$24.48

-0.25 (-1.01%)

Weekly Expected Move ±4.8%

$22 $24 $25 $26 $27

NYSE · Consumer Defensive · Education & Training Services · Tech Score Sell · Power 47 · $882.4M mcap · 30M float · 0.360% daily turnover · Short 53% of daily vol

Credit Risk of going bust: lower than 77% of companies Debt: 6.9% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.06 (down 99.8%), Phoenix Education Partners, Inc would be worth roughly what it owes.
Total debt $65.7M against a stock market value of $882.4M.
Distance to default 8.96 (Merton model): prices to 2026-10-27, balance sheet 2026-05-31, debt counted $9.8M (short-term plus half of long-term), stock volatility 50.0%; Altman Z'' 4.82. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

60.0 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 48.0%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. PXED has a Narrow competitive edge (60.0/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Cost Advantage. ROIC of 48.0% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$33

Low

$36

Avg Target

$40

High

Based on 3 analysts since Jul 14, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$33.00

Analysts1

Consensus Change History

Date	Field	From	To
2026-01-10	consensus	Hold	Buy

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-10-05	BMO Capital	Jeffrey Silber	$36	$33	-3	+32.7%	$24.88
2026-07-15	BMO Capital	Jeffrey Silber	$39	$36	-3	+13.9%	$31.62
2026-07-15	Morgan Stanley	Greg Parrish	$46	$40	-6	+15.7%	$34.57
2026-01-14	Morgan Stanley	Greg Parrish	$45	$46	+1	+55.8%	$29.52
2026-01-14	BMO Capital	—	$45	$39	-6	+23.0%	$31.71
2025-12-04	Barrington	—	Initiated	$45	—	+31.0%	$34.35
2025-11-21	Goldman Sachs	—	$42	$36	-6	+18.5%	$30.37
2025-11-04	Griffin	Griffin Boss	Initiated	$60	—	+66.7%	$36.00
2025-11-03	Jefferies	Stephanie Moore	Initiated	$46	—	+24.5%	$36.95
2025-11-03	Morgan Stanley	—	Initiated	$45	—	+21.8%	$36.95
2025-11-03	BMO Capital	—	Initiated	$45	—	+21.8%	$36.95
2025-11-03	Goldman Sachs	—	Initiated	$42	—	+13.7%	$36.95

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. PXED receives an overall rating of A. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5). Areas of concern: P/B (2/5).

Rating Change History

Date	From	To
2026-10-01	A+	A
2026-08-18	A	A+
2026-08-17	A+	A
2026-07-25	A	A+
2026-07-22	A+	A
2026-07-15	A	A+
2026-07-01	A-	A
2026-03-02	B+	A-
2026-02-06	A-	B+
2026-02-05	B+	A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 63 Grade A

Profitability

Balance Sheet

Earnings Quality

Growth

—

Value

Momentum

—

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. PXED scores highest in Safety (100/100) and lowest in Value (56/100). An overall grade of A places PXED among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

4.79

Safe Zone

Piotroski F-Score

4/9

✓ ✓ ✗ ✓ ✗ ✗ ✓ ✗ ✗

Beneish M-Score

—

Ohlson O-Score

-8.65

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AAA

Score: 96.4/100

Earnings Quality

75/100

OCF/NI: 1.78x

Accruals: -8.4%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. PXED scores 4.79, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. PXED scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. PXED's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. PXED receives an estimated rating of AAA (score: 96.4/100). The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). PXED's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

10.60x

PEG

-0.36x

P/S

0.87x

P/B

2.70x

P/FCF

11.54x

P/OCF

10.06x

EV/EBITDA

7.86x

EV/Revenue

1.33x

EV/EBIT

9.05x

EV/FCF

9.89x

Earnings Yield

5.57%

FCF Yield

8.67%

Shareholder Yield

1.82%

Graham Number

$17.80

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.6x earnings, PXED trades at a reasonable valuation. An earnings yield of 5.6% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $17.80 per share, 38% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.683

NI / EBT

Interest Burden

0.861

EBT / EBIT

EBIT Margin

0.147

EBIT / Rev

Asset Turnover

1.243

Rev / Assets

Equity Multiplier

1.877

Assets / Equity

ROE

20.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. PXED's ROE of 20.2% is driven by Asset Turnover (1.243), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$14.33

