$31.30

-0.40 (-1.26%)

After Hours: $32.21 (+0.91, +2.91%)

Weekly Expected Move ±2.7%

$29 $30 $31 $32 $33

NYSE · Real Estate · REIT - Specialty · Tech Score Strong Buy · Power 73 · $5.5B mcap · 170M float · 0.995% daily turnover · Short 68% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $206.6M held by 255 funds, 143 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

33.4 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 8.0% · 5Y Avg: 1.9%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. OUT has No discernible competitive edge (33.4/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. ROIC of 8.0% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

$32

Avg Target

$32

High

Based on 6 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 9Hold: 4Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$31.50

Analysts6

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-12	Barrington	—	Initiated	$38	—	+17.9%	$32.24
2026-05-08	Morgan Stanley	—	$35	$37	+2	+9.8%	$33.69
2026-05-07	Morgan Stanley	—	$28	$35	+7	+7.5%	$32.55
2025-12-18	Wells Fargo	—	Initiated	$27	—	+10.2%	$24.51
2025-12-16	Morgan Stanley	Cameron McVeigh	Initiated	$28	—	+20.4%	$23.26
2025-11-11	New Street	—	Initiated	$24	—	+19.0%	$20.17

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. OUT receives an overall rating of B. Strongest factors: ROE (5/5), ROA (4/5). Areas of concern: D/E (1/5), P/E (2/5), P/B (1/5).

Rating Change History

Date	From	To
2026-04-01	B-	B
2026-01-03	B	B-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 50 Grade C

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. OUT scores highest in Momentum (90/100) and lowest in Balance Sheet (13/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

0.82

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓

Beneish M-Score

-1.80

Unlikely Manipulator

Ohlson O-Score

-5.53

Bankruptcy prob: 0.4%

Low Risk

Credit Rating

CCC

Score: 14.0/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.60x

Accruals: -2.8%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. OUT scores 0.82, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. OUT scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. OUT's score of -1.80 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. OUT's implied 0.4% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. OUT receives an estimated rating of CCC (score: 14.0/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). OUT's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

22.16x

PEG

0.17x

P/S

2.87x

P/B

7.99x

P/FCF

19.63x

P/OCF

14.89x

EV/EBITDA

18.40x

EV/Revenue

5.13x

EV/EBIT

25.05x

EV/FCF

33.47x

Earnings Yield

4.21%

FCF Yield

5.10%

Shareholder Yield

3.94%

Graham Number

$11.01

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 22.2x earnings, OUT commands a growth premium. Graham's intrinsic value formula yields $11.01 per share, 184% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.988

NI / EBT

Interest Burden

0.626

EBT / EBIT

EBIT Margin

0.205

EBIT / Rev

Asset Turnover

0.371

Rev / Assets

Equity Multiplier

7.705

Assets / Equity

ROE

36.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. OUT's ROE of 36.2% is driven by financial leverage (equity multiplier: 7.71x). Note: high leverage means ROE is amplified by debt rather than operational performance. A tax burden ratio of 0.99 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$53.08

Price/Value

0.62x

Margin of Safety

38.28%

Premium

-38.28%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with OUT's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. OUT trades at a -38% premium to its adjusted intrinsic value of $53.08, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 22.2x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$31.30

Median 1Y

$29.39

5th Pctile

$12.56

95th Pctile

$68.82

Ann. Volatility

51.1%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Nicolas Brien Chief Executive Officer	$778,464	$4,333,315	$5,883,153
Matthew Siegel President, Vice President, Chief Financial Officer	$700,000	$4,032,870	$5,394,605
Jeremy J. Male Former Chairman and Chief Executive Officer	$415,962	$—	$3,209,744
Richard H. Sauer Executive Vice President, General Counsel	$650,000	$1,162,463	$2,257,720
Jodi Senese President, cutive Vice President, Chief Marketing Officer	$550,000	$944,495	$1,817,734
Nancy Tostanoski President, cutive Vice President, Chief Human Resources Officer	$444,712	$726,526	$1,454,672
Mark Bonanni President, Vice President, Chief Revenue Officer, Commercial	$455,481	$358,717	$1,038,512
James Norton President, Vice President, Chief Revenue Officer, Enterprise	$237,500	$399,992	$806,368

