$14.07

-0.07 (-0.50%)

Weekly Expected Move ±4.0%

$12 $13 $13 $14 $15

NASDAQ · Consumer Cyclical · Restaurants · Alpha Radar Buy · Power 62 · $428.5M mcap · 25M float · 1.40% daily turnover · Short 38% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

46.4 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: 6.3% · 5Y Avg: 5.1%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. LOCO shows a Weak competitive edge (46.4/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Efficient Scale. ROIC of 6.3% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$15

Low

$15

Avg Target

$15

High

Based on 1 analyst since May 7, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 5Hold: 8Sell: 0Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$13.00

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-11	D.A. Davidson	Matt Curtis	$11	$15	+4	+9.2%	$13.74
2026-03-13	D.A. Davidson	Matt Curtis	Initiated	$11	—	-14.9%	$12.93
2025-12-15	Jefferies	—	Initiated	$14	—	+16.2%	$11.62
2025-03-11	Craig-Hallum	Jeremy Hamblin	Initiated	$18	—	+69.8%	$10.60
2024-05-03	Truist Financial	Jake Bartlett	Initiated	$12	—	+16.7%	$10.28

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. LOCO receives an overall rating of B+. Strongest factors: ROE (4/5), ROA (4/5). Areas of concern: D/E (2/5).

Rating Change History

Date	From	To
2026-05-14	A-	B+
2026-05-11	A	A-
2026-05-08	B+	A
2026-04-27	A-	B+
2026-04-01	B	A-
2026-03-24	B+	B
2026-03-23	B	B+
2026-03-16	B+	B
2026-03-13	B	B+
2026-03-06	B+	B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 45 Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. LOCO scores highest in Earnings Quality (89/100) and lowest in Safety (30/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.81

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓ ✓

Beneish M-Score

-2.39

Unlikely Manipulator

Ohlson O-Score

-5.76

Bankruptcy prob: 0.3%

Low Risk

Credit Rating

BB+

Score: 47.3/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.93x

Accruals: -4.5%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. LOCO scores 1.81, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. LOCO scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. LOCO's score of -2.39 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. LOCO's implied 0.3% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. LOCO receives an estimated rating of BB+ (score: 47.3/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). LOCO's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

14.19x

PEG

0.86x

P/S

0.86x

P/B

1.37x

P/FCF

15.35x

P/OCF

7.31x

EV/EBITDA

10.43x

EV/Revenue

1.30x

EV/EBIT

14.19x

EV/FCF

24.03x

Earnings Yield

7.08%

FCF Yield

6.52%

Shareholder Yield

0.03%

Graham Number

$14.72

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 14.2x earnings, LOCO trades at a reasonable valuation. An earnings yield of 7.1% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $14.72 per share, suggesting a potential 5% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.707

NI / EBT

Interest Burden

0.907

EBT / EBIT

EBIT Margin

0.092

EBIT / Rev

Asset Turnover

0.829

Rev / Assets

Equity Multiplier

2.172

Assets / Equity

ROE

10.6%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. LOCO's ROE of 10.6% is driven by Asset Turnover (0.829), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

14.92%

Fair P/E

38.35x

Intrinsic Value

$37.66

Price/Value

0.37x

Margin of Safety

63.15%

Premium

-63.15%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with LOCO's realized 14.9% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $37.66, LOCO appears undervalued with a 63% margin of safety. The adjusted fair P/E of 38.3x compares to the current market P/E of 14.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$14.07

Median 1Y

$13.31

5th Pctile

$6.85

95th Pctile

$25.86

Ann. Volatility

41.7%

Analyst Target

$13.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Elizabeth Williams Chief Executive Officer	$750,950	$1,434,000	$3,539,320
Ira Fils Financial ancial Officer	$438,800	$400,000	$1,348,439
Maria Hollandsworth Operating esident and Chief Operating Officer	$517,786	$250,000	$1,204,911

CEO Pay Ratio

284:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $3,539,320

Avg Employee Cost (SGA/emp): $12,459

Employees: 4,034

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

4,034

-2.6% YoY

Revenue / Employee

$121,479

Rev: $490,046,000

Profit / Employee

$6,566

NI: $26,486,000

SGA / Employee

$12,459

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	10.8%	10.9%	9.9%	9.3%	8.7%	7.0%	7.0%	8.0%	7.9%	9.4%	9.1%	10.0%	10.2%	9.1%	9.5%	9.9%	9.7%	10.1%	9.6%	10.6%	10.57%
ROA	4.6%	4.6%	4.8%	4.5%	4.2%	3.4%	3.4%	3.9%	3.9%	4.6%	4.3%	4.5%	4.6%	4.0%	4.3%	4.3%	4.2%	4.4%	4.4%	4.9%	4.87%
ROIC	5.7%	5.7%	5.9%	5.6%	5.2%	4.1%	4.2%	4.9%	5.0%	6.0%	5.7%	5.9%	6.1%	5.5%	5.7%	5.6%	5.6%	5.7%	5.8%	6.3%	6.25%
ROCE	7.6%	8.0%	7.8%	7.2%	6.8%	5.4%	5.8%	6.6%	6.6%	7.9%	7.5%	8.0%	8.3%	7.6%	8.0%	7.9%	7.7%	7.9%	8.0%	8.6%	8.62%
Gross Margin	23.8%	23.8%	19.9%	15.5%	19.4%	17.1%	19.1%	19.5%	21.1%	19.0%	20.2%	21.9%	23.0%	21.3%	21.3%	20.3%	19.8%	29.0%	22.5%	28.8%	28.78%
Operating Margin	10.4%	12.3%	7.7%	3.0%	8.4%	5.7%	8.2%	6.8%	9.0%	11.4%	6.6%	8.3%	10.1%	8.4%	7.9%	7.5%	9.6%	9.4%	8.5%	9.8%	9.84%
Net Margin	7.2%	8.8%	5.7%	1.9%	5.8%	4.2%	5.6%	4.3%	5.8%	7.7%	3.9%	5.1%	6.2%	5.1%	5.2%	4.6%	5.6%	6.1%	5.3%	6.5%	6.46%
EBITDA Margin	13.6%	15.5%	10.9%	6.4%	11.5%	8.7%	11.4%	10.1%	11.9%	14.6%	10.2%	11.6%	13.4%	11.9%	11.4%	10.8%	12.1%	12.7%	11.7%	13.3%	13.26%
FCF Margin	9.5%	7.5%	7.7%	5.9%	4.4%	3.1%	4.0%	4.8%	6.0%	5.7%	4.1%	6.1%	5.1%	6.1%	5.9%	4.6%	4.3%	4.5%	5.2%	5.4%	5.40%
OCF Margin	12.4%	10.8%	11.5%	9.3%	8.1%	6.8%	8.2%	9.4%	10.3%	10.4%	8.7%	10.2%	10.0%	10.5%	9.9%	8.5%	7.8%	8.3%	9.8%	11.3%	11.34%
ROE 3Y Avg	snapshot only																				10.10%
ROE 5Y Avg	snapshot only																				9.49%
ROA 3Y Avg	snapshot only																				4.52%
ROIC 3Y Avg	snapshot only																				4.47%
ROIC Economic	snapshot only																				6.25%
Cash ROA	snapshot only																				9.29%
Cash ROIC	snapshot only																				10.75%
CROIC	snapshot only																				5.12%
