51	-2.00	-1.98	-2.28	-2.68	-3.17	-3.54	-3.21	-3.213
Ohlson O-Score	snapshot only																				-6.372
ROIC (Greenblatt)	snapshot only																				-25.80%
Net-Net WC	snapshot only																				$9.05
EVA	snapshot only																				$-293966132.68

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB+
Credit Score	68.50	67.42	67.42	81.79	70.23	69.13	84.56	70.91	73.12	69.54	69.33	69.76	67.71	70.65	64.08	69.60	68.21	57.29	64.11	63.68	63.676
Credit Grade	snapshot only																				8
Credit Trend	snapshot only																				-5.926
Implied Spread (bps)	snapshot only																				225.000
Industry Credit Rank	snapshot only																				50
Sector Credit Rank	snapshot only																				53

GOLD NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet