$32.26

-0.97 (-2.92%)

Weekly Expected Move ±4.8%

$30 $32 $33 $35 $36

NYSE · Consumer Cyclical · Furnishings, Fixtures & Appliances · Tech Score Sell · Power 39 · $433.6M mcap · 7M float · 1.05% daily turnover · Short 69% of daily vol

Credit Risk of going bust: higher than 55% of companies Debt: 17.1% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.75 (down 98%), Hamilton Beach Brands Holding Company would be worth roughly what it owes.
Total debt $89.6M against a stock market value of $433.6M.
Distance to default 4.67 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $50.0M (short-term plus half of long-term), stock volatility 52.2%; Altman Z 4.70. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

49.2 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 28.0% · 5Y Avg: 21.3%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. HBB shows a Weak competitive edge (49.2/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 28.0% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 0Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$—

Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. HBB receives an overall rating of A. Strongest factors: ROE (5/5), ROA (5/5), P/E (4/5).

Rating Change History

Date	From	To
2026-09-23	A+	A
2026-08-26	A	A+
2026-08-25	A+	A
2026-08-21	A	A+
2026-08-20	A+	A
2026-08-06	A	A+
2026-07-13	A+	A
2026-07-09	A	A+
2026-06-29	A+	A
2026-06-25	A	A+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 81 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. HBB scores highest in Safety (100/100) and lowest in Growth (56/100). An overall grade of A+ places HBB among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

4.32

Safe Zone

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✗

Beneish M-Score

-3.06

Unlikely Manipulator

Ohlson O-Score

-8.71

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AA+

Score: 93.5/100

Trend: Improving

Earnings Quality

75/100

OCF/NI: 1.73x

Accruals: -10.8%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. HBB scores 4.32, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. HBB scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. HBB's score of -3.06 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. HBB's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. HBB receives an estimated rating of AA+ (score: 93.5/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). HBB's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

7.57x

PEG

0.09x

P/S

0.71x

P/B

2.01x

P/FCF

3.21x

P/OCF

3.14x

EV/EBITDA

3.48x

EV/Revenue

0.49x

EV/EBIT

3.87x

EV/FCF

3.09x

Earnings Yield

18.46%

FCF Yield

31.15%

Shareholder Yield

3.65%

Graham Number

$39.17

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 7.6x earnings, HBB trades at a deep value multiple. An earnings yield of 18.5% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $39.17 per share, suggesting a potential 21% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.749

NI / EBT

Interest Burden

0.993

EBT / EBIT

EBIT Margin

0.127

EBIT / Rev

Asset Turnover

1.575

Rev / Assets

Equity Multiplier

2.036

Assets / Equity

ROE

30.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. HBB's ROE of 30.2% is driven by Asset Turnover (1.575), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$163.68

Price/Value

0.14x

Margin of Safety

85.93%

Premium

-85.93%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with HBB's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. HBB actually compounded EPS at 93.0% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. At an intrinsic value of $163.68, HBB appears undervalued with a 86% margin of safety. The adjusted fair P/E of 38.5x compares to the current market P/E of 7.6x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$32.07

Median 1Y

$31.16

5th Pctile

$11.84

95th Pctile

$81.78

Ann. Volatility

58.7%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
R. Scott Tidey, President and Chief Executive Officer	$809,992	$1,069,993	$3,501,213
Sally M. Cunningham, Senior Vice President, Chief Financial Officer and Treasurer	$446,706	$192,578	$1,045,414
Andrew C. Carington, Senior Vice President, General Counsel and Secretary	$300,655	$113,107	$649,599

CEO Pay Ratio

19:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $3,501,213

Avg Employee Cost (SGA/emp): $180,702

Employees: 660

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

660

-5.7% YoY

Revenue / Employee

$919,473

Rev: $606,852,000

Profit / Employee

$40,083

NI: $26,455,000

SGA / Employee

$180,702

Avg labor cost proxy

R&D / Employee

$20,000

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	37.3%	23.4%	26.1%	30.6%	29.9%	22.3%	11.5%	7.1%	10.4%	18.6%	21.9%	26.3%	19.0%	19.6%	21.9%	20.8%	20.3%	15.2%	16.2%	30.2%	30.18%
ROA	7.4%	5.5%	7.0%	8.3%	7.7%	6.6%	3.7%	2.2%	3.2%	6.5%	8.2%	9.7%	6.7%	7.7%	8.6%	8.8%	8.0%	6.5%	7.2%	14.8%	14.82%
ROIC	14.9%	11.7%	12.3%	13.9%	13.3%	10.5%	7.3%	5.5%	7.3%	12.1%	14.2%	18.0%	15.1%	18.6%	20.0%	16.1%	17.4%	15.3%	16.3%	28.0%	27.97%
ROCE	18.9%	14.6%	15.1%	16.5%	15.9%	12.9%	8.3%	7.0%	9.2%	14.2%	15.9%	24.8%	18.7%	13.4%	14.8%	13.3%	13.2%	13.2%	14.1%	25.3%	25.25%
Gross Margin	21.2%	21.8%	19.3%	21.7%	23.1%	17.4%	16.3%	20.0%	26.1%	26.8%	23.4%	25.9%	28.0%	26.1%	24.6%	27.5%	21.1%	28.3%	29.7%	54.3%	54.33%
Operating Margin	4.8%	9.1%	8.7%	3.7%	6.2%	5.7%	-3.9%	0.5%	9.4%	12.1%	-0.7%	6.4%	6.8%	11.0%	1.7%	4.7%	2.2%	11.9%	4.1%	30.3%	30.29%
Net Margin	3.6%	6.4%	4.9%	3.4%	3.9%	3.6%	-3.7%	0.1%	6.7%	9.5%	-0.9%	3.8%	1.2%	11.2%	1.4%	3.5%	1.2%	8.7%	2.9%	23.6%	23.63%
EBITDA Margin	5.6%	10.0%	8.5%	4.7%	6.6%	6.3%	-3.2%	1.5%	9.6%	12.7%	0.1%	7.3%	2.5%	11.4%	2.7%	5.8%	2.6%	13.0%	6.1%	33.2%	33.25%
FCF Margin	-5.2%	0.9%	-1.8%	-3.2%	-3.5%	-0.9%	8.0%	12.4%	16.6%	13.6%	11.1%	10.1%	8.0%	9.5%	7.5%	0.2%	2.1%	1.8%	1.3%	15.9%	15.88%
OCF Margin	-3.8%	2.7%	-0.2%	-2.5%	-2.8%	-0.5%	8.4%	12.9%	17.1%	14.2%	11.7%	10.6%	8.5%	10.0%	7.9%	0.7%	2.6%	2.3%	1.8%	16.2%	16.24%
ROE 3Y Avg	snapshot only																				23.32%
ROE 5Y Avg	snapshot only																				20.64%
ROA 3Y Avg	snapshot only																				10.74%
ROIC 3Y Avg	snapshot only																				20.49%
ROIC Economic	snapshot only																				19.48%
Cash ROA	snapshot only																				24.10%
Cash ROIC	snapshot only																				48.39%
CROIC	snapshot only																				47.31%
NOPAT Margin	snapshot only																				9.39%
Pretax Margin	snapshot only																				12.56%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				20.53%
SBC / Revenue	snapshot only																				0.77%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	6.93	8.40	5.72	5.15	4.78	6.25	10.00	15.28	12.88	9.30	11.44	6.73	15.49	7.28	7.77	7.40	6.04	8.37	9.14	5.42	7.573
P/S Ratio	0.28	0.27	0.22	0.24	0.23	0.25	0.21	0.21	0.27	0.38	0.53	0.36	0.63	0.34	0.40	0.38	0.32	0.36	0.43	0.51	0.711
P/B Ratio	2.18	1.75	1.29	1.35	1.25	1.27	1.12	1.08	1.29	1.59	2.27	1.60	2.72	1.35	1.61	1.45	1.17	1.21	1.39	1.44	2.009
P/FCF	-5.31	29.76	-12.72	-7.54	-6.55	-27.73	2.67	1.67	1.61	2.75	4.75	3.60	7.89	3.60	5.29	164.14	15.38	20.05	32.53	3.21	3.211
P/OCF	—	10.02	—	—	—	—	2.55	1.61	1.56	2.65	4.49	3.42	7.40	3.42	5.01	52.14	12.35	16.02	24.53	3.14	3.139
EV/EBITDA	6.55	7.48	6.13	5.91	5.92	7.65	10.30	11.49	10.45	8.13	9.28	5.58	11.55	6.87	7.17	8.21	5.63	5.13	5.45	3.48	3.479
EV/Revenue	0.44	0.42	0.40	0.44	0.45	0.50	0.42	0.39	0.43	0.51	0.64	0.45	0.74	0.42	0.47	0.51	0.36	0.36	0.42	0.49	0.490
EV/EBIT	7.25	8.63	6.97	6.67	6.65	8.66	12.66	14.76	12.66	9.15	10.37	6.15	13.13	7.81	8.08	9.33	6.43	5.97	6.47	3.87	3.874
EV/FCF	-8.45	45.68	-22.99	-13.58	-12.97	-56.27	5.24	3.10	2.57	3.72	5.76	4.51	9.30	4.38	6.24	221.45	17.45	19.56	31.68	3.09	3.088
Earnings Yield	14.4%	11.9%	17.5%	19.4%	20.9%	16.0%	10.0%	6.5%	7.8%	10.8%	8.7%	14.9%	6.5%	13.7%	12.9%	13.5%	16.6%	12.0%	10.9%	18.5%	18.46%
FCF Yield	-18.8%	3.4%	-7.9%	-13.3%	-15.3%	-3.6%	37.5%	59.8%	62.3%	36.3%	21.1%	27.8%	12.7%	27.8%	18.9%	0.6%	6.5%	5.0%	3.1%	31.1%	31.15%
PEG Ratio	snapshot only																				0.094
Price/Tangible Book	snapshot only																				1.484
EV/OCF	snapshot only																				3.019
EV/Gross Profit	snapshot only																				1.482
Acquirers Multiple	snapshot only																				3.913
Shareholder Yield	snapshot only																				3.65%
Graham Number	snapshot only																				$39.17