CEO Pay Ratio

26:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $5,883,153

Avg Employee Cost (SGA/emp): $222,407

Employees: 1,986

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

1,986

-7.6% YoY

Revenue / Employee

$922,306

Rev: $1,831,700,000

Profit / Employee

$74,018

NI: $147,000,000

SGA / Employee

$222,407

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	-2.3%	2.6%	7.9%	11.6%	12.1%	10.9%	9.2%	-39.3%	-42.4%	-42.1%	-45.0%	29.8%	33.8%	35.2%	39.8%	14.9%	17.7%	19.9%	27.7%	36.2%	36.19%
ROA	-0.5%	0.6%	1.8%	2.6%	2.7%	2.5%	2.0%	-7.1%	-7.5%	-7.4%	-7.4%	4.2%	4.5%	4.8%	5.0%	2.1%	2.4%	2.8%	3.6%	4.7%	4.70%
ROIC	1.7%	3.7%	4.5%	5.1%	5.3%	4.9%	4.4%	-3.8%	-4.1%	-4.1%	-4.0%	8.1%	8.5%	8.6%	8.7%	5.3%	5.6%	5.9%	6.8%	8.0%	8.02%
ROCE	1.9%	3.2%	4.3%	5.3%	5.4%	5.3%	4.9%	-5.0%	-5.4%	-5.4%	-5.4%	8.5%	8.9%	9.1%	9.3%	5.6%	5.9%	5.8%	6.7%	8.5%	8.51%
Gross Margin	49.9%	53.3%	43.0%	49.7%	48.7%	51.6%	40.5%	47.5%	47.3%	50.7%	41.6%	49.8%	48.4%	51.9%	43.4%	49.7%	50.7%	38.1%	29.4%	22.2%	22.22%
Operating Margin	16.3%	22.6%	7.6%	17.7%	16.4%	21.2%	2.6%	-93.5%	12.9%	22.1%	3.4%	48.0%	15.8%	22.5%	3.6%	12.2%	19.2%	24.5%	13.2%	22.2%	22.22%
Net Margin	8.3%	15.3%	-0.0%	10.7%	9.0%	12.0%	-7.3%	-1.0%	3.7%	12.1%	-6.7%	37.0%	7.7%	15.0%	-5.3%	4.2%	11.0%	18.9%	4.4%	14.8%	14.83%
EBITDA Margin	25.3%	31.7%	16.7%	25.9%	25.1%	29.4%	13.2%	-84.6%	21.1%	28.2%	12.3%	55.5%	23.7%	32.1%	14.0%	21.1%	25.3%	34.1%	21.8%	29.0%	29.03%
FCF Margin	1.2%	0.9%	2.6%	5.4%	7.2%	9.0%	8.0%	8.1%	7.8%	9.2%	10.5%	10.0%	10.3%	11.4%	11.8%	11.1%	11.9%	11.1%	12.7%	15.3%	15.33%
OCF Margin	6.7%	6.7%	8.2%	11.0%	13.1%	14.3%	13.5%	13.3%	12.6%	14.0%	15.0%	14.6%	15.2%	16.3%	16.7%	16.6%	17.3%	16.8%	18.7%	20.2%	20.21%
ROE 3Y Avg	snapshot only																				26.85%
ROE 5Y Avg	snapshot only																				7.36%
ROA 3Y Avg	snapshot only																				3.68%
ROIC 3Y Avg	snapshot only																				4.98%
ROIC Economic	snapshot only																				8.02%
Cash ROA	snapshot only																				7.41%
Cash ROIC	snapshot only																				8.15%
