$35.73

+0.01 (+0.03%)

Weekly Expected Move ±4.3%

$33 $34 $36 $37 $39

NYSE · Consumer Cyclical · Travel Lodging · Tech Score Sell · Power 42 · $2.8B mcap · 63M float · 1.76% daily turnover · Short 64% of daily vol

Credit Risk of going bust: higher than 72% of companies Debt: 73.9% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the third-riskiest tenth, about 1 in 140 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $4.43 (down 88%), Hilton Grand Vacations Inc. would be worth roughly what it owes.
Total debt $7.85B against a stock market value of $2.78B.
Distance to default 3.23 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $3.89B (short-term plus half of long-term), stock volatility 39.3%; Altman Z'' 1.56. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

49.9 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: 6.2% · 5Y Avg: 5.1%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. HGV shows a Weak competitive edge (49.9/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. ROIC of 6.2% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$38

Low

$52

Avg Target

$74

High

Based on 8 analysts since Jul 30, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 6Hold: 11Sell: 0Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$52.13

Analysts8

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-10-19	Wells Fargo	Trey Bowers	$47	$38	-9	+7.2%	$35.44
2026-10-15	Susquehanna	—	$50	$39	-11	+12.4%	$34.69
2026-09-10	Truist Financial	—	$59	$69	+10	+73.1%	$39.85
2026-08-18	Morgan Stanley	—	$55	$54	-1	+23.8%	$43.62
2026-08-18	Susquehanna	—	Initiated	$50	—	+11.3%	$44.92
2026-07-31	Mizuho Securities	—	$63	$74	+11	+59.8%	$46.32
2026-07-31	Goldman Sachs	Lizzie Dove	$55	$47	-8	+1.5%	$46.32
2026-07-31	Barclays	—	$51	$46	-5	-0.7%	$46.32
2026-06-01	Goldman Sachs	Lizzie Dove	$40	$55	+15	+5.7%	$52.02
2026-05-01	Barclays	—	$54	$51	-3	+8.6%	$46.97
2026-04-16	Wells Fargo	—	Initiated	$47	—	-0.8%	$47.38
2026-04-10	Morgan Stanley	—	$49	$55	+6	+21.8%	$45.16
2026-02-26	Goldman Sachs	Lizzie Dove	$39	$40	+1	-14.8%	$46.96
2026-01-16	Morgan Stanley	Stephen Grambling	$48	$49	+1	+1.7%	$48.19
2025-11-14	Truist Financial	—	$63	$59	-4	+50.2%	$39.27
2025-10-22	Morgan Stanley	Stephen Grambling	$38	$48	+10	+4.5%	$45.94
2025-08-04	Deutsche Bank	—	$56	$59	+3	+33.3%	$44.26
2025-08-01	Goldman Sachs	Lizzie Dove	$31	$39	+8	-13.0%	$44.82
2025-04-22	Morgan Stanley	—	Initiated	$38	—	+13.9%	$33.37
2025-03-07	Truist Financial	—	$52	$63	+11	+55.6%	$40.48
2024-12-18	JMP Securities	Aaron Hecht	Initiated	$50	—	+31.6%	$37.98
2024-09-17	Goldman Sachs	Lizzie Dove	Initiated	$31	—	-16.4%	$37.10
2024-09-05	Truist Financial	Patrick Scholes	$71	$52	-19	+38.3%	$37.59
2024-06-03	Deutsche Bank	Chris Woronka	Initiated	$56	—	+35.5%	$41.33
2024-05-28	Truist Financial	Patrick Scholes	$70	$71	+1	+71.9%	$41.31
2024-05-17	Barclays	Brandt Montour	Initiated	$54	—	+27.8%	$42.24
2024-03-25	Mizuho Securities	Ben Chaiken	Initiated	$63	—	+37.6%	$45.79
2024-03-15	Truist Financial	Patrick Scholes	Initiated	$70	—	+54.6%	$45.27

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B-

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. HGV receives an overall rating of B-. Strongest factors: DCF (4/5), ROE (4/5). Areas of concern: ROA (2/5), D/E (1/5), P/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-12	B	B-
2026-10-08	B+	B
2026-10-01	B-	B+
2026-09-24	B	B-
2026-09-21	B-	B
2026-09-08	B	B-
2026-08-24	B-	B
2026-07-01	B	B-
2026-06-12	B+	B
2026-06-08	B	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 41 Grade C