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	2.01	1.94	2.35	2.32	2.55	2.80	2.67	2.10	1.83	2.05	2.08	1.49	1.43	1.97	1.97	2.47	2.15	2.47	2.98	3.13	3.134
Quick Ratio	0.90	0.82	0.94	0.77	0.80	1.27	1.18	0.92	0.78	1.15	1.02	0.76	0.66	1.16	0.93	0.95	0.86	1.39	1.61	2.04	2.041
Debt/Equity	1.31	0.95	1.05	1.09	1.24	1.31	1.10	0.93	0.79	0.67	0.67	0.66	0.63	0.57	0.59	0.58	0.26	0.23	0.22	0.41	0.413
Net Debt/Equity	1.29	0.94	1.05	1.08	1.23	1.31	1.08	0.92	0.78	0.56	0.49	0.41	0.48	0.29	0.29	0.51	0.16	-0.03	-0.04	-0.05	-0.055
Debt/Assets	0.30	0.25	0.31	0.31	0.35	0.42	0.39	0.32	0.27	0.25	0.26	0.26	0.23	0.23	0.23	0.26	0.11	0.11	0.11	0.22	0.218
Debt/EBITDA	2.47	2.64	2.76	2.64	2.96	3.90	5.14	5.38	3.99	2.51	2.25	1.84	2.29	2.37	2.22	2.41	1.11	1.00	0.88	1.04	1.041
Net Debt/EBITDA	2.43	2.61	2.74	2.63	2.93	3.88	5.05	5.28	3.93	2.12	1.64	1.13	1.74	1.22	1.10	2.12	0.67	-0.13	-0.15	-0.14	-0.138
Interest Coverage	15.20	11.15	13.25	14.02	11.99	8.07	4.03	3.18	4.81	11.57	20.48	38.74	52.53	56.89	83.81	74.46	54.14	46.70	55.60	134.12	134.125
Equity Multiplier	4.35	3.74	3.45	3.46	3.53	3.12	2.84	2.90	2.96	2.61	2.54	2.54	2.73	2.50	2.56	2.22	2.39	2.17	2.00	1.90	1.898
Cash Ratio	snapshot only																				0.963
Debt Service Coverage	snapshot only																				149.359
Cash to Debt	snapshot only																				1.133
FCF to Debt	snapshot only																				1.082
Defensive Interval	snapshot only																				583.9 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	1.85	1.70	1.80	1.76	1.61	1.66	1.71	1.64	1.55	1.62	1.77	1.81	1.65	1.64	1.68	1.72	1.52	1.49	1.51	1.57	1.575
Inventory Turnover	2.87	2.92	2.91	2.69	2.39	3.02	3.06	2.71	2.44	3.41	3.57	3.58	2.94	3.85	3.25	3.19	2.68	3.48	2.94	2.96	2.965
Receivables Turnover	6.35	4.98	6.18	6.40	5.88	5.46	6.40	6.46	6.15	4.99	6.96	7.37	6.44	5.19	7.68	7.93	6.64	5.33	6.94	7.05	7.048
Payables Turnover	3.48	3.67	5.07	4.63	4.24	5.29	6.48	4.82	4.33	5.97	6.40	5.30	3.91	4.75	4.37	5.37	3.88	4.73	4.47	5.60	5.596
DSO	57	73	59	57	62	67	57	57	59	73	52	50	57	70	48	46	55	68	53	52	51.8 days
DIO	127	125	126	136	153	121	119	135	150	107	102	102	124	95	112	114	136	105	124	123	123.1 days
DPO	105	99	72	79	86	69	56	76	84	61	57	69	93	77	84	68	94	77	82	65	65.2 days
Cash Conversion Cycle	80	99	113	114	129	119	120	115	125	119	98	83	87	88	76	92	97	96	95	110	109.7 days
Fixed Asset Turnover	snapshot only																				10.506
Operating Cycle	snapshot only																				174.9 days
Cash Velocity	snapshot only																				6.015
Capital Intensity	snapshot only																				0.674