CROIC	snapshot only																				6.18%
NOPAT Margin	snapshot only																				19.89%
Pretax Margin	snapshot only																				12.81%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				6.36%
SBC / Revenue	snapshot only																				1.28%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	-86.10	94.63	30.97	13.77	11.94	15.03	17.71	-5.13	-3.20	-4.76	-5.60	9.71	11.30	11.07	9.67	24.77	24.47	27.74	25.14	23.76	22.158
P/S Ratio	2.01	2.30	2.03	1.24	1.10	1.25	1.18	1.15	0.76	1.13	1.31	1.20	1.50	1.56	1.41	1.48	1.68	2.23	2.51	3.01	2.867
P/B Ratio	2.05	2.45	2.40	1.57	1.44	1.65	1.67	2.83	1.94	2.94	3.73	2.81	3.75	3.72	3.73	4.04	4.59	5.74	7.09	8.39	7.992
P/FCF	171.11	261.16	78.16	22.98	15.31	13.93	14.78	14.32	9.73	12.25	12.45	11.98	14.58	13.66	12.01	13.37	14.12	20.07	19.72	19.63	19.625
P/OCF	29.95	34.10	24.57	11.24	8.35	8.75	8.68	8.69	6.04	8.07	8.72	8.22	9.88	9.55	8.47	8.93	9.68	13.26	13.44	14.89	14.887
EV/EBITDA	28.48	22.17	18.56	14.38	13.60	14.57	15.10	-76.40	-56.00	-59.22	-61.70	11.28	12.07	11.77	11.26	16.07	16.57	18.21	18.14	18.40	18.401
EV/Revenue	4.68	4.82	4.42	3.64	3.44	3.61	3.61	3.58	3.19	3.49	3.68	3.38	3.70	3.73	3.63	3.73	3.92	4.43	4.70	5.13	5.130
EV/EBIT	62.82	40.96	29.97	21.65	20.44	22.24	24.02	-26.11	-21.74	-23.73	-25.54	15.46	16.35	15.93	15.36	26.22	25.59	27.44	26.06	25.05	25.054
EV/FCF	397.75	547.34	170.57	67.43	48.07	40.07	45.34	44.45	40.78	37.96	34.96	33.87	35.86	32.63	30.84	33.64	32.97	39.91	36.93	33.47	33.467
Earnings Yield	-1.2%	1.1%	3.2%	7.3%	8.4%	6.7%	5.6%	-19.5%	-31.3%	-21.0%	-17.9%	10.3%	8.9%	9.0%	10.3%	4.0%	4.1%	3.6%	4.0%	4.2%	4.21%
FCF Yield	0.6%	0.4%	1.3%	4.4%	6.5%	7.2%	6.8%	7.0%	10.3%	8.2%	8.0%	8.3%	6.9%	7.3%	8.3%	7.5%	7.1%	5.0%	5.1%	5.1%	5.10%
PEG Ratio	snapshot only																				0.167
EV/OCF	snapshot only																				25.387
EV/Gross Profit	snapshot only																				14.693
Acquirers Multiple	snapshot only																				25.511
Shareholder Yield	snapshot only																				3.94%
Graham Number	snapshot only																				$11.01