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. HGV scores highest in Momentum (77/100) and lowest in Safety (15/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.12

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✗ ✗ ✓ ✓ ✓

Beneish M-Score

-3.49

Unlikely Manipulator

Ohlson O-Score

-5.65

Bankruptcy prob: 0.4%

Low Risk

Credit Rating

B-

Score: 22.1/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 2.49x

Accruals: -2.3%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. HGV scores 1.12, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. HGV scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. HGV's score of -3.49 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. HGV's implied 0.4% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. HGV receives an estimated rating of B- (score: 22.1/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). HGV's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

16.62x

PEG

0.85x

P/S

0.50x

P/B

2.64x

P/FCF

10.39x

P/OCF

9.47x

EV/EBITDA

9.26x

EV/Revenue

2.17x

EV/EBIT

11.93x

EV/FCF

28.35x

Earnings Yield

4.24%

FCF Yield

9.63%

Shareholder Yield

13.69%

Graham Number

$25.66

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 16.6x earnings, HGV trades at a reasonable valuation. Graham's intrinsic value formula yields $25.66 per share, 39% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.791

NI / EBT

Interest Burden

0.234

EBT / EBIT

EBIT Margin

0.182

EBIT / Rev

Asset Turnover

0.459

Rev / Assets

Equity Multiplier

9.252

Assets / Equity

ROE

14.4%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. HGV's ROE of 14.4% is driven by financial leverage (equity multiplier: 9.25x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$85.56

Price/Value

0.61x

Margin of Safety

38.79%

Premium

-38.79%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with HGV's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. HGV trades at a -39% premium to its adjusted intrinsic value of $85.56, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 16.6x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$35.74

Median 1Y

$32.47

5th Pctile

$15.14

95th Pctile

$69.87

Ann. Volatility

46.0%

Analyst Target

$52.13

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Mark D. Wang President and Chief Executive Officer	$1,345,962	$7,762,448	$14,067,191
Gordon S. Gurnik Senior Executive Vice President and Chief Operating Officer	$699,192	$2,449,996	$4,972,725
Daniel J. Mathewes President and Chief Financial Officer	$725,000	$2,172,490	$4,967,016
Charles R. Corbin Senior Executive Vice President, General Counsel and Corporate Operations, and Secretary	$622,712	$2,187,432	$4,718,036
Dusty Tonkin President, Vice President, Chief Sales & Marketing Officer	$598,654	$1,949,960	$3,906,244
Erin Day President, Vice President, Finance	$448,654	$1,099,927	$2,204,103

