Also trades as: PHM7.DE (XETRA) · $vol 0M

$73.90

+0.19 (+0.26%)

Weekly Expected Move ±4.9%

$66 $69 $73 $77 $80

NYSE · Consumer Defensive · Tobacco · Alpha Radar Strong Buy · Power 76 · $123.4B mcap · 1.67B float · 0.564% daily turnover · Short 60% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

62.0 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 47.6%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. MO has a Narrow competitive edge (62.0/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Cost Advantage. ROIC of 47.6% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$64

Low

$72

Avg Target

$77

High

Based on 6 analysts since Apr 30, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 16Hold: 9Sell: 1Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$71.00

Analysts8

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-15	Barclays	—	$63	$64	+1	-11.6%	$72.41
2026-05-04	Deutsche Bank	Damian McNeela	$60	$66	+6	-10.6%	$73.83
2026-05-01	UBS	—	$74	$76	+2	+4.2%	$72.94
2026-05-01	Stifel Nicolaus	—	$68	$77	+9	+6.0%	$72.64
2026-05-01	Morgan Stanley	—	$45	$71	+26	-2.3%	$72.64
2026-04-30	Goldman Sachs	—	$47	$77	+30	+6.0%	$72.64
2026-03-09	UBS	Faham Baig	$67	$74	+7	+10.4%	$67.04
2026-02-23	Barclays	Pallav Mittal	$46	$63	+17	-6.8%	$67.57
2026-01-30	Stifel Nicolaus	—	$72	$68	-4	+13.8%	$59.76
2026-01-26	UBS	—	$63	$67	+4	+6.5%	$62.91
2026-01-09	UBS	—	$61	$63	+2	+12.7%	$55.90
2025-11-04	Jefferies	Andrei Andon-Ionita	$58	$47	-11	-17.1%	$56.67
2025-10-31	UBS	Faham Baig	$46	$61	+15	+6.8%	$57.13
2025-08-21	Stifel Nicolaus	Matthew Smith	$60	$72	+12	+6.4%	$67.68
2025-04-01	Deutsche Bank	Damian McNeela	Initiated	$60	—	+2.1%	$58.79
2025-04-01	UBS	Faham Baig	Initiated	$46	—	-21.8%	$58.79
2024-11-06	Barclays	Gaurav Jain	$36	$46	+10	-15.0%	$54.15
2024-11-01	Stifel Nicolaus	Matthew Smith	$54	$60	+6	+11.4%	$53.87
2024-10-15	Bank of America Securities	Lisa Lewandowski	$57	$53	-4	+6.3%	$49.86
2024-09-04	Bank of America Securities	Lisa Lewandowski	Initiated	$57	—	+5.4%	$54.07
2024-08-01	Stifel Nicolaus	Matthew Smith	$50	$54	+4	+10.2%	$49.01
2024-06-07	Stifel Nicolaus	Matthew Smith	Initiated	$50	—	+6.9%	$46.77
2024-03-14	Goldman Sachs	Bonnie Herzog	$59	$47	-12	+6.1%	$44.28
2023-09-22	Morgan Stanley	Pamela Kaufman	$43	$45	+2	+4.9%	$42.91
2023-05-04	Citigroup	Adam Spielman	$50	$47	-2	+2.3%	$45.94
2023-02-17	BMO Capital	Kenneth Zaslow	Initiated	$46	—	-3.3%	$47.58
2023-02-07	Citigroup	—	Initiated	$50	—	+6.6%	$46.44
2022-06-30	Goldman Sachs	Bonnie Herzog	Initiated	$59	—	+41.2%	$41.77
2022-06-29	Barclays	Gaurav Jain	Initiated	$36	—	-16.6%	$43.19
2022-06-24	Morgan Stanley	Pamela Kaufman	$50	$43	-7	+1.4%	$42.42
2022-06-08	Morgan Stanley	Pamela Kaufman	Initiated	$50	—	-7.4%	$54.01
2022-05-23	Jefferies	Owen Bennett	Initiated	$58	—	+13.5%	$51.09
2022-05-10	Bernstein	Callum Elliott	$59	$53	-6	-4.1%	$55.26
2022-04-10	Cowen & Co.	Vivien Azer	Initiated	$53	—	-2.7%	$54.45
2021-05-31	Bernstein	Callum Elliott	Initiated	$59	—	+28.4%	$45.95

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. MO receives an overall rating of B-. Strongest factors: ROA (5/5). Areas of concern: ROE (1/5), D/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-05-04	B	B-
2026-04-30	B-	B
2026-01-14	C	B-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 64 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. MO scores highest in Earnings Quality (90/100) and lowest in Growth (41/100). An overall grade of A places MO among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