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.68	1.53	1.42	0.87	0.82	0.71	0.57	0.58	0.58	0.67	0.58	0.67	0.65	0.74	0.61	0.61	0.79	2.69	2.24	0.67	0.670
Quick Ratio	1.68	1.53	1.42	0.87	0.82	0.71	0.57	0.58	0.58	0.67	0.58	0.67	0.65	0.74	0.61	0.61	0.79	2.69	2.24	0.67	0.670
Debt/Equity	3.11	2.99	3.10	3.12	3.14	3.13	3.49	6.01	6.26	6.23	6.81	5.19	5.51	5.22	5.89	6.17	6.22	5.82	6.29	5.96	5.961
Net Debt/Equity	2.72	2.68	2.83	3.03	3.08	3.10	3.46	5.95	6.20	6.17	6.74	5.13	5.47	5.16	5.85	6.13	6.13	5.67	6.19	5.92	5.916
Debt/Assets	0.70	0.69	0.71	0.70	0.71	0.70	0.73	0.80	0.80	0.78	0.80	0.78	0.78	0.77	0.79	0.79	0.79	0.78	0.79	0.78	0.784
Debt/EBITDA	18.55	12.92	11.00	9.75	9.45	9.60	10.28	-52.29	-43.06	-40.45	-40.11	7.38	7.21	6.92	6.93	9.75	9.62	9.27	8.59	7.67	7.668
Net Debt/EBITDA	16.23	11.59	10.06	9.48	9.27	9.51	10.18	-51.79	-42.63	-40.11	-39.72	7.29	7.16	6.84	6.87	9.68	9.48	9.05	8.46	7.61	7.611
Interest Coverage	0.99	1.66	2.32	2.85	2.20	3.00	2.62	-2.24	-3.43	-2.27	-2.17	3.27	2.62	2.69	2.78	1.71	0.94	1.01	1.16	1.36	1.360
Equity Multiplier	4.41	4.30	4.38	4.43	4.45	4.45	4.79	7.55	7.82	8.01	8.56	6.69	7.05	6.78	7.47	7.81	7.87	7.48	7.91	7.60	7.602
Cash Ratio	snapshot only																				0.050
Debt Service Coverage	snapshot only																				1.851
Cash to Debt	snapshot only																				0.008
FCF to Debt	snapshot only																				0.072
Defensive Interval	snapshot only																				489.1 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.23	0.25	0.27	0.29	0.30	0.30	0.30	0.32	0.32	0.31	0.32	0.34	0.34	0.34	0.34	0.35	0.35	0.35	0.36	0.37	0.371
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	6.11	5.63	7.34	6.82	6.35	5.66	6.83	6.24	6.05	6.04	7.16	6.49	6.37	6.18	7.11	6.26	6.17	5.46	6.77	5.93	5.930
Payables Turnover	13.03	12.08	14.98	15.64	15.46	13.99	17.57	16.92	18.67	16.02	17.97	19.72	20.64	17.75	19.25	22.06	22.43	38.95	28.62	32.85	32.846
DSO	60	65	50	54	58	64	53	59	60	60	51	56	57	59	51	58	59	67	54	62	61.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	28	30	24	23	24	26	21	22	20	23	20	19	18	21	19	17	16	9	13	11	11.1 days
Cash Conversion Cycle	32	35	25	30	34	38	33	37	41	38	31	38	40	39	32	42	43	57	41	50	50.4 days
Fixed Asset Turnover	snapshot only																				0.872
Cash Velocity	snapshot only																				61.952
Capital Intensity	snapshot only																				2.727