CEO Pay Ratio

150:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $14,067,191

Avg Employee Cost (SGA/emp): $93,543

Employees: 22,300

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

22,300

+2.3% YoY

Revenue / Employee

$226,323

Rev: $5,047,000,000

Profit / Employee

$3,632

NI: $81,000,000

SGA / Employee

$93,543

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	-4.4%	14.9%	19.2%	24.1%	17.2%	17.0%	17.8%	18.2%	15.0%	14.7%	11.4%	7.9%	11.0%	8.9%	8.9%	10.7%	5.4%	7.6%	14.3%	14.4%	14.36%
ROA	-0.9%	3.2%	4.0%	4.7%	4.3%	4.4%	4.4%	4.7%	4.0%	3.8%	2.3%	1.6%	2.3%	1.7%	1.4%	1.6%	0.8%	1.0%	1.7%	1.6%	1.55%
ROIC	4.2%	5.5%	6.7%	8.9%	8.7%	8.8%	9.9%	10.3%	9.0%	7.7%	5.7%	5.5%	4.4%	3.6%	2.5%	3.0%	5.1%	5.1%	6.4%	6.2%	6.17%
ROCE	0.4%	5.4%	6.7%	8.5%	9.3%	9.1%	9.1%	9.6%	8.9%	8.5%	5.6%	5.1%	5.0%	4.6%	4.7%	5.0%	4.5%	9.3%	9.9%	9.3%	9.26%
Gross Margin	35.5%	30.9%	23.5%	27.3%	30.4%	25.2%	23.4%	25.0%	84.9%	57.5%	22.2%	19.4%	1.5%	27.0%	53.0%	24.3%	58.2%	89.1%	54.0%	44.3%	44.32%
Operating Margin	28.4%	21.1%	14.9%	17.0%	22.9%	16.3%	15.7%	16.9%	17.7%	17.2%	15.3%	11.5%	15.3%	13.9%	7.7%	11.0%	11.2%	14.1%	12.1%	9.7%	9.66%
Net Margin	10.7%	8.9%	6.5%	7.7%	13.4%	7.9%	7.8%	7.9%	9.0%	6.7%	-0.3%	0.2%	11.8%	1.6%	-1.5%	2.0%	4.6%	3.6%	5.1%	0.8%	0.76%
EBITDA Margin	25.6%	24.8%	21.1%	22.7%	26.7%	19.4%	19.8%	21.0%	24.1%	20.6%	11.1%	13.1%	18.8%	15.4%	12.0%	14.3%	14.7%	53.9%	17.0%	10.4%	10.35%
FCF Margin	-3.1%	3.9%	10.2%	14.7%	23.2%	17.4%	10.5%	8.6%	5.1%	6.3%	5.2%	3.0%	2.6%	3.7%	4.2%	3.2%	2.3%	4.2%	6.3%	7.7%	7.67%
OCF Margin	-1.9%	4.7%	11.0%	15.7%	24.3%	19.5%	12.6%	10.8%	7.5%	7.8%	6.8%	4.6%	4.3%	6.2%	7.0%	5.9%	4.8%	5.9%	7.5%	8.4%	8.42%
ROE 3Y Avg	snapshot only																				12.45%
ROE 5Y Avg	snapshot only																				13.96%
ROA 3Y Avg	snapshot only																				1.48%
ROIC 3Y Avg	snapshot only																				3.58%
ROIC Economic	snapshot only																				6.06%
Cash ROA	snapshot only																				3.78%
Cash ROIC	snapshot only																				5.33%
CROIC	snapshot only																				4.86%
NOPAT Margin	snapshot only																				9.73%
Pretax Margin	snapshot only																				4.27%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				55.80%
SBC / Revenue	snapshot only																				1.18%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	-97.96	35.82	27.12	14.66	11.41	12.70	13.54	13.36	13.97	14.12	21.02	26.69	16.84	22.65	22.47	21.79	45.37	36.84	16.45	23.57	16.619
P/S Ratio	3.10	2.74	2.20	1.25	1.08	1.17	1.27	1.26	1.14	1.11	1.18	0.95	0.79	0.78	0.72	0.79	0.80	0.85	0.63	0.80	0.505
P/B Ratio	2.74	3.17	3.07	2.10	1.85	2.08	2.38	2.42	2.10	2.09	2.48	2.20	2.01	2.22	2.26	2.66	2.88	3.32	2.74	3.98	2.642
P/FCF	-99.84	70.83	21.66	8.49	4.67	6.71	12.09	14.54	22.23	17.54	22.76	31.71	30.37	21.28	17.18	24.94	35.34	20.16	9.98	10.39	10.387
P/OCF	—	58.91	19.95	7.97	4.45	5.98	10.07	11.65	15.25	14.17	17.35	20.57	18.16	12.61	10.30	13.44	16.78	14.25	8.40	9.47	9.467
EV/EBITDA	84.90	19.81	15.41	9.21	8.37	9.31	9.48	9.49	9.40	9.90	14.34	14.23	13.58	14.44	13.93	14.26	15.62	8.99	7.73	9.26	9.259
EV/Revenue	5.48	4.43	3.48	2.17	2.01	2.11	2.11	2.08	1.98	2.12	2.71	2.39	2.14	2.13	2.08	2.17	2.21	2.19	1.95	2.17	2.174
EV/EBIT	352.68	26.22	21.08	12.74	11.44	12.99	12.92	12.68	12.75	13.20	19.98	20.99	20.64	22.77	22.01	21.82	24.85	11.56	9.80	11.93	11.927
EV/FCF	-176.34	114.60	34.24	14.75	8.68	12.15	20.13	24.02	38.55	33.43	52.24	79.70	82.90	57.85	49.74	68.33	97.87	52.14	30.85	28.35	28.347
Earnings Yield	-1.0%	2.8%	3.7%	6.8%	8.8%	7.9%	7.4%	7.5%	7.2%	7.1%	4.8%	3.7%	5.9%	4.4%	4.5%	4.6%	2.2%	2.7%	6.1%	4.2%	4.24%
FCF Yield	-1.0%	1.4%	4.6%	11.8%	21.4%	14.9%	8.3%	6.9%	4.5%	5.7%	4.4%	3.2%	3.3%	4.7%	5.8%	4.0%	2.8%	5.0%	10.0%	9.6%	9.63%
PEG Ratio	snapshot only																				0.855
EV/OCF	snapshot only																				25.837
EV/Gross Profit	snapshot only																				3.580
Acquirers Multiple	snapshot only																				18.633
Shareholder Yield	snapshot only																				13.69%
Graham Number	snapshot only																				$25.66

