$33.23

-0.20 (-0.60%)

Weekly Expected Move ±2.0%

$31 $32 $33 $33 $34

NYSE · Real Estate · REIT - Retail · Alpha Radar Neutral · Power 55 · $2.0B mcap · 59M float · 0.800% daily turnover · Short 44% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

40.0 / 100

NoneWeakNarrowWide

Primary source: Network Effects · ROIC: 6.3% · 5Y Avg: 5.1%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. GTY shows a Weak competitive edge (40.0/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Network Effects. ROIC of 6.3% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$34

Low

$35

Avg Target

$36

High

Based on 3 analysts since Apr 22, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 7Hold: 6Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$34.50

Analysts4

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-14	KeyBanc	Upal Rana	Initiated	$36	—	+10.8%	$32.50
2026-04-24	RBC Capital	—	$33	$35	+2	+2.9%	$34.02
2026-04-23	Robert W. Baird	—	$32	$34	+2	+2.4%	$33.20
2026-03-09	UBS	—	Initiated	$33	—	-1.1%	$33.36
2026-02-17	RBC Capital	Brad Heffern	$32	$33	+1	-0.5%	$33.16
2025-04-24	Robert W. Baird	Wesley Golladay	Initiated	$32	—	+16.1%	$27.57
2025-01-08	RBC Capital	Brad Heffern	Initiated	$32	—	+8.5%	$29.50
2024-10-21	Bank of America Securities	Joshua Dennerlein	Initiated	$34	—	+6.9%	$31.82
2024-07-25	JMP Securities	Mitch Germain	$37	$33	-4	+7.4%	$30.73
2023-01-05	JMP Securities	—	Initiated	$37	—	+8.4%	$34.13

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. GTY receives an overall rating of B+. Strongest factors: DCF (5/5), ROE (4/5), ROA (4/5). Areas of concern: D/E (2/5), P/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-05-18	A-	B+
2026-05-07	B+	A-
2026-05-05	A-	B+
2026-04-30	B+	A-
2026-04-28	A-	B+
2026-04-24	B+	A-
2026-04-23	C	B+
2026-04-22	B+	C
2026-02-17	C	B+
2026-02-12	B+	C

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 59 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. GTY scores highest in Momentum (91/100) and lowest in Safety (30/100). An overall grade of A places GTY among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.40

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓

Beneish M-Score

-1.66

Possible Manipulator

Ohlson O-Score

-7.45

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

BBB

Score: 58.3/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.45x

Accruals: -2.0%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. GTY scores 1.40, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. GTY scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. GTY's score of -1.66 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. GTY's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. GTY receives an estimated rating of BBB (score: 58.3/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). GTY's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

21.85x

PEG

0.76x

P/S

8.84x

P/B

1.83x

P/FCF

14.49x

P/OCF

14.45x

EV/EBITDA

10.93x

EV/Revenue

12.98x

EV/EBIT

14.28x

EV/FCF

22.43x

Earnings Yield

4.78%

FCF Yield

6.90%

Shareholder Yield

5.88%

Graham Number

$24.73

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 21.9x earnings, GTY commands a growth premium. Graham's intrinsic value formula yields $24.73 per share, 34% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.000

NI / EBT

Interest Burden

0.441

EBT / EBIT

EBIT Margin

0.908

EBIT / Rev

Asset Turnover

0.110

Rev / Assets

Equity Multiplier

2.039

Assets / Equity

ROE

9.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. GTY's ROE of 9.0% is driven by EBIT Margin (0.908) as the dominant factor. A tax burden ratio of 1.00 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

21.31%

Fair P/E

51.11x

Intrinsic Value

$77.65

Price/Value

0.41x

Margin of Safety

59.05%

Premium

-59.05%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with GTY's realized 21.3% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $77.65, GTY appears undervalued with a 59% margin of safety. The adjusted fair P/E of 51.1x compares to the current market P/E of 21.9x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$33.22

