Also trades as: 0JSP.L (LSE) · $vol 0M

$42.91

-1.05 (-2.39%)

After Hours: $43.31 (+0.40, +0.93%)

Weekly Expected Move ±3.1%

$41 $42 $44 $45 $46

NYSE · Real Estate · REIT - Healthcare Facilities · Tech Score Buy · Power 61 · $2.4B mcap · 53M float · 1.12% daily turnover · Short 71% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

41.5 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: 7.3% · 5Y Avg: 6.1%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. LTC shows a Weak competitive edge (41.5/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Efficient Scale. ROIC of 7.3% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$42

Low

$47

Avg Target

$55

High

Based on 5 analysts since Aug 5, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 7Hold: 12Sell: 3Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$47.40

Analysts5

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-10-19	Wells Fargo	John Kilichowski	$42	$43	+1	-1.6%	$43.68
2026-10-02	RBC Capital	—	$45	$52	+7	+20.7%	$43.08
2026-09-01	Wells Fargo	—	$36	$42	+6	+4.2%	$40.32
2026-08-27	Deutsche Bank	—	Initiated	$55	—	+35.7%	$40.53
2026-08-14	RBC Capital	Michael Carroll	$34	$45	+11	+15.5%	$38.97
2026-01-05	Cantor Fitzgerald	—	$38	$36	-2	+4.3%	$34.53
2025-10-21	Wells Fargo	John Kilichowski	$37	$36	-1	+1.3%	$35.53
2025-10-01	Cantor Fitzgerald	—	Initiated	$38	—	+3.1%	$36.86
2025-09-24	BMO Capital	Juan Sanabria	Initiated	$39	—	+8.7%	$35.88
2025-01-01	Jefferies	Joe Dickstein	Initiated	$34	—	-1.6%	$34.55
2024-10-01	Wells Fargo	John Kilichowski	Initiated	$37	—	+0.8%	$36.69
2024-05-09	RBC Capital	Michael Carroll	Initiated	$34	—	+1.1%	$33.64
2022-08-01	Barclays	—	$30	$35	+5	-16.5%	$41.90
2022-08-01	Berenberg Bank	Connor Siversky	Initiated	$47	—	+12.2%	$41.90
2022-04-26	Barclays	—	Initiated	$30	—	-16.0%	$35.70

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. LTC receives an overall rating of A. Strongest factors: DCF (5/5), ROE (4/5), ROA (5/5), D/E (4/5). Areas of concern: P/B (2/5).

Rating Change History

Date	From	To
2026-10-22	A+	A
2026-10-20	A	A+
2026-10-19	A+	A
2026-10-12	A-	A+
2026-08-20	A	A-
2026-07-16	A-	A
2026-05-18	A	A-
2026-05-04	A-	A
2026-04-24	A	A-
2026-04-21	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 49 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. LTC scores highest in Momentum (93/100) and lowest in Cash Flow (18/100). An overall grade of A places LTC among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.71

Distress Zone

Piotroski F-Score

6/9

✓ ✓ ✓ ✓ ✓ ✗ ✗ ✗ ✓

Beneish M-Score

-2.59

Unlikely Manipulator

Ohlson O-Score

-8.05

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

Score: 44.1/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.04x

Accruals: -0.3%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. LTC scores 1.71, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. LTC scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. LTC's score of -2.59 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. LTC's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. LTC receives an estimated rating of BB (score: 44.1/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). LTC's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

15.28x

PEG

0.29x

P/S

6.67x

P/B

1.76x

P/FCF

-66.67x

P/OCF

14.18x

EV/EBITDA

12.18x

EV/Revenue

7.89x

EV/EBIT

15.17x

EV/FCF

-91.23x

Earnings Yield

6.75%

FCF Yield

-1.50%

Shareholder Yield

5.62%

Graham Number

$37.67

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 15.3x earnings, LTC trades at a reasonable valuation. An earnings yield of 6.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $37.67 per share, 17% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.958

NI / EBT

Interest Burden

0.781

EBT / EBIT

EBIT Margin

0.520

EBIT / Rev

Asset Turnover

0.175

Rev / Assets

Equity Multiplier

1.784

Assets / Equity

ROE

12.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. LTC's ROE of 12.2% is driven by a balanced combination of operating margin, asset efficiency, and leverage. A tax burden ratio of 0.96 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