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	4.21	4.81	3.12	3.62	3.61	3.60	3.41	3.36	3.64	4.39	3.87	4.07	4.88	4.87	3.35	3.63	3.82	5.20	4.33	2.24	2.241
Quick Ratio	2.71	3.38	2.22	2.50	2.58	2.59	2.38	2.32	2.48	3.17	2.71	2.77	3.11	3.18	2.11	2.27	2.37	3.17	2.64	0.42	0.418
Debt/Equity	2.28	2.18	2.03	1.87	1.78	1.79	1.93	1.86	1.79	2.17	3.38	3.50	3.63	4.01	4.44	4.81	5.26	5.70	6.18	7.12	7.124
Net Debt/Equity	2.10	1.96	1.79	1.55	1.59	1.68	1.58	1.58	1.54	1.89	3.21	3.33	3.47	3.82	4.28	4.63	5.10	5.26	5.72	6.88	6.877
Debt/Assets	0.53	0.54	0.50	0.48	0.48	0.48	0.49	0.48	0.48	0.53	0.58	0.59	0.60	0.61	0.60	0.61	0.62	0.64	0.62	0.64	0.642
Debt/EBITDA	39.93	8.40	6.45	4.72	4.35	4.43	4.63	4.41	4.62	5.40	8.54	9.01	9.00	9.58	9.47	9.41	10.29	5.98	5.65	6.08	6.077
Net Debt/EBITDA	36.83	7.57	5.66	3.91	3.87	4.17	3.79	3.75	3.98	4.71	8.09	8.57	8.60	9.13	9.12	9.05	9.98	5.52	5.23	5.87	5.866
Interest Coverage	0.31	3.70	3.87	4.23	4.76	4.39	4.27	4.09	3.61	3.58	2.68	1.97	1.66	1.41	1.44	1.56	1.42	1.22	1.33	1.31	1.306
Equity Multiplier	4.28	4.03	4.09	3.92	3.73	3.72	3.98	3.87	3.73	4.11	5.82	5.98	6.05	6.53	7.45	7.88	8.43	8.95	9.97	11.10	11.102
Cash Ratio	snapshot only																				0.195
Debt Service Coverage	snapshot only																				1.682
Cash to Debt	snapshot only																				0.035
FCF to Debt	snapshot only																				0.054
Defensive Interval	snapshot only																				564.6 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.29	0.41	0.50	0.55	0.46	0.48	0.47	0.50	0.49	0.48	0.42	0.45	0.49	0.49	0.42	0.43	0.44	0.44	0.44	0.46	0.459
Inventory Turnover	0.98	1.62	2.09	2.50	2.03	2.34	2.32	2.37	1.93	1.61	1.44	1.55	0.92	1.18	0.87	0.81	1.27	0.92	0.92	0.87	0.873
Receivables Turnover	1.06	1.51	1.79	2.15	3.20	1.90	1.80	1.86	12.06	3.26	3.21	3.39	14.62	2.79	16.28	16.38	18.93	2.95	19.75	22.50	22.503
Payables Turnover	2.42	37.93	3.30	3.76	3.25	38.41	2.85	2.96	2.54	18.12	1.98	2.25	1.64	13.25	1.42	1.47	2.80	18.37	1.72	1.81	1.812
DSO	345	241	204	170	114	192	202	197	30	112	114	108	25	131	22	22	19	124	18	16	16.2 days
DIO	372	225	175	146	180	156	157	154	189	227	253	236	395	310	419	452	288	398	395	418	418.2 days
DPO	151	10	111	97	112	10	128	123	144	20	184	162	222	28	257	248	130	20	213	201	201.4 days
Cash Conversion Cycle	566	457	268	219	182	339	231	227	76	319	182	182	197	413	185	227	177	502	201	233	233.0 days
Fixed Asset Turnover	snapshot only																				5.285
Operating Cycle	snapshot only																				434.4 days
Cash Velocity	snapshot only																				20.228
Capital Intensity	snapshot only																				2.224

