$73.64

-2.28 (-3.00%)

Weekly Expected Move ±9.8%

$62 $70 $77 $85 $92

NASDAQ · Financial Services · Financial - Capital Markets · Alpha Radar Sell · Power 40 · $66.3B mcap · 784M float · 3.67% daily turnover · Short 49% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

64.2 / 100

NoneWeakNarrowWide

Primary source: Network Effects · ROIC: 11.4% · 5Y Avg: 2.3%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. HOOD has a Narrow competitive edge (64.2/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Network Effects. ROIC of 11.4% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$82

Low

$91

Avg Target

$105

High

Based on 3 analysts since Apr 28, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 18Hold: 5Sell: 2Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$103.40

Analysts10

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-04-29	Needham	—	$100	$85	-15	+19.9%	$70.87
2026-04-29	Mizuho Securities	—	$115	$105	-10	+47.1%	$71.39
2026-04-29	Barclays	—	$124	$82	-42	-0.1%	$82.07
2026-04-21	Cantor Fitzgerald	—	$100	$110	+10	+22.2%	$90.00
2026-04-21	KeyBanc	—	$130	$110	-20	+20.5%	$91.28
2026-04-20	Mizuho Securities	Dan Dolev	$110	$115	+5	+26.7%	$90.75
2026-04-13	Truist Financial	—	$120	$100	-20	+41.2%	$70.83
2026-04-10	Morgan Stanley	—	$147	$95	-52	+36.7%	$69.52
2026-03-13	Mizuho Securities	Dan Dolev	$135	$110	-25	+44.5%	$76.12
2026-03-05	New Street	Craig Siegenthaler	Initiated	$122	—	+52.9%	$79.80
2026-02-20	Goldman Sachs	James Yaro	$130	$111	-19	+46.7%	$75.65
2026-02-17	Cantor Fitzgerald	—	$152	$100	-52	+36.8%	$73.12
2026-02-17	Mizuho Securities	—	$120	$135	+15	+77.7%	$75.97
2026-02-12	Truist Financial	—	$130	$120	-10	+53.7%	$78.07
2026-02-11	Barclays	—	$159	$124	-35	+64.3%	$75.49
2026-02-11	Loop Capital Markets	Gautam Chhugani	$127	$160	+33	+110.7%	$75.92
2026-02-11	Loop Capital Markets	Ed Engel	$130	$127	-3	+69.6%	$74.86
2026-02-11	Goldman Sachs	James Yaro	$82	$130	+48	+51.9%	$85.60
2026-02-11	Needham	John Todaro	$135	$100	-35	+33.4%	$74.96
2026-02-11	Piper Sandler	—	$155	$135	-20	+57.7%	$85.60
2026-02-09	Loop Capital Markets	Alex Markgraff	$152	$130	-22	+48.3%	$87.64
2026-02-09	KeyBanc	—	$155	$130	-25	+57.0%	$82.82
2026-02-09	Wolfe Research	—	$29	$125	+96	+50.9%	$82.82
2026-02-05	Truist Financial	—	$155	$130	-25	+78.8%	$72.70
2026-01-09	Argus Research	—	Initiated	$145	—	+25.7%	$115.39
2026-01-08	Barclays	—	$171	$159	-12	+35.9%	$116.97
2025-12-29	Needham	—	$145	$135	-10	+15.5%	$116.85
2025-12-22	Morgan Stanley	—	$146	$147	+1	+21.1%	$121.35
2025-12-16	Truist Financial	—	Initiated	$155	—	+29.8%	$119.40
2025-12-12	Barclays	Benjamin Budish	$162	$171	+9	+38.6%	$123.39
2025-12-11	Cantor Fitzgerald	—	$155	$152	-3	+19.7%	$127.03
2025-12-11	Loop Capital Markets	Brett Knboblauch	$155	$152	-3	+20.1%	$126.56
2025-11-26	Susquehanna	—	Initiated	$155	—	+34.1%	$115.57
2025-11-06	Cantor Fitzgerald	—	$69	$155	+86	+18.0%	$131.35
2025-10-31	KeyBanc	Alex Markgraff	Initiated	$155	—	+8.0%	$143.57
2025-10-31	Loop Capital Markets	Alex Markgraff	$161	$155	-6	+3.1%	$150.33
2025-10-27	Loop Capital Markets	Ed Engel	$49	$161	+112	+9.2%	$147.44
2025-10-14	Piper Sandler	—	$120	$155	+35	+10.2%	$140.68
2025-10-09	JMP Securities	Devin Ryan	$30	$170	+140	+12.7%	$150.87
2025-10-08	Barclays	—	$120	$162	+42	+11.7%	$145.00
2025-10-01	Morgan Stanley	Michael Cyprys	$55	$146	+91	+5.2%	$138.73
2025-09-30	Needham	John Todaro	$40	$145	+105	+6.1%	$136.72
2025-09-10	Summit Redstone Partners	Alex Markgraff	$145	$135	-10	+14.9%	$117.46
2025-09-10	Piper Sandler	Patrick Moley	$54	$120	+66	-1.3%	$121.58
2025-09-10	Summit Redstone Partners	—	Initiated	$145	—	+23.4%	$117.46
2025-07-31	Mizuho Securities	—	$99	$120	+21	+13.1%	$106.10
2025-07-31	Barclays	—	$16	$120	+104	+15.7%	$103.71
2025-07-01	Mizuho Securities	—	$60	$99	+39	+7.2%	$92.33
2025-06-11	Goldman Sachs	James Yaro	$20	$82	+62	+9.5%	$74.88
2025-03-12	Deutsche Bank	Brian Bedell	$24	$61	+37	+67.8%	$36.36