14.89%

Fair P/E

38.29x

Intrinsic Value

$99.33

Price/Value

0.39x

Margin of Safety

61.29%

Premium

-61.29%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with LTC's realized 14.9% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. LTC trades at a -61% premium to its adjusted intrinsic value of $99.33, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.3x compares to the current market P/E of 15.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$42.93

Median 1Y

$42.52

5th Pctile

$25.69

95th Pctile

$70.47

Ann. Volatility

30.2%

Analyst Target

$47.40

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Pamela J. Shelley-Kessler Co-President and Co-Chief Executive Officer	$650,000	$2,250,000	$4,027,538
Clint B. Malin Co-President and Co-Chief Executive Officer	$650,000	$2,250,000	$4,026,725
Caroline Chikhale President, Vice President, Chief Financial Officer, Treasurer and Corporate Secretary	$450,000	$800,000	$1,817,225
John G. Satterwhite Executive Vice President, Asset Management	$380,000	$600,000	$1,460,600
Wendy L. Simpson Executive Chairman	$500,000	$—	$1,024,225
David M. Boitano Executive Vice President and Chief Investment Officer	$348,718	$200,000	$986,999

CEO Pay Ratio

3:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $4,027,538

Avg Employee Cost (SGA/emp): $1,279,720

Employees: 25

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

+8.7% YoY

Revenue / Employee

$10,514,160

Rev: $262,854,000

Profit / Employee

$4,718,880

NI: $117,972,000

SGA / Employee

$1,279,720

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	8.0%	7.4%	7.6%	11.9%	12.3%	12.8%	15.1%	8.7%	9.8%	10.5%	9.4%	11.0%	11.4%	9.9%	9.5%	9.0%	3.6%	11.6%	11.7%	12.2%	12.17%
ROA	4.1%	3.8%	3.8%	6.2%	6.1%	6.3%	7.1%	4.1%	4.5%	5.1%	4.5%	5.0%	5.4%	5.0%	4.9%	4.5%	1.7%	6.1%	6.2%	6.8%	6.82%
ROIC	4.4%	3.8%	3.7%	6.0%	5.9%	6.2%	6.8%	4.0%	4.5%	5.1%	4.7%	5.4%	6.0%	5.7%	5.3%	6.0%	5.3%	6.6%	7.3%	7.3%	7.25%
ROCE	6.3%	5.7%	5.6%	7.8%	7.7%	8.2%	8.8%	6.1%	6.8%	9.2%	8.7%	9.1%	9.4%	8.5%	8.2%	8.4%	3.6%	7.9%	9.3%	9.4%	9.42%
Gross Margin	89.5%	90.7%	90.2%	90.7%	90.4%	93.1%	93.3%	93.4%	93.4%	93.0%	93.4%	93.5%	94.3%	94.1%	93.7%	79.7%	71.2%	64.3%	33.5%	55.2%	55.18%
Operating Margin	28.7%	31.8%	34.6%	1.3%	29.9%	37.3%	67.0%	12.9%	45.1%	56.4%	47.3%	38.0%	54.1%	35.9%	37.8%	50.5%	47.1%	53.5%	37.2%	33.2%	33.18%
Net Margin	29.4%	32.5%	35.3%	1.3%	30.5%	37.5%	66.9%	12.8%	45.0%	56.2%	47.2%	38.6%	52.6%	34.4%	42.2%	25.1%	-28.9%	1.2%	24.7%	30.0%	29.98%
EBITDA Margin	72.6%	74.3%	76.2%	1.7%	70.6%	75.9%	1.1%	56.6%	90.9%	1.0%	87.3%	79.1%	89.5%	70.6%	80.1%	55.2%	-1.0%	1.5%	50.2%	53.4%	53.45%
FCF Margin	60.0%	56.9%	55.0%	54.9%	55.6%	56.8%	52.4%	50.2%	53.7%	51.6%	54.0%	57.7%	56.6%	59.6%	64.4%	57.7%	56.3%	51.3%	43.1%	-8.7%	-8.65%
OCF Margin	61.7%	58.7%	56.8%	56.6%	56.6%	60.3%	57.1%	54.8%	57.3%	52.9%	54.0%	57.7%	56.6%	59.6%	64.4%	58.2%	56.8%	51.7%	44.3%	40.7%	40.67%
ROE 3Y Avg	snapshot only																				9.98%
ROE 5Y Avg	snapshot only																				10.01%
ROA 3Y Avg	snapshot only																				5.28%
ROIC 3Y Avg	snapshot only																				6.26%
ROIC Economic	snapshot only																				7.13%
Cash ROA	snapshot only																				6.50%
Cash ROIC	snapshot only																				7.05%
CROIC	snapshot only																				-1.50%
NOPAT Margin	snapshot only																				41.84%
Pretax Margin	snapshot only																				40.64%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				7.11%
SBC / Revenue	snapshot only																				2.49%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	15.65	18.59	21.14	13.17	13.00	11.95	10.21	16.45	14.46	13.28	15.56	14.58	14.94	16.29	17.74	18.64	49.66	13.57	15.05	14.82	15.278
P/S Ratio	5.85	6.69	7.67	7.59	7.40	6.82	6.60	6.14	5.89	6.04	6.32	6.82	7.29	7.07	7.48	7.13	7.28	6.09	5.88	5.77	6.674
P/B Ratio	1.27	1.41	1.63	1.52	1.54	1.44	1.45	1.41	1.39	1.35	1.42	1.54	1.60	1.54	1.61	1.62	1.76	1.49	1.64	1.58	1.762
P/FCF	9.75	11.75	13.94	13.84	13.31	12.01	12.58	12.22	10.97	11.71	11.70	11.82	12.89	11.85	11.61	12.35	12.92	11.88	13.65	-66.67	-66.674
P/OCF	9.48	11.39	13.50	13.41	13.08	11.32	11.54	11.19	10.28	11.42	11.70	11.82	12.89	11.85	11.61	12.24	12.81	11.77	13.27	14.18	14.182
EV/EBITDA	12.30	14.41	15.97	12.26	12.44	11.52	10.99	14.26	12.94	11.73	12.60	12.38	12.24	12.58	13.31	14.03	23.96	12.33	12.96	12.18	12.179
EV/Revenue	9.65	11.31	12.53	12.13	12.12	11.15	11.47	11.14	10.74	10.46	10.59	11.07	10.90	10.29	10.65	10.29	11.30	9.25	8.62	7.89	7.891
EV/EBIT	17.68	21.01	23.13	16.07	16.19	14.79	13.64	19.07	16.83	14.90	16.21	15.59	15.25	15.96	17.06	18.14	35.83	15.25	16.16	15.17	15.166
EV/FCF	16.09	19.87	22.79	22.10	21.80	19.62	21.88	22.18	20.00	20.27	19.63	19.20	19.28	17.24	16.54	17.84	20.06	18.04	20.02	-91.23	-91.226
Earnings Yield	6.4%	5.4%	4.7%	7.6%	7.7%	8.4%	9.8%	6.1%	6.9%	7.5%	6.4%	6.9%	6.7%	6.1%	5.6%	5.4%	2.0%	7.4%	6.6%	6.7%	6.75%
FCF Yield	10.3%	8.5%	7.2%	7.2%	7.5%	8.3%	7.9%	8.2%	9.1%	8.5%	8.5%	8.5%	7.8%	8.4%	8.6%	8.1%	7.7%	8.4%	7.3%	-1.5%	-1.50%
PEG Ratio	snapshot only																				0.287
Price/Tangible Book	snapshot only																				1.590
EV/OCF	snapshot only																				19.404
EV/Gross Profit	snapshot only																				14.444
Acquirers Multiple	snapshot only																				18.792
Shareholder Yield	snapshot only																				5.62%
Graham Number	snapshot only																				$37.67