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	55.4%	1.7%	3.1%	2.8%	1.2%	66.7%	38.6%	15.9%	7.3%	3.7%	5.3%	9.4%	19.4%	25.2%	18.4%	13.0%	6.0%	1.3%	4.2%	10.0%	9.95%
Net Income	-3.1%	1.9%	2.1%	2.9%	7.6%	1.0%	59.8%	27.9%	-7.4%	-11.1%	-36.9%	-58.5%	-31.9%	-45.0%	-32.6%	15.2%	-60.0%	-32.6%	25.2%	2.2%	2.20%
EPS	-2.7%	1.6%	1.8%	2.3%	6.9%	1.1%	71.0%	39.6%	1.0%	-6.2%	-31.6%	-55.5%	-25.9%	-39.6%	-25.9%	25.8%	-57.3%	-29.4%	42.8%	16.6%	16.61%
FCF	-2.1%	67.9%	3.4%	6.9%	17.4%	6.5%	43.0%	-32.0%	-76.2%	-62.2%	-48.0%	-62.0%	-39.9%	-27.4%	-4.6%	19.5%	-7.4%	15.8%	57.7%	1.7%	1.65%
EBITDA	0.9%	3.7%	4.4%	8.1%	7.2%	68.7%	36.7%	7.4%	-5.9%	-2.1%	-10.8%	-15.9%	-10.6%	-13.9%	-6.4%	2.3%	-5.0%	67.7%	76.2%	69.6%	69.55%
Op. Income	2.9%	24.6%	84.3%	10.8%	1.3%	40.4%	24.5%	2.4%	-7.2%	-3.3%	-3.3%	-8.3%	5.3%	3.7%	-13.4%	-10.2%	-20.6%	-19.5%	3.3%	6.1%	6.12%
OCF Growth	snapshot only																				56.95%
Asset Growth	snapshot only																				4.23%
Equity Growth	snapshot only																				-25.99%
Debt Growth	snapshot only																				9.53%
Shares Change	snapshot only																				-12.36%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-2.5%	4.8%	11.4%	21.0%	22.3%	28.7%	32.9%	43.6%	54.2%	66.6%	80.9%	68.8%	41.2%	29.4%	20.0%	12.7%	10.7%	9.6%	9.1%	10.8%	10.76%
Revenue 5Y	—	—	48.5%	33.0%	23.8%	17.5%	18.9%	17.6%	17.0%	14.8%	15.1%	17.5%	18.6%	22.6%	24.0%	29.6%	35.9%	42.4%	48.8%	43.0%	42.97%
EPS 3Y	—	-22.1%	-17.4%	-4.9%	-2.1%	6.8%	18.6%	52.2%	1.1%	—	—	—	—	5.7%	-4.6%	-7.9%	-31.6%	-26.3%	-10.2%	-13.2%	-13.23%
EPS 5Y	—	—	30.6%	19.3%	14.9%	-1.5%	1.1%	-1.9%	-4.8%	-1.6%	-8.0%	-11.8%	-6.8%	-7.1%	-3.3%	14.6%	25.7%	—	—	—	—
Net Income 3Y	—	-16.1%	-10.2%	5.3%	9.8%	17.7%	30.3%	66.9%	1.3%	—	—	—	—	-0.8%	-12.1%	-15.2%	-36.8%	-30.9%	-19.0%	-21.3%	-21.26%
Net Income 5Y	—	—	36.2%	24.2%	19.4%	1.5%	4.0%	1.0%	-2.2%	1.0%	-6.1%	-9.1%	-3.6%	-4.5%	-1.2%	17.3%	28.6%	—	—	—	—
EBITDA 3Y	-34.4%	3.2%	8.5%	24.8%	25.5%	33.7%	43.7%	67.1%	98.2%	—	—	—	90.4%	12.5%	4.5%	-2.6%	-7.2%	12.2%	13.7%	13.4%	13.40%
EBITDA 5Y	—	—	48.5%	34.4%	26.7%	18.9%	21.9%	17.6%	16.8%	12.7%	9.3%	11.9%	10.7%	15.0%	19.9%	32.0%	45.9%	—	—	—	—
Gross Profit 3Y	-5.5%	2.0%	5.8%	17.1%	16.2%	23.2%	31.8%	49.1%	99.0%	1.6%	1.7%	1.1%	83.2%	57.5%	54.7%	46.7%	24.8%	40.5%	40.3%	46.6%	46.62%
Gross Profit 5Y	—	—	45.3%	29.5%	20.4%	13.1%	15.2%	12.3%	21.7%	22.9%	21.9%	24.9%	35.9%	38.7%	46.9%	59.0%	58.6%	92.9%	97.1%	75.3%	75.27%