3.30

Safe Zone

Piotroski F-Score

6/9

✓ ✓ ✗ ✓ ✗ ✓ ✓ ✗ ✓

Beneish M-Score

-2.51

Unlikely Manipulator

Ohlson O-Score

-6.93

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

A-

Score: 66.2/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.10x

Accruals: -2.4%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. MO scores 3.30, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. MO scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. MO's score of -2.51 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. MO's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. MO receives an estimated rating of A- (score: 66.2/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). MO's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

15.35x

PEG

-0.77x

P/S

5.66x

P/B

-38.50x

P/FCF

12.80x

P/OCF

12.41x

EV/EBITDA

11.25x

EV/Revenue

6.03x

EV/EBIT

11.47x

EV/FCF

15.26x

Earnings Yield

7.29%

FCF Yield

7.81%

Shareholder Yield

7.21%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 15.4x earnings, MO trades at a reasonable valuation. An earnings yield of 7.3% exceeds typical risk-free rates, suggesting equities are being compensated for risk.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.762

NI / EBT

Interest Burden

0.920

EBT / EBIT

EBIT Margin

0.526

EBIT / Rev

Asset Turnover

0.622

Rev / Assets

Equity Multiplier

-12.229

Assets / Equity

ROE

-280.6%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. MO's ROE of -280.6% is driven by Asset Turnover (0.622), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

15.41%

Fair P/E

39.33x

Intrinsic Value

$189.31

Price/Value

0.35x

Margin of Safety

65.14%

Premium

-65.14%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with MO's realized 15.4% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $189.31, MO appears undervalued with a 65% margin of safety. The adjusted fair P/E of 39.3x compares to the current market P/E of 15.4x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$73.91

Median 1Y

$80.15

5th Pctile

$53.74

95th Pctile

$119.51

Ann. Volatility

24.0%

Analyst Target

$71.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
William F. Gifford, Jr., Chief Executive Officer, Altria Group, Inc.	$1,450,000	$9,350,079	$24,561,180
Jody L. Begley, Executive Vice President and Chief Operating Officer, Altria Group, Inc.	$862,133	$2,300,095	$10,837,792
Salvatore Mancuso, Financial Vice President and Chief Financial Officer, Altria Group, Inc.	$880,417	$2,600,052	$7,616,750
Heather A. Newman, Senior Vice President, Chief Strategy & Growth Officer, Altria Group, Inc.	$701,550	$2,707,552	$6,157,074
Charles N. Whitaker, Senior Vice President, Chief Human Resources Officer & Chief Compliance Officer, Altria Group, Inc.	$739,883	$2,207,587	$5,994,559