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. HOOD receives an overall rating of B-. Strongest factors: ROE (5/5), ROA (5/5). Areas of concern: DCF (1/5), D/E (1/5), P/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-04-01	C+	B-
2026-03-09	B-	C+
2026-02-06	B	B-
2026-02-04	B-	B
2026-02-04	B	B-
2026-01-30	B-	B
2026-01-20	B	B-
2026-01-16	B-	B
2026-01-03	B	B-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 60 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. HOOD scores highest in Safety (100/100) and lowest in Value (32/100). An overall grade of A places HOOD among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

6.77

Safe Zone

Piotroski F-Score

5/9

✓ ✓ ✗ ✓ ✓ ✗ ✗ ✗ ✓

Beneish M-Score

1.05

Possible Manipulator

Ohlson O-Score

-6.88

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

A+

Score: 76.5/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.16x

Accruals: -1.0%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. HOOD scores 6.77, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. HOOD scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. HOOD's score of 1.05 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. HOOD's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. HOOD receives an estimated rating of A+ (score: 76.5/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). HOOD's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

34.90x

PEG

1.90x

P/S

14.38x

P/B

7.11x

P/FCF

29.38x

P/OCF

28.72x

EV/EBITDA

31.87x

EV/Revenue

15.34x

EV/EBIT

33.10x

EV/FCF

32.80x

Earnings Yield

2.99%

FCF Yield

3.40%

Shareholder Yield

0.92%

Graham Number

$21.60

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 34.9x earnings, HOOD commands a growth premium. Graham's intrinsic value formula yields $21.60 per share, 241% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.883

NI / EBT

Interest Burden

1.005

EBT / EBIT

EBIT Margin

0.463

EBIT / Rev

Asset Turnover

0.143

Rev / Assets

Equity Multiplier

3.757

Assets / Equity

ROE

22.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. HOOD's ROE of 22.2% is driven by financial leverage (equity multiplier: 3.76x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

18.55%

Fair P/E

45.60x

Intrinsic Value

$94.54

Price/Value

0.73x

Margin of Safety

26.70%

Premium

-26.70%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with HOOD's realized 18.6% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $94.54, HOOD appears undervalued with a 27% margin of safety. The adjusted fair P/E of 45.6x compares to the current market P/E of 34.9x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1210 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$73.64

Median 1Y

$66.34

5th Pctile

$19.51

95th Pctile

$225.72

Ann. Volatility

72.5%

Analyst Target

$103.40

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Steven Quirk Brokerage kerage Officer	$550,000	$11,524,232	$12,868,647
Jason Warnick Financial ief Financial Officer	$550,000	$11,524,232	$12,852,985
Daniel Gallagher Legal Legal Officer	$550,000	$9,603,541	$10,951,157
Jeffrey Pinner Technology nology Officer	$550,000	$4,321,598	$6,617,148
Vladimir Tenev Chief Executive Officer	$34,248	$—	$3,004,978