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	3.28	12.13	5.32	3.96	6.59	16.21	9.68	7.22	6.92	2.42	2.60	2.71	3.09	4.29	4.35	2.69	21.93	1.63	2.29	0.41	0.407
Quick Ratio	3.28	12.13	5.32	3.96	6.59	15.93	9.68	7.22	6.92	2.37	2.60	2.70	3.08	4.29	4.13	2.69	21.93	1.63	2.29	0.41	0.407
Debt/Equity	0.89	0.98	1.04	0.92	0.99	0.93	1.07	1.16	1.16	1.01	0.97	0.97	0.83	0.71	0.71	0.73	0.99	0.79	0.78	0.61	0.614
Net Debt/Equity	0.83	0.97	1.03	0.91	0.98	0.91	1.07	1.15	1.14	0.99	0.96	0.96	0.79	0.70	0.68	0.72	0.97	0.77	0.76	0.58	0.583
Debt/Assets	0.46	0.48	0.50	0.47	0.48	0.46	0.50	0.51	0.51	0.48	0.47	0.46	0.42	0.38	0.38	0.39	0.46	0.41	0.41	0.36	0.358
Debt/EBITDA	5.20	5.93	6.24	4.62	4.88	4.53	4.70	6.45	5.91	5.07	5.14	4.79	4.25	3.99	4.11	4.36	8.69	4.28	4.22	3.46	3.457
Net Debt/EBITDA	4.85	5.89	6.20	4.58	4.84	4.47	4.67	6.41	5.84	4.95	5.09	4.76	4.06	3.94	3.97	4.31	8.53	4.21	4.12	3.28	3.278
Interest Coverage	3.21	3.05	3.06	4.30	4.23	4.20	4.43	2.85	2.87	2.95	2.74	3.03	3.34	3.35	3.48	3.60	2.20	4.51	4.32	4.57	4.567
Equity Multiplier	1.95	2.04	2.09	1.97	2.06	2.00	2.14	2.25	2.26	2.11	2.05	2.13	1.97	1.86	1.85	1.88	2.13	1.92	1.89	1.72	1.716
Cash Ratio	snapshot only																				0.158
Debt Service Coverage	snapshot only																				5.687
Cash to Debt	snapshot only																				0.052
FCF to Debt	snapshot only																				-0.039
Defensive Interval	snapshot only																				724.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.11	0.10	0.10	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.12	0.12	0.12	0.12	0.14	0.16	0.18	0.175
Inventory Turnover	—	—	—	—	—	2.89	—	—	—	0.91	68.68	6.32	6.57	1.36	0.59	10.18	18.91	195.13	5.92	—	—
Receivables Turnover	6.66	6.39	6.45	6.83	7.16	7.62	8.14	8.69	9.21	9.51	9.88	10.17	10.71	10.20	10.44	11.19	11.80	5.78	14.49	27.71	27.711
Payables Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	14.10	—	—	66.41	66.412
DSO	55	57	57	53	51	48	45	42	40	38	37	36	34	36	35	33	31	63	25	13	13.2 days
DIO	0	0	0	0	0	126	0	0	0	400	5	58	56	269	618	36	19	2	62	0	0.0 days
DPO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	26	0	0	5	5.5 days
Cash Conversion Cycle	55	57	57	53	51	174	45	42	40	439	42	94	90	305	653	68	24	65	87	8	7.7 days
Fixed Asset Turnover	snapshot only																				0.257
Cash Velocity	snapshot only																				8.606
Capital Intensity	snapshot only																				6.256