CEO Pay Ratio

66:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $24,561,180

Avg Employee Cost (SGA/emp): $369,492

Employees: 5,900

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

5,900

-4.8% YoY

Revenue / Employee

$3,413,390

Rev: $20,139,000,000

Profit / Employee

$1,177,458

NI: $6,947,000,000

SGA / Employee

$369,492

Avg labor cost proxy

R&D / Employee

$33,051

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	1.0%	61.3%	4.0%	4.9%	2.8%	7.6%	-2.1%	-2.0%	-2.4%	-3.1%	-2.2%	-2.3%	-2.7%	-2.7%	-3.9%	-3.5%	-3.0%	-3.1%	-2.4%	-2.8%	-2.81%
ROA	9.4%	5.7%	5.7%	6.9%	4.0%	10.8%	15.1%	14.6%	17.8%	22.9%	21.5%	22.4%	26.9%	27.2%	30.5%	27.7%	23.8%	24.1%	19.8%	22.9%	22.94%
ROIC	27.3%	28.3%	34.2%	35.5%	28.7%	36.5%	49.8%	49.1%	50.4%	49.8%	45.2%	45.7%	43.9%	44.3%	47.4%	42.9%	46.8%	47.4%	41.3%	47.6%	47.59%
ROCE	13.7%	5.8%	16.2%	18.5%	14.2%	26.2%	30.1%	29.2%	33.3%	42.2%	44.3%	45.4%	53.9%	54.3%	56.0%	52.0%	44.5%	44.7%	40.5%	44.4%	44.38%
Gross Margin	66.5%	66.4%	65.2%	70.0%	68.2%	68.3%	69.1%	69.9%	69.1%	70.1%	69.6%	69.5%	69.6%	71.3%	70.6%	71.9%	72.8%	72.6%	62.1%	64.6%	64.59%
Operating Margin	56.8%	53.4%	53.7%	59.8%	57.8%	57.5%	55.4%	57.9%	53.4%	58.5%	55.7%	56.7%	48.0%	59.0%	56.4%	39.6%	61.1%	61.5%	28.2%	54.5%	54.46%
Net Margin	38.3%	-49.2%	31.9%	40.7%	16.6%	4.1%	52.9%	37.5%	38.9%	41.0%	41.0%	45.1%	72.1%	42.9%	59.5%	23.8%	45.0%	45.2%	19.1%	40.2%	40.22%
EBITDA Margin	58.2%	-53.8%	52.2%	62.4%	36.1%	13.5%	60.3%	57.9%	57.5%	61.8%	63.8%	64.8%	1.0%	63.0%	62.5%	44.6%	65.5%	65.2%	30.7%	55.5%	55.49%
FCF Margin	28.0%	38.5%	39.0%	39.2%	38.9%	39.1%	38.9%	38.5%	41.4%	41.2%	44.3%	44.0%	43.5%	41.7%	42.1%	41.7%	43.1%	45.6%	43.4%	39.5%	39.53%
OCF Margin	28.8%	39.3%	39.8%	40.1%	39.8%	40.1%	39.9%	39.6%	42.5%	42.2%	45.3%	44.9%	44.3%	42.4%	42.8%	42.5%	43.8%	46.4%	44.4%	40.8%	40.77%
ROA 3Y Avg	snapshot only																				24.66%
ROIC 3Y Avg	snapshot only																				40.15%
ROIC Economic	snapshot only																				38.75%
Cash ROA	snapshot only																				25.40%
Cash ROIC	snapshot only																				50.17%
CROIC	snapshot only																				48.65%
NOPAT Margin	snapshot only																				38.67%
Pretax Margin	snapshot only																				48.43%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				10.85%
SBC / Revenue	snapshot only																				0.00%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	13.85	21.97	26.00	23.79	33.14	12.15	11.38	11.67	9.90	7.28	7.68	8.10	7.04	7.88	7.47	9.61	11.06	12.54	13.92	13.71	15.353
P/S Ratio	2.97	2.89	3.05	3.40	2.79	2.76	3.17	3.16	3.26	3.10	3.04	3.35	3.52	3.98	4.12	4.85	4.80	5.52	4.63	5.06	5.657
P/B Ratio	22.17	21.48	-40.06	-44.59	-36.16	-35.53	-16.51	-16.43	-16.99	-16.04	-17.63	-19.38	-20.21	-22.88	-37.61	-43.84	-43.42	-49.71	-27.61	-31.53	-38.503
P/FCF	10.60	7.52	7.81	8.68	7.18	7.06	8.15	8.21	7.87	7.52	6.87	7.62	8.11	9.54	9.78	11.61	11.13	12.11	10.66	12.80	12.803
P/OCF	10.29	7.36	7.65	8.48	7.01	6.88	7.95	7.99	7.67	7.34	6.72	7.47	7.97	9.38	9.62	11.41	10.95	11.89	10.41	12.41	12.413
EV/EBITDA	15.87	34.35	16.71	15.97	17.63	9.67	10.09	10.35	9.31	7.08	6.88	7.21	6.28	6.87	7.03	8.55	9.88	11.00	11.02	11.25	11.254
EV/Revenue	4.12	4.06	4.16	4.52	3.92	3.89	4.27	4.26	4.36	4.20	4.14	4.46	4.64	5.09	5.18	5.92	5.87	6.60	5.64	6.03	6.034
EV/EBIT	16.64	38.27	17.53	16.62	18.53	9.93	10.36	10.63	9.54	7.23	7.04	7.37	6.41	7.00	7.17	8.73	10.12	11.27	11.27	11.47	11.467
EV/FCF	14.72	10.54	10.67	11.53	10.09	9.96	10.96	11.06	10.51	10.19	9.35	10.12	10.66	12.19	12.31	14.19	13.63	14.48	13.00	15.26	15.265
Earnings Yield	7.2%	4.6%	3.8%	4.2%	3.0%	8.2%	8.8%	8.6%	10.1%	13.7%	13.0%	12.4%	14.2%	12.7%	13.4%	10.4%	9.0%	8.0%	7.2%	7.3%	7.29%
FCF Yield	9.4%	13.3%	12.8%	11.5%	13.9%	14.2%	12.3%	12.2%	12.7%	13.3%	14.6%	13.1%	12.3%	10.5%	10.2%	8.6%	9.0%	8.3%	9.4%	7.8%	7.81%
EV/OCF	snapshot only																				14.800
EV/Gross Profit	snapshot only																				8.894
Acquirers Multiple	snapshot only																				11.894
Shareholder Yield	snapshot only																				7.21%