Median 1Y

$33.55

5th Pctile

$20.19

95th Pctile

$55.76

Ann. Volatility

30.4%

Analyst Target

$34.50

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Christopher J. Constant President and Chief Executive Officer	$643,125	$1,875,808	$3,163,755
Mark J. Olear Executive Vice President, Chief Investment Officer and Chief Operating Officer	$514,125	$992,438	$1,924,185
Brian R. Dickman Executive Vice President Chief Financial Officer and Treasurer	$476,813	$1,015,868	$1,920,773
Joshua Dicker President, Vice President, General Counsel and Secretary	$476,813	$992,438	$1,883,123

CEO Pay Ratio

4:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $3,163,755

Avg Employee Cost (SGA/emp): $879,613

Employees: 31

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

+6.9% YoY

Revenue / Employee

$7,152,484

Rev: $221,727,000

Profit / Employee

$2,554,581

NI: $79,192,000

SGA / Employee

$879,613

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	12.3%	12.6%	8.9%	9.1%	11.6%	11.5%	12.0%	11.3%	9.1%	9.4%	7.0%	7.3%	7.7%	7.6%	7.4%	7.2%	6.9%	7.8%	7.8%	9.0%	8.95%
ROA	6.0%	6.1%	4.5%	4.5%	5.8%	5.7%	5.9%	5.6%	4.5%	4.7%	3.6%	3.7%	3.9%	3.9%	3.7%	3.6%	3.5%	3.9%	3.8%	4.4%	4.39%
ROIC	6.9%	7.1%	6.5%	6.6%	8.0%	8.0%	8.0%	7.7%	6.6%	6.9%	5.3%	5.5%	5.9%	5.9%	5.9%	5.9%	5.8%	6.3%	5.8%	6.3%	6.31%
ROCE	8.2%	8.3%	6.5%	6.6%	7.9%	7.9%	8.3%	8.0%	6.8%	7.1%	5.1%	5.4%	5.7%	5.9%	6.7%	6.8%	6.7%	11.2%	9.0%	9.5%	9.51%
Gross Margin	85.6%	83.7%	88.1%	88.2%	87.1%	86.4%	86.4%	89.1%	89.2%	82.7%	88.3%	92.4%	92.0%	92.4%	93.9%	96.2%	95.4%	68.6%	-82.9%	40.3%	40.26%
Operating Margin	48.7%	50.0%	59.9%	64.1%	90.7%	48.1%	80.2%	49.6%	46.1%	47.6%	52.8%	52.6%	52.5%	48.9%	61.6%	50.5%	46.7%	62.5%	59.0%	65.8%	65.78%
Net Margin	33.3%	34.9%	45.8%	47.7%	74.5%	31.7%	63.3%	32.7%	30.3%	31.8%	34.7%	34.1%	33.5%	29.8%	42.1%	28.3%	26.3%	42.0%	44.7%	46.0%	46.04%
EBITDA Margin	74.6%	75.7%	89.1%	92.0%	1.2%	75.2%	1.1%	77.8%	73.7%	73.1%	75.6%	81.1%	80.0%	80.4%	92.2%	81.1%	77.2%	2.1%	91.3%	94.9%	94.94%
FCF Margin	59.3%	57.2%	55.9%	56.2%	56.5%	59.5%	56.2%	55.8%	56.7%	54.9%	56.5%	58.6%	58.8%	62.8%	63.7%	62.1%	63.5%	60.4%	57.3%	57.8%	57.85%
OCF Margin	59.7%	57.4%	55.9%	56.0%	56.4%	59.3%	56.2%	55.9%	56.8%	55.0%	56.7%	58.8%	59.1%	63.2%	64.2%	62.5%	63.9%	60.8%	57.5%	58.0%	58.04%
ROE 3Y Avg	snapshot only																				7.42%
ROE 5Y Avg	snapshot only																				8.41%
ROA 3Y Avg	snapshot only																				3.71%
ROIC 3Y Avg	snapshot only																				4.71%
ROIC Economic	snapshot only																				6.28%
Cash ROA	snapshot only																				6.07%
Cash ROIC	snapshot only																				6.23%
CROIC	snapshot only																				6.21%
NOPAT Margin	snapshot only																				58.71%
Pretax Margin	snapshot only																				40.06%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				12.94%
SBC / Revenue	snapshot only																				2.75%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	14.07	13.21	18.71	17.01	12.51	12.99	14.89	17.17	21.46	17.43	22.94	21.34	20.16	24.94	22.46	24.06	22.67	20.15	20.06	20.93	21.853
P/S Ratio	7.13	6.79	7.57	6.88	6.37	6.48	8.10	8.66	8.47	6.82	7.42	6.99	6.75	8.22	7.85	8.04	7.17	7.00	7.16	8.38	8.842
P/B Ratio	1.63	1.58	1.58	1.45	1.37	1.41	1.76	1.93	1.93	1.63	1.44	1.40	1.39	1.70	1.66	1.73	1.57	1.56	1.48	1.78	1.826
P/FCF	12.02	11.87	13.55	12.25	11.27	10.90	14.40	15.50	14.93	12.42	13.14	11.91	11.47	13.08	12.31	12.94	11.28	11.58	12.51	14.49	14.494
P/OCF	11.96	11.82	13.55	12.27	11.30	10.93	14.40	15.48	14.90	12.40	13.10	11.88	11.42	13.01	12.23	12.87	11.22	11.53	12.47	14.45	14.447
EV/EBITDA	11.53	11.01	13.77	12.78	10.66	10.77	12.56	13.55	15.03	12.97	15.42	14.49	13.76	15.26	14.74	14.89	13.89	9.60	10.22	10.93	10.926
EV/Revenue	10.59	10.20	11.33	10.59	10.02	10.09	12.36	12.83	12.56	10.71	11.56	11.00	10.66	12.11	12.32	12.44	11.50	11.25	11.87	12.98	12.975
EV/EBIT	15.75	15.14	20.11	18.78	14.94	15.22	17.39	19.05	22.36	19.24	23.98	22.47	21.04	23.27	22.28	22.74	21.67	12.84	13.54	14.28	14.283
EV/FCF	17.85	17.84	20.27	18.86	17.73	16.97	21.99	22.97	22.13	19.52	20.47	18.75	18.11	19.27	19.33	20.02	18.09	18.61	20.72	22.43	22.429
Earnings Yield	7.1%	7.6%	5.3%	5.9%	8.0%	7.7%	6.7%	5.8%	4.7%	5.7%	4.4%	4.7%	5.0%	4.0%	4.5%	4.2%	4.4%	5.0%	5.0%	4.8%	4.78%
FCF Yield	8.3%	8.4%	7.4%	8.2%	8.9%	9.2%	6.9%	6.4%	6.7%	8.0%	7.6%	8.4%	8.7%	7.6%	8.1%	7.7%	8.9%	8.6%	8.0%	6.9%	6.90%
PEG Ratio	snapshot only																				0.755
Price/Tangible Book	snapshot only																				2.208
EV/OCF	snapshot only																				22.357
EV/Gross Profit	snapshot only																				47.516
Acquirers Multiple	snapshot only																				22.101
Shareholder Yield	snapshot only																				5.88%
Graham Number	snapshot only																				$24.73

