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MCHB NASDAQ

Mechanics Bank
1W: +2.5% 1M: -2.2% 3M: -3.1% YTD: +1.6% 1Y: +22.9% 3Y: +151.0% 5Y: -66.2%
$14.15
-0.81 (-5.41%)
 
Weekly Expected Move ±4.1%
$13 $14 $14 $15 $16
NASDAQ · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 43 · $3.1B mcap · 42M float · 1.07% daily turnover · Short 71% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
41.5 / 100
NoneWeakNarrowWide
Primary source: Intangible Assets  ·  ROIC: -12.2%
Cost Advantage
31
Intangibles
51
Switching Cost
50
Network Effect
32
Scale
35
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. MCHB shows a Weak competitive edge (41.5/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. Negative ROIC of -12.2% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$0
Low
$17
Avg Target
$17
High
Based on 1 analyst ratings (12 mo)
Analyst Recommendations
Strong Buy: 0Buy: 3Hold: 7Sell: 0Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$17.00
Analysts1
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-04-10 Cantor Fitzgerald Dave Rochester Initiated $17 +11.7% $15.22

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B+
May 22, 2026
DCF
5
ROE
3
ROA
3
D/E
3
P/E
2
P/B
2
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. MCHB receives an overall rating of B+. Strongest factors: DCF (5/5). Areas of concern: P/E (2/5), P/B (2/5).
Rating Change History
DateFromTo
2026-05-04 B B+
2026-04-30 B+ B
2026-04-14 A- B+
2026-04-06 A A-
2026-04-01 A- A
2026-03-18 A A-
2026-02-09 B- A
2026-02-02 B+ B-
2026-01-20 A- B+
2026-01-14 B+ A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

53 Grade A
Profitability
57
Balance Sheet
63
Earnings Quality
68
Growth
61
Value
88
Momentum
81
Safety
80
Cash Flow
59
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. MCHB scores highest in Value (88/100) and lowest in Profitability (57/100). An overall grade of A places MCHB among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score
3.07
Safe Zone
Piotroski F-Score
6/9
Beneish M-Score
-2.45
Unlikely Manipulator
Ohlson O-Score
-7.06
Bankruptcy prob: 0.1%
Low Risk
Credit Rating
AA-
Score: 84.4/100
Trend: Deteriorating
Earnings Quality
100/100
OCF/NI: 1.02x
Accruals: -0.0%
The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. MCHB scores 3.07, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. MCHB scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. MCHB's score of -2.45 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. MCHB's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. MCHB receives an estimated rating of AA- (score: 84.4/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). MCHB's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
14.12x
PEG
0.21x
P/S
3.48x
P/B
1.11x
P/FCF
14.91x
P/OCF
14.50x
EV/EBITDA
-5.27x
EV/Revenue
-1.71x
EV/EBIT
-5.59x
EV/FCF
-6.61x
Earnings Yield
6.79%
FCF Yield
6.71%
Shareholder Yield
4.37%
Graham Number
$17.17
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 14.1x earnings, MCHB trades at a reasonable valuation. An earnings yield of 6.8% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $17.17 per share, suggesting a potential 21% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.856
NI / EBT
×
Interest Burden
1.000
EBT / EBIT
×
EBIT Margin
0.305
EBIT / Rev
×
Asset Turnover
0.043
Rev / Assets
×
Equity Multiplier
7.521
Assets / Equity
=
ROE
8.5%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. MCHB's ROE of 8.5% is driven by financial leverage (equity multiplier: 7.52x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate
18.93%
Fair P/E
46.36x
Intrinsic Value
$46.44
Price/Value
0.32x
Margin of Safety
68.24%
Premium
-68.24%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with MCHB's realized 18.9% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $46.44, MCHB appears undervalued with a 68% margin of safety. The adjusted fair P/E of 46.4x compares to the current market P/E of 14.1x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$14.15
Median 1Y
$11.26
5th Pctile
$4.75
95th Pctile
$26.81
Ann. Volatility
54.4%
Analyst Target
$17.00
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Mark K. Mason
Former Chief Executive Officer
$1,273,881 $— $6,631,568
William D. Endresen
Former Commercial Real Estate President, EVP
$309,449 $— $2,634,788
John M. Michel
Former Chief Financial Officer, EVP
$352,002 $— $2,533,054
Nathan Duda Financial
Vice President and Chief Financial Officer
$200,000 $299,998 $1,097,311
Scott Givans Credit
ive Vice President and Chief Credit Officer
$179,000 $262,501 $936,770