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.79	0.79	0.71	0.71	0.71	0.71	0.84	0.84	0.84	0.84	0.49	0.49	0.49	0.49	0.51	0.51	0.51	0.51	0.61	0.61	0.606
Quick Ratio	0.57	0.57	0.57	0.57	0.57	0.57	0.70	0.70	0.70	0.70	0.39	0.39	0.39	0.39	0.39	0.39	0.39	0.39	0.49	0.49	0.489
Debt/Equity	10.38	10.38	-17.46	-17.46	-17.46	-17.46	-6.72	-6.72	-6.72	-6.72	-7.41	-7.41	-7.41	-7.41	-11.14	-11.14	-11.14	-11.14	-7.34	-7.34	-7.341
Net Debt/Equity	8.64	8.64	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Debt/Assets	0.62	0.62	0.71	0.71	0.71	0.71	0.72	0.72	0.72	0.72	0.68	0.68	0.68	0.68	0.71	0.71	0.71	0.71	0.73	0.73	0.734
Debt/EBITDA	5.35	11.84	5.34	4.71	6.06	3.37	3.05	3.14	2.76	2.19	2.12	2.07	1.75	1.74	1.65	1.78	2.07	2.06	2.40	2.20	2.198
Net Debt/EBITDA	4.45	9.85	4.47	3.95	5.08	2.82	2.59	2.67	2.34	1.86	1.83	1.78	1.51	1.50	1.45	1.55	1.81	1.80	1.98	1.81	1.815
Interest Coverage	4.28	1.89	4.31	5.04	3.93	7.21	8.05	8.22	9.61	12.15	12.21	12.19	14.42	14.60	14.25	13.14	11.10	11.04	9.70	10.68	10.678
Equity Multiplier	16.70	16.70	-24.61	-24.61	-24.61	-24.61	-9.30	-9.30	-9.30	-9.30	-10.90	-10.90	-10.90	-10.90	-15.72	-15.72	-15.72	-15.72	-10.00	-10.00	-9.999
Cash Ratio	snapshot only																				0.490
Debt Service Coverage	snapshot only																				10.880
Cash to Debt	snapshot only																				0.174
FCF to Debt	snapshot only																				0.335
Defensive Interval	snapshot only																				464.0 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.44	0.44	0.49	0.48	0.48	0.48	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.55	0.55	0.55	0.55	0.60	0.62	0.622
Inventory Turnover	3.46	3.41	4.51	4.40	4.29	4.20	5.43	5.42	5.39	5.28	5.19	5.19	5.13	5.09	5.30	5.15	5.01	4.92	5.92	6.53	6.527
Receivables Turnover	146.90	145.88	229.47	228.80	226.20	224.90	23.40	23.34	23.41	23.26	22.88	22.83	22.65	22.73	164.87	163.27	163.38	162.63	95.03	99.16	99.159
Payables Turnover	20.88	20.59	17.17	16.78	16.36	16.02	12.87	12.85	12.79	12.52	10.97	10.97	10.83	10.76	9.48	9.22	8.97	8.82	8.78	9.68	9.677
DSO	2	3	2	2	2	2	16	16	16	16	16	16	16	16	2	2	2	2	4	4	3.7 days
DIO	106	107	81	83	85	87	67	67	68	69	70	70	71	72	69	71	73	74	62	56	55.9 days
DPO	17	18	21	22	22	23	28	28	29	29	33	33	34	34	39	40	41	41	42	38	37.7 days
Cash Conversion Cycle	91	92	61	63	64	66	54	55	55	56	53	53	54	54	33	34	34	35	24	22	21.9 days
Fixed Asset Turnover	snapshot only																				12.757
Operating Cycle	snapshot only																				59.6 days
Cash Velocity	snapshot only																				4.868
Capital Intensity	snapshot only																				1.605