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	1.6%	-2.5%	1.7%	-1.3%	2.8%	12.8%	18.0%	17.6%	16.9%	12.6%	8.3%	6.3%	6.5%	6.4%	4.2%	8.3%	11.4%	25.3%	49.1%	59.9%	59.89%
Net Income	-32.9%	-41.4%	24.4%	49.9%	56.6%	79.1%	1.1%	-23.9%	-16.3%	-10.3%	-31.9%	33.3%	27.4%	1.5%	8.2%	-11.5%	-66.5%	29.6%	38.2%	62.7%	62.74%
EPS	-33.0%	-41.4%	23.9%	48.1%	51.3%	72.1%	1.0%	-26.8%	-17.6%	-13.0%	-34.8%	26.4%	18.2%	-6.3%	2.0%	-16.4%	-67.8%	26.7%	28.9%	43.5%	43.50%
FCF	-17.2%	-23.6%	-24.4%	-19.1%	-4.7%	12.6%	12.4%	7.7%	12.9%	2.3%	11.5%	22.0%	12.1%	23.0%	24.4%	8.3%	10.9%	7.7%	-0.3%	-1.2%	-1.24%
EBITDA	-20.5%	-25.9%	7.2%	22.8%	27.8%	39.1%	56.9%	-7.1%	-0.4%	3.8%	-12.8%	21.7%	14.3%	-2.5%	-0.8%	-11.2%	-41.0%	15.0%	24.0%	41.2%	41.24%
Op. Income	-36.0%	-42.7%	21.2%	49.9%	56.6%	80.8%	1.1%	-23.3%	-15.3%	-9.2%	-31.4%	33.7%	28.1%	2.8%	6.9%	4.4%	-1.3%	37.1%	65.8%	49.1%	49.07%
OCF Growth	snapshot only																				11.68%
Asset Growth	snapshot only																				21.25%
Equity Growth	snapshot only																				32.49%
Debt Growth	snapshot only																				11.92%
Shares Change	snapshot only																				13.40%
Dividend Growth	snapshot only																				-4.99%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-0.9%	-2.7%	-3.3%	-3.2%	-2.9%	-1.9%	-0.4%	3.9%	6.9%	7.4%	9.1%	7.3%	8.6%	10.5%	10.0%	10.6%	11.5%	14.5%	18.9%	22.5%	22.55%
Revenue 5Y	0.7%	-0.8%	-1.2%	-0.9%	-0.2%	0.8%	1.9%	2.6%	3.2%	3.2%	2.9%	2.6%	2.6%	2.5%	2.2%	5.3%	7.7%	10.5%	15.1%	16.4%	16.40%
EPS 3Y	-24.6%	-28.4%	-28.2%	-4.4%	-1.8%	6.6%	-2.7%	-14.0%	-5.8%	-4.3%	17.5%	11.1%	13.8%	11.9%	10.1%	-8.2%	-32.1%	1.1%	-5.0%	14.9%	14.89%
EPS 5Y	-5.9%	-8.0%	-8.1%	0.7%	1.1%	2.2%	5.7%	-12.1%	-11.8%	-11.3%	-13.5%	-4.2%	-1.6%	-0.2%	-9.4%	-7.6%	-20.5%	0.8%	16.3%	10.5%	10.46%
Net Income 3Y	-25.1%	-28.8%	-28.6%	-4.5%	-1.3%	7.5%	-1.4%	-12.5%	-4.2%	-2.0%	21.2%	15.0%	18.6%	17.7%	15.7%	-3.5%	-29.1%	5.7%	0.6%	24.3%	24.29%
Net Income 5Y	-6.0%	-8.1%	-8.2%	0.6%	1.5%	2.7%	6.6%	-11.5%	-11.2%	-10.4%	-12.2%	-2.5%	0.5%	2.5%	-6.7%	-4.6%	-17.8%	4.4%	21.6%	17.0%	16.99%
EBITDA 3Y	-15.7%	-18.2%	-18.1%	-3.1%	-1.1%	4.0%	-0.4%	-5.6%	0.4%	2.3%	13.6%	11.6%	13.3%	12.1%	10.7%	0.1%	-12.5%	5.2%	2.4%	15.1%	15.14%
EBITDA 5Y	-2.3%	-3.7%	-4.2%	0.5%	1.0%	1.8%	4.5%	-5.7%	-5.3%	-4.6%	-5.6%	0.5%	1.9%	2.6%	-3.1%	-1.9%	-7.4%	3.7%	12.5%	11.7%	11.74%
Gross Profit 3Y	-2.6%	-4.7%	-4.4%	-3.5%	-2.5%	-1.8%	-0.1%	4.9%	8.2%	8.4%	10.3%	8.1%	9.7%	12.1%	11.5%	10.5%	8.5%	7.3%	2.8%	2.8%	2.78%
Gross Profit 5Y	2.2%	0.7%	0.4%	0.8%	1.6%	2.9%	3.2%	3.0%	2.7%	2.6%	2.9%	3.0%	3.6%	3.2%	2.8%	5.3%	6.1%	6.5%	5.8%	5.1%	5.09%
Op. Income 3Y	-25.1%	-36.6%	-36.3%	-18.1%	-16.1%	6.6%	-2.1%	-13.4%	-5.3%	-2.0%	21.1%	15.4%	19.3%	19.0%	16.1%	2.3%	2.3%	8.6%	6.8%	27.7%	27.66%