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	-3.8%	18.4%	42.2%	38.5%	30.5%	21.1%	13.7%	7.4%	4.1%	2.7%	2.2%	1.6%	1.4%	0.6%	-1.1%	-2.5%	-1.5%	0.0%	3.2%	7.6%	7.62%
Net Income	-53.7%	1.6%	1.8%	3.0%	6.1%	3.2%	15.4%	-3.7%	-3.7%	-3.9%	-4.6%	1.6%	1.6%	1.6%	1.6%	-52.6%	-49.2%	-43.1%	-29.5%	1.3%	1.28%
EPS	-51.6%	1.5%	1.7%	2.7%	5.6%	3.1%	6.6%	-3.7%	-3.7%	-3.9%	-4.6%	1.5%	1.6%	1.6%	1.6%	-50.8%	-49.5%	-43.6%	-33.8%	1.2%	1.15%
FCF	-86.1%	-75.9%	16.2%	3.5%	6.9%	11.4%	2.5%	60.4%	13.7%	4.9%	35.2%	25.9%	33.8%	24.9%	10.6%	8.3%	13.6%	-2.8%	11.6%	48.8%	48.82%
EBITDA	-17.1%	70.9%	2.1%	1.4%	1.0%	37.8%	14.0%	-1.2%	-1.2%	-1.2%	-1.3%	7.5%	6.5%	6.4%	6.3%	-24.5%	-23.9%	-23.2%	-17.1%	29.3%	29.26%
Op. Income	-21.7%	1.3%	28.6%	3.4%	1.8%	70.9%	18.3%	-1.9%	-1.9%	-1.9%	-1.9%	2.7%	2.6%	2.6%	2.7%	-38.8%	-36.3%	-32.8%	-22.7%	53.9%	53.94%
OCF Growth	snapshot only																				30.94%
Asset Growth	snapshot only																				2.36%
Equity Growth	snapshot only																				5.22%
Debt Growth	snapshot only																				1.68%
Shares Change	snapshot only																				5.65%
Dividend Growth	snapshot only																				-4.45%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-5.0%	-3.0%	-1.3%	-0.2%	-0.1%	-0.2%	-0.0%	4.9%	9.3%	13.8%	18.2%	14.8%	11.3%	7.7%	4.7%	2.1%	1.3%	1.1%	1.4%	2.2%	2.16%
Revenue 5Y	-2.5%	-0.7%	1.1%	2.3%	2.8%	3.1%	3.3%	3.4%	3.1%	2.5%	2.3%	1.6%	1.0%	0.5%	0.2%	2.7%	5.5%	8.2%	11.0%	9.7%	9.67%
EPS 3Y	—	-35.0%	-2.4%	-5.8%	-2.3%	-3.7%	-9.0%	—	—	—	—	—	—	95.1%	32.8%	-11.5%	-8.7%	0.5%	13.3%	—	—
EPS 5Y	—	-20.6%	-0.3%	4.3%	3.3%	-0.9%	-5.0%	—	—	—	—	3.3%	7.1%	10.0%	10.6%	24.0%	—	—	—	—	—
Net Income 3Y	—	-30.5%	0.1%	-1.2%	2.1%	2.2%	-5.0%	—	—	—	—	—	—	93.6%	36.9%	-10.9%	-8.1%	-0.2%	16.2%	—	—
Net Income 5Y	—	-17.1%	1.5%	7.8%	6.6%	3.5%	-1.8%	—	—	—	—	7.5%	10.3%	13.3%	13.7%	27.8%	—	—	—	—	—
EBITDA 3Y	-17.0%	-7.6%	-3.0%	-3.2%	-2.9%	-2.1%	-2.0%	—	—	—	—	45.9%	37.0%	22.1%	15.8%	-0.8%	-0.9%	0.5%	4.2%	—	—
EBITDA 5Y	-5.6%	-4.3%	-0.8%	1.6%	1.2%	0.5%	-0.2%	—	—	—	—	3.3%	3.2%	4.4%	5.1%	4.9%	10.1%	19.0%	31.9%	24.8%	24.81%
Gross Profit 3Y	-6.0%	-3.1%	-0.1%	1.7%	1.8%	1.5%	1.2%	7.7%	12.6%	17.5%	24.5%	19.1%	14.1%	9.1%	5.1%	1.6%	1.5%	-1.2%	-2.9%	-7.7%	-7.74%
Gross Profit 5Y	-3.1%	-0.5%	2.0%	3.9%	4.5%	4.7%	4.6%	4.4%	3.7%	2.7%	2.5%	2.1%	1.7%	1.4%	1.2%	4.9%	8.3%	9.6%	12.0%	5.4%	5.39%
Op. Income 3Y	-21.7%	-10.5%	-1.7%	-2.0%	-1.6%	-2.4%	-4.2%	—	—	—	—	87.4%	60.7%	36.2%	23.1%	-3.2%	-2.0%	-0.2%	6.9%	—	—
Op. Income 5Y	0.7%	-3.9%	2.0%	5.5%	4.6%	3.5%	1.7%	—	—	—	—	6.9%	7.1%	6.6%	6.8%	5.7%	15.7%	31.6%	1.1%	44.0%	44.04%