CEO Pay Ratio

72:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $6,631,568
Avg Employee Cost (SGA/emp): $91,726
Employees: 1,971

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,971
+150.4% YoY
Revenue / Employee
$372,674
Rev: $734,540,000
Profit / Employee
$86,548
NI: $170,586,000
SGA / Employee
$91,726
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
ROE -0.2% -5.2% -3.0% -1.2% 1.3% 8.2% 5.8% 6.4% 8.5% 8.5% 8.49%
ROA -0.0% -0.7% -0.4% -0.1% 0.2% 1.1% 0.8% 0.9% 1.1% 1.1% 1.13%
ROIC 0.4% 17.4% 7.9% 1.9% -2.5% -11.7% -7.7% -8.6% -12.2% -12.2% -12.21%
ROCE -0.1% -5.0% -2.8% -1.1% 1.4% 10.0% 7.0% 6.6% 1.1% 1.2% 1.15%
Gross Margin 0.0% 3.5% 1.0% 67.3% 77.4% 77.8% 0.0% 51.7% 81.7% 71.3% 71.29%
Operating Margin -3.6% 7.8% 55.7% 26.7% 34.7% 32.9% -4.9% 20.5% 56.0% 25.1% 25.14%
Net Margin -3.0% 5.6% 32.1% 19.3% 26.7% 23.4% -4.5% 25.1% 45.2% 17.9% 17.91%
EBITDA Margin -3.6% 7.5% 0.0% 28.3% 37.3% 35.6% -4.9% 22.4% 60.0% 25.1% 25.14%
FCF Margin 10.2% 77.5% 62.2% 88.2% 86.2% 54.0% 44.1% 23.9% 26.3% 25.8% 25.80%
OCF Margin 11.2% 80.0% 63.7% 88.5% 86.7% 54.2% 44.2% 24.3% 26.8% 26.5% 26.53%
ROE 3Y Avg snapshot only 3.51%
ROA 3Y Avg snapshot only 0.48%
ROIC Economic snapshot only 6.82%
Cash ROA snapshot only 1.00%
NOPAT Margin snapshot only 26.12%
Pretax Margin snapshot only 30.53%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 26.19%
SBC / Revenue snapshot only 0.52%
Valuation
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
P/E Ratio -55.89 -28.09 36.08 -131.62 7.32 13.75 18.62 0.00 14.78 14.72 14.119
P/S Ratio 1.70 35.49 -9.52 7.50 0.39 3.43 3.55 0.00 4.15 3.85 3.477
P/B Ratio 0.09 1.47 -1.07 1.54 0.09 1.11 1.06 0.00 1.13 1.13 1.108
P/FCF 16.64 45.76 -15.29 8.50 0.46 6.35 8.05 0.00 15.78 14.91 14.908
P/OCF 15.13 44.37 -14.94 8.48 0.45 6.32 8.03 0.00 15.48 14.50 14.500
EV/EBITDA 692.33 -2.00 34.39 -4.80 184.89 -7.34 -8.14 -21.86 -5.16 -5.27 -5.273
EV/Revenue -24.69 3.36 -21.37 1.02 -7.04 -1.94 -2.29 -5.74 -1.83 -1.71 -1.706
EV/EBIT 692.33 -1.92 58.80 -13.10 -106.35 -5.70 -8.75 -23.72 -5.57 -5.59 -5.587
EV/FCF -241.83 4.33 -34.34 1.15 -8.17 -3.60 -5.18 -24.00 -6.94 -6.61 -6.611
Earnings Yield -1.8% -3.6% 2.8% -0.8% 13.7% 7.3% 5.4% 588.5% 6.8% 6.8% 6.79%
FCF Yield 6.0% 2.2% -6.5% 11.8% 2.2% 15.7% 12.4% 672.4% 6.3% 6.7% 6.71%
PEG Ratio snapshot only 0.214
Price/Tangible Book snapshot only 1.786
EV/OCF snapshot only -6.431
EV/Gross Profit snapshot only -2.786
Acquirers Multiple snapshot only -5.587
Shareholder Yield snapshot only 4.37%
Graham Number snapshot only $17.17
Leverage & Solvency
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Current Ratio 0.27 0.27 0.27 0.27 0.29 0.29 0.29 0.29 219.45 219.45 219.450
Quick Ratio 0.27 0.27 0.27 0.27 0.29 0.29 0.29 0.29 219.45 219.45 219.450
Debt/Equity 0.37 0.37 0.37 0.37 0.02 0.02 0.02 0.02 0.13 0.13 0.128
Net Debt/Equity -1.33 -1.33 -1.33 -1.33 -1.74 -1.74 -1.74 -1.74 -1.63 -1.63 -1.627
Debt/Assets 0.05 0.05 0.05 0.05 0.00 0.00 0.00 0.00 0.02 0.02 0.016
Debt/EBITDA -207.60 -5.35 -5.35 -8.60 -2.73 0.28 0.29 0.31 1.32 1.35 1.347
Net Debt/EBITDA 739.98 19.08 19.08 30.66 195.23 -20.29 -20.79 -21.86 -16.87 -17.16 -17.163
Interest Coverage -3.15 -1.78 -0.32 0.22 1.65 1.16 1.17 1.51 1.37 1.368
Equity Multiplier 7.83 7.83 7.83 7.83 7.16 7.16 7.16 7.16 7.81 7.81 7.809
Cash Ratio snapshot only 57.877
Debt Service Coverage snapshot only 1.450
Cash to Debt snapshot only 13.740
FCF to Debt snapshot only 0.592
Defensive Interval snapshot only 27505.5 days
Efficiency & Turnover
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Asset Turnover 0.01 0.01 0.01 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.043
Inventory Turnover
Receivables Turnover (trade) 0.11 0.12 0.120
Payables Turnover
DSO (trade) 0 0 0 0 0 0 0 0 3282 3051 3050.8 days
DIO 0 0 0 0 0 0 0 0 0 0 0.0 days
DPO 0 0 0 0 0 0 0 0 0 0
Cash Conversion Cycle (trade) 0 0 0 0 0 0 0 0 3282 3051
Fixed Asset Turnover snapshot only 3.712
Cash Velocity snapshot only 0.167
Capital Intensity snapshot only 26.644
Growth (YoY)
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 3.8% 7.1% 1.7% 52.7% 44.6% 12.4% 12.42%
Net Income 9.5% 2.6% 3.0% 6.6% 6.5% 17.8% 17.77%
EPS 9.5% 2.6% 1.2% 65448.2% -35.6% 18.9% 18.93%
FCF 39.5% 4.6% 94.4% -58.6% -55.9% -46.2% -46.24%
EBITDA -4.1% 2.3% 2.2% 2.9% 14.4% 37.4% 37.36%
Op. Income 14.3% 2.7% 3.4% 10.4% 3.8% -5.9% -5.87%
OCF Growth snapshot only -45.00%
Asset Growth snapshot only 35.54%
Equity Growth snapshot only 24.35%
Debt Growth snapshot only 5.52%
Shares Change snapshot only -0.98%
Dividend Growth snapshot only 48.57%
Growth Quality
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue Stability 0.97 0.84 0.842
Earnings Stability 0.86 0.82 0.823
Margin Stability 0.13 0.00 0.000
Rev. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.000
FCF Positive Streak 0 0 0 0 1 1 1 1 1 1 1
Earnings Persistence 0.50 0.50 0.500
Earnings Smoothness 0.00 0.84 0.837
ROE Trend 0.07 0.06 0.062
Gross Margin Trend 0.27 0.60 0.600
FCF Margin Trend -0.22 -0.40 -0.400
Sustainable Growth Rate -5.8% 4.0% 1.6% 6.4% 6.6% 3.0% 3.02%
Internal Growth Rate 0.5% 0.2% 0.9% 0.9% 0.4% 0.40%
Cash Flow Quality
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
OCF/Net Income -3.69 -0.63 -2.42 -15.53 16.12 2.17 2.32 1.16 0.95 1.02 1.015
FCF/OCF 0.91 0.97 0.98 1.00 0.99 1.00 1.00 0.98 0.98 0.97 0.973
FCF/Net Income snapshot only 0.988
OCF/EBITDA snapshot only 0.820
CapEx/Revenue 1.0% 2.4% 1.5% 0.3% 0.5% 0.3% 0.1% 0.4% 0.5% 0.7% 0.72%
CapEx/Depreciation snapshot only 0.399
Accruals Ratio -0.00 -0.01 -0.01 -0.02 -0.03 -0.01 -0.01 -0.00 0.00 -0.00 -0.000
Sloan Accruals snapshot only 1.484
Cash Flow Adequacy snapshot only 1.512
Earnings Quality Score snapshot only 1.000
Dividends & Buybacks
