OPRT NASDAQ
Oportun Financial Corporation
1W: +0.7%
1M: -5.7%
3M: +4.2%
YTD: +7.1%
1Y: -21.7%
3Y: +7.5%
5Y: -72.9%
$5.45
+0.03 (+0.55%)
Weekly Expected Move ±7.3%
$4
$5
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Income Statement
Cash Flow
Balance Sheet
Earnings
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Cash Flow Trends
Operating Cash Flow
$413M
+5.1% ▲
5Y CAGR: +22.0%
Capital Expenditures
$24M
-26.8% ▼
5Y CAGR: +2.2%
Free Cash Flow
$389M
+3.9% ▲
5Y CAGR: +24.3%
Dividends Paid
$0
+0.0% ▲
Buybacks
$0
+0.0% ▲
Net Change in Cash
-$16M
-282.4% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $47M | -$78M | -$180M | -$79M | $25M |
| Depreciation & Amort. | $27M | $48M | $55M | $51M | $0 |
| Stock-Based Comp. | $19M | $28M | $19M | $13M | $0 |
| Change in Working Capital | -$10M | -$81M | -$21M | -$30M | -$2M |
| Other Non-Cash Items | $64M | $331M | $520M | $438M | $390M |
| Operating Cash Flow | $163M | $248M | $393M | $394M | $413M |
| — Investing Activities — | |||||
| Capital Expenditures | -$26M | -$49M | -$31M | -$19M | $0 |
| Acquisitions (Net) | -$112M | $0 | $0 | $0 | $0 |
| Investment Purchases | $0 | $0 | $0 | $0 | $0 |
| Investment Sales | $0 | $0 | $0 | $0 | $0 |
| Other Investing | -$747M | -$1.1B | -$255M | -$175M | -$370M |
| Investing Cash Flow | -$885M | -$1.2B | -$286M | -$194M | -$370M |
| — Financing Activities — | |||||
| Net Debt Issuance | $751M | $951M | -$99M | -$178M | -$56M |
| Stock Repurchased | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | -$5M | -$17M | -$5M | -$13M | -$4M |
| Financing Cash Flow | $746M | $935M | -$104M | -$191M | -$59M |
| Net Change in Cash | $24M | $11M | $2M | $9M | -$16M |
| Cash End of Period | $193M | $204M | $206M | $215M | $199M |
| Free Cash Flow | $137M | $199M | $362M | $374M | $389M |