Op. Income 5Y	-4.9%	-7.4%	-7.5%	2.3%	2.9%	4.0%	8.1%	-11.4%	-11.0%	-16.0%	-17.7%	-10.8%	-8.5%	2.5%	-7.2%	-2.0%	1.4%	5.8%	25.8%	19.1%	19.06%
FCF 3Y	-4.4%	-8.2%	-10.5%	-9.9%	-8.6%	-6.5%	-6.8%	-6.4%	-3.8%	-4.2%	-1.8%	2.1%	6.5%	12.3%	16.0%	12.5%	12.0%	10.6%	11.4%	—	—
FCF 5Y	-2.4%	-3.3%	-4.2%	-2.7%	-1.8%	-1.0%	-1.7%	-3.3%	-1.2%	-2.3%	-2.1%	-0.8%	-0.7%	0.5%	2.4%	1.6%	2.1%	3.1%	3.3%	—	—
OCF 3Y	-3.9%	-7.6%	-9.8%	-9.2%	-8.2%	-4.8%	-4.2%	-3.8%	-1.8%	-3.5%	-1.8%	2.0%	5.5%	11.1%	14.7%	11.7%	11.6%	8.8%	9.3%	10.9%	10.93%
OCF 5Y	-2.1%	-2.9%	-3.8%	-2.3%	-1.6%	0.1%	-0.1%	-1.8%	-0.2%	-2.0%	-2.3%	-1.0%	-0.8%	0.4%	2.3%	1.7%	2.2%	3.2%	3.9%	5.3%	5.34%
Assets 3Y	-1.8%	-0.2%	0.9%	1.7%	3.0%	3.0%	5.7%	7.2%	8.1%	8.3%	7.7%	10.1%	8.8%	5.9%	4.9%	4.4%	7.4%	7.6%	5.3%	5.4%	5.42%
Assets 5Y	1.1%	1.5%	2.0%	1.8%	2.9%	2.5%	4.0%	4.4%	4.0%	4.2%	4.0%	4.7%	4.4%	3.4%	3.1%	3.5%	6.7%	7.2%	7.6%	9.0%	8.97%
Equity 3Y	-3.0%	-3.7%	-2.0%	1.0%	0.8%	2.2%	1.7%	1.9%	2.3%	4.7%	5.4%	5.7%	8.4%	9.2%	9.4%	6.0%	6.0%	9.1%	9.8%	15.4%	15.44%
Book Value 3Y	-2.4%	-3.2%	-1.6%	1.1%	0.3%	1.3%	0.3%	0.2%	0.6%	2.3%	2.2%	2.1%	4.0%	3.9%	4.1%	0.9%	1.6%	4.4%	3.6%	6.7%	6.71%
Dividend 3Y	0.5%	0.7%	0.3%	-0.0%	-0.4%	-0.4%	-0.3%	-0.4%	-0.5%	-1.2%	-2.0%	-2.2%	-2.5%	-3.0%	-2.5%	-2.4%	-1.9%	-2.2%	-3.8%	-5.2%	-5.23%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.02	0.04	0.13	0.37	0.13	0.03	0.00	0.22	0.37	0.35	0.33	0.32	0.32	0.32	0.32	0.77	0.91	0.86	0.75	0.68	0.683
Earnings Stability	0.08	0.10	0.16	0.21	0.20	0.13	0.07	0.66	0.49	0.25	0.22	0.16	0.00	0.07	0.00	0.01	0.14	0.30	0.55	0.57	0.570
Margin Stability	0.95	0.95	0.96	0.96	0.96	0.96	0.98	0.99	0.98	0.97	0.98	0.99	0.98	0.98	0.98	0.98	0.95	0.91	0.83	0.80	0.803
Rev. Growth Consistency	0.50	0.00	0.50	0.00	1.00	0.50	1.00	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.50	0.50	0.50	0.50	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	1.00	1.00	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	0	0
Earnings Persistence	0.87	0.83	0.90	0.80	0.50	0.50	0.50	0.90	0.93	0.96	0.87	0.87	0.89	0.99	0.97	0.95	0.50	0.88	0.85	0.50	0.500
Earnings Smoothness	0.61	0.48	0.78	0.60	0.56	0.43	0.29	0.73	0.82	0.89	0.62	0.71	0.76	0.99	0.92	0.88	0.00	0.74	0.68	0.52	0.522
ROE Trend	-0.04	-0.04	-0.03	0.01	0.02	0.02	0.07	-0.01	-0.00	0.00	-0.02	0.01	-0.00	-0.02	-0.03	-0.01	-0.07	0.01	0.02	0.01	0.010
Gross Margin Trend	0.01	-0.01	-0.01	-0.00	0.00	0.01	0.02	0.02	0.03	0.03	0.02	0.02	0.02	0.02	0.01	-0.03	-0.10	-0.18	-0.34	-0.37	-0.371
FCF Margin Trend	-0.10	-0.12	-0.14	-0.13	-0.11	-0.08	-0.12	-0.11	-0.04	-0.05	0.00	0.05	0.02	0.05	0.11	0.04	0.01	-0.04	-0.16	-0.66	-0.663
Sustainable Growth Rate	-3.9%	-4.6%	-4.5%	0.3%	0.6%	1.1%	3.3%	-2.8%	-1.8%	-0.6%	-1.7%	-0.3%	0.3%	-1.0%	-1.7%	-2.3%	-7.6%	1.0%	1.1%	2.0%	2.03%