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	33.9%	9.1%	3.7%	-0.0%	-7.5%	-2.6%	-5.0%	-5.5%	-4.2%	-2.4%	0.4%	5.3%	5.3%	4.6%	5.5%	-2.1%	-6.2%	-7.3%	-9.8%	-3.3%	-3.33%
Net Income	6.2%	-53.9%	-7.3%	53.4%	11.4%	18.6%	-48.0%	-72.8%	-58.5%	-0.1%	1.2%	3.2%	1.1%	21.9%	16.9%	-7.3%	21.2%	-14.0%	-16.4%	78.4%	78.44%
EPS	4.6%	-54.6%	-8.7%	51.2%	11.4%	19.9%	-47.9%	-72.8%	-59.0%	-1.6%	1.2%	3.2%	1.1%	25.6%	20.0%	-3.3%	24.4%	-12.5%	-15.2%	78.7%	78.73%
FCF	-2.2%	1.2%	40.2%	52.9%	37.7%	-1.9%	5.3%	4.6%	5.6%	16.0%	39.5%	-14.7%	-49.6%	-27.0%	-28.7%	-97.8%	-75.8%	-82.3%	-84.0%	65.8%	65.75%
EBITDA	0.1%	-7.3%	-6.2%	32.5%	5.8%	14.1%	-41.2%	-57.3%	-48.8%	-6.8%	70.1%	1.6%	64.8%	1.6%	-0.1%	-25.4%	-6.6%	6.1%	6.7%	1.2%	1.20%
Op. Income	-5.0%	-15.7%	-7.5%	35.4%	8.2%	23.0%	-46.2%	-62.6%	-53.1%	-9.6%	86.8%	2.0%	1.1%	23.1%	18.5%	-12.3%	-22.2%	-15.3%	-15.5%	80.2%	80.19%
OCF Growth	snapshot only																				20.69%
Asset Growth	snapshot only																				13.05%
Equity Growth	snapshot only																				32.18%
Debt Growth	snapshot only																				-5.25%
Shares Change	snapshot only																				-0.16%
Dividend Growth	snapshot only																				3.16%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-3.3%	-4.0%	-4.0%	-4.0%	-3.1%	1.5%	1.9%	1.9%	5.8%	1.2%	-0.3%	-0.2%	-2.3%	-0.2%	0.2%	-0.9%	-1.9%	-1.8%	-1.5%	-0.1%	-0.12%
Revenue 5Y	—	—	—	—	28.7%	7.5%	0.9%	-4.0%	-4.3%	-3.4%	-3.4%	-2.5%	-1.7%	1.3%	2.3%	1.8%	3.2%	0.1%	-1.2%	-1.2%	-1.21%
EPS 3Y	10.0%	-1.2%	7.0%	13.8%	33.3%	—	-13.3%	-34.3%	-21.8%	-18.8%	0.8%	19.6%	-1.5%	14.0%	10.4%	3.1%	2.1%	2.7%	29.9%	93.0%	93.05%
EPS 5Y	—	—	—	—	48.1%	6.7%	-6.0%	-13.5%	-9.5%	2.6%	6.6%	10.8%	15.2%	—	11.0%	2.7%	4.4%	-10.1%	0.8%	24.2%	24.24%
Net Income 3Y	10.5%	-0.7%	7.8%	14.5%	34.3%	—	-12.3%	-33.6%	-21.1%	-18.3%	1.5%	20.3%	-1.6%	13.0%	9.6%	1.7%	1.2%	1.5%	28.4%	90.3%	90.28%
Net Income 5Y	—	—	—	—	48.5%	7.0%	-5.4%	-13.0%	-9.0%	3.0%	7.1%	11.3%	15.7%	—	11.3%	2.5%	4.1%	-10.6%	0.4%	23.6%	23.56%
EBITDA 3Y	-2.4%	6.1%	12.0%	9.2%	18.9%	-5.6%	-19.2%	-27.0%	-18.5%	-0.5%	-2.1%	13.1%	-3.7%	2.6%	-0.0%	-6.6%	-7.7%	0.1%	21.9%	61.2%	61.23%
EBITDA 5Y	—	—	—	—	41.8%	-1.1%	-11.0%	-15.1%	-12.8%	4.9%	7.1%	7.3%	7.2%	-4.4%	-2.2%	-5.8%	-3.6%	1.2%	-0.0%	18.8%	18.83%
Gross Profit 3Y	-9.7%	-10.3%	-10.6%	-8.9%	-6.9%	-0.1%	0.5%	-0.6%	6.1%	1.2%	1.7%	6.2%	4.7%	7.6%	9.1%	7.0%	3.2%	6.5%	9.4%	19.9%	19.87%
Gross Profit 5Y	—	—	—	—	23.5%	1.4%	-5.1%	-10.0%	-9.5%	-5.3%	-3.8%	-1.7%	-0.1%	5.6%	7.6%	7.0%	8.1%	2.4%	1.9%	7.8%	7.84%
Op. Income 3Y	-0.2%	-0.8%	8.5%	13.7%	26.1%	1.7%	-19.0%	-31.5%	-21.6%	-2.1%	-2.4%	14.6%	2.0%	11.1%	6.0%	-0.9%	-8.6%	-1.9%	23.2%	67.5%	67.46%
Op. Income 5Y	—	—	—	—	43.7%	0.2%	-11.2%	-15.9%	-12.8%	1.7%	5.1%	10.3%	14.5%	3.2%	3.3%	-3.5%	-4.7%	-0.5%	-1.4%	18.9%	18.92%
FCF 3Y	—	17.1%	—	—	—	—	12.3%	9.5%	50.6%	—	—	—	—	1.2%	—	—	—	—	-45.9%	8.4%	8.35%
FCF 5Y	—	—	—	—	—	—	73.3%	—	—	86.8%	—	26.2%	22.0%	—	7.1%	-52.2%	-16.0%	—	—	—	—
OCF 3Y	—	14.7%	—	—	—	—	10.0%	8.7%	46.5%	—	—	—	—	54.2%	—	—	—	—	-41.4%	7.7%	7.72%
OCF 5Y	—	—	—	—	—	—	37.6%	—	—	49.6%	1.5%	21.5%	18.8%	73.6%	5.9%	-40.6%	-14.2%	—	—	—	—
Assets 3Y	0.3%	5.0%	8.9%	9.8%	4.9%	10.5%	13.8%	12.3%	0.9%	-0.6%	2.8%	3.6%	2.2%	2.8%	2.3%	-3.5%	-2.0%	0.7%	3.2%	6.2%	6.20%
Assets 5Y	—	—	—	—	4.8%	3.6%	1.1%	1.2%	-0.0%	3.1%	4.1%	3.9%	2.5%	7.5%	12.9%	8.4%	1.2%	0.3%	1.8%	4.3%	4.31%
Equity 3Y	17.3%	16.1%	21.5%	25.5%	29.1%	50.9%	30.4%	24.4%	28.4%	22.5%	20.7%	20.6%	19.5%	17.5%	13.0%	12.0%	11.6%	13.7%	16.0%	22.3%	22.34%
Book Value 3Y	16.8%	15.5%	20.6%	24.7%	28.2%	49.9%	29.0%	23.0%	27.3%	21.7%	19.9%	19.9%	19.6%	18.5%	13.8%	13.5%	12.7%	14.9%	17.3%	24.1%	24.12%
Dividend 3Y	2.2%	2.1%	2.0%	1.6%	1.3%	1.2%	0.6%	0.5%	0.8%	1.1%	1.0%	1.1%	1.5%	2.1%	1.8%	2.1%	1.6%	1.8%	1.8%	2.5%	2.46%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.24	0.28	0.19	0.14	0.58	0.80	0.49	0.39	0.18	0.48	0.73	0.70	0.67	0.27	0.49	0.44	0.46	0.06	0.05	0.31	0.314
Earnings Stability	0.72	0.08	0.75	0.52	0.78	0.08	0.00	0.02	0.01	0.07	0.04	0.02	0.04	0.14	0.20	0.05	0.00	0.18	0.11	0.51	0.506
Margin Stability	0.87	0.91	0.90	0.92	0.88	0.88	0.87	0.87	0.88	0.91	0.89	0.88	0.89	0.89	0.87	0.85	0.87	0.90	0.88	0.79	0.786
Rev. Growth Consistency	0.50	0.50	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	1.00	0.00	0.00	0.50	1.00	0.50	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	0.00	1.00	0.00	0.00	0.50	0.500
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.98	0.50	0.97	0.50	0.95	0.93	0.81	0.50	0.50	1.00	0.50	0.50	0.50	0.91	0.93	0.97	0.92	0.94	0.93	0.50	0.500
Earnings Smoothness	0.94	0.26	0.92	0.58	0.89	0.83	0.37	0.00	0.17	1.00	0.26	0.00	0.31	0.80	0.84	0.92	0.81	0.85	0.82	0.44	0.437
ROE Trend	-0.02	-0.03	-0.13	-0.09	-0.11	-0.19	-0.17	-0.18	-0.19	-0.03	0.03	0.07	-0.00	-0.00	0.05	0.04	0.06	-0.03	-0.05	0.05	0.048
Gross Margin Trend	-0.01	-0.01	-0.01	0.00	0.01	-0.02	-0.02	-0.02	-0.02	0.03	0.05	0.06	0.05	0.04	0.04	0.04	0.02	0.01	0.01	0.07	0.070
FCF Margin Trend	-0.09	0.04	-0.03	-0.05	-0.04	0.01	0.10	0.17	0.21	0.14	0.08	0.05	0.01	0.03	-0.02	-0.11	-0.10	-0.10	-0.08	0.11	0.107
Sustainable Growth Rate	30.1%	17.4%	20.5%	25.0%	24.4%	17.2%	6.4%	2.1%	5.5%	14.1%	17.2%	21.6%	14.4%	15.6%	17.7%	16.7%	16.3%	11.5%	12.5%	26.7%	26.74%
Internal Growth Rate	6.3%	4.3%	5.8%	7.3%	6.7%	5.3%	2.1%	0.7%	1.7%	5.2%	6.9%	8.7%	5.4%	6.5%	7.5%	7.6%	6.8%	5.2%	5.8%	15.1%	15.12%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	-0.95	0.84	-0.04	-0.52	-0.59	-0.14	3.92	9.51	8.26	3.51	2.55	1.97	2.09	2.13	1.55	0.14	0.49	0.52	0.37	1.73	1.726
FCF/OCF	1.37	0.34	11.41	1.31	1.24	1.67	0.96	0.96	0.97	0.96	0.95	0.95	0.94	0.95	0.95	0.32	0.80	0.80	0.75	0.98	0.978
FCF/Net Income	snapshot only																				1.687
OCF/EBITDA	snapshot only																				1.152
CapEx/Revenue	1.4%	1.8%	1.6%	0.8%	0.7%	0.4%	0.4%	0.5%	0.5%	0.5%	0.6%	0.5%	0.5%	0.5%	0.4%	0.5%	0.5%	0.5%	0.4%	0.4%	0.36%
CapEx/Depreciation	snapshot only																				0.251
Accruals Ratio	0.14	0.01	0.07	0.13	0.12	0.07	-0.11	-0.19	-0.23	-0.16	-0.13	-0.09	-0.07	-0.09	-0.05	0.08	0.04	0.03	0.04	-0.11	-0.108
Sloan Accruals	snapshot only																				0.158
Cash Flow Adequacy	snapshot only																				11.332
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	2.8%	3.1%	3.8%	3.6%	3.9%	3.7%	4.4%	4.6%	3.7%	2.6%	1.9%	2.7%	1.5%	2.8%	2.4%	2.7%	3.3%	2.9%	2.5%	2.1%	1.52%
Dividend/Share	$0.39	$0.39	$0.39	$0.40	$0.41	$0.42	$0.42	$0.42	$0.43	$0.43	$0.43	$0.44	$0.45	$0.46	$0.46	$0.47	$0.47	$0.48	$0.48	$0.48	$0.49
Payout Ratio	19.4%	25.7%	21.7%	18.5%	18.6%	22.9%	43.9%	71.0%	47.0%	24.1%	21.3%	17.9%	23.8%	20.5%	18.8%	19.7%	20.0%	24.3%	23.0%	11.4%	11.39%
FCF Payout Ratio	—	90.9%	—	—	—	—	11.7%	7.8%	5.9%	7.1%	8.8%	9.6%	12.1%	10.1%	12.8%	4.4%	51.0%	58.3%	81.8%	6.7%	6.75%
Total Payout Ratio	19.4%	25.7%	21.7%	23.8%	28.2%	34.7%	66.3%	94.0%	58.5%	36.3%	33.9%	38.2%	67.3%	66.3%	69.0%	72.3%	58.1%	58.3%	47.2%	19.7%	19.75%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.11	0.11	0.12	0.10	0.10	0.09	0.10	0.09	0.09	0.08	0.07	0.08	0.06	0.06	0.06	0.05	0.05	0.05	0.04	0.05	0.051
Buyback Yield	0.0%	0.0%	0.0%	1.0%	2.0%	1.9%	2.2%	1.5%	0.9%	1.3%	1.1%	3.0%	2.8%	6.3%	6.5%	7.1%	6.3%	4.1%	2.6%	1.5%	1.54%
Net Buyback Yield	0.0%	0.0%	0.0%	1.0%	2.0%	1.9%	2.2%	1.5%	0.9%	1.3%	1.1%	3.0%	2.8%	6.3%	6.5%	7.1%	6.3%	4.1%	2.6%	1.5%	1.54%
Total Shareholder Return	2.8%	3.1%	3.8%	4.6%	5.9%	5.5%	6.6%	6.1%	4.5%	3.9%	3.0%	5.7%	4.3%	9.1%	8.9%	9.8%	9.6%	7.0%	5.2%	3.6%	3.65%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.70	0.74	0.73	0.77	0.77	0.78	0.86	0.76	0.77	0.80	0.78	0.76	0.75	0.92	0.91	0.94	0.95	0.74	0.74	0.75	0.749
Interest Burden (EBT/EBIT)	0.93	0.91	0.92	0.93	0.92	0.88	0.75	0.69	0.79	0.91	0.95	0.96	0.96	0.96	0.97	0.99	0.99	0.98	0.98	0.99	0.993
EBIT Margin	0.06	0.05	0.06	0.07	0.07	0.06	0.03	0.03	0.03	0.06	0.06	0.07	0.06	0.05	0.06	0.05	0.06	0.06	0.07	0.13	0.127
Asset Turnover	1.85	1.70	1.80	1.76	1.61	1.66	1.71	1.64	1.55	1.62	1.77	1.81	1.65	1.64	1.68	1.72	1.52	1.49	1.51	1.57	1.575
Equity Multiplier	5.07	4.24	3.73	3.69	3.88	3.40	3.14	3.18	3.24	2.85	2.67	2.70	2.84	2.55	2.55	2.37	2.55	2.33	2.27	2.04	2.036