Op. Income 3Y	-3.9%	4.5%	7.3%	23.5%	21.1%	28.6%	41.5%	69.8%	1.0%	—	—	1.2%	30.5%	12.1%	1.4%	-5.5%	-8.1%	-6.9%	-4.7%	-4.4%	-4.41%
Op. Income 5Y	—	—	47.7%	32.8%	23.2%	15.6%	19.3%	15.0%	13.4%	9.1%	8.3%	12.1%	11.7%	16.3%	18.9%	32.2%	46.7%	—	—	60.1%	60.12%
FCF 3Y	—	—	—	—	88.2%	1.0%	50.5%	46.6%	62.9%	68.2%	48.9%	27.0%	—	27.2%	-10.8%	-32.4%	-49.0%	-31.7%	-7.8%	6.4%	6.43%
FCF 5Y	—	—	18.6%	27.0%	26.6%	16.6%	17.0%	—	—	—	—	—	-1.0%	17.4%	11.1%	7.5%	19.2%	32.0%	37.8%	45.4%	45.37%
OCF 3Y	—	—	—	1.3%	66.5%	72.7%	39.8%	39.5%	52.8%	58.1%	49.8%	36.8%	—	42.4%	3.0%	-18.7%	-35.7%	-26.2%	-8.1%	1.9%	1.95%
OCF 5Y	—	—	18.7%	25.4%	24.5%	16.0%	15.4%	57.6%	—	—	—	34.3%	1.0%	16.3%	13.5%	12.9%	23.5%	30.6%	35.6%	42.1%	42.07%
Assets 3Y	42.2%	42.7%	41.8%	39.6%	38.4%	37.5%	31.8%	30.9%	31.2%	40.5%	55.3%	36.5%	11.3%	12.6%	11.8%	13.0%	13.2%	13.0%	12.1%	14.5%	14.49%
Assets 5Y	—	—	29.6%	28.9%	27.9%	27.4%	29.1%	25.6%	23.3%	25.8%	31.5%	30.9%	29.7%	30.0%	26.1%	26.4%	26.9%	29.8%	30.8%	22.1%	22.11%
Equity 3Y	49.9%	47.8%	53.1%	66.5%	63.4%	55.7%	55.9%	59.1%	60.2%	78.2%	75.8%	69.2%	-0.9%	-4.1%	-8.5%	-10.5%	-13.7%	-15.7%	-17.5%	-19.4%	-19.40%
Book Value 3Y	44.1%	37.2%	40.9%	50.3%	45.8%	41.3%	41.9%	45.1%	46.7%	63.5%	63.8%	59.2%	1.4%	2.2%	-0.7%	-2.8%	-6.6%	-10.0%	-8.6%	-11.2%	-11.19%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.18	0.00	0.37	0.38	0.42	0.37	0.42	0.46	0.57	0.55	0.55	0.63	0.78	0.92	0.98	0.95	0.92	0.90	0.88	0.91	0.907
Earnings Stability	0.47	0.36	0.04	0.04	0.02	0.03	0.01	0.00	0.00	0.05	0.03	0.06	0.12	0.17	0.15	0.19	0.13	0.17	0.21	0.11	0.112
Margin Stability	0.76	0.63	0.70	0.81	0.80	0.69	0.73	0.83	0.74	0.58	0.61	0.73	0.61	0.67	0.58	0.54	0.55	0.51	0.50	0.55	0.552
Rev. Growth Consistency	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.00	0.00	0.50	1.00	1.000
FCF Positive Streak	0	1	1	1	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.96	0.85	0.50	0.87	0.82	0.87	0.94	0.50	0.87	0.90	0.99	0.991
Earnings Smoothness	—	—	—	—	—	0.33	0.54	0.76	0.92	0.88	0.55	0.17	0.62	0.42	0.61	0.86	0.14	0.61	0.78	0.98	0.978
ROE Trend	-0.32	0.17	0.26	0.27	0.15	0.39	0.41	0.31	0.08	0.02	-0.03	-0.08	-0.04	-0.06	-0.05	-0.01	-0.07	-0.03	0.06	0.07	0.066
Gross Margin Trend	0.04	0.10	0.09	0.07	0.04	0.05	0.05	0.00	0.11	0.19	0.18	0.16	0.31	0.19	0.27	0.30	-0.12	0.04	0.01	0.06	0.062
FCF Margin Trend	-0.08	-0.01	0.02	0.07	0.23	0.12	0.01	-0.02	-0.05	-0.04	-0.05	-0.09	-0.12	-0.08	-0.04	-0.03	-0.02	-0.01	0.02	0.05	0.046