Internal Growth Rate	—	—	—	0.2%	0.3%	0.5%	1.6%	—	—	—	—	—	0.1%	—	—	—	—	0.6%	0.6%	1.2%	1.15%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.65	1.63	1.57	0.98	0.99	1.06	0.88	1.47	1.41	1.16	1.33	1.23	1.16	1.37	1.53	1.52	3.88	1.15	1.13	1.04	1.045
FCF/OCF	0.97	0.97	0.97	0.97	0.98	0.94	0.92	0.92	0.94	0.98	1.00	1.00	1.00	1.00	1.00	0.99	0.99	0.99	0.97	-0.21	-0.213
FCF/Net Income	snapshot only																				-0.222
OCF/EBITDA	snapshot only																				0.628
CapEx/Revenue	1.7%	1.8%	1.8%	1.7%	1.0%	3.5%	4.7%	4.6%	3.6%	1.3%	0.0%	0.0%	0.0%	0.0%	0.0%	0.5%	0.5%	0.4%	1.2%	49.3%	49.32%
CapEx/Depreciation	snapshot only																				3.864
Accruals Ratio	-0.03	-0.02	-0.02	0.00	0.00	-0.00	0.01	-0.02	-0.02	-0.01	-0.01	-0.01	-0.01	-0.02	-0.03	-0.02	-0.05	-0.01	-0.01	-0.00	-0.003
Sloan Accruals	snapshot only																				-0.374
Cash Flow Adequacy	snapshot only																				0.498
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	9.5%	8.7%	7.5%	7.4%	7.3%	7.7%	7.6%	8.1%	8.2%	7.9%	7.6%	7.1%	6.5%	6.8%	6.6%	6.7%	6.3%	6.7%	6.0%	5.6%	5.29%
Dividend/Share	$2.31	$2.31	$2.28	$2.27	$2.24	$2.24	$2.25	$2.27	$2.28	$2.25	$2.23	$2.23	$2.22	$2.21	$2.26	$2.27	$2.30	$2.31	$2.23	$2.16	$2.28
Payout Ratio	1.5%	1.6%	1.6%	97.1%	95.5%	91.5%	78.0%	1.3%	1.2%	1.1%	1.2%	1.0%	97.5%	1.1%	1.2%	1.3%	3.1%	91.0%	90.4%	83.3%	83.28%
FCF Payout Ratio	93.0%	1.0%	1.0%	1.0%	97.8%	92.0%	96.1%	98.5%	89.9%	93.1%	89.2%	83.7%	84.1%	80.3%	77.2%	83.4%	81.3%	79.7%	82.0%	—	—
Total Payout Ratio	1.6%	1.7%	1.6%	98.5%	96.8%	92.7%	78.0%	1.3%	1.2%	1.1%	1.2%	1.0%	97.5%	1.1%	1.2%	1.3%	3.1%	91.0%	90.4%	83.3%	83.28%
Div. Increase Streak	0	0	0	0	0	1	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.09	0.09	0.07	0.07	0.08	0.09	0.11	0.12	0.12	0.12	0.11	0.11	0.11	0.13	0.14	0.15	0.14	0.14	0.12	0.13	0.134
Buyback Yield	0.4%	0.3%	0.1%	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.4%	0.3%	0.1%	-2.7%	-3.1%	-5.6%	-5.8%	-3.1%	-2.7%	-4.5%	-4.5%	-4.6%	-7.8%	-5.6%	-5.6%	-5.5%	-4.5%	-6.3%	-7.4%	-14.2%	-14.19%
Total Shareholder Return	9.9%	9.1%	7.6%	4.7%	4.3%	2.1%	1.9%	5.0%	5.5%	3.4%	3.1%	2.5%	-1.3%	1.2%	1.1%	1.3%	1.8%	0.4%	-1.4%	-8.6%	-8.57%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.99	0.99	0.99	1.00	1.00	0.99	0.99	0.98	0.98	0.98	0.98	0.98	0.97	0.96	0.95	0.93	0.85	0.95	0.95	0.96	0.958
Interest Burden (EBT/EBIT)	0.69	0.67	0.67	0.77	0.76	0.76	0.77	0.65	0.65	0.66	0.64	0.67	0.70	0.70	0.71	0.72	0.55	0.78	0.77	0.78	0.781
EBIT Margin	0.55	0.54	0.54	0.75	0.75	0.75	0.84	0.58	0.64	0.70	0.65	0.71	0.72	0.64	0.62	0.57	0.32	0.61	0.53	0.52	0.520
Asset Turnover	0.11	0.10	0.10	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.12	0.12	0.12	0.12	0.14	0.16	0.18	0.175
Equity Multiplier	1.93	1.97	2.01	1.92	2.01	2.02	2.12	2.11	2.16	2.05	2.10	2.19	2.11	1.98	1.94	2.00	2.05	1.89	1.87	1.78	1.784