NOPAT Margin	snapshot only																				6.59%
Pretax Margin	snapshot only																				8.30%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				10.42%
SBC / Revenue	snapshot only																				0.87%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	20.49	19.13	15.37	13.27	12.10	14.21	17.55	14.98	13.81	10.75	11.34	10.95	12.55	16.63	13.54	12.24	12.80	11.40	11.65	14.13	14.188
P/S Ratio	1.28	1.19	0.98	0.79	0.67	0.63	0.78	0.75	0.69	0.63	0.62	0.62	0.72	0.85	0.74	0.65	0.66	0.61	0.63	0.83	0.862
P/B Ratio	2.08	1.96	1.44	1.17	1.00	0.94	1.30	1.26	1.16	1.06	1.03	1.16	1.36	1.60	1.33	1.19	1.21	1.13	1.06	1.42	1.368
P/FCF	13.40	15.83	12.76	13.48	15.29	20.31	19.59	15.68	11.52	11.06	14.97	10.20	14.06	13.95	12.56	14.03	15.28	13.74	12.13	15.35	15.346
P/OCF	10.28	11.00	8.59	8.54	8.30	9.17	9.47	7.91	6.69	6.06	7.12	6.05	7.24	8.12	7.44	7.66	8.43	7.42	6.42	7.31	7.314
EV/EBITDA	14.41	13.46	11.43	10.57	10.03	11.32	13.28	11.85	11.22	9.34	9.51	9.78	10.31	11.99	10.64	10.08	10.41	9.83	9.34	10.43	10.430
EV/Revenue	1.83	1.74	1.43	1.24	1.12	1.07	1.27	1.23	1.18	1.12	1.11	1.18	1.29	1.42	1.29	1.20	1.20	1.16	1.11	1.30	1.299
EV/EBIT	20.07	18.39	15.58	14.63	14.01	16.89	19.55	16.75	15.86	12.68	13.16	13.42	14.07	16.77	14.72	14.02	14.59	13.63	12.89	14.19	14.189
EV/FCF	19.20	23.11	18.57	21.06	25.34	34.52	32.07	25.98	19.76	19.68	26.98	19.53	25.04	23.21	21.96	25.85	27.85	25.87	21.30	24.03	24.035
Earnings Yield	4.9%	5.2%	6.5%	7.5%	8.3%	7.0%	5.7%	6.7%	7.2%	9.3%	8.8%	9.1%	8.0%	6.0%	7.4%	8.2%	7.8%	8.8%	8.6%	7.1%	7.08%
FCF Yield	7.5%	6.3%	7.8%	7.4%	6.5%	4.9%	5.1%	6.4%	8.7%	9.0%	6.7%	9.8%	7.1%	7.2%	8.0%	7.1%	6.5%	7.3%	8.2%	6.5%	6.52%
PEG Ratio	snapshot only																				0.861
EV/OCF	snapshot only																				11.455
EV/Gross Profit	snapshot only																				5.196
Acquirers Multiple	snapshot only																				13.916
Shareholder Yield	snapshot only																				0.03%
Graham Number	snapshot only																				$14.72