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	4.5%	2.4%	1.3%	1.8%	-2.0%	-1.8%	-2.0%	-2.0%	-0.5%	-0.6%	-0.9%	-0.9%	-1.9%	-1.0%	-0.3%	-1.0%	-0.2%	-1.0%	2.3%	7.7%	7.75%
Net Income	6.0%	2.8%	-44.6%	-30.6%	-61.5%	69.3%	1.3%	85.8%	2.9%	86.5%	41.0%	51.5%	49.0%	17.4%	38.5%	20.5%	-13.5%	-13.8%	-38.3%	-21.1%	-21.14%
EPS	6.0%	2.8%	-43.8%	-29.1%	-60.6%	73.3%	1.4%	89.1%	3.0%	89.2%	42.8%	53.9%	54.5%	22.2%	44.6%	25.4%	-11.8%	-12.8%	-37.7%	-20.3%	-20.34%
FCF	-41.3%	-0.6%	1.0%	2.0%	36.2%	-0.3%	-2.2%	-3.7%	6.1%	4.8%	12.9%	13.3%	2.9%	0.2%	-5.3%	-6.1%	-1.1%	8.2%	5.4%	2.0%	2.04%
EBITDA	1.2%	6.4%	0.2%	16.7%	-16.0%	2.3%	66.3%	42.7%	1.1%	46.5%	41.2%	48.8%	54.7%	23.5%	22.0%	10.9%	-19.6%	-19.8%	-29.0%	-16.6%	-16.61%
Op. Income	10.6%	6.4%	6.3%	4.7%	0.5%	3.7%	3.1%	0.3%	-0.7%	-2.2%	-3.1%	-2.8%	-4.3%	-3.6%	-2.7%	-9.7%	-0.4%	-0.2%	-11.9%	6.9%	6.88%
OCF Growth	snapshot only																				3.47%
Asset Growth	snapshot only																				-0.45%
Debt Growth	snapshot only																				3.14%
Shares Change	snapshot only																				-1.01%
Dividend Growth	snapshot only																				2.46%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	3.1%	2.5%	2.5%	2.9%	1.9%	1.5%	1.5%	0.3%	0.6%	-0.0%	-0.5%	-0.4%	-1.5%	-1.1%	-1.1%	-1.3%	-0.9%	-0.9%	0.4%	1.9%	1.88%
Revenue 5Y	2.1%	1.7%	1.8%	1.7%	1.2%	1.2%	1.2%	1.1%	1.3%	1.0%	0.9%	1.1%	0.6%	0.6%	0.6%	-0.2%	-0.1%	-0.4%	0.1%	1.1%	1.08%
EPS 3Y	-24.0%	-35.7%	-28.6%	-20.6%	-34.0%	40.3%	—	—	—	1.3%	24.1%	27.3%	34.0%	58.9%	70.1%	54.0%	75.3%	26.3%	8.8%	15.4%	15.41%
EPS 5Y	-3.2%	-10.8%	-28.7%	-26.0%	-33.8%	-20.3%	-9.8%	-11.1%	-7.4%	-2.7%	4.4%	7.9%	11.9%	44.9%	—	—	—	67.9%	11.5%	15.6%	15.55%
Net Income 3Y	-24.6%	-36.2%	-29.2%	-21.4%	-34.8%	38.6%	—	—	—	1.3%	22.1%	25.0%	30.7%	54.8%	65.7%	50.3%	71.2%	23.6%	6.4%	12.9%	12.93%
Net Income 5Y	-4.2%	-11.8%	-29.5%	-26.9%	-34.7%	-21.3%	-10.8%	-12.2%	-8.5%	-3.9%	3.1%	6.5%	10.0%	42.2%	—	—	—	64.6%	9.2%	13.2%	13.17%
EBITDA 3Y	-20.0%	-38.6%	-20.0%	-15.4%	-22.9%	-7.4%	65.3%	51.8%	57.3%	—	33.1%	35.3%	39.5%	82.3%	42.1%	33.1%	37.5%	13.2%	7.0%	11.2%	11.24%
EBITDA 5Y	-10.4%	-23.7%	-25.4%	-23.7%	-27.5%	-18.6%	-4.0%	-4.7%	-2.1%	2.6%	3.8%	5.1%	8.2%	7.5%	50.7%	42.0%	37.1%	—	15.3%	18.0%	18.04%
Gross Profit 3Y	4.6%	4.2%	4.5%	5.1%	4.5%	3.8%	3.9%	3.6%	3.9%	3.3%	3.1%	2.0%	0.7%	1.0%	0.9%	0.6%	1.1%	1.1%	0.7%	1.4%	1.38%
Gross Profit 5Y	4.0%	3.8%	3.8%	3.8%	3.4%	3.4%	3.6%	3.3%	3.4%	3.2%	3.1%	3.3%	2.8%	2.6%	2.5%	2.3%	2.6%	2.3%	2.2%	2.0%	1.97%
Op. Income 3Y	6.7%	6.2%	8.2%	9.2%	8.0%	7.1%	4.9%	4.2%	3.3%	2.6%	2.0%	0.7%	-1.5%	-0.7%	-0.9%	-4.1%	-1.8%	-2.0%	-6.0%	-2.1%	-2.09%