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$1.55	$1.43	$1.44	$2.34	$2.34	$2.45	$2.88	$1.71	$1.93	$2.13	$1.88	$2.16	$2.28	$2.00	$1.92	$1.81	$0.73	$2.53	$2.47	$2.59	$2.59
Book Value/Share	$19.00	$18.80	$18.66	$20.24	$19.81	$20.32	$20.37	$20.00	$20.03	$20.96	$20.60	$20.46	$21.35	$21.10	$21.06	$20.80	$20.77	$23.09	$22.67	$24.30	$25.86
Tangible Book/Share	$19.00	$18.80	$18.66	$20.24	$19.81	$20.32	$20.37	$20.00	$20.03	$20.96	$20.60	$20.46	$21.35	$21.10	$21.06	$20.80	$20.62	$22.95	$22.54	$24.18	$24.18
Revenue/Share	$4.14	$3.96	$3.96	$4.05	$4.11	$4.30	$4.46	$4.59	$4.73	$4.69	$4.63	$4.62	$4.67	$4.61	$4.54	$4.73	$5.01	$5.65	$6.32	$6.67	$6.71
FCF/Share	$2.48	$2.26	$2.18	$2.22	$2.29	$2.44	$2.34	$2.30	$2.54	$2.42	$2.50	$2.67	$2.64	$2.75	$2.93	$2.73	$2.82	$2.89	$2.72	$-0.58	$-0.58
OCF/Share	$2.55	$2.33	$2.25	$2.29	$2.33	$2.59	$2.55	$2.51	$2.71	$2.48	$2.50	$2.67	$2.64	$2.75	$2.93	$2.75	$2.85	$2.92	$2.80	$2.71	$2.73
Cash/Share	$1.16	$0.13	$0.11	$0.16	$0.16	$0.25	$0.13	$0.17	$0.27	$0.48	$0.21	$0.14	$0.79	$0.21	$0.51	$0.17	$0.39	$0.31	$0.44	$0.77	$0.78
EBITDA/Share	$3.25	$3.11	$3.11	$4.01	$4.01	$4.16	$4.66	$3.58	$3.93	$4.18	$3.89	$4.13	$4.16	$3.77	$3.63	$3.47	$2.36	$4.24	$4.20	$4.32	$4.32
Debt/Share	$16.89	$18.45	$19.39	$18.53	$19.57	$18.83	$21.88	$23.12	$23.20	$21.20	$19.99	$19.81	$17.69	$15.04	$14.93	$15.13	$20.54	$18.14	$17.76	$14.93	$14.93
Net Debt/Share	$15.73	$18.32	$19.27	$18.37	$19.41	$18.58	$21.74	$22.95	$22.93	$20.72	$19.78	$19.67	$16.90	$14.83	$14.42	$14.97	$20.15	$17.83	$17.32	$14.16	$14.16

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.714
Altman Z-Prime	snapshot only																				2.443
Piotroski F-Score	5	4	6	5	5	8	6	6	6	4	6	7	7	8	8	5	5	5	5	6	6
Beneish M-Score	-2.60	16.80	-2.49	-2.36	-2.37	-2.21	-2.41	-2.56	-2.56	-2.20	30.99	34.62	31.36	-2.63	-2.66	-2.55	-3.42	-2.65	-0.90	-2.59	-2.593
Ohlson O-Score	snapshot only																				-8.054
ROIC (Greenblatt)	snapshot only																				15.06%
Net-Net WC	snapshot only																				$-14.01
EVA	snapshot only																				$-55182174.50

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BB
Credit Score	58.90	58.91	58.98	60.01	61.99	62.58	63.83	47.08	59.04	54.04	58.42	60.38	62.59	70.50	68.54	66.73	55.83	59.24	60.60	44.11	44.107
Credit Grade	snapshot only																				12
Credit Trend	snapshot only																				-22.624
Implied Spread (bps)	snapshot only																				475.000
Industry Credit Rank	snapshot only																				54
Sector Credit Rank	snapshot only																				50

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