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$1.99	$1.52	$1.82	$2.17	$2.22	$1.82	$0.95	$0.59	$0.91	$1.79	$2.04	$2.46	$1.90	$2.25	$2.45	$2.38	$2.36	$1.97	$2.07	$4.25	$4.25
Book Value/Share	$6.32	$7.28	$8.03	$8.29	$8.49	$8.96	$8.42	$8.39	$9.10	$10.44	$10.27	$10.32	$10.82	$12.12	$11.84	$12.12	$12.14	$13.59	$13.60	$16.04	$16.06
Tangible Book/Share	$5.75	$6.71	$7.47	$7.73	$7.93	$8.40	$7.87	$7.85	$8.56	$9.90	$9.66	$9.66	$10.15	$11.45	$11.17	$11.45	$11.46	$12.91	$13.07	$15.51	$15.51
Revenue/Share	$49.97	$46.84	$46.52	$46.00	$46.25	$46.10	$44.26	$43.40	$43.79	$44.34	$44.18	$45.64	$46.73	$47.84	$47.85	$46.65	$44.97	$45.11	$43.82	$45.17	$45.22
FCF/Share	$-2.60	$0.43	$-0.82	$-1.48	$-1.62	$-0.41	$3.54	$5.40	$7.29	$6.04	$4.91	$4.60	$3.73	$4.55	$3.59	$0.11	$0.93	$0.82	$0.58	$7.17	$7.18
OCF/Share	$-1.89	$1.27	$-0.07	$-1.14	$-1.31	$-0.25	$3.71	$5.62	$7.50	$6.28	$5.19	$4.85	$3.98	$4.78	$3.80	$0.34	$1.15	$1.03	$0.77	$7.34	$7.35
Cash/Share	$0.11	$0.08	$0.07	$0.05	$0.11	$0.07	$0.16	$0.15	$0.12	$1.09	$1.86	$2.63	$1.63	$3.34	$3.50	$0.84	$1.27	$3.52	$3.49	$7.51	$7.52
EBITDA/Share	$3.35	$2.61	$3.06	$3.41	$3.55	$3.01	$1.80	$1.45	$1.80	$2.77	$3.05	$3.71	$3.00	$2.90	$3.13	$2.89	$2.87	$3.13	$3.39	$6.37	$6.37
Debt/Share	$8.27	$6.89	$8.47	$9.01	$10.51	$11.76	$9.28	$7.83	$7.17	$6.95	$6.86	$6.82	$6.86	$6.88	$6.94	$6.99	$3.19	$3.12	$2.99	$6.63	$6.63
Net Debt/Share	$8.16	$6.81	$8.39	$8.96	$10.41	$11.70	$9.12	$7.68	$7.05	$5.86	$5.00	$4.18	$5.23	$3.55	$3.44	$6.15	$1.92	$-0.40	$-0.50	$-0.88	$-0.88

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	4.325
Altman Z-Prime	snapshot only																				7.936
Piotroski F-Score	4	4	2	4	5	4	6	4	6	6	6	7	8	7	7	6	6	6	6	8	8
Beneish M-Score	-1.52	-2.55	-2.00	-2.00	-2.13	-2.03	-3.24	-3.53	-3.62	-3.34	-3.24	-3.06	-2.94	-2.87	-2.78	-2.27	-2.22	-2.57	-2.37	-3.06	-3.057
Ohlson O-Score	snapshot only																				-8.708
ROIC (Greenblatt)	snapshot only																				27.31%
Net-Net WC	snapshot only																				$10.03
EVA	snapshot only																				$36817661.82

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AA+
Credit Score	65.36	69.14	66.16	66.54	68.64	66.83	63.03	67.18	64.59	80.56	85.80	84.79	82.10	84.85	83.47	77.48	83.03	85.77	89.97	93.50	93.500
Credit Grade	snapshot only																				2
Credit Trend	snapshot only																				16.019
Implied Spread (bps)	snapshot only																				65.000
Industry Credit Rank	snapshot only																				88
Sector Credit Rank	snapshot only																				90

HBB NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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