$15.25

-0.25 (-1.61%)

Weekly Expected Move ±7.0%

$14 $15 $16 $17 $18

NYSE · Industrials · Integrated Freight & Logistics · Alpha Radar Buy · Power 61 · $2.1B mcap · 135M float · 2.54% daily turnover · Short 51% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

53.3 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: 27.1%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. PBI shows a Weak competitive edge (53.3/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. ROIC of 27.1% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$15

Low

$15

Avg Target

$15

High

Based on 2 analysts since May 5, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 3Hold: 6Sell: 0Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$14.63

Analysts3

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-05-08	Goldman Sachs	George Tong	$14	$15	+2	-2.6%	$15.61
2026-05-07	Truist Financial	—	$11	$15	+4	-3.7%	$15.57
2026-04-24	Goldman Sachs	—	$11	$14	+3	-10.9%	$15.37
2025-12-12	Truist Financial	Jasper Bibb	Initiated	$11	—	+7.3%	$10.25
2025-12-03	JMP Securities	—	Initiated	$13	—	+36.8%	$9.50
2025-11-03	Goldman Sachs	—	Initiated	$11	—	+11.3%	$9.88

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C+

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. PBI receives an overall rating of C+. Strongest factors: ROA (4/5), P/E (4/5). Areas of concern: DCF (1/5), ROE (1/5), D/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-05-11	C-	C+
2026-05-06	C+	C-
2026-04-01	C	C+
2026-02-19	C-	C

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 63 Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. PBI scores highest in Momentum (81/100) and lowest in Balance Sheet (27/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

2.22

Grey Zone

Piotroski F-Score

5/9

✓ ✓ ✓ ✓ ✗ ✗ ✓ ✗ ✗

Beneish M-Score

-2.91

Unlikely Manipulator

Ohlson O-Score

-4.70

Bankruptcy prob: 0.9%

Low Risk

Credit Rating

BB-

Score: 37.1/100

Trend: Improving

Earnings Quality

75/100

OCF/NI: 2.72x

Accruals: -8.8%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. PBI scores 2.22, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. PBI scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. PBI's score of -2.91 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. PBI's implied 0.9% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. PBI receives an estimated rating of BB- (score: 37.1/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). PBI's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

14.35x

PEG

0.02x

P/S

1.10x

P/B

-2.69x

P/FCF

4.46x

P/OCF

3.82x

EV/EBITDA

8.06x

EV/Revenue

1.95x

EV/EBIT

10.60x

EV/FCF

9.38x

Earnings Yield

9.62%

FCF Yield

22.44%

Shareholder Yield

31.73%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 14.4x earnings, PBI trades at a reasonable valuation. An earnings yield of 9.6% exceeds typical risk-free rates, suggesting equities are being compensated for risk.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.740

NI / EBT

Interest Burden

0.655

EBT / EBIT

EBIT Margin

0.184

EBIT / Rev

Asset Turnover

0.572

Rev / Assets

Equity Multiplier

-4.756

Assets / Equity

ROE

-24.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. PBI's ROE of -24.2% is driven by Asset Turnover (0.572), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

180.80%

Fair P/E

370.09x

Intrinsic Value

$393.30

Price/Value

0.03x

Margin of Safety

97.19%

Premium

-97.19%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with PBI's realized 180.8% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $393.30, PBI appears undervalued with a 97% margin of safety. The adjusted fair P/E of 370.1x compares to the current market P/E of 14.4x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$15.25

Median 1Y

$14.01

5th Pctile

$4.26

95th Pctile

$46.10

Ann. Volatility

69.0%

Analyst Target

$14.63

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Leslie Abi-Karam President, cutive Vice President and President, Pitney Bowes Communications Solutions	$407,285	$381,082	$4,154,919
Marc B. Lautenbach President and Chief Executive Officer	$850,000	$1,172,558	$3,396,037
Michael Monahan Financial Vice President and Chief Financial Officer	$578,400	$381,082	$3,238,111
Vicki A. O’Meara former Executive Vice President and President, Pitney Bowes Services Solutions	$393,000	$263,829	$2,309,176
Abby F. Kohnstamm Executive Vice President and Chief Marketing Officer	$303,333	$379,947	$1,548,288
Mark F. Wright Executive Vice President and President, Pitney Bowes Digital Commerce Solutions	$356,061	$450,421	$1,489,943
Daniel J. Goldstein Executive Vice President and Chief Legal Compliance Officer	$477,400	$190,546	$1,449,380

CEO Pay Ratio

36:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $3,396,037

Avg Employee Cost (SGA/emp): $94,177

Employees: 6,600

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

6,600

-8.3% YoY

Revenue / Employee

$286,762

Rev: $1,892,629,000

Profit / Employee

$21,924

NI: $144,697,000

SGA / Employee

$94,177

Avg labor cost proxy

R&D / Employee

$2,315

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	12.2%	10.9%	3.8%	56.7%	38.7%	35.4%	42.6%	9.7%	-1.6%	-1.8%	2.5%	2.5%	1.7%	1.1%	-2.2%	-10.3%	-21.8%	-15.8%	-21.0%	-24.2%	-24.25%
ROA	0.4%	0.4%	0.1%	1.0%	0.7%	0.6%	0.8%	0.2%	-2.8%	-3.2%	-8.6%	-8.4%	-5.9%	-3.8%	0.3%	1.3%	2.7%	2.0%	4.4%	5.1%	5.10%
ROIC	14.1%	20.1%	6.4%	7.1%	7.2%	4.1%	7.6%	15.0%	5.9%	8.7%	10.0%	14.0%	-1.1%	15.3%	25.1%	26.7%	28.6%	28.1%	25.9%	27.1%	27.13%
ROCE	3.5%	3.2%	2.8%	4.7%	3.7%	3.8%	4.3%	3.1%	-1.7%	-1.1%	-3.7%	-0.9%	5.4%	2.6%	3.9%	3.6%	5.9%	12.2%	18.1%	21.3%	21.32%
Gross Margin	32.1%	31.3%	27.6%	31.8%	30.0%	30.1%	30.2%	31.5%	31.4%	50.7%	50.9%	52.3%	51.1%	52.4%	53.8%	54.5%	53.6%	53.1%	55.1%	54.4%	54.41%
Operating Margin	4.5%	5.0%	3.4%	4.0%	0.6%	0.8%	12.1%	1.4%	2.2%	15.2%	11.6%	15.0%	10.3%	12.8%	23.2%	20.0%	15.9%	21.0%	24.8%	25.7%	25.68%
Net Margin	2.3%	1.0%	0.2%	2.2%	0.5%	0.7%	0.7%	-0.9%	-18.2%	-2.5%	-42.5%	-0.6%	-5.1%	16.1%	-8.2%	7.2%	6.5%	11.3%	5.7%	12.2%	12.18%
EBITDA Margin	10.0%	8.3%	6.7%	9.6%	7.1%	8.8%	7.7%	6.2%	-11.3%	11.6%	0.6%	20.4%	10.5%	-1.8%	1.8%	20.1%	20.1%	26.5%	19.2%	31.1%	31.05%
FCF Margin	6.2%	4.4%	3.2%	2.0%	1.0%	-1.3%	1.4%	0.1%	-0.7%	2.3%	-0.1%	1.5%	6.5%	5.1%	7.2%	7.3%	8.7%	11.8%	17.4%	20.8%	20.82%
OCF Margin	9.7%	8.8%	8.2%	6.7%	5.5%	2.6%	5.0%	3.6%	2.7%	4.9%	2.8%	4.3%	9.5%	9.3%	11.3%	11.3%	12.4%	15.3%	20.9%	24.3%	24.30%
ROA 3Y Avg	snapshot only																				-0.73%
ROIC 3Y Avg	snapshot only																				5.68%
ROIC Economic	snapshot only																				22.03%
Cash ROA	snapshot only																				14.39%
Cash ROIC	snapshot only																				40.66%
CROIC	snapshot only																				34.84%
NOPAT Margin	snapshot only																				16.21%
Pretax Margin	snapshot only																				12.06%
R&D / Revenue	snapshot only																				0.76%
SGA / Revenue	snapshot only																				31.39%
SBC / Revenue	snapshot only																				0.66%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	59.87	55.53	286.12	15.17	15.53	11.08	16.19	72.50	-4.11	-3.16	-1.88	-1.91	-3.29	-7.37	125.07	33.20	18.77	27.28	11.51	10.40	14.353
P/S Ratio	0.35	0.29	0.27	0.21	0.15	0.10	0.17	0.18	0.17	0.16	0.28	0.31	0.43	0.62	0.63	0.81	0.98	1.06	0.88	0.93	1.101
P/B Ratio	18.48	15.34	8.91	7.00	4.89	3.19	9.86	10.02	9.33	8.10	-1.97	-1.97	-2.36	-3.42	-2.22	-2.79	-3.35	-3.54	-2.08	-2.17	-2.689
P/FCF	5.62	6.67	8.54	10.82	14.50	-7.79	11.69	127.78	-22.83	7.10	-465.19	21.13	6.58	12.22	8.73	11.06	11.28	8.98	5.06	4.46	4.455
P/OCF	3.62	3.31	3.33	3.20	2.72	3.80	3.40	4.83	6.25	3.35	9.83	7.18	4.48	6.67	5.58	7.15	7.95	6.91	4.21	3.82	3.818
EV/EBITDA	11.58	10.93	11.16	8.17	8.13	7.47	8.45	9.73	23.05	26.04	98.47	30.30	11.64	19.41	17.98	21.00	18.18	11.15	8.85	8.06	8.063
EV/Revenue	0.85	0.79	0.77	0.70	0.65	0.60	0.70	0.72	0.73	0.79	0.91	1.03	1.25	1.44	1.40	1.59	1.78	1.87	1.90	1.95	1.953
EV/EBIT	27.40	27.22	31.57	17.01	19.48	17.49	19.07	26.36	-47.40	-73.71	-27.26	-108.02	19.82	47.66	41.87	51.68	34.12	17.15	12.21	10.60	10.604
EV/FCF	13.67	18.17	23.94	35.65	62.15	-47.04	48.58	524.38	-98.95	34.34	-1540.90	70.07	19.30	28.51	19.36	21.77	20.35	15.83	10.91	9.38	9.379
Earnings Yield	1.7%	1.8%	0.3%	6.6%	6.4%	9.0%	6.2%	1.4%	-24.3%	-31.6%	-53.1%	-52.5%	-30.4%	-13.6%	0.8%	3.0%	5.3%	3.7%	8.7%	9.6%	9.62%
FCF Yield	17.8%	15.0%	11.7%	9.2%	6.9%	-12.8%	8.6%	0.8%	-4.4%	14.1%	-0.2%	4.7%	15.2%	8.2%	11.5%	9.0%	8.9%	11.1%	19.7%	22.4%	22.44%
PEG Ratio	snapshot only																				0.020
EV/OCF	snapshot only																				8.037
EV/Gross Profit	snapshot only																				3.612
Acquirers Multiple	snapshot only																				8.912
Shareholder Yield	snapshot only																				31.73%

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	1.13	1.13	1.09	1.09	1.09	1.09	1.04	1.04	1.04	1.04	1.08	1.08	1.08	1.08	0.79	0.79	0.79	0.79	0.71	0.71	0.711
Quick Ratio	1.09	1.09	1.05	1.05	1.05	1.05	0.99	0.99	0.99	0.99	1.05	1.05	1.05	1.05	0.75	0.75	0.75	0.75	0.67	0.67	0.668
Debt/Equity	39.75	39.75	22.70	22.70	22.70	22.70	42.33	42.33	42.33	42.33	-6.25	-6.25	-6.25	-6.25	-3.54	-3.54	-3.54	-3.54	-2.77	-2.77	-2.768
Net Debt/Equity	26.44	26.44	16.06	16.06	16.06	16.06	31.10	31.10	31.10	31.10	—	—	—	—	—	—	—	—	—	—	—
Debt/Assets	0.54	0.54	0.52	0.52	0.52	0.52	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.54	0.60	0.60	0.60	0.60	0.70	0.70	0.701
Debt/EBITDA	10.25	10.40	10.15	8.04	8.81	8.80	8.73	10.02	24.13	28.12	94.20	29.00	10.52	15.19	12.95	13.55	10.63	6.33	5.48	4.89	4.887
Net Debt/EBITDA	6.81	6.92	7.18	5.69	6.24	6.23	6.41	7.36	17.73	20.66	68.74	21.16	7.68	11.09	9.88	10.34	8.11	4.83	4.74	4.23	4.233
Interest Coverage	0.77	0.73	0.62	1.09	0.88	0.89	0.92	0.65	-0.35	-0.21	-0.54	-0.14	0.89	0.48	0.61	0.57	0.99	2.06	2.90	3.35	3.349
Equity Multiplier	73.98	73.98	44.03	44.03	44.03	44.03	78.17	78.17	78.17	78.17	-11.59	-11.59	-11.59	-11.59	-5.87	-5.87	-5.87	-5.87	-3.95	-3.95	-3.950
Cash Ratio	snapshot only																				0.192
Debt Service Coverage	snapshot only																				4.405
Cash to Debt	snapshot only																				0.134
FCF to Debt	snapshot only																				0.176
Defensive Interval	snapshot only																				583.7 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.70	0.70	0.72	0.72	0.72	0.71	0.73	0.71	0.69	0.62	0.59	0.52	0.45	0.45	0.53	0.52	0.51	0.50	0.58	0.57	0.572
Inventory Turnover	36.84	36.75	34.01	34.07	34.07	33.79	30.28	29.53	28.58	24.48	21.95	17.55	13.55	13.41	15.69	15.30	14.90	14.53	13.78	13.68	13.676
Receivables Turnover	5.64	5.61	5.69	5.70	5.66	5.59	10.43	10.16	9.88	8.91	9.71	8.56	7.50	7.49	11.25	11.10	10.94	10.72	4.59	4.55	4.552
Payables Turnover	8.92	8.89	8.42	8.43	8.43	8.36	7.85	7.65	7.41	6.34	2.81	2.25	1.74	1.72	1.80	1.76	1.71	1.67	1.60	1.59	1.589
DSO	65	65	64	64	64	65	35	36	37	41	38	43	49	49	32	33	33	34	80	80	80.2 days
DIO	10	10	11	11	11	11	12	12	13	15	17	21	27	27	23	24	25	25	26	27	26.7 days
DPO	41	41	43	43	43	44	47	48	49	58	130	162	210	212	202	208	213	219	228	230	229.7 days
Cash Conversion Cycle	34	34	32	31	32	32	1	1	0	-2	-75	-99	-135	-136	-147	-151	-155	-159	-122	-123	-122.8 days
Fixed Asset Turnover	snapshot only																				5.921
Operating Cycle	snapshot only																				106.9 days
Cash Velocity	snapshot only																				6.316
Capital Intensity	snapshot only																				1.689

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	14.7%	10.8%	3.4%	0.3%	-2.1%	-2.8%	-3.7%	-6.5%	-8.4%	-16.3%	-25.4%	-32.5%	-39.1%	-32.6%	-23.2%	-14.1%	-3.4%	-5.2%	-6.6%	-6.1%	-6.11%
Net Income	1.1%	1.1%	1.0%	82.8%	62.6%	66.2%	9.5%	-83.9%	-4.9%	-5.8%	-11.4%	-46.4%	-92.1%	-10.1%	1.0%	1.1%	1.4%	1.4%	13.1%	2.4%	2.45%
EPS	1.1%	1.1%	1.0%	80.4%	64.5%	68.5%	9.6%	-83.6%	-4.9%	-5.8%	-11.5%	-45.8%	-88.9%	-5.5%	1.0%	1.1%	1.4%	1.4%	15.4%	3.0%	3.00%
FCF	1.0%	17.5%	-40.5%	-76.7%	-83.6%	-1.3%	-56.5%	-93.5%	-1.7%	2.5%	-1.0%	6.2%	6.3%	49.0%	95.0%	3.2%	30.3%	1.2%	1.2%	1.7%	1.68%
EBITDA	5.4%	2.6%	2.0%	18.5%	5.9%	7.6%	16.7%	-19.4%	-63.3%	-68.6%	-91.7%	-69.0%	1.1%	66.0%	5.5%	90.3%	-12.0%	1.1%	1.6%	2.0%	2.01%
Op. Income	-8.2%	18.7%	3.0%	2.6%	-25.9%	-51.6%	2.6%	-13.2%	21.7%	1.6%	4.6%	73.4%	82.9%	17.8%	87.3%	42.7%	33.4%	53.0%	23.9%	23.6%	23.63%
OCF Growth	snapshot only																				1.02%
Asset Growth	snapshot only																				-6.73%
Debt Growth	snapshot only																				8.48%
Shares Change	snapshot only																				-13.69%
Dividend Growth	snapshot only																				40.14%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	6.7%	5.3%	4.6%	4.2%	3.8%	3.0%	2.6%	2.4%	1.0%	-3.4%	-9.4%	-14.1%	-18.2%	-18.2%	-18.0%	-18.4%	-18.6%	-18.8%	-18.8%	-18.3%	-18.34%
Revenue 5Y	1.4%	1.5%	1.5%	1.6%	2.6%	3.7%	3.6%	3.2%	1.8%	-1.1%	-3.8%	-6.5%	-9.0%	-9.2%	-9.2%	-9.0%	-9.5%	-10.5%	-11.8%	-12.6%	-12.57%
EPS 3Y	-54.5%	-57.3%	-75.8%	-34.9%	-41.1%	-34.1%	60.9%	—	—	—	—	—	—	—	42.2%	-3.1%	41.8%	31.2%	64.2%	1.8%	1.81%
EPS 5Y	-40.4%	-40.7%	-48.9%	-12.6%	-17.6%	-18.3%	-30.9%	-48.2%	—	—	—	—	—	—	2.4%	—	—	—	—	2.1%	2.12%
Net Income 3Y	-55.3%	-58.0%	-76.2%	-35.9%	-41.3%	-33.4%	62.8%	—	—	—	—	—	—	—	43.0%	-2.3%	42.9%	32.2%	57.6%	1.7%	1.71%
Net Income 5Y	-41.0%	-41.2%	-49.3%	-13.4%	-18.5%	-19.2%	-31.6%	-49.0%	—	—	—	—	—	—	3.7%	—	—	—	—	2.1%	2.06%
EBITDA 3Y	-15.2%	-16.0%	-17.7%	-6.6%	-8.8%	-3.1%	0.0%	64.0%	35.6%	6.8%	-33.5%	-33.4%	-7.2%	-17.5%	-14.4%	-22.0%	-12.8%	3.7%	11.3%	21.0%	21.03%
EBITDA 5Y	-18.6%	-18.4%	-14.8%	-10.6%	-9.2%	-5.9%	-9.0%	-10.2%	-25.0%	-27.5%	-44.2%	-27.3%	-10.6%	-13.8%	-11.7%	21.0%	35.2%	34.0%	37.2%	11.1%	11.11%
Gross Profit 3Y	-7.2%	-7.3%	-7.5%	-7.4%	-7.6%	-7.9%	-6.8%	-5.6%	-4.9%	-3.7%	-3.6%	-3.1%	-3.4%	-2.9%	-1.8%	-2.1%	-1.4%	-1.2%	-1.8%	-1.1%	-1.11%
Gross Profit 5Y	-10.2%	-10.2%	-10.0%	-9.8%	-9.1%	-8.2%	-6.9%	-6.4%	-6.6%	-6.4%	-6.2%	-6.1%	-5.6%	-5.2%	-4.4%	-3.2%	-2.5%	-2.2%	-2.3%	-2.4%	-2.37%
Op. Income 3Y	-22.6%	-21.8%	-25.3%	-21.9%	-27.3%	-34.6%	-10.7%	-14.0%	-6.1%	14.4%	3.4%	15.6%	18.1%	14.2%	26.2%	29.0%	43.7%	67.5%	34.4%	45.2%	45.16%
Op. Income 5Y	-22.8%	-21.7%	-23.3%	-23.4%	-25.8%	-29.1%	-16.2%	-17.8%	-16.0%	-9.6%	-14.9%	-6.4%	-3.1%	-3.0%	6.9%	9.5%	15.1%	22.0%	20.7%	22.2%	22.19%
FCF 3Y	-7.3%	-14.9%	-16.4%	-28.8%	-36.9%	—	-23.2%	—	—	-20.6%	—	-52.1%	-17.1%	-14.0%	7.7%	26.0%	65.5%	—	86.0%	3.3%	3.35%
FCF 5Y	-6.5%	-12.0%	-18.9%	-29.9%	-36.1%	—	-30.9%	-54.6%	—	-23.5%	—	-29.8%	-2.7%	-5.3%	5.4%	—	8.6%	10.5%	10.7%	4.5%	4.52%
OCF 3Y	-9.0%	-9.2%	-6.9%	-11.9%	-11.5%	-30.7%	-11.3%	3.0%	-28.9%	-17.5%	-37.5%	-38.5%	-18.7%	-16.7%	-8.7%	-2.9%	6.4%	46.3%	30.9%	53.6%	53.64%
OCF 5Y	-5.3%	-6.6%	-9.5%	-15.9%	-17.3%	-29.2%	-18.7%	-21.6%	-28.3%	-19.6%	-27.7%	-22.4%	-7.9%	-7.8%	-1.9%	14.4%	-0.6%	2.5%	5.5%	0.9%	0.91%
Assets 3Y	-7.9%	-7.9%	-5.8%	-5.8%	-5.8%	-5.8%	-4.6%	-4.6%	-4.6%	-4.6%	-6.5%	-6.5%	-6.5%	-6.5%	-11.8%	-11.8%	-11.8%	-11.8%	-12.6%	-12.6%	-12.57%
Assets 5Y	-3.1%	-3.1%	-3.2%	-3.2%	-3.2%	-3.2%	-6.6%	-6.6%	-6.6%	-6.6%	-6.4%	-6.4%	-6.4%	-6.4%	-9.1%	-9.1%	-9.1%	-9.1%	-9.5%	-9.5%	-9.52%
Equity 3Y	-27.9%	-27.9%	3.4%	3.4%	3.4%	3.4%	-40.4%	-40.4%	-40.4%	-40.4%	—	—	—	—	—	—	—	—	—	—	—
Book Value 3Y	-26.7%	-26.7%	5.2%	4.9%	3.7%	2.3%	-41.1%	-40.8%	-40.9%	-40.5%	—	—	—	—	—	—	—	—	—	—	—
Dividend 3Y	2.1%	2.1%	2.2%	1.9%	0.5%	-1.0%	-1.3%	-0.8%	-0.7%	-0.0%	0.6%	-0.2%	0.6%	-0.2%	0.1%	1.7%	4.8%	8.0%	17.1%	15.8%	15.81%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.08	0.17	0.37	0.36	0.67	0.88	0.82	0.62	0.37	0.00	0.11	0.23	0.31	0.43	0.51	0.52	0.57	0.71	0.85	0.88	0.881
Earnings Stability	0.47	0.48	0.42	0.22	0.20	0.20	0.40	0.22	0.37	0.37	0.51	0.32	0.34	0.19	0.03	0.00	0.05	0.11	0.13	0.02	0.015
Margin Stability	0.77	0.76	0.75	0.74	0.74	0.73	0.75	0.77	0.79	0.82	0.83	0.80	0.75	0.76	0.77	0.76	0.72	0.73	0.74	0.73	0.732
Rev. Growth Consistency	0.50	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.50	0.50	0.50	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	0	1	1	0	0	0	1	0	1	0	1	1	1	1	1	1
Earnings Persistence	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.500
Earnings Smoothness	—	—	—	0.00	0.52	0.50	0.00	0.00	—	—	—	—	—	—	—	—	—	—	0.00	0.00	0.000
ROE Trend	-0.13	0.16	1.36	0.82	0.58	0.57	1.94	-0.10	-2.58	-2.85	—	—	—	—	—	—	—	—	—	—	—
Gross Margin Trend	-0.09	-0.07	-0.06	-0.04	-0.04	-0.03	-0.01	-0.00	0.00	0.04	0.08	0.14	0.21	0.20	0.18	0.15	0.13	0.11	0.08	0.05	0.052
FCF Margin Trend	0.02	0.00	-0.01	-0.02	-0.04	-0.06	-0.03	-0.05	-0.04	0.01	-0.02	0.00	0.06	0.05	0.07	0.06	0.06	0.08	0.14	0.16	0.164
Sustainable Growth Rate	-7.1%	-8.5%	-34.2%	18.7%	0.7%	-2.5%	2.6%	-30.4%	—	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	—	—	—	0.3%	0.0%	—	0.0%	—	—	—	—	—	—	—	—	0.3%	1.6%	0.8%	2.9%	3.6%	3.60%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	16.56	16.78	85.98	4.74	5.71	2.92	4.76	15.00	-0.66	-0.94	-0.19	-0.27	-0.73	-1.10	22.41	4.64	2.36	3.95	2.73	2.72	2.723
FCF/OCF	0.64	0.50	0.39	0.30	0.19	-0.49	0.29	0.04	-0.27	0.47	-0.02	0.34	0.68	0.55	0.64	0.65	0.71	0.77	0.83	0.86	0.857
FCF/Net Income	snapshot only																				2.334
OCF/EBITDA	snapshot only																				1.003
CapEx/Revenue	3.4%	4.4%	5.0%	4.7%	4.5%	3.9%	3.5%	3.5%	3.4%	2.6%	2.9%	2.9%	3.0%	4.2%	4.1%	4.0%	3.6%	3.5%	3.5%	3.5%	3.48%
CapEx/Depreciation	snapshot only																				0.599
Accruals Ratio	-0.06	-0.06	-0.06	-0.04	-0.03	-0.01	-0.03	-0.02	-0.05	-0.06	-0.10	-0.11	-0.10	-0.08	-0.06	-0.05	-0.04	-0.06	-0.08	-0.09	-0.088
Sloan Accruals	snapshot only																				-0.061
Cash Flow Adequacy	snapshot only																				3.843
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	2.6%	3.2%	3.5%	4.4%	6.3%	9.7%	5.8%	5.7%	6.2%	7.1%	4.8%	4.9%	4.1%	2.8%	2.8%	2.4%	2.2%	2.2%	3.1%	3.1%	2.36%
Dividend/Share	$0.19	$0.19	$0.19	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.19	$0.20	$0.21	$0.23	$0.25	$0.32	$0.34	$0.36
Payout Ratio	1.6%	1.8%	9.9%	67.1%	98.2%	1.1%	94.0%	4.1%	—	—	—	—	—	—	3.5%	78.5%	40.4%	61.4%	35.3%	31.9%	31.90%
FCF Payout Ratio	14.9%	21.3%	29.6%	47.8%	91.6%	—	67.9%	7.3%	—	50.6%	—	1.0%	26.9%	34.6%	24.5%	26.1%	24.3%	20.2%	15.5%	13.7%	13.67%
Total Payout Ratio	1.6%	1.8%	9.9%	92.9%	1.4%	1.5%	1.3%	4.1%	—	—	—	—	—	—	3.5%	1.1%	1.3%	4.0%	3.0%	3.3%	3.30%
Div. Increase Streak	0	0	0	0	1	1	0	0	1	1	0	0	1	1	1	1	1	1	1	1	1
Chowder Number	0.04	0.05	0.05	0.06	0.07	0.10	0.06	0.05	0.07	0.08	0.06	0.06	0.06	0.05	0.05	0.10	0.20	0.31	0.45	0.43	0.432
Buyback Yield	0.0%	0.0%	0.0%	1.7%	2.4%	3.7%	2.2%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.9%	4.7%	12.3%	22.7%	28.7%	28.67%
Net Buyback Yield	0.0%	0.0%	0.0%	1.7%	2.4%	3.7%	2.2%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.9%	4.7%	12.3%	22.7%	28.7%	28.67%
Total Shareholder Return	2.6%	3.2%	3.5%	6.1%	8.8%	13.4%	8.1%	5.7%	6.2%	7.1%	4.8%	4.9%	4.1%	2.8%	2.8%	3.3%	6.8%	14.6%	25.8%	31.7%	31.73%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	1.69	2.28	-0.47	0.88	1.15	0.96	0.93	2.17	0.95	1.22	1.95	2.74	-64.03	2.57	-0.20	-0.91	-17.02	0.71	0.75	0.74	0.740
Interest Burden (EBT/EBIT)	0.11	0.08	-0.08	0.39	0.25	0.27	0.31	0.04	2.79	3.96	2.24	6.24	0.03	-1.08	-0.77	-0.87	-0.06	0.50	0.65	0.65	0.655
EBIT Margin	0.03	0.03	0.02	0.04	0.03	0.03	0.04	0.03	-0.02	-0.01	-0.03	-0.01	0.06	0.03	0.03	0.03	0.05	0.11	0.16	0.18	0.184
Asset Turnover	0.70	0.70	0.72	0.72	0.72	0.71	0.73	0.71	0.69	0.62	0.59	0.52	0.45	0.45	0.53	0.52	0.51	0.50	0.58	0.57	0.572
Equity Multiplier	29.97	29.97	55.57	55.57	55.57	55.57	55.98	55.98	55.98	55.98	-29.27	-29.27	-29.27	-29.27	-8.10	-8.10	-8.10	-8.10	-4.76	-4.76	-4.756

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$0.12	$0.11	$0.02	$0.29	$0.20	$0.18	$0.21	$0.05	$-0.78	$-0.88	$-2.19	$-2.15	$-1.48	$-0.93	$0.06	$0.27	$0.57	$0.41	$0.92	$1.06	$1.06
Book Value/Share	$0.39	$0.39	$0.63	$0.63	$0.64	$0.64	$0.34	$0.35	$0.35	$0.34	$-2.09	$-2.08	$-2.06	$-2.00	$-3.17	$-3.17	$-3.20	$-3.20	$-5.09	$-5.09	$-5.67
Tangible Book/Share	$-6.94	$-6.92	$-6.43	$-6.49	$-6.53	$-6.53	$-6.09	$-6.21	$-6.17	$-6.16	$-6.37	$-6.35	$-6.29	$-6.11	$-7.21	$-7.21	$-7.27	$-7.27	$-9.93	$-9.93	$-9.93
Revenue/Share	$20.87	$20.72	$20.46	$20.70	$20.67	$20.42	$19.88	$19.73	$19.07	$17.17	$14.97	$13.15	$11.42	$11.08	$11.10	$10.95	$10.89	$10.67	$12.01	$11.91	$11.91
FCF/Share	$1.30	$0.91	$0.65	$0.41	$0.21	$-0.26	$0.29	$0.03	$-0.14	$0.39	$-0.01	$0.19	$0.74	$0.56	$0.80	$0.80	$0.95	$1.26	$2.09	$2.48	$2.48
OCF/Share	$2.02	$1.83	$1.68	$1.38	$1.14	$0.53	$0.99	$0.72	$0.52	$0.83	$0.42	$0.57	$1.09	$1.03	$1.26	$1.23	$1.35	$1.64	$2.51	$2.89	$2.89
Cash/Share	$5.25	$5.24	$4.16	$4.20	$4.22	$4.22	$3.83	$3.90	$3.88	$3.87	$3.53	$3.52	$3.48	$3.38	$2.66	$2.66	$2.69	$2.69	$1.89	$1.89	$1.99
EBITDA/Share	$1.53	$1.50	$1.40	$1.79	$1.64	$1.64	$1.65	$1.47	$0.61	$0.52	$0.14	$0.45	$1.22	$0.82	$0.87	$0.83	$1.06	$1.79	$2.57	$2.89	$2.89
Debt/Share	$15.69	$15.65	$14.24	$14.36	$14.44	$14.44	$14.42	$14.70	$14.61	$14.58	$13.06	$13.01	$12.88	$12.52	$11.22	$11.22	$11.31	$11.31	$14.10	$14.10	$14.10
Net Debt/Share	$10.43	$10.41	$10.08	$10.16	$10.22	$10.22	$10.60	$10.80	$10.74	$10.71	$9.53	$9.49	$9.40	$9.14	$8.55	$8.55	$8.63	$8.63	$12.21	$12.21	$12.21

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.219
Altman Z-Prime	snapshot only																				2.999
Piotroski F-Score	5	5	5	6	6	5	6	4	4	4	5	4	4	4	5	5	6	7	6	5	5
Beneish M-Score	-1.39	-1.23	-2.80	-2.75	-2.69	-2.62	-2.63	-2.61	-2.73	-2.80	-3.45	-3.36	-3.36	-3.14	-2.84	-2.81	-2.76	-2.83	-2.90	-2.91	-2.913
Ohlson O-Score	snapshot only																				-4.701
Net-Net WC	snapshot only																				$-18.22
EVA	snapshot only																				$192087416.33

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BB-
Credit Score	25.06	25.18	24.64	26.68	23.92	22.84	22.33	22.57	19.54	20.82	19.04	20.00	20.00	20.00	20.00	20.00	20.00	20.00	20.00	37.07	37.069
Credit Grade	snapshot only																				13
Credit Trend	snapshot only																				17.069
Implied Spread (bps)	snapshot only																				550.000
Industry Credit Rank	snapshot only																				25
Sector Credit Rank	snapshot only																				24

PBI NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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