Op. Income 5Y	6.1%	5.5%	5.7%	5.4%	5.0%	4.8%	4.6%	4.2%	3.9%	3.9%	4.8%	4.9%	3.7%	3.0%	1.7%	-0.1%	1.0%	0.8%	-1.9%	-0.3%	-0.29%
FCF 3Y	-3.7%	4.3%	0.3%	2.7%	6.5%	5.8%	2.0%	-1.9%	-5.4%	1.3%	3.7%	3.6%	14.1%	1.5%	1.5%	0.8%	2.6%	4.4%	4.1%	2.7%	2.75%
FCF 5Y	1.9%	10.1%	18.0%	18.2%	12.6%	13.8%	11.3%	10.3%	5.2%	3.5%	2.2%	3.4%	5.7%	4.4%	2.6%	0.1%	-2.9%	2.4%	2.2%	1.3%	1.28%
OCF 3Y	-3.6%	4.2%	0.1%	2.4%	6.1%	5.3%	1.8%	-2.0%	-5.4%	1.1%	3.5%	3.4%	13.7%	1.4%	1.4%	0.6%	2.3%	4.1%	4.0%	2.9%	2.89%
OCF 5Y	1.7%	9.7%	17.3%	17.5%	12.1%	13.2%	10.9%	10.0%	5.2%	3.5%	2.0%	3.1%	5.3%	4.0%	2.2%	-0.2%	-3.1%	2.2%	2.1%	1.4%	1.40%
Assets 3Y	3.1%	3.1%	-10.8%	-10.8%	-10.8%	-10.8%	-9.1%	-9.1%	-9.1%	-9.1%	-6.6%	-6.6%	-6.6%	-6.6%	-3.8%	-3.8%	-3.8%	-3.8%	-1.8%	-1.8%	-1.78%
Assets 5Y	7.8%	7.8%	-3.0%	-3.0%	-3.0%	-3.0%	-3.1%	-3.1%	-3.1%	-3.1%	-7.1%	-7.1%	-7.1%	-7.1%	-6.5%	-6.5%	-6.5%	-6.5%	-5.9%	-5.9%	-5.88%
Equity 3Y	-43.1%	-43.1%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Book Value 3Y	-42.6%	-42.6%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividend 3Y	1.6%	1.4%	1.6%	1.9%	2.0%	2.2%	2.2%	2.1%	2.2%	2.4%	2.6%	2.8%	3.2%	3.2%	3.0%	2.5%	2.6%	2.5%	2.8%	3.0%	3.03%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.84	0.86	0.85	0.83	0.75	0.78	0.73	0.73	0.62	0.49	0.34	0.43	0.13	0.14	0.15	0.15	0.06	0.64	0.03	0.18	0.178
Earnings Stability	0.32	0.36	0.66	0.65	0.70	0.52	0.17	0.18	0.13	0.00	0.15	0.24	0.29	0.89	0.89	0.90	0.79	0.87	0.52	0.70	0.703
Margin Stability	0.97	0.96	0.96	0.96	0.96	0.96	0.95	0.95	0.96	0.95	0.95	0.96	0.96	0.96	0.96	0.95	0.95	0.95	0.95	0.97	0.967
Rev. Growth Consistency	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.500
Earn. Growth Consistency	0.50	0.50	0.00	0.00	0.00	1.00	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.84	0.50	0.80	0.93	0.85	0.92	0.95	0.94	0.85	0.92	0.915
Earnings Smoothness	—	0.00	0.43	0.64	0.11	0.49	0.20	0.40	0.00	0.40	0.66	0.59	0.61	0.84	0.68	0.81	0.86	0.85	0.53	0.76	0.764
ROE Trend	1.46	0.86	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Margin Trend	0.03	0.02	0.03	0.03	0.03	0.04	0.04	0.03	0.03	0.03	0.02	0.02	0.02	0.01	0.01	0.02	0.02	0.02	-0.00	-0.02	-0.024
FCF Margin Trend	-0.14	0.01	0.00	-0.01	-0.00	0.00	-0.00	-0.01	0.08	0.02	0.05	0.05	0.03	0.02	0.00	0.00	0.01	0.04	0.00	-0.03	-0.034
Sustainable Growth Rate	-40.1%	-79.7%	-6.4%	-5.6%	-7.7%	-3.0%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	—	—	—	—	—	—	—	—	0.3%	5.6%	3.7%	4.5%	9.7%	10.0%	13.6%	10.1%	5.5%	5.6%	—	3.1%	3.06%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	1.35	2.98	3.40	2.80	4.73	1.77	1.43	1.46	1.29	0.99	1.14	1.08	0.88	0.84	0.78	0.84	1.01	1.06	1.34	1.10	1.104