Sustainable Growth Rate	—	14.9%	19.2%	24.1%	17.2%	17.0%	17.8%	18.2%	15.0%	14.7%	11.4%	7.9%	11.0%	8.9%	8.9%	10.7%	5.4%	7.6%	14.3%	14.4%	14.36%
Internal Growth Rate	—	3.3%	4.2%	4.9%	4.5%	4.6%	4.6%	4.9%	4.2%	3.9%	2.4%	1.6%	2.4%	1.7%	1.4%	1.6%	0.8%	1.0%	1.7%	1.6%	1.58%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.60	0.61	1.36	1.84	2.56	2.12	1.34	1.15	0.92	1.00	1.21	1.30	0.93	1.80	2.18	1.62	2.70	2.59	1.96	2.49	2.489
FCF/OCF	1.62	0.83	0.92	0.94	0.95	0.89	0.83	0.80	0.69	0.81	0.76	0.65	0.60	0.59	0.60	0.54	0.47	0.71	0.84	0.91	0.911
FCF/Net Income	snapshot only																				2.269
OCF/EBITDA	snapshot only																				0.358
CapEx/Revenue	1.2%	0.8%	0.9%	0.9%	1.1%	2.1%	2.1%	2.1%	2.4%	1.5%	1.6%	1.6%	1.7%	2.5%	2.8%	2.7%	2.5%	1.7%	1.2%	0.7%	0.75%
CapEx/Depreciation	snapshot only																				0.142
Accruals Ratio	-0.00	0.01	-0.01	-0.04	-0.07	-0.05	-0.02	-0.01	0.00	0.00	-0.00	-0.00	0.00	-0.01	-0.02	-0.01	-0.01	-0.02	-0.02	-0.02	-0.023
Sloan Accruals	snapshot only																				-0.268
Cash Flow Adequacy	snapshot only																				11.293
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	—	0.6%	0.4%	26.5%	46.7%	77.3%	95.5%	1.0%	1.2%	1.2%	1.6%	2.3%	1.9%	2.5%	3.0%	2.9%	6.5%	5.2%	3.0%	3.2%	3.23%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	1.8%	4.1%	6.1%	7.0%	7.9%	8.4%	8.3%	7.7%	8.6%	11.0%	11.1%	13.5%	13.4%	14.4%	14.0%	18.3%	13.7%	13.69%
Net Buyback Yield	-0.3%	-0.2%	-0.1%	1.7%	4.1%	6.1%	7.0%	7.9%	8.4%	8.2%	7.6%	8.5%	10.9%	11.1%	13.5%	13.2%	13.9%	13.4%	17.4%	12.7%	12.66%
Total Shareholder Return	-0.3%	-0.2%	-0.1%	1.7%	4.1%	6.1%	7.0%	7.9%	8.4%	8.2%	7.6%	8.5%	10.9%	11.1%	13.5%	13.2%	13.9%	13.4%	17.4%	12.7%	12.66%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.72	0.65	0.66	0.65	0.68	0.73	0.75	0.76	0.75	0.70	0.68	0.66	1.13	1.26	1.11	1.02	0.67	0.66	0.78	0.79	0.791
Interest Burden (EBT/EBIT)	-2.85	0.69	0.74	0.76	0.79	0.77	0.77	0.76	0.71	0.70	0.61	0.47	0.40	0.29	0.30	0.36	0.29	0.18	0.25	0.23	0.234
EBIT Margin	0.02	0.17	0.17	0.17	0.18	0.16	0.16	0.16	0.16	0.16	0.14	0.11	0.10	0.09	0.09	0.10	0.09	0.19	0.20	0.18	0.182
Asset Turnover	0.29	0.41	0.50	0.55	0.46	0.48	0.47	0.50	0.49	0.48	0.42	0.45	0.49	0.49	0.42	0.43	0.44	0.44	0.44	0.46	0.459
Equity Multiplier	4.82	4.72	4.75	5.11	3.98	3.87	4.03	3.89	3.73	3.91	4.87	4.88	4.80	5.20	6.54	6.81	7.07	7.56	8.53	9.25	9.252