Price/Value

2.11x

Margin of Safety

-111.06%

Premium

111.06%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with PXED's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. PXED trades at a 111% premium to its adjusted intrinsic value of $14.33, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 10.6x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 264 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$24.46

Median 1Y

$14.17

5th Pctile

$6.32

95th Pctile

$31.69

Ann. Volatility

49.7%

Analyst Target

$33.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Christopher Lynne, Chief Executive Officer	$895,703	$—	$10,654,989
Srini Medi, Legal Legal Officer and Secretary	$427,438	$—	$4,372,934
Blair Westblom, Financial ancial Officer and Treasurer	$443,544	$—	$3,874,701

CEO Pay Ratio

103:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $10,654,989

Avg Employee Cost (SGA/emp): $103,716

Employees: 3,400

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

3,400

Revenue / Employee

$296,233

Rev: $1,007,192,000

Profit / Employee

$39,376

NI: $133,877,999

SGA / Employee

$103,716

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q1'26	Q2'26	Q3'26	Current
ROE	5.5%	9.0%	20.2%	20.17%
ROA	2.8%	4.8%	10.7%	10.75%
ROIC	15.5%	29.9%	48.0%	47.99%
ROCE	7.2%	11.1%	26.5%	26.45%
Gross Margin	56.0%	52.7%	55.0%	55.03%
Operating Margin	15.4%	8.6%	19.1%	19.07%
Net Margin	5.9%	4.8%	14.4%	14.41%
EBITDA Margin	12.5%	9.7%	27.1%	27.09%
FCF Margin	10.1%	14.4%	13.4%	13.44%
OCF Margin	11.9%	16.5%	15.4%	15.43%
ROIC Economic	snapshot only			20.09%
Cash ROA	snapshot only			19.17%
Cash ROIC	snapshot only			74.36%
CROIC	snapshot only			64.80%
NOPAT Margin	snapshot only			9.96%
Pretax Margin	snapshot only			12.66%
R&D / Revenue	snapshot only			0.00%
SGA / Revenue	snapshot only			39.99%
SBC / Revenue	snapshot only			6.30%

Valuation

Metric	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	84.83	43.88	17.94	10.597
P/S Ratio	5.00	2.38	1.55	0.871
P/B Ratio	4.68	3.95	3.62	2.700
P/FCF	49.75	16.47	11.54	11.539
P/OCF	42.20	14.40	10.06	10.055
EV/EBITDA	35.90	18.06	7.86	7.861
EV/Revenue	4.50	2.03	1.33	1.330
EV/EBIT	43.09	22.75	9.05	9.049
EV/FCF	44.73	14.04	9.89	9.893
Earnings Yield	1.2%	2.3%	5.6%	5.57%
FCF Yield	2.0%	6.1%	8.7%	8.67%
Price/Tangible Book	snapshot only			4.991
EV/OCF	snapshot only			8.621
EV/Gross Profit	snapshot only			2.432
Acquirers Multiple	snapshot only			9.049
Shareholder Yield	snapshot only			1.82%
Graham Number	snapshot only			$17.80

Leverage & Solvency

Metric	Q1'26	Q2'26	Q3'26	Current
Current Ratio	1.88	2.01	1.92	1.915
Quick Ratio	1.88	2.01	1.92	1.915
Debt/Equity	0.25	0.23	0.20	0.203
Net Debt/Equity	-0.47	-0.58	-0.52	-0.516
Debt/Assets	0.13	0.13	0.11	0.108
Debt/EBITDA	2.16	1.26	0.51	0.513
Net Debt/EBITDA	-4.03	-3.12	-1.31	-1.308
Interest Coverage	127.23	56.39	78.50	78.504
Equity Multiplier	1.96	1.88	1.88	1.877
Cash Ratio	snapshot only			1.237
Debt Service Coverage	snapshot only			90.369
Cash to Debt	snapshot only			3.547
FCF to Debt	snapshot only			1.548
Defensive Interval	snapshot only			397.7 days

Efficiency & Turnover

Metric	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.48	0.89	1.24	1.243
Inventory Turnover	—	—	—	—
Receivables Turnover	3.40	14.72	7.97	7.972
Payables Turnover	4.74	7.22	14.06	14.060
DSO	107	25	46	45.8 days
DIO	0	0	0	0.0 days
DPO	77	51	26	26.0 days
Cash Conversion Cycle	30	-26	20	19.8 days
Fixed Asset Turnover	snapshot only			10.109
Cash Velocity	snapshot only			3.245
Capital Intensity	snapshot only			0.805

Growth Quality

Metric	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	—	—	—	—
Earnings Stability	—	—	—	—
Margin Stability	—	—	—	—
Rev. Growth Consistency	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0
Earnings Persistence	—	—	—	—
Earnings Smoothness	—	—	—	—
ROE Trend	—	—	—	—
Gross Margin Trend	—	—	—	—
FCF Margin Trend	—	—	—	—
Sustainable Growth Rate	5.3%	5.9%	14.8%	14.81%
Internal Growth Rate	2.8%	3.2%	8.6%	8.57%

Cash Flow Quality

Metric	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	2.01	3.05	1.78	1.784
FCF/OCF	0.85	0.87	0.87	0.871
FCF/Net Income	snapshot only			1.555
OCF/EBITDA	snapshot only			0.912
CapEx/Revenue	1.8%	2.1%	2.0%	1.98%
CapEx/Depreciation	snapshot only			0.893
Accruals Ratio	-0.03	-0.10	-0.08	-0.084
Sloan Accruals	snapshot only			-0.111
Cash Flow Adequacy	snapshot only			3.604
Earnings Quality Score	snapshot only			0.750

Dividends & Buybacks

Metric	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	0.1%	0.8%	1.5%	2.57%
Dividend/Share	$0.02	$0.23	$0.45	$0.63
Payout Ratio	4.7%	34.6%	26.6%	26.57%
FCF Payout Ratio	2.7%	13.0%	17.1%	17.09%
Total Payout Ratio	18.8%	34.6%	32.6%	32.63%
Div. Increase Streak	0	0	0	0
Chowder Number	—	—	—	—
Buyback Yield	0.2%	0.0%	0.3%	0.34%
Net Buyback Yield	0.2%	0.0%	0.3%	0.34%
Total Shareholder Return	0.2%	0.8%	1.8%	1.82%

DuPont Factors

Metric	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	0.57	0.62	0.68	0.683
Interest Burden (EBT/EBIT)	0.99	0.98	0.86	0.861
EBIT Margin	0.10	0.09	0.15	0.147
Asset Turnover	0.48	0.89	1.24	1.243
Equity Multiplier	1.96	1.88	1.88	1.877

Per Share

Metric	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$0.40	$0.67	$1.69	$1.69
Book Value/Share	$7.21	$7.49	$8.36	$9.13
Tangible Book/Share	$4.89	$5.18	$6.06	$6.06
Revenue/Share	$6.74	$12.46	$19.49	$28.34
FCF/Share	$0.68	$1.80	$2.62	$3.67
OCF/Share	$0.80	$2.06	$3.01	$4.26
Cash/Share	$5.23	$6.12	$6.01	$6.52
EBITDA/Share	$0.84	$1.40	$3.30	$3.30
Debt/Share	$1.82	$1.76	$1.69	$1.69
Net Debt/Share	$-3.40	$-4.37	$-4.31	$-4.31

Academic Models

Metric	Q1'26	Q2'26	Q3'26	Current
Altman Z-Score	—	—	—	4.792
Altman Z-Prime	snapshot only			7.712
Piotroski F-Score	4	4	4	4
Beneish M-Score	—	—	—	—
Ohlson O-Score	snapshot only			-8.654
ROIC (Greenblatt)	snapshot only			44.96%
Net-Net WC	snapshot only			$2.03
EVA	snapshot only			$59616323.10

Credit

Metric	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only			AAA
Credit Score	84.78	93.02	96.37	96.366
Credit Grade	snapshot only			1
Implied Spread (bps)	snapshot only			50.000
Industry Credit Rank	snapshot only			94
Sector Credit Rank	snapshot only			91

PXED NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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