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.48	0.48	0.66	0.66	0.66	0.66	0.55	0.55	0.55	0.55	0.55	0.35	0.35	0.35	0.26	0.26	0.26	0.26	0.08	0.08	0.079
Quick Ratio	0.45	0.45	0.63	0.63	0.63	0.63	0.51	0.51	0.51	0.51	0.51	0.32	0.32	0.32	0.24	0.24	0.24	0.24	0.08	0.08	0.079
Debt/Equity	0.95	0.95	0.75	0.75	0.75	0.75	0.90	0.90	0.90	0.90	0.90	1.09	1.09	1.09	1.01	1.01	1.01	1.01	0.82	0.82	0.823
Net Debt/Equity	0.90	0.90	0.65	0.65	0.65	0.65	0.83	0.83	0.83	0.83	0.83	1.06	1.06	1.06	1.00	1.00	1.00	1.00	0.80	0.80	0.802
Debt/Assets	0.43	0.43	0.38	0.38	0.38	0.38	0.42	0.42	0.42	0.42	0.42	0.46	0.46	0.46	0.44	0.44	0.44	0.44	0.39	0.39	0.395
Debt/EBITDA	4.59	4.47	4.10	4.37	4.56	5.35	5.62	5.12	5.09	4.45	4.60	4.80	4.64	4.92	4.60	4.65	4.75	4.65	4.13	3.87	3.871
Net Debt/EBITDA	4.35	4.24	3.57	3.80	3.98	4.66	5.17	4.70	4.68	4.09	4.23	4.67	4.52	4.78	4.55	4.61	4.70	4.61	4.02	3.77	3.771
Interest Coverage	16.96	20.45	22.91	22.25	21.25	21.16	18.22	15.54	12.51	10.25	8.25	7.73	7.28	6.54	7.01	7.37	7.62	8.54	9.41	11.30	11.302
Equity Multiplier	2.18	2.18	1.98	1.98	1.98	1.98	2.12	2.12	2.12	2.12	2.12	2.36	2.36	2.36	2.27	2.27	2.27	2.27	2.08	2.08	2.084
Cash Ratio	snapshot only																				0.079
Debt Service Coverage	snapshot only																				15.374
Cash to Debt	snapshot only																				0.026
FCF to Debt	snapshot only																				0.112
Defensive Interval	snapshot only																				81.8 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.73	0.74	0.75	0.75	0.75	0.76	0.78	0.78	0.78	0.78	0.78	0.79	0.79	0.79	0.80	0.80	0.81	0.81	0.82	0.83	0.829
Inventory Turnover	171.13	173.59	160.75	163.58	166.84	171.92	162.29	161.97	160.17	159.39	153.62	171.65	170.87	169.59	168.72	194.26	197.81	193.40	390.08	384.75	384.750
Receivables Turnover	48.84	49.36	38.88	39.08	39.27	39.62	40.01	40.39	40.17	40.21	46.48	46.49	46.56	46.56	48.38	48.53	48.90	49.02	47.39	48.07	48.068
Payables Turnover	53.68	54.45	39.24	39.93	40.73	41.97	33.06	32.99	32.63	32.47	29.44	29.55	29.42	29.20	29.76	30.36	30.91	30.22	27.24	26.87	26.865
DSO	7	7	9	9	9	9	9	9	9	9	8	8	8	8	8	8	7	7	8	8	7.6 days
DIO	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	2	1	1	0.9 days
DPO	7	7	9	9	9	9	11	11	11	11	12	12	12	13	12	12	12	12	13	14	13.6 days
Cash Conversion Cycle	3	3	2	2	3	3	0	0	0	0	-2	-2	-2	-3	-3	-3	-2	-3	-5	-5	-5.0 days
Operating Cycle	snapshot only																				8.5 days
Cash Velocity	snapshot only																				79.809
Capital Intensity	snapshot only																				1.220

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	6.3%	7.7%	6.6%	6.5%	1.7%	1.6%	3.4%	3.9%	2.8%	2.0%	-0.3%	-0.9%	-0.2%	-0.3%	0.9%	1.2%	1.9%	2.1%	3.6%	4.4%	4.42%
Net Income	48.2%	26.1%	19.0%	9.8%	-9.1%	-28.0%	-28.6%	-13.4%	-8.1%	35.7%	22.8%	12.5%	15.3%	-13.2%	0.5%	-4.9%	-8.8%	7.5%	3.1%	15.5%	15.48%
EPS	44.1%	24.5%	18.6%	9.6%	-9.2%	-28.0%	-29.0%	-13.4%	-5.7%	47.9%	40.6%	32.6%	34.9%	-1.2%	9.3%	0.3%	-5.4%	7.6%	2.9%	14.1%	14.10%
FCF	92.7%	19.1%	3.5%	-40.6%	-53.0%	-58.3%	-46.9%	-16.0%	39.3%	88.4%	3.9%	26.5%	-14.1%	6.5%	43.1%	-22.7%	-14.5%	-25.2%	-8.2%	21.8%	21.82%
EBITDA	15.5%	15.0%	10.0%	2.6%	-10.9%	-25.9%	-21.1%	-7.6%	-2.9%	30.1%	22.1%	15.2%	18.5%	-2.1%	4.1%	-0.7%	-5.9%	1.7%	1.4%	9.5%	9.47%
Op. Income	36.7%	34.2%	23.2%	14.1%	-6.9%	-29.4%	-27.1%	-10.6%	-3.9%	44.1%	32.1%	20.7%	23.3%	-5.4%	3.5%	-3.0%	-6.8%	4.9%	4.3%	14.6%	14.64%
OCF Growth	snapshot only																				39.64%
Asset Growth	snapshot only																				2.47%
Equity Growth	snapshot only																				11.67%
Debt Growth	snapshot only																				-8.92%
Shares Change	snapshot only																				1.20%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	2.9%	2.4%	1.4%	1.3%	1.3%	1.6%	2.0%	2.7%	3.6%	3.7%	3.2%	3.1%	1.5%	1.1%	1.3%	1.4%	1.5%	1.3%	1.4%	1.6%	1.56%
Revenue 5Y	4.2%	4.0%	3.6%	3.4%	3.1%	3.0%	3.2%	3.1%	2.7%	2.1%	1.5%	1.4%	1.3%	1.3%	1.4%	1.7%	2.5%	2.6%	2.8%	3.0%	3.01%
EPS 3Y	1.1%	28.5%	—	—	—	—	-7.0%	-6.1%	7.2%	9.9%	5.8%	8.0%	4.9%	1.7%	2.9%	4.8%	6.4%	16.3%	16.5%	14.9%	14.92%
EPS 5Y	5.8%	5.5%	11.3%	10.5%	8.4%	18.9%	20.4%	32.1%	49.1%	17.7%	—	—	—	—	4.3%	2.0%	9.5%	7.1%	5.9%	7.6%	7.57%
Net Income 3Y	1.0%	25.5%	—	—	—	—	-5.8%	-5.1%	7.4%	7.2%	1.4%	2.2%	-1.2%	-5.3%	-4.1%	-2.5%	-1.1%	8.2%	8.4%	7.3%	7.30%
Net Income 5Y	4.4%	4.0%	9.7%	8.9%	6.9%	17.6%	19.3%	30.4%	46.3%	14.0%	—	—	—	—	0.6%	-1.8%	5.4%	2.8%	1.6%	3.3%	3.26%
EBITDA 3Y	41.1%	17.9%	84.1%	69.0%	45.8%	37.4%	-7.2%	-3.5%	-0.0%	3.5%	2.0%	3.0%	0.8%	-1.9%	0.1%	1.9%	2.7%	9.0%	8.9%	7.8%	7.77%
EBITDA 5Y	-0.9%	0.8%	2.5%	1.4%	0.4%	3.8%	8.0%	13.1%	19.4%	9.6%	43.2%	38.7%	28.9%	27.0%	0.3%	0.5%	2.2%	2.0%	2.3%	3.5%	3.48%
Gross Profit 3Y	2.1%	1.5%	1.0%	-0.3%	-2.1%	-4.8%	-4.7%	-2.4%	-0.6%	-0.9%	-0.1%	1.4%	-0.1%	0.9%	1.4%	2.3%	3.1%	9.3%	10.2%	11.8%	11.78%
Gross Profit 5Y	1.3%	0.9%	1.1%	0.1%	-1.4%	-2.8%	-2.8%	-1.3%	-0.6%	-0.4%	-0.6%	0.1%	0.6%	1.1%	1.4%	1.3%	1.4%	2.6%	3.6%	6.0%	6.01%
Op. Income 3Y	—	51.4%	—	—	2.0%	1.4%	-7.7%	-6.1%	7.0%	10.9%	5.8%	7.2%	3.3%	-1.3%	-0.1%	1.5%	3.4%	12.7%	12.5%	10.3%	10.31%
