NTB NYSE
The Bank of N.T. Butterfield & Son Limited
1W: +2.2%
1M: +0.9%
3M: +5.6%
YTD: +14.0%
1Y: +34.2%
3Y: +166.8%
5Y: +80.8%
$56.01
-0.09 (-0.16%)
Weekly Expected Move ±2.3%
$52
$53
$55
$56
$57
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$800M
-2.0% ▼
5Y CAGR: +9.8%
Gross Profit
$607M
+4.5% ▲
5Y CAGR: +3.9%
Operating Income
$238M
+7.8% ▲
Net Income
$232M
+7.2% ▲
5Y CAGR: +9.5%
EPS (Diluted)
$5.47
+16.1% ▲
5Y CAGR: +13.5%
EBITDA
$267M
+1.4% ▲
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $522M | $606M | $762M | $816M | $800M |
| YoY Growth | -1.2% | +11.1% | +4.9% | +41.1% | -2.0% |
| Cost of Revenue | $22M | $57M | $183M | $236M | $193M |
| Gross Profit | $500M | $549M | $579M | $580M | $607M |
| Gross Margin | 95.8% | 90.6% | 76.0% | 71.1% | 75.9% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $170M | $177M | $188M | $184M | $192M |
| Operating Expenses | $334M | $332M | $353M | $359M | $369M |
| Operating Income | $166M | $218M | $226M | $221M | $238M |
| Operating Margin | 31.8% | 35.9% | 29.7% | 27.0% | 29.8% |
| Interest Expense | $0 | $0 | $179M | $235M | $193M |
| Income Before Tax | $166M | $218M | $226M | $221M | $238M |
| Tax Expense | $3M | $4M | $767K | $5M | $6M |
| Net Income | $163M | $214M | $225M | $216M | $232M |
| Net Margin | 31.2% | 35.3% | 29.6% | 26.5% | 29.0% |
| EPS (Diluted) | $3.26 | $4.29 | $4.58 | $4.71 | $5.47 |
| EBITDA | $235M | $258M | $262M | $263M | $267M |
| Shares Outstanding | 50M | 50M | 49M | 45M | 42M |