CEO Pay Ratio

8:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $3,004,978

Avg Employee Cost (SGA/emp): $354,138

Employees: 2,900

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

2,900

+26.1% YoY

Revenue / Employee

$1,542,414

Rev: $4,473,000,000

Profit / Employee

$649,310

NI: $1,883,000,000

SGA / Employee

$354,138

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	23.8%	-23.9%	-29.2%	-33.3%	-35.5%	-14.4%	-16.1%	-11.6%	-10.3%	-7.9%	1.9%	4.2%	7.7%	19.2%	21.7%	24.4%	29.9%	22.0%	22.2%	22.16%
ROA	-12.0%	-8.8%	-10.8%	-12.3%	-8.4%	-4.8%	-5.3%	-3.8%	-3.4%	-2.6%	0.6%	1.4%	2.6%	6.4%	7.3%	8.2%	10.0%	5.9%	5.9%	5.90%
ROIC	3.1%	-50.5%	-61.0%	-69.1%	-35.4%	-82.5%	-92.7%	-66.4%	-61.9%	-23.0%	7.0%	16.0%	28.9%	28.4%	32.1%	36.1%	44.4%	11.3%	11.4%	11.40%
ROCE	-61.8%	-24.6%	-29.7%	-33.6%	-17.3%	-13.8%	-15.5%	-11.1%	-10.4%	-7.8%	2.0%	4.5%	7.8%	13.1%	15.7%	18.8%	24.8%	22.4%	22.8%	22.83%
Gross Margin	61.9%	63.3%	51.2%	55.3%	62.0%	59.2%	74.1%	74.9%	80.7%	78.1%	81.2%	82.0%	81.0%	85.8%	85.5%	92.2%	77.0%	76.5%	80.6%	80.60%
Operating Margin	-3.7%	-1.3%	-1.3%	-91.8%	-35.2%	-47.4%	-1.1%	4.1%	-15.6%	6.4%	25.9%	27.7%	23.7%	55.0%	40.1%	44.5%	49.8%	50.7%	38.5%	38.52%
Net Margin	-3.6%	-1.2%	-1.3%	-92.8%	-48.5%	-43.7%	-1.2%	5.1%	-18.2%	6.4%	25.4%	27.6%	23.5%	90.3%	36.2%	39.0%	43.6%	47.2%	32.8%	32.80%
EBITDA Margin	-3.7%	-1.3%	-1.2%	-86.5%	-31.0%	-42.9%	-1.1%	7.2%	-12.0%	10.0%	28.6%	30.4%	26.8%	57.2%	42.3%	46.2%	51.6%	52.5%	40.7%	40.67%
FCF Margin	-2.8%	-1.8%	-90.0%	-1.6%	-1.0%	-66.9%	-33.5%	68.3%	21.3%	62.2%	-14.4%	-27.4%	89.8%	-7.0%	32.4%	1.3%	26.6%	35.7%	46.8%	46.78%
OCF Margin	-2.8%	-1.8%	-82.5%	-1.6%	-97.6%	-62.7%	-30.7%	70.3%	22.7%	63.3%	-13.2%	-26.2%	91.5%	-5.3%	34.0%	1.3%	27.9%	36.6%	47.9%	47.86%
ROE 3Y Avg	snapshot only																			14.19%
ROE 5Y Avg	snapshot only																			-0.63%
ROA 3Y Avg	snapshot only																			3.92%
ROIC 3Y Avg	snapshot only																			10.38%
ROIC Economic	snapshot only																			7.69%
Cash ROA	snapshot only																			5.79%
Cash ROIC	snapshot only																			13.37%
CROIC	snapshot only																			13.07%
NOPAT Margin	snapshot only																			40.81%
Pretax Margin	snapshot only																			46.56%
R&D / Revenue	snapshot only																			20.03%
SGA / Revenue	snapshot only																			15.72%
SBC / Revenue	snapshot only																			7.02%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	-27.33	-8.82	-5.50	-2.96	-6.93	-7.04	-7.59	-11.12	-11.91	-20.80	138.74	70.83	40.40	23.97	23.80	47.61	59.90	55.12	33.43	34.904
P/S Ratio	98.62	21.08	11.42	5.35	6.65	5.33	5.81	5.51	4.95	6.03	8.63	9.18	8.81	11.46	11.61	23.86	31.26	23.20	13.75	14.375
P/B Ratio	-650.64	2.10	1.61	0.99	1.22	1.04	1.25	1.32	1.26	1.68	2.63	3.07	3.17	4.24	4.75	10.68	16.49	11.34	6.93	7.105
P/FCF	-34.64	-11.45	-12.69	-3.27	-6.46	-7.96	-17.35	8.07	23.29	9.70	-59.73	-33.45	9.81	-163.40	35.84	18.92	117.45	65.07	29.38	29.385
P/OCF	—	—	—	—	—	—	—	7.84	21.84	9.53	—	—	9.63	—	34.15	18.65	111.86	63.37	28.72	28.719
EV/EBITDA	-26.75	-6.03	-3.35	-1.12	-3.65	-1.33	-2.61	-4.40	-4.15	-13.97	62.69	41.72	27.10	27.13	25.78	51.31	61.55	51.01	31.87	31.867
EV/Revenue	97.84	14.99	7.10	2.05	3.34	0.90	1.79	1.90	1.56	3.41	6.23	6.99	6.77	10.43	10.68	23.01	30.54	24.85	15.34	15.343
EV/EBIT	-26.59	-5.97	-3.30	-1.10	-3.49	-1.25	-2.45	-4.03	-3.75	-12.09	94.26	51.47	30.78	29.10	27.41	53.90	63.97	52.96	33.10	33.104
EV/FCF	-34.37	-8.14	-7.89	-1.25	-3.24	-1.34	-5.36	2.79	7.33	5.48	-43.14	-25.48	7.55	-148.75	32.96	18.24	114.74	69.69	32.80	32.798
Earnings Yield	-3.7%	-11.3%	-18.2%	-33.8%	-14.4%	-14.2%	-13.2%	-9.0%	-8.4%	-4.8%	0.7%	1.4%	2.5%	4.2%	4.2%	2.1%	1.7%	1.8%	3.0%	2.99%
FCF Yield	-2.9%	-8.7%	-7.9%	-30.6%	-15.5%	-12.6%	-5.8%	12.4%	4.3%	10.3%	-1.7%	-3.0%	10.2%	-0.6%	2.8%	5.3%	0.9%	1.5%	3.4%	3.40%
PEG Ratio	snapshot only																			1.904
Price/Tangible Book	snapshot only																			7.375
EV/OCF	snapshot only																			32.055
EV/Gross Profit	snapshot only																			18.950
Acquirers Multiple	snapshot only																			33.135
Shareholder Yield	snapshot only																			0.92%
Graham Number	snapshot only																			$21.60

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	1.23	1.56	1.56	1.56	1.56	1.41	1.41	1.41	1.41	1.58	1.58	1.58	1.58	1.39	1.39	1.39	1.39	1.00	1.00	1.003
Quick Ratio	1.23	1.56	1.56	1.56	1.56	1.41	1.41	1.41	1.41	1.58	1.58	1.58	1.58	1.39	1.39	1.39	1.39	1.00	1.00	1.003
Debt/Equity	-34.73	0.50	0.50	0.50	0.50	0.26	0.26	0.26	0.26	0.53	0.53	0.53	0.53	0.94	0.94	0.94	0.94	1.68	1.68	1.684
Net Debt/Equity	—	-0.61	-0.61	-0.61	-0.61	-0.87	-0.87	-0.87	-0.87	-0.73	-0.73	-0.73	-0.73	-0.38	-0.38	-0.38	-0.38	0.80	0.80	0.805
Debt/Assets	0.17	0.18	0.18	0.18	0.18	0.08	0.08	0.08	0.08	0.20	0.20	0.20	0.20	0.28	0.28	0.28	0.28	0.40	0.40	0.404
Debt/EBITDA	-1.44	-2.02	-1.68	-1.49	-2.97	-2.00	-1.78	-2.54	-2.76	-7.80	17.47	9.46	5.89	6.58	5.53	4.66	3.58	7.07	6.94	6.937
Net Debt/EBITDA	0.21	2.45	2.04	1.81	3.61	6.56	5.84	8.35	9.05	10.76	-24.11	-13.05	-8.13	-2.67	-2.25	-1.90	-1.45	3.38	3.32	3.316
Interest Coverage	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	250.88	262.38	152.71	152.714
Equity Multiplier	-198.63	2.71	2.71	2.71	2.71	3.35	3.35	3.35	3.35	2.63	2.63	2.63	2.63	3.28	3.28	3.28	3.28	4.17	4.17	4.168
Cash Ratio	snapshot only																			0.280
Debt Service Coverage	snapshot only																			158.643
Cash to Debt	snapshot only																			0.522
FCF to Debt	snapshot only																			0.140
Defensive Interval	snapshot only																			6586.2 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.03	0.04	0.05	0.07	0.09	0.06	0.07	0.08	0.08	0.09	0.10	0.11	0.12	0.13	0.15	0.16	0.19	0.14	0.14	0.143
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover (trade)	0.10	0.11	0.15	0.20	0.26	0.27	0.30	0.33	0.35	0.54	0.59	0.65	0.70	0.48	0.53	0.58	0.68	0.30	0.31	0.312
Payables Turnover	1.33	1.08	1.66	2.22	3.13	2.65	2.51	2.42	2.20	1.51	1.51	1.52	1.63	1.29	1.34	1.22	1.66	1.87	2.04	2.042
DSO (trade)	3479	3374	2391	1826	1389	1347	1219	1096	1031	673	615	561	521	760	688	629	534	1205	1169	1168.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	275	338	220	164	117	138	146	151	166	242	241	240	224	283	273	299	220	195	179	178.8 days
Cash Conversion Cycle (trade)	3204	3036	2172	1662	1273	1209	1074	945	865	431	374	320	297	478	415	330	314	1010	990	989.8 days
Fixed Asset Turnover	snapshot only																			29.955
Cash Velocity	snapshot only																			0.574
Capital Intensity	snapshot only																			8.267