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$-0.49	$1.45	$1.92	$2.44	$2.88	$3.03	$3.28	$3.40	$2.91	$2.85	$2.25	$1.51	$2.16	$1.72	$1.66	$1.91	$0.92	$1.21	$2.38	$2.22	$2.22
Book Value/Share	$17.35	$16.43	$16.93	$16.98	$17.82	$18.54	$18.70	$18.79	$19.37	$19.23	$19.07	$18.39	$18.09	$17.52	$16.58	$15.59	$14.50	$13.50	$14.30	$13.17	$15.44
Tangible Book/Share	$-8.05	$-6.86	$-5.62	$-5.22	$-4.77	$-4.67	$-4.63	$-4.68	$-4.09	$-4.19	$-17.75	$-18.24	$-18.72	$-20.20	$-23.06	$-23.62	$-24.36	$-24.77	$-28.85	$-29.58	$-29.58
Revenue/Share	$15.34	$19.01	$23.60	$28.56	$30.41	$33.06	$35.00	$36.15	$35.63	$36.16	$39.96	$42.45	$46.24	$49.81	$52.07	$52.40	$52.34	$52.85	$61.94	$65.73	$67.52
FCF/Share	$-0.48	$0.74	$2.40	$4.21	$7.05	$5.74	$3.68	$3.12	$1.83	$2.29	$2.07	$1.28	$1.20	$1.83	$2.18	$1.66	$1.18	$2.22	$3.92	$5.04	$5.18
OCF/Share	$-0.29	$0.88	$2.61	$4.48	$7.39	$6.44	$4.41	$3.90	$2.67	$2.84	$2.72	$1.97	$2.00	$3.09	$3.63	$3.09	$2.49	$3.14	$4.66	$5.53	$5.68
Cash/Share	$3.06	$3.57	$4.21	$5.45	$3.51	$1.92	$6.60	$5.25	$4.82	$5.35	$3.38	$3.14	$2.91	$3.28	$2.71	$2.82	$2.25	$5.98	$6.59	$3.25	$3.34
EBITDA/Share	$0.99	$4.26	$5.34	$6.75	$7.31	$7.49	$7.81	$7.91	$7.51	$7.74	$7.55	$7.14	$7.30	$7.33	$7.78	$7.98	$7.41	$12.87	$15.64	$15.44	$15.44
Debt/Share	$39.51	$35.78	$34.43	$31.81	$31.78	$33.16	$36.17	$34.88	$34.70	$41.75	$64.52	$64.34	$65.75	$70.19	$73.64	$75.06	$76.25	$76.96	$88.35	$93.80	$93.80
Net Debt/Share	$36.45	$32.21	$30.22	$26.37	$28.27	$31.24	$29.57	$29.63	$29.87	$36.40	$61.14	$61.20	$62.83	$66.91	$70.93	$72.24	$74.00	$70.98	$81.76	$90.55	$90.55

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.118
Altman Z-Prime	snapshot only																				1.873
Piotroski F-Score	3	7	6	7	6	7	8	6	6	5	5	5	5	6	6	7	5	7	8	7	7
Beneish M-Score	2.69	1.16	1.51	0.96	-3.35	-2.47	-2.49	-2.37	4.69	-2.62	-1.83	-1.74	-2.06	-1.52	-2.91	-2.65	-3.67	-7.29	-4.95	-3.49	-3.493
Ohlson O-Score	snapshot only																				-5.651
Net-Net WC	snapshot only																				$-93.74
EVA	snapshot only																				$-332644680.85

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				B-
Credit Score	34.96	47.21	49.47	52.76	54.32	54.23	53.35	52.99	50.84	49.97	39.71	37.79	37.82	35.57	33.21	36.57	32.99	35.40	35.19	22.05	22.052
Credit Grade	snapshot only																				16
Credit Trend	snapshot only																				-14.516
Implied Spread (bps)	snapshot only																				900.000
Industry Credit Rank	snapshot only																				15
Sector Credit Rank	snapshot only																				10

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Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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