FCF 3Y	-49.3%	-52.3%	-23.9%	-12.5%	-2.1%	-0.7%	0.9%	1.1%	7.9%	46.3%	76.3%	1.1%	1.3%	1.5%	73.4%	29.8%	20.0%	8.4%	18.6%	26.6%	26.58%
FCF 5Y	-42.8%	-43.7%	-28.8%	-13.7%	-8.7%	-2.2%	-7.2%	-1.5%	3.3%	7.1%	15.8%	6.2%	7.4%	5.1%	8.9%	7.1%	13.8%	30.6%	46.6%	71.3%	71.28%
OCF 3Y	-24.0%	-22.7%	-12.4%	-6.7%	-1.5%	-2.8%	-1.0%	-0.5%	4.4%	24.9%	38.0%	42.1%	46.1%	44.7%	32.4%	17.0%	11.2%	6.6%	12.9%	17.5%	17.51%
OCF 5Y	-22.3%	-19.2%	-14.5%	-6.6%	-3.2%	0.4%	-2.7%	0.2%	2.3%	3.5%	7.3%	3.1%	3.2%	1.6%	3.8%	4.1%	9.4%	18.7%	27.2%	33.1%	33.10%
Assets 3Y	14.9%	15.7%	4.8%	1.4%	3.5%	3.6%	1.3%	-1.7%	-1.8%	-1.8%	-1.2%	-3.1%	-3.5%	-4.2%	-4.2%	-4.5%	-4.1%	-3.9%	-4.6%	-1.9%	-1.92%
Assets 5Y	8.9%	9.6%	9.8%	9.2%	9.1%	9.5%	9.9%	8.2%	7.8%	7.8%	1.7%	-1.5%	-0.4%	-0.6%	-2.4%	-2.6%	-2.4%	-2.1%	-1.7%	-1.8%	-1.80%
Equity 3Y	6.6%	7.7%	8.3%	6.7%	6.6%	7.1%	7.0%	-18.4%	-19.2%	-19.9%	-20.7%	-15.3%	-17.4%	-17.7%	-19.9%	-21.0%	-20.6%	-19.2%	-19.3%	-2.1%	-2.15%
Book Value 3Y	5.4%	0.6%	5.6%	1.8%	2.0%	1.0%	2.5%	-21.9%	-22.8%	-24.6%	-24.1%	-20.3%	-21.0%	-17.0%	-22.2%	-21.5%	-21.2%	-18.6%	-21.3%	-4.5%	-4.50%
Dividend 3Y	-29.9%	-14.5%	52.2%	64.9%	53.1%	44.2%	21.3%	7.4%	0.9%	-5.7%	-4.2%	-5.7%	-4.2%	1.0%	-2.7%	-0.4%	-0.4%	1.0%	-2.2%	-2.1%	-2.09%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.19	0.09	0.03	0.00	0.00	0.02	0.03	0.17	0.30	0.26	0.21	0.19	0.15	0.12	0.10	0.81	0.77	0.74	0.73	0.76	0.759
Earnings Stability	0.10	0.33	0.14	0.05	0.04	0.04	0.03	0.42	0.39	0.39	0.34	0.03	0.02	0.01	0.00	0.03	0.05	0.06	0.10	0.21	0.207
Margin Stability	0.97	0.96	0.93	0.94	0.95	0.95	0.93	0.94	0.95	0.95	0.93	0.95	0.96	0.98	0.98	0.96	0.95	0.95	0.92	0.87	0.871
Rev. Growth Consistency	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	1.00	0.50	0.50	0.500
Earn. Growth Consistency	0.00	0.50	0.50	0.50	0.50	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	—	—	—	—	—	0.00	0.86	—	—	—	—	—	—	—	—	0.29	0.35	0.45	0.65	0.22	0.221
ROE Trend	-0.08	-0.01	0.06	0.13	0.14	0.12	0.11	-0.58	-0.66	-0.69	-0.75	0.51	0.58	0.59	0.67	0.29	0.33	0.35	0.42	0.13	0.127
Gross Margin Trend	-0.00	0.02	0.05	0.06	0.05	0.04	0.04	0.01	0.00	-0.01	-0.01	-0.01	-0.00	0.00	0.01	0.01	0.02	-0.02	-0.06	-0.13	-0.132
FCF Margin Trend	-0.07	-0.06	-0.03	0.00	0.03	0.06	0.05	0.05	0.04	0.04	0.05	0.03	0.03	0.02	0.03	0.02	0.03	0.01	0.02	0.05	0.048
Sustainable Growth Rate	—	-1.6%	0.1%	0.5%	-1.2%	-4.3%	-6.7%	—	—	—	—	2.5%	5.1%	6.8%	8.4%	-14.1%	-12.2%	-8.6%	-3.6%	4.9%	4.94%
Internal Growth Rate	—	—	0.0%	0.1%	—	—	—	—	—	—	—	0.4%	0.7%	0.9%	1.1%	—	—	—	—	0.6%	0.65%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	-2.88	2.78	1.26	1.22	1.43	1.72	2.04	-0.59	-0.53	-0.59	-0.64	1.18	1.14	1.16	1.14	2.77	2.53	2.09	1.87	1.60	1.596
FCF/OCF	0.18	0.13	0.31	0.49	0.55	0.63	0.59	0.61	0.62	0.66	0.70	0.69	0.68	0.70	0.71	0.67	0.69	0.66	0.68	0.76	0.759
FCF/Net Income	snapshot only																				1.211
OCF/EBITDA	snapshot only																				0.725
CapEx/Revenue	5.5%	5.9%	5.7%	5.6%	6.0%	5.3%	5.6%	5.2%	4.8%	4.8%	4.5%	4.6%	4.9%	4.9%	4.9%	5.5%	5.4%	5.7%	5.9%	4.9%	4.88%
CapEx/Depreciation	snapshot only																				0.659
Accruals Ratio	-0.02	-0.01	-0.00	-0.01	-0.01	-0.02	-0.02	-0.11	-0.12	-0.12	-0.12	-0.01	-0.01	-0.01	-0.01	-0.04	-0.04	-0.03	-0.03	-0.03	-0.028
Sloan Accruals	snapshot only																				-0.023
Cash Flow Adequacy	snapshot only																				1.278
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	1.6%	1.7%	3.2%	7.0%	9.2%	9.3%	9.8%	9.9%	15.0%	10.1%	8.6%	9.4%	7.5%	7.3%	8.2%	7.9%	6.9%	5.2%	4.5%	3.6%	3.91%
Dividend/Share	$0.29	$0.33	$0.67	$0.89	$1.07	$1.19	$1.25	$1.25	$1.25	$1.19	$1.25	$1.19	$1.24	$1.24	$1.26	$1.25	$1.25	$1.24	$1.19	$1.19	$1.23
Payout Ratio	—	1.6%	98.5%	96.1%	1.1%	1.4%	1.7%	—	—	—	—	91.5%	85.0%	80.7%	78.9%	1.9%	1.7%	1.4%	1.1%	86.4%	86.35%
FCF Payout Ratio	2.7%	4.5%	2.5%	1.6%	1.4%	1.3%	1.4%	1.4%	1.5%	1.2%	1.1%	1.1%	1.1%	99.7%	98.0%	1.1%	97.4%	1.0%	88.5%	71.3%	71.31%
Total Payout Ratio	—	1.6%	1.1%	1.0%	1.2%	1.5%	1.7%	—	—	—	—	91.5%	85.0%	80.9%	83.7%	2.1%	1.8%	1.5%	1.2%	93.5%	93.54%
Div. Increase Streak	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	-0.63	-0.22	2.83	4.23	3.19	2.67	1.13	0.51	0.33	0.11	0.09	0.10	0.08	0.08	0.09	0.09	0.08	0.06	0.05	0.05	0.046
Buyback Yield	0.0%	0.0%	0.3%	0.5%	0.6%	0.5%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.5%	0.5%	0.5%	0.3%	0.4%	0.3%	0.30%
Net Buyback Yield	0.0%	0.0%	0.3%	0.5%	0.6%	0.5%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.5%	0.5%	0.5%	0.3%	0.4%	0.3%	0.30%
Total Shareholder Return	1.6%	1.7%	3.5%	7.5%	9.8%	9.7%	9.8%	9.9%	15.0%	10.1%	8.6%	9.4%	7.5%	7.3%	8.7%	8.3%	7.4%	5.5%	4.9%	3.9%	3.94%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.88	1.08	1.00	0.97	0.98	0.93	0.90	1.03	1.03	1.01	1.01	0.94	0.95	0.96	0.96	0.99	0.98	0.99	0.99	0.99	0.988
Interest Burden (EBT/EBIT)	-0.36	0.19	0.44	0.55	0.55	0.55	0.49	1.59	1.57	1.59	1.61	0.60	0.62	0.63	0.65	0.43	0.46	0.50	0.56	0.63	0.626
EBIT Margin	0.07	0.12	0.15	0.17	0.17	0.16	0.15	-0.14	-0.15	-0.15	-0.14	0.22	0.23	0.23	0.24	0.14	0.15	0.16	0.18	0.20	0.205
Asset Turnover	0.23	0.25	0.27	0.29	0.30	0.30	0.30	0.32	0.32	0.31	0.32	0.34	0.34	0.34	0.34	0.35	0.35	0.35	0.36	0.37	0.371
Equity Multiplier	4.38	4.32	4.40	4.44	4.43	4.38	4.58	5.54	5.63	5.67	6.07	7.11	7.43	7.37	8.00	7.21	7.44	7.12	7.69	7.71	7.705

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$-0.21	$0.21	$0.68	$0.92	$0.97	$0.86	$0.72	$-2.47	$-2.61	$-2.48	$-2.59	$1.30	$1.46	$1.54	$1.59	$0.64	$0.74	$0.87	$1.05	$1.38	$1.38
Book Value/Share	$8.95	$8.02	$8.78	$8.11	$8.05	$7.79	$7.66	$4.48	$4.30	$4.02	$3.89	$4.50	$4.41	$4.58	$4.13	$3.92	$3.94	$4.20	$3.74	$3.91	$4.09
Tangible Book/Share	$-9.01	$-7.66	$-8.90	$-9.41	$-9.49	$-9.20	$-10.08	$-12.54	$-12.59	$-11.57	$-12.37	$-10.82	$-11.52	$-11.27	$-11.79	$-11.80	$-11.70	$-11.28	$-11.00	$-10.77	$-10.77
Revenue/Share	$9.12	$8.52	$10.38	$10.25	$10.58	$10.26	$10.91	$10.99	$10.98	$10.51	$11.08	$10.55	$11.00	$10.92	$10.90	$10.69	$10.78	$10.83	$10.56	$10.89	$10.98
FCF/Share	$0.11	$0.08	$0.27	$0.55	$0.76	$0.92	$0.87	$0.89	$0.86	$0.97	$1.17	$1.05	$1.13	$1.25	$1.28	$1.19	$1.28	$1.20	$1.34	$1.67	$1.68
OCF/Share	$0.61	$0.58	$0.86	$1.13	$1.39	$1.47	$1.48	$1.46	$1.38	$1.47	$1.67	$1.54	$1.67	$1.78	$1.82	$1.78	$1.87	$1.82	$1.97	$2.20	$2.22
Cash/Share	$3.49	$2.47	$2.34	$0.71	$0.50	$0.23	$0.26	$0.26	$0.27	$0.21	$0.26	$0.28	$0.17	$0.28	$0.18	$0.17	$0.37	$0.59	$0.38	$0.18	$0.18
EBITDA/Share	$1.50	$1.85	$2.47	$2.60	$2.68	$2.54	$2.60	$-0.52	$-0.62	$-0.62	$-0.66	$3.16	$3.37	$3.46	$3.51	$2.48	$2.55	$2.63	$2.74	$3.04	$3.04
Debt/Share	$27.79	$23.96	$27.21	$25.31	$25.30	$24.40	$26.77	$26.94	$26.90	$25.04	$26.51	$23.35	$24.30	$23.93	$24.32	$24.19	$24.52	$24.41	$23.51	$23.28	$23.28
Net Debt/Share	$24.30	$21.49	$24.87	$24.60	$24.80	$24.16	$26.51	$26.68	$26.63	$24.83	$26.25	$23.07	$24.13	$23.65	$24.14	$24.02	$24.15	$23.82	$23.13	$23.11	$23.11

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.825
Altman Z-Prime	snapshot only																				0.404
Piotroski F-Score	4	7	7	7	5	5	5	3	3	3	5	8	8	9	8	4	5	4	5	7	7
Beneish M-Score	-2.37	-2.14	-2.15	-2.21	-2.28	-2.49	-2.53	-2.99	-3.05	-3.12	-3.12	-2.63	-2.59	-2.51	-2.55	-2.56	-2.43	-1.99	-2.09	-1.80	-1.805
Ohlson O-Score	snapshot only																				-5.527
Net-Net WC	snapshot only																				$-23.29
EVA	snapshot only																				$-94996939.85

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				CCC
Credit Score	20.71	27.43	26.09	19.88	20.16	18.77	19.28	11.88	11.95	12.67	11.89	24.65	19.13	22.09	22.60	15.08	11.18	27.91	27.87	14.01	14.010
Credit Grade	snapshot only																				17
Credit Trend	snapshot only																				-1.066
Implied Spread (bps)	snapshot only																				1200.000
Industry Credit Rank	snapshot only																				0
Sector Credit Rank	snapshot only																				7

OUT NYSE

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Risk & Quality Signals

Valuation

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Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

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C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

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