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	—	—	—	—	2.7%	86.6%	46.1%	24.0%	32.3%	37.3%	36.1%	34.2%	35.7%	58.2%	59.6%	59.4%	74.6%	51.6%	41.5%	41.50%
Net Income	—	—	—	—	2.4%	40.9%	46.2%	65.9%	42.7%	47.4%	1.1%	1.4%	1.7%	3.6%	11.5%	5.2%	3.2%	33.5%	19.3%	19.31%
EPS	—	—	—	—	5.4%	42.6%	48.0%	67.6%	43.5%	47.0%	1.1%	1.4%	1.7%	3.5%	11.1%	5.1%	3.1%	32.0%	18.6%	18.55%
FCF	—	—	—	—	-32.9%	32.1%	45.7%	1.5%	1.3%	2.3%	41.2%	-1.5%	4.7%	-1.2%	4.6%	8.3%	-48.2%	8.7%	1.0%	1.04%
EBITDA	—	—	—	—	8.0%	49.3%	52.6%	70.6%	45.8%	50.4%	1.2%	1.5%	1.9%	3.5%	5.7%	3.3%	2.5%	92.0%	64.5%	64.52%
Op. Income	—	—	—	—	4.6%	46.5%	50.1%	68.4%	42.7%	46.4%	1.1%	1.4%	1.7%	3.0%	8.3%	4.0%	2.8%	98.2%	68.2%	68.19%
OCF Growth	snapshot only																			99.28%
Asset Growth	snapshot only																			45.63%
Equity Growth	snapshot only																			14.79%
Debt Growth	snapshot only																			1.06%
Shares Change	snapshot only																			0.64%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	—	—	—	—	—	—	—	—	—	—	—	—	87.6%	59.5%	47.0%	38.4%	46.4%	48.8%	45.4%	45.42%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.0%	75.1%	65.1%	57.9%	65.6%	67.7%	57.7%	57.72%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Assets 3Y	—	—	—	—	—	—	—	—	—	—	—	—	17.1%	9.8%	9.8%	9.8%	9.8%	17.8%	17.8%	17.79%
Assets 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	3.0%	3.0%	3.0%	3.0%	9.6%	9.6%	9.57%
Book Value 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	1.3%	1.4%	1.7%	1.7%	8.4%	8.8%	8.84%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	—	—	—	—	—	—	—	—	0.95	1.00	1.00	0.98	0.97	0.97	0.94	0.91	0.89	0.95	0.97	0.969
Earnings Stability	—	—	—	—	—	—	—	—	0.79	0.99	0.99	0.99	0.83	0.90	0.99	1.00	0.87	0.95	0.97	0.973
Margin Stability	—	—	—	—	—	—	—	—	0.88	0.84	0.85	0.84	0.85	0.83	0.83	0.83	0.84	0.84	0.88	0.881
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	1	0	1	0
Earnings Persistence	—	—	—	—	—	—	—	—	0.83	0.81	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.92	0.923
Earnings Smoothness	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.00	0.00	0.00	0.71	0.82	0.824
ROE Trend	—	—	—	—	—	—	—	—	—	0.11	0.25	0.27	0.22	0.29	0.27	0.26	0.29	0.16	0.10	0.098
Gross Margin Trend	—	—	—	—	—	—	—	—	0.13	0.17	0.18	0.17	0.15	0.16	0.13	0.12	0.08	0.02	-0.00	-0.005
FCF Margin Trend	—	—	—	—	—	—	—	—	2.15	1.88	0.47	0.20	1.31	-0.05	0.56	1.06	-0.29	0.08	0.38	0.378
Sustainable Growth Rate	—	—	—	—	—	—	—	—	—	—	1.9%	4.2%	7.7%	19.2%	21.7%	24.4%	29.9%	22.0%	22.2%	22.16%
Internal Growth Rate	—	—	—	—	—	—	—	—	—	—	0.6%	1.4%	2.6%	6.9%	7.8%	8.9%	11.1%	6.2%	6.3%	6.27%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	0.77	0.74	0.40	0.87	1.02	0.83	0.40	-1.42	-0.55	-2.18	-2.13	-2.02	4.20	-0.11	0.70	2.55	0.54	0.87	1.16	1.164
FCF/OCF	1.03	1.04	1.09	1.04	1.05	1.07	1.09	0.97	0.94	0.98	1.09	1.05	0.98	1.32	0.95	0.99	0.95	0.97	0.98	0.977
FCF/Net Income	snapshot only																			1.138
OCF/EBITDA	snapshot only																			0.994
CapEx/Revenue	8.5%	7.7%	7.5%	6.6%	5.4%	4.2%	2.7%	2.0%	1.4%	1.1%	1.2%	1.3%	1.7%	1.7%	1.6%	1.8%	1.3%	1.0%	1.1%	1.08%
CapEx/Depreciation	snapshot only																			0.602
Accruals Ratio	-0.03	-0.02	-0.07	-0.02	0.00	-0.01	-0.03	-0.09	-0.05	-0.08	0.02	0.04	-0.08	0.07	0.02	-0.13	0.05	0.01	-0.01	-0.010
Sloan Accruals	snapshot only																			-0.217
Cash Flow Adequacy	snapshot only																			44.160
Earnings Quality Score	snapshot only																			1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	—	—	—	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	—	—	0.0%	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	—	—	—	—	—	—	—	—	—	—	0.0%	20.3%	11.2%	15.5%	34.0%	33.9%	32.5%	34.7%	30.6%	30.63%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.3%	0.3%	0.6%	1.4%	0.7%	0.5%	0.6%	0.9%	0.92%
Net Buyback Yield	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.3%	0.3%	0.6%	1.4%	0.7%	0.5%	0.6%	0.4%	0.38%
Total Shareholder Return	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.3%	0.3%	0.6%	1.4%	0.7%	0.5%	0.6%	0.4%	0.38%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.96	0.97	0.98	0.98	1.00	1.00	1.00	1.00	1.01	1.02	0.92	0.94	0.98	1.33	1.25	1.17	1.09	0.89	0.88	0.883
Interest Burden (EBT/EBIT)	1.02	0.98	0.99	0.99	1.00	1.05	1.04	1.05	0.99	1.01	1.02	1.01	1.01	1.01	1.00	1.00	1.00	1.00	1.00	1.005
EBIT Margin	-3.68	-2.51	-2.15	-1.86	-0.96	-0.72	-0.73	-0.47	-0.41	-0.28	0.07	0.14	0.22	0.36	0.39	0.43	0.48	0.47	0.46	0.463
Asset Turnover	0.03	0.04	0.05	0.07	0.09	0.06	0.07	0.08	0.08	0.09	0.10	0.11	0.12	0.13	0.15	0.16	0.19	0.14	0.14	0.143
Equity Multiplier	-198.63	2.71	2.71	2.71	4.25	3.03	3.03	3.03	3.03	3.00	3.00	3.00	3.00	2.99	2.99	2.99	2.99	3.76	3.76	3.757

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$-1.54	$-2.01	$-2.46	$-2.77	$-1.46	$-1.16	$-1.28	$-0.90	$-0.82	$-0.61	$0.15	$0.32	$0.58	$1.55	$1.75	$1.97	$2.39	$2.05	$2.07	$2.07
Book Value/Share	$-0.06	$8.44	$8.40	$8.34	$8.27	$7.82	$7.76	$7.55	$7.77	$7.58	$7.65	$7.40	$7.39	$8.78	$8.77	$8.77	$8.68	$9.97	$10.00	$10.77
Tangible Book/Share	$-0.06	$8.29	$8.25	$8.18	$8.11	$7.68	$7.62	$7.41	$7.63	$7.33	$7.40	$7.16	$7.15	$8.54	$8.53	$8.53	$8.45	$9.37	$9.40	$9.40
Revenue/Share	$0.43	$0.84	$1.18	$1.54	$1.52	$1.53	$1.67	$1.81	$1.98	$2.11	$2.33	$2.47	$2.66	$3.25	$3.59	$3.92	$4.58	$4.87	$5.04	$5.13
FCF/Share	$-1.21	$-1.55	$-1.06	$-2.51	$-1.56	$-1.02	$-0.56	$1.24	$0.42	$1.31	$-0.34	$-0.68	$2.39	$-0.23	$1.16	$4.95	$1.22	$1.74	$2.36	$2.40
OCF/Share	$-1.18	$-1.49	$-0.98	$-2.41	$-1.48	$-0.96	$-0.51	$1.27	$0.45	$1.34	$-0.31	$-0.65	$2.43	$-0.17	$1.22	$5.02	$1.28	$1.78	$2.41	$2.46
Cash/Share	$2.58	$9.36	$9.32	$9.24	$9.17	$8.83	$8.76	$8.52	$8.77	$9.56	$9.64	$9.33	$9.32	$11.56	$11.54	$11.55	$11.43	$8.76	$8.79	$5.57
EBITDA/Share	$-1.56	$-2.09	$-2.51	$-2.80	$-1.39	$-1.03	$-1.15	$-0.78	$-0.74	$-0.52	$0.23	$0.41	$0.66	$1.25	$1.48	$1.76	$2.27	$2.37	$2.43	$2.43
Debt/Share	$2.25	$4.23	$4.21	$4.17	$4.14	$2.06	$2.04	$1.99	$2.05	$4.02	$4.05	$3.92	$3.92	$8.22	$8.21	$8.21	$8.13	$16.79	$16.84	$16.84
Net Debt/Share	$-0.33	$-5.13	$-5.11	$-5.07	$-5.03	$-6.77	$-6.71	$-6.53	$-6.72	$-5.54	$-5.59	$-5.41	$-5.41	$-3.34	$-3.34	$-3.34	$-3.30	$8.03	$8.05	$8.05

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	6.772
Altman Z-Prime	snapshot only																			2.507
Piotroski F-Score	2	2	2	2	5	4	5	6	6	7	6	6	7	5	6	7	5	5	5	5
Beneish M-Score	—	—	—	—	-0.63	-2.92	-3.20	-3.16	-3.24	-2.56	-1.81	-1.79	-2.38	-0.67	-1.08	-1.73	-0.89	1.13	1.05	1.048
Ohlson O-Score	snapshot only																			-6.885
ROIC (Greenblatt)	snapshot only																			8.42%
Net-Net WC	snapshot only																			$-0.13
EVA	snapshot only																			$230824581.01

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																			A+
Credit Score	20.00	39.95	36.33	27.36	37.22	38.02	37.93	49.81	42.93	55.35	59.86	67.19	83.70	75.44	80.97	90.51	80.76	78.37	76.50	76.495
Credit Grade	snapshot only																			5
Credit Trend	snapshot only																			-4.477
Implied Spread (bps)	snapshot only																			125.000
Industry Credit Rank	snapshot only																			65
Sector Credit Rank	snapshot only																			71

HOOD NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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