FCF/OCF	0.97	0.98	0.98	0.98	0.98	0.97	0.98	0.97	0.97	0.98	0.98	0.98	0.98	0.98	0.98	0.98	0.98	0.98	0.98	0.97	0.970
FCF/Net Income	snapshot only																				1.071
OCF/EBITDA	snapshot only																				0.760
CapEx/Revenue	0.8%	0.8%	0.8%	0.9%	1.0%	1.0%	1.0%	1.0%	1.1%	1.0%	1.0%	0.9%	0.8%	0.7%	0.7%	0.7%	0.7%	0.8%	1.0%	1.2%	1.24%
CapEx/Depreciation	snapshot only																				1.249
Accruals Ratio	-0.03	-0.11	-0.14	-0.12	-0.15	-0.08	-0.07	-0.07	-0.05	0.00	-0.03	-0.02	0.03	0.04	0.07	0.04	-0.00	-0.01	-0.07	-0.02	-0.024
Sloan Accruals	snapshot only																				0.013
Cash Flow Adequacy	snapshot only																				1.222
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	10.1%	10.5%	10.0%	9.1%	11.2%	11.5%	10.1%	10.2%	9.9%	10.6%	10.9%	10.0%	9.6%	8.5%	8.1%	7.0%	7.1%	6.2%	7.2%	6.3%	5.68%
Dividend/Share	$3.44	$3.47	$3.52	$3.57	$3.61	$3.65	$3.69	$3.72	$3.75	$3.80	$3.83	$3.88	$3.98	$4.02	$4.04	$4.05	$4.08	$4.10	$4.15	$4.19	$4.20
Payout Ratio	1.4%	2.3%	2.6%	2.2%	3.7%	1.4%	1.1%	1.2%	98.0%	76.8%	83.4%	80.6%	67.3%	66.6%	60.8%	67.0%	78.3%	77.9%	1.0%	87.0%	87.05%
FCF Payout Ratio	1.1%	78.7%	78.3%	78.6%	80.7%	81.2%	82.0%	83.5%	77.9%	79.4%	74.6%	75.8%	77.4%	80.6%	79.5%	81.0%	78.8%	75.2%	76.7%	81.3%	81.29%
Total Payout Ratio	1.5%	2.7%	3.3%	2.8%	4.9%	1.9%	1.5%	1.4%	1.2%	89.5%	95.7%	1.2%	96.2%	99.2%	91.0%	80.0%	96.4%	89.5%	1.1%	98.9%	98.89%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.13	0.12	0.12	0.12	0.14	0.14	0.12	0.12	0.12	0.13	0.14	0.13	0.12	0.10	0.09	0.07	0.08	0.07	0.09	0.09	0.088
Buyback Yield	1.0%	1.6%	2.6%	2.7%	3.6%	3.8%	2.8%	1.9%	1.8%	1.7%	1.6%	5.0%	4.1%	4.1%	4.0%	1.4%	1.6%	0.9%	1.0%	0.9%	0.86%
Net Buyback Yield	1.0%	1.6%	2.6%	2.7%	3.6%	3.8%	2.8%	1.9%	1.8%	1.7%	1.6%	5.0%	4.1%	4.1%	4.0%	1.4%	1.6%	0.9%	1.0%	0.9%	0.86%
Total Shareholder Return	11.1%	12.1%	12.6%	11.8%	14.9%	15.3%	12.8%	12.1%	11.7%	12.3%	12.5%	14.9%	13.7%	12.6%	12.2%	8.3%	8.7%	7.1%	8.2%	7.2%	7.21%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.64	0.68	0.65	0.66	0.54	0.67	0.78	0.78	0.81	0.80	0.74	0.76	0.75	0.76	0.82	0.81	0.83	0.83	0.74	0.76	0.762
Interest Burden (EBT/EBIT)	1.34	1.83	0.76	0.80	0.74	0.86	0.87	0.87	0.89	0.91	0.90	0.91	0.92	0.92	0.92	0.92	0.90	0.90	0.90	0.92	0.920
EBIT Margin	0.25	0.11	0.24	0.27	0.21	0.39	0.41	0.40	0.46	0.58	0.59	0.60	0.72	0.73	0.72	0.68	0.58	0.59	0.50	0.53	0.526
Asset Turnover	0.44	0.44	0.49	0.48	0.48	0.48	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.55	0.55	0.55	0.55	0.60	0.62	0.622
Equity Multiplier	10.67	10.67	70.51	70.51	70.51	70.51	-13.71	-13.71	-13.71	-13.71	-10.05	-10.05	-10.05	-10.05	-12.76	-12.76	-12.76	-12.76	-12.23	-12.23	-12.229

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$2.46	$1.51	$1.35	$1.66	$0.97	$2.61	$3.22	$3.13	$3.83	$4.94	$4.60	$4.82	$5.91	$6.04	$6.65	$6.04	$5.22	$5.27	$4.14	$4.81	$4.81
Book Value/Share	$1.54	$1.54	$-0.88	$-0.88	$-0.89	$-0.89	$-2.22	$-2.22	$-2.23	$-2.24	$-2.00	$-2.01	$-2.06	$-2.08	$-1.32	$-1.32	$-1.33	$-1.33	$-2.09	$-2.09	$-1.89
Tangible Book/Share	$-8.09	$-8.12	$-10.42	$-10.50	$-10.55	$-10.61	$-12.03	$-12.06	$-12.08	$-12.15	$-13.58	$-13.66	$-13.98	$-14.10	$-13.08	$-13.11	$-13.16	$-13.16	$-12.62	$-12.65	$-12.65
Revenue/Share	$11.48	$11.44	$11.52	$11.58	$11.50	$11.50	$11.56	$11.55	$11.61	$11.60	$11.59	$11.64	$11.81	$11.96	$12.07	$11.98	$12.03	$11.98	$12.47	$13.04	$13.04
FCF/Share	$3.21	$4.40	$4.50	$4.54	$4.47	$4.49	$4.50	$4.45	$4.81	$4.78	$5.14	$5.12	$5.14	$4.99	$5.08	$5.00	$5.18	$5.46	$5.41	$5.15	$5.15
OCF/Share	$3.31	$4.50	$4.59	$4.64	$4.58	$4.61	$4.61	$4.57	$4.94	$4.90	$5.25	$5.22	$5.23	$5.07	$5.17	$5.09	$5.27	$5.56	$5.54	$5.32	$5.32
Cash/Share	$2.67	$2.68	$2.48	$2.50	$2.51	$2.53	$2.25	$2.26	$2.26	$2.27	$2.08	$2.10	$2.15	$2.16	$1.85	$1.85	$1.86	$1.86	$2.67	$2.68	$2.11
EBITDA/Share	$2.98	$1.35	$2.87	$3.28	$2.56	$4.63	$4.88	$4.76	$5.43	$6.89	$6.98	$7.19	$8.72	$8.85	$8.89	$8.30	$7.15	$7.18	$6.38	$6.99	$6.99
Debt/Share	$15.94	$16.00	$15.31	$15.43	$15.50	$15.59	$14.91	$14.94	$14.97	$15.05	$14.84	$14.92	$15.27	$15.40	$14.71	$14.75	$14.80	$14.80	$15.33	$15.37	$15.37
Net Debt/Share	$13.26	$13.31	$12.83	$12.93	$12.99	$13.06	$12.65	$12.68	$12.71	$12.77	$12.75	$12.83	$13.12	$13.24	$12.87	$12.90	$12.94	$12.94	$12.66	$12.69	$12.69

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.303
Altman Z-Prime	snapshot only																				4.540
Piotroski F-Score	8	8	6	6	6	7	8	7	8	7	7	6	6	6	7	7	7	7	6	6	6
Beneish M-Score	-2.76	-3.22	-3.88	-3.80	-3.97	-3.57	32.84	33.26	32.43	34.10	-3.24	-3.18	-2.95	-2.89	-2.65	-2.81	-2.98	-3.05	-2.71	-2.51	-2.507
Ohlson O-Score	snapshot only																				-6.931
Net-Net WC	snapshot only																				$-19.68
EVA	snapshot only																				$6663041362.99

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				A-
Credit Score	39.25	28.30	41.18	51.14	40.80	56.59	64.92	58.20	66.60	72.43	69.67	73.27	74.39	76.64	79.72	79.48	75.87	77.63	60.51	66.16	66.158
Credit Grade	snapshot only																				7
Credit Trend	snapshot only																				-13.321
Implied Spread (bps)	snapshot only																				175.000
Industry Credit Rank	snapshot only																				47
Sector Credit Rank	snapshot only																				57

MO NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet