NMIH NASDAQ
NMI Holdings, Inc.
1W: +0.2%
1M: -6.3%
3M: -3.3%
YTD: -7.0%
1Y: -2.2%
3Y: +57.3%
5Y: +59.7%
$37.40
-0.36 (-0.95%)
Weekly Expected Move ±4.6%
$34
$36
$38
$39
$41
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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Cash Flow Trends
Operating Cash Flow
$419M
+6.5% ▲
5Y CAGR: +10.7%
Capital Expenditures
$7M
+1.8% ▲
5Y CAGR: -11.0%
Free Cash Flow
$413M
+6.7% ▲
5Y CAGR: +11.4%
Dividends Paid
$0
+0.0% ▲
Buybacks
$105M
-7.7% ▼
Net Change in Cash
-$10M
+75.5% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $231M | $293M | $322M | $360M | $389M |
| Depreciation & Amort. | $11M | $12M | $12M | $11M | $7M |
| Stock-Based Comp. | $17M | $15M | $17M | $20M | $20M |
| Change in Working Capital | -$6M | -$97M | -$101M | -$87M | -$71M |
| Other Non-Cash Items | $7M | $6M | $2M | $9M | $2M |
| Operating Cash Flow | $326M | $313M | $343M | $394M | $419M |
| — Investing Activities — | |||||
| Capital Expenditures | -$12M | -$11M | -$9M | -$7M | -$7M |
| Acquisitions (Net) | $12M | $0 | $0 | $0 | $0 |
| Investment Purchases | -$525M | -$548M | -$655M | -$652M | -$899M |
| Investment Sales | $163M | $268M | $464M | $319M | $589M |
| Other Investing | -$12M | $0 | $0 | $0 | $0 |
| Investing Cash Flow | -$374M | -$290M | -$200M | -$339M | -$316M |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $0 | $0 | $15M | $0 |
| Stock Repurchased | $0 | -$57M | -$92M | -$98M | -$105M |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | -$7M | $747K | $1M | -$14M | -$11M |
| Financing Cash Flow | -$2M | -$56M | -$90M | -$97M | -$113M |
| Net Change in Cash | -$50M | -$32M | $52M | -$42M | -$10M |
| Cash End of Period | $77M | $44M | $97M | $54M | $44M |
| Free Cash Flow | $313M | $303M | $333M | $387M | $413M |