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Dividend Yield 1.0% 2.0% -2.8% 4.7% 75.3% 3.7% 3.9% 0.0% 1.5% 4.4% 9.26%
Dividend/Share $0.10 $0.30 $-0.32 $0.73 $8.48 $0.43 $0.50 $0.00 $0.22 $0.65 $1.31
Payout Ratio 5.5% 51.0% 72.5% 0.0% 22.2% 64.4% 64.40%
FCF Payout Ratio 16.1% 93.3% 42.9% 40.1% 34.4% 23.6% 31.4% 0.0% 23.7% 65.2% 65.20%
Total Payout Ratio 5.5% 51.0% 72.5% 0.0% 22.2% 64.4% 64.40%
Div. Increase Streak 0 0 0 0 1 1 1 0 1 1
Chowder Number 86.05 0.46 0.46 -0.68 0.53 0.529
Buyback Yield 0.0% 0.0% -0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Net Buyback Yield 0.0% 0.0% -0.0% 0.0% 0.0% 0.0% 0.0% -200.8% -1.5% -1.5% -1.55%
Total Shareholder Return 1.0% 2.0% -2.8% 4.7% 75.3% 3.7% 3.9% -200.8% -0.0% 2.8% 2.83%
DuPont Factors
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Tax Burden (NI/EBT) 0.85 0.72 0.73 0.73 0.81 0.73 0.73 0.87 0.86 0.86 0.856
Interest Burden (EBT/EBIT) 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
EBIT Margin -0.04 -1.75 -0.36 -0.08 0.07 0.34 0.26 0.24 0.33 0.31 0.305
Asset Turnover 0.01 0.01 0.01 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.043
Equity Multiplier 7.83 7.83 7.83 7.83 7.49 7.49 7.49 7.49 7.52 7.52 7.521
Per Share
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
EPS (Diluted TTM) $-0.18 $-0.53 $0.31 $-0.12 $1.54 $0.84 $0.69 $7727.02 $0.99 $1.00 $1.00
Book Value/Share $118.86 $10.12 $-10.55 $10.12 $122.07 $10.42 $12.17 $121656.78 $12.95 $13.08 $12.77
Tangible Book/Share $71.25 $6.07 $-6.32 $6.07 $75.29 $6.43 $7.50 $75039.32 $8.17 $8.26 $8.26
Revenue/Share $5.98 $0.42 $-1.18 $2.07 $28.59 $3.38 $3.63 $36933.04 $3.53 $3.83 $4.10
FCF/Share $0.61 $0.32 $-0.74 $1.83 $24.64 $1.82 $1.60 $8828.13 $0.93 $0.99 $0.95
OCF/Share $0.67 $0.33 $-0.75 $1.83 $24.78 $1.83 $1.60 $8981.87 $0.95 $1.02 $0.99
Cash/Share $202.08 $17.20 $-17.93 $17.20 $215.56 $18.40 $21.48 $214838.64 $22.72 $22.96 $20.20
EBITDA/Share $-0.21 $-0.70 $0.73 $-0.44 $-1.09 $0.89 $1.02 $9691.03 $1.25 $1.24 $1.24
Debt/Share $44.27 $3.77 $-3.93 $3.77 $2.97 $0.25 $0.30 $2964.64 $1.65 $1.67 $1.67
Net Debt/Share $-157.81 $-13.43 $14.00 $-13.43 $-212.59 $-18.15 $-21.19 $-211874.00 $-21.07 $-21.29 $-21.29
Academic Models
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Altman-B Score 3.072
Altman Z-Prime snapshot only 5.882
Piotroski F-Score 3 3 3 3 7 7 6 7 7 6 6
Beneish M-Score -2.52 -2.73 -2.32 -2.38 -2.45 -2.451
Ohlson O-Score snapshot only -7.060
ROIC (Greenblatt) snapshot only 1.34%
Net-Net WC snapshot only $-2.02
Credit
Metric Trend Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Credit Rating snapshot only AA-
Credit Score 37.30 38.74 35.83 54.91 66.41 85.64 79.64 81.18 84.31 84.41 84.413
Credit Grade snapshot only 4
Credit Trend snapshot only -1.226
Implied Spread (bps) snapshot only 100.000
Industry Credit Rank snapshot only 87
Sector Credit Rank snapshot only 78

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms