OSBC NASDAQ
Old Second Bancorp, Inc.
1W: +1.8%
1M: -0.3%
3M: +2.5%
YTD: +8.6%
1Y: +24.7%
3Y: +94.8%
5Y: +58.6%
$21.08
+0.00 (+0.00%)
After Hours: $19.66 (-1.42, -6.74%)
Weekly Expected Move ±4.5%
$19
$20
$20
$21
$22
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$122M
-7.0% ▼
5Y CAGR: +36.3%
Capital Expenditures
$5M
+58.2% ▲
5Y CAGR: +2.8%
Free Cash Flow
$118M
-2.5% ▼
5Y CAGR: +39.8%
Dividends Paid
$12M
-30.0% ▼
Buybacks
$7M
-607.3% ▼
Net Change in Cash
$25M
+3126.5% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $20M | $67M | $92M | $85M | $80M |
| Depreciation & Amort. | $4M | $7M | $8M | $9M | $11M |
| Stock-Based Comp. | $1M | $3M | $4M | $4M | $6M |
| Change in Working Capital | -$15M | $17M | -$7M | $20M | -$342K |
| Other Non-Cash Items | $14M | $2M | $19M | $15M | $24M |
| Operating Cash Flow | $31M | $97M | $116M | $132M | $122M |
| — Investing Activities — | |||||
| Capital Expenditures | -$2M | -$4M | -$12M | -$11M | -$5M |
| Acquisitions (Net) | $149M | -$146K | $0 | $237M | $11M |
| Investment Purchases | -$886M | -$302M | -$13M | -$265M | -$192M |
| Investment Sales | $745M | $311M | $392M | $309M | $406M |
| Other Investing | $127M | -$437M | -$204M | $52M | -$60M |
| Investing Cash Flow | $133M | -$433M | $162M | $323M | $160M |
| — Financing Activities — | |||||
| Net Debt Issuance | $55M | $80M | $261M | -$385M | $167M |
| Stock Repurchased | -$10M | -$455K | -$605K | -$1M | -$7M |
| Dividends Paid | -$5M | -$9M | -$9M | -$9M | -$12M |
| Other Financing | $218M | -$372M | -$544M | -$60M | -$404M |
| Financing Cash Flow | $258M | -$301M | -$293M | -$455M | -$257M |
| Net Change in Cash | $422M | -$637M | -$15M | -$816K | $25M |
| Cash End of Period | $752M | $115M | $100M | $99M | $124M |
| Free Cash Flow | $29M | $93M | $104M | $121M | $118M |