Op. Income 5Y	-3.2%	-0.6%	3.6%	2.8%	2.0%	9.5%	34.6%	78.4%	—	28.7%	—	—	99.3%	81.7%	1.4%	-0.6%	7.1%	6.3%	5.1%	6.5%	6.49%
FCF 3Y	35.2%	33.6%	25.7%	14.8%	16.2%	-7.0%	-3.4%	57.7%	8.1%	-2.2%	-17.0%	-14.2%	-17.4%	-5.8%	-7.6%	-6.3%	0.8%	14.5%	10.9%	6.0%	6.00%
FCF 5Y	27.3%	20.6%	24.1%	13.3%	3.7%	-8.7%	1.3%	7.7%	10.1%	13.3%	1.9%	9.9%	13.4%	10.0%	6.0%	30.9%	-1.5%	-5.7%	-5.6%	-9.9%	-9.87%
OCF 3Y	4.9%	4.7%	4.7%	-0.5%	4.5%	-3.9%	2.2%	33.8%	12.2%	9.2%	0.1%	-4.7%	-5.7%	-0.0%	-3.5%	-1.6%	0.2%	7.9%	7.6%	8.0%	8.05%
OCF 5Y	2.7%	-1.9%	1.1%	-5.9%	-8.8%	-12.5%	-6.4%	-1.0%	-0.0%	2.7%	-2.2%	2.2%	7.5%	6.7%	5.3%	16.7%	1.8%	1.1%	3.5%	0.3%	0.31%
Assets 3Y	11.0%	11.0%	10.9%	10.9%	10.9%	10.9%	-1.5%	-1.5%	-1.5%	-1.5%	-0.4%	-0.7%	-0.7%	-0.7%	-1.2%	-1.2%	-1.2%	-1.2%	0.5%	0.5%	0.52%
Assets 5Y	5.6%	5.6%	5.4%	5.4%	5.4%	5.4%	6.2%	6.2%	6.2%	6.2%	5.8%	5.6%	5.6%	5.6%	-1.1%	-1.1%	-1.1%	-1.1%	0.0%	0.0%	0.05%
Equity 3Y	0.3%	0.3%	5.4%	5.4%	5.4%	5.4%	4.6%	4.6%	4.6%	4.6%	0.4%	-3.3%	-3.3%	-3.3%	-5.7%	-5.7%	-5.7%	-5.7%	1.2%	1.2%	1.16%
Book Value 3Y	2.7%	2.7%	7.6%	8.2%	7.4%	5.3%	3.3%	3.5%	4.5%	7.2%	4.7%	2.1%	2.7%	3.9%	1.2%	1.4%	1.5%	1.4%	8.7%	8.3%	8.35%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.84	0.80	0.72	0.74	0.82	0.82	0.84	0.88	0.94	0.83	0.69	0.66	0.94	0.95	0.91	0.87	0.90	0.87	0.88	0.87	0.868
Earnings Stability	0.01	0.06	0.26	0.25	0.34	0.37	0.43	0.47	0.68	0.44	0.39	0.39	0.54	0.43	0.00	0.12	0.15	0.04	0.01	0.25	0.251
Margin Stability	0.93	0.94	0.95	0.94	0.92	0.90	0.90	0.92	0.93	0.91	0.91	0.94	0.94	0.92	0.91	0.94	0.95	0.90	0.90	0.89	0.894
Rev. Growth Consistency	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
Earn. Growth Consistency	1.00	1.00	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	1.00	0.00	0.00	0.50	1.00	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.92	0.96	0.96	0.89	0.89	0.95	0.97	0.86	0.91	0.95	0.94	0.95	1.00	0.98	0.96	0.97	0.99	0.94	0.938
Earnings Smoothness	0.61	0.77	0.83	0.91	0.90	0.67	0.67	0.86	0.92	0.70	0.79	0.88	0.86	0.86	0.99	0.95	0.91	0.93	0.97	0.86	0.856
ROE Trend	0.07	0.06	-0.00	-0.01	-0.01	-0.03	-0.02	-0.00	-0.01	0.01	0.01	0.02	0.03	0.01	0.02	0.00	-0.00	0.00	-0.00	-0.00	-0.001
Gross Margin Trend	0.00	-0.01	-0.00	-0.01	-0.02	-0.04	-0.04	-0.03	-0.02	-0.00	0.00	0.01	0.02	0.03	0.03	0.02	0.01	0.02	0.02	0.04	0.040
FCF Margin Trend	0.05	0.02	0.01	-0.00	-0.03	-0.04	-0.04	-0.03	-0.01	0.00	-0.02	0.01	-0.00	0.02	0.02	-0.01	-0.01	-0.01	0.00	0.00	0.001
Sustainable Growth Rate	10.8%	10.9%	9.9%	9.3%	8.7%	7.0%	-11.8%	-10.8%	-10.8%	-9.4%	9.1%	10.0%	10.2%	9.1%	9.5%	9.9%	9.7%	10.1%	9.6%	10.6%	10.57%
Internal Growth Rate	4.8%	4.8%	5.0%	4.7%	4.4%	3.5%	—	—	—	—	4.5%	4.7%	4.8%	4.2%	4.5%	4.5%	4.4%	4.6%	4.6%	5.1%	5.11%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.99	1.74	1.79	1.55	1.46	1.55	1.85	1.89	2.06	1.77	1.59	1.81	1.73	2.05	1.82	1.60	1.52	1.54	1.82	1.93	1.932
FCF/OCF	0.77	0.70	0.67	0.63	0.54	0.45	0.48	0.50	0.58	0.55	0.48	0.59	0.52	0.58	0.59	0.55	0.55	0.54	0.53	0.48	0.477
FCF/Net Income	snapshot only																				0.921
OCF/EBITDA	snapshot only																				0.911
CapEx/Revenue	2.9%	3.3%	3.8%	3.4%	3.7%	3.8%	4.2%	4.7%	4.3%	4.7%	4.6%	4.1%	4.8%	4.4%	4.0%	3.8%	3.5%	3.8%	4.6%	5.9%	5.93%
CapEx/Depreciation	snapshot only																				1.799
Accruals Ratio	-0.05	-0.03	-0.04	-0.02	-0.02	-0.02	-0.03	-0.03	-0.04	-0.04	-0.03	-0.04	-0.03	-0.04	-0.04	-0.03	-0.02	-0.02	-0.04	-0.05	-0.045
Sloan Accruals	snapshot only																				-0.056
Cash Flow Adequacy	snapshot only																				1.911
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	15.2%	15.7%	17.1%	18.6%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$1.52	$1.52	$1.56	$1.66	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	2.7%	2.4%	2.4%	2.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	3.0%	2.5%	2.0%	2.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	2.7%	2.6%	3.1%	3.7%	2.3%	2.1%	2.2%	1.3%	80.0%	83.8%	17.0%	12.2%	7.2%	0.4%	0.42%
Div. Increase Streak	—	—	—	—	—	—	0	0	0	0	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	1.7%	5.6%	15.7%	20.5%	18.8%	17.5%	8.0%	5.9%	6.8%	1.3%	1.1%	0.6%	0.0%	0.03%
Net Buyback Yield	-0.6%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	1.7%	5.6%	15.7%	20.5%	18.8%	17.5%	8.0%	5.9%	6.7%	1.2%	0.9%	0.3%	-0.7%	-0.66%
Total Shareholder Return	-0.6%	0.0%	0.0%	0.0%	0.0%	0.0%	15.2%	17.4%	22.7%	34.4%	20.5%	18.8%	17.5%	8.0%	5.9%	6.7%	1.2%	0.9%	0.3%	-0.7%	-0.66%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.76	0.73	0.74	0.74	0.73	0.73	0.72	0.72	0.73	0.73	0.73	0.73	0.73	0.72	0.73	0.72	0.72	0.72	0.70	0.71	0.707
Interest Burden (EBT/EBIT)	0.89	0.91	0.94	0.96	0.95	0.95	0.95	0.94	0.92	0.90	0.88	0.87	0.86	0.84	0.85	0.86	0.87	0.88	0.89	0.91	0.907
EBIT Margin	0.09	0.09	0.09	0.08	0.08	0.06	0.07	0.07	0.07	0.09	0.08	0.09	0.09	0.08	0.09	0.09	0.08	0.08	0.09	0.09	0.092
Asset Turnover	0.73	0.74	0.75	0.75	0.75	0.76	0.78	0.78	0.78	0.78	0.78	0.79	0.79	0.79	0.80	0.80	0.81	0.81	0.82	0.83	0.829
Equity Multiplier	2.35	2.35	2.07	2.07	2.07	2.07	2.05	2.05	2.05	2.05	2.12	2.24	2.24	2.24	2.19	2.32	2.32	2.32	2.17	2.17	2.172

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$0.77	$0.78	$0.80	$0.75	$0.70	$0.56	$0.57	$0.65	$0.66	$0.83	$0.80	$0.86	$0.89	$0.82	$0.87	$0.86	$0.84	$0.88	$0.90	$0.98	$0.98
Book Value/Share	$7.62	$7.60	$8.53	$8.51	$8.52	$8.51	$7.67	$7.71	$7.91	$8.39	$8.78	$8.10	$8.25	$8.52	$8.85	$8.89	$8.90	$8.86	$9.87	$9.80	$10.29
Tangible Book/Share	$-0.91	$-0.90	$0.00	$0.00	$0.00	$0.00	$-0.80	$-0.81	$-0.83	$-0.88	$-0.92	$-1.94	$-1.97	$-2.03	$-1.69	$-1.70	$-1.70	$-1.70	$-0.66	$-0.66	$-0.66
Revenue/Share	$12.39	$12.48	$12.48	$12.52	$12.58	$12.68	$12.82	$13.01	$13.28	$14.10	$14.64	$15.20	$15.50	$16.01	$16.06	$16.23	$16.39	$16.35	$16.61	$16.74	$16.90
FCF/Share	$1.18	$0.94	$0.96	$0.74	$0.56	$0.39	$0.51	$0.62	$0.79	$0.80	$0.60	$0.92	$0.80	$0.98	$0.94	$0.75	$0.71	$0.73	$0.86	$0.90	$0.91
OCF/Share	$1.54	$1.35	$1.43	$1.16	$1.02	$0.87	$1.05	$1.22	$1.37	$1.47	$1.27	$1.55	$1.55	$1.68	$1.59	$1.38	$1.28	$1.35	$1.63	$1.90	$1.92
Cash/Share	$0.36	$0.36	$0.83	$0.82	$0.82	$0.82	$0.56	$0.56	$0.58	$0.61	$0.64	$0.24	$0.24	$0.25	$0.08	$0.08	$0.08	$0.08	$0.21	$0.21	$0.13
EBITDA/Share	$1.58	$1.61	$1.56	$1.47	$1.40	$1.20	$1.23	$1.36	$1.40	$1.70	$1.72	$1.84	$1.94	$1.89	$1.94	$1.93	$1.89	$1.92	$1.97	$2.08	$2.08
Debt/Share	$7.23	$7.20	$6.41	$6.40	$6.40	$6.40	$6.90	$6.93	$7.12	$7.55	$7.90	$8.84	$9.00	$9.29	$8.93	$8.97	$8.99	$8.94	$8.12	$8.07	$8.07
Net Debt/Share	$6.86	$6.84	$5.59	$5.58	$5.58	$5.57	$6.34	$6.37	$6.54	$6.94	$7.26	$8.60	$8.76	$9.04	$8.85	$8.88	$8.90	$8.86	$7.91	$7.86	$7.86

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.807
Altman Z-Prime	snapshot only																				1.321
Piotroski F-Score	7	6	8	7	6	7	4	6	6	7	6	6	7	6	7	5	5	7	7	7	7
Beneish M-Score	-2.36	-2.24	-2.62	-2.38	-2.36	-2.30	-2.75	-2.93	-2.93	-2.86	-2.84	-2.76	-2.74	-2.83	-2.67	-2.57	-2.54	-2.77	-2.22	-2.39	-2.391
Ohlson O-Score	snapshot only																				-5.759
Net-Net WC	snapshot only																				$-10.42
EVA	snapshot only																				$-19663006.36

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BB+
Credit Score	58.00	52.79	52.73	51.81	50.71	49.74	50.07	49.18	49.07	49.65	45.84	44.28	43.28	42.23	44.97	43.64	42.69	43.43	45.45	47.26	47.260
Credit Grade	snapshot only																				11
Credit Trend	snapshot only																				3.621
Implied Spread (bps)	snapshot only																				400.000
Industry Credit Rank	snapshot only																				33
Sector Credit Rank	snapshot only																				43

LOCO NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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