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	1.73	1.73	1.84	1.84	1.84	1.84	1.19	1.19	1.19	1.19	2.19	2.19	2.19	2.19	0.35	0.35	0.35	0.35	29.85	29.85	29.853
Quick Ratio	1.73	1.73	1.84	1.84	1.84	1.84	1.19	1.19	1.19	1.19	2.19	2.19	2.19	2.19	0.35	0.35	0.35	0.35	29.85	29.85	29.853
Debt/Equity	0.88	0.88	0.82	0.82	0.82	0.82	0.94	0.94	0.94	0.94	0.81	0.81	0.81	0.81	0.96	0.96	0.96	0.96	0.98	0.98	0.985
Net Debt/Equity	0.79	0.79	0.78	0.78	0.78	0.78	0.93	0.93	0.93	0.93	0.81	0.81	0.81	0.81	0.95	0.95	0.95	0.95	0.97	0.97	0.973
Debt/Assets	0.43	0.43	0.42	0.42	0.42	0.42	0.46	0.46	0.46	0.46	0.42	0.42	0.42	0.42	0.47	0.47	0.47	0.47	0.49	0.49	0.486
Debt/EBITDA	4.16	4.07	4.76	4.67	4.05	4.02	4.39	4.46	4.95	4.77	5.55	5.31	5.06	4.92	5.41	5.32	5.28	3.66	4.10	3.91	3.913
Net Debt/EBITDA	3.77	3.68	4.57	4.48	3.88	3.85	4.33	4.41	4.89	4.71	5.52	5.28	5.04	4.90	5.35	5.27	5.23	3.62	4.05	3.87	3.865
Interest Coverage	4.06	4.21	3.55	3.54	4.15	4.04	4.26	3.98	3.37	3.36	2.84	2.83	2.80	2.73	2.86	2.70	2.59	1.66	1.69	1.79	1.789
Equity Multiplier	2.05	2.05	1.97	1.97	1.97	1.97	2.06	2.06	2.06	2.06	1.91	1.91	1.91	1.91	2.05	2.05	2.05	2.05	2.03	2.03	2.027
Cash Ratio	snapshot only																				4.707
Debt Service Coverage	snapshot only																				2.339
Cash to Debt	snapshot only																				0.012
FCF to Debt	snapshot only																				0.124

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.12	0.12	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.12	0.11	0.11	0.12	0.12	0.11	0.11	0.11	0.11	0.11	0.11	0.110
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	1.20	1.22	1.26	1.27	1.29	1.31	1.36	1.39	1.42	1.49	2.95	3.05	3.13	3.15	54.09	54.98	55.86	56.96	3.89	3.98	3.985
Payables Turnover	0.65	0.65	0.81	0.79	0.78	0.75	0.85	0.85	0.83	0.95	0.91	0.88	0.84	0.66	0.41	0.36	0.32	0.69	5.87	7.31	7.308
DSO	305	300	290	287	282	279	268	262	257	245	124	120	117	116	7	7	7	6	94	92	91.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	559	561	450	464	469	488	430	428	439	384	399	417	432	553	892	1009	1142	528	62	50	49.9 days
Cash Conversion Cycle	-254	-261	-160	-177	-187	-209	-162	-166	-182	-140	-276	-297	-316	-437	-885	-1002	-1136	-521	32	42	41.6 days
Fixed Asset Turnover	snapshot only																				22.170
Cash Velocity	snapshot only																				17.781
Capital Intensity	snapshot only																				9.564

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	4.3%	4.8%	5.5%	5.5%	6.0%	5.7%	6.6%	7.5%	8.0%	12.1%	12.2%	13.3%	14.0%	9.2%	9.4%	7.8%	6.6%	8.2%	9.0%	9.9%	9.91%
Net Income	55.3%	59.7%	-9.4%	-14.7%	6.5%	2.7%	43.2%	34.1%	-16.3%	-12.1%	-33.2%	-26.5%	-3.3%	-8.0%	18.1%	10.1%	0.7%	14.0%	11.4%	31.7%	31.69%
EPS	44.8%	49.8%	-15.0%	-19.9%	1.3%	-1.2%	40.3%	31.7%	-21.7%	-19.0%	-40.8%	-35.2%	-10.5%	-14.6%	12.2%	7.7%	-1.9%	11.4%	6.9%	21.3%	21.31%
FCF	14.9%	21.2%	5.2%	5.4%	1.0%	10.0%	7.2%	6.9%	8.4%	3.4%	12.8%	19.0%	18.2%	25.1%	23.5%	14.2%	15.1%	4.0%	-2.0%	2.3%	2.31%
EBITDA	32.9%	32.3%	-0.7%	-3.9%	8.4%	6.9%	27.5%	22.9%	-4.0%	-1.2%	-14.5%	-9.2%	5.7%	4.9%	22.0%	18.6%	13.9%	59.8%	51.4%	56.3%	56.26%
Op. Income	18.9%	12.3%	14.4%	8.6%	29.6%	26.9%	35.7%	29.4%	-8.9%	-5.4%	-22.3%	-15.8%	4.5%	1.7%	20.4%	15.6%	7.9%	16.1%	10.9%	20.8%	20.78%
OCF Growth	snapshot only																				2.05%
Asset Growth	snapshot only																				10.12%
Equity Growth	snapshot only																				11.44%
Debt Growth	snapshot only																				14.91%
Shares Change	snapshot only																				8.56%
Dividend Growth	snapshot only																				9.85%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	5.2%	4.3%	4.5%	4.5%	5.0%	5.0%	5.6%	6.0%	6.1%	7.5%	8.0%	8.7%	9.3%	8.9%	9.4%	9.5%	9.5%	9.8%	10.2%	10.3%	10.31%
Revenue 5Y	5.3%	5.8%	6.2%	6.6%	6.8%	6.9%	6.6%	6.3%	5.9%	6.1%	6.4%	6.8%	7.4%	7.2%	7.7%	7.8%	7.7%	7.9%	8.5%	8.8%	8.77%
EPS 3Y	14.3%	14.1%	5.3%	4.7%	14.0%	13.0%	16.8%	13.0%	4.7%	6.3%	-10.9%	-11.9%	-10.8%	-11.9%	-2.3%	-2.8%	-11.7%	-8.3%	-10.8%	-5.4%	-5.40%
EPS 5Y	3.8%	3.4%	4.0%	3.1%	7.5%	9.5%	10.0%	8.4%	3.5%	3.5%	-0.6%	-0.4%	0.8%	0.0%	1.2%	0.1%	0.2%	2.7%	-3.2%	-2.2%	-2.23%
Net Income 3Y	18.5%	18.3%	9.6%	9.4%	19.1%	18.0%	21.9%	18.4%	11.5%	12.9%	-4.7%	-5.6%	-4.8%	-6.0%	4.2%	2.8%	-6.6%	-2.7%	-4.2%	2.2%	2.16%
Net Income 5Y	9.7%	9.5%	10.4%	9.5%	14.2%	13.7%	13.8%	12.4%	8.2%	8.3%	4.7%	5.3%	6.5%	5.8%	7.4%	6.1%	6.2%	8.6%	2.7%	4.1%	4.06%
EBITDA 3Y	19.9%	18.0%	13.0%	12.2%	16.2%	16.0%	17.3%	15.6%	11.4%	11.8%	2.7%	2.4%	3.2%	3.5%	10.0%	9.8%	5.0%	18.3%	16.4%	19.0%	18.96%
EBITDA 5Y	13.7%	14.1%	11.4%	11.5%	15.0%	15.4%	16.6%	15.6%	12.4%	11.6%	9.5%	9.5%	9.7%	10.1%	11.0%	10.7%	10.7%	18.5%	14.9%	14.7%	14.72%
Gross Profit 3Y	6.4%	5.4%	5.8%	6.1%	6.6%	7.2%	7.6%	7.9%	8.3%	8.9%	9.4%	10.5%	11.0%	11.6%	12.2%	12.5%	12.7%	10.1%	-14.8%	-25.1%	-25.10%
Gross Profit 5Y	6.4%	6.8%	7.6%	8.0%	8.2%	8.5%	8.0%	7.6%	7.4%	7.2%	7.6%	8.2%	8.8%	9.5%	10.3%	10.5%	10.7%	9.2%	-6.4%	-13.1%	-13.13%
Op. Income 3Y	12.8%	10.9%	10.3%	9.5%	15.6%	18.5%	20.7%	18.0%	12.0%	10.5%	6.4%	5.8%	7.3%	6.9%	8.3%	8.0%	0.9%	3.7%	1.3%	5.6%	5.55%
Op. Income 5Y	11.3%	11.1%	11.5%	11.0%	14.3%	14.4%	16.5%	15.3%	11.2%	10.4%	7.2%	7.4%	8.1%	9.8%	10.5%	9.9%	9.6%	9.7%	10.0%	10.6%	10.58%
FCF 3Y	11.2%	12.2%	13.4%	15.8%	14.4%	10.2%	6.6%	5.7%	7.9%	11.3%	8.3%	10.3%	9.0%	12.4%	14.3%	13.3%	13.9%	10.4%	10.9%	11.6%	11.62%
FCF 5Y	16.2%	14.1%	24.8%	27.6%	46.8%	37.9%	19.7%	14.3%	8.5%	9.9%	12.0%	14.6%	13.9%	11.6%	11.0%	9.9%	11.4%	12.4%	9.0%	9.4%	9.40%
OCF 3Y	11.1%	11.7%	11.1%	13.3%	12.0%	8.6%	6.6%	5.8%	8.0%	11.3%	8.3%	10.2%	9.0%	12.5%	14.6%	13.6%	14.2%	10.7%	11.0%	11.7%	11.68%
OCF 5Y	14.8%	12.7%	18.7%	16.9%	17.9%	16.8%	10.4%	9.2%	8.4%	9.6%	10.7%	13.2%	12.7%	10.8%	11.2%	10.1%	11.5%	12.4%	9.0%	9.3%	9.35%
Assets 3Y	8.0%	8.0%	8.2%	8.2%	8.2%	8.2%	8.8%	8.8%	8.8%	8.8%	10.5%	10.5%	10.5%	10.5%	10.4%	10.4%	10.4%	10.4%	11.6%	11.6%	11.63%
Assets 5Y	8.5%	8.5%	10.8%	10.8%	10.8%	10.8%	7.8%	7.8%	7.8%	7.8%	9.5%	9.5%	9.5%	9.5%	10.2%	10.2%	10.2%	10.2%	10.0%	10.0%	10.00%
Equity 3Y	6.0%	6.0%	8.6%	8.6%	8.6%	8.6%	8.8%	8.8%	8.8%	8.8%	13.2%	13.2%	13.2%	13.2%	8.9%	8.9%	8.9%	8.9%	12.2%	12.2%	12.16%
Book Value 3Y	2.3%	2.3%	4.3%	3.9%	4.0%	4.1%	4.3%	3.9%	2.3%	2.4%	5.7%	5.6%	6.1%	6.1%	2.1%	3.0%	2.9%	2.6%	4.5%	3.9%	3.86%
Dividend 3Y	0.4%	0.6%	0.0%	-0.5%	-0.6%	-0.7%	-0.9%	-1.8%	-3.6%	-3.2%	-3.2%	-2.2%	-1.0%	-1.0%	-1.7%	-1.8%	-2.8%	-3.2%	-4.3%	-4.5%	-4.46%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	1.00	0.98	0.98	0.97	0.98	0.98	1.00	0.99	0.98	0.92	0.92	0.91	0.91	0.94	0.94	0.95	0.95	0.97	0.97	0.98	0.978
Earnings Stability	0.51	0.47	0.80	0.74	0.82	0.80	0.79	0.79	0.66	0.67	0.37	0.39	0.34	0.32	0.18	0.12	0.04	0.12	0.04	0.12	0.122
Margin Stability	0.98	0.98	0.98	0.98	0.97	0.97	0.97	0.97	0.97	0.97	0.98	0.97	0.97	0.96	0.96	0.96	0.95	0.97	0.73	0.64	0.639
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	0.00	0.00	1.00	1.00	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.96	0.94	0.97	0.99	0.83	0.86	0.93	0.95	0.87	0.89	0.99	0.97	0.93	0.96	1.00	0.94	0.95	0.87	0.873
Earnings Smoothness	0.57	0.54	0.90	0.84	0.94	0.97	0.64	0.71	0.82	0.87	0.60	0.70	0.97	0.92	0.83	0.90	0.99	0.87	0.89	0.73	0.726
ROE Trend	0.03	0.04	-0.01	-0.01	0.01	0.01	0.02	0.01	-0.02	-0.02	-0.04	-0.03	-0.03	-0.03	-0.02	-0.02	-0.01	-0.00	0.01	0.02	0.016
Gross Margin Trend	0.02	0.02	0.03	0.03	0.03	0.03	0.02	0.02	0.02	0.00	0.01	0.01	0.02	0.04	0.06	0.06	0.06	-0.01	-0.50	-0.64	-0.636
FCF Margin Trend	0.11	0.07	0.01	-0.00	-0.00	0.06	0.00	-0.00	-0.01	-0.03	0.00	0.03	0.02	0.06	0.07	0.05	0.06	0.02	-0.03	-0.03	-0.025
Sustainable Growth Rate	1.6%	1.6%	-1.1%	-1.3%	0.9%	0.6%	1.6%	0.8%	-1.7%	-1.7%	-3.1%	-3.3%	-3.4%	-3.8%	-3.0%	-3.4%	-3.9%	-3.3%	-2.9%	-2.1%	-2.06%
Internal Growth Rate	0.8%	0.8%	—	—	0.5%	0.3%	0.8%	0.4%	—	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.18	1.12	1.38	1.39	1.11	1.19	1.03	1.11	1.44	1.41	1.75	1.80	1.76	1.92	1.84	1.87	2.02	1.75	1.61	1.45	1.449
FCF/OCF	0.99	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.99	0.99	0.99	0.99	0.99	1.00	1.00	0.997
FCF/Net Income	snapshot only																				1.444
OCF/EBITDA	snapshot only																				0.489
CapEx/Revenue	0.3%	0.3%	0.0%	0.1%	0.1%	0.2%	0.0%	0.1%	0.1%	0.1%	0.2%	0.2%	0.3%	0.3%	0.4%	0.4%	0.4%	0.3%	0.2%	0.2%	0.19%
CapEx/Depreciation	snapshot only																				0.007
Accruals Ratio	-0.01	-0.01	-0.02	-0.02	-0.01	-0.01	-0.00	-0.01	-0.02	-0.02	-0.03	-0.03	-0.03	-0.04	-0.03	-0.03	-0.04	-0.03	-0.02	-0.02	-0.020
Sloan Accruals	snapshot only																				0.102
Cash Flow Adequacy	snapshot only																				1.174
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	6.2%	6.6%	6.0%	6.7%	7.3%	7.3%	5.8%	5.4%	5.5%	6.7%	6.3%	6.8%	7.2%	6.0%	6.3%	6.1%	6.9%	7.1%	6.8%	5.9%	5.75%
Dividend/Share	$1.50	$1.53	$1.54	$1.56	$1.60	$1.64	$1.67	$1.67	$1.61	$1.64	$1.64	$1.69	$1.76	$1.79	$1.80	$1.85	$1.87	$1.90	$1.87	$1.87	$1.91
Payout Ratio	87.3%	87.5%	1.1%	1.1%	91.9%	94.9%	86.9%	93.0%	1.2%	1.2%	1.4%	1.5%	1.4%	1.5%	1.4%	1.5%	1.6%	1.4%	1.4%	1.2%	1.23%
FCF Payout Ratio	74.6%	78.7%	81.5%	82.5%	82.8%	79.7%	84.1%	84.0%	82.3%	83.8%	82.8%	81.1%	82.1%	78.7%	77.3%	79.3%	77.8%	82.0%	85.5%	85.2%	85.15%
Total Payout Ratio	88.3%	88.5%	1.1%	1.1%	92.0%	95.1%	87.1%	93.2%	1.2%	1.2%	1.4%	1.5%	1.4%	1.5%	1.4%	1.5%	1.6%	1.4%	1.4%	1.2%	1.23%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.19	0.20	0.19	0.19	0.19	0.19	0.16	0.14	0.13	0.15	0.17	0.22	0.25	0.24	0.22	0.18	0.16	0.15	0.15	0.16	0.157
Buyback Yield	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.01%
Net Buyback Yield	-7.4%	-7.0%	-7.8%	-6.6%	-6.1%	-4.1%	0.0%	-5.6%	-7.8%	-15.0%	-16.4%	-10.7%	-9.0%	-4.4%	-1.9%	-2.5%	-4.5%	-5.1%	-4.8%	-4.5%	-4.46%
Total Shareholder Return	-1.2%	-0.4%	-1.8%	0.1%	1.2%	3.2%	5.9%	-0.2%	-2.3%	-8.3%	-10.1%	-3.9%	-1.8%	1.6%	4.4%	3.6%	2.4%	2.0%	2.1%	1.4%	1.42%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Interest Burden (EBT/EBIT)	0.75	0.76	0.72	0.72	0.76	0.75	0.76	0.75	0.70	0.70	0.67	0.67	0.66	0.63	0.63	0.61	0.60	0.40	0.41	0.44	0.441
EBIT Margin	0.67	0.67	0.56	0.56	0.67	0.66	0.71	0.67	0.56	0.56	0.48	0.49	0.51	0.52	0.55	0.55	0.53	0.88	0.88	0.91	0.908
Asset Turnover	0.12	0.12	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.12	0.11	0.11	0.12	0.12	0.11	0.11	0.11	0.11	0.11	0.11	0.110
Equity Multiplier	2.05	2.05	2.01	2.01	2.01	2.01	2.01	2.01	2.01	2.01	1.97	1.97	1.97	1.97	1.98	1.98	1.98	1.98	2.04	2.04	2.039

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$1.72	$1.75	$1.37	$1.36	$1.74	$1.73	$1.92	$1.79	$1.36	$1.40	$1.14	$1.16	$1.22	$1.20	$1.28	$1.25	$1.20	$1.33	$1.36	$1.52	$1.52
Book Value/Share	$14.83	$14.65	$16.22	$15.94	$15.94	$15.93	$16.20	$15.97	$15.20	$14.98	$18.07	$17.71	$17.69	$17.49	$17.28	$17.43	$17.35	$17.21	$18.47	$17.89	$18.20
Tangible Book/Share	$13.64	$13.47	$15.37	$15.10	$15.10	$15.09	$14.63	$14.42	$13.72	$13.52	$16.17	$15.85	$15.83	$15.66	$14.21	$14.33	$14.27	$14.15	$14.87	$14.40	$14.40
Revenue/Share	$3.39	$3.40	$3.38	$3.37	$3.42	$3.46	$3.53	$3.56	$3.46	$3.58	$3.51	$3.55	$3.65	$3.63	$3.65	$3.75	$3.79	$3.83	$3.82	$3.79	$3.80
FCF/Share	$2.01	$1.94	$1.89	$1.89	$1.93	$2.06	$1.99	$1.99	$1.96	$1.96	$1.99	$2.08	$2.15	$2.28	$2.33	$2.33	$2.41	$2.32	$2.19	$2.19	$2.20
OCF/Share	$2.02	$1.95	$1.89	$1.89	$1.93	$2.05	$1.99	$1.99	$1.96	$1.97	$1.99	$2.09	$2.16	$2.29	$2.34	$2.34	$2.42	$2.33	$2.20	$2.20	$2.20
Cash/Share	$1.24	$1.22	$0.54	$0.53	$0.53	$0.53	$0.19	$0.18	$0.17	$0.17	$0.06	$0.06	$0.06	$0.06	$0.17	$0.17	$0.17	$0.17	$0.22	$0.21	$0.14
EBITDA/Share	$3.12	$3.15	$2.78	$2.79	$3.22	$3.24	$3.48	$3.37	$2.89	$2.95	$2.64	$2.70	$2.83	$2.88	$3.05	$3.13	$3.14	$4.49	$4.43	$4.50	$4.50
Debt/Share	$12.98	$12.82	$13.25	$13.03	$13.02	$13.02	$15.25	$15.03	$14.30	$14.10	$14.61	$14.32	$14.31	$14.15	$16.51	$16.65	$16.57	$16.44	$18.19	$17.62	$17.62
Net Debt/Share	$11.75	$11.60	$12.71	$12.50	$12.49	$12.49	$15.06	$14.85	$14.13	$13.93	$14.55	$14.26	$14.25	$14.09	$16.34	$16.48	$16.40	$16.27	$17.97	$17.41	$17.41

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.398
Altman Z-Prime	snapshot only																				2.455
Piotroski F-Score	7	7	7	7	8	7	6	7	6	5	7	7	7	7	7	7	6	6	7	7	7
Beneish M-Score	-2.51	-2.49	-2.76	-2.73	-2.69	-2.73	-1.99	-2.05	-2.10	-2.02	3.23	3.22	3.22	3.17	-2.98	-2.98	-3.01	-2.77	-3.50	-1.66	-1.661
Ohlson O-Score	snapshot only																				-7.454
ROIC (Greenblatt)	snapshot only																				2.33%
Net-Net WC	snapshot only																				$-17.03
EVA	snapshot only																				$-78116199.90

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BBB
Credit Score	57.73	58.44	56.32	59.67	57.12	59.86	53.28	55.09	54.48	54.77	55.63	52.47	57.20	58.11	29.24	30.18	28.63	29.95	53.40	58.32	58.319
Credit Grade	snapshot only																				9
Credit Trend	snapshot only																				28.137
Implied Spread (bps)	snapshot only																				275.000
Industry Credit Rank	snapshot only																				84
Sector Credit Rank	snapshot